Yes, you can get a credit card without having a bank account with the issuing bank. Many financial institutions in India allow individuals to apply for credit cards based on their income, employment status, and credit score, regardless of whether they hold a savings or current account there.
Common requirements include:
- Being at least 21 years old
- Demonstrating a stable source of income
- Maintaining a good credit score (typically 750 or above)
- Providing valid KYC documents and income proof
Alternatively, you can consider secured credit cards issued against fixed deposits.