Can a bank freeze my account?

Yes, a bank can freeze your account if it detects suspicious transactions, fraud, or illegal activity. Under RBI and government regulations, accounts can also be frozen for non-compliance with KYC norms, unpaid taxes, or due to legal orders from courts and authorities like the Income Tax Department. A freeze restricts you from withdrawing or transferring funds. To resolve this, contact your bank immediately to identify the specific reason and provide any required documentation or settle outstanding dues to restore access.