# Paytm

Paytm started the Digital Revolution in India.

And we went on to become India's leading Payments App. Today, more than 44 Million merchants & businesses are powered by Paytm to Accept Payments digitally.

This is because more than 300 million Indians use Paytm to Pay at their stores. And that's not all, Paytm App is used to Pay bills, do Recharges, Send money to friends & family and book travel tickets.


## Page

- [Contact Paytm Customer Support](https://paytm.com/contact-us)
        - Excerpt: Get help with your Paytm account, payments, KYC, and more. Contact our customer support team for quick assistance.

- [Paytm Company Profile & Mission](https://paytm.com/about-us)
        - Excerpt: Discover Paytm's story, core values, and leadership in digital payments, UPI, and financial services.

- [Paytm: Secure & Fast UPI Payments, Recharge Mobile & Pay Bills](https://paytm.com/) 
        - Excerpt: Send money with UPI using any bank account. Recharge mobile and pay bills.

- [Online Recharge - Online Mobile Recharge & Prepaid Recharge Plans](https://paytm.com/recharge) 
        - Excerpt: Online recharge - Fast & easy mobile recharge online at Paytm. Prepaid recharge for all operators- Airtel, Jio, VI, BSNL & MTNL

- [Electricity Bill Payment - Pay Electricity Bill Online | Light Bill](https://paytm.com/electricity-bill-payment) 
        - Excerpt: Online Electricity Bill Payment - Get best offers on paying your electricity bill (bijli bill) online for BSES Yamuna, NDPL , TSSPDCL and many more at Paytm. ✔ Bijli bill payment ✔ Cashback offers

- [DTH Recharge - Online DTH Recharge Offers | Digital Tv Recharge](https://paytm.com/dth-recharge) 
        - Excerpt: Fast & Easy DTH Recharge online for Airtel Digital TV, Tata Play, Dish TV, D2H & Sun Direct Tv at Paytm.com. You can now do DTH recharge online with multiple payment options at Paytm - ✓100% Secure ✔Win Cashback

- [Property Tax Online Payment - Pay Municipal Tax Online @Paytm](https://paytm.com/municipal-payments) 
        - Excerpt: Property tax online payment at Paytm. Select from easy payment options for Municipal taxes, House/Property Tax such as Credit Card, Debit Card, Net banking or Paytm Wallet. ✔ Secure ✔ Fast & Quick

- [Water Bill Payment Online - Pay Water Bills Instantly on Paytm](https://paytm.com/water-bill-payment) 
        - Excerpt: Make online water bill payments anytime on Paytm. Check bills instantly, avoid late fees, and pay securely using UPI, cards, or net banking.

- [Gas Bill Payment - Pay Gas Bill Online at Paytm](https://paytm.com/gas-bill-payment) 
        - Excerpt: Online Gas Bill Payment - Pay Gas Bill online at Paytm. You can pay Mahanagar, Siti, Adani and more Gas Bill in few seconds through easy payment options such as UPI, Credit Card, Debit Card or Netbanking

- [Loan Payment - Pay Gold Loan, Personal Loan, Home & Car Loan EMI Online at Paytm](https://paytm.com/loan-emi-payment) 
        - Excerpt: Pay Loan EMI online at Paytm. Now use the Net Banking, Debit Card or Paytm Wallet for Personal Loan, Gold Loan, Home & Car Loan Payment i.e. AEON Credit, Capital First Limited, Hero FinCorp, Home Credit Manappuram & Muthoot Fincorp Ltd. ✓Easy Repayment ✓Smooth Transaction

- [Insurance Premium Payment - Pay Health and Life Insurance Premium Online at Paytm](https://paytm.com/insurance-premium-payment) 
        - Excerpt: Insurance Premium Payment Online at Paytm.com. Pay Life and Health Insurance Premium for ICICI Prudential, Religare, Reliance and more. ✓Easy Repayment ✓Smooth Transaction

- [E-Challan - Pay Traffic Police eChallan Online at Paytm](https://paytm.com/challan-bill-payment) 
        - Excerpt: Pay Traffic e challan online at Paytm. Select from easy payment options for Challan payment such as: Credit Card, Debit Card, Net banking or Paytm wallet.  ✔ Secure ✔ Fast & Quick

- [Online Mobile Recharge & Bill Payment with UPI | Paytm](https://paytm.com/recharge-bill-payment) 
        - Excerpt: Make fast and secure online recharge and bill payments on Paytm. Pay mobile, electricity, broadband, gas, water, and DTH bills anytime from anywhere.

- [Send Money Online with UPI & Bank Transfer](https://paytm.com/money-transfer) 
        - Excerpt: Send money instantly to bank accounts and UPI IDs with . Make secure online transfers using UPI with fast and reliable payments across India.

- [Secure Online Payments with UPI, Cards & Net Banking](https://paytm.com/online-payments) 
        - Excerpt: Make secure online payments on Paytm using UPI, debit card, credit card, net banking, and EMI options. Pay on websites and apps with fast and reliable transactions.

- [Apply for Credit Cards Online with Exclusive Benefits](https://paytm.com/loans-credit-cards/credit-cards/)         
        - Excerpt: Exclusive range of credit cards at one place. Get Cash Back, Joining Bonus & More. Apply Now

- [Avail Instant Personal Loan Online in 2 Minutes](https://paytm.com/loans-credit-cards/personal-loan/) 

