Check your Credit Score for FREE

Why Choose Paytm to
Check Credit Score?

Easy Monitoring

Monitor your credit health using free credit report from Paytm



Detailed Analysis

Keep track of your credit accounts, debts and help to improve or maintain credit score



Secure

Your personal information is 100% secured with us and will not be shared in any form with third parties



Exclusive loan offers

Get Personalised Loan offers based on your Credit Score

What impacts your
credit Score?

• 
  Payment History High Impact

  Payment history is a record of on-time payments and late/missed payments of all your credit cards and loan accounts

  High Impact
• 
  Credit Mix Low Impact

  Credit mix refers to the different type of credit cards and loans in your credit profile. Lenders closely look at the ratio of secured to unsecured debt in your credit report

  Low Impact
• 
  Credit Utilization High Impact

  Credit card utilization is the percentage of Credit limit that you have used as on date

  High Impact
• 
  Credit Enquiries Low Impact

  Enquiries performed by banks & financial institutions on your behalf based on your loan or credit card application

  Low Impact
• 
  Length of Credit History Medium Impact

  Credit History represents the age of all your loan and credit card accounts

  Medium Impact