How to check if bank account is active or not

To check if your bank account is active, you can use several simple methods:

• Perform a small transaction, such as a balance inquiry or a mini-statement request, via an ATM or mobile banking app.
• Attempt a small fund transfer using UPI or Net Banking to see if it processes successfully.
• Deposit a small amount or use a cheque at your local bank branch.
• Contact your bank's customer service or visit the branch directly to verify the account status.

If no transactions have occurred for over two years, the account may be classified as inoperative.