## Blog

- [Paytm Q1 FY27 Results: Revenue Grows 28% YoY to ₹2,448 Cr; Highest Ever Quarterly EBITDA at ₹203 Cr](https://paytm.com/blog/investor-relations/paytm-q1-fy27-results-revenue-grows-28-to-2448-crore-highest-ever-quarterly-ebitda-at-203-crore.md)
  - Published: 2026-07-20
  - Last Modified: 2026-07-20
  - Excerpt: Paytm Q1 FY27 Results: Revenue increased 28% YoY to ₹2,448 crore, PAT rose 79% to ₹220 crore and EBITDA reached a record ₹203 crore. Read the highlights from Paytm's quarterly financial results.
- [Tips to Use UPI Safely and Transact with Ease](https://paytm.com/blog/payments/upi/tips-to-use-upi-safely-and-transact-with-ease.md)
  - Published: 2021-11-25
  - Last Modified: 2026-07-17
  - Excerpt: Follow these UPI safety tips to make secure payments, avoid scams, protect your account, and use features like UPI Lite and AutoPay for faster transactions.
- [What to Do If Your UPI Transactions Are Failing?](https://paytm.com/blog/payments/upi/what-to-do-if-upi-transactions-are-getting-failed.md)
  - Published: 2021-11-22
  - Last Modified: 2026-07-17
  - Excerpt: Facing a failed UPI transaction? Learn why UPI payments fail, what to do if money is debited, RBI refund timelines, and how to resolve payment issues using Paytm.
- [UPI Frauds: How to Secure Your Account and What to Do If You're Targeted](https://paytm.com/blog/payments/upi/upi-frauds.md)
  - Published: 2021-11-22
  - Last Modified: 2026-07-17
  - Excerpt: Learn about common UPI frauds, warning signs, security tips, and how Paytm helps protect your account. Know what to do immediately if you become a victim of UPI fraud.
- [What is the UPI Reference Number (UTR)? How to Find and Track It](https://paytm.com/blog/payments/upi/upi-reference-number.md)
  - Published: 2021-11-22
  - Last Modified: 2026-07-17
  - Excerpt: What is a UPI reference number? How to track your Paytm UPI reference number or unique transaction reference? How to use Paytm for UPI? Why choose Paytm for UPI transactions?
- [What is UPI AutoPay? Features, Benefits and How to Set It Up](https://paytm.com/blog/bill-payments/upi-autopay/here-is-all-you-need-to-know-about-upi-autopay.md)
  - Published: 2021-11-03
  - Last Modified: 2026-07-17
  - Excerpt: Learn how UPI AutoPay works, its latest transaction limits, benefits, supported payments, and how to set up, manage, pause, or cancel mandates on Paytm.
- [UPI Registration: How to Set Up Your UPI Account?](https://paytm.com/blog/money-transfer/upi-money-transfer/upi-registration-set-up-upi-account.md)
  - Published: 2021-10-21
  - Last Modified: 2026-07-17
  - Excerpt: Learn how to register for UPI on Paytm with this step-by-step guide. Set up your UPI ID, create a UPI PIN, link your bank account, and troubleshoot common registration issues.
- [How to Scan a QR Code & Pay at Shops Using Paytm?](https://paytm.com/blog/paytm-help/how-to-scan-a-qr-code-pay-at-shops.md)
  - Published: 2021-07-14
  - Last Modified: 2026-07-17
  - Excerpt: Learn how to scan any UPI QR code and pay at shops using Paytm. Choose between a bank account, UPI Lite, or a RuPay Credit Card, avoid QR scams, and troubleshoot common payment issues.
- [How to Register a UPI Complaint: In-App, Bank, NPCI, and RBI Ombudsman Explained](https://paytm.com/blog/payments/upi/how-to-register-a-upi-complaint.md)
  - Published: 2021-11-18
  - Last Modified: 2026-07-17
  - Excerpt: Learn how to register a UPI complaint through Paytm, your bank, NPCI, and the RBI Ombudsman. Resolve failed transactions, fraud, and wrong UPI transfers quickly.
- [How to Use UPI to Transfer Funds: A Complete Step-by-Step Guide](https://paytm.com/blog/money-transfer/how-to-use-upi-to-transfer-funds.md)
  - Published: 2021-06-29
  - Last Modified: 2026-07-17
  - Excerpt: Learn how to use UPI to transfer money with this step-by-step guide. Set up UPI, send money via Paytm, understand limits, and avoid common scams.
- [What is CIBIL Score and Its Importance?](https://paytm.com/blog/credit-score/what-is-cibil-score.md)
  - Published: 2021-04-20
  - Last Modified: 2026-07-17
  - Excerpt: Learn what a CIBIL score is, understand the CIBIL score range, how it is calculated, why it matters, and how to check and improve your credit score for better loan approval chances.
- [Paytm vs. Other Apps: Why Choose Paytm for Your Personal Loan Needs](https://paytm.com/blog/loan/personal-loan/paytm-other-apps-choose-paytm-personal.md)
  - Published: 2026-03-25
  - Last Modified: 2026-07-17
  - Excerpt: Learn how Paytm Personal Loan works, explore loan amounts, repayment tenures, participating lending partners, and the steps to apply through the Paytm app.
- [How Loan Amortization Works: Breaking Down Your Repayment Schedule](https://paytm.com/blog/loan/personal-loan/how-loan-amortization-works-breaking-down-your-repayment-schedule.md)
  - Published: 2026-03-09
  - Last Modified: 2026-07-17
  - Excerpt: Learn how loan amortization works and how each EMI is split between principal and interest. Understand repayment schedules, prepayments, and the factors that affect your total loan cost.
- [CIBIL Score and Loans: How Your Score Decides Eligibility and Interest Rates](https://paytm.com/blog/loan/personal-loan/cibil-score-guide-loan-eligibility-interest.md)
  - Published: 2026-03-31
  - Last Modified: 2026-07-17
  - Excerpt: Learn how your CIBIL score affects loan eligibility, interest rates, EMIs, and borrowing options. Understand score ranges, lender expectations, and ways to improve your credit profile before applying.
- [Minimum CIBIL Score for a Personal Loan: What Lenders Actually Expect](https://paytm.com/blog/loan/personal-loan/minimum-cibil-score-personal-loan.md)
  - Published: 2026-03-31
  - Last Modified: 2026-07-16
  - Excerpt: Learn what CIBIL score you may need for a personal loan, how lenders assess applications, what different score ranges mean, and how to improve your eligibility before applying.
- [Paytm Launches Labels for Paytm UPI Automatic Payments to Improve Subscription Management](https://paytm.com/blog/bill-payments/upi-autopay/paytm-launches-labels-for-paytm-upi-automatic-payments-to-improve-subscription-management.md)
  - Published: 2026-06-22
  - Last Modified: 2026-06-22
  - Excerpt: Paytm introduces Labels for Paytm UPI automatic payments, making it easier to identify recurring payments, manage multiple subscriptions under one merchant, and avoid cancelling the wrong mandate on the Paytm app.
- [Paytm Foundation's Beach Clean-Up Drive in Mumbai ](https://paytm.com/blog/corporate-social-responsibility/paytm-foundations-beach-clean-up-drive-in-mumbai.md)
  - Published: 2026-06-18
  - Last Modified: 2026-06-18
  - Excerpt: On the occasion of World Environment Day, Paytm Foundation organized a beach clean-updrive at Juhu Beach, Mumbai, in partnership with Project Mumbai. The initiative brought together employees with a shared commitment to environmental conservation and responsible community engagement. Uniting for a Cleaner Environment The drive commenced in the morning at the iconic Juhu Beach, where participants gathered with enthusiasm to contribute towards a cleaner and healthier coastline. The team from Project Mumbai conducted an awareness session highlighting the growing challenge of plastic pollution, its impact on marine ecosystems, and the importance of collective action in preserving natural Resources. Taking Action on…
- [Paytm Payment Gateway Launches Agentic AI Card Checkout to Help Businesses Improve Payment Completion](https://paytm.com/blog/payment-gateway/paytm-payment-gateway-launches-agentic-ai-card-checkout.md)
  - Published: 2026-06-16
  - Last Modified: 2026-06-16
  - Excerpt: Paytm Payment Gateway launches Agentic AI Card Checkout to help businesses improve payment completion, reduce checkout friction, and enable secure AI-led commerce with biometric card authentication.
- [Never Miss a Payment Again: Paytm Reminders Is Here to Help](https://paytm.com/blog/uncategorized/never-miss-a-payment-again-paytm-reminders-is-here-to-help.md)
  - Published: 2026-06-12
  - Last Modified: 2026-06-12
  - Excerpt: We’ve all been there. The rent was due on the 1st. It’s the 4th. Your flatmate swears they’ll transfer it “tonight.” The maid’s salary has been pending since last Tuesday. And that ₹500 you lent your cousin at the wedding? That was two months ago. Keeping track of who owes you, what you owe, and when it’s all due, it’s exhausting. And the moment you forget, it costs you. A late EMI hits your credit score. A missed subscription gets your account blocked. An unpaid bill turns into a fine. The problem isn’t that people don’t want to pay. It’s that…
- [Make A Paytm UPI Payment And Get 10,000 Gold Coins](https://paytm.com/blog/paytm-gold-coins/paytm-upi-gold-coins-rewards.md)
  - Published: 2026-06-11
  - Last Modified: 2026-06-11
  - Excerpt: Make every Paytm UPI payment rewarding. Earn Gold Coins on every transaction and stand a chance to get up to 10,000 Gold Coins. Redeem rewards for minted gold coins.
- [Paytm Pocket Money: The Smarter Way to Handle Your Teenager's Allowance](https://paytm.com/blog/payments/upi/paytm-pocket-money-teen-upi-allowance.md)
  - Published: 2026-06-10
  - Last Modified: 2026-06-10
  - Excerpt: Manage your teenager's allowance with ease using Paytm Pocket Money. Set recurring transfers, track spending, send instant top-ups, and stay in control with a dedicated Paytm UPI account for teens.
- [Every Paytm UPI Payment You Make is Building Your Gold Portfolio](https://paytm.com/blog/paytm-gold-coins/paytm-gold-coins-on-upi-payments.md)
  - Published: 2026-06-09
  - Last Modified: 2026-06-09
  - Excerpt: Every Paytm UPI payment can help grow your Paytm Gold portfolio. Earn gold coins, watch your gold accumulate, and redeem it for physical gold delivery.
- [Scan & Pay Widget: The Fastest Way to Pay Is Already on Your Home Screen](https://paytm.com/blog/payments/paytm-scan-pay-widget-for-fast-upi-payments.md)
  - Published: 2026-06-08
  - Last Modified: 2026-06-08
  - Excerpt: Learn how to add the Paytm Scan & Pay Widget on Android and iPhone. Access QR code payments directly from your home screen and enjoy faster, seamless UPI transactions.
- [Hide Payments on Paytm: Keep Your UPI Payments Private](https://paytm.com/blog/payments/upi/how-to-hide-payments-on-paytm-upi-payment-history-private.md)
  - Published: 2026-06-05
  - Last Modified: 2026-06-05
  - Excerpt: Want to keep your Paytm UPI payments private? Learn how to hide payments on Paytm, manage your payment history, and protect your financial privacy, step by step.
- [Paytm UPI AutoPay: Set Once, Pay Automatically, Stress Never](https://paytm.com/blog/bill-payments/upi-autopay/paytm-upi-autopay-automatic-bill-payments.md)
  - Published: 2026-06-05
  - Last Modified: 2026-06-05
  - Excerpt: Set up Paytm UPI AutoPay for electricity, mobile, broadband, insurance, water, gas, and more. Pay bills automatically on time and avoid late payment hassles.
- [How to Download Your Paytm UPI Statement and Make Tax Season a Breeze](https://paytm.com/blog/payments/upi/paytm-upi-statement-download-for-tax-filing.md)
  - Published: 2026-06-03
  - Last Modified: 2026-06-03
  - Excerpt: Learn how to download your Paytm UPI statement PDF in minutes for tax filing. Access transaction history across linked bank accounts and share it easily with your CA for hassle-free ITR filing.
- [Paytm Invests ₹60 Crore in ONDC to Strengthen India's Sovereign Digital Commerce Infrastructure](https://paytm.com/blog/ondc/paytm-ondc-partnership-india-digital-commerce.md)
  - Published: 2026-06-02
  - Last Modified: 2026-06-02
  - Excerpt: Paytm (One 97 Communications Limited) announces an equity investment of ₹60 crore in ONDC, deepening its role in building India's sovereign digital commerce rails. Learn how this partnership empowers merchants, MSMEs, and consumers across retail, logistics, mobility, and financial services.
- [Save Big, Start Small: How Paytm Gold Turns Every ₹50 Into a Step Toward Your Biggest Dreams](https://paytm.com/blog/digital-gold/build-gold-savings-habit-with-paytm-gold.md)
  - Published: 2026-06-02
  - Last Modified: 2026-06-02
  - Excerpt: Start saving in 24K MMTC-PAMP certified gold from just ₹50 lumpsum or ₹50/month via SIP. Get a real minted gold coin delivered home. Build your gold savings habit today with Paytm Gold.
- [Pocket Money on Paytm: The Smartest Move That Changes Everything](https://paytm.com/blog/payments/upi/benefits-of-linking-pocket-money-on-paytm-with-parents.md)
  - Published: 2026-06-02
  - Last Modified: 2026-06-02
  - Excerpt: Discover why linking Pocket Money on Paytm with your parents helps build trust, enables instant top-ups, improves financial safety, and makes saving for goals easier. Learn how to get started in a few simple steps.
- [Paytm Gold Enables Doorstep Delivery of Physical Gold Across 12,000+ Pin Codes, Ahead of Akshaya Tritiya](https://paytm.com/blog/digital-gold/paytm-gold-digital-to-physical-gold-delivery-india.md)
  - Published: 2026-04-17
  - Last Modified: 2026-06-02
  - Excerpt: Convert your digital gold into 24K physical gold coins with doorstep delivery across 12,000+ pin codes. Buy, sell, or withdraw gold easily on Paytm.
- [How to Check Gold Balance on Paytm: Step-by-Step Guide](https://paytm.com/blog/digital-gold/how-to-check-gold-balance-on-paytm.md)
  - Published: 2025-05-21
  - Last Modified: 2026-06-02
  - Excerpt: Keeping track of your digital gold investments is crucial for smart financial planning. This comprehensive guide covers how to check your digital gold balance on Paytm, understand its current market value, and review your transaction history, empowering you to manage your assets effectively.
- [How We Built India's Merchant Payments Network Across 1.51 Crore Storefronts](https://paytm.com/blog/payments/paytm-merchant-payments-network-1-51-crore-storefronts.md)
  - Published: 2026-05-29
  - Last Modified: 2026-05-29
  - Excerpt: We invented QR code based payment, Soundbox, and card machines for India's merchants. Here is why 1.51 crore storefronts choose us for payment acceptance.
- [How Paytm Pioneered Mobile Payments, QR, and Soundbox in India](https://paytm.com/blog/payments/how-paytm-pioneered-mobile-payments-qr-and-soundbox-in-india.md)
  - Published: 2026-05-29
  - Last Modified: 2026-05-29
  - Excerpt: Paytm is an Indian company that pioneered mobile payments, QR-based merchant payments, and introduced Soundbox technology for merchants in India. Here is the full story of how we built India's payments revolution.
- [How Paytm AI Soundbox Is Transforming Small Business Operations in India](https://paytm.com/blog/artificial-intelligence/paytm-ai-soundbox-transforming-small-business-operations-india.md)
  - Published: 2026-05-29
  - Last Modified: 2026-05-29
  - Excerpt: Built in India for India's merchants, the Paytm AI Soundbox brings AI-led business insights, payment alerts, and merchant support to kirana stores and small businesses across the country.
- [What Can You Do on Paytm? Everything You Need to Know About India's Leading Payments App](https://paytm.com/blog/payments/paytm-app-features-for-consumers-and-merchants.md)
  - Published: 2026-05-29
  - Last Modified: 2026-05-29
  - Excerpt: Explore what you can do on Paytm, from UPI payments, mobile recharges and bill payments to Paytm Postpaid, digital gold, Paytm Payments QR, Soundbox and card machines.
- [E-Challan Payment – How to Pay Challan Online?](https://paytm.com/blog/bill-payments/challan/how-to-make-challan-payment-online.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Pay challan online easily with Paytm. Follow simple steps to pay e-challan and explore other options like banks and official portals.
- [Make Your Insurance Premium Payment Online](https://paytm.com/blog/insurance/make-your-insurance-premium-payment-online.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Discover how to conveniently pay your insurance premiums online using Paytm. This comprehensive guide outlines the step-by-step process and explains the numerous benefits, including security and cashback.
- [Paying Landline Bills Online is Now Faster & Easier](https://paytm.com/blog/bill-payments/landline-bills/faster-better-way-to-pay-landline-bills.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Discover the ease of paying your landline bills online through platforms like Paytm. Enjoy quick transactions, reminders, and cashback offers—all from the comfort of your home.
- [How to Reduce Landline Bills?](https://paytm.com/blog/bill-payments/landline-bills/how-to-reduce-landline-bills.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Discover effective strategies to reduce landline bills in %%currentyear%%, helping you save significantly on your monthly expenses.
- [How to Pay Credit Card Bills using a Debit Card?](https://paytm.com/blog/bill-payments/credit-card-bills/paying-credit-card-bills-using-a-debit-card.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to pay your credit card bills using a debit card via the Paytm website or mobile application. Read this blog for a step-by-step guide to making online credit card bill payments.
- [How to Check Broadband Speed?](https://paytm.com/blog/bill-payments/broadband-bills/how-to-check-broadband-speed.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: How to Check Broadband Speed: Know the easy steps to check your mobile internet or broadband speed on your desktop or laptop. Read paytm blog to check the speed of your broadband connection.
- [What is Broadband? Definition & Types](https://paytm.com/blog/bill-payments/broadband-bills/what-is-broadband-definition-types.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Learn about broadband connections: Understand the definition, benefits, and types of broadband connections, along with key factors for choosing a provider in %%currentyear%%.
- [How to Change Name in Electricity Bill – Step-by-Step Process](https://paytm.com/blog/bill-payments/electricity-bills/how-to-change-name-in-electricity-bill-step-by-step-procedure.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: You can now change your name on electricity bills, both online and offline. The process is simple and smooth, requiring minimal fees and specific documents.
- [How To Find Electricity Bill Consumer Number?](https://paytm.com/blog/bill-payments/electricity-bills/how-to-find-electricity-bill-consumer-number.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: The consumer number is a unique identification number found on your electricity bill. Learn how to locate your consumer number quickly, both online and offline, including on Paytm.
- [How to Pay Your Gas Pipeline Bill Online?](https://paytm.com/blog/bill-payments/gas-bills/how-to-pay-your-gas-bill-online.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Pay your gas pipeline bill online via Paytm by selecting your gas provider, entering your Customer ID, and choosing a payment method. The gas bill payment process is fast, secure, and offers cashback and rewards.
- [How to Pay a Credit Card Bill Online/Offline?](https://paytm.com/blog/bill-payments/credit-card-bills/how-to-pay-a-credit-card-bill-online.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Pay your credit card bills conveniently on Paytm app/website and earn rewards points, cashback offers, and other benefits in just a few steps
- [What Are the Ways to Pay Broadband Bill Online?](https://paytm.com/blog/bill-payments/broadband-bills/ways-to-pay-broadband-bill-online.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Many payment platforms allow you to pay your broadband bills online. One such platform is Paytm, which facilitates easy broadband payments.
- [How To Check My Electricity Bill History?](https://paytm.com/blog/bill-payments/electricity-bills/how-to-check-my-electricity-bill-history.md)
  - Published: 2021-07-06
  - Last Modified: 2026-05-28
  - Excerpt: Accessing your electricity bill history online is straightforward and can be completed in a few simple steps. View your payment history today!
- [Commercial LPG Cylinders: Check Prices and How to Apply](https://paytm.com/blog/bill-payments/gas-booking/commercial-gas-cylinder-price.md)
  - Published: 2023-09-22
  - Last Modified: 2026-05-28
  - Excerpt: Find the new commercial LPG gas cylinder price. Get the revised prices for 19 kg commercial gas cylinders today inside.
- [How to Switch From Prepaid to Postpaid?](https://paytm.com/blog/bill-payments/mobile-bills/how-to-covert-prepaid-to-postpaid-online.md)
  - Published: 2021-07-05
  - Last Modified: 2026-05-28
  - Excerpt: Switch from prepaid to postpaid connection: Learn how to convert prepaid to postpaid online or offline, and discover the benefits of converting a prepaid connection to postpaid.
- [Buying a New Indane Gas Cylinder? Here's Your Guide](https://paytm.com/blog/bill-payments/gas-booking/everything-about-indane-gas.md)
  - Published: 2021-10-01
  - Last Modified: 2026-05-28
  - Excerpt: Learn everything about Indane Gas, including how to get a new gas connection, cylinder types, prices, online booking, required documents, GST implications, and more.
- [A Comprehensive Guide to Transferring Gas Connection from One Agency to Another in India](https://paytm.com/blog/bill-payments/gas-booking/transferring-gas-connection-from-one-agency-to-another.md)
  - Published: 2023-09-09
  - Last Modified: 2026-05-28
  - Excerpt: Simplify your gas connection transfer in India with this comprehensive guide. Understand the documents, step-by-step process, fees, and timelines for both inter-city and intra-city transfers, ensuring a smooth transition. Be empowered to confidently manage your LPG connection, maintaining an essential utility supply wherever you reside.
- [Can I Convert from Postpaid to Prepaid?](https://paytm.com/blog/bill-payments/mobile-bills/how-to-convert-postpaid-to-prepaid.md)
  - Published: 2021-07-05
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to convert from a postpaid to a prepaid connection and discover the benefits of making the switch.
- [How to Pay School Fees Online?](https://paytm.com/blog/fees/how-to-pay-school-fees-online.md)
  - Published: 2021-10-01
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to easily pay school fees online using the Paytm app or website. Discover the benefits, including speed, security, and various payment options, along with exclusive cashback offers.
- [How to Change Mobile Number in Gas Booking?](https://paytm.com/blog/bill-payments/gas-booking/how-to-change-mobile-number-in-gas-booking.md)
  - Published: 2023-09-02
  - Last Modified: 2026-05-28
  - Excerpt: Update your mobile number to ensure seamless gas cylinder bookings and continued access to all services.
- [Property Tax Payment Online: The Complete Guide](https://paytm.com/blog/bill-payments/municipal-bills/how-to-pay-property-tax-online.md)
  - Published: 2021-07-05
  - Last Modified: 2026-05-28
  - Excerpt: Easily pay your property tax online through Paytm! Follow our guide to learn how to make property tax payments using the Paytm platforms.
- [Best Broadband Service Providers in India](https://paytm.com/blog/bill-payments/broadband-bills/best-broadband-providers-in-india.md)
  - Published: 2021-10-01
  - Last Modified: 2026-05-28
  - Excerpt: Compare India's leading broadband providers and their plans. Choose from Airtel, Jio, YOU Broadband, and others based on speed, price, and features like OTT subscriptions.
- [What Is the Consumer Number in Water Bills?](https://paytm.com/blog/bill-payments/water-bills/what-is-the-consumer-number-in-water-bills.md)
  - Published: 2021-07-05
  - Last Modified: 2026-05-28
  - Excerpt: How to find consumer number on the water bill: The consumer identification number provides users with a unique identifier. Read the guide to know more.
- [Asianet Recharge and Plans: A Comprehensive Guide to Choosing the Right Package](https://paytm.com/blog/bill-payments/broadband-bills/asianet-recharge-plans.md)
  - Published: 2023-09-02
  - Last Modified: 2026-05-28
  - Excerpt: In this article, we will delve into the details of Asianet broadband and cable tv recharge and plans, helping you make an informed decision.
- [Guide to Alliance Broadband Plans and Offers](https://paytm.com/blog/bill-payments/all-new-alliance-broadband-plans-offers.md)
  - Published: 2021-09-09
  - Last Modified: 2026-05-28
  - Excerpt: Find all the latest Alliance Broadband plans and offers in one place. Easily compare Alliance Broadband recharge plans and their offerings with ease.
- [How to Cancel Indane Gas Booking: Step-By-Step Guide](https://paytm.com/blog/bill-payments/gas-booking/how-to-cancel-indane-gas-booking.md)
  - Published: 2023-09-01
  - Last Modified: 2026-05-28
  - Excerpt: Need to cancel your Indane gas booking? This guide provides comprehensive, step-by-step instructions for canceling through your distributor, IVRS, website, or mobile app.
- [How to Pay Water Bill Online?](https://paytm.com/blog/bill-payments/water-bills/how-to-pay-water-bill-online.md)
  - Published: 2021-07-05
  - Last Modified: 2026-05-28
  - Excerpt: Pay water bills online through the Paytm website or application. Paying water bills on time is essential to ensure an uninterrupted water supply.
- [Jio Fiber Broadband Plans & Offers](https://paytm.com/blog/bill-payments/all-new-jio-broadband-plans-offers.md)
  - Published: 2021-09-09
  - Last Modified: 2026-05-28
  - Excerpt: Check updated Jio Fiber plans and offers: Explore monthly, quarterly, semi-annual, and annual Jio broadband plans and offers to find the best fit for your needs.
- [How to Download LIC Premium Payment Receipt: A Step-by-Step Guide](https://paytm.com/blog/payments/how-to-download-lic-premium-payment-receipt.md)
  - Published: 2023-08-24
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to easily download your LIC premium payment receipts online, including steps for the official LIC portal and Paytm.
- [How to Check Water Bill Online?](https://paytm.com/blog/bill-payments/water-bills/how-to-check-water-bill-online.md)
  - Published: 2021-07-05
  - Last Modified: 2026-05-28
  - Excerpt: How to check water bill online: Know the steps to check water bill on Paytm and the alternative method to check water bill online in %%currentmonth%%.
- [How to Pay Utility Bills on Paytm?](https://paytm.com/blog/paytm-help/how-to-pay-utility-bills.md)
  - Published: 2021-08-17
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to easily pay utility bills such as electricity, gas, and DTH using the Paytm app. Discover how to earn cashback and rewards on your payments.
- [Buy Delhi Metro Tokens using UPI: Here's How!](https://paytm.com/blog/recharge/metro-card/buy-delhi-metro-tokens-using-upi.md)
  - Published: 2023-08-09
  - Last Modified: 2026-05-28
  - Excerpt: Just like payments at shopping malls or local vendors, you can easily use your Paytm UPI app and recharge your metro card or buy metro tokens.
- [How to Check Electricity Bill Amount Online?](https://paytm.com/blog/bill-payments/electricity-bills/check-electricity-bill-amount-online.md)
  - Published: 2021-07-05
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to check your electricity bill online using various methods like the Paytm app or your electricity board's website, and gain a clear understanding of your energy usage and financial obligations.
- [How to Check and Pay Telangana Traffic Fines Online?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-traffic-challan-online-in-telangana.md)
  - Published: 2022-01-10
  - Last Modified: 2026-05-28
  - Excerpt: Easily manage your Telangana traffic fines online. Learn how to check and pay your challan through Parivahan website and Paytm.
- [UPPCL Online Bill Payment – Step-by-Step Guide](https://paytm.com/blog/bill-payments/uppcl-online-bill-payment-step-by-step-details.md)
  - Published: 2021-08-12
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to complete your UPPCL online bill payment in 2026 with this comprehensive step-by-step guide. Find out how to use the official portal, prevent common errors, and access support for a seamless transaction. Ensure timely payments and an uninterrupted power supply.
- [Key Differences Between A Khata and B Khata Property Tax](https://paytm.com/blog/bill-payments/municipal-bills/a-khata-vs-b-khata-property-tax-in-bengaluru.md)
  - Published: 2023-08-04
  - Last Modified: 2026-05-28
  - Excerpt: Wish to buy or sell property in Bengaluru? Know the differences between A Khata and B Khata property tax for insights into property value, loan eligibility, etc.
- [What if I Don’t Pay Postpaid Bill?](https://paytm.com/blog/bill-payments/what-if-i-dont-pay-postpaid-bill.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to prevent the serious consequences of not paying your postpaid bill. Find out how unpaid bills affect your service, accrue late fees, and significantly impair your credit score in 2026. This guide offers practical steps to resolve outstanding payments and proactive strategies to protect your financial reputation.
- [How to do HP Gas Booking Easily?](https://paytm.com/blog/bill-payments/gas-booking/how-to-do-hp-gas-booking.md)
  - Published: 2022-03-08
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to book HP Gas online in minutes using the Paytm app or website. Enjoy cashback, offers, and hassle-free payments!
- [How to Check and Pay Mumbai Traffic Fines?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-mumbai-traffic-fines.md)
  - Published: 2022-01-10
  - Last Modified: 2026-05-28
  - Excerpt: The Mumbai government provides an e-challan facility for paying traffic fines online, offering a convenient and hassle-free method.
- [What is Fibre Broadband](https://paytm.com/blog/bill-payments/what-is-fibre-broadband.md)
  - Published: 2021-07-27
  - Last Modified: 2026-05-28
  - Excerpt: Fibre broadband is a type of high-speed internet connection that uses fibre-optic technology to transmit data from the telephone exchange to your area.
- [Your Complete Guide to Rental Agreements in India](https://paytm.com/blog/bill-payments/rental-bills/rental-agreements-in-india.md)
  - Published: 2023-07-21
  - Last Modified: 2026-05-28
  - Excerpt: Staying current with rental practices in 2026, this comprehensive guide explains everything you need to know about rental agreements in India, covering types, key clauses, registration, and legal frameworks. Understand your rights and responsibilities to secure a smooth and legally sound tenancy.
- [Is Postpaid Faster Than Prepaid Connections?](https://paytm.com/blog/bill-payments/is-postpaid-faster-than-prepaid.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Make an informed decision about your mobile plan by understanding why the notion of postpaid being faster than prepaid in 2026 is largely a misconception. You will learn about key factors like throttling, deprioritisation, and local infrastructure that truly impact your mobile data speed. Use tools like the TRAI MySpeed App to assess real-world network performance.
- [How To Pay College Fees Online Through Paytm?](https://paytm.com/blog/fees/how-to-pay-college-fee-on-paytm.md)
  - Published: 2022-02-04
  - Last Modified: 2026-05-28
  - Excerpt: Pay college fees online through the Paytm application and website and potentially earn exciting deals and discounts.
- [How to Check and Pay Traffic Fines in Karnataka?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-karnataka-traffic-fines.md)
  - Published: 2022-01-10
  - Last Modified: 2026-05-28
  - Excerpt: Looking to check and pay traffic fines in Karnataka? This guide provides step-by-step instructions for checking e-challan status and available payment options.
- [Paytm Devotion: Donate Digitally to Famous Indian Temples & Save Income Tax](https://paytm.com/blog/devotion-and-donation/paytm-devotion-donate-digitally-to-famous-indian-temples-and-save-income-tax.md)
  - Published: 2023-06-13
  - Last Modified: 2026-05-28
  - Excerpt: Devotees seeking to support revered Indian temples can now donate digitally through Paytm Devotion. Learn how to make secure contributions to famous Indian temples and understand the valuable income tax benefits available under Section 80G for 2026. This service offers convenience and peace of mind for your spiritual giving.
- [How to Calculate Electricity Bill – The Complete Guide](https://paytm.com/blog/bill-payments/calculate-electricity-bill-online.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Calculate your electricity bill: Understand common terms used for calculating electricity bills and the general electricity bill calculation formula.
- [How to Book a Gas Cylinder Online?](https://paytm.com/blog/bill-payments/gas-booking/how-to-book-a-gas-cylinder-online.md)
  - Published: 2022-02-01
  - Last Modified: 2026-05-28
  - Excerpt: Book your gas cylinder online easily through the Paytm application or Paytm website, and earn Paytm cashback points and scratch cards (T&C apply).
- [How to Check and Pay Traffic Fines in Tamil Nadu?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-traffic-fines-online-in-tamil-nadu.md)
  - Published: 2022-01-04
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to check and pay traffic fines online in Tamil Nadu, including via Paytm. This article details the process to ensure timely payments in %%currentmonth%% %%currentyear%%.
- [How to Reduce Monthly Gas Bills?](https://paytm.com/blog/bill-payments/how-to-save-on-gas-bill.md)
  - Published: 2021-07-22
  - Last Modified: 2026-05-28
  - Excerpt: Reduce Monthly Gas Bills: Read Paytm blog to discover 16 effective ways to reduce your monthly cooking gas bills easily at home.
- [How Can Tuition Fee Payments on Paytm Help in Tax Savings?](https://paytm.com/blog/payments/tuition-fee/how-can-tuition-fee-payment-on-paytm-help-in-tax-savings.md)
  - Published: 2023-03-28
  - Last Modified: 2026-05-28
  - Excerpt: Discover how paying tuition fees through Paytm enables you to claim tax deductions under Section 80C, track payments easily, and potentially earn rewards. Learn the steps to pay tuition fees on Paytm for tax savings.
- [How to Check and Pay Pune Traffic Fines?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-pune-traffic-fines.md)
  - Published: 2022-01-03
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to easily check and pay your traffic fines in Pune online. This guide covers official government portals, the Paytm app, and the Paytm website to help you manage e-challans efficiently.
- [How to Pay Traffic Challan Online?](https://paytm.com/blog/bill-payments/challan/how-to-pay-traffic-challan-online.md)
  - Published: 2022-01-25
  - Last Modified: 2026-05-28
  - Excerpt: Looking for a hassle-free way to pay your traffic challans? Our step-by-step guide walks you through the process of making e-challan online payments quickly and easily.
- [Why Postpaid May Appear Costlier Than Prepaid](https://paytm.com/blog/bill-payments/why-postpaid-is-costlier-than-prepaid.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Are you wondering why postpaid connections often seem more expensive than prepaid options in 2026? This guide explains why postpaid may appear costlier than prepaid, detailing common hidden charges, billing mechanisms, and how to choose the most cost-effective mobile plan for your usage. Monitor your usage effectively and avoid bill shock by understanding bundled services and making an informed choice.
- [How to Pay Alliance Broadband Bills Online?](https://paytm.com/blog/bill-payments/how-to-pay-alliance-broadband-bills-online.md)
  - Published: 2021-10-21
  - Last Modified: 2026-05-28
  - Excerpt: Online Alliance broadband bill payment: Learn the steps and benefits for managing your Alliance broadband bill using the Paytm app or website.
- [How to Check and Pay Bangalore Traffic Fines?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-bangalore-traffic-fines.md)
  - Published: 2022-01-25
  - Last Modified: 2026-05-28
  - Excerpt: Got a traffic fine in Bangalore? Follow this step-by-step guide to check your e-challan status and make an online payment hassle-free.
- [Complete Procedure to Regularize or Change Name in LPG Connections](https://paytm.com/blog/bill-payments/gas-bills/procedure-to-change-name-in-lpg-connections.md)
  - Published: 2021-07-20
  - Last Modified: 2026-05-28
  - Excerpt: The procedure to regularize or change the name in the records is identical for all three major gas companies: Bharat Petroleum, Indian Oil Corporation, and Hindustan Petroleum.
- [Property Tax Deduction in Income Tax](https://paytm.com/blog/bill-payments/property-tax-deduction-in-income-tax.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Unsure how to maximise your property tax deductions in 2026? This guide outlines crucial provisions under Section 24, including standard deductions and home loan interest benefits, alongside other property-related tax savings. Learn step-by-step how to claim these deductions effectively, helping Indian homeowners optimise their financial planning and reduce taxable income.
- [How to Pay Act Broadband Bills Online?](https://paytm.com/blog/bill-payments/how-to-pay-act-broadband-bills-online.md)
  - Published: 2021-10-21
  - Last Modified: 2026-05-28
  - Excerpt: Online Act broadband bill payment: Check the steps to make Act broadband bill payments using the Paytm app or web. Discover the benefits of using Paytm for Act bill payments.
- [How to Check Gas Bills Online?](https://paytm.com/blog/bill-payments/gas-bills/how-to-check-gas-bills-online.md)
  - Published: 2021-07-20
  - Last Modified: 2026-05-28
  - Excerpt: Check your gas bill amount on Paytm and pay it instantly. Ensure timely payment of your gas bills to maintain uninterrupted service online in %%currentmonth%% %%currentyear%%.
- [How to Check and Pay Traffic Challan Online in Kolkata?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-traffic-challan-online-in-kolkata.md)
  - Published: 2022-01-25
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to check and pay your Kolkata traffic challan online using the official website, Paytm, and other methods. Stay compliant with traffic rules easily.
- [How to Change Name in Property Tax?](https://paytm.com/blog/bill-payments/property-tax-name-change.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: When property ownership changes, it's essential to update the name in municipal records. Follow these steps to update the name in the property tax records.
- [How To Use Paytm For Metro Ticket Booking?](https://paytm.com/blog/recharge/metro-card/how-to-use-paytm-for-metro-ticket-booking.md)
  - Published: 2022-01-14
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to use the Paytm app for booking a metro ticket easily with these simple steps.
- [How to Change Mobile Number in the Electricity Bill?](https://paytm.com/blog/bill-payments/how-to-change-mobile-number-in-the-electricity-bill.md)
  - Published: 2021-07-13
  - Last Modified: 2026-05-28
  - Excerpt: How to Change Mobile Number in the Electricity Bill: Follow these step-by-step instructions to change or update the mobile number in your electricity bill online or offline in %%currentyear%%.
- [How to Book Indane Gas Cylinder?](https://paytm.com/blog/bill-payments/gas-booking/how-to-book-indane-gas-cylinder.md)
  - Published: 2022-01-12
  - Last Modified: 2026-05-28
  - Excerpt: Indane Gas Cylinder Booking: Learn the steps to book an Indane gas cylinder online through the mobile app, and the advantages of using Paytm for gas booking in %%currentyear%%.
- [Everything You Need to Know About Property Tax 2026](https://paytm.com/blog/bill-payments/what-is-property-tax.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Worried about navigating property tax in India and preventing penalties in 2026? This comprehensive guide offers clear insights into assessment methods, online payment processes, and eligible exemptions. Understand key factors influencing your tax liability, follow a step-by-step online payment guide, and learn how to implement best practices for full compliance.
- [Complete Guide to Airtel Broadband Payment Online](https://paytm.com/blog/bill-payments/how-to-pay-airtel-broadband-bill.md)
  - Published: 2021-10-21
  - Last Modified: 2026-05-28
  - Excerpt: Learn how to easily pay your Airtel broadband bill online using Paytm, with a step-by-step guide to ensure timely payments and uninterrupted service.
- [How to Check E-Challan Status Online?](https://paytm.com/blog/bill-payments/e-challan-status-everything-you-need-to-know.md)
  - Published: 2021-07-12
  - Last Modified: 2026-05-28
  - Excerpt: Easily check your e-challan status online using the official E-Challan Parivahan website or verify challan amounts on Paytm. Get detailed steps and essential information.
- [How to Calculate Property Tax?](https://paytm.com/blog/bill-payments/how-to-calculate-property-tax.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Property tax calculation methods vary across Indian municipalities in 2026, often based on capital value, unit area, or annual rental value. This comprehensive guide details these assessment systems, offers a step-by-step process for online calculation and payment, and highlights common mistakes to help you stay compliant and avoid penalties.
- [Everything You Need to Know About New HP Gas Connection](https://paytm.com/blog/bill-payments/gas-booking/all-about-new-hp-gas-connection.md)
  - Published: 2021-10-01
  - Last Modified: 2026-05-28
  - Excerpt: Know everything about a new HP Gas connection, from applying for a new connection to understanding documents required, LPG prices, and more about HP Gas.
- [How to Pay Postpaid Bills Online with Paytm?](https://paytm.com/blog/bill-payments/how-to-pay-postpaid-bill-online.md)
  - Published: 2021-07-12
  - Last Modified: 2026-05-28
  - Excerpt: Pay postpaid bill online on Paytm: Know how to use Paytm postpaid bill to pay your Vi postpaid, Airtel postpaid, Jio Postpaid, BSNL or MTNL postpaid connection online in June 2024.
- [5 Ways to Reduce Electricity Bill at Home](https://paytm.com/blog/bill-payments/ways-to-reduce-electricity-bill-at-home.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Homeowners striving to reduce their electricity bill in 2026 can achieve significant savings. This guide offers five effective strategies, from tackling 'vampire power' to optimising large appliance usage and adopting smart lighting habits. Learn how to make informed decisions for a more financially managed home.
- [Check Broadband Bill Amount Online](https://paytm.com/blog/bill-payments/check-broadband-bill-amount-online-instantly.md)
  - Published: 2021-07-12
  - Last Modified: 2026-05-28
