Paytm First Credit Card

Say Hello to
The Good Life!
Enjoy this premium VISA Credit card
internationally, earning cashback on
every transaction from Paytm and Citibank
Offers and Benefits
  • 1% Cashback on all transactions
    Cashback will be adjusted in your monthly statement
  • Paytm First Membership
    Enjoy exclusive Paytm First benefits
Offers and Benefits
  • Upto 15% discount at Partner Restaurants
    Enjoy premium restaurants with exclusive discounts when you use Paytm First Card
  • Get 2 Movie tickets at the price of 1 ticket
    Enjoy this movie booking offer every Friday, on Paytm movies
  • Indulge in exclusive Lifestyle Services with many brands
    Get amazing offers from Reliance digital, Zomato, Big Basket and many more
    Frequently Asked Questions
  • What is Paytm First card?
    Paytm First Card is a credit card exclusive for Paytm customers. Paytm customers can get this card by applying for the card on Paytm app. Paytm is offering Paytm first card in partnership with Citibank.
  • How do I activate my Paytm First card?
    Your Paytm First card comes in a pre-activated state. You can start using this card immediately for online transactions. For offline transactions, you will need to setup your PIN. Please follow the steps below for setting the PIN:
    a. Go to
    b. Select account type as Credit Card
    c. Enter your Paytm First Card No, CVV and date of birth
    d. OTP will be sent to your registered mobile number
    e. Setup User ID, Password and PIN of your choice

    If you are an existing Citi Customer, this card is added to your profile automatically. When you login into your existing Citi account, take the following steps
    a. Go to Credit card section, select 'PIN Related' followed by 'Generate Credit Card PIN'
    b. Choose Paytm First Card and enter CVV
    c. OTP will be sent to your registered mobile number
    d. Setup PIN of your choice
  • How can I get the Paytm First card?
    Paytm First Card application has been opened only for selected customers currently due to high number of requests. This feature is available on the latest version of Paytm app. You can click on the Paytm First Card icon or find the Paytm First card option in the menu to begin the application for Paytm First card. Please fill the details correctly and submit the form. Once the application is approved, a Citibank representative will reach out to you to complete the KYC process. Once the application is approved, the Paytm First card will be mailed to your communication address with the welcome letter.
  • Where can I use Paytm First card?
    The Paytm First card can be used in both online and offline transactions. The card is shipped to you in an activated state. You can use It for online purchases right away. Once you generate a PIN, you can use your card to make payments at any merchant establishment that accepts VISA cards.You can also use the Paytm First card to add money your Paytm wallet.
  • What are the benefits of using Paytm First card?
    Paytm First card offers multiple benefits to it's customers such as unlimited 1% cashback with the convenience of auto-processing. Paytm first card also comes with complimentary Paytm First membership for 1 year.
  • How do I earn and redeem cashback?
    The customer will earn 1% unlimited cashback on all card spends, which will be automatically credited after the monthly bill generation. This cashback will be credited within 2 working days of bill generation.
  • How do I get Credit card statement?
    Once the bill is generated, it will be sent to your registered email address. You can also view and download the bill by logging into citibank website online.
  • Is there an annual fee for Paytm First card?
    Paytm First card comes with an annual fee of Rs.500 which is waived off when you spend Rs.50,000 or more in a membership year.
  • How will I get my Paytm First card monthly bill?
    The Paytm First card bill will be sent on a monthly basis to your registered email address by Citibank once the bill is generated.
  • How will I pay my Paytm First card bill?
    You can pay the Paytm first card bill on Paytm itself by going in the Paytm First card passbook.
  • My Paytm First card is lost/stolen. What should I do?
    If your Paytm First card is stolen or lost, please login to Citibank Online or the Citi Mobile app at once and report your lost or stolen card in the service requests section in the menu.