how to claim atm card insurance after death

To claim accidental death insurance linked to an ATM/Debit card, the nominee or legal heir must immediately notify the card-issuing bank. Be aware that eligibility often requires the cardholder to have performed a qualifying purchase transaction (Point of Sale or online) within a specific period (e.g., 30 to 180 days) before the incident. The key documents to submit to the bank or insurer are:

• Duly filled claim form and death certificate.
• FIR/Police report and Post-mortem report (for accident cases).
• Proof of recent card usage.

The claim must be filed within the bank's stipulated deadline.