  - Excerpt: Check broadband bill amount online - There are two common methods for checking your broadband bill amount online – on the website or mobile application of your broadband provider.
- [What is the Difference Between Prepaid and Postpaid?](https://paytm.com/blog/bill-payments/difference-between-prepaid-and-postpaid.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Unlike postpaid, a prepaid connection requires payment before services are used. Learn the key differences between prepaid and postpaid services here.
- [How to Pay Electricity Bill Online?](https://paytm.com/blog/bill-payments/electricity-bill-payment-online.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-28
  - Excerpt: Paying your electricity bill online offers unparalleled convenience and efficiency, saving you valuable time and effort compared to traditional methods in 2026. This guide explains various secure methods, including the Bharat BillPay System (BBPS), how to find your consumer number, and a step-by-step process for successful online electricity bill payments. You will also learn how to identify legitimate portals and what to do if a payment fails, ensuring a secure and hassle-free experience.
- [Stop Asking "Where Did My Money Go?": Paytm's Spend Summary Has the Answer](https://paytm.com/blog/payments/paytm-spend-summary-upi-expense-tracker.md)
  - Published: 2026-05-28
  - Last Modified: 2026-05-28
  - Excerpt: Discover Paytm's Spend Summary, the built-in expense tracker that auto-categorises your payments into groceries, shopping, entertainment and more. Know exactly where your money goes, every month.
- [How Safe Is RBI's Digital Rupee?](https://paytm.com/blog/uncategorized/rbi-digital-rupee-safety.md)
  - Published: 2025-10-01
  - Last Modified: 2026-05-28
  - Excerpt: Learn how RBI's Digital Rupee (e₹) works, its safety features, potential risks, and how Paytm users can transact securely with it.
- [Difference Between Cryptocurrency and Digital Rupee](https://paytm.com/blog/uncategorized/difference-between-cryptocurrency-and-digital-rupee.md)
  - Published: 2025-10-01
  - Last Modified: 2026-05-28
  - Excerpt: Understand the key differences between cryptocurrency and the Digital Rupee. Learn how they work, their benefits, and what sets India's Digital Rupee apart from private cryptocurrencies.
- [How to Activate Paytm Pocket Money for Teenagers Without a Bank Account](https://paytm.com/blog/payments/how-to-activate-paytm-pocket-money-for-teenagers-without-bank-account.md)
  - Published: 2026-05-27
  - Last Modified: 2026-05-27
  - Excerpt: Learn how to activate Paytm Pocket Money for teenagers and enable safe UPI payments without a bank account. Set spending limits, track payments, and manage teen expenses easily.
- [How to Use Paytm Pocket Money for Online and Offline UPI Payments](https://paytm.com/blog/payments/how-to-use-paytm-pocket-money-for-online-and-offline-upi-payments.md)
  - Published: 2026-05-27
  - Last Modified: 2026-05-27
  - Excerpt: Learn how teenagers can use Paytm Pocket Money to make online and offline UPI payments without a bank account. Parents control limits and track every spend in real time.
- [Types of Savings Account and their Differences](https://paytm.com/blog/savings-account/types-of-savings-account.md)
  - Published: 2021-06-28
  - Last Modified: 2026-05-25
  - Excerpt: Various types of savings account cater to diverse financial needs, offering unique features and benefits for different life stages. This guide details the distinctions between regular, salary, zero balance, kids, family, and senior citizen savings accounts, helping you choose the best option for your financial goals. Understand eligibility, interest rates, and key benefits to make an informed decision for securing your finances.
- [What Documents Do I Need to Open a Savings Account?](https://paytm.com/blog/savings-account/documents-required-to-open-a-savings-account.md)
  - Published: 2021-06-28
  - Last Modified: 2026-05-25
  - Excerpt: Anyone looking to open a new savings account can confidently prepare by understanding the essential savings account documents required in 2026. This comprehensive guide details necessary identity and address proofs, covers special cases like minor and joint accounts, and outlines the step-by-step application process to help you avoid common pitfalls. Secure your financial future with minimal fuss.
- [Step-by-Step Guide: How to Locate Your Bank Branch’s BSR Code for Challan 280 Online](https://paytm.com/blog/bank-passbook/step-by-step-guide-locate-bank-branch-bsr.md)
  - Published: 2026-03-31
  - Last Modified: 2026-05-22
  - Excerpt: Easily locate your bank branch's BSR code for Challan 280 online with our step-by-step guide. Ensure accurate, hassle-free tax payments and avoid comm
- [CIF Number – Why is it Important?](https://paytm.com/blog/bank-passbook/what-is-cif-number.md)
  - Published: 2021-08-20
  - Last Modified: 2026-05-22
  - Excerpt: A CIF number on a passbook is an 11-digit unique code that contains all of the account holder's banking information. Read to know more.
- [Traditional Bank Passbook vs Digital Bank Passbook – What’s the difference?](https://paytm.com/blog/bank-passbook/traditional-bank-passbook-vs-digital-bank-passbook.md)
  - Published: 2021-08-16
  - Last Modified: 2026-05-22
  - Excerpt: Compare traditional paper passbooks with modern digital passbooks to understand their differences, benefits, and limitations in managing your banking transactions. Learn more.
- [2 Ways to Get a Bank Passbook Statement Easily](https://paytm.com/blog/bank-passbook/ways-to-get-a-bank-passbook-statement-easily.md)
  - Published: 2021-08-16
  - Last Modified: 2026-05-22
  - Excerpt: Discover easy steps to get your bank passbook statement online or offline, and learn how to view or download your transaction details.
- [Gold Price Today in India: Trends, History, Factors and Investment Insights](https://paytm.com/blog/investment/gold-price-history-in-india.md)
  - Published: 2023-09-22
  - Last Modified: 2026-05-19
  - Excerpt: Struggling to make sense of the volatile gold market in 2026? Get a comprehensive guide to Gold Price Today in India, exploring historical trends, influencing factors, and smart investment options.
- [Complete Guide to the Paytm Gold Coins Program](https://paytm.com/blog/paytm-gold-coins/what-is-paytm-gold-coin-program.md)
  - Published: 2025-10-14
  - Last Modified: 2026-05-18
  - Excerpt: Learn how to turn your daily spends into 24K digital gold with the Paytm Gold Coins Program. Our complete guide covers how to earn, redeem, and maximize your rewards.
- [Paytm Launches Pocket Money for Teenagers to Make Paytm UPI Payments Without a Bank Account ](https://paytm.com/blog/payments/upi/paytm-pocket-money-upi-payments-for-teenagers-without-bank-account.md)
  - Published: 2026-05-18
  - Last Modified: 2026-05-18
  - Excerpt: Paytm Pocket Money enables teenagers to make secure UPI payments without a bank account using NPCI UPI Circle. Parents can set spending limits, track payments in real time, and manage allowances safely through the Paytm app.
- [How to Transfer Money Between Bank Accounts via Paytm?](https://paytm.com/blog/money-transfer/bank-to-bank-transfer/how-to-transfer-money-within-your-own-accounts-in-paytm-a-guide.md)
  - Published: 2022-01-31
  - Last Modified: 2026-05-14
  - Excerpt: Account holders can effortlessly transfer money between their bank accounts using Paytm. This guide provides step-by-step instructions, details security measures, and outlines eligibility requirements for seamless transactions.
- [Why Paytm Is India's Best UPI Payments App](https://paytm.com/blog/payments/upi/why-paytm-is-india-best-upi-payments-app.md)
  - Published: 2026-05-11
  - Last Modified: 2026-05-11
  - Excerpt: Built in India for India, Paytm UPI is fast, simple, and packed with features designed for everyday payments. Here's why millions of users choose Paytm for UPI payments.
- [Key Takeaways from Our Q4FY26 Earnings Call: Full-Year Profit, AI-led Growth and Payment Market Share Momentum](https://paytm.com/blog/investor-relations/key-takeaways-from-our-q4fy26-earnings-call.md)
  - Published: 2026-05-08
  - Last Modified: 2026-05-08
  - Excerpt: Paytm reported its first full year of profit in FY2026, driven by strong growth in payments, financial services and AI-led operating leverage. Here are the key takeaways from Paytm's Q4 FY26 earnings call.
- [How to Link Aadhaar Card to Driving Licence Without Visiting RTO](https://paytm.com/blog/aadhaar-card/link-aadhaar-card-to-driving-licence-online.md)
  - Published: 2025-08-26
  - Last Modified: 2026-05-07
  - Excerpt: Easily link your Aadhaar card to your driving licence online without visiting the RTO. Save time with this quick, secure digital process.
- [Securing Your Aadhaar Data: Best Practices for Fintech Users](https://paytm.com/blog/aadhaar-card/securing-aadhaar-data-best-practices-fintech-users.md)
  - Published: 2025-08-27
  - Last Modified: 2026-05-07
  - Excerpt: Discover how fintech users can safeguard their Aadhaar data with practical tips like using Virtual IDs, biometric locking, secure sharing, and monitoring for unauthorized activities. Stay informed and secure your digital identity effortlessly.
- [How Fintech Lenders Use Aadhaar for Faster Loan Approvals](https://paytm.com/blog/aadhaar-card/fintech-lenders-aadhaar-faster-loan-approvals-india.md)
  - Published: 2025-08-30
  - Last Modified: 2026-05-07
  - Excerpt: Discover how fintech lenders leverage Aadhaar's digital ID system to accelerate loan approvals, enabling a paperless, secure, and inclusive borrowing experience for millions in India.
- [Role of Biometric Authentication in Resolving Aadhaar-PAN Mismatch Issues](https://paytm.com/blog/aadhaar-card/biometric-authentication-aadhaar-pan-mismatch-solution.md)
  - Published: 2025-08-30
  - Last Modified: 2026-05-07
  - Excerpt: Discover how biometric authentication helps overcome Aadhaar-PAN demographic mismatches, ensuring seamless linking and compliance with government regulations.
- [Aadhaar Card vs. PAN Card: Which One Do You Need?](https://paytm.com/blog/aadhaar-card/aadhaar-vs-pan-which-one-do-you-need.md)
  - Published: 2025-08-30
  - Last Modified: 2026-05-07
  - Excerpt: Aadhaar vs PAN: Understand key differences and their uses for identity and finance in urban India. Learn how Paytm helps with seamless transactions.
- [Understanding NPCI e-KYC Services and e-KYC Setu System](https://paytm.com/blog/aadhaar-card/npci-e-kyc-services.md)
  - Published: 2025-08-15
  - Last Modified: 2026-05-07
  - Excerpt: Explore NPCI e-KYC services, offering secure, paperless Aadhaar-based verification for banks and financial institutions. Learn about authentication methods, e-KYC Setu, and its role in enhancing financial inclusion.
- [What Is the e-KYC Setu System?](https://paytm.com/blog/aadhaar-card/e-kyc-setu-system.md)
  - Published: 2025-07-30
  - Last Modified: 2026-05-07
  - Excerpt: Learn how NPCI's e-KYC Setu simplifies identity verification using Aadhaar, ensuring the Aadhaar number remains private.
- [Aadhaar Seeding Process: How to Link Aadhaar to Your Bank Account for Government Benefits](https://paytm.com/blog/aadhaar-card/aadhaar-seeding-process-link-aadhaar-to-bank-account-for-benefits.md)
  - Published: 2025-07-30
  - Last Modified: 2026-05-07
  - Excerpt: Aadhaar seeding helps you receive DBT benefits. Learn the full process with the bank and NPCI role explained.
- [Aadhaar and PAN: Not Valid Proofs of Indian Citizenship – Government Clarifies](https://paytm.com/blog/aadhaar-card/aadhaar-and-pan-card-are-not-proofs-of-indian-citizenship.md)
  - Published: 2025-05-30
  - Last Modified: 2026-05-07
  - Excerpt: The Government of India confirms that Aadhaar and PAN cards are not valid proofs of Indian citizenship. Learn about acceptable documents for establishing Indian nationality.
- [What Documents Are Required for an Aadhaar Card?](https://paytm.com/blog/aadhaar-card/valid-documents-required-for-aadhar-card.md)
  - Published: 2022-12-02
  - Last Modified: 2026-05-07
  - Excerpt: Check the list of valid documents required to apply for or update a new Aadhaar card online/offline: ✓List of identity proof ✓proof of relationship ✓DoB ✓address proof
- [How to Link Aadhaar with Ration Card?](https://paytm.com/blog/aadhaar-card/how-to-link-aadhaar-with-ration-card.md)
  - Published: 2022-11-25
  - Last Modified: 2026-05-07
  - Excerpt: Get details on how to link your Aadhaar with your ration card, with clear instructions on the online and offline methods, and document requirements.
- [How to Link Aadhaar Card with EPF Account Online or Offline?](https://paytm.com/blog/aadhaar-card/how-to-link-aadhaar-card-with-epf-account.md)
  - Published: 2022-11-25
  - Last Modified: 2026-05-07
  - Excerpt: Link aadhaar card with EPF account: Know the ✓Steps to link aadhar card with EPF account online ✓Offline ✓Link PF account with aadhar using Umang app.
- [How to Link Aadhaar with PM Kisan Samman Nidhi?](https://paytm.com/blog/aadhaar-card/link-aadhaar-card-with-pm-kisan-samman-nidhi-scheme.md)
  - Published: 2022-11-25
  - Last Modified: 2026-05-07
  - Excerpt: Know the steps to link Aadhaar card with PM Kisan Samman Nidhi scheme to get your installment of Rs. 2,000 per quarter and Rs. 6,000 annually on time.
- [How to Link your Aadhaar card to Bank Account?](https://paytm.com/blog/aadhaar-card/how-to-link-aadhaar-card-with-bank-account.md)
  - Published: 2022-11-25
  - Last Modified: 2026-05-07
  - Excerpt: Learn how to link your Aadhaar card to your bank account via internet banking, SMS, mobile banking, ATM, or by visiting your bank branch.
- [How to Lock/Unlock Aadhaar Biometric?](https://paytm.com/blog/aadhaar-card/how-to-lock-and-unlock-aadhaar-card-biometric-paytm-blog.md)
  - Published: 2022-08-25
  - Last Modified: 2026-05-07
  - Excerpt: Know how to lock and unlock Aadhaar biometrics on the UIDAI website or through mAadhaar application.
- [How to Check PAN Aadhaar Linking Status in a Few Easy Steps?](https://paytm.com/blog/aadhaar-card/how-to-check-pan-aadhaar-linking-status.md)
  - Published: 2022-02-18
  - Last Modified: 2026-05-07
  - Excerpt: Check PAN Aadhaar linking status by visiting the official website of the Income Tax Department. Learn the steps to check your PAN Aadhaar linking status.
- [How to Generate Aadhaar Virtual ID in 5 Easy Steps?](https://paytm.com/blog/aadhaar-card/how-to-generate-aadhaar-virtual-id-in-5-easy-steps.md)
  - Published: 2022-02-01
  - Last Modified: 2026-05-07
  - Excerpt: Generate Aadhaar Virtual ID or retrieve it online through Aadhaar card details. Continue reading the blog to know how to generate Aadhaar Virtual ID.
- [Paytm FY 2026 Results: Full-Year Profitability with PAT at ₹552 Cr; Revenue Grows to ₹8,437 Cr](https://paytm.com/blog/investor-relations/paytm-fy-2026-results-full-year-profitability-with-pat-at-552-cr-revenue-grows-to-8437-cr.md)
  - Published: 2026-05-06
  - Last Modified: 2026-05-07
  - Excerpt: Paytm reports Q4 FY26 results with revenue at ₹2,264 Cr and PAT at ₹183 Cr; achieves full-year profitability with PAT of ₹552 Cr driven by growth in merchant payments, financial services distribution, consumer payments and AI-led operating leverage.
- [How to Update Address in Aadhaar Card?](https://paytm.com/blog/aadhaar-card/how-to-change-address-in-aadhaar.md)
  - Published: 2021-08-26
  - Last Modified: 2026-05-05
  - Excerpt: For individuals needing to update their Aadhaar address, this guide provides a complete process. You will learn how to update your Aadhaar address online, at an enrolment centre, or via post, ensuring your official documents are current for 2026. Keep your identity details accurate for seamless access to government services and financial benefits.
- [Steps for Aadhaar Verification Online and Benefits of Verifying Aadhaar Card in 2026](https://paytm.com/blog/aadhaar-card/how-to-do-aadhaar-verification-online.md)
  - Published: 2021-08-26
  - Last Modified: 2026-05-05
  - Excerpt: Worried about accessing essential services or protecting your digital identity in 2026 due to an unverified Aadhaar? This guide provides clear, step-by-step instructions for Aadhaar verification online through official UIDAI channels. You will learn the comprehensive benefits of a verified Aadhaar card, how to use the mAadhaar app, and crucial security considerations to confidently manage your identity and avoid service disruptions.
- [How to Change/Update Photo on Aadhaar Card in 2026?](https://paytm.com/blog/aadhaar-card/how-to-change-photo-on-aadhaar-card.md)
  - Published: 2022-01-14
  - Last Modified: 2026-05-05
  - Excerpt: Ensuring your Aadhaar card photo is current is crucial for seamless identity verification across many services. This guide details the exact offline steps to change or update your Aadhaar card photo in 2026, from locating an authorised centre to tracking your update and downloading your e-Aadhaar. Follow our practical tips to ensure your photo update is successful and avoid verification issues.
- [What are the Important Documents Required for Baal Aadhaar Card?](https://paytm.com/blog/aadhaar-card/documents-for-baal-aadhaar-card.md)
  - Published: 2021-11-22
  - Last Modified: 2026-05-05
  - Excerpt: Learn how to apply for a Baal Aadhaar card for your child by understanding all the important documents required. This guide outlines the necessary child identity proofs like a birth certificate, along with the parent's Aadhaar card and other supporting documents. It also explains the application process and the mandatory biometric update at age five, ensuring your child's Aadhaar remains active.
- [What is Aadhaar Authentication History and How to Check Aadhaar Authentication History Online?](https://paytm.com/blog/aadhaar-card/how-to-check-aadhaar-authentication-history-online.md)
  - Published: 2021-11-22
  - Last Modified: 2026-05-05
  - Excerpt: Aadhaar cardholders can easily monitor their Aadhaar Authentication History online to safeguard their digital identity. This guide explains what the history is, details how to check your usage records, and helps you understand the report for peace of mind in 2026.
- [What is a Baal Aadhaar Card & How to Apply for it?](https://paytm.com/blog/aadhaar-card/what-is-a-baal-aadhaar-card.md)
  - Published: 2021-11-22
  - Last Modified: 2026-05-05
  - Excerpt: Ensuring your child has essential identification documents is a key responsibility for parents in India. This comprehensive guide explains exactly what a Baal Aadhaar card is, its unique features, and provides a step-by-step application process for children under 5 and those aged 5 to 15, including mandatory biometric updates.
- [How to Download Aadhaar Enrolment Certificate?](https://paytm.com/blog/aadhaar-card/how-to-download-certificate-for-aadhaar-enrolment.md)
  - Published: 2021-09-29
  - Last Modified: 2026-05-05
  - Excerpt: Struggling to track your Aadhaar application? Get clear, step-by-step instructions on how to download your Aadhaar Enrolment Certificate from the UIDAI website or mAadhaar app. This guide ensures you easily obtain your vital proof of enrolment and understand its significance.
- [What is an Aadhaar Card? Importance, Eligibility Criteria, Documents & Benefits Explained](https://paytm.com/blog/aadhaar-card/what-is-aadhaar-card.md)
  - Published: 2021-08-27
  - Last Modified: 2026-05-05
  - Excerpt: Curious about the Aadhaar card and its role in India? This comprehensive guide explains what an Aadhaar card is, its importance, eligibility criteria, required documents, and the significant benefits it offers to residents. You will also learn the step-by-step processes for enrolment, status checks, downloading, verifying, and updating your Aadhaar details for 2026.
- [Aadhaar Card Update – How to do it Online and Offline?](https://paytm.com/blog/aadhaar-card/how-to-do-aadhaar-card-update.md)
  - Published: 2021-08-26
  - Last Modified: 2026-05-05
  - Excerpt: Keeping your Aadhaar card details current is vital for accessing government services and verifying your identity smoothly in 2026. This guide covers the straightforward online and offline methods for updating your Aadhaar card information, including required documents, fees, and how to track your update status.
- [How to Download the Aadhaar Update Form in a Few Simple Steps?](https://paytm.com/blog/aadhaar-card/how-to-download-aadhaar-update-form.md)
  - Published: 2021-08-26
  - Last Modified: 2026-05-05
  - Excerpt: Maintaining accurate Aadhaar details is crucial for accessing government services and benefits in India. This comprehensive guide explains how to easily download the official Aadhaar Update Form from the UIDAI website in a few simple steps. You will also learn what to do after downloading the form and important points to ensure a successful update.
- [What is a Masked Aadhaar Card & How to Download Masked Aadhar?](https://paytm.com/blog/aadhaar-card/what-is-masked-aadhaar-card.md)
  - Published: 2021-08-26
  - Last Modified: 2026-05-05
  - Excerpt: A Masked Aadhaar Card hides the first eight digits of your Aadhaar number, enhancing privacy by only displaying the last four digits. This article explains what a Masked Aadhaar is, its benefits for identity protection, and provides a step-by-step guide on how to download it from the UIDAI website. Learn how to safeguard your personal data effectively.
- [How to Check Transaction History on Paytm and Download UPI Statements](https://paytm.com/blog/paytm-help/learn-how-to-check-transaction-history-on-paytm-view-upi-payments-download-statements-and-fix-issues-when-history-is-not-showing.md)
  - Published: 2025-08-14
  - Last Modified: 2026-05-05
  - Excerpt: Need to access your past payments on Paytm? This comprehensive guide shows you how to check transaction history and download your essential statements directly from the application. You will learn to effectively manage your digital payment records for personal finance, business tracking, and official purposes in 2026.
- [Powering a Cleaner Tomorrow: Mysore Cleanathon Initiative](https://paytm.com/blog/corporate-social-responsibility/powering-a-cleaner-tomorrow-mysore-cleanathon-initiative.md)
  - Published: 2026-05-04
  - Last Modified: 2026-05-04
  - Excerpt: Paytm Foundation and Youth for Seva hosted a Cleanathon in Mysore to promote cleanliness, environmental responsibility, and community participation through a collaborative park clean-up initiative.
- [How to Add a New Bank Account on Paytm?](https://paytm.com/blog/paytm-help/how-to-add-a-new-bank-account-on-paytm.md)
  - Published: 2024-08-23
  - Last Modified: 2026-05-04
  - Excerpt: Learn how to add and link a new bank account on Paytm for UPI payments, money transfers, bill payments, and features like UPI Lite and auto-pay.
- [How to Add a New Bank Account on Paytm: A Complete Guide](https://paytm.com/blog/paytm-help/how-to-add-new-bank-account-on-paytm.md)
  - Published: 2024-12-24
  - Last Modified: 2026-05-04
  - Excerpt: For users looking to enhance their financial flexibility, adding a new bank account on Paytm is a simple process. This comprehensive guide will walk you through the preparation, step-by-step linking, and troubleshooting common issues, ensuring seamless management of your finances. Learn how to manage multiple accounts and set a primary account for your transactions.
- [10 Top Benefits of RuPay Credit Card](https://paytm.com/blog/credit-card/benefits-of-rupay-credit-card.md)
  - Published: 2025-01-16
  - Last Modified: 2026-05-01
  - Excerpt: RuPay Credit Cards offer seamless UPI integration and deferred payments, enhancing financial management for Indian consumers. This article explores the top ten benefits, including reward points, wide merchant acceptance, and secure transactions, explaining how they provide convenience and unique advantages tailored for the Indian market in 2026.
- [What is RTGS: Meaning, Benefits, and Process](https://paytm.com/blog/money-transfer/what-is-rtgs.md)
  - Published: 2021-06-29
  - Last Modified: 2026-05-01
  - Excerpt: Secure swift and reliable high-value transfers by mastering what RTGS is, its benefits, and the exact process. This comprehensive guide clarifies RTGS meaning, outlines its key features, transaction limits, and applicable fees for 2026. Understand how to execute successful real-time gross settlements with confidence.
- [Paytm Services Continue as Usual: A Clear Update for Customers, Merchants, and Businesses](https://paytm.com/blog/investor-relations/paytm-services-update-2026.md)
  - Published: 2026-04-25
  - Last Modified: 2026-04-25
  - Excerpt: Is Paytm working after action on Paytm Payments Bank? Yes. UPI, QR, Soundbox & all services are fully operational. Read the latest 2026 update.
- [Paytm Partners with Maha Metro and ONDC ​​to Bring Seamless Mobile QR Metro Ticketing for Pune and Nagpur Commuters](https://paytm.com/blog/recharge/metro-card/paytm-maha-metro-ondc-qr-ticketing-pune-nagpur-metro-travel.md)
  - Published: 2026-04-23
  - Last Modified: 2026-04-24
  - Excerpt: Book metro tickets online for Pune Metro and Nagpur Metro on Paytm. Use QR-based mobile ticketing via ONDC for faster, queue-free travel.
- [6 Top Factors that Affect Credit Score Negatively](https://paytm.com/blog/credit-score/6-top-factors-that-affect-credit-score-negatively.md)
  - Published: 2021-10-06
  - Last Modified: 2026-04-21
  - Excerpt: Concerned about your credit score dipping or struggling to improve it? Understanding the factors that negatively affect your credit score is vital for your financial health. This guide explores six crucial elements that can harm your credit profile, empowering you to avoid common mistakes and maintain strong financial standing.
- [What is Toll-Tax?](https://paytm.com/blog/recharge/toll-tag/what-is-toll-tax.md)
  - Published: 2021-10-04
  - Last Modified: 2026-04-21
  - Excerpt: Learn how to understand what toll-tax is in India, its crucial role in funding road infrastructure, and how it functions. This article explains its calculation, collection methods, and key differences from road tax, alongside the benefits of FASTag for efficient digital payments. Additionally, find out about the various exemptions and discounts available for frequent commuters and specific vehicle categories.
- [Difference Between Bank Rate vs Repo Rate?](https://paytm.com/blog/money-transfer/bank-to-bank-transfer/bank-rate-vs-repo-rate.md)
  - Published: 2021-10-04
  - Last Modified: 2026-04-21
  - Excerpt: Do you know the crucial differences between the Bank Rate and Repo Rate, and how they impact India's economy? This guide clarifies their distinct roles, operational mechanisms, and economic impacts, helping you understand their significance for your finances. It provides a clear comparison of these key monetary policy tools used by the RBI in 2026 to manage financial stability.
- [What is Reverse Repo Rate?](https://paytm.com/blog/loan/repo-rate/what-is-reverse-repo-rate.md)
  - Published: 2021-10-03
  - Last Modified: 2026-04-21
  - Excerpt: Understanding the Reverse Repo Rate offers valuable insights into India's economic stability and how the Reserve Bank of India manages money flow. This guide explains what the Reverse Repo Rate means, how it influences bank lending, and its broader impact on inflation and your personal finances. You will learn how the RBI uses this crucial monetary tool to maintain balance within the financial system.
- [What is Toll Plaza Booth – Everything You Need To Know](https://paytm.com/blog/recharge/toll-tag/what-is-toll-plaza-booth-everything-you-need-to-know.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: A toll plaza booth is a designated collection point on specific roads where drivers pay a fee to continue their journey, funding India's national and state highways. This guide explains what toll plazas are, how they operate in India, the significance of FASTag, and who is exempt from paying toll taxes, helping you travel more efficiently. Understanding these systems ensures smoother journeys and avoids common delays on India's expanding road infrastructure in 2026.
- [All You Need To Know About DBT (Direct Benefit Transfer)](https://paytm.com/blog/savings-account/all-you-need-to-know-about-dbt-direct-benefit-transfer.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: Ensure you receive your rightful government benefits efficiently by understanding Direct Benefit Transfer (DBT). This comprehensive guide explains what DBT is, how it works, and how to link your Aadhaar and bank account to track your payments. Gain practical knowledge to confidently navigate the DBT ecosystem and maximise your entitlements.
- [MNP- A Complete Guide to Mobile Number Portability](https://paytm.com/blog/recharge/what-is-mobile-number-portability.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: Mobile users considering a network switch can seamlessly retain their existing number with Mobile Number Portability (MNP). This comprehensive guide explains the MNP process, including eligibility, required documents, timelines, and associated charges for a smooth transition in 2026. Understand common rejection reasons and what to do post-porting to ensure continuous service.
- [PPF account: Eligibility Criteria, Age Limit and Documents Required](https://paytm.com/blog/ppf/what-is-ppf-age-limit-eligibility-criteria.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: Confused about opening a Public Provident Fund (PPF) account? This guide clarifies the essential eligibility criteria, age limits, and all required documents for individuals and minors in 2026. Understand the process to confidently start your long-term investment journey.
- [Guide to Different Recharges on Paytm](https://paytm.com/blog/recharge/different-recharges-on-paytm.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: Struggling to manage all your essential payments across different platforms? This comprehensive guide simplifies your digital life by explaining the diverse recharge options on Paytm, from mobile top-ups to FASTag payments. Learn how to efficiently keep your services active and enjoy a seamless experience, ensuring you're always connected and on the go in 2026.
- [How to Download e-PAN Card Online- a Step by Step Guide](https://paytm.com/blog/pan-card/how-to-download-e-pan-card-online.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: Access your essential financial document instantly by learning how to download your e-PAN card online through NSDL, UTIITSL, and the Income Tax Department portals. This comprehensive guide simplifies the process, ensuring you can manage financial transactions and compliance with ease.
- [How to Choose the Best Term Insurance Plan?](https://paytm.com/blog/insurance/how-to-choose-the-best-term-insurance-plan.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: Struggling to choose the best term insurance plan for your family's future in 2026? This comprehensive guide simplifies the process by detailing how to assess coverage, compare insurers, understand riders, and leverage online advantages. Make an informed decision to secure your loved ones' financial stability.
- [What is the Difference Between Term Insurance Plan and Life Insurance Plan?](https://paytm.com/blog/insurance/what-is-the-difference-between-term-insurance-plan-and-life-insurance-plan.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: Deciding between a Term Insurance Plan and a Life Insurance Plan for your financial future? This guide clarifies their unique features, benefits, and how each plan serves distinct protection and savings goals. Understand the core distinctions in premiums, maturity benefits, and investment components to make an informed decision for your financial security.
- [Top 8 Tips to Choose the Best Health Insurance Policy in India](https://paytm.com/blog/insurance/top-8-tips-to-choose-the-best-health-insurance-policy-in-india.md)
  - Published: 2021-10-01
  - Last Modified: 2026-04-21
  - Excerpt: Individuals and families seeking the best health insurance policy in India for 2026 can benefit from these eight essential tips. This guide helps you understand crucial aspects like waiting periods, cashless hospitalisation, and claim settlement ratios. Make an informed decision to secure comprehensive coverage and peace of mind.
- [Paytm Hide Payment फीचर का इस्तेमाल करने का तरीका](https://paytm.com/blog/payments/paytm-hide-payment-feature-in-hindi.md)
  - Published: 2025-07-31
  - Last Modified: 2026-04-20
  - Excerpt: Learn how to use the Paytm Hide Payment feature to manage your transaction history and maintain financial privacy. This guide will show you how to hide selected transactions and unhide them when needed, ensuring your sensitive activities remain confidential. Protect your digital privacy with ease.
- [UPI आयडी अनब्लॉक करण्याचे मार्ग](https://paytm.com/blog/payments/upi/how-can-you-unblock-upi-id-in-marathi.md)
  - Published: 2025-07-31
  - Last Modified: 2026-04-20
  - Excerpt: Learn how to unblock your UPI ID quickly and efficiently. Find out the common reasons why your ID might be blocked, from incorrect PINs to technical glitches, and discover effective methods to reactivate it, including PIN resets, contacting your bank, or using in-app support. This guide also provides essential tips to prevent future blocks, ensuring your digital transactions remain secure and uninterrupted.
- [How to Check Tata Play Recharge Status](https://paytm.com/blog/recharge/dth/how-to-check-tata-play-recharge-status.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-20
  - Excerpt: Learn how to check your Tata Play recharge status, balance, and history using various convenient methods. Follow simple steps to track your Tata Play DTH account anytime, anywhere and ensure uninterrupted entertainment.
- [Paytm Refer & Win: Eligibility Rules and Bonus Explained](https://paytm.com/blog/whats-new/paytm-refer-and-win-eligibility.md)
  - Published: 2025-09-24
  - Last Modified: 2026-04-20
  - Excerpt: Check the complete Paytm Refer & Win eligibility rules and bonus details. Learn how to qualify, refer friends (new or inactive), and earn ₹150 after their first UPI payment.
- [How to Activate Postpaid in Paytm App with Simple Steps](https://paytm.com/blog/loan/postpaid-loan/activate-paytm-postpaid.md)
  - Published: 2025-09-22
  - Last Modified: 2026-04-20
  - Excerpt: Learn how to activate your Paytm Postpaid account with this step-by-step guide. Discover the Paytm Postpaid onboarding process, apply online, and start making everyday payments instantly.
- [How to Apply or Activate UPI Credit Line? Step-by-Step Guide](https://paytm.com/blog/payments/upi/how-to-apply-or-activate-upi-credit-line-online.md)
  - Published: 2025-07-11
  - Last Modified: 2026-04-20
  - Excerpt: Learn how to apply for UPI credit line, activate it on Paytm, check eligibility, and complete the setup using Aadhaar. Follow the UPI credit line application process now.
- [Paytm Becomes an Indian Owned and Controlled Company with Majority Domestic Ownership](https://paytm.com/blog/investor-relations/paytm-becomes-an-indian-owned-and-controlled-company.md)
  - Published: 2026-04-18
  - Last Modified: 2026-04-18
  - Excerpt: Paytm is now an Indian Owned and Controlled Company with 50.3% domestic ownership. Here's what the latest shareholding reveals.
- [Difference Between Downloading vs Sharing Paytm QR Code](https://paytm.com/blog/payments/qr-code/difference-between-downloading-sharing-paytm-qr-code.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Understand the difference between downloading and sharing Paytm QR code. Learn steps, pros, and use cases for each to receive payments efficiently.
- [How to Share Your Paytm QR Code on WhatsApp, Email, and Social Media to Receive Payments Anywhere](https://paytm.com/blog/payments/qr-code/share-paytm-qr-code-whatsapp-email-social-media.md)
  - Published: 2025-07-23
  - Last Modified: 2026-04-17
  - Excerpt: Easily share Paytm QR code on WhatsApp, email, or social media. Learn how to send and receive payments remotely using your Paytm QR code image.
- [How to Download Your Paytm QR Code – Step-by-Step Guide](https://paytm.com/blog/payments/qr-code/how-to-download-your-paytm-qr-code.md)
  - Published: 2025-07-01
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to download your Paytm QR code to your phone. Follow simple steps to save, share, or print your Paytm QR code image from the app.
- [How to Hide Your Mobile Number Using Paytm's Personalized UPI ID?](https://paytm.com/blog/payments/upi/hide-mobile-number-using-paytm-personalized-upi-id.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to hide your mobile number during UPI payments using Paytm's personalized UPI ID. Create a custom UPI handle to protect your privacy and make secure, professional transactions.
- [Paytm Personalized UPI ID vs Default UPI ID – What's the Difference?](https://paytm.com/blog/payments/upi/paytm-personalized-upi-id-vs-default-upi-id.md)
  - Published: 2025-06-30
  - Last Modified: 2026-04-17
  - Excerpt: Learn about Paytm personalized UPI ID vs default UPI ID. Discover how custom UPI IDs enhance privacy and offer a more private way to send and receive money.
- [Add Paytm Scan Shortcut to Your Home Screen: Step-by-Step Guide](https://paytm.com/blog/payments/qr-code/add-paytm-scan-shortcut-to-home-screen.md)
  - Published: 2025-07-23
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to add Paytm scan shortcuts and receive money widgets to your home screen in simple steps. Discover how these features provide faster UPI access and enhanced convenience.
- [How to Use Paytm Spend Summary for Monthly Budget Planning](https://paytm.com/blog/payments/use-paytm-spend-summary-for-monthly-budget-planning.md)
  - Published: 2025-07-23
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to use Paytm Spend Summary for monthly budgeting and financial planning. Discover how Paytm helps in money management with detailed spending insights.
- [How to Track Your Monthly Expenses with Paytm's Spend Summary Feature](https://paytm.com/blog/payments/how-to-track-your-monthly-expenses-with-paytm.md)
  - Published: 2025-07-23
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to use Paytm Spend Summary to track expenses, view monthly spending reports, and manage your budget with ease using the Paytm app.
- [Top Benefits of Linking RuPay Credit Card with UPI](https://paytm.com/blog/payments/upi/benefits-of-linking-rupay-credit-card-with-upi.md)
  - Published: 2025-06-30
  - Last Modified: 2026-04-17
  - Excerpt: Explore the top benefits of linking RuPay Credit Card with UPI. Learn how RuPay UPI enhances convenience, security, and merchant acceptance.
- [How to Use Paytm to Check Total Bank Account Balance?](https://paytm.com/blog/payments/use-paytm-to-check-total-bank-account-balance.md)
  - Published: 2025-06-30
  - Last Modified: 2026-04-17
  - Excerpt: Learn the steps to check your total and individual bank balances using Paytm. Know how to check bank account balance on Paytm for all UPI-linked accounts.
- [What is MDR in UPI? Meaning and Impact Explained](https://paytm.com/blog/payments/upi/what-is-mdr-in-upi.md)
  - Published: 2025-08-12
  - Last Modified: 2026-04-17
  - Excerpt: Confused about MDR in UPI? Learn the full form of MDR, when charges apply, how it affects merchants, and whether customers pay anything. Get official facts now.
- [Advantages and Disadvantages of UPI AutoPay](https://paytm.com/blog/bill-payments/upi-autopay/advantages-and-disadvantages-of-upi-autopay.md)
  - Published: 2025-07-09
  - Last Modified: 2026-04-17
  - Excerpt: Explore UPI AutoPay advantages and disadvantages. Know the benefits of UPI AutoPay, what to watch out for, and how to manage recurring payments smartly in %%currentmonth%% %%currentyear%%.
- [List of Countries Where You Can Use UPI](https://paytm.com/blog/payments/upi/pi-accepted-countries-list.md)
  - Published: 2025-08-18
  - Last Modified: 2026-04-17
  - Excerpt: Discover the countries where UPI is accepted, including Nepal, France, UAE, Mauritius, Singapore & Bhutan for seamless payments abroad.
- [How to Apply for a Gold Loan Online in India on Paytm?](https://paytm.com/blog/loan/how-to-apply-gold-loan-online-india-on-paytm.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to apply for a gold loan on Paytm in simple steps. Explore the Paytm gold loan application process, interest rate, documents needed, and key benefits.
- [How to Pay KESCO Electricity Bill Online](https://paytm.com/blog/bill-payments/electricity-bills/how-to-pay-kesco-electricity-bill-online.md)
  - Published: 2025-08-11
  - Last Modified: 2026-04-17
  - Excerpt: Discover how to pay KESCO electricity bill online using UPI, debit card, or the official payment portal. Follow this simple step-by-step KESCO bill payment guide.
- [How to Get a Duplicate WBSEDCL Electricity Bill?](https://paytm.com/blog/electricity-bill/how-to-get-duplicate-wbsedcl-electricity-bill.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to get your duplicate WBSEDCL electricity bill, view or print your electricity bill copy, and check payment status online.
- [How to Check Your WBSEDCL Electricity Bill Online?](https://paytm.com/blog/electricity-bill/check-wbsedcl-electricity-bill-online.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to check your WBSEDCL electricity bill online using your Consumer ID and Installation Number. View, download, and track your bill without login easily.
- [Recharge Done to the Wrong Number? Here’s How to Resolve It](https://paytm.com/blog/recharge/mobile-prepaid/mobile-recharge-done-to-the-wrong-number.md)
  - Published: 2025-08-20
  - Last Modified: 2026-04-17
  - Excerpt: Did you make an incorrect mobile recharge? Learn how to get a refund for an incorrect mobile recharge and resolve the issue quickly.
- [How to Link Your UPI ID for IPO Bidding: Complete Step-by-Step Guide](https://paytm.com/blog/payments/upi/link-upi-id-ipo-bidding-guide.md)
  - Published: 2025-08-25
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to link your UPI ID for IPO application with our step-by-step guide. Discover the UPI mandate process, required documents, and troubleshooting tips for seamless IPO bidding.
- [UPI 123PAY vs *99# – What's the Difference in Offline UPI Payments?](https://paytm.com/blog/payments/upi/upi-123-vs-99-offline-upi-payments.md)
  - Published: 2025-08-25
  - Last Modified: 2026-04-17
  - Excerpt: Confused between UPI 123PAY and *99# (USSD 2.0)? Learn the difference, features, and benefits of both RBI-NPCI initiatives for offline digital payments without internet.
- [How to Identify Fake UPI Payment Requests?](https://paytm.com/blog/payments/upi/how-to-identify-fake-upi-payment-request.md)
  - Published: 2025-08-12
  - Last Modified: 2026-04-17
