Your bank provides a set number of free ATM transactions each month before charges apply. These limits include both cash withdrawals and non-financial transactions like balance enquiries.
- At your own bank's ATMs: You are typically allowed up to five free transactions per month nationwide.
- At other bank's ATMs in metro cities: The limit is generally three free transactions per month.
- At other bank's ATMs in non-metro cities: You are generally entitled to five free transactions per month.
Once you exceed these free limits, a charge of up to ₹23 per additional financial transaction will be levied by the bank.