To obtain an ATM card (or debit card) in India, you generally must have an active bank account. The card is often issued automatically when you open a new account.
If you have an existing account but need a card, follow these steps:
- Apply for a debit card either by visiting your bank branch and submitting a request form, or through your bank’s internet banking portal or mobile application.
- Once the card is received via mail, you must activate it.
- Card activation typically involves generating a new 4-digit ATM PIN at an ATM, via customer care, or using your bank's digital channels.