  - Excerpt: Discover how to identify fake UPI requests and protect yourself from UPI payment fraud. Learn UPI fraud detection tips, warning signs of scam UPI payment links, and how to report fake UPI transactions.
- [Why Is My Device Not Registered for UPI? A Complete Guide to Troubleshooting](https://paytm.com/blog/payments/upi/device-not-registered-for-upi-payment.md)
  - Published: 2025-08-19
  - Last Modified: 2026-04-17
  - Excerpt: Facing 'device not registered for UPI' or 'UPI device registration unsuccessful' errors? Learn common causes, troubleshooting steps, and how to re-register UPI on a new device.
- [Why My UPI Verification Failed?](https://paytm.com/blog/payments/upi/why-my-upi-verification-failed-causes-fixes.md)
  - Published: 2025-08-13
  - Last Modified: 2026-04-17
  - Excerpt: Encountering a 'UPI verification failed' error? Learn the common causes of UPI verification failure and quick steps to resolve Paytm UPI verification failures and other UPI setup issues.
- [Paytm Personal Loan Without Collateral – Safe, Simple & Fast](https://paytm.com/blog/loan/personal-loan/paytm-personal-loan-without-collateral.md)
  - Published: 2025-07-30
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to get a Paytm personal loan without collateral. Discover the benefits, process, and documents required for a fast, secure, and paperless loan experience.
- [How to Download or Print Your TNEB Bill Online](https://paytm.com/blog/electricity-bill/how-to-download-or-print-tneb-bill-online.md)
  - Published: 2025-07-30
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to download or print your TNEB electricity bill online using your service number. Access past bills & receipts easily.
- [How to Check Airtel DTH Recharge Status Online](https://paytm.com/blog/recharge/dth/how-to-check-airtel-dth-recharge-status-online.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to check Airtel DTH recharge status, balance, and recharge history online or via SMS, app, and customer ID. Stay updated and never miss a show!
- [How to Check BSNL Prepaid Balance & Validity After Recharge](https://paytm.com/blog/recharge/mobile-prepaid/how-to-check-bsnl-prepaid-balance-validity-after-recharge.md)
  - Published: 2025-07-30
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to check your BSNL prepaid balance, validity, data, and recharge status with USSD codes, SMS, and mobile app. Easy and quick steps!
- [How to Check Airtel Prepaid Balance and Validity After Recharge](https://paytm.com/blog/recharge/mobile-prepaid/airtel-check-prepaid-balance-validity-after-recharge.md)
  - Published: 2025-07-29
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to check Airtel prepaid balance and validity after recharge using USSD codes, SMS, and the Airtel Thanks app. Stay informed about your talktime, data, and plan status.
- [Difference Between UPI Credit Line and Personal Loan: What You Need to Know](https://paytm.com/blog/payments/upi/difference-between-upi-credit-line-and-personal-loan.md)
  - Published: 2025-08-13
  - Last Modified: 2026-04-17
  - Excerpt: Learn the key differences between a UPI credit line and a personal loan. Compare approval time, interest rates, loan amounts, and find which is better for your needs.
- [UPI RuPay Credit Card Payment Failed? Here's Why & How to Fix It](https://paytm.com/blog/payments/upi/upi-credit-card-transaction-failing-reasons-fix.md)
  - Published: 2025-08-19
  - Last Modified: 2026-04-17
  - Excerpt: Facing a UPI credit card transaction failure issue? Learn why RuPay credit card UPI declined messages appear, common reasons for UPI credit card transaction failures, and how to resolve UPI RuPay credit card payment failure problems.
- [How NPCI Handles UPI Complaints: Behind the Scenes](https://paytm.com/blog/payments/upi/how-npci-handles-upi-complaints.md)
  - Published: 2025-07-11
  - Last Modified: 2026-04-17
  - Excerpt: Learn how NPCI handles UPI complaints and dispute resolution. Explore the full NPCI UPI complaint process, investigation steps, and grievance redressal mechanism.
- [UPI Transaction Failed But Money Deducted: Step-by-Step Recovery Process](https://paytm.com/blog/payments/upi/upi-money-deducted-not-received-recovery-guide.md)
  - Published: 2025-08-18
  - Last Modified: 2026-04-17
  - Excerpt: UPI transaction failed, but money was deducted? Get your money back using official RBI/NPCI process. Step-by-step recovery + compensation rights explained.
- [UPI Complaint Status: How to Track and Follow Up](https://paytm.com/blog/payments/upi/how-to-check-upi-complaint-status-online.md)
  - Published: 2025-07-10
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to track UPI complaint status online on the NPCI portal using CRN. Check your complaint status with simple steps for faster resolution.
- [What is a Merchant UPI Account? Charges, Benefits & How It Works](https://paytm.com/blog/payments/upi/merchant-upi-account-charges-benefits-how-it-works.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Learn what a merchant UPI account is, how it works, charges involved, and why it's beneficial. Find out how to open a UPI merchant account easily.
- [How to Create a UPI ID for a Business](https://paytm.com/blog/payments/upi/how-to-create-a-upi-id-for-a-business.md)
  - Published: 2025-07-10
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to create a UPI business account and start using UPI for business payments. Explore benefits, features, charges, and the best UPI business apps for merchants.
- [Can You Trace a UPI ID Owner in Case of Wrong Transfer?](https://paytm.com/blog/payments/upi/can-you-trace-a-upiid-owner-in-case-of-wrong-transfer.md)
  - Published: 2025-07-10
  - Last Modified: 2026-04-17
  - Excerpt: Wrong UPI transfer to unknown person? Learn how to trace UPI ID owners in Paytm, identify UPI ID details, file complaints, and recover money through NPCI or police help.
- [How to Apply for a Duplicate BEST Electricity Bill](https://paytm.com/blog/electricity-bill/how-to-apply-for-duplicate-best-electricity-bill.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to apply for a duplicate BEST electricity bill online. Simple guide to download, reprint, or retrieve lost BEST bill with ease.
- [How to File a Complaint About Incorrect UPPCL Electricity Bills](https://paytm.com/blog/bill-payments/electricity-bills/how-to-file-complaint-about-incorrect-uppcl-electricity-bills.md)
  - Published: 2025-06-26
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to file a complaint for incorrect UPPCL electricity bills. Includes UPPCL bill complaint process, toll-free numbers, online options, and follow-up tips.
- [How to Apply for a Duplicate Electricity Bill](https://paytm.com/blog/electricity-bill/how-to-apply-for-a-duplicate-electricity-bill.md)
  - Published: 2025-07-11
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to get a duplicate electricity bill online. Step-by-step guide to download, generate, and print a duplicate copy of your electricity bill.
- [Why Is My UPI Not Getting Activated?](https://paytm.com/blog/payments/upi/why-is-my-upi-not-getting-activated.md)
  - Published: 2025-08-12
  - Last Modified: 2026-04-17
  - Excerpt: Frustrated because your UPI is not activating? This comprehensive guide reveals the common reasons behind activation failures and offers clear, actionable steps to resolve them efficiently. Learn how to troubleshoot SIM verification, mobile number mismatches, app permissions, and bank-specific hurdles to get your UPI working smoothly.
- [Paytm Personal Loan for Home Renovation with Flexible EMI Options – A Quick Guide](https://paytm.com/blog/loan/personal-loan/paytm-personal-loan-for-home-renovation-with-flexible-emi-options-a-quick-guide.md)
  - Published: 2025-08-04
  - Last Modified: 2026-04-17
  - Excerpt: A Paytm Personal Loan for home renovation offers a swift, digital solution for financing your home improvements. This comprehensive guide details the straightforward application process, eligibility criteria, required documents, and flexible EMI options, helping you transform your living space with ease. Secure funds ranging from ₹10,000 to ₹5,00,000 with fast approval and disbursal.
- [Paytm Personal Loan for Medical Emergencies: Instant Funds in Just 2 Minutes](https://paytm.com/blog/loan/personal-loan/paytm-personal-loan-for-medical-emergencies.md)
  - Published: 2025-07-31
  - Last Modified: 2026-04-17
  - Excerpt: Digital lending platforms facilitated over ₹5.5 lakh crore in personal loans in 2026, marking a significant 28% year-on-year increase. A Paytm Personal Loan for Medical Emergencies offers instant funds in just 2 minutes for unforeseen healthcare costs. This guide details its benefits, the simple online application process, required documentation, fees, and eligibility criteria, ensuring you are prepared for any medical urgency.
- [Why Paytm Personal Loans Are the Smart Choice for Today's Digital Borrower](https://paytm.com/blog/loan/personal-loan/why-paytm-personal-loans-smart-choice-for-digital-borrowers.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Struggling with slow, paper-heavy loan applications? Paytm personal loans offer a quick, transparent, and entirely digital solution for your financing needs in 2026. Learn about their key features, the simple application process, and how they provide flexible funds directly to your bank account.
- [Documents Required for Personal Loan Application: Complete Checklist for Paytm Users](https://paytm.com/blog/loan/personal-loan/documents-required-for-personal-loan-application-2.md)
  - Published: 2025-07-11
  - Last Modified: 2026-04-17
  - Excerpt: Securing a personal loan has become increasingly digital, offering speed and convenience to applicants. This guide outlines the essential documents required for personal loan applications, ensuring a smooth and swift approval process when applying through the Paytm platform.
- [How to Apply Paytm Personal Loan: Complete Process](https://paytm.com/blog/loan/personal-loan/how-to-apply-for-a-paytm-personal-loan.md)
  - Published: 2025-06-13
  - Last Modified: 2026-04-17
  - Excerpt: Struggling with the complexities of securing a personal loan? This guide demystifies how to apply for a Paytm Personal Loan, offering a complete, step-by-step walkthrough of eligibility, documents, and the digital application process. Understand interest rates, fees, and repayment options to secure your funds efficiently by 2026.
- [How to Verify UPI ID Before Sending Money?](https://paytm.com/blog/payments/upi/how-to-verify-upi-id-before-sending-money.md)
  - Published: 2025-06-30
  - Last Modified: 2026-04-17
  - Excerpt: Verifying a UPI ID is crucial for secure digital payments, especially with UPI transactions surpassing 15 billion in December 2026. This essential guide details steps for verifying a UPI ID before sending money, ensuring your funds reach the intended recipient safely. You will learn practical methods to confirm recipient details, identify potential risks, and adopt best practices for secure transactions.
- [UPI vs Net Banking – Which Is Better and Why?](https://paytm.com/blog/payments/upi/upi-vs-net-banking-difference-benefits-which-is-better.md)
  - Published: 2025-08-11
  - Last Modified: 2026-04-17
  - Excerpt: Understanding the differences between UPI and Net Banking is crucial as digital payments dominate India's financial landscape, with UPI transactions soaring to 12 billion in March 2026. This comprehensive guide compares their unique features, security, and optimal use cases. It empowers you to choose the best payment method for your specific financial needs.
- [UPI vs RTGS: Which is Better for Your Transactions?](https://paytm.com/blog/payments/upi/upi-vs-rtgs-differences.md)
  - Published: 2025-08-28
  - Last Modified: 2026-04-17
  - Excerpt: Choosing between UPI and RTGS for your transactions is crucial in India's rapidly evolving digital payment landscape. This guide thoroughly compares their features, limits, and security protocols, helping you select the optimal system for both everyday expenses and significant financial commitments.
- [UPI vs NEFT: What's the Difference and Which Is Better for You?](https://paytm.com/blog/payments/upi/upi-vs-neft-difference-between-upi-and-neft.md)
  - Published: 2025-07-10
  - Last Modified: 2026-04-17
  - Excerpt: Confused about the best digital payment method for your needs? Understanding the key differences between UPI vs NEFT can be tricky. This guide clarifies their features, limits, and ideal use cases, helping you choose the right option for every transaction. You'll learn when to use instant UPI for daily needs and when NEFT is better for larger, scheduled transfers.
- [UPI vs Debit Card: Which is Better, Fees & Rewards Compared](https://paytm.com/blog/payments/upi/upi-vs-debit-card-comparison.md)
  - Published: 2025-08-28
  - Last Modified: 2026-04-17
  - Excerpt: For everyday users, understanding the nuances of UPI vs Debit Card is crucial for informed financial decisions. This comprehensive guide compares their convenience, fees, rewards, security, and transaction limits, helping you choose the best payment method for your lifestyle. Make smarter choices for your daily payments.
- [UPI vs Credit Card: Which Is Better?](https://paytm.com/blog/payments/upi/upi-vs-credit-card.md)
  - Published: 2025-06-26
  - Last Modified: 2026-04-17
  - Excerpt: For individuals navigating India's digital payment landscape, understanding the nuances of UPI vs credit card transactions is crucial. This comprehensive guide compares their distinct features, security aspects, and benefits, helping you choose the best payment method for your financial needs. Make informed decisions for everyday expenses and larger purchases by understanding which option aligns with your spending habits and financial goals.
- [What is the Maximum Limit of UPI AutoPay? Complete Guide to Transaction Limits and Rules](https://paytm.com/blog/bill-payments/upi-autopay/upi-autopay-maximum-limit-complete-guide-2025.md)
  - Published: 2025-08-19
  - Last Modified: 2026-04-17
  - Excerpt: Users managing recurring payments can easily understand UPI AutoPay transaction limits and rules for 2026. This comprehensive guide explains standard and enhanced limits, eligible categories, and the authentication process for setting up and controlling your mandates. Learn how to streamline your financial commitments and take full control of your automated payments.
- [Can You Withdraw Money from UPI at ATMs?](https://paytm.com/blog/payments/upi/can-you-withdraw-money-from-upi-at-atm.md)
  - Published: 2025-05-29
  - Last Modified: 2026-04-17
  - Excerpt: Struggling with traditional ATM withdrawals or seeking a cardless alternative? UPI ATM withdrawals offer a secure and convenient way to access cash. This article details the process, limits, and benefits of using your UPI app at compatible ATMs.
- [How to Activate UPI Without Debit Card? A Step-by-Step Guide](https://paytm.com/blog/payments/upi/how-to-activate-upi-without-debit-card.md)
  - Published: 2025-06-30
  - Last Modified: 2026-04-17
  - Excerpt: UPI transactions soared past 15 billion in January 2026, marking a significant 40% year-on-year growth across India. Despite this widespread adoption, many wonder how to activate UPI without a debit card. This comprehensive guide details the step-by-step process for cardless UPI activation, focusing on Aadhaar-based methods and solutions like UPI 123PAY for feature phones. Understand the requirements, security, and limitations to ensure secure and inclusive digital payments for everyone.
- [How to Activate UPI Using Debit Card on Paytm](https://paytm.com/blog/payments/upi/how-to-activate-upi-using-debit-card-on-paytm.md)
  - Published: 2025-06-30
  - Last Modified: 2026-04-17
  - Excerpt: Individuals looking to set up digital payments can easily activate UPI using their debit card on the platform. This comprehensive guide details the necessary prerequisites, provides a step-by-step activation process, and offers effective troubleshooting tips for a smooth setup. You will learn how to securely link your bank account and set your UPI PIN for instant transactions.
- [Does UPI Work If SIM Is Blocked?](https://paytm.com/blog/payments/upi/does-upi-work-if-sim-is-blocked.md)
  - Published: 2025-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Wondering if UPI works if your SIM is blocked? This article explains UPI's reliance on an active mobile number, details the implications of a blocked SIM, and provides clear steps to restore your digital payment services. Ensure uninterrupted access to your funds.
- [Why is Your UPI ID Blocked, How Can You Unblock it, and Can a UPI ID be Blocked?](https://paytm.com/blog/payments/upi/upi-id-blocked-and-how-can-you-unblock-upi-id.md)
  - Published: 2025-06-26
  - Last Modified: 2026-04-17
  - Excerpt: Digital payment users, learn why your UPI ID gets blocked, from incorrect PINs to suspicious activity. This guide shows you how to unblock your UPI ID and explains if you can proactively block it for security. Keep your transactions smooth in 2026 with our expert tips.
- [How to Check Jio Prepaid Balance and Validity?](https://paytm.com/blog/recharge/mobile-prepaid/how-to-check-jio-prepaid-balance-and-validity.md)
  - Published: 2025-05-26
  - Last Modified: 2026-04-17
  - Excerpt: Facing unexpected service disruptions with your Jio prepaid? Not knowing your Jio balance and validity can leave you disconnected. Learn how to quickly check your Jio prepaid balance and validity using the MyJio app, USSD codes, SMS, and the official Jio website in 2026. This guide ensures you stay connected and manage your mobile plan effectively.
- [Manage Your UPI Mandates with Paytm: Setup, Limits, and Cancellation](https://paytm.com/blog/payments/upi/upi-mandates-with-paytm.md)
  - Published: 2025-06-06
  - Last Modified: 2026-04-17
  - Excerpt: Streamline your recurring payments by mastering UPI mandates on the app. This guide details how to set up, comprehend transaction limits, and effortlessly cancel mandates for subscriptions, bills, and investments. Gain complete control over your automated financial commitments and ensure timely transactions with ease.
- [Benefits of Using Paytm UPI for Daily Transactions](https://paytm.com/blog/payments/upi/benefits-of-paytm-upi.md)
  - Published: 2025-05-16
  - Last Modified: 2026-04-17
  - Excerpt: Seeking a smarter way to manage daily transactions in 2026? This article details the core advantages of using this platform, from instant, secure payments to convenient financial tools and rewarding incentives. Learn how it simplifies your financial interactions and provides robust security.
- [Promissory Notes – Definition, Types, Elements, and Points to Remember](https://paytm.com/blog/loan/what-is-promissory-notes-meaning-in-india.md)
  - Published: 2023-10-12
  - Last Modified: 2026-04-17
  - Excerpt: Want to lend money to a party but unsure about timely repayment? Give your transaction legal validity with a promissory note.
- [Simple Interest Formula: How to Calculate, Usage, and Examples](https://paytm.com/blog/loan/simple-interest-formula.md)
  - Published: 2023-10-12
  - Last Modified: 2026-04-17
  - Excerpt: Simple interests help borrowers and investors find the outcome of their financial decisions easily. So, you need to learn all about it before going ahead.
- [Statutory Liquidity Ratio (SLR): Definition, Types and Impact on Banks](https://paytm.com/blog/loan/repo-rate/what-is-slr-statutory-liquidity-ratio.md)
  - Published: 2023-10-27
  - Last Modified: 2026-04-17
  - Excerpt: Understand the Statutory Liquidity Ratio (SLR), an RBI tool vital for managing bank liquidity and credit flow. Learn its definition, objectives, and impact on the Indian economy.
- [RBI Guidelines for UPI Frauds in Banks: Stay Protected from UPI Scams](https://paytm.com/blog/loan/repo-rate/rbi-guidelines-for-upi-frauds-in-banks.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-17
  - Excerpt: Learn about RBI guidelines for UPI frauds in banks, how to avoid UPI scams, and how to file UPI fraud complaints with the RBI. Stay safe with these tips.
- [Mastering Mortgage Loans: Complete Guide to Benefits, Interest Rates, Eligibility, and More](https://paytm.com/blog/loan/mortgage-loans.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-17
  - Excerpt: Explore mortgage loans – a secure way to leverage your property for funds. Discover benefits, competitive interest rates, eligibility criteria, and a step-by-step application guide.
- [TNREGINET – Online Tamil Nadu Encumbrance Certificate](https://paytm.com/blog/loan/home-loan/tnreginet-tamil-nadu-encumbrance-certificate.md)
  - Published: 2023-10-25
  - Last Modified: 2026-04-17
  - Excerpt: Access TN property transparency through the encumbrance certificate and TNREGINET. Easily acquire online, unveiling vital property details for insights.
- [Section 80CCD: A Guide to Tax-Saving Benefits](https://paytm.com/blog/tax/section-80ccd-tax-deductions.md)
  - Published: 2025-01-20
  - Last Modified: 2026-04-17
  - Excerpt: Discover how Section 80CCD(1), 80CCD(1B), and 80CCD(2) offer tax-saving benefits for NPS contributions, including limits, eligibility, and employer benefits.
- [Vidya Lakshmi Education Loan Portal: Schemes and Application Procedure](https://paytm.com/blog/loan/education-loan/vidyalakshmi-education-loan-portal.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-17
  - Excerpt: The Vidya Lakshmi Portal has transformed the application process for education loans and scholarships. Students should understand its benefits before proceeding.
- [What is National Pension Scheme, Benefits, Eligibility and Returns](https://paytm.com/blog/saving-schemes/what-is-national-pension-scheme-2.md)
  - Published: 2025-04-02
  - Last Modified: 2026-04-17
  - Excerpt: Explore the National Pension Scheme (NPS) and understand its benefits, eligibility criteria, returns, and tax advantages. Learn how NPS can secure your financial future with higher returns and flexible investment options.
- [Kerala State Electricity Board (KSEB): A Comprehensive Guide](https://paytm.com/blog/bill-payments/electricity-bills/kseb-kerala-state-electricity-board.md)
  - Published: 2023-11-06
  - Last Modified: 2026-04-17
  - Excerpt: Kerala State Electricity Board: Learn about KSEB, how to check your KSEB bill, pay your KSEB bill on Paytm, download your bill payment receipt, check KSEB bill payment status, and apply for a Kerala Electricity Connection online.
- [How to Make a Partial Withdrawal from a PPF Account?](https://paytm.com/blog/ppf/how-to-make-partial-withdrawal-from-ppf-account-2.md)
  - Published: 2025-03-13
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to make a partial withdrawal from your PPF account with our step-by-step guide. Understand the PPF withdrawal rules, form details, and conditions for premature closure or extension.
- [Guide to WBSEDCL and Online Electricity Bill Payments](https://paytm.com/blog/electricity-bill/guide-to-wbsedcl.md)
  - Published: 2024-07-23
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to easily pay your WBSEDCL electricity bills online using the official website or Paytm app. WBSEDCL's primary functions include distributing electricity and generating hydroelectric power.
- [DHBVN Dakshin Haryana Electricity Bill Online and Offline Payment](https://paytm.com/blog/bill-payments/electricity-bills/dhbvn-dakshin-haryana-electricity-bill.md)
  - Published: 2023-11-07
  - Last Modified: 2026-04-17
  - Excerpt: Easily pay your DHBVN bill in Haryana's southern region using our guide to convenient online and traditional offline payment methods.
- [PPF vs Mutual Fund: Which One is For You?](https://paytm.com/blog/ppf/difference-between-ppf-vs-mutual-funds-2.md)
  - Published: 2025-03-13
  - Last Modified: 2026-04-17
  - Excerpt: While PPF is a government-backed, long-term savings scheme offering safe, guaranteed returns, MFs pool money from investors to invest in various assets.
- [BSES Yamuna Electricity Bill Online and Offline Payment](https://paytm.com/blog/bill-payments/electricity-bills/bses-yamuna-electricity-bill-online-and-offline-payment.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-17
  - Excerpt: Considering how to pay your BSES bill, online or offline? Both options are readily available to consumers and involve straightforward procedures.
- [How to Pay Telangana Electricity Bill in 2026?](https://paytm.com/blog/bill-payments/electricity-bills/guide-to-pay-telangana-electricity-bill.md)
  - Published: 2023-10-17
  - Last Modified: 2026-04-17
  - Excerpt: Paying your Telangana electricity bill on time is crucial for an uninterrupted power supply and avoiding penalties. This comprehensive guide details all official online, app-based, and offline methods available in 2026, helping you choose the most convenient option. Learn how to confidently verify bill details, ensure successful payments, and avoid common mistakes for a hassle-free experience.
- [EPF vs PPF – Which is the Best Savings Option?](https://paytm.com/blog/ppf/difference-between-epf-vs-ppf-2.md)
  - Published: 2025-03-13
  - Last Modified: 2026-04-17
  - Excerpt: Discover the difference between EPF and PPF in this detailed comparison. Learn about tax benefits, contributions, and which savings scheme suits your financial goals best.
- [Navigating the Process: A Comprehensive Guide to Obtaining a Migration Certificate](https://paytm.com/blog/document/what-is-migration-certificate.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-17
  - Excerpt: Understand the significance of a migration certificate in India, which facilitates seamless academic transitions and preserves essential student records between institutions.
- [mParivahan App: Here's How to Generate DL and RC on it](https://paytm.com/blog/driving-licence/mparivahan-app-guide.md)
  - Published: 2024-11-25
  - Last Modified: 2026-04-17
  - Excerpt: Learn how the mParivahan app lets you generate a virtual RC, Driving License, and manage e-challans. Download mParivahan now for easy vehicle services.
- [H1B Visa Explained: Process, Benefits, Lottery System, Required Documents, and How to Apply](https://paytm.com/blog/passport/what-is-h1b-visa.md)
  - Published: 2024-12-27
  - Last Modified: 2026-04-17
  - Excerpt: Learn everything about the H1B visa, including its requirements, process, eligibility, and lottery system. Understand how to apply, check visa status, and plan for work in the United States.
- [Encumbrance Certificate – Everything You Need to Know About EC](https://paytm.com/blog/document/what-is-encumbrance-certificate-ec.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-17
  - Excerpt: Explore the crucial role of an Encumbrance Certificate (EC) in property transactions. Understand its purpose, application, and significance for secure dealings in this blog.
- [What is the EWS Certificate? Application Process & Eligibility Criteria](https://paytm.com/blog/document/ews-certificate-eligibility-application-process.md)
  - Published: 2024-11-25
  - Last Modified: 2026-04-17
  - Excerpt: Learn about an EWS Certificate, its benefits, eligibility, and application process. Avail 10% reservation in jobs and education for Economically Weaker Sections.
- [How to Apply for Reissue of Passport in India?](https://paytm.com/blog/passport/how-to-apply-for-reissue-of-passport-in-india.md)
  - Published: 2025-01-20
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to apply for reissue of passport in India with our easy-to-follow guide. Whether it's for an expired passport or to update personal details, find the steps and requirements for a smooth reissue process.
- [Traditional Gold to Digital Gold: The New Age of Wealth](https://paytm.com/blog/digital-gold/traditional-digital-gold-investment.md)
  - Published: 2024-10-22
  - Last Modified: 2026-04-17
  - Excerpt: Explore the cultural significance of gold in India, from traditional uses in rituals and weddings to modern digital gold investments through platforms like Paytm.
- [Bonafide Certificate – Know Uses & Application Process](https://paytm.com/blog/document/what-is-bonafide-certificates.md)
  - Published: 2023-10-30
  - Last Modified: 2026-04-17
  - Excerpt: Discover the meaning and application of a bonafide certificate, its format, and significance for students, including scholarship applications and educational verifications.
- [How to Apply for Passport Online: A Step-by-Step Guide](https://paytm.com/blog/passport/how-to-apply-for-passport-online-india.md)
  - Published: 2025-01-20
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to apply for a passport online in India with this step-by-step guide. Discover the process, required documents, and how to apply for a new or Tatkal passport.
- [Unlocking Opportunities: A Comprehensive Guide to EBC Certificate in India](https://paytm.com/blog/document/ebc-certificate-in-india.md)
  - Published: 2023-11-01
  - Last Modified: 2026-04-17
  - Excerpt: Overview of the Indian EBC certificate: eligibility, benefits, and application process for economically disadvantaged individuals.
- [How to Invest in Paytm Digital Gold?](https://paytm.com/blog/digital-gold/how-to-invest-in-paytm-digital-gold.md)
  - Published: 2024-08-28
  - Last Modified: 2026-04-17
  - Excerpt: Learn to buy, store, and sell 24K digital gold on Paytm. Discover Paytm Gold's key features, storage options, payment methods, and KYC process.
- [Types of Mutual Funds in India: A Comprehensive Guide](https://paytm.com/blog/mutual-funds/types-of-mutual-funds-in-india.md)
  - Published: 2024-12-27
  - Last Modified: 2026-04-17
  - Excerpt: Explore the different types of mutual funds in India, including equity, debt, hybrid, and more. Learn how to choose the best mutual fund to match your financial goals and risk appetite.
- [Gold vs Silver – What to Buy This Dhanteras Diwali, 2026?](https://paytm.com/blog/digital-gold/gold-vs-silver-best-bet-2025.md)
  - Published: 2025-01-20
  - Last Modified: 2026-04-17
  - Excerpt: Deciding between gold and silver for Dhanteras Diwali 2026 requires understanding their unique market behaviours and investment profiles. This guide helps you make an informed choice, detailing purity, certification, and buying options to ensure your festive purchases align with your financial goals.
- [Simple Interest Formula: How to Calculate, Usage, and Examples](https://paytm.com/blog/loan/simple-interest-formula-explained.md)
  - Published: 2025-01-20
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to calculate simple interest with the formula, examples, and usage. Use Paytm's Simple Interest Calculator for quick and easy interest calculations.
- [TSSPDCL Portal: New Electricity Connection, Bill History, and Online Payment Guide](https://paytm.com/blog/bill-payments/electricity-bills/tsspdcl-electricity-bill.md)
  - Published: 2023-10-30
  - Last Modified: 2026-04-17
  - Excerpt: Discover more about TSSPDCL in this extensive guide. This article covers the services that TSSPDCL provides, the payment methods, and contact details.
- [What is Demand Draft: Its Types & Features](https://paytm.com/blog/demand-draft/what-is-dd-demand-draft.md)
  - Published: 2024-06-04
  - Last Modified: 2026-04-17
  - Excerpt: A Demand Draft (DD) is a safe way to send money from one bank to another. The bank takes the money first, so the payment is guaranteed. This guide explains how DDs work, their different types, and how to issue one easily.
- [How to Make TNEB Bill Payments on Paytm?](https://paytm.com/blog/bill-payments/electricity-bills/tneb-electricity-online-bill-payment-on-paytm.md)
  - Published: 2021-11-18
  - Last Modified: 2026-04-17
  - Excerpt: Easily pay your TNEB bill on Paytm by selecting Tamil Nadu, entering your consumer number, and completing the payment. Get reminders, cashback, and quick access to your bill details with every payment.
- [CIBIL Score for Personal Loan: Minimum Score, Requirements & More](https://paytm.com/blog/loan/personal-loan/cibil-score-for-personal-loan-requirements.md)
  - Published: 2025-03-13
  - Last Modified: 2026-04-17
  - Excerpt: Learn about CIBIL score for personal loan eligibility, the ideal score for loan approval, and how to apply for a loan with or without a CIBIL score. Boost your credit score for better terms!
- [What is a Company Credit Report? A Quick Guide](https://paytm.com/blog/credit-score/what-is-company-credit-report.md)
  - Published: 2024-07-24
  - Last Modified: 2026-04-17
  - Excerpt: Understand what a company credit report is, its importance, key factors affecting it, how to download your report, and effective strategies to improve your company's creditworthiness.
- [Punjab State Power Corporation Limited (PSPCL) Online and Offline Bill Payment](https://paytm.com/blog/bill-payments/electricity-bills/pspcl-bill-payment-online-and-offline.md)
  - Published: 2023-10-13
  - Last Modified: 2026-04-17
  - Excerpt: PSPCL bill payment: Discover various payment methods, including online and offline options. Learn how to pay your PSPCL bill via Paytm app, Paytm website, PSPCL's official website, & RTGS. Find out how to download PSPCL bill receipt.
- [What is CIBIL Score for Credit Cards and How to Improve it?](https://paytm.com/blog/credit-score/what-is-cibil-score-for-credit-cards.md)
  - Published: 2024-12-27
  - Last Modified: 2026-04-17
  - Excerpt: Know what the typical CIBIL score required for credit card approval is, how it affects your credit card applications, and most importantly, the steps you can take to boost your score and expand your financial opportunities.
- [List of Holidays in October 2026: A Month of Festivals and Celebrations in India](https://paytm.com/blog/holiday-list/holidays-in-october.md)
  - Published: 2024-08-16
  - Last Modified: 2026-04-17
  - Excerpt: October 2026 includes two gazetted holidays observed across all central government offices in India. This comprehensive list of holidays in October 2026 guides you through public, bank, gazetted, and postal observances, ensuring you can plan your festivities and activities with ease. Discover key dates, understand their significance, and plan your celebrations effectively.
- [KSEB Bill Payment Online: Steps to Make Electricity Bill Payment Online Conveniently](https://paytm.com/blog/bill-payments/electricity-bills/kseb-bill-payment-online.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-17
  - Excerpt: KSEB bill payment online offers convenience, instant receipts, saves time and effort, and can be completed conveniently from home.
- [How to Raise and Resolve CIBIL Report Errors?](https://paytm.com/blog/credit-score/raise-and-resolve-cibil-report-errors.md)
  - Published: 2024-07-25
  - Last Modified: 2026-04-17
  - Excerpt: Understanding Credit Report Issues: How to contact RBI for resolution, reporting credit report errors to CIBIL, and common credit report errors.
- [Holidays in November 2026: Embracing the Spirit of Diversity in India](https://paytm.com/blog/holiday-list/holidays-in-november.md)
  - Published: 2024-07-18
  - Last Modified: 2026-04-17
  - Excerpt: Plan your month with ease and ensure smooth planning by understanding all public, bank, and gazetted November 2026 holidays across India. This guide details key celebrations like Diwali and Guru Nanak Jayanti, explains how to check official lists, and offers tips for a smooth festive season. Make the most of India's cultural diversity this November.
- [Ideal Credit Score Range for Different Types of Loans](https://paytm.com/blog/credit-score/ideal-credit-score-range-for-different-types-of-loans.md)
  - Published: 2024-07-18
  - Last Modified: 2026-04-17
  - Excerpt: Know the ideal credit score range for different types of loans, credit score ranges, the percentage of score factors, how the CIBIL score is calculated, and how to improve your CIBIL score.
- [How to Pay MSEDCL Bill Online & Offline?](https://paytm.com/blog/bill-payments/electricity-bills/how-to-pay-msedcl-bill-online-offline-complete-information.md)
  - Published: 2023-10-17
  - Last Modified: 2026-04-17
  - Excerpt: Explore multiple methods for making MSEDCL bill payments in this article. Learn easy step-by-step procedures for both online and offline payment options, enabling you to effectively manage your MSEDCL bills.
- [Holidays in December 2026: A Joyful Celebration](https://paytm.com/blog/holiday-list/holidays-in-december.md)
  - Published: 2024-07-19
  - Last Modified: 2026-04-17
  - Excerpt: Seeking clarity on national versus regional holidays in December 2026? This comprehensive guide details all public and bank holidays across India, helping you plan your celebrations and financial activities effectively. Learn how to verify specific dates and prevent common planning challenges for a joyful festive season.
- [CIBIL Score: Calculation and How to Improve Your Score](https://paytm.com/blog/credit-score/cibil-score-calculation-improvement.md)
  - Published: 2024-11-12
  - Last Modified: 2026-04-17
  - Excerpt: CIBIL score ranges from 300 to 900 and impacts loan approval. Learn how it's calculated, how to check it online, and tips to improve it for better credit opportunities.
- [Everything You Need to Know About the NPCI FASTag](https://paytm.com/blog/fastag/npci-fastag.md)
  - Published: 2023-09-22
  - Last Modified: 2026-04-17
  - Excerpt: NPCI FASTag, India's electronic toll collection system for cashless payments at toll plazas, reducing traffic congestion and promoting digital payments.
- [What is Form 26AS? The Only Guide You'll Ever Need](https://paytm.com/blog/tax/form-26as-tds-traces.md)
  - Published: 2023-09-22
  - Last Modified: 2026-04-17
  - Excerpt: Form 26AS plays a crucial role in the filing of income tax in India. So, learn all about its components and how to access this form to avoid future confusion.
- [September Holidays in 2026: Perfect Time for Travel and Celebrations](https://paytm.com/blog/holiday-list/holiday-in-september.md)
  - Published: 2024-08-09
  - Last Modified: 2026-04-17
  - Excerpt: September 2026 offers several opportunities for long weekends, with Janmashtami on 4 September creating a three-day break. This comprehensive guide details all national and regional September holidays in 2026, helping you plan stress-free trips and celebrations across India. Discover essential tips for booking early, verifying state-specific calendars, and ensuring smooth travel and financial transactions.
- [How to Contact SBI Credit Card Customer Care: 24×7 Helpline Number, Email & Support](https://paytm.com/blog/credit-card/sbi-credit-card-customer-care-helpline-24x7-support.md)
  - Published: 2024-11-12
  - Last Modified: 2026-04-17
  - Excerpt: Need help with your SBI Credit Card? Discover SBI Credit Card Customer Care Number, email, and support channels. Access the SBI Credit Card customer care services with ease.
- [What is Tax? – Types of Tax, Benefits, and Tax Penalties](https://paytm.com/blog/tax/what-is-tax.md)
  - Published: 2023-09-24
  - Last Modified: 2026-04-17
  - Excerpt: This article introduces the fundamentals of tax, including its types, benefits, and penalties imposed on taxpayers.
- [Difference Between Direct Tax and Indirect Tax](https://paytm.com/blog/tax/difference-between-direct-tax-and-indirect-tax.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-17
  - Excerpt: Understand the key differences between direct and indirect tax based on aspects like tax liability, taxable conditions, tax evasion, governing authority, and burden.
- [What is Tax Evasion? Learn About Its Common Methods and Penalties](https://paytm.com/blog/tax/what-is-tax-evasion.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-17
  - Excerpt: Understand tax evasion: its meaning, common methods, severe penalties, tax avoidance, and the key differences between them.
- [How to Save Capital Gains Tax on Sale of Property?](https://paytm.com/blog/tax/capital-gains-tax-on-sale-of-property.md)
  - Published: 2023-08-23
  - Last Modified: 2026-04-17
  - Excerpt: What is Capital Gains Tax: Know how to save capital gains tax on sale of property, including short-term & long-term gains, and exemptions under Sections 54, 54B, 54F, 54EC.
- [Christmas 2026: Meaning, Celebration, Traditions & Fun Ideas](https://paytm.com/blog/holiday-list/christmas-festival.md)
  - Published: 2024-08-09
  - Last Modified: 2026-04-17
  - Excerpt: Plan your Christmas 2026 celebrations with our comprehensive guide. Understand the true meaning, cherished traditions, and vibrant celebrations of Christmas in India. Get delightful ideas for decorations, festive meals, and fun activities to create lasting memories this holiday season.
- [How to Apply for Exempted FASTag: Step-by-Step Guide for Eligible Vehicle Owners](https://paytm.com/blog/fastag/exempted-fastag-application.md)
  - Published: 2024-09-24
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to apply for an exempted FASTag online. Discover eligibility criteria, essential documents, and step-by-step instructions to complete your application seamlessly.
- [Professional Tax – Check Tax Slab Rates, Applicability & Exemption](https://paytm.com/blog/tax/what-is-professional-tax.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-17
  - Excerpt: What is professional tax: applicability & exemptions in professional tax, state-wise professional tax slabs, responsible for collecting tax.
- [Professional Tax – Check Tax Slab Rates, Applicability & Exemption](https://paytm.com/blog/tax/what-is-professional-tax.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-17
  - Excerpt: What is professional tax: applicability & exemptions in professional tax, state-wise professional tax slabs, responsible for collecting tax.
- [ICICI Credit Card Customer Care Number: Contact Information and Help Guide](https://paytm.com/blog/credit-card/icici-credit-card-customer-care-number-24x7-toll-free-support.md)
  - Published: 2024-11-12
  - Last Modified: 2026-04-17
  - Excerpt: Get 24x7 support for ICICI credit cards with toll-free customer care numbers, email IDs, and branch assistance options. Discover comprehensive ICICI credit card contact information to resolve your queries efficiently.
- [You Can Now Buy HDFC Bank FASTag on Paytm and Recharge Any FASTag](https://paytm.com/blog/fastag/buy-hdfc-bank-fastag-on-paytm.md)
  - Published: 2024-05-09
  - Last Modified: 2026-04-17
  - Excerpt: Know how to buy a new FASTag for your car or replace your old Paytm FASTag with a new one and recharge FASTags from any bank on Paytm in %%currentyear%%.
- [Understanding Long-Term Capital Gains Tax and How to Calculate It](https://paytm.com/blog/tax/what-is-long-term-capital-gains-tax-how-to-calculate.md)
  - Published: 2023-08-22
  - Last Modified: 2026-04-17
