Smart Card. Smart Savings.
Up to 5%
Unlimited Cashback
Lifestyle Privileges
worth ₹75,000
Up to 20%
Dine-in Discount
5% Cashback
on Paytm Mall
3% Cashback
on Paytm App spends
2% Cashback
on Paytm Flights
1% Cashback*
on all other spends
5% Cashback on
Paytm Mall
3% Cashback on
Paytm App spends
2% Cashback on
Paytm Flights
1% Cashback* on
all other spends
*Not valid on wallet loads & fuel spends.

1 Point
= ₹1 Cashback.

Always.

Receive Cashback using
Credit Card & redeem on Paytm App
or millions of online & offline stores.

1 Point = ₹1
Cashback.
Always.

Receive Cashback using Paytm
Credit Card & redeem on Paytm
App or millions of online
& offline stores.

See what you
can save

with Credit card
on your Annual spends

See what you can save

with Credit card on your Annual spends

0₹1 Lakh₹2 Lakh₹3 Lakh₹4 Lakh
58,200
5% Cashback-
Spends on Paytm Mall
2,80,000
3% Cashback-
Paytm App Spends
16,000
2% Cashback-
Spends on Paytm Flight Bookings
2,25,000
1% Cashback- on all other spends

Your calculated
Annual Savings
Your Annual Savings

₹13,880

on a total spend of
₹5,79,200

Say Hello to the Good Life

Get exclusive benefits
worth ₹75,000 with free Paytm First Membership

Say Hello to the
Good Life

with Paytm First Membership

Get exclusive privileges worth
₹75,000 with free Paytm First
Membership.

Curated Treats

Enjoy offers across lifestyle, luxury & wellness curated via Poshvine.

Enjoy offers across lifestyle,
luxury & wellness curated via
Poshvine.

Other Power Packed Features

1% Fuel Surcharge
Waiver
EMI Conversion on
Large Transactions
International
Usage
Big Rewards.
No Joining Fee.

Enjoy all these rewards at ZERO joining
fee
. Annual Fee of ₹499* will be waived
off on spends of ₹1 Lakh or more.*Plus Taxes

Big
Rewards.
No Joining
Fee.

Enjoy all these rewards at ZERO
joining fee.
Annual Fee of ₹499*
will be waived off on spends of
₹1 Lakh or more.*Plus Taxes

FAQ & Product Feature Details

Frequently asked questions & products
details for Credit card

Terms & Conditions