is atm card a debit card

No, an ATM card is not exactly the same as a debit card. While both are linked to your bank account and allow for cash withdrawals and balance checks at an Automated Teller Machine (ATM), a debit card offers broader functionality. The main distinction is that a debit card can also be used for making online payments and purchases at retail stores via Point-of-Sale (POS) terminals. An ATM card is generally restricted only to ATM transactions. However, most modern cards issued by Indian banks serve both functions and are commonly referred to as debit cards.