  - Excerpt: Long-Term Capital Gains Tax (LTCG Tax) refers to a tax levied on the profits generated from the sale of certain assets that have been held for an extended period.
- [What is Gross Salary? Understanding Its Components and Calculation](https://paytm.com/blog/income-tax/what-is-gross-salary.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-17
  - Excerpt: The ultimate guide to understanding the meaning of gross salary and everything related to your paycheck. Explore its components, calculation, and how it differs from net salary.
- [How Do Credit Cards Work? A Simple Guide to Smart Usage](https://paytm.com/blog/credit-card/how-credit-card-works.md)
  - Published: 2024-12-27
  - Last Modified: 2026-04-17
  - Excerpt: Master how credit cards work in 2026 with this simple guide. Learn essential terminology, understand transaction processes, and discover smart usage tips to build a strong credit history. Effectively navigate common financial pitfalls and make informed decisions about your spending.
- [Leave Travel Allowance (LTA): Eligibility, Tax Exemption, Claim Rules, & More](https://paytm.com/blog/tax/what-is-leave-travel-allowance-lta.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Unsure about Leave Travel Allowance (LTA)? Learn its full form, rules, how to claim it, eligibility criteria, and tax exemption benefits.
- [What is Advance Tax: How to Calculate, Due Dates](https://paytm.com/blog/income-tax/what-is-advance-tax.md)
  - Published: 2023-08-23
  - Last Modified: 2026-04-17
  - Excerpt: Advance tax is a system of paying income tax in India. Learn how to calculate advance tax, who should pay it, how to pay it, its due dates, and exemptions.
- [Employee State Insurance Corporation Schemes (ESIC) & Benefits](https://paytm.com/blog/esic/what-is-employee-state-insurance-corporation-schemes-esic.md)
  - Published: 2024-02-26
  - Last Modified: 2026-04-17
  - Excerpt: Explore ESIC schemes: benefits, eligibility, registration process, and latest updates. Get expert guidance for understanding and accessing ESIC services.
- [HDFC Credit Card Customer Care Number: Call, Email, and 24×7 Toll-Free Support](https://paytm.com/blog/credit-card/hdfc-credit-card-customer-care.md)
  - Published: 2024-11-12
  - Last Modified: 2026-04-17
  - Excerpt: Discover how to reach HDFC Credit Card Customer Care 24x7. Find HDFC Bank Credit Card Customer Care Toll-Free Number, email support, and more for all your credit card inquiries.
- [What Are the Key Deductions Allowed Under the New Tax Regime?](https://paytm.com/blog/income-tax/key-deductions-allowed-under-the-new-tax-regime.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Understand the key deductions allowed under the new tax regime to optimize tax planning.
- [Indirect Tax Explained: Meaning, Types & Features](https://paytm.com/blog/tax/what-is-indirect-tax-its-meaning-definition.md)
  - Published: 2023-09-25
  - Last Modified: 2026-04-17
  - Excerpt: Discover the meaning of indirect tax, its different types, and how it differs from direct tax. Learn about GST, VAT, excise duty, and more.
- [A Step-by-Step Process to Make ESIC Payment Online](https://paytm.com/blog/esic/esic-payment-online.md)
  - Published: 2024-02-22
  - Last Modified: 2026-04-17
  - Excerpt: Making a contribution towards the ESI scheme has never been easier! Complete your ESIC payment conveniently to avoid additional charges. Click here to learn more!
- [Tax Benefits on Tuition Fees: Explainer Guide](https://paytm.com/blog/tax/tax-benefits-on-tuition-fees.md)
  - Published: 2023-10-07
  - Last Modified: 2026-04-17
  - Excerpt: Did you know about the tuition fee tax deduction provision? You can save on your child's tuition fee. This article explains all about tax benefits on tuition fees.
- [HRA Exemption: A Comprehensive Guide to House Rent Allowance](https://paytm.com/blog/income-tax/hra-exemption.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-17
  - Excerpt: Understand HRA exemption, the rules associated with house rent allowance, and how to claim HRA deductions for both self-employed and salaried individuals.
- [What is a Cash Advance Fee and How Does it Work?](https://paytm.com/blog/credit-card/credit-card-cash-advance-fee.md)
  - Published: 2024-11-25
  - Last Modified: 2026-04-17
  - Excerpt: Learn how credit card cash advance fees work, including costs, interest rates, and tips to minimize charges. Explore alternatives to save on fees.
- [Understanding Section 194H: TDS on Commission and Brokerage Explained](https://paytm.com/blog/tax/section-194h-tds-on-commission-and-brokerage.md)
  - Published: 2023-07-21
  - Last Modified: 2026-04-17
  - Excerpt: What is Section 194H: Know the meaning of commission and brokerage, TDS rate and when TDS under Section 194H is deducted.
- [Should You File ITR Even If You Have No Income Tax Liability?](https://paytm.com/blog/income-tax/file-itr-even-if-you-have-no-income-tax-liability.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Know why you should file an ITR even if you have no income tax liability in 2024, what is NIL return and who is required to file an income tax return
- [GST Return: What is it, What are the Types, and How to File It?](https://paytm.com/blog/tax/gst-return-filing.md)
  - Published: 2023-09-22
  - Last Modified: 2026-04-17
  - Excerpt: Timely and accurate filing of your GST returns is crucial to avoid penalties and legal issues. Learn about the GST return process and its various types for informed compliance.
- [Key Deductions Impacted by the New Tax Regime: An Overview](https://paytm.com/blog/income-tax/deductions-not-allowed-under-new-income-tax-regime.md)
  - Published: 2023-08-30
  - Last Modified: 2026-04-17
  - Excerpt: Know the New Income Tax Regime: Uncover Deductions Not Available. Navigate the changes and maximize your tax benefits!
- [Choosing Your Tax Regime? 10 Important Points You Must Consider](https://paytm.com/blog/income-tax/choosing-your-tax-regime.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-17
  - Excerpt: 10 important points to check before selecting an old tax regime or new tax regime for your next financial year.
- [GST on Gold: Effects of Gold GST Rate in India 2026](https://paytm.com/blog/tax/gst-on-gold.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-17
  - Excerpt: The Goods and Services Tax (GST) on gold in India for 2026 is 3% on the metal value and 5% on making charges. This article explains how these rates are calculated, their impact on gold prices, and crucial exemptions. You will learn to make compliant and transparent gold purchases, ensuring confidence in your investment.
- [Top 10 Benefits of Filing ITR in India for Taxpayers](https://paytm.com/blog/income-tax/benefits-of-filing-itr.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Know about the top 10 benefits of filing ITR on time for taxpayers, who should file ITR, how to file ITR in %%currentyear%%.
- [7th Pay Matrix: New Updates and Benefits for Central Government Employees](https://paytm.com/blog/income-tax/7th-pay-matrix.md)
  - Published: 2023-09-10
  - Last Modified: 2026-04-17
  - Excerpt: The 7th CPC Pay Matrix introduces a new salary structure for central government employees. Find out how this structure benefits you and how to determine your pay level.
- [Income Tax Slab Alterations for FY 2026–26: All You Need to Know](https://paytm.com/blog/income-tax/check-the-new-income-tax-slabs-update.md)
  - Published: 2023-02-03
  - Last Modified: 2026-04-17
  - Excerpt: Indian taxpayers, understand the income tax slab alterations for FY 2026-27 to optimise your financial planning. This guide details the new and old tax regimes, their features, and provides a step-by-step approach to help you choose the most beneficial option. Make an informed decision to minimise your tax liability this financial year.
- [How to Approve UPI Collect Payments in Paytm: A Step-by-Step Guide](https://paytm.com/blog/payments/upi/approve-upi-payments-in-paytm.md)
  - Published: 2025-05-21
  - Last Modified: 2026-04-17
  - Excerpt: For individuals and businesses managing incoming funds, approving UPI collect payments within the Paytm application is essential. This detailed guide walks you through each step, from identifying legitimate requests to securing your transactions. Learn vital security measures and troubleshooting tips to ensure a seamless payment experience.
- [Eway Bill: The Ultimate Digital Passport for Movement of Goods](https://paytm.com/blog/bill-payments/what-is-eway-bill.md)
  - Published: 2024-07-23
  - Last Modified: 2026-04-17
  - Excerpt: Over 1.2 billion e-Way Bills were generated in the financial year 2026, highlighting its critical role in India's logistics and tax compliance. This comprehensive guide explains the e-Way Bill system, covering its generation, validity, and importance as a digital passport for transparent goods movement across India. Understand its impact on compliance, how to generate, extend, or cancel it, and navigate key thresholds and exemptions.
- [VI Customer Care Contact Information: Helpline Numbers & Support Options](https://paytm.com/blog/bill-payments/vi-customer-care-helpline-number.md)
  - Published: 2024-08-09
  - Last Modified: 2026-04-17
  - Excerpt: VI subscribers, resolve your mobile and broadband issues quickly by understanding all VI customer care contact options. This guide provides all primary helpline numbers, alternative digital support channels, and circle-specific details to ensure you receive prompt assistance. Learn how to track complaints and locate VI circle offices for complex queries.
- [How to Deactivate UPI Autopay Payment in Paytm?](https://paytm.com/blog/bill-payments/upi-autopay/deactivate-upi-autopay-paytm.md)
  - Published: 2025-01-16
  - Last Modified: 2026-04-17
  - Excerpt: Are you looking to manage your recurring payments? This comprehensive guide explains how to deactivate UPI Autopay payment in Paytm, ensuring you maintain full control over your finances. You will find step-by-step instructions, reasons for deactivation, and crucial considerations to effectively manage your automated mandates.
- [How to Set Auto Bill Payment for Broadband Bills on Paytm?](https://paytm.com/blog/bill-payments/upi-autopay/auto-bill-payment-broadband-paytm-setup.md)
  - Published: 2024-11-21
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to set up auto bill payment for your broadband on Paytm, ensuring uninterrupted service and avoiding late fees in 2026. This guide provides step-by-step instructions for automating your payments, offering peace of mind and efficient financial management. You'll also understand how to manage, modify, or cancel these automated mandates, maintaining full control over your essential services.
- [How To Login And Register On E-WAY Bill Portal?](https://paytm.com/blog/bill-payments/how-to-login-register-on-e-way-bill-portal.md)
  - Published: 2025-01-20
  - Last Modified: 2026-04-17
  - Excerpt: As of 2026, the key threshold for inter-state movement of goods requiring an e-Way Bill remains ₹50,000. This guide details how to register and login on the e-Way Bill portal, ensuring your business stays compliant and manages logistics efficiently.
- [Contact Bharat Gas: Customer Care & Toll Free Number](https://paytm.com/blog/bill-payments/gas-booking/contact-bharat-gas-customer-care-toll-free.md)
  - Published: 2024-09-18
  - Last Modified: 2026-04-17
  - Excerpt: Bharat Gas customers can easily connect for bookings, complaints, and enquiries using various customer care and toll-free numbers. This guide details how to book cylinders via SMS or phone, file online complaints, and escalate grievances for a smooth LPG experience in 2026.
- [A Comprehensive Guide to Understanding BESCOM: Its Meaning, Benefits & More!](https://paytm.com/blog/bill-payments/electricity-bills/comprehensive-bescom-meaning-benefits-payment.md)
  - Published: 2025-01-20
  - Last Modified: 2026-04-17
  - Excerpt: Ensuring a seamless electricity supply is vital for residents and businesses in Karnataka, where BESCOM plays a crucial role. This comprehensive guide details BESCOM's operations, benefits, and various methods for managing your electricity bills and services effectively in 2026.
- [List of Various Traffic Fines in 2026](https://paytm.com/blog/bill-payments/challan/traffic-fines-india.md)
  - Published: 2024-11-25
  - Last Modified: 2026-04-17
  - Excerpt: Worried about unexpected traffic penalties in 2026? This comprehensive guide outlines the list of various traffic fines in India for 2026, covering essential documents, common violations, and how to check and pay challans online. Understand India's updated traffic regulations and ensure full compliance to drive safely and legally.
- [BSNL Customer Care: Helpline Numbers, Toll-Free Support, and Service Details](https://paytm.com/blog/bill-payments/bsnl-customer-care-helpline-number.md)
  - Published: 2024-10-27
  - Last Modified: 2026-04-17
  - Excerpt: Having trouble connecting with BSNL customer care for your service queries in 2026? This comprehensive guide provides all the essential helpline numbers and support channels for mobile, broadband, and enterprise services. Learn how to efficiently resolve issues by navigating BSNL's traditional and digital support, including escalation pathways, ensuring a smooth experience.
- [Exploring BSR Code: Usage, Classification and Benefits](https://paytm.com/blog/banking/what-is-bsr-code.md)
  - Published: 2024-06-28
  - Last Modified: 2026-04-17
  - Excerpt: Wondering how the BSR Code streamlines financial processes in India? This guide explains the Basic Statistical Return Code's structure, classifications, and its vital benefits for tax compliance and accurate financial reporting in 2026. Understand its uses for self-assessment tax payments and how it differs from IFSC and CIN.
- [Banking Ombudsman? What's Their Role & Responsibilities](https://paytm.com/blog/banking/what-is-banking-ombudsman-2.md)
  - Published: 2024-07-11
  - Last Modified: 2026-04-17
  - Excerpt: Banking customers facing service issues can learn about the Banking Ombudsman Scheme. This article details its critical role in safeguarding customer interests, how to file a complaint, and the types of grievances it addresses. Understand your rights and ensure fair resolution for banking disputes.
- [How to Safeguard Your Privacy with Aadhaar Virtual ID?](https://paytm.com/blog/aadhaar-card/aadhaar-virtual-id-guide.md)
  - Published: 2024-11-11
  - Last Modified: 2026-04-17
  - Excerpt: Concerned about safeguarding your digital identity? This guide explains how the Aadhaar Virtual ID (VID) protects your personal information during online and offline authentications in 2026. You will learn to generate, use, and manage your VID effectively to ensure your privacy remains intact.
- [Process to Update Mobile Number on Aadhaar Card in 2026](https://paytm.com/blog/aadhaar-card/aadhaar-card-mobile-number-update.md)
  - Published: 2025-01-29
  - Last Modified: 2026-04-17
  - Excerpt: An updated mobile number on your Aadhaar card is crucial in 2026, as most digital transactions and essential services rely on Aadhaar-linked OTP verification. This guide details the comprehensive process to update your Aadhaar mobile number, covering online appointment booking, direct centre visits, status tracking, and verifying your new number for seamless access.
- [MSME Loan: Features, Eligibility, Interest Rates](https://paytm.com/blog/saving-schemes/government-schemes/guide-on-msme-loan.md)
  - Published: 2023-10-17
  - Last Modified: 2026-04-17
  - Excerpt: Credit disbursal to the MSME sector grew by 18.5% year-on-year in Q4 2026, underscoring its vital role in India's economy. This guide details MSME loan features, eligibility criteria, and interest rates for 2026. Learn how these loans empower entrepreneurs and contribute to business expansion.
- [Navigating UP Road Tax: A Roadmap to Rates, Calculations, and Easy Payment Solutions](https://paytm.com/blog/rto/up-road-tax.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-17
  - Excerpt: Struggling to understand Uttar Pradesh road tax? This guide offers a clear roadmap to its calculation, 2026 rates, and straightforward online payment solutions. You will gain a comprehensive understanding of UP Vahan tax, ensuring compliance and helping you avoid potential penalties. Learn how vehicle type, engine capacity, and price influence your tax liability and how to pay easily via the Parivahan website.
- [TS Transport: Telangana Vehicle Registration Process](https://paytm.com/blog/rto/ts-transport-vehicle-registration-process-telangana.md)
  - Published: 2023-10-25
  - Last Modified: 2026-04-17
  - Excerpt: Ensure your vehicle is legally compliant by understanding the complete Telangana vehicle registration process, from temporary to permanent registration. This guide details the necessary documents and steps for temporary and permanent registration, how to manage your registration certificate, and transfer vehicle ownership. You will gain crucial insights into ensuring your vehicle meets all legal standards by 2026.
- [How to Get a PUC or Pollution Under Control Certificate for a Car?](https://paytm.com/blog/rto/puc-certificate-in-india.md)
  - Published: 2023-11-01
  - Last Modified: 2026-04-17
  - Excerpt: Car owners in India, ensure your vehicle is compliant with emission standards. This guide details the complete process for obtaining and renewing your PUC Certificate in 2026, including online access and how to avoid penalties. Understand the importance of this mandatory document for environmental protection and legal compliance.
- [Learning Licence in Maharashtra: Steps to Apply for LL Online](https://paytm.com/blog/rto/learning-licence-in-maharashtra.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-17
  - Excerpt: Aspiring drivers in Maharashtra, you can now apply for your learning licence online with ease. This guide details the types of learning licences, eligibility, required documents, and the step-by-step online application process for 2026. Understand how to prepare for the mandatory test and manage common scenarios like corrections or obtaining a duplicate LL.
- [A Comprehensive Guide to Parivahan Sewa Services](https://paytm.com/blog/rto/guide-parivahan-sewa-services.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-17
  - Excerpt: Wondering how to manage your vehicle and driving licence tasks online? This comprehensive guide to Parivahan Sewa services explains how to navigate the portal and mParivahan app for all your transport needs. You will learn about vehicle registration, driving licence applications, permit management, and online tax payments, ensuring compliance with motor vehicle regulations in 2026.
- [Cancellation of Hypothecation](https://paytm.com/blog/rto/cancellation-of-hypothecation.md)
  - Published: 2023-10-25
  - Last Modified: 2026-04-17
  - Excerpt: Wondering if your vehicle's hypothecation is automatically removed after loan repayment or if you need to take action? This comprehensive guide details the complete procedure for cancelling hypothecation from your vehicle's Registration Certificate (RC) in India. You will learn about essential documents, step-by-step online and offline application processes, and the important advantages of ensuring timely hypothecation removal, ensuring full ownership and legal clarity for your vehicle.
- [Value Added Tax: VAT Tax Rates, VAT Calculation & Registration](https://paytm.com/blog/tax/what-is-vat-value-added-tax.md)
  - Published: 2023-09-28
  - Last Modified: 2026-04-17
  - Excerpt: Delve into the realm of Value Added Tax (VAT). Learn about the VAT rates, calculation methods, registration process, benefits, and its historical implementation in India.
- [Simplifying Taxes for Small Businesses: Exploring Section 44AD](https://paytm.com/blog/tax/section-44ad-taxes-for-small-business.md)
  - Published: 2023-09-08
  - Last Modified: 2026-04-17
  - Excerpt: What is Section 44AD? Understanding Section 44AD, its features, eligibility, and applications.
- [GST Login - How to Log into GST Portal (www.gst.gov.in) in India](https://paytm.com/blog/tax/gst-login-how-to-log-into-gst-portal-in-india.md)
  - Published: 2023-09-01
  - Last Modified: 2026-04-17
  - Excerpt: GST login portal aims to provide you with all the necessary information on how to successfully log in and navigate the portal.
- [How to Calculate Interest Earned on a Savings Account: A Comprehensive Overview](https://paytm.com/blog/savings-account/calculate-interest-on-savings-account.md)
  - Published: 2023-07-16
  - Last Modified: 2026-04-17
  - Excerpt: Calculate interest on a savings account: Learn all the methods banks use to calculate interest on savings accounts from our step-by-step guide.
- [CTC, Gross Salary & Net Salary: Meaning and Differences](https://paytm.com/blog/income-tax/difference-between-annual-gross-salary-ctc-net-salary-and-gross-salary.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-17
  - Excerpt: Still confused about annual gross salary vs CTC? Learn the intricate details of salary components by comprehending the differences between CTC, gross salary, and net salary.
- [Light Motor Vehicle (LMV) Driving Licence in India: Types, Importance and More](https://paytm.com/blog/driving-licence/light-motor-vehicle-lmv-driving-licence.md)
  - Published: 2023-12-29
  - Last Modified: 2026-04-17
  - Excerpt: Learn about LMV driving licence types, their importance, and the repercussions of not having a valid licence, ensuring you can enjoy driving your car without legal restrictions.
- [Bharat Series Number Plate in India](https://paytm.com/blog/driving-licence/bharat-series-number-plate.md)
  - Published: 2024-01-04
  - Last Modified: 2026-04-17
  - Excerpt: The BH series registration creates a unified national numbering system and saves time in vehicle re-registration. Learn more about its features, fees, and application process.
- [All About VAHAN 4.0: A Comprehensive Guide](https://paytm.com/blog/driving-licence/vahan-4-0.md)
  - Published: 2024-01-02
  - Last Modified: 2026-04-17
  - Excerpt: VAHAN 4.0 is a government portal that addresses various vehicular services and provides essential vehicle documents such as Driving Licenses (DL) and Registration Certificates (RC).
- [A Detailed Overview of Motor Vehicles Act 1988](https://paytm.com/blog/driving-licence/motor-vehicles-act-1988.md)
  - Published: 2024-01-02
  - Last Modified: 2026-04-17
  - Excerpt: The Motor Vehicles Act outlines the rules and regulations for driving on roads in India. Understanding its fundamental provisions is therefore crucial.
- [Driving Licence and Learner's Licence Fees](https://paytm.com/blog/driving-licence/driving-licence-and-learning-licence-fees-2.md)
  - Published: 2024-01-24
  - Last Modified: 2026-04-17
  - Excerpt: Discover the updated fees for driving licences and learner's licences in India. Learn about the application process, renewal charges, and other related costs for hassle-free licence acquisition.
- [How to Get a VIP Number for Your Car/Bike in India?](https://paytm.com/blog/rto/get-vip-number-for-your-car-bike-in-india.md)
  - Published: 2024-02-01
  - Last Modified: 2026-04-17
  - Excerpt: People often choose fancy registration numbers for personalization and to express creativity. Learn how to obtain a VIP car or bike number and understand the associated costs.
- [Tamil Nadu Ration Card List, Check Status, Download and Apply Online](https://paytm.com/blog/ration-card/tamil-nadu-ration-card-application.md)
  - Published: 2023-10-16
  - Last Modified: 2026-04-17
  - Excerpt: Tamil Nadu Ration Card is issued to eligible households for obtaining subsidized food grains under the National Food Security Act (NFSA). It also serves as a valid proof of identity.
- [Applying for a Ration Card in Jharkhand](https://paytm.com/blog/ration-card/ration-card-in-jharkhand.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-17
  - Excerpt: Are you wanting to apply for a ration card in Jharkhand? Read on for a comprehensive guide on how to apply online, check status and download the Jharkhand ration card online.
- [Applying for an NFS Delhi Ration Card](https://paytm.com/blog/ration-card/ration-card-delhi.md)
  - Published: 2023-10-27
  - Last Modified: 2026-04-17
  - Excerpt: Do you wish to apply for your NFS Delhi ration card? Here's a comprehensive guide on how to apply online, check status and download NFS ration card online.
- [Maharashtra Ration Card List, Check Status, Download and Apply Online](https://paytm.com/blog/ration-card/maharashtra-ration-card-steps-to-download-apply-check-online.md)
  - Published: 2023-10-16
  - Last Modified: 2026-04-17
  - Excerpt: Find out how to apply for a Maharashtra ration card online, check the ration card list, understand eligibility criteria, and view the list of mandatory documents.
- [How to Apply for Food Security Card Telangana](https://paytm.com/blog/ration-card/applying-food-security-card-telangana.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-17
  - Excerpt: Do you wish to apply for a Food Security Card in Telangana? Here's a comprehensive guide on how to apply online, check status, and download your Telangana Food Security Card online.
- [Government Business Loans: Start Your Small Business](https://paytm.com/blog/saving-schemes/government-schemes/government-subsidy-loans-for-business.md)
  - Published: 2023-08-22
  - Last Modified: 2026-04-17
  - Excerpt: The government subsidy loan for business is a financial assistance program from the Indian government designed to support and promote the growth of businesses in various sectors. The objective of this scheme is to encourage entrepreneurship, job creation, and economic development.
- [What is Collateral Loan, and How Does it Work](https://paytm.com/blog/loan/what-is-collateral-loan.md)
  - Published: 2023-08-13
  - Last Modified: 2026-04-17
  - Excerpt: Collateral Loan: Know what is collateral loan, its features, eligible assets, risks of collateral loans, and tips to manage
- [Top 10 Personal Loan Repayment Strategies That You Must Know](https://paytm.com/blog/loan/personal-loan/personal-loan-repayment-strategies.md)
  - Published: 2023-09-24
  - Last Modified: 2026-04-17
  - Excerpt: Since personal loans are unsecured, interest rates are typically higher than secured loans. Borrowers should carefully consider personal loan repayment strategies before finalizing a loan to ensure responsible management and financial well-being.
- [What are the Factors That Affect Personal Loan Tenure?](https://paytm.com/blog/loan/personal-loan/factors-that-affect-personal-loan-tenure.md)
  - Published: 2023-08-19
  - Last Modified: 2026-04-17
  - Excerpt: What are the factors that affect personal loan tenure to choosing the right personal loan tenure for your loan amount.
- [What Credit Score Do You Need for a Personal Loan?](https://paytm.com/blog/loan/personal-loan/credit-score-for-personal-loan.md)
  - Published: 2023-08-19
  - Last Modified: 2026-04-17
  - Excerpt: Your credit score and personal loan approval go hand in hand. Understand the CIBIL score range for personal loans and find out what you can do to improve your score.
- [Exploring the Indian Passport: Application, Types, Fees, Processing Time, and More](https://paytm.com/blog/passport/what-is-passport-india.md)
  - Published: 2023-09-16
  - Last Modified: 2026-04-17
  - Excerpt: Explore Passport Significance: Travel, Identity, and Access. Types of Indian Passports & Eligibility Criteria Unveiled for You.
- [Indian Passport to Get New Look? Things You Need to Know](https://paytm.com/blog/passport/types-of-passport-in-india.md)
  - Published: 2023-09-28
  - Last Modified: 2026-04-17
  - Excerpt: The Ministry of External Affairs of India recently updated the Indian passport system, introducing new color-coded passports for ECR (orange) and ECNR (blue) categories. Learn all about these changes and the various types of passports in India.
- [How to Reschedule a Passport Appointment: A Step-by-Step Guide](https://paytm.com/blog/passport/reschedule-passport-appointment.md)
  - Published: 2023-10-08
  - Last Modified: 2026-04-17
  - Excerpt: A passport is an important document that all overseas travellers should have for international travel. In this article, learn how to reschedule passport appointments.
- [Passport Seva Kendra Portal Login Process](https://paytm.com/blog/passport/passport-seva-kendra-portal-login-process.md)
  - Published: 2023-11-04
  - Last Modified: 2026-04-17
  - Excerpt: Explore the Passport Seva Portal, simplifying passport procedures in India. Learn about online registration, login, and application processes in this guide.
- [Passport Reference Number – When and How to Obtain It](https://paytm.com/blog/passport/passport-reference-number-or-file-number.md)
  - Published: 2023-11-01
  - Last Modified: 2026-04-17
  - Excerpt: Numerous passport applications are submitted annually. The unique Passport Reference Number helps differentiate and track each application, ensuring clarity throughout the process.
- [Passport for Government Employees](https://paytm.com/blog/passport/passport-for-government-employees.md)
  - Published: 2023-11-03
  - Last Modified: 2026-04-17
  - Excerpt: Learn all the details related to passports for government employees. This article will help you understand how to apply, navigate verification, and obtain your passport.
- [Non ECR Passport: Know How to Check the Status & Documents Required](https://paytm.com/blog/passport/non-ecr-category-passport.md)
  - Published: 2023-09-24
  - Last Modified: 2026-04-17
  - Excerpt: The non-ECR category in a passport is essential for you to travel internationally without hindrance. Learn how to check your passport's status and convert it if needed.
- [What is mPassport Seva and How to Apply for Passport Through mPassport Seva App?](https://paytm.com/blog/passport/mpassport-seva.md)
  - Published: 2023-11-03
  - Last Modified: 2026-04-17
  - Excerpt: mPassport Seva offers convenient passport services, including new applications, status checks, center locations, and fee details.
- [Passport Address Change – Know How to Change Address in Passport](https://paytm.com/blog/passport/how-to-change-address-in-passport.md)
  - Published: 2023-10-12
  - Last Modified: 2026-04-17
  - Excerpt: Passports are necessary travel documents and valid proof of address. Any change in address must be updated. Learn how to proceed with the passport address change.
- [Passport Renewal Process 2026: Easy Steps to Renew Your Passport in India](https://paytm.com/blog/passport/passport-renewal-process.md)
  - Published: 2024-01-02
  - Last Modified: 2026-04-17
  - Excerpt: Renewing your Indian passport in 2026 is a straightforward process, largely completed online through the official Passport Seva Portal. This guide explains every step of the passport renewal process, from eligibility and required documents to fees, Tatkaal options, and tracking your application, ensuring a hassle-free experience. You will learn how to prevent common issues and ensure timely renewal.
- [How to Track Your Passport Via Speed Post?](https://paytm.com/blog/passport/how-to-track-passport-dispatch-status-via-speed-post.md)
  - Published: 2024-01-02
  - Last Modified: 2026-04-17
  - Excerpt: Wondering how to track your passport Speed Post status? With convenient online facilities, it's easier than ever. Learn how to easily check your passport's dispatch status and stay updated.
- [A Complete List of Documents Required for Passport Application in India](https://paytm.com/blog/passport/documents-required-for-passport.md)
  - Published: 2023-09-24
  - Last Modified: 2026-04-17
  - Excerpt: Need a fresh passport or want to reissue one? Check out all the essential documents required for passport application in India.
- [Simple Ways to Check Your Passport Application Status](https://paytm.com/blog/passport/check-passport-application-status.md)
  - Published: 2023-09-16
  - Last Modified: 2026-04-17
  - Excerpt: Quickly track your passport application status online and stay updated on your travel documents with efficient and convenient methods.
- [Cruising Through the Tatkal Passport Express: A Guide](https://paytm.com/blog/passport/what-is-tatkal-passport-its-fee-document-and-time-required.md)
  - Published: 2023-09-16
  - Last Modified: 2026-04-17
  - Excerpt: Learn about the Tatkal passport, a facility for faster passport issuance. Discover the application process, required documents, eligibility criteria, and associated fees.
- [Diplomatic Passport in India – How to Apply, Eligibility Criteria](https://paytm.com/blog/passport/what-is-diplomatic-passport.md)
  - Published: 2023-09-24
  - Last Modified: 2026-04-17
  - Excerpt: Diplomatic passports are issued to high-ranking Indian government officials and diplomats for official international travel. Learn about their benefits, eligibility criteria, and application process in India.
- [How is Police Verification for Passport in India?](https://paytm.com/blog/passport/police-verification-for-passport.md)
  - Published: 2023-08-27
  - Last Modified: 2026-04-17
  - Excerpt: Police verification process for passports in India ✔types of police verification ✔documents required ✔track your passport application ✔verification requirements
- [PCC Passport Playbook: How to Get a Police Clearance Certificate for Your Passport](https://paytm.com/blog/passport/police-verification-certificate-or-passport-clearance-certificate.md)
  - Published: 2023-09-28
  - Last Modified: 2026-04-17
  - Excerpt: Discover how to secure a Police Clearance Certificate for your Indian passport. Learn about application procedures and essential information to ensure a smooth process.
- [Passport Enquiry: Raising a Passport Enquiry & Passport Customer Care Numbers](https://paytm.com/blog/passport/passport-enquiry-customer-care-number.md)
  - Published: 2023-10-07
  - Last Modified: 2026-04-17
  - Excerpt: Need help with your passport application or its processing? Get help by raising a passport enquiry in India. Learn how to do it accurately.
- [Passport Application Fees in India](https://paytm.com/blog/passport/passport-application-fees-in-india.md)
  - Published: 2024-01-04
  - Last Modified: 2026-04-17
  - Excerpt: Explore the breakdown of passport application fees in India, categorized by passport type, applicant's age, and scheme. Understand all charges before applying for a new, renewed, or reissued passport.
- [How to Surrender PAN Card – Online and Offline Process](https://paytm.com/blog/pan-card/how-to-surrender-pan-card-online-and-offline-process.md)
  - Published: 2023-08-22
  - Last Modified: 2026-04-17
  - Excerpt: Individuals can surrender PAN cards online and offline. To surrender PAN card online, individuals need to visit the official NSDL website, complete a form, make the required payment, and submit the necessary documents electronically.
- [How To Change PAN Card Name After Marriage: Procedure & Documents Required](https://paytm.com/blog/pan-card/change-pan-card-name-after-marriage.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-17
  - Excerpt: Steps to change PAN card name after marriage online or offline, documents required, acknowledgement form & fees.
- [Lost PAN Card – How to Apply for a Duplicate PAN Card?](https://paytm.com/blog/pan-card/how-to-apply-for-duplicate-pan-card.md)
  - Published: 2022-01-12
  - Last Modified: 2026-04-17
  - Excerpt: Know the complete process to apply for a duplicate PAN card online and offline. Also, check how to surrender a duplicate PAN card.
- [What is Health and Education Cess (HEC)? Rates & Calculation](https://paytm.com/blog/tax/what-is-education-cess.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-17
  - Excerpt: Explore the Health and Education Cess (HEC) in India, covering its meaning, current 4% rate, calculation, and objectives. Understand its vital role in funding education and healthcare initiatives within the country's taxation system.
- [NPS Withdrawal Rules – Partial or Premature Withdrawal Rules](https://paytm.com/blog/saving-schemes/nps-withdrawal-rules.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-17
  - Excerpt: Know about NPS withdrawal rules, premature or partial withdrawal process, documents required and check status of NPS withdrawal.
- [PM Kisan Samman Nidhi Scheme 2026: Who is Eligible, How to Apply, Benefits & More](https://paytm.com/blog/saving-schemes/government-schemes/pm-kisan-samman-nidhi-yojana.md)
  - Published: 2023-08-09
  - Last Modified: 2026-04-17
  - Excerpt: Struggling to understand PM Kisan Samman Nidhi Scheme 2026 eligibility or the application process? This guide provides clear steps on who qualifies, how to apply online, and how to ensure you receive your annual ₹6,000 financial support smoothly. It details the benefits and offers solutions to common challenges faced by beneficiaries.
- [A Guide to Vehicle Number Plates: Components, Types, and Regulations](https://paytm.com/blog/rto/what-is-vehicle-number-plates.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-17
  - Excerpt: Know about vehicle number plates, its components, types, new number plates registration, rules, vehicle owner details by number plate & more.
- [Best Recurring Deposit Interest Rates in India](https://paytm.com/blog/recurring-deposit/recurring-deposit-interest-rates-in-india.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-17
  - Excerpt: The recurring deposit interest rate determines the total earning on your investment. So, understand the calculation process and choose wisely.
- [How to Set up a UPI PIN Using an Aadhaar Card?](https://paytm.com/blog/payments/upi/setup-upi-pin-using-aadhaar-card.md)
  - Published: 2023-09-17
  - Last Modified: 2026-04-17
  - Excerpt: Set your UPI PIN easily using your Aadhaar card for smooth mobile payments. Simply download your bank's UPI-enabled app and check the Profile section for linked UPI accounts.
- [Home Loan Process in 2026: A Detailed Home Loan Procedure Guide](https://paytm.com/blog/loan/home-loan/home-loan-process-a-detailed-guide.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-17
  - Excerpt: First-time homebuyers and aspiring homeowners, master the home loan process in 2026 with our comprehensive guide. You will learn about eligibility criteria, how to choose the right lender, the application and documentation stages, and key steps from sanction to disbursal. Effectively address common challenges and secure the best financing for your dream home by understanding every aspect of the procedure.
- [How Much Gold You Can Carry from Dubai to India](https://paytm.com/blog/investment/gold-is-allowed-from-dubai-to-india.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-17
  - Excerpt: Are you aware of the gold limit allowed from Dubai to India? Know everything from custom duty rules to gold limits for different travellers.
- [Saving vs Investing: Which is Better for Generating Wealth?](https://paytm.com/blog/investment/difference-between-savings-and-investment.md)
  - Published: 2023-08-30
  - Last Modified: 2026-04-17
  - Excerpt: Understand the difference between saving and investment and know when to save and invest to ensure financial security.
- [Cumulative vs Non-Cumulative Fixed Deposits: The Explainer Guide](https://paytm.com/blog/fixed-deposit/cumulative-and-non-cumulative-fixed-deposits.md)
  - Published: 2023-09-08
  - Last Modified: 2026-04-17
  - Excerpt: Understand the difference between cumulative and non-cumulative fixed deposits. Learn how interest is calculated and choose the right option for your savings goals.
- [Duplicate Driving Licence: Step-By-Step Guide To Apply For a Duplicate DL](https://paytm.com/blog/driving-licence/duplicate-driving-licence.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-17
  - Excerpt: Lost your driving licence? Learn how to get a duplicate DL, including the online and offline application process, required documents, and associated costs.
- [MUDRA Loan Interest Rate: A Compact Guide](https://paytm.com/blog/saving-schemes/government-schemes/mudra-loan-interest-rates.md)
  - Published: 2023-10-18
  - Last Modified: 2026-04-17
  - Excerpt: Discover and compare MUDRA loan interest rates across banks, grasp the workings of the MUDRA loan interest calculator, and learn to use it effectively.
- [The Role of a Fund Manager in Mutual Funds](https://paytm.com/blog/mutual-funds/role-of-fund-manager-in-mutual-funds.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-17
  - Excerpt: Discover the pivotal role of fund managers in mutual funds. Learn how they manage investments and navigate financial markets.
- [Planning to Buy Gold in Dubai? Pros and Cons You Need to Know](https://paytm.com/blog/investment/buy-gold-in-dubai.md)
  - Published: 2023-09-08
  - Last Modified: 2026-04-17
  - Excerpt: Discover the current gold rate in Dubai, the pros and cons of buying it, where to buy gold and the rules for bringing it to India. Find the best places to invest in gold!
- [ONDC on Paytm: A Beginner’s Step-by-Step Guide](https://paytm.com/blog/ondc/ondc-on-paytm-a-beginners-step-by-step-guide.md)
  - Published: 2023-06-16
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to use Paytm for ordering food, groceries, and more using ONDC. Eliminate the need for multiple apps and welcome Paytm ONDC as your one-stop solution.
- [Save Big Using ONDC For Food and Grocery Orders](https://paytm.com/blog/ondc/save-big-using-ondc-for-food-and-groceries.md)
  - Published: 2023-06-16
  - Last Modified: 2026-04-17
  - Excerpt: By leveraging ONDC, you can compare prices, take advantage of bulk buying opportunities, and benefit from data-driven insights to save money on your food and grocery expenses.
- [10 Reasons Why ONDC Will Disrupt Indian E-commerce](https://paytm.com/blog/ondc/reasons-why-ondc-will-disrupt-indian-e-commerce.md)
  - Published: 2023-06-19
  - Last Modified: 2026-04-17
  - Excerpt: Know the top 10 reasons why ONDC is set to significantly transform Indian e-commerce.
- [ONDC Explained: What Is ONDC and How to Place an Order?](https://paytm.com/blog/ondc/ondc-explained-what-is-ondc-and-how-to-place-an-order.md)
  - Published: 2023-06-16
  - Last Modified: 2026-04-17
  - Excerpt: The Open Network for Digital Commerce (ONDC) is a groundbreaking technological initiative that aims to revolutionize India's digital commerce ecosystem.
- [Find Out if ONDC is Available in Your City](https://paytm.com/blog/ondc/is-ondc-available-in-your-city-find-out.md)
  - Published: 2023-06-16
  - Last Modified: 2026-04-17
  - Excerpt: Presently, ONDC is available in several cities across India, ensuring a wider reach for its services. Let's take a closer look at the cities where ONDC is currently accessible.
