Can I apply for an IPO with a different bank account?

Yes, you can apply for an IPO using a different bank account than the one linked to your trading account. However, as per SEBI regulations, the bank account used for the application must belong to the primary applicant. The name and PAN on the bank account must match those on the demat account to ensure successful verification and fund blocking through the ASBA process. Using a third party bank account or someone else's UPI ID will lead to the rejection of your application.