Are there any charges for an IndusInd credit card payment

Yes, there can be charges for an IndusInd credit card. It's a bit like borrowing money, and sometimes there are costs involved. For example, if you take out cash using your credit card, there's usually a "cash advance fee" of 2.5% of the amount you take out, or at least Rs. 300. There can also be interest charged on this money right away. If you pay your bill late, you'll also have "late payment charges" which can range from Rs. 100 to Rs. 1300, depending on how much you owe. There are also annual fees for some cards, but some don't have any.