- [Understanding the Key Differences Between ONDC and UPI](https://paytm.com/blog/ondc/differences-between-ondc-and-upi.md)
  - Published: 2023-07-16
  - Last Modified: 2026-04-17
  - Excerpt: Differences Between ONDC and UPI: Explore the features and distinctions of these two vital Indian payment systems.
- [ITR E-verification Time Limit Reduced to 30 days: File Yours Now](https://paytm.com/blog/income-tax/itr-e-verification-time-limit-reduced-to-30-days-file-yours-now.md)
  - Published: 2023-08-02
  - Last Modified: 2026-04-17
  - Excerpt: After filing your ITR, you must verify it within 30 days to ensure its validity and avoid penalties. Understand the importance and methods of ITR e-verification.
- [Indian Government Issues Warning About Rising Aadhaar Scams](https://paytm.com/blog/aadhaar-card/indian-government-issues-warning-about-rising-aadhaar-scams.md)
  - Published: 2023-08-23
  - Last Modified: 2026-04-17
  - Excerpt: The Indian government has alerted Aadhaar users to an upsurge in fraudulent activities and is proactively educating users about scam risks.
- [How to E-Verify Your ITR Using Net Banking](https://paytm.com/blog/income-tax/how-to-e-verify-your-return-using-your-net-banking.md)
  - Published: 2023-07-16
  - Last Modified: 2026-04-17
  - Excerpt: Learn about e-verification of income tax returns using net banking. This guide includes a step-by-step process and the benefits of e-verification.
- [How To Declare Mutual Fund Investments in ITR and Disclose Capital Gains](https://paytm.com/blog/tax/declare-mutual-fund-investments-in-irt.md)
  - Published: 2023-09-17
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to accurately declare your mutual fund investments and capital gains in your ITR. Discover the essential steps, required documents, and appropriate ITR forms for precise tax reporting.
- [Portfolio Diversification – Meaning, Benefits and Examples](https://paytm.com/blog/stock-market/portfolio-diversification.md)
  - Published: 2023-09-10
  - Last Modified: 2026-04-17
  - Excerpt: Explore the benefits of portfolio diversification, discover real-life examples of its effectiveness, and learn how you can create a diverse and secure financial landscape for yourself.
- [Bond Market vs Stock Market: What’s the Difference?](https://paytm.com/blog/stock-market/bond-market-vs-stock-market.md)
  - Published: 2023-08-30
  - Last Modified: 2026-04-17
  - Excerpt: Know the difference between bond market vs stock market, tips and tricks to invest in stock market or bond market and choose the best options.
- [When Should You Sell Your Mutual Funds?](https://paytm.com/blog/mutual-funds/when-should-you-sell-your-mutual-funds.md)
  - Published: 2023-06-23
  - Last Modified: 2026-04-17
  - Excerpt: Planning to sell your mutual fund investments: Know when you should sell your mutual funds, how to sell mutual funds and factors to consider when selling mutual funds
- [What is a Long-Term Investment and What Are Its Benefits](https://paytm.com/blog/mutual-funds/what-is-long-term-investment.md)
  - Published: 2023-09-17
  - Last Modified: 2026-04-17
  - Excerpt: Long-term investment requires patience and strategic commitment to maximize returns. It offers compounding growth, higher returns, and risk mitigation.
- [What are Ultra-Short-Term Funds?](https://paytm.com/blog/mutual-funds/what-are-ultra-short-term-funds.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-17
  - Excerpt: Ultra-short-term funds are a type of mutual fund that focuses on generating relatively stable returns over a short investment horizon.
- [SIP vs STP: Which is the Better Investment Option?](https://paytm.com/blog/mutual-funds/sip/sip-vs-stp.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-17
  - Excerpt: SIP vs STP: Understand the difference between SIP and STP to choose the right investment option. Also know the benefits of SIP and STP.
- [Mutual Fund Redemption – How to Redeem your Mutual Fund Units?](https://paytm.com/blog/mutual-funds/mutual-fund-redemption.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-17
  - Excerpt: Know the step by step procedure for mutual fund redemption online & offline and reasons for mutual fund redemption.
- [Stocks vs. Derivatives: Making the Best Investment Choice for You](https://paytm.com/blog/investment/stocks-vs-derivatives.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-17
  - Excerpt: Understand the key differences between stocks and derivatives to make an informed investment choice for your financial goals.
- [Investing in Sovereign Gold Bonds Online: A Step-by-Step Guide](https://paytm.com/blog/investment/invest-in-sovereign-gold-bonds-online.md)
  - Published: 2023-08-19
  - Last Modified: 2026-04-17
  - Excerpt: Know how to invest in sovereign gold bonds (SGB) online, minimum and maximum limits for investing in SGBs, eligibility criteria to invest in SGB.
- [Understanding Short-Term Funds: Learn About Their Liquidity and Stability](https://paytm.com/blog/mutual-funds/what-is-short-term-funds.md)
  - Published: 2023-09-10
  - Last Modified: 2026-04-17
  - Excerpt: In today's dynamic financial landscape, short-term funds have emerged as a valuable investment option for individuals seeking stability, liquidity, and capital preservation.
- [Investing for the Future: A Comparison of Long-Term and Short-Term Strategies](https://paytm.com/blog/investment/difference-between-long-term-and-short-term-strategies.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-17
  - Excerpt: The choice between long-term and short-term investments depends on your financial goals, risk tolerance, and investment horizon.
- [7 Important Steps to Verify Your Lender Before Taking a Personal Loan](https://paytm.com/blog/loan/personal-loan/verify-your-lender-before-taking-a-personal-loan.md)
  - Published: 2023-07-21
  - Last Modified: 2026-04-17
  - Excerpt: Are you looking for a personal loan online? Check out these 7 important steps to verify your lender before taking a personal loan.
- [5 Types of Personal Loans in India You Can Consider](https://paytm.com/blog/loan/personal-loan/types-of-personal-loans-in-india.md)
  - Published: 2023-07-06
  - Last Modified: 2026-04-17
  - Excerpt: Explore all types of personal loans, understanding their features, benefits, and repayment options. Make an informed decision to fulfil your financial needs.
- [How to Get a Personal Loan Without Documents?](https://paytm.com/blog/loan/personal-loan/get-a-personal-loan-without-documents.md)
  - Published: 2023-07-06
  - Last Modified: 2026-04-17
  - Excerpt: Learn how to obtain a personal loan without paperwork, its benefits, required documents, and the application process.
- [Easy Steps to Apply for a Personal Loan as a Pensioner in India](https://paytm.com/blog/loan/personal-loan/apply-personal-loan-for-pensioners.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-17
  - Excerpt: This article is a guide to lead you through every step involved in the procedure of applying for a pensioner loan. Keep reading to learn every detail.
- [Personal Loan Balance Transfer: A Step-by-Step Guide](https://paytm.com/blog/loan/personal-loan/all-about-personal-loan-balance-transfer.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-17
  - Excerpt: Did you know you can transfer your loan balance? This guide will give you helpful insights and tips about the personal loan balance transfer process in %%currentyear%%.
- [Need a Personal Loan With a Low Credit Score?](https://paytm.com/blog/credit-score/need-a-personal-loan-with-a-low-credit-score.md)
  - Published: 2023-06-23
  - Last Modified: 2026-04-17
  - Excerpt: Considering a personal loan with a low credit score? Understand how credit scores influence loan approval, explore the potential impact of a low score, and get actionable tips and strategies to improve your eligibility.
- [Metal Credit Cards vs Plastic Credit Cards: What’s the Difference](https://paytm.com/blog/credit-card/difference-between-metal-credit-cards-and-plastic-credit-cards.md)
  - Published: 2023-06-23
  - Last Modified: 2026-04-17
  - Excerpt: Metal Credit Cards Vs Plastic Credit Cards: Know the difference between plastic and metal credit cards to pick the best one.
- [What is FlexiPay & How Does It Work?](https://paytm.com/blog/bnpl/what-is-flexipay-how-does-it-work.md)
  - Published: 2023-07-08
  - Last Modified: 2026-04-17
  - Excerpt: FlexiPay: Know what FlexiPay is, how FlexiPay works, the advantages of FlexiPay, who can use FlexiPay, and its limitations.
- [Should You Rent or Buy a House? Find the Best Option for You](https://paytm.com/blog/investment/should-you-rent-or-buy-a-house-find-the-best-option-for-you.md)
  - Published: 2023-06-15
  - Last Modified: 2026-04-17
  - Excerpt: Discovering whether to rent or buy a house depends on various factors. Explore both options to find what suits your needs best.
- [Group Term Life Insurance: Everything You Need to Know](https://paytm.com/blog/insurance/life-insurance/group-term-life-insurance-everything-you-need-to-know.md)
  - Published: 2023-07-16
  - Last Modified: 2026-04-17
  - Excerpt: A group term life insurance policy is gaining ground worldwide and is a much sought-after employee benefit in the job market.
- [Difference Between Life Insurance and Health Insurance](https://paytm.com/blog/insurance/difference-between-life-insurance-and-health-insurance.md)
  - Published: 2023-07-09
  - Last Modified: 2026-04-17
  - Excerpt: Torn between life insurance and health insurance? Explore the difference between life and health insurance, and assess your finances before deciding.
- [ESIC Portal and ESIC Login – A Complete Guide](https://paytm.com/blog/esic/what-is-esic-portal-and-how-to-login.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-17
  - Excerpt: Explore a complete guide to ESIC portal and login, ensuring easy access to Employee State Insurance Corporation services and benefits.
- [Tax on Winning Game Shows and Lotteries](https://paytm.com/blog/tax/lottery-tax-in-india-section-194b.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-17
  - Excerpt: In India, a mandatory 31.2% tax (with cess) applies to all game show and lottery winnings exceeding Rs. 10,000, irrespective of the winner's income or personal circumstances.
- [What is a Demat Account? Why you should have one?](https://paytm.com/blog/stock-market/what-is-demat-account.md)
  - Published: 2023-10-27
  - Last Modified: 2026-04-16
  - Excerpt: Indian investors looking to navigate the modern stock market effectively will find this guide indispensable. This article explains what a Demat account is and why it is crucial for secure and efficient digital asset management in 2026. You will learn about its benefits, how it functions, the types available, and the simple steps to open one, ensuring you are well-equipped for your investment journey.
- [Road Tax in Karnataka: A Detailed Look at Calculation, Rates, and Payment Options](https://paytm.com/blog/rto/road-tax-in-karnataka.md)
  - Published: 2023-10-07
  - Last Modified: 2026-04-16
  - Excerpt: Road tax in Karnataka is crucial for maintaining the state's infrastructure. This guide provides a detailed look at how road tax is calculated, the 2026 rates for various vehicle types, and the available online and offline payment options. Understand your obligations to ensure compliance and avoid penalties.
- [How to Transfer Money from a Forex Card to a Bank Account?](https://paytm.com/blog/money-transfer/how-to-transfer-money-from-a-forex-card-to-a-bank-account.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-16
  - Excerpt: Indian travellers with unused forex cards can easily transfer money from their forex card to their bank account. This guide outlines the precise steps, required documentation, potential fees, and important regulatory considerations to ensure a smooth and compliant transaction. Understand how to convert foreign currency back to Indian Rupees for domestic use.
- [How to Check Bank Account Balance on Paytm?](https://paytm.com/blog/paytm-help/how-to-check-bank-account-balance-on-paytm.md)
  - Published: 2021-10-19
  - Last Modified: 2026-04-16
  - Excerpt: Need to check your bank account balance on Paytm quickly? This comprehensive guide provides step-by-step instructions for linking your bank account and viewing your funds using two convenient methods within the application. Stay informed about your finances effortlessly and securely.
- [How to Check Transaction History on Paytm?](https://paytm.com/blog/payments/how-to-check-transaction-history-on-paytm.md)
  - Published: 2022-01-10
  - Last Modified: 2026-04-16
  - Excerpt: Struggling to find a specific entry in your transaction history on Paytm, or need a full overview of your digital finances? This guide provides step-by-step instructions to access, understand, and manage your payment records. You will confidently troubleshoot common display issues and download official statements for complete financial control in 2026.
- [What is a Digital Wallet & How Does It Work](https://paytm.com/blog/payments/what-is-a-digital-wallet-and-how-does-it-work.md)
  - Published: 2021-08-12
  - Last Modified: 2026-04-16
  - Excerpt: Digital wallets are an indispensable part of India's financial landscape, offering a swift and secure alternative to traditional payments. This comprehensive guide explains what a digital wallet is, how it functions, and how to set one up securely for all your daily financial needs in 2026.
- [How to Transfer Money Online?](https://paytm.com/blog/money-transfer/how-to-transfer-money-online.md)
  - Published: 2022-01-10
  - Last Modified: 2026-04-16
  - Excerpt: Transferring money online in India involves using systems like UPI, NEFT, RTGS, and IMPS, each offering distinct features for speed and transaction value. This guide details how to confidently select and use the most suitable online money transfer method for your needs, whether for instant payments or larger, scheduled transactions, covering their limits, processing times, and security practices to ensure safe fund movements across the country.
- [What is a Voter ID Card? Let's Get Into the Basics](https://paytm.com/blog/voter-id/what-is-voter-id-card.md)
  - Published: 2024-01-03
  - Last Modified: 2026-04-16
  - Excerpt: Unsure how to secure your right to vote or obtain a Voter ID card in India? This comprehensive guide outlines the purpose, eligibility, and application process for your Electors Photo Identity Card (EPIC) in 2026. From required documents to tracking your application status and verifying your electoral roll details, we empower you to participate effectively in the democratic process.
- [Voter ID Verification Process and Documents](https://paytm.com/blog/voter-id/voter-id-verification.md)
  - Published: 2023-11-04
  - Last Modified: 2026-04-16
  - Excerpt: Navigate the Voter ID verification process with ease and ensure your eligibility to vote. This comprehensive guide details the essential documents, online application steps, and how to track your application status efficiently. Learn how to address common issues and contribute to a robust electoral system.
- [Check Your Voter ID Status Online or Offline](https://paytm.com/blog/voter-id/check-your-voter-id-status.md)
  - Published: 2023-09-16
  - Last Modified: 2026-04-16
  - Excerpt: Indian citizens, ensure your democratic right by checking your Voter ID status. This guide details how to verify your enrolment online via the Voters' Service Portal or Voter Helpline App, and offline through Electoral Registration Offices or the Voter Helpline Number 1950 in 2026. Learn to confirm your registration details and be election-ready.
- [NVSP Portal Simplified: A Step-by-Step Voter ID Portal Guide](https://paytm.com/blog/voter-id/nvsp-portal-national-voter-service-portal.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-16
  - Excerpt: The National Voter Service Portal (NVSP) is India's premier digital platform for electoral services, simplifying voter registration and management for citizens. This comprehensive guide provides a step-by-step understanding of how to use the NVSP portal, enabling you to confidently register, track applications, and update your voter ID card. It ensures your active participation in democratic processes by making electoral engagement seamless.
- [Conveyance Allowance: Definition, Limit, Exemption, and Calculation](https://paytm.com/blog/tax/conveyance-allowance.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-16
  - Excerpt: Wondering how conveyance allowance impacts your take-home pay? This guide defines conveyance allowance, outlines its 2026 exemption limits, and explains its calculation and tax implications for employees in India. Understand how to optimise your financial planning with this crucial benefit.
- [Chassis Number: Vehicle Identification Number (VIN) Details in India](https://paytm.com/blog/rto/what-is-chassis-number-or-vin-number.md)
  - Published: 2023-09-22
  - Last Modified: 2026-04-16
  - Excerpt: Do you know the critical role your vehicle's Chassis Number plays in India? This comprehensive guide explains what a Vehicle Identification Number (VIN) means, where to locate it, how to decode its components, and its vital importance for ownership, security, and legal compliance. You will also learn how to verify vehicle history online and understand the legal aspects of VINs to protect yourself from fraud, as mandated by the Ministry of Road Transport & Highways in 2026.
- [No Objection Certificate: A Comprehensive Guide to NOC](https://paytm.com/blog/rto/no-objection-certificate-noc.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-16
  - Excerpt: Learn how to understand and apply for a No Objection Certificate (NOC) in various scenarios, including its purpose, importance, and different types. This comprehensive guide explains the application processes, essential documents, and how to check your NOC status, ensuring you navigate administrative requirements smoothly.
- [UPI Autopay: Digital Payments Made Simple & Effortless for Customers](https://paytm.com/blog/bill-payments/upi-autopay/upi-autopay-digital-payments-made-simple-effortless-for-customers.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-16
  - Excerpt: With UPI transactions surpassing 13.4 billion in March 2026, convenient and secure payment methods are crucial for everyday financial activities. This guide explains what UPI Autopay is, how to set it up for various services, and its significant benefits for managing your finances effortlessly.
- [UPI and BHIM: Which One is Better?](https://paytm.com/blog/payments/upi/understand-difference-between-upi-vs-bhim.md)
  - Published: 2023-07-07
  - Last Modified: 2026-04-16
  - Excerpt: Choosing between the UPI platform and the BHIM app for your digital transactions? This guide clarifies the distinction between them, exploring their unique features and helping you determine which option best suits your financial needs. Understand the core differences to make an informed decision for seamless payments.
- [How to Set Up UPI Autopay on Paytm for Insurance Payments?](https://paytm.com/blog/bill-payments/upi-autopay/how-to-set-up-autopay-on-paytm-for-insurance-payments.md)
  - Published: 2023-06-14
  - Last Modified: 2026-04-16
  - Excerpt: Setting up Autopay on Paytm for insurance payments ensures your premiums are paid automatically and on time, preventing policy lapses. This guide details the essential steps, eligibility criteria, and benefits of automating your insurance payments. You will learn how to configure payment frequency, manage mandates, and maintain continuous coverage with ease, all within the app.
- [How to Check UPI ID on Paytm?](https://paytm.com/blog/paytm-help/how-to-check-upi-id-on-paytm.md)
  - Published: 2021-08-18
  - Last Modified: 2026-04-16
  - Excerpt: Struggling to locate your digital payment ID on Paytm? This comprehensive guide provides clear, step-by-step instructions to find your primary and secondary IDs, manage multiple linked accounts, and troubleshoot common visibility issues. Learn best practices for secure transactions and understand the regulatory framework ensuring your digital payments are safe.
- [When Do BHIM UPI Transactions Get Declined?](https://paytm.com/blog/payments/upi/when-do-bhim-upi-transactions-get-declined.md)
  - Published: 2023-08-19
  - Last Modified: 2026-04-16
  - Excerpt: Experiencing BHIM UPI transaction declines can be frustrating. This guide explains the primary reasons why your BHIM UPI payments might fail, covering common technical issues, user-related errors, and bank-specific policies. Understand these causes to diagnose and prevent future transaction failures effectively.
- [Roles and Responsibilities of NPCI, PSP, and TPAP in UPI](https://paytm.com/blog/payments/upi/roles-and-responsibilities-of-npci-psp-and-tpap-in-upi.md)
  - Published: 2023-08-19
  - Last Modified: 2026-04-16
  - Excerpt: Gain confidence in your digital payments by understanding the distinct roles and responsibilities of NPCI, PSPs, and TPAPs in UPI. This article clarifies how these key players collaborate to ensure secure and efficient transactions. You will also learn about the robust grievance redressal mechanisms available for any issues.
- [NPCI Launches UPI 2.0: Here Are Top New Features](https://paytm.com/blog/payments/upi/npci-launches-upi-2.md)
  - Published: 2023-08-12
  - Last Modified: 2026-04-16
  - Excerpt: Upgrade your digital payment experience with UPI 2.0. Understand how NPCI's latest features, including overdraft linking and one-time mandates, enhance security, flexibility, and control for everyday transactions in 2026. Gain peace of mind with detailed invoicing and signed intent verification.
- [How to Recover Money Transferred to Wrong UPI Address?](https://paytm.com/blog/money-transfer/upi-money-transfer/recover-money-transferred-to-a-wrong-upi-address.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-16
  - Excerpt: Successfully recover funds mistakenly transferred to the wrong UPI address by following essential steps outlined in this guide. You will learn about immediate actions, official complaint procedures, and how to effectively follow up on your case. This article also provides crucial tips to prevent future UPI transfer errors, ensuring smoother transactions.
- [How to Create/Change UPI PIN on Paytm?](https://paytm.com/blog/paytm-help/how-to-create-change-upi-pin-on-paytm.md)
  - Published: 2021-10-20
  - Last Modified: 2026-04-16
  - Excerpt: Worried about managing your UPI PIN securely? This guide provides a clear, step-by-step process for creating or changing your UPI PIN on the application, including Aadhaar-based methods. Learn essential security practices to protect your digital transactions and ensure seamless financial operations in 2026.
- [Paytm UPI Money Transfer – A Step by Step Guide](https://paytm.com/blog/payments/upi/paytm-upi-money-transfer-step-by-step-guideline.md)
  - Published: 2022-03-16
  - Last Modified: 2026-04-16
  - Excerpt: Paytm money transfers are vital for India's booming digital economy, with transactions projected to reach 150 billion by 2026. This guide explains how to perform secure and efficient money transfers using the platform's service, detailing every step from sending to receiving funds, along with essential security tips.
- [Customs Duty in India: Let's Understand it in Detail](https://paytm.com/blog/tax/what-is-custom-duty.md)
  - Published: 2023-09-23
  - Last Modified: 2026-04-16
  - Excerpt: Mastering customs duty in India allows you to navigate international trade with confidence, ensuring smooth transactions and avoiding unexpected costs. This article demystifies customs duty, explaining its various types, calculation methods, and the latest rates for 2026. You will also learn straightforward steps to make online payments, empowering you to approach cross-border transactions with informed precision.
- [What Are Forms 24Q, 26Q,  27Q, 27EQ, and 27D?](https://paytm.com/blog/tax/forms-24q-26q-27q-27eq-and-27d.md)
  - Published: 2023-10-31
  - Last Modified: 2026-04-16
  - Excerpt: Comprehend the essential purposes of Forms 24Q, 26Q, 27Q, 27EQ, and 27D for TDS and TCS compliance in 2026. This guide will walk you through each form's applicability, helping you meet your tax obligations smoothly. Ensure accurate filings and avoid penalties.
- [Rectify Mistakes Under Section 154 of Income Tax Act](https://paytm.com/blog/income-tax/eligible-for-rectification-section-154.md)
  - Published: 2023-11-07
  - Last Modified: 2026-04-16
  - Excerpt: Facing an incorrect tax intimation or order versus a correct assessment? This guide explains how to rectify mistakes under Section 154 of the Income Tax Act, detailing eligible orders, common errors, and the online application process. Learn how to ensure your tax records are accurate and compliant with current regulations, avoiding future complications.
- [How to Fill Out Form 49A for Your PAN Card?](https://paytm.com/blog/pan-card/form-49a-pan-card.md)
  - Published: 2023-10-27
  - Last Modified: 2026-04-16
  - Excerpt: Struggling to correctly fill out Form 49A for your PAN Card? This comprehensive guide provides step-by-step instructions for both online (NSDL, UTIITSL) and offline applications, detailing required documents and common mistakes to avoid. Ensure a smooth and successful PAN card application process with our expert advice.
- [Form 10C: How to Fill & Download Form 10C Online](https://paytm.com/blog/epf/pf-form-10c.md)
  - Published: 2023-09-28
  - Last Modified: 2026-04-16
  - Excerpt: Form 10C is the application required to claim benefits from the Employees' Pension Scheme (EPS) or obtain a Scheme Certificate. This comprehensive guide explains how to fill out Form 10C accurately, identify necessary documents, and successfully download it online in 2026, alongside offline submission steps. Understand eligibility criteria and key benefits for a smooth application process.
- [Earning More Than Rs. 12 Lakh in a Year? Here's How Much Tax You Need to Pay](https://paytm.com/blog/tax/income-tax-on-12-lpa-in-salary.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-16
  - Excerpt: Discover the tax obligations and strategies for earning over Rs. 12 lakh annually. Learn how to optimize your financial planning in our comprehensive guide.
- [What is Form 26QB? – TDS on the Sale of Property](https://paytm.com/blog/tax/form-26qb-tds-on-the-sale-of-property.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-16
  - Excerpt: Know what is Form 26QB, requisites for filing form 26QB, how to fill Form 26QB, authorised banks, 26QB due date, consequences of late TDS payment
- [What is Form 16B? – TDS Certificate for Sale of Property](https://paytm.com/blog/tax/form-16b-tds-certificate-for-sale-of-property.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-16
  - Excerpt: Know about Form 16B (TDS certificate for sale of property), eligibility criteria, components, due date, download TDS certificate and form 26QB related to form 16B
- [How to Claim Tax Deduction on Donations Under Section 80G?](https://paytm.com/blog/tax/claim-tax-deduction-on-donations-under-section-80g.md)
  - Published: 2023-07-22
  - Last Modified: 2026-04-16
  - Excerpt: Section 80G of the Income Tax Act: step-by-step process to claim tax deduction on donations under Section 80G & calculating deductions under Section 80G
- [Capital Gain Bonds under Section 54EC of Income Tax Act](https://paytm.com/blog/tax/capital-gain-bonds-under-section-54ec-of-income-tax.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-16
  - Excerpt: Learn the benefits of investing in capital gain bonds under Section 54EC of the Income Tax Act and how it can help save taxes. Explore its features through this article.
- [How to Apply for Your Tax Identification Number?](https://paytm.com/blog/pan-card/what-is-tin-number.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-16
  - Excerpt: Explore the historical significance of the Taxpayer Identification Number (TIN) in India, particularly its role as a VAT identification, how it was applied for, its importance, and its eventual replacement by GSTIN.
- [ITR-U – What is ITR-U & How to file Updated Return under section 139(8A)](https://paytm.com/blog/income-tax/what-is-itr-u-section-139-8a.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-16
  - Excerpt: Filing income tax returns (ITR) helps individuals and entities fulfill their legal obligations and maintain transparency in their financial affairs.
- [Challan 280: Understanding Its Current Role in Online Income Tax Payments](https://paytm.com/blog/income-tax/pay-your-income-tax-online-with-challan-280.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-16
  - Excerpt: Understand what Challan 280 is and its current relevance for income tax payments. Learn about the updated online income tax payment process on the e-filing portal, as Challan 280 is no longer used.
- [Old vs New Tax Regime: Which One to Choose?](https://paytm.com/blog/income-tax/old-tax-regime-vs-new-tax-regime.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-16
  - Excerpt: Discover the key differences between the old and new tax regimes. While the new regime offers a simplified approach to tax calculation, it requires foregoing most deductions and exemptions.
- [7 Common Mistakes that Taxpayers Make While Filing Their ITR Forms](https://paytm.com/blog/income-tax/mistakes-taxpayers-make-while-filing-itr-forms.md)
  - Published: 2023-07-22
  - Last Modified: 2026-04-16
  - Excerpt: While filing their income tax return (ITR) forms in India, taxpayers can make several common mistakes. Here are some of them.
- [Income Tax Portal, India – Features and Benefits](https://paytm.com/blog/income-tax/income-tax-portal-features-and-benefits.md)
  - Published: 2023-09-23
  - Last Modified: 2026-04-16
  - Excerpt: The new income tax portal has revolutionized how Indians pay taxes. Learn all about its features, benefits, and other crucial details here.
- [Income Tax for Senior Citizens (Pensioners): A Detailed Guide](https://paytm.com/blog/income-tax/income-tax-for-senior-citizens-pensioners.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-16
  - Excerpt: Navigating the income tax for senior citizens and pensioners can be challenging. Learn about taxable portions of pension income, deductions, exemptions, and strategies.
- [Income Tax Guide for Freelancers](https://paytm.com/blog/income-tax/income-tax-for-freelancers.md)
  - Published: 2023-09-17
  - Last Modified: 2026-04-16
  - Excerpt: To calculate their tax liability, freelancers should consider their total income, including earnings from freelancing activities and other sources, along with eligible deductions.
- [What are the Income Tax Deductions under Section 80C to 80U?](https://paytm.com/blog/income-tax/income-tax-deductions-under-section-80c-to-80u.md)
  - Published: 2023-08-22
  - Last Modified: 2026-04-16
  - Excerpt: Discover the various income tax deductions available under Sections 80C to 80U and reduce your taxable income. Maximize your savings today!
- [10 Easy Ways to Save Income Tax On Salary](https://paytm.com/blog/income-tax/how-to-save-tax-on-salary.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-16
  - Excerpt: Want to save money on income tax but don't know how? Check out the valuable tips on how to save tax on salary in the article and lessen your tax liability.
- [How to File ITR After Due Date](https://paytm.com/blog/income-tax/how-to-file-itr-after-due-date.md)
  - Published: 2023-07-21
  - Last Modified: 2026-04-16
  - Excerpt: How to file ITR after due date in %%currentyear%%. Also understand the belated income tax return (ITR) filing process and associated penalties in India.
- [Steps to Maximize Your Refund on Your ITR](https://paytm.com/blog/income-tax/get-maximum-refund-on-your-itr.md)
  - Published: 2023-07-21
  - Last Modified: 2026-04-16
  - Excerpt: Maximize refund on ITR: Know the essential steps to maximize your ITR refund in %%currentyear%% and save taxes.
- [E-Verification of ITR: How to Verify Your Tax Return Electronically?](https://paytm.com/blog/income-tax/e-verify-itr.md)
  - Published: 2023-07-22
  - Last Modified: 2026-04-16
  - Excerpt: Ensure your ITR is successfully verified! Explore 8 methods for e-verification, including Aadhaar OTP, net banking, and DSC.
- [Overdraft Loan vs. Instant Loan: What's Better for You?](https://paytm.com/blog/loan/overdraft-loan-vs-instant-loan.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-16
  - Excerpt: Learn the differences between overdraft and instant loans, their pros and cons, & how to choose the right option for your financial needs in our detailed guide.
- [What is the Maximum and Minimum Tenure for Personal Loan?](https://paytm.com/blog/loan/maximum-and-minimum-tenure-for-personal-loan.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-16
  - Excerpt: Choose the right personal loan tenure that suits your needs. Learn about maximum & minimum tenures and how to make an informed decision for smooth repayments.
- [Loan Against Property: Interest Rates, Eligibility and How to Apply](https://paytm.com/blog/loan/loan-against-property/loan-against-property.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-16
  - Excerpt: Explore the ins and outs of a Loan Against Property, including interest rates, eligibility criteria, required documents, and application process.
- [DSA Loan Agent Registration Process in 9 Simple Steps](https://paytm.com/blog/loan/how-to-register-as-dsa-loan-agent.md)
  - Published: 2023-08-23
  - Last Modified: 2026-04-16
  - Excerpt: Unlock the pathway to becoming a DSA loan agent with our comprehensive guide. Learn step-by-step instructions on how to register and kickstart your career in the finance industry.
- [Fixed vs Floating Home Loan Interest Rate – Which is Better?](https://paytm.com/blog/loan/home-loan/fixed-vs-floating-home-loan-interest-rate.md)
  - Published: 2023-08-22
  - Last Modified: 2026-04-16
  - Excerpt: Understand the key differences between fixed and floating home loan interest rates. This guide helps you determine which option is better suited to your financial needs and goals.
- [What are the Documents Required for Home Loan in 2026?](https://paytm.com/blog/loan/home-loan/documents-required-for-home-loan.md)
  - Published: 2023-09-02
  - Last Modified: 2026-04-16
  - Excerpt: Learn how to streamline your home loan application by understanding the documents required for a home loan in 2026. Find out how to meticulously prepare all essential paperwork, covering requirements for salaried, self-employed, guarantor, and NRI applicants, as well as crucial property-related documents. This guide helps you navigate the process efficiently, avoid common errors, and secure your dream home in 2026.
- [All You Need to Know about Education Loan](https://paytm.com/blog/loan/education-loan/what-is-education-loan.md)
  - Published: 2023-08-27
  - Last Modified: 2026-04-16
  - Excerpt: A student loan or education loan is an advance made by banks to help students with their higher education. Read ahead to know about education loan eligibility.
- [Down Payment to Buy a Car: Everything You Need to Know](https://paytm.com/blog/loan/car-loan/what-is-down-payment-to-buy-a-car.md)
  - Published: 2023-08-22
  - Last Modified: 2026-04-16
  - Excerpt: Unlock valuable insights into down payments for a successful car purchase. Learn strategic financial management for your car loan and discover tips to optimize your down payment, aligning with your desires and budget.
- [When & How to Pay Income Tax on Fixed Deposit (FD) Interest Income?](https://paytm.com/blog/fixed-deposit/income-tax-on-interest-on-fixed-deposit-fd.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-16
  - Excerpt: Know when & how to pay income tax on fixed deposit interest income, tax calculation for interest income and how it works.
- [Form 16A (TDS Certificate): Things You Need to Know](https://paytm.com/blog/income-tax/what-is-form-16a.md)
  - Published: 2023-09-10
  - Last Modified: 2026-04-16
  - Excerpt: Understand Form 16A, the TDS certificate for non-salary income like interest, rent, and professional fees. Learn its importance, format, and how to obtain it for ITR filing.
- [Capital Gains Vs. Investment Income: How They Differ](https://paytm.com/blog/tax/capital-gains-vs-investment-income.md)
  - Published: 2023-09-10
  - Last Modified: 2026-04-16
  - Excerpt: Capital gains and investment income are related but distinct concepts in finance. This guide explores their differences, tax implications, and impact on your investment strategy.
- [How to Calculate Taxable Income on Salary?](https://paytm.com/blog/income-tax/how-to-calculate-taxable-income-on-salary.md)
  - Published: 2023-09-10
  - Last Modified: 2026-04-16
  - Excerpt: Confused about what the taxable income on your salary means? Read on to learn how to calculate your taxable income using a step-by-step calculation approach.
- [14 Effective Tax Saving Options Other than Section 80C](https://paytm.com/blog/tax/tax-saving-options-other-than-section-80c.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-16
  - Excerpt: Discover several tax-saving options beyond Section 80C that individuals can explore to optimize their tax liabilities in 2024.
- [HRA Calculation: How to Calculate House Rent Allowance Online](https://paytm.com/blog/income-tax/what-is-hra-house-rent-allowance-calculation-formula.md)
  - Published: 2023-08-23
  - Last Modified: 2026-04-16
  - Excerpt: Know about HRA calculation, how to calculate house rent allowance online, HRA calculation formula, and HRA tax exemption.
- [Claims Under Section 24 of the Income Tax Act](https://paytm.com/blog/income-tax/section-24-of-income-tax-act.md)
  - Published: 2023-10-03
  - Last Modified: 2026-04-16
  - Excerpt: Dive into Section 24 of the Income Tax Act: Navigate its provisions for optimizing tax deductions and enhancing financial strategies.
- [Rent Receipts for Income Tax: Everything You Need to Know](https://paytm.com/blog/income-tax/rent-receipts-for-income-tax.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-16
  - Excerpt: Rent receipts are vital documents for salaried individuals to prove rent payments and claim House Rent Allowance (HRA) exemption. Learn why they are crucial for income tax.
- [Income Tax Guide for Freelancers](https://paytm.com/blog/income-tax/income-tax-guide-for-freelancer.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-16
  - Excerpt: Do freelancers have to pay income tax? Find all about income tax for freelancers in this article with details on their income, tax slabs, ITR filing, and more.
- [Income Tax Customer Care – 24×7 Toll-Free Number](https://paytm.com/blog/income-tax/income-tax-customer-care-helpline-number.md)
  - Published: 2023-09-28
  - Last Modified: 2026-04-16
  - Excerpt: Get prompt solutions for all your concerns and queries regarding income tax by contacting the toll-free Income Tax customer care numbers. Click here to learn more!
- [What is Section 195 of the Income Tax Act, TDS on NRI](https://paytm.com/blog/income-tax/income-tax-act-section-195.md)
  - Published: 2023-08-24
  - Last Modified: 2026-04-16
  - Excerpt: Section 195 of the Income Tax Act pertains to the deduction of tax at source (TDS) on payments made to non-residents (including foreign companies) in India.
- [Income Tax Act 1961: Income Tax Laws, Sections & Explanation](https://paytm.com/blog/income-tax/income-tax-act-1961.md)
  - Published: 2023-09-28
  - Last Modified: 2026-04-16
  - Excerpt: Are the intricacies of the Income Tax Act unknown to you? This guide can help! Get all the insights into the IT laws, sections, chapters and more in this article.
- [How to Effectively Declare Housing Loan Interest in Your ITR](https://paytm.com/blog/income-tax/declare-housing-loan-interest-in-your-itr.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-16
  - Excerpt: Accurately declaring housing loan interest in your Income Tax Return (ITR) is crucial for maximizing tax benefits.
- [Indian Post Office & its IFSC Code](https://paytm.com/blog/ifsc-code/indian-post-payment-bank-ifsc-code.md)
  - Published: 2023-09-21
  - Last Modified: 2026-04-16
  - Excerpt: India Post Payments Bank IPOS0000001 IFSC: Delhi, Central Delhi - Post Office, Speed Post Centre Building, Market Road.
- [सुकन्या समृद्धि योजना ब्याज दर](https://paytm.com/blog/saving-schemes/government-schemes/hindi-sukanya-samriddhi-yojana-interest-rate.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-16
  - Excerpt: सुकन्या समृद्धि योजना ब्याज दरें और सुकन्या समृद्धि खाते के लिए आवेदन करने के तरीके। Sukanya Samriddhi Yojana interest rate
- [Pradhan Mantri Suraksha Bima Yojana – Explained](https://paytm.com/blog/saving-schemes/government-schemes/pradhan-mantri-suraksha-bima-yojana-pmsby.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-16
  - Excerpt: Pradhan Mantri Suraksha Bima Yojana is an insurance scheme by the government that covers accidental death, disability, and disablement. Read about the PMSBY scheme in detail.
- [Pradhan Mantri Mudra Loan Yojana (PMMY) in India: All You Need to Know](https://paytm.com/blog/saving-schemes/government-schemes/pradhan-mantri-mudra-loan-yojana-pmmy-scheme.md)
  - Published: 2023-08-19
  - Last Modified: 2026-04-16
  - Excerpt: Know what is PMMY, interest rates for Pradhan Mantri Mudra Loan Yojana, categories under this scheme, documents required, how to apply for PMMY and its benefits.
- [PMJJBY Full-Form, Eligibility, Benefits, and How to Apply](https://paytm.com/blog/saving-schemes/government-schemes/pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby-scheme.md)
  - Published: 2023-08-30
  - Last Modified: 2026-04-16
  - Excerpt: Explore Pradhan Mantri Jeevan Jyoti Bima Yojana: A government-backed life insurance scheme. Secure your family's future today!
- [How to Check Pradhan Mantri Awas Yojana Application's Status Online?](https://paytm.com/blog/saving-schemes/government-schemes/pmay-check-pradhan-mantri-awas-yojana-application-status-online.md)
  - Published: 2023-05-01
  - Last Modified: 2026-04-16
  - Excerpt: The PMAY application status enables applicants to track the progress of their application and determine its approval status.
- [सुकन्या समृद्धि योजना: योग्यता, ब्याज दर और टैक्स](https://paytm.com/blog/saving-schemes/government-schemes/hindi-sukanya-samriddhi-yojana-ssy.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-16
  - Excerpt: सुकन्या समृद्धि योजना क्या है? सुकन्या समृद्धि खाता योजना में कैसे निवेश करें, योजना से निकासी के नियम, योजना के लाभ और विशेषताएं
