In India, the validity period of a cheque is 3 months from the date written on it. According to Reserve Bank of India (RBI) guidelines that came into effect on April 1, 2012, all cheques, demand drafts, and pay orders must be presented for payment within this three-month window.
- A cheque presented after 90 days is considered stale and will be rejected by the bank.
- If a cheque expires, the payee must request the issuer to provide a fresh cheque with a current date.