is there any insurance on atm card

Yes, most debit (ATM) cards in India come with complimentary insurance coverage. This is a benefit typically provided by the issuing bank and the card network. The coverages generally include:

• Personal Accidental Death or Disability Cover.
• Card fraud and loss protection.

The coverage amount and eligibility are not universal; they vary significantly based on the card variant and issuing bank. Eligibility often requires the cardholder to have performed a financial transaction at an ATM, POS, or online within a specified period (e.g., 30 to 90 days) before the incident.