Opening a bank account in India can take anywhere from a few minutes to 10 working days, depending on the method chosen:
- Online Opening: Using Aadhaar-based e-KYC and video KYC, an account can be opened almost instantly or within 24 hours.
- Offline Opening: Visiting a branch physically and submitting documents typically takes 1 to 10 working days for verification and account activation.
The timeline often depends on document verification, cheque clearance for initial deposits, and the bank's internal processing speed.