What are the advantages of the Aadhaar Payment Bridge (APB) System?

The existing system has excessive delays, multiple channels, and paperwork. This system transfers benefits and subsidies in a seamless and timely manner directly into an Aadhaar Enabled Bank Account. If a customer changes bank accounts, they are not required to convey the bank account details or changes to the Government Department or Agency. Customers are not required to open multiple bank accounts for receiving benefits and subsidies from various social welfare schemes. They only need to open one account and link their Aadhaar number to the bank account to start receiving benefits and subsidies directly into their Aadhaar Enabled Bank Account.