- [प्रधानमंत्री गरीब कल्याण योजना के लिए मार्गदर्शिका](https://paytm.com/blog/saving-schemes/government-schemes/hindi-pradhan-mantri-garib-kalyan-yojana-pmgky.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-16
  - Excerpt: प्रधानमंत्री गरीब कल्याण योजना क्या है: PMGKY के उद्देश्य, फायदे, चुनौतियां, और योजना के लाभ, प्रधानमंत्री गरीब कल्याण योजना का लाभ लेने के लिए पंजीकरण कैसे करें?
- [प्रधानमंत्री आवास योजना: पीएम आवास योजना की सभी जानकारी](https://paytm.com/blog/saving-schemes/government-schemes/hindi-pradhan-mantri-awas-yojana-pmay.md)
  - Published: 2023-09-14
  - Last Modified: 2026-04-16
  - Excerpt: प्रधानमंत्री आवास योजना क्या है: प्रधानमंत्री आवास योजना की विशेषताएँ, PMAY योजना के प्रकार, आवश्यक दस्तावेज, पीएमएवाई योजना का लाभ लेने के लिए आवेदन कैसे करें
- [प्रधानमंत्री सुरक्षा बीमा योजना और प्रधानमंत्री जीवन ज्योति बीमा योजना](https://paytm.com/blog/saving-schemes/government-schemes/hindi-pmsby-and-pmjjby.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-16
  - Excerpt: प्रधानमंत्री सुरक्षा बीमा योजना और प्रधानमंत्री जीवन ज्योति बीमा योजना क्या हैं। पीएमजेजेबीवाई और पीएमएसबीवाई में क्या अंतर हैं?
- [प्रधानमंत्री आवास योजना कैसे आवेदन करें](https://paytm.com/blog/saving-schemes/government-schemes/hindi-apply-pradhan-mantri-awas-yojana-pmay.md)
  - Published: 2023-09-17
  - Last Modified: 2026-04-16
  - Excerpt: प्रधानमंत्री आवास योजना कैसे आवेदन करें और इसके क्या लाभ हैं। Apply for Pradhan Mantri Awas Yojana (PMAY)
- [NPS and Atal Pension Yojana: Which Retirement Scheme is Right for You?](https://paytm.com/blog/saving-schemes/difference-between-nps-and-atal-pension-yojana.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-16
  - Excerpt: NPS vs APY: Know the difference between NPS & Atal Pension Yojana and similarities between them to choose the right investment scheme for you retirement
- [अटल पेंशन योजना: एक विस्तृत जानकारी](https://paytm.com/blog/saving-schemes/government-schemes/hindi-atal-pension-yojana-apy.md)
  - Published: 2023-09-17
  - Last Modified: 2026-04-16
  - Excerpt: अटल पेंशन योजना क्या है: अटल पेंशन योजना की विशेषताएं, एपीवाई के लाभ, अटल पेंशन योजना खाता बंद करने के विकल्प, अटल पेंशन योजना में नामांकन कैसे करें।
- [Antyodaya Anna Yojana (AAY) – A Comprehensive Guide](https://paytm.com/blog/ration-card/antyodaya-anna-yojana-aay.md)
  - Published: 2023-12-28
  - Last Modified: 2026-04-16
  - Excerpt: Gain an in-depth understanding of Antyodaya Anna Yojana and the Antyodaya Anna Yojana Ration Card, an essential program aimed at enhancing India's Targeted Public Distribution System (TPDS).
- [How to Build Your Emergency Fund?](https://paytm.com/blog/investment/how-to-build-your-emergency-funds.md)
  - Published: 2024-06-07
  - Last Modified: 2026-04-16
  - Excerpt: An emergency fund is savings for unexpected expenses, like car repairs or job loss. Aim to cover 3-6 months of living costs. Start small, save monthly, and keep it in a separate account for safety.
- [What is the EPIC Number on Your Voter ID Card?](https://paytm.com/blog/voter-id/what-is-epic-number-in-your-voter-id-card.md)
  - Published: 2023-05-29
  - Last Modified: 2026-04-16
  - Excerpt: Learn what the EPIC number is on your Voter ID card, its importance, how to find it, and steps to download your e-EPIC card.
- [Voting in India: Importance, Process, Eligibility, and More](https://paytm.com/blog/voter-id/voting-in-india.md)
  - Published: 2023-08-30
  - Last Modified: 2026-04-16
  - Excerpt: Discover the democratic process of voting in India: Learn about elections, voter registration, and the power of your vote.
- [Electronic Voting Machine (EVM)](https://paytm.com/blog/voter-id/electronic-voting-machine-evm.md)
  - Published: 2023-08-27
  - Last Modified: 2026-04-16
  - Excerpt: Learn about Electronic Voting Machines (EVMs): their meaning, full form, advantages, limitations, and a step-by-step guide on how to use them.
- [Election Commission of India — Election Laws & Polling](https://paytm.com/blog/voter-id/election-commission-of-india.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-16
  - Excerpt: Understanding Election Commission of India: Know the key roles & responsibilities of the ECI, authority of the Election Commission and the polling process
- [How to Check Your Name in Voter List by SMS and Helpline](https://paytm.com/blog/voter-id/check-your-name-in-voter-list.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-16
  - Excerpt: Ensure your name is on the voter list for upcoming elections. Use simple methods like SMS, helpline, and online checks to verify your voter registration status.
- [A Guide on How to Minimize Your Tax Liabilities](https://paytm.com/blog/tax/how-to-cut-your-tax-liabilities.md)
  - Published: 2023-06-30
  - Last Modified: 2026-04-16
  - Excerpt: How to Minimize Your Tax Liabilities: Understand tax deductions and exemptions, optimize tax planning through investments, leverage home loan benefits, and explore tax benefits for education & health expenses.
- [GST Registration: A Step-by-Step Guide](https://paytm.com/blog/tax/gst-registration-a-step-by-step-guide.md)
  - Published: 2023-06-30
  - Last Modified: 2026-04-16
  - Excerpt: This comprehensive step-by-step guide explains the GST registration process, required documents, fees, and how to check the registration status. Get your GST certificate hassle-free.
- [Post Office Saving Schemes: Their Benefits and How To Start](https://paytm.com/blog/saving-schemes/post-office-saving-schemes.md)
  - Published: 2023-06-15
  - Last Modified: 2026-04-16
  - Excerpt: Post Office savings schemes: Know types of Post Office savings schemes, open Post Office savings Account, documents required and benefits of investing in Post Office savings schemes.
- [National Savings Certificate (NSC): A Simple Guide for Beginners](https://paytm.com/blog/saving-schemes/national-savings-certificate-nsc.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-16
  - Excerpt: What is a National Savings Certificate: Know the benefits of NSC, types, documents, how to invest in NSC, how to buy the NSC scheme, etc.
- [MGNREGA (NREGA) Scheme: Objectives, Benefits & Job Card Application Process](https://paytm.com/blog/saving-schemes/government-schemes/what-is-nrega-national-rural-employment-guarantee-act.md)
  - Published: 2023-06-30
  - Last Modified: 2026-04-16
  - Excerpt: Learn about MGNREGA (formerly NREGA), India's rural employment guarantee scheme. Explore its objectives, benefits, eligibility, and how to apply for an MGNREGA job card to secure 100 days of wage employment.
- [Things You Need to Know About the Pradhan Mantri Ujjwala Yojana (PMUY)](https://paytm.com/blog/saving-schemes/government-schemes/pradhan-mantri-ujjwala-yojana-pmuy-scheme.md)
  - Published: 2023-06-02
  - Last Modified: 2026-04-16
  - Excerpt: PMUY is a scheme that makes clean cooking fuel accessible and affordable to millions of women in India.
- [A Guide to Pradhan Mantri Jan-Dhan Yojana (PMJDY Scheme)](https://paytm.com/blog/saving-schemes/government-schemes/guide-to-pradhan-mantri-jan-dhan-yojana-pmjdy-scheme.md)
  - Published: 2023-06-05
  - Last Modified: 2026-04-16
  - Excerpt: This article provides comprehensive information and details about the PMJDY scheme launched by the Government of India. Learn more here.
- [Mahila Samman Bachat Patra Yojana: Benefits, Eligibility & Features](https://paytm.com/blog/saving-schemes/government-schemes/complete-guide-on-mahila-samman-bachat-patra.md)
  - Published: 2023-06-08
  - Last Modified: 2026-04-16
  - Excerpt: Explore the Mahila Samman Bachat Patra Yojana, designed for women to save securely and easily. Start your risk-free journey to financial independence today!
- [National Scholarship Portal (NSP): A Complete Guide](https://paytm.com/blog/saving-schemes/government-schemes/all-you-need-to-know-about-the-national-scholarship-portal-nsp.md)
  - Published: 2023-05-26
  - Last Modified: 2026-04-16
  - Excerpt: What is the National Scholarship Portal? Know the types of scholarships available, eligibility for scholarships through NSP, how to apply for NSP, and required documents.
- [A Comprehensive Guide to RTO Offices in Vadodara – Addresses, Phone Numbers, and Timings](https://paytm.com/blog/rto/rto-offices-in-vadodara-address-phone-timings.md)
  - Published: 2023-07-12
  - Last Modified: 2026-04-16
  - Excerpt: Check out a comprehensive guide to RTO offices in Vadodara. Also learn more about RTO Offices addresses, phone numbers, and timings etc. in Vadodara.
- [Detailed Guide on List of RTO Offices in UP – Address, Phone & Timings](https://paytm.com/blog/rto/rto-offices-in-up-address-phone-timings.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-16
  - Excerpt: Know the list of RTO offices in UP, their addresses, phone numbers, timings and other services offered by RTO offices in UP
- [A Comprehensive Guide to RTO Office in Surat – Address, Phone Number, and Timings](https://paytm.com/blog/rto/rto-offices-in-surat-address-phone-timings.md)
  - Published: 2023-07-14
  - Last Modified: 2026-04-16
  - Excerpt: Check out a comprehensive guide to the RTO office in Surat. Learn more about its address, phone number, timings, and services offered.
- [A Comprehensive List of RTO Offices in Nagpur: Addresses, Timings, and Phone Numbers](https://paytm.com/blog/rto/rto-offices-in-nagpur-address-phone-timings.md)
  - Published: 2023-08-18
  - Last Modified: 2026-04-16
  - Excerpt: RTO Offices in Nagpur: Know Nagpur RTO addresses, phone numbers, timings, and how to find your nearest RTO office in Nagpur
- [List of RTO Offices in Mumbai: Address, Phone & Timings](https://paytm.com/blog/rto/rto-offices-in-mumbai-address-phone-timings.md)
  - Published: 2023-07-16
  - Last Modified: 2026-04-16
  - Excerpt: Find a complete list of RTO offices in Mumbai, along with their addresses, phone numbers, timings, and the various vehicle registration and driving license services they offer.
- [List of RTO Offices in Lucknow: Addresses, Phone Numbers & Timings](https://paytm.com/blog/rto/rto-offices-in-lucknow-address-phone-timings.md)
  - Published: 2023-07-16
  - Last Modified: 2026-04-16
  - Excerpt: List of RTO Offices in Lucknow: Know Lucknow RTO addresses, phone numbers, timings, Lucknow RTO charges and how to find your nearest RTO office in Lucknow.
- [Comprehensive Directory of RTO Offices in Kanpur](https://paytm.com/blog/rto/rto-offices-in-kanpur-address-phone-timings.md)
  - Published: 2023-08-18
  - Last Modified: 2026-04-16
  - Excerpt: RTO Offices in Kanpur: Know Kanpur RTO addresses, phone numbers, timings, and how to find your nearest RTO office in Kanpur.
- [RTO Offices in Jaipur: Addresses, Phone Numbers, and Timings](https://paytm.com/blog/rto/rto-offices-in-jaipur-address-phone-timings.md)
  - Published: 2023-08-19
  - Last Modified: 2026-04-16
  - Excerpt: RTO Offices in Jaipur: Know Jaipur RTO addresses, phone numbers, timings, Jaipur RTO charges and how to find your nearest RTO office in Jaipur.
- [Navigating Vehicle Registrations in Jabalpur: Details of RTO Office](https://paytm.com/blog/rto/rto-offices-in-jabalpur.md)
  - Published: 2023-07-16
  - Last Modified: 2026-04-16
  - Excerpt: Know about the Jabalpur RTO office, its address, phone number, timings, services offered, and registration charges.
- [RTO Offices in Haryana: Complete List, Addresses, Phone Numbers, and Timings](https://paytm.com/blog/rto/rto-offices-in-haryana-address-phone-timing.md)
  - Published: 2023-08-30
  - Last Modified: 2026-04-16
  - Excerpt: Know the list of RTO offices in Haryana, their addresses, phone numbers, timings, and other services offered by RTO offices in Haryana.
- [RTO Office in Gandhinagar: Addresses, Phone Numbers, and Timings](https://paytm.com/blog/rto/rto-offices-in-gandhinagar-address-phone-timings.md)
  - Published: 2023-08-20
  - Last Modified: 2026-04-16
  - Excerpt: Know the address, phone number, timings, and services offered by the RTO office in Gandhinagar.
- [List of RTO Offices in Delhi, Address, Phone & Timings](https://paytm.com/blog/rto/rto-offices-in-delhi-address-phone-timings.md)
  - Published: 2023-07-17
  - Last Modified: 2026-04-16
  - Excerpt: This article lists all RTO offices in Delhi, providing their precise addresses, verified phone numbers, and current timings for 2026. You will also find details on key services, registration charges, and a step-by-step guide for applying for a driving licence, ensuring you are fully prepared for your visit.
- [RTO Offices in Dehradun, Address, Phone & Timings](https://paytm.com/blog/rto/rto-offices-in-dehradun-address-phone-timings.md)
  - Published: 2023-08-25
  - Last Modified: 2026-04-16
  - Excerpt: Dehradun residents needing vehicle or driving services can find comprehensive details for RTO offices in Dehradun here. This guide provides addresses, contact numbers, and operational timings for UK-07 and UK-16, along with essential services and step-by-step procedures for licences and registrations. Learn how to navigate common RTO tasks efficiently.
- [Comprehensive Guide to RTO Offices in Bihar: Addresses, Phone Numbers, and Timings](https://paytm.com/blog/rto/rto-office-in-bihar-address-phone-timings.md)
  - Published: 2023-08-30
  - Last Modified: 2026-04-16
  - Excerpt: Struggling to navigate RTO services in Bihar? This comprehensive guide provides all RTO offices in Bihar's addresses, phone numbers, and timings for 2026. You'll gain clear insights into vehicle registration, driving licence applications, and key services to ensure smooth interactions with the Bihar Transport Department.
- [A Comprehensive Guide to Rajkot RTO Offices, Address, Phone Number, and Timings](https://paytm.com/blog/rto/guide-to-rajkot-rto-offices.md)
  - Published: 2023-08-22
  - Last Modified: 2026-04-16
  - Excerpt: Navigate the Rajkot RTO in 2026 with this comprehensive guide. Gain essential information on office addresses, phone numbers, and operating hours to streamline your vehicle registration and driving licence tasks. This resource ensures a smooth, stress-free experience for all your transport-related needs.
- [One Nation One Ration Card: All You Need to Know](https://paytm.com/blog/ration-card/one-nation-one-ration-card.md)
  - Published: 2023-09-15
  - Last Modified: 2026-04-16
  - Excerpt: The One Nation One Ration Card (ONORC) scheme offers a significant opportunity for millions of Indians to secure their food entitlements, regardless of where they live or work. This comprehensive guide explains its core objectives, the benefits it provides, how to effectively utilise your ration card under this system, and the process for applying for a new ration card in 2026.
- [How to Transfer a PPF Account?](https://paytm.com/blog/ppf/how-to-transfer-a-ppf-account.md)
  - Published: 2023-06-21
  - Last Modified: 2026-04-16
  - Excerpt: Transferring a PPF account is possible without losing benefits or tenure, ensuring continuity of your long-term savings. This guide outlines the step-by-step process for a PPF account transfer between authorised banks or post offices, covering required documents, timelines, and key considerations for a smooth transition. It ensures your investment remains secure and accessible despite relocation or changing banking preferences.
- [How to Make PPF Online Payment?](https://paytm.com/blog/ppf/how-to-make-ppf-online-payment.md)
  - Published: 2023-06-21
  - Last Modified: 2026-04-16
  - Excerpt: Struggling to make timely PPF online payments or find convenient methods? This guide provides a comprehensive breakdown of digital channels, step-by-step processes, and important regulations for your 2026 contributions, ensuring hassle-free and compliant investments. Learn how to use internet banking, mobile apps, and standing instructions to manage your Public Provident Fund account efficiently from home.
- [How to Get a Loan Against PPF Account?](https://paytm.com/blog/ppf/how-to-get-a-loan-against-ppf-account.md)
  - Published: 2023-06-21
  - Last Modified: 2026-04-16
  - Excerpt: Learn how to secure a loan against your Public Provident Fund (PPF) account in 2026, leveraging your savings for immediate financial needs. Understand the eligibility criteria, the step-by-step application process, favourable interest rates, and crucial repayment terms. This guide outlines the benefits of this low-cost borrowing option and important considerations before applying.
- [How to Get Instant e-PAN in 10 Minutes?](https://paytm.com/blog/pan-card/get-instant-e-pan-in-10-minutes.md)
  - Published: 2023-07-07
  - Last Modified: 2026-04-16
  - Excerpt: First-time PAN applicants can now obtain an instant e-PAN quickly and easily. This guide explains the eligibility criteria, provides a detailed step-by-step application procedure, and offers crucial tips for a smooth, paperless experience. Secure your digital PAN in minutes, free of charge, and understand its legal validity and security features.
- [Understanding Microfinance: A Comprehensive Guide to Microfinance Loans in India](https://paytm.com/blog/loan/microfinance-loans-in-india.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-16
  - Excerpt: Learn how to understand microfinance loans in India, covering their definition, various types, eligibility criteria, and the application process. Find out how these financial products contribute to economic inclusion and foster self-reliance for small business owners and low-income individuals. This guide also explores the benefits and key channels for microfinance in India, ensuring you can make informed decisions.
- [Possession Certificate: Everything You Need to Know About It](https://paytm.com/blog/loan/home-loan/possession-certificate.md)
  - Published: 2023-08-30
  - Last Modified: 2026-04-16
  - Excerpt: Are you clear on the importance of a Possession Certificate for your property? This guide explains what a Possession Certificate is, its types, why it's crucial for property transactions in 2026, and how to obtain it. Gain confidence in navigating property ownership and avoid potential legal issues with this essential knowledge.
- [The Only Guide You Need For Trading via Gold MCX](https://paytm.com/blog/investment/trading-via-gold-mcx.md)
  - Published: 2023-06-13
  - Last Modified: 2026-04-16
  - Excerpt: Considering Gold MCX trading in 2026? This comprehensive guide explains how to open an account, understand contract types, and manage risks for successful gold futures investments. Gain practical insights for navigating India's premier commodity market with confidence.
- [11 Tips to Help You Plan for Early Retirement](https://paytm.com/blog/investment/tips-to-plan-for-early-retirement.md)
  - Published: 2023-06-30
  - Last Modified: 2026-04-16
  - Excerpt: Are you weighing the benefits of early retirement against the challenges of making it happen? This comprehensive guide offers 11 practical tips to help you build a robust strategy for stepping away from work sooner, ensuring a comfortable and fulfilling post-career life.
- [What are the Key Tips for Successful Retirement Planning?](https://paytm.com/blog/investment/tips-for-successful-retirement-planning.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-16
  - Excerpt: Individuals planning for their golden years will find essential tips for successful retirement planning here. This guide covers establishing a robust financial foundation, diversifying investments, managing debt, and securing health, ensuring you build a substantial retirement corpus. You'll learn how to adapt your plan for long-term financial security and peace of mind.
- [6 Qualities That'll Give You Financial Freedom](https://paytm.com/blog/investment/qualities-that-will-give-you-financial-freedom.md)
  - Published: 2023-06-30
  - Last Modified: 2026-04-16
  - Excerpt: Cultivate these six essential qualities to achieve true financial freedom. Understand how financial literacy, discipline, goal setting, resilience, creativity, and networking can empower your journey towards independence and wealth. Begin building a secure future today.
- [Should I Pay off Debt or Invest Extra Cash?](https://paytm.com/blog/investment/pay-off-debt-or-invest-extra-cash.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-16
  - Excerpt: Gain clarity on your financial future by understanding whether to pay off debt or invest extra cash in 2026. This comprehensive guide explores assessing your current financial health, the advantages of prioritising debt repayment, the power of investing for growth, and how to craft a balanced strategy tailored to your unique goals. Make an informed decision that maximises your financial well-being.
- [Investing Made Simple: Know the Right Percentage of Your Salary for Investments](https://paytm.com/blog/investment/know-the-right-percentage-of-your-salary-for-investments.md)
  - Published: 2023-06-15
  - Last Modified: 2026-04-16
  - Excerpt: Secure your financial future by understanding how to determine the right percentage of your salary to invest. This guide explains key principles like the 50/30/20 rule, assessing risk tolerance, and building a diversified portfolio. Learn to set clear financial goals and navigate investment products effectively.
- [Investing Tips for Beginners: How to Start Your Investment Journey in Your 30s](https://paytm.com/blog/investment/how-to-start-your-investment-journey-in-your-30s.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-16
  - Excerpt: Digital payments in India are projected to exceed 15 billion transactions monthly by the end of 2026, reflecting a significant shift towards accessible financial tools. This article provides essential investing tips for beginners, guiding you on how to start your investment journey in your 30s. You will learn key investment principles, suitable avenues, and strategies to secure your financial future.
- [How Much Money You Can Afford to Spend on a New House?](https://paytm.com/blog/investment/how-much-money-you-can-afford-to-spend-on-a-new-house.md)
  - Published: 2023-06-30
  - Last Modified: 2026-04-16
  - Excerpt: Worried about overspending on your dream home? Understand exactly how much you can afford to spend on a new house with our comprehensive guide. We'll walk you through crucial factors like your Debt-to-Income ratio, down payment considerations, and often-overlooked hidden costs, ensuring you build a sustainable budget for your future property. Plan for long-term financial stability and responsible homeownership by factoring in future expenses and applying the 28/36 rule.
- [How Much Money is Enough for Retirement in India?](https://paytm.com/blog/investment/how-much-money-is-enough-for-retirement-in-india.md)
  - Published: 2023-06-15
  - Last Modified: 2026-04-16
  - Excerpt: Worried about having enough for retirement in India? This article demystifies how much money is enough for retirement in India by guiding you through estimating your needs, understanding key influencing factors, and exploring popular investment options. You will gain clarity on building a robust financial future, ensuring a secure and comfortable post-working life.
- [Are You an Intelligent Investor or an Average Investor?](https://paytm.com/blog/investment/are-you-an-intelligent-investor-or-an-average-investor.md)
  - Published: 2023-06-30
  - Last Modified: 2026-04-16
  - Excerpt: Improve your investment outcomes by understanding the key differences between an intelligent investor and an average investor. You will learn about their distinct approaches, decision-making processes, and how to cultivate habits for better wealth creation. This guide will equip you with the knowledge to adopt disciplined strategies and secure your financial future.
- [What is Section 80D? Eligibility, Deduction & Calculation](https://paytm.com/blog/income-tax/what-is-section-80d-eligibility-deduction-calculation.md)
  - Published: 2023-06-07
  - Last Modified: 2026-04-16
  - Excerpt: Learn how to understand Section 80D of the Income Tax Act, including its eligibility criteria and deduction limits for 2026. Find out how to accurately calculate your potential tax savings and the steps involved in making a valid claim. This guide helps you manage your finances better and encourages essential health coverage.
- [Understanding Form 16: A Comprehensive Guide](https://paytm.com/blog/income-tax/understanding-form-16.md)
  - Published: 2023-06-30
  - Last Modified: 2026-04-16
  - Excerpt: Salaried individuals in India, understand your Form 16 thoroughly for accurate income tax filing in 2026. This guide explains its two parts, how to obtain it, and its critical role in tax compliance and financial verification. Ensure a smoother tax season by mastering this essential document.
- [Types of ITR Forms and Which One You Need to File](https://paytm.com/blog/income-tax/types-of-itr-forms-and-which-one-you-need-to-file.md)
  - Published: 2023-06-15
  - Last Modified: 2026-04-16
  - Excerpt: There are seven distinct ITR forms for filing income tax returns in India, each designed for different taxpayer categories and income profiles. This guide details ITR-1 to ITR-7, their eligibility criteria, and helps you determine the correct form for your 2026 tax obligations, ensuring accurate and compliant submissions.
- [Types of GST in India: CGST, SGST and IGST](https://paytm.com/blog/income-tax/types-of-gst-in-india-cgst-sgst-igst.md)
  - Published: 2023-06-08
  - Last Modified: 2026-04-16
  - Excerpt: Unsure about the differences between CGST, SGST, and IGST for your transactions? This guide clarifies the various types of GST in India, explaining their application, collection, and impact on intra-state and inter-state supplies in 2026. Understand how these taxes are distributed between central and state governments to ensure compliance and fair taxation.
- [TDS on Salary: How to Calculate Deductions & Exemptions](https://paytm.com/blog/income-tax/tds-on-salary-calculate-deductions-exemptions.md)
  - Published: 2023-06-02
  - Last Modified: 2026-04-16
  - Excerpt: Optimise your tax liability and manage your finances wisely by understanding how to calculate TDS on salary. This comprehensive guide helps you explore available deductions and leverage exemptions for the 2026 financial year. Learn to make informed decisions about your income and investments.
- [Section 139(4) of the Income Tax Act: Everything You Need to Know](https://paytm.com/blog/income-tax/section-139-4-of-the-income-tax-act.md)
  - Published: 2023-06-07
  - Last Modified: 2026-04-16
  - Excerpt: Should you file your Income Tax Return on time or risk penalties with a belated filing? Understanding Section 139(4) of the Income Tax Act is crucial for navigating extended deadlines and avoiding severe consequences. This guide explains its provisions, eligibility, limitations, and the penalties involved, ensuring you maintain compliance.
- [What is Section 10 of Income Tax Act?](https://paytm.com/blog/income-tax/section-10-of-income-tax.md)
  - Published: 2023-06-02
  - Last Modified: 2026-04-16
  - Excerpt: Maximise your tax savings by understanding Section 10 of the Income Tax Act, 1961. This comprehensive guide explains various income exemptions, from HRA and LTC to educational scholarships, helping you effectively reduce your taxable income. Learn how to apply these provisions and manage your finances better in 2026.
- [Income Tax Refund: Check Status & Procedure](https://paytm.com/blog/income-tax/income-tax-refund-check-status-and-procedure.md)
  - Published: 2023-06-05
  - Last Modified: 2026-04-16
  - Excerpt: Checking your income tax refund status is crucial for managing your finances effectively after paying excess tax. You can easily track its progress online via the e-Filing portal or NSDL website in 2026. This guide details the eligibility, claim procedure, and steps to take if your refund is delayed.
- [How to Make TDS Payment Online?](https://paytm.com/blog/income-tax/how-to-make-tds-payment-online.md)
  - Published: 2023-06-25
  - Last Modified: 2026-04-16
  - Excerpt: Making Tax Deducted at Source (TDS) payments online is an essential process for ensuring tax compliance in India for 2026. This comprehensive guide details the entire online TDS payment process, covering eligibility, step-by-step instructions, and post-payment verification. You will confidently make your TDS payments, avoiding common errors and ensuring timely compliance.
- [How to Check Income Tax Refund Status Online?](https://paytm.com/blog/income-tax/how-to-check-income-tax-refund-status-online.md)
  - Published: 2023-06-23
  - Last Modified: 2026-04-16
  - Excerpt: Waiting for your income tax refund can be frustrating and confusing. This comprehensive guide provides a clear, step-by-step process to check your income tax refund status online for 2026, detailing eligibility, common delay reasons, and effective resolution strategies. Ensure a smoother and quicker receipt of your rightful refund by understanding the process.
- [The Only Guide You Need to Understand TDS](https://paytm.com/blog/income-tax/guide-you-need-to-understand-tds.md)
  - Published: 2023-05-29
  - Last Modified: 2026-04-16
  - Excerpt: Struggling to understand Tax Deducted at Source (TDS) or seeking clarity on its rules for 2026? This guide simplifies the often-complex rules, explaining how TDS works, your responsibilities, and how to claim refunds or ensure compliance. Learn to confidently manage your finances and avoid penalties.
- [Everything You Need to Know About Goods and Services Tax (GST) in India](https://paytm.com/blog/income-tax/everything-you-need-to-know-about-goods-and-services-tax-gst-in-india.md)
  - Published: 2023-06-15
  - Last Modified: 2026-04-16
  - Excerpt: Simplify your tax compliance and boost business efficiency by gaining a clear understanding of Goods and Services Tax (GST) in India. This comprehensive guide covers its structure, types, registration, rates, and impact on businesses and consumers. Learn how to navigate the unified tax system effectively.
- [Dearness allowance (DA) – Definition, Types & DA Calculation](https://paytm.com/blog/income-tax/dearness-allowance-da-definition-types-da-calculation.md)
  - Published: 2023-05-26
  - Last Modified: 2026-04-16
  - Excerpt: Worried about your purchasing power diminishing due to rising costs? This comprehensive guide explains Dearness Allowance (DA) – its definition, various types, and precise calculation methods – to help you safeguard your financial stability in 2026. Understand how DA impacts your earnings and why it's a vital part of your compensation.
- [EPF Contribution Guide: Benefits, Rules & Calculation in 2026](https://paytm.com/blog/epf/comprehensive-guide-to-epf-contribution.md)
  - Published: 2023-05-30
  - Last Modified: 2026-04-16
  - Excerpt: Learn how to effectively manage your EPF contributions in 2026, understanding eligibility criteria, significant benefits, and precise calculation rules. Find out how to avoid common pitfalls and utilise official portals to secure your financial future. This guide ensures optimal retirement planning and growth of your savings.
- [How to Get International Driving License in India?](https://paytm.com/blog/driving-licence/how-to-get-international-driving-license-in-india.md)
  - Published: 2023-05-29
  - Last Modified: 2026-04-16
  - Excerpt: Indian citizens planning to drive abroad can now easily understand how to get an International Driving Permit in India for 2026. This comprehensive guide details the eligibility criteria, required documents, step-by-step application process, fees, and crucial tips for a smooth international driving experience.
- [What is Aadhaar eSign? How Does Aadhaar Based eSign Work?](https://paytm.com/blog/aadhaar-card/what-is-aadhaar-esign-how-does-aadhaar-e-sign-work.md)
  - Published: 2023-06-21
  - Last Modified: 2026-04-16
  - Excerpt: For individuals and businesses in India, Aadhaar eSign offers a secure and legally valid way to digitally sign documents from anywhere. This article details what Aadhaar eSign is, its operational mechanics, and the significant benefits it provides for streamlining various documentation processes. Understand its robust legal framework and how it contributes to a paperless economy.
- [How to Raise Request for Aadhaar Address Validation Letter: A Comprehensive Guide](https://paytm.com/blog/aadhaar-card/rquest-for-aadhaar-address-validation-letter.md)
  - Published: 2023-08-13
  - Last Modified: 2026-04-16
  - Excerpt: Struggling to update your Aadhaar address without traditional proof? This comprehensive guide details how to raise a request for an Aadhaar Address Validation Letter. Learn the eligibility, prerequisites, and a step-by-step process to ensure a smooth and successful address update.
- [Step by Step Guide to Downloading Aadhaar Card Using Mobile Number](https://paytm.com/blog/aadhaar-card/download-aadhaar-card-using-mobile-number.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-16
  - Excerpt: Struggling to download your Aadhaar card using your mobile number? This comprehensive guide offers a clear, step-by-step process to securely obtain your e-Aadhaar from the UIDAI website in 2026. Learn how to navigate prerequisites, troubleshoot common issues, and even use the mAadhaar app for digital access.
- [Should You Prepay Your Home Loan?](https://paytm.com/blog/loan/home-loan/prepay-your-home-loan.md)
  - Published: 2023-09-01
  - Last Modified: 2026-04-16
  - Excerpt: Learn how to assess whether prepaying your home loan is the right financial move for you. Find out how to weigh the significant benefits, such as reduced interest and financial freedom, against potential drawbacks like penalties and loss of liquidity. This comprehensive guide will help you make an informed decision aligned with your personal financial goals.
- [Navigating Healthcare Costs in Retirement: A Comprehensive Guide](https://paytm.com/blog/investment/healthcare-costs-in-retirement.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-16
  - Excerpt: Retirement in India brings the reality of rising healthcare costs, making dedicated financial planning vital for a comfortable post-work life. This comprehensive guide equips you with practical strategies to manage healthcare expenses effectively, covering various schemes, insurance options, and investment approaches available today. You will learn how to secure your financial well-being throughout your retirement years.
- [Protect Yourself from Paytm Account Takeover Fraud: Stay One Step Ahead of Fraudsters](https://paytm.com/blog/fraud-safety/paytm-payment-bank-account-takeover-fraud.md)
  - Published: 2023-07-20
  - Last Modified: 2026-04-16
  - Excerpt: Are you wondering how to protect your digital financial accounts from fraud, or are you unsure where to start? This article explains the mechanics of account takeover fraud, helps you recognise common deceptive tactics, and provides practical steps to fortify your digital defences. Learn how to safeguard your funds and what immediate actions to take if you suspect your account has been compromised, ensuring you stay one step ahead of fraudsters.
- [Loan Against Fixed Deposit: Smart Borrowing Without Breaking FD in 2026](https://paytm.com/blog/fixed-deposit/loan-against-fixed-deposit.md)
  - Published: 2023-07-28
  - Last Modified: 2026-04-16
  - Excerpt: For Indians with robust savings in Fixed Deposits, a Loan Against Fixed Deposit offers a smart way to access funds without disturbing long-term investments. This comprehensive guide covers everything about obtaining an LAFD in 2026, from eligibility and application processes to crucial considerations for smart borrowing.
- [Benefits of Loan Against Fixed Deposit – A Comprehensive Guide](https://paytm.com/blog/fixed-deposit/benefits-of-loan-against-fixed-deposit.md)
  - Published: 2023-08-19
  - Last Modified: 2026-04-16
  - Excerpt: Need immediate funds but don't want to touch your savings? A Loan Against Fixed Deposit offers a smart solution, providing quick access to cash at lower interest rates while your FD continues to earn. This comprehensive guide explains the benefits of a Loan Against Fixed Deposit, eligibility, and the simple application process, empowering you to make informed financial decisions.
- [Flexi Fixed Deposit: An In-Depth Guide](https://paytm.com/blog/fixed-deposit/flexi-fixed-deposit.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-16
  - Excerpt: Flexi Fixed Deposits offer a unique blend of high interest and easy access to your funds. This guide explains how FFDs work, their key advantages, and how to choose the best option for your financial goals in 2026. You will learn about their characteristics, interest mechanics, and how to open an account.
- [NHAI FASTag – Features, Fees, Documents, Buy and More](https://paytm.com/blog/fastag/nhai-fastag.md)
  - Published: 2023-08-04
  - Last Modified: 2026-04-16
  - Excerpt: Digital toll collection has transformed highway travel in India. This guide provides a comprehensive overview of NHAI FASTag, covering its features, fees, required documents, and how to buy and manage your account for seamless journeys.
- [How to Register an EPFiGMS Grievance Online?](https://paytm.com/blog/epf/how-to-register-an-epfigms-grievance-online.md)
  - Published: 2023-10-20
  - Last Modified: 2026-04-16
  - Excerpt: Are your provident fund concerns going unaddressed or experiencing delays? This comprehensive guide shows you how to register an EPFiGMS grievance online, track its status, and send reminders for prompt resolution. Learn the entire process, from understanding the portal to ensuring your issues are effectively managed.
- [Types of PF Declaration Forms: Choosing the Right Option for Your Provident Fund](https://paytm.com/blog/epf/types-of-pf-declaration-forms.md)
  - Published: 2023-08-31
  - Last Modified: 2026-04-16
  - Excerpt: Simplify your Provident Fund management by understanding the various PF declaration forms. This guide explains the purpose of each form, from initial declarations like Form 11 and Form 9 to transfers with Form 13 and pension claims using Form 10D. Ensure your retirement savings are secure and compliant by choosing the correct form for your specific needs in 2026.
- [5 Common Reasons Why Your Online EPF Claim is Being Rejected?](https://paytm.com/blog/epf/reasons-why-your-online-epf-claim-is-being-rejected.md)
  - Published: 2023-08-27
  - Last Modified: 2026-04-16
  - Excerpt: Ensure a smooth and successful online EPF claim by understanding the five common reasons for rejection. This guide provides clear insights and actionable steps to help you identify and prevent these common pitfalls, making your next claim hassle-free.
- [Understanding the Difference: EPF vs VPF – Which Retirement Savings Scheme is Right for You?](https://paytm.com/blog/epf/epf-vs-vpf.md)
  - Published: 2023-08-26
  - Last Modified: 2026-04-16
  - Excerpt: Compare Employee Provident Fund (EPF) and Voluntary Provident Fund (VPF) to understand their unique features, benefits, and how they contribute to your retirement savings. Evaluate the differences in contribution, eligibility, and tax benefits to make an informed decision about which scheme best suits your financial goals. Optimise your long-term financial security by choosing the right provident fund strategy for your future.
- [How to Check Aadhaar Linking Status with Bank Online & Offline?](https://paytm.com/blog/aadhaar-card/how-to-check-aadhaar-bank-linking-status.md)
  - Published: 2021-08-26
  - Last Modified: 2026-04-15
  - Excerpt: Learn how to check your Aadhaar linking status with your bank online via the UIDAI website, mobile apps, and through offline methods. Get details on linking with.
- [How to Protect Your Aadhaar Card from Unauthorized Use?](https://paytm.com/blog/aadhaar-card/how-to-prevent-the-misuse-of-aadhaar-card.md)
  - Published: 2021-08-24
  - Last Modified: 2026-04-15
  - Excerpt: Learn how to protect your Aadhaar card. Follow steps to lock and unlock Aadhaar biometrics online, via SMS, or through the mAadhaar app to prevent unauthorized use.
- [UIDAI Services Online – How to Use Them Effectively?](https://paytm.com/blog/aadhaar-card/what-are-uidai-services.md)
  - Published: 2021-08-24
  - Last Modified: 2026-04-15
  - Excerpt: There is a list of Aadhaar card services offered by UIDAI online. Read the blog to know more about Aadhaar card services and how to effectively use them.
- [How to Apply for Aadhaar Card Online?](https://paytm.com/blog/aadhaar-card/how-to-apply-for-aadhaar-card-online.md)
  - Published: 2021-08-24
  - Last Modified: 2026-04-15
  - Excerpt: Wondering how to apply for an Aadhaar card? Learn about the online steps to initiate the application, find nearby enrolment centers, book appointments, and check the list of required documents.
- [How to Check Aadhaar Complaint Status?](https://paytm.com/blog/aadhaar-card/how-to-do-aadhaar-complaint-status-check.md)
  - Published: 2021-08-24
  - Last Modified: 2026-04-15
  - Excerpt: Visit the official website of UIDAI for an Aadhaar complaint status check. Continue reading the blog to know the step by step process.
- [How to Link Aadhaar to PAN in a Few Easy Steps](https://paytm.com/blog/aadhaar-card/how-to-link-aadhaar-card-and-pan-card.md)
  - Published: 2021-08-24
  - Last Modified: 2026-04-15
  - Excerpt: Link Aadhaar to PAN: Know how to link PAN to Aadhaar online through e-filing website or SMS, Check Aadhaar-PAN linking status.
- [How to Apply for a PAN Card Through an Aadhaar Card?](https://paytm.com/blog/aadhaar-card/how-to-apply-for-pan-card.md)
  - Published: 2021-08-23
  - Last Modified: 2026-04-15
  - Excerpt: Steps to apply for a PAN through an Aadhaar card: Know documents required to apply for a PAN through Aadhaar, fee to apply for a PAN through Aadhaar & track PAN status.
- [How to Lodge a Complaint Against Aadhaar – A Step-by-Step Guide](https://paytm.com/blog/aadhaar-card/how-to-lodge-complaint-against-aadhaar.md)
  - Published: 2021-08-23
  - Last Modified: 2026-04-15
  - Excerpt: Lodge a complaint against Aadhaar by calling the Aadhaar toll-free number 1947, sending an email, or visiting the official UIDAI website.
- [How to Schedule an Aadhaar Card Appointment in Minutes?](https://paytm.com/blog/aadhaar-card/how-to-book-an-aadhaar-card-online-appointment.md)
  - Published: 2021-08-23
  - Last Modified: 2026-04-15
  - Excerpt: Book your Aadhaar card online appointment by visiting the official website of UIDAI. Read the blog to know the step by step process.
- [Guide to Download Aadhaar Card Online in 2026](https://paytm.com/blog/aadhaar-card/how-to-download-aadhaar-card.md)
  - Published: 2021-08-23
  - Last Modified: 2026-04-15
  - Excerpt: This comprehensive guide shows how to download your Aadhaar card online in 2026, covering methods from the UIDAI portal to government-approved mobile apps. You will learn essential steps, understand security features like masked Aadhaar, and troubleshoot common issues, ensuring constant access to your digital identity.
