how to withdraw cash without atm card

You can withdraw cash without an ATM card primarily through two methods: the UPI Cash Withdrawal facility at ATMs or a bank’s specific cardless feature.

• The Interoperable Cardless Cash Withdrawal (ICCW) service uses UPI: select 'UPI Cash Withdrawal' on the ATM, scan the displayed QR code with your UPI app, and enter your UPI PIN to complete the transaction.
• Alternatively, many banks offer an OTP-based service where you generate a withdrawal code on your bank's mobile app or net banking portal to use at their specific ATMs.