You can easily withdraw money from your bank account without a physical ATM card by visiting your bank branch. The most common methods include:
- Filling out a withdrawal slip with your account details, and presenting it to the teller along with your government-issued photo ID for verification.
- Writing a check for cash by making it payable to "cash," signing it, and giving it to the bank teller.
A modern alternative, if you are at an ATM, is the UPI Cardless Cash Withdrawal feature, which allows you to use your UPI mobile app to scan a QR code on the machine to get cash.