- [How to Check Aadhaar Card Status Easily?](https://paytm.com/blog/aadhaar-card/how-to-check-aadhaar-card-status.md)
  - Published: 2021-08-23
  - Last Modified: 2026-04-15
  - Excerpt: Aadhaar Card Status Check - Know how to check Aadhaar card status through enrolment number, toll-free number, and SMS.
- [Aadhaar Enabled Payment System (AePS) – A Comprehensive Guide](https://paytm.com/blog/aadhaar-card/aadhaar-enabled-payment-system.md)
  - Published: 2021-08-17
  - Last Modified: 2026-04-15
  - Excerpt: What is AePS? Know the full form in banking, how to use Aadhaar Enabled Payment System for cash withdrawal, transactions, benefits, objectives, and funds transfer limits.
- [How to Check Aadhaar Address Update Status?](https://paytm.com/blog/aadhaar-card/aadhaar-address-update-status.md)
  - Published: 2021-08-16
  - Last Modified: 2026-04-15
  - Excerpt: Track your Aadhaar address update status online and download your updated Aadhaar card with ease. Follow our simple guide to stay informed.
- [How to Link an Aadhaar Card and a Voter ID Card?](https://paytm.com/blog/aadhaar-card/ways-to-link-an-aadhaar-card-and-a-voter-id-card.md)
  - Published: 2021-08-14
  - Last Modified: 2026-04-15
  - Excerpt: Connect your Aadhaar and Voter ID seamlessly in %%currentyear%%! Our guide provides simple steps for linking online, offline, via SMS, and phone.
- [What is an ATM Card PIN and How to get it?](https://paytm.com/blog/atm/what-is-an-atm-card-pin-number-and-how-to-get-it.md)
  - Published: 2021-08-13
  - Last Modified: 2026-04-15
  - Excerpt: Why is an ATM PIN important? How to change it? Why should you reset the bank-given ATM card PIN to a new one?
- [What is CVV in an ATM Card](https://paytm.com/blog/atm/what-is-cvv-in-an-atm-card.md)
  - Published: 2021-08-13
  - Last Modified: 2026-04-15
  - Excerpt: What is CVV in ATM cards? Learn the importance of a CVV number, how it protects against fraud, and why it should never be shared.
- [Forgot ATM PIN – How to Reset it](https://paytm.com/blog/atm/forgot-atm-pin-how-to-reset-it.md)
  - Published: 2021-08-13
  - Last Modified: 2026-04-15
  - Excerpt: Forgot your ATM PIN? Learn how to reset it easily. This guide covers methods like net banking, SMS, ATM, and bank visits to help you regain access securely.
- [What is the Easiest Way to Verify an Aadhaar Mobile Number?](https://paytm.com/blog/aadhaar-card/what-is-the-easiest-way-to-verify-an-aadhaar-mobile-number.md)
  - Published: 2021-08-12
  - Last Modified: 2026-04-15
  - Excerpt: Visit the official website of UIDAI to verify an Aadhaar mobile number in a few easy steps. Continue reading to learn the step-by-step process.
- [All About PVC Aadhaar card: Features, Benefits, Application Process, and Fees](https://paytm.com/blog/aadhaar-card/what-is-pvc-aadhaar-card.md)
  - Published: 2021-08-12
  - Last Modified: 2026-04-15
  - Excerpt: Learn how to apply for a PVC Aadhaar card in 2026, understanding its key features, benefits, and the straightforward online application process. This guide details the associated fees and how to track your card's delivery status, ensuring you get a durable and secure identification document for everyday use.
- [How to Update/Change Name in an Aadhaar Card?](https://paytm.com/blog/aadhaar-card/update-name-in-an-aadhaar-card.md)
  - Published: 2021-08-11
  - Last Modified: 2026-04-15
  - Excerpt: Follow a step-by-step procedure to update your name on your Aadhaar card. Visit the official UIDAI website or an Aadhaar enrolment centre to easily make the necessary changes.
- [What is ATM? Types, Definition, Benefits, and How to Use](https://paytm.com/blog/atm/what-is-atm-full-form-definition-uses.md)
  - Published: 2021-07-30
  - Last Modified: 2026-04-15
  - Excerpt: Automated Teller Machine (ATM) enables you to withdraw cash anytime, anywhere. Explore what an ATM is, its types, uses, and how to use ATMs efficiently.
- [What are the Documents Required to Change Address in Aadhaar Card?](https://paytm.com/blog/aadhaar-card/documents-required-for-address-update-in-aadhaar-card.md)
  - Published: 2021-07-30
  - Last Modified: 2026-04-15
  - Excerpt: Passport, ration card, voter ID card, etc., are required to update your address in your Aadhaar card. Read this comprehensive guide for a complete list of documents.
- [How to Apply for an Aadhaar Card without Documents?](https://paytm.com/blog/aadhaar-card/know-how-to-apply-for-an-aadhaar-card-without-documents.md)
  - Published: 2021-07-27
  - Last Modified: 2026-04-15
  - Excerpt: Apply for an Aadhaar Card without Documents - Learn how to apply for an Aadhaar card without valid proof of identity or address, either with the help of an Aadhaar introducer or through the Head of Family (HoF) in %%currentyear%%.
- [How to Register & Update Mobile Number in Aadhaar Card: A Step-by-Step Guide](https://paytm.com/blog/aadhaar-card/how-to-register-update-mobile-number-in-aadhaar-card-a-step-by-step-guide.md)
  - Published: 2021-07-27
  - Last Modified: 2026-04-15
  - Excerpt: Visit an official Aadhaar enrolment centre to update or register your mobile number with your Aadhaar card. Read on to know the step-by-step process.
- [Aadhaar Card Features: What Makes Aadhaar Unique and Important?](https://paytm.com/blog/aadhaar-card/aadhaar-card-features-how-they-make-aadhaar-unique-and-important.md)
  - Published: 2021-07-27
  - Last Modified: 2026-04-15
  - Excerpt: Discover Aadhaar card's unique features like portability, architecture, security, and more. Read this blog to learn about these unique Aadhaar card features in-depth.
- [What is KYC – Why is it Important?](https://paytm.com/blog/aadhaar-card/what-is-kyc-why-is-it-important.md)
  - Published: 2021-07-22
  - Last Modified: 2026-04-15
  - Excerpt: Know what is KYC, why is it mandatory, types of KYC Verification, complete KYC online or offline, documents required & KYC using Aadhaar Biometrics.
- [Best Way to Transfer Money – Net Banking (NEFT, RTGS) or UPI?](https://paytm.com/blog/money-transfer/best-option-to-transfer-money-through-net-banking.md)
  - Published: 2023-08-11
  - Last Modified: 2026-04-14
  - Excerpt: Learn how to choose the best money transfer method in 2026, comparing Net Banking options like NEFT and RTGS with the convenience of UPI. Understand their functionalities, daily limits, and processing times to make informed decisions for your financial transactions, whether for high-value transfers or everyday payments.
- [Investing in Fixed Deposit Scheme? Find Out the Right Ones For You](https://paytm.com/blog/fixed-deposit/investing-in-fixed-deposit-scheme.md)
  - Published: 2023-07-08
  - Last Modified: 2026-04-14
  - Excerpt: Fixed deposit schemes offer stable and assured returns, making them a popular investment choice in India. This article explores various FD types available in 2026, detailing their benefits and crucial factors for making informed investment decisions. You will learn how to identify the right fixed deposit scheme that aligns with your financial goals, whether for short-term savings or long-term wealth accumulation.
- [Fixed Deposit or Debt Mutual Fund: Choose the Right Investment Option](https://paytm.com/blog/fixed-deposit/fixed-deposit-vs-debt-mutual-fund.md)
  - Published: 2023-07-06
  - Last Modified: 2026-04-14
  - Excerpt: Struggling to decide between a Fixed Deposit and a Debt Mutual Fund for your investments? This comprehensive guide breaks down the core differences between Fixed Deposits and Debt Mutual Funds, helping you align your choice with your financial goals, risk appetite, and liquidity needs for 2026. Understand their mechanisms, returns, and tax implications to make an informed investment decision.
- [Visa Debit Card: Types & Benefits](https://paytm.com/blog/debit-card/whats-a-visa-debit-card-its-benefits.md)
  - Published: 2023-07-10
  - Last Modified: 2026-04-14
  - Excerpt: Understand the various types of Visa Debit Cards available in India. Examine their key benefits, from global acceptance to enhanced security features. Learn how to apply for one and maximise its potential safely.
- [Best Savings Account Interest Rates for 2026 in India](https://paytm.com/blog/savings-account/savings-account-interest-rates.md)
  - Published: 2023-09-22
  - Last Modified: 2026-04-14
  - Excerpt: Making smart financial choices is essential for Indians, especially when considering the best savings account interest rates in 2026. This guide covers crucial factors beyond just interest, different account types, the step-by-step opening process, and common pitfalls to avoid, helping you maximise your savings effectively.
- [ATM Withdrawal Limit and Transaction Charges 2026](https://paytm.com/blog/atm/atm-withdrawal-limit-and-transaction-charges.md)
  - Published: 2023-09-23
  - Last Modified: 2026-04-14
  - Excerpt: Struggling to manage your cash access efficiently or avoid unexpected ATM fees? This guide details ATM withdrawal limits and transaction charges in 2026, helping you navigate regulations and minimise costs. You will learn how to increase your daily withdrawal capacity and avoid common pitfalls, ensuring smarter ATM usage.
- [What to Do When Your ATM Card Is Lost or Stolen?](https://paytm.com/blog/atm/application-for-a-lost-atm-card.md)
  - Published: 2023-10-12
  - Last Modified: 2026-04-14
  - Excerpt: If you've recently experienced the stress of an ATM card lost or stolen, this guide is for you. You will learn the crucial immediate steps to block your card, report the incident to the police, and apply for a replacement to protect your finances effectively. Stay vigilant and secure your account.
- [How to Proceed to Apply for ATM Card Online?](https://paytm.com/blog/atm/online-atm-card-apply.md)
  - Published: 2023-09-22
  - Last Modified: 2026-04-14
  - Excerpt: Initiate your ATM card online application today and access a comprehensive guide for 2026. This article details eligibility criteria, step-by-step instructions, and crucial security tips for safe usage and activation. Secure your finances with ease.
- [ATM Card AMC (Annual Maintenance Charge): Things You Need to Know](https://paytm.com/blog/atm/atm-card-amc-annual-maintenance-charge.md)
  - Published: 2024-01-04
  - Last Modified: 2026-04-14
  - Excerpt: Debit card transactions surged by 18% in the fiscal year 2026, yet many users are unaware of the associated ATM card Annual Maintenance Charge. This guide explains what ATM card AMC entails, how it's calculated, and practical strategies to manage or avoid these fees. Understand your banking costs and make informed financial decisions.
- [From Paper to Digital: How to Link Your ABHA Card with Medical Records](https://paytm.com/blog/insurance/health-insurance/link-abha-card-health-records-step-by-step.md)
  - Published: 2026-03-27
  - Last Modified: 2026-04-09
  - Excerpt: Learn how to link your ABHA card with health records easily. Our step-by-step guide explains the process, benefits, and how to keep your digital healt
- [ABHA Card Explained: 5 Smart Ways to Use It at Hospitals & Clinics](https://paytm.com/blog/insurance/health-insurance/maximize-health-benefits-key-ways-use.md)
  - Published: 2026-03-31
  - Last Modified: 2026-04-09
  - Excerpt: Discover 5 ways your ABHA Card simplifies healthcare. Get quick hospital registration, access digital records, receive e-prescriptions & more. Maximis
- [What is mAadhaar Mobile Application and How to Use it Responsibly?](https://paytm.com/blog/aadhaar-card/maadhaar-mobile-application-how-to-use-it-responsibly.md)
  - Published: 2021-07-22
  - Last Modified: 2026-04-07
  - Excerpt: Know everything about the mAadhaar mobile application, its importance, and how to download it in this blog.
- [What is an e-Aadhaar Password – Know Everything about it](https://paytm.com/blog/aadhaar-card/what-is-an-e-aadhaar-password.md)
  - Published: 2021-07-20
  - Last Modified: 2026-04-07
  - Excerpt: e-Aadhaar Password: Understand what it is, how to open your e-Aadhaar PDF, its importance, and the password format.
- [Money Debited but Not Received? Understand UPI Complaint Timelines](https://paytm.com/blog/payments/upi/upi-complaint-resolution-time.md)
  - Published: 2025-08-11
  - Last Modified: 2026-04-06
  - Excerpt: Learn how long it takes to resolve UPI complaints like failed transactions, refund delays, or unauthorized payments. Know the refund timelines, escalation steps, and NPCI redressal process.
- [The Power of Your CIBIL Score: A Complete Guide to Credit and Loans in India](https://paytm.com/blog/loan/personal-loan/minimum-cibil-score-need-every-major.md)
  - Published: 2026-03-31
  - Last Modified: 2026-04-06
  - Excerpt: Aspiring borrowers, understand the minimum CIBIL score required for major loan types like home, car, and personal loans. This guide details typical score ranges, impact on interest rates, and other lender considerations, empowering you to secure favourable loan terms.
- [Paytm Introduces Face ID and Fingerprint for UPI and Cardless ATM Withdrawals, Enhancing Everyday Payment Security](https://paytm.com/blog/payments/upi/paytm-face-id-fingerprint-upi-cardless-atm-withdrawal.md)
  - Published: 2026-04-06
  - Last Modified: 2026-04-06
  - Excerpt: Paytm introduces Face ID and fingerprint authentication for UPI payments and enables secure cardless ATM withdrawals, making transactions faster, safer, and more convenient.
- [Paytm Takes the Spirit of Gudi Padwa to the Streets, Inspiring Real Conversations on Personal Finance, Money, and Future Ambitions ](https://paytm.com/blog/payments/paytm-takes-the-spirit-of-gudi-padwa-to-the-streets.md)
  - Published: 2026-03-19
  - Last Modified: 2026-04-01
  - Excerpt: The campaign brought them into the open in a light, festive, and non-judgmental manner, encouraging individuals to open up and share their personal stories
- [Top Reasons for Low CIBIL Score & How to Improve it](https://paytm.com/blog/credit-score/top-reasons-for-low-cibil-score-how-to-improve-it.md)
  - Published: 2021-07-15
  - Last Modified: 2026-04-01
  - Excerpt: The Reserve Bank of India mandates one free CIBIL report annually for every individual. This crucial right helps you understand why your CIBIL score might be low and how to improve it effectively. Discover common reasons for a poor score, such as repayment history and credit utilisation, and learn actionable strategies to boost your creditworthiness for 2026.
- [Minimum CIBIL Score for Personal Loan: Essential Requirements for Quick Approval](https://paytm.com/blog/loan/personal-loan/minimum-cibil-score-personal-loan-essential.md)
  - Published: 2026-03-31
  - Last Modified: 2026-03-31
  - Excerpt: Learn how to understand the minimum CIBIL score needed for a personal loan and the essential requirements for quick approval. Discover how your credit health, income stability, and debt-to-income ratio impact your application, and get tips to improve your score. Ensure you meet all criteria to secure favourable interest rates and avoid common pitfalls when applying for credit.
- [How to Check PAN Card Status in 2026?](https://paytm.com/blog/pan-card/how-to-check-pan-card-status.md)
  - Published: 2021-08-24
  - Last Modified: 2026-03-30
  - Excerpt: Check your PAN card status in 2026 using official online and offline methods to ensure your financial identity is compliant. This guide provides step-by-step instructions for Protean e-Gov, UTIITSL, and Income Tax e-filing portals, plus SMS and telephone options. Stay informed about your application's progress and verify existing PAN details seamlessly for all your financial requirements.
- [PAN Card Fees for Indian and Non-resident Indian in 2026](https://paytm.com/blog/pan-card/what-is-pan-card-fee.md)
  - Published: 2021-07-16
  - Last Modified: 2026-03-30
  - Excerpt: Confused about the latest PAN card fees for Indian residents and NRIs in 2026? This comprehensive guide details all application, reprint, and correction costs, along with step-by-step processes and accepted payment methods. Ensure you navigate the requirements accurately for your financial identity in India.
- [How to Check a Landline Bill Online in 2026?](https://paytm.com/blog/bill-payments/landline-bills/how-to-check-my-landline-bill.md)
  - Published: 2021-07-06
  - Last Modified: 2026-03-30
  - Excerpt: Digital transactions in India reached an all-time high in early 2026, according to RBI data. This guide shows you how to check your landline bill online in 2026 efficiently and securely, covering official operator portals and trusted financial technology platforms to help you manage your telecom expenses. You will learn the essential account details needed and discover how to set up automatic payments.
- [What is FASTag and How Does it Work?](https://paytm.com/blog/fastag/what-is-fastag-and-how-does-it-work.md)
  - Published: 2021-06-29
  - Last Modified: 2026-03-30
  - Excerpt: Understanding what FASTag is and how it works has become crucial for efficient travel on India's national highways in 2026. This comprehensive guide details its underlying RFID technology, key benefits, step-by-step acquisition and recharge processes, and practical tips to avoid common issues for a seamless journey.
- [Documents Required for Credit Card Application](https://paytm.com/blog/credit-card/documents-required-for-credit-card-application.md)
  - Published: 2021-04-20
  - Last Modified: 2026-03-30
  - Excerpt: Facing the decision of how to prepare your credit card application in 2026? This guide outlines all essential documents required for a credit card application, covering identity, address, and income proofs, along with eligibility criteria and the step-by-step process for a smooth submission.
- [What is a Credit Report and Why is it Important?](https://paytm.com/blog/credit-score/what-is-a-credit-report-why-it-is-important.md)
  - Published: 2021-07-16
  - Last Modified: 2026-03-30
  - Excerpt: For individuals navigating their financial future in 2026, understanding your credit report is paramount. This guide explains what a credit report is, why it's crucial for accessing financial products, how it's generated, and how to effectively manage it to build a strong credit profile. Learn to identify and correct errors, ensuring your financial health.
- [How to Do Mobile Recharge on Paytm?](https://paytm.com/blog/paytm-help/how-to-do-mobile-recharge-on-paytm.md)
  - Published: 2021-10-07
  - Last Modified: 2026-03-30
  - Excerpt: Mobile users seeking a hassle-free way to top up their phone will find this guide on how to do mobile recharge on Paytm invaluable. This article details the precise steps, payment options, and security features, ensuring you can confidently manage your phone services in 2026. You will also gain practical tips to prevent common errors and choose the best plan for your needs.
- [What is Savings Account – The Complete Guide!](https://paytm.com/blog/savings-account/savings-account-the-complete-guide.md)
  - Published: 2021-07-02
  - Last Modified: 2026-03-30
  - Excerpt: Learn how to understand what a savings account is, its various types, and how to open one in 2026. This comprehensive guide helps you compare interest rates and minimum balance requirements to maximise your returns and avoid unnecessary fees. Make an informed choice for effective financial management.
- [Difference Between Credit Card And Debit Card](https://paytm.com/blog/credit-card/difference-between-credit-card-and-debit-card.md)
  - Published: 2021-07-05
  - Last Modified: 2026-03-30
  - Excerpt: Navigating digital payments in 2026 demands a clear understanding of debit and credit cards. This guide demystifies their core functionalities, key differences, and responsible usage, empowering you to manage your finances effectively and make informed spending decisions.
- [What is the Impact of Late Payment on CIBIL Score?](https://paytm.com/blog/credit-score/impact-of-late-payment-on-cibil-score.md)
  - Published: 2021-07-16
  - Last Modified: 2026-03-30
  - Excerpt: Borrowers concerned about their credit health in 2026 should understand the significant impact of late payments on their CIBIL score. This article explains how missed payments affect your creditworthiness, outlines strategies to avoid them, and guides you on rectifying errors to protect your financial future. Ensure easier access to future credit facilities by maintaining a healthy credit profile.
- [What is Credit Score & Why it is Important?](https://paytm.com/blog/credit-score/what-is-credit-score-why-it-is-important.md)
  - Published: 2021-04-20
  - Last Modified: 2026-03-30
  - Excerpt: Understand your credit score and its vital importance for financial well-being in 2026. This guide explains key factors influencing your score, how to check it, and practical steps to improve it. Gain better access to loans and credit cards with a strong credit profile.
- [What is NEFT and How Does it Work?](https://paytm.com/blog/money-transfer/what-is-neft.md)
  - Published: 2021-06-29
  - Last Modified: 2026-03-30
  - Excerpt: Streamline your digital payments by understanding what NEFT is and how this secure, nationwide system functions in 2026. Gain confidence in making electronic fund transfers as you learn its operational mechanics, how to initiate a transfer, and important details regarding timings and limits. This guide will help you choose the best payment method for your financial needs.
- [I Didn't Receive My Aadhaar Card? What Should I Do?](https://paytm.com/blog/aadhaar-card/what-to-do-if-an-aadhaar-card-is-not-received.md)
  - Published: 2023-08-19
  - Last Modified: 2026-03-30
  - Excerpt: Worried your Aadhaar card hasn't arrived by 2026? This comprehensive guide explains why delays happen and outlines every step to check its status, download your e-Aadhaar, or order a PVC card. Learn how to resolve non-receipt issues and ensure you have this vital identity document.
- [Unique Identification Authority of India (UIDAI)](https://paytm.com/blog/aadhaar-card/uidai-unique-identification-authority-of-india.md)
  - Published: 2023-11-17
  - Last Modified: 2026-03-30
  - Excerpt: Deciding how to best manage your crucial Aadhaar details or access UIDAI's services in 2026? This comprehensive guide clarifies UIDAI's functions, details essential services, and shows you how to securely update your information. This article helps you confidently utilise the mAadhaar app, understand grievance redressal, and securely download your e-Aadhaar for seamless access to government and financial benefits.
- [Get Duplicate Aadhaar Card Online & Offline Process in 2026](https://paytm.com/blog/aadhaar-card/lost-your-aadhaar-card-get-a-duplicate-aadhaar-card.md)
  - Published: 2023-08-18
  - Last Modified: 2026-03-30
  - Excerpt: If you're unsure whether to get your duplicate Aadhaar card online or offline, this comprehensive guide will help. Learn the exact steps, required documents, and critical checks for a smooth application process in 2026. Ensure uninterrupted access to your essential identification document with our detailed instructions.
- [How to Link Aadhaar to an IRCTC Account to Book e-Tickets?](https://paytm.com/blog/aadhaar-card/link-aadhaar-to-irctc-account.md)
  - Published: 2023-08-21
  - Last Modified: 2026-03-30
  - Excerpt: Struggling with the monthly e-ticket booking limit on IRCTC or worried about booking security? Easily link your Aadhaar to an IRCTC account to increase your booking capacity to 12 tickets per month and enhance transaction security. This comprehensive guide provides step-by-step instructions for linking your Aadhaar and adding passengers to your Master List, ensuring a smooth and efficient travel booking experience for 2026.
- [Aadhaar Card Enrolment Form: A Comprehensive Guide on How to Fill it](https://paytm.com/blog/aadhaar-card/how-to-fill-aadhaar-card-enrolment-form.md)
  - Published: 2023-08-21
  - Last Modified: 2026-03-30
  - Excerpt: Over 1.45 billion Aadhaar numbers have been successfully issued by UIDAI by 2026, making the Aadhaar Card Enrolment Form a vital document. This comprehensive guide provides a step-by-step walkthrough on how to accurately complete the form, avoid common errors, and streamline your application. Understand the required documents, special enrolment cases, and the post-enrolment tracking process.
- [Common Problems with Aadhaar & Their Solutions](https://paytm.com/blog/aadhaar-card/common-problems-with-aadhaar-their-solutions.md)
  - Published: 2023-08-31
  - Last Modified: 2026-03-30
  - Excerpt: Many individuals frequently encounter various challenges with their Aadhaar, ranging from data security concerns to authentication difficulties. This article explores common Aadhaar problems and details effective solutions and official procedures available in 2026 to address them, ensuring your digital identity remains secure and functional.
- [Simplifying Digital Payments: Linking Aadhaar to NPCI](https://paytm.com/blog/aadhaar-card/aadhaar-npci-link.md)
  - Published: 2023-08-09
  - Last Modified: 2026-03-30
  - Excerpt: Ensure timely receipt of government benefits and secure digital payments by understanding how to link your Aadhaar to NPCI for efficient transactions in 2026. This guide outlines the benefits, clarifies the process for linking your Aadhaar to NPCI via your bank, and explains how to check your linkage status effectively. Learn about the advantages of Aadhaar-NPCI linkage for Direct Benefit Transfers and enhanced security, along with how to resolve any potential issues.
- [Aadhaar Card Centres in Pune Near You](https://paytm.com/blog/aadhaar-card/aadhaar-card-enrollment-centre-in-pune-seva-kendra.md)
  - Published: 2023-08-19
  - Last Modified: 2026-03-30
  - Excerpt: Aadhaar Card Centres in Pune are essential for residents to manage their crucial identity documents and access various services in 2026. This comprehensive guide explains how to locate centres, understand available services like enrolment and updates, and outlines necessary documents and fees for a smooth experience. Ensure your Aadhaar details are current by using the official UIDAI portal and following our step-by-step process.
- [Finding an Aadhaar Card Centre in Mumbai](https://paytm.com/blog/aadhaar-card/aadhaar-card-enrollment-centre-in-mumbai-seva-kendra.md)
  - Published: 2023-08-19
  - Last Modified: 2026-03-30
  - Excerpt: Struggling to find an official Aadhaar Card Centre in Mumbai? This comprehensive guide simplifies the process, helping you locate authorised centres, understand essential services, and prepare necessary documents for a smooth visit in 2026. Avoid common mistakes and ensure your Aadhaar enrolment or update is hassle-free.
- [Paytm Partners with Bihar International Trade Organisation (BITO) to Digitise Payments for Bihar's Merchants](https://paytm.com/blog/payments/paytm-partners-with-bihar-international-trade-organisation-to-digitise-payments-for-bihars-merchants.md)
  - Published: 2026-03-26
  - Last Modified: 2026-03-30
  - Excerpt: Through this partnership, we will work together to accelerate the adoption of mobile payments infrastructure across Bihar.
- [Aadhaar Enrollment Centre in Delhi](https://paytm.com/blog/aadhaar-card/aadhaar-card-enrollment-centre-in-delhi-seva-kendra.md)
  - Published: 2023-08-10
  - Last Modified: 2026-03-30
  - Excerpt: Locate your nearest Aadhaar Enrolment Centre in Delhi with this comprehensive 2026 guide. Understand the enrolment process, essential documents, and update services to ensure a smooth experience. Avoid common mistakes and keep your Aadhaar details current for seamless access to government services and financial products.
- [Aadhaar Card Enrollment Centres in Bangalore](https://paytm.com/blog/aadhaar-card/aadhaar-card-enrollment-centre-in-bangalore-seva-kendra.md)
  - Published: 2023-08-10
  - Last Modified: 2026-03-30
  - Excerpt: Struggling to find official Aadhaar Card Enrollment Centres in Bangalore or ensure your details are current? This comprehensive guide details centre locations, required documents, and the step-by-step process for new enrollments and essential updates in 2026. Keep your Aadhaar accurate to access vital government and financial services seamlessly.
- [Aadhaar Card Enrollment Centres in Ahmedabad](https://paytm.com/blog/aadhaar-card/aadhaar-card-enrollment-centre-in-ahmedabad-seva-kendra.md)
  - Published: 2023-08-13
  - Last Modified: 2026-03-30
  - Excerpt: Ensure a smooth and efficient experience managing your Aadhaar card in Ahmedabad by understanding how to easily locate Aadhaar card enrollment centres and prepare for your visit in 2026. This guide details the types of services available, essential documents required, and what to expect during your enrollment or update process, helping you avoid common challenges.
- [Aadhaar Card Enrollment Centers in Hyderabad](https://paytm.com/blog/aadhaar-card/aadhaar-card-enrollment-centre-in-hyderabad-seva-kendra.md)
  - Published: 2023-09-08
  - Last Modified: 2026-03-30
  - Excerpt: Aadhaar remains a pivotal identification document in India in 2026, essential for accessing numerous services. This guide covers how to locate Aadhaar Card Enrollment Centers in Hyderabad, the services they offer, required documents, and the step-by-step process for enrollment and updates.
- [How To Link Aadhaar Card With Income Tax Returns](https://paytm.com/blog/aadhaar-card/link-aadhar-card-with-income-tax-returns.md)
  - Published: 2023-08-25
  - Last Modified: 2026-03-30
  - Excerpt: Indian taxpayers, ensure your financial compliance by linking your Aadhaar card with Income Tax Returns for 2026. This guide details official online and net banking methods, highlighting benefits like faster refunds and simplified KYC. Avoid common errors and understand the severe consequences of an unlinked PAN by following our comprehensive steps.
- [How to Link Aadhaar Card to LIC Policy: A Step-by-Step Guide](https://paytm.com/blog/aadhaar-card/link-aadhaar-card-to-lic-policy.md)
  - Published: 2023-08-26
  - Last Modified: 2026-03-30
  - Excerpt: Linking your Aadhaar card to your LIC policy is a crucial step for securing insurance records and ensuring compliance with 2026 regulations. This comprehensive 2026 guide provides detailed step-by-step instructions for both online and offline methods, helping you complete the process smoothly. You will learn about the benefits of linking, essential prerequisites, and how to avoid common mistakes for a hassle-free experience.
- [Top Factors that Impact Credit Score Positively](https://paytm.com/blog/credit-score/top-factors-that-impact-credit-score-positively.md)
  - Published: 2021-07-14
  - Last Modified: 2026-03-27
  - Excerpt: A strong credit score is vital for accessing financial products in 2026, with retail credit growing significantly. This guide outlines key factors that positively influence your credit score and provides strategies to build a robust financial profile.
- [How to Apply for a Credit Card](https://paytm.com/blog/credit-card/how-to-apply-for-a-credit-card-the-complete-process.md)
  - Published: 2021-04-20
  - Last Modified: 2026-03-27
  - Excerpt: Learn about credit card eligibility before applying for a credit card. Compare credit cards and check credit card eligibility here.
- [What is the Importance of a Good Credit Score?](https://paytm.com/blog/credit-score/what-is-the-importance-of-a-good-credit-score.md)
  - Published: 2021-07-16
  - Last Modified: 2026-03-27
  - Excerpt: For individuals navigating India's financial landscape, a good credit score is paramount in 2026. Understand what a credit score is, why it's crucial for accessing better loans and rates, and practical steps to build and maintain a strong credit profile. Avoid common pitfalls and secure your financial future by mastering credit management.
- [Indian Post Office Holidays: An Updated List (2026)](https://paytm.com/blog/holiday-list/post-office-list-of-holidays-gazetted-public-and-bank-holidays-in-india.md)
  - Published: 2022-05-24
  - Last Modified: 2026-03-27
  - Excerpt: Plan your postal activities with confidence and avoid unexpected disruptions by understanding the complete list of Indian Post Office holidays for 2026. This guide details national, gazetted, and state-specific observances, helping you ensure timely mail and parcel deliveries.
- [Paytm Wins ‘Special Recognition' for ‘Clear Air' Initiative at ICC Social Impact Summit & Awards 2026](https://paytm.com/blog/sustainability/paytm-wins-special-recognition-for-clear-air-initiative-at-icc-social-impact-summit-and-awards.md)
  - Published: 2026-03-27
  - Last Modified: 2026-03-27
  - Excerpt: This recognition reflects our continued commitment to building a more sustainable and responsible future through impactful, technology-led CSR initiatives.
- [Bank Holidays in India 2026: Complete List](https://paytm.com/blog/holiday-list/bank-holidays.md)
  - Published: 2021-06-01
  - Last Modified: 2026-03-27
  - Excerpt: Banks in India observe national and regional holidays throughout 2026. This comprehensive guide outlines the complete list of bank holidays in India for 2026, including national observances, state-specific festivals, and second/fourth Saturdays, enabling you to plan your financial activities effectively. You will also learn how to check official lists and utilise digital banking services during these non-working days.
- [List of Gazetted and Public Holidays in 2026](https://paytm.com/blog/holiday-list/gazetted-government-holiday-list.md)
  - Published: 2021-10-08
  - Last Modified: 2026-03-27
  - Excerpt: Wondering about Gazetted and Public Holidays in 2026? This comprehensive guide details all national, gazetted, and state-specific public holidays across India, helping you plan your year effectively. Learn how to verify dates, understand regional variations, and use official sources for accurate holiday planning.
- [List of BSE Holidays 2026](https://paytm.com/blog/holiday-list/list-of-bse-holidays.md)
  - Published: 2021-10-12
  - Last Modified: 2026-03-27
  - Excerpt: The Bombay Stock Exchange observes 15 full trading holidays in 2026 for its equity segment. This comprehensive guide provides the complete list of BSE holidays 2026 across equity, commodity, and currency derivatives segments. Plan your trading activities effectively, understand Muhurat Trading, and avoid common pitfalls with this essential information.
- [List of NSE Holiday Calendar 2026: Trading and Clearing Breaks](https://paytm.com/blog/holiday-list/list-of-nse-holidays.md)
  - Published: 2021-10-12
  - Last Modified: 2026-03-27
  - Excerpt: Plan your financial year effectively and manage your investments without disruption by consulting the complete NSE holiday calendar 2026. This comprehensive guide details all trading and clearing breaks, including the special Muhurat Trading session, enabling you to strategise accurately. Stay informed and avoid unexpected delays or missed opportunities by knowing the official market closures.
- [Share Market Holidays 2026: Complete Trading Off Days List](https://paytm.com/blog/holiday-list/list-of-share-market-holidays.md)
  - Published: 2021-09-27
  - Last Modified: 2026-03-27
  - Excerpt: Learn how to effectively plan your investments around the complete list of share market holidays 2026 for India. This guide details BSE and NSE closures for equity, derivatives, and commodity segments, including Muhurat Trading, helping you manage your portfolio and avoid settlement delays. Stay informed with official sources and ensure smooth trading throughout the year.
- [The Ultimate 2026 Guide: Long Weekends, Where to Go, and Complete Holiday List](https://paytm.com/blog/holiday-list/list-of-long-weekends-2026.md)
  - Published: 2025-02-14
  - Last Modified: 2026-03-27
  - Excerpt: Maximise your time off and plan memorable getaways by effectively navigating the 2026 long weekends and complete holiday list. This guide helps you identify prime travel opportunities, discover inspiring destinations, and verify state-specific holidays for a stress-free year. Ensure you make the most of every break with our comprehensive planning advice.
- [Bringing Smiles, Building Bonds: Paytmers Spend a Day with Elderly Residents in Delhi](https://paytm.com/blog/sustainability/bringing-smiles-building-bonds-paytmers-spend-a-day-with-elderly-residents-in-delhi.md)
  - Published: 2026-03-27
  - Last Modified: 2026-03-27
  - Excerpt: Our volunteering activity was dedicated to spending meaningful time with homeless elderly residents living at the NGO's shelter home.
- [How to Download UPI Statement on Paytm?](https://paytm.com/blog/payments/upi/how-to-download-upi-statement-from-paytm.md)
  - Published: 2025-08-13
  - Last Modified: 2026-03-27
  - Excerpt: Struggling to track your digital transactions? This comprehensive guide provides clear, step-by-step instructions on how to download your UPI statement on Paytm for 2026. You'll learn to access your transaction history, understand its contents for budgeting and tax filing, and leverage it for various financial needs, ensuring full transparency over your digital payments. From understanding statement security to troubleshooting common issues, this article equips you with all the knowledge required to manage your financial records effectively.
- [May 2026 Holidays in India: Festivals and Traditions](https://paytm.com/blog/holiday-list/holidays-in-may.md)
  - Published: 2024-07-24
  - Last Modified: 2026-03-27
  - Excerpt: Plan your May 2026 holidays in India effectively with our comprehensive guide to festivals and traditions. Understand the significance of Buddha Purnima and Rabindranath Tagore Jayanti, and learn how to verify regional holiday dates. Ensure accurate planning by consulting official government sources for all your festive observances.
- [List of Holidays in Uttar Pradesh for 2026](https://paytm.com/blog/holiday-list/list-of-holidays-in-uttar-pradesh.md)
  - Published: 2025-03-07
  - Last Modified: 2026-03-27
  - Excerpt: Learn how to effectively plan your year with the official List of Holidays in Uttar Pradesh for 2026, covering both public and bank holidays. Find out how to verify official dates from government sources and strategically combine breaks to maximise your leisure time. This guide ensures you can embrace festive cheer and manage your financial transactions seamlessly throughout the year.
- [List of Holidays in June 2026: Celebrations Across India](https://paytm.com/blog/holiday-list/holidays-in-june.md)
  - Published: 2024-07-24
  - Last Modified: 2026-03-27
  - Excerpt: Plan your June 2026 holidays across India effectively with this comprehensive guide. Understand the significance of major celebrations like Bakrid and Ratha Yathra, distinguish between public and restricted holidays, and learn how to verify official dates for your region. Ensure your personal and professional commitments proceed smoothly by consulting official government calendars.
- [List of Holidays in Delhi for 2026](https://paytm.com/blog/holiday-list/list-of-holidays-in-delhi.md)
  - Published: 2025-03-05
  - Last Modified: 2026-03-27
  - Excerpt: What is the complete list of holidays in Delhi for 2026? This guide details all public and bank holidays, distinguishing between gazetted and restricted observances. Learn how to plan your year effectively and verify official dates for a seamless experience.
- [Holidays in March 2026: A Month Full of Celebrations](https://paytm.com/blog/holiday-list/holidays-in-march.md)
  - Published: 2024-07-04
  - Last Modified: 2026-03-27
  - Excerpt: Plan your celebrations with our comprehensive guide to holidays in March 2026, featuring major national and regional observances across India. Understand the significance of festivals like Holi, Ugadi, Eid-ul-Fitr, and regional days, and get practical tips for smooth, hassle-free festive planning.
- [Holidays in July in 2026: A Month of Festivals and Celebrations](https://paytm.com/blog/holiday-list/holidays-in-july.md)
  - Published: 2024-07-24
  - Last Modified: 2026-03-27
  - Excerpt: July 2026 is a vibrant month filled with diverse holidays and celebrations across India. This guide details the significant festivals, their importance, and offers practical advice to help you plan your participation and make the most of this festive period.
- [Holidays in August 2026: Celebrations Across India](https://paytm.com/blog/holiday-list/holidays-in-august.md)
  - Published: 2024-07-24
  - Last Modified: 2026-03-27
  - Excerpt: August 2026 in India is a month brimming with diverse festivities and national observances. This guide helps you navigate the significant holidays in August 2026, including gazetted and restricted holidays, ensuring you can plan your breaks effectively and participate meaningfully in India's rich cultural heritage. Understand the importance of Independence Day, Milad-un-Nabi, Raksha Bandhan, and regional celebrations, and learn how to verify official holiday calendars for accurate planning.
- [Holidays in January 2026: A Month Full of Celebrations](https://paytm.com/blog/holiday-list/holidays-in-january.md)
  - Published: 2024-08-01
  - Last Modified: 2026-03-27
  - Excerpt: Planning your time off for January 2026? This guide details all the holidays in January 2026, including gazetted and restricted observances across India. Understand the significance of festivals like Lohri, Makar Sankranti, and Republic Day, and learn how to effectively plan your celebrations and getaways by checking official sources and employer policies.
- [How to Change Credit Card Mobile Number, Address & Email ID: Step by Step Guide](https://paytm.com/blog/credit-card/change-address-mobile-number-and-email-on-credit-card.md)
  - Published: 2021-06-28
  - Last Modified: 2026-03-27
  - Excerpt: Credit card transactions in India are projected to surge by an estimated 25% in 2026, highlighting the critical need to update your credit card's mobile number, address, and email ID. This comprehensive guide details step-by-step processes for making these essential changes through secure banking channels, ensuring your financial security and seamless communication. Learn how to avoid common mistakes and comply with RBI guidelines for accurate record-keeping.
- [Deactivating or Deleting Your ABHA Account: Rules and Procedures Explained](https://paytm.com/blog/aadhaar-card/deactivating-deleting-abha-account-rules-procedure.md)
  - Published: 2026-03-27
  - Last Modified: 2026-03-27
  - Excerpt: Understand how to deactivate or permanently delete your ABHA account. Learn the procedures, rules, and consequences for managing your digital health r
- [अपनी बुकिंग सुरक्षित करें: LPG पेमेंट्स के लिए ज़रूरी सेफ्टी टिप्स Paytm पर](https://paