Can I open a bank account without a PAN card?

Yes, you can open a bank account in India without a PAN card. According to RBI guidelines, if you do not have a PAN, you can submit Form 60 along with other officially valid documents like your Aadhaar card, Voter ID, or Passport. Banks typically allow the opening of a Basic Savings Bank Deposit Account or a Small Account in such cases. However, these accounts may have specific restrictions on the maximum balance, total credits, and withdrawal limits until a PAN is provided.