Know more about your credit health and
tips to improve it
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Check Credit Score?
Get monthly score update and monitoring from CIBIL, 12 FREE reports in a year
Keep track of your credit accounts, debts and help to improve or maintain credit score
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Get Personalised Loan offers based on your Credit Score
What factors impact your
CIBIL Score?
Payment history is a record of on-time payments and late/missed payments of all your credit cards and loan accounts
Credit mix refers to the different type of credit cards and loans in your credit profile. Lenders closely look at the ratio of secured to unsecured debt in your credit report
Credit card utilization is the percentage of Credit limit that you have used as on date
Enquiries performed by banks & financial institutions on your behalf based on your loan or credit card application
Credit History represents the age of all your loan and credit card accounts
Tips to improve your
Credit Score
Given the Moratorium news, track your financial report in current times and ensure it is error free
Make timely payments and set up automatic payments to avoid making delay in payments
Pay your credit card bills before due date and Loan EMIs on time
Reduce utilization of credit card limits
Don’t apply for loans and credit cards with multiple banks
Obtain your Credit Report regularly and check for errors