ATM

what is the difference between atm card and debit card

The main difference is in functionality.
  • An ATM card is primarily limited to cash withdrawals and checking account balances at an Automated Teller Machine (ATM).
  • A debit card offers all the functions of an ATM card but also allows you to make purchases in stores (Point of Sale) and transact online, as it is linked to a payment network like Visa or Mastercard.
  • In India, most banks now issue a debit card which effectively serves both purposes.

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