Can I get a credit card?

Yes, you can get a credit card if you meet the eligibility criteria set by Indian financial institutions. Generally, you must be a resident of India aged between 18 and 70 years with a steady source of income, whether salaried or self-employed. A good credit score, typically 750 or above, significantly improves your approval chances. Required documents include your PAN card, Aadhaar for identity and address proof, and income evidence like salary slips or Income Tax Returns (ITR). If you have no credit history, you may qualify for a secured card against a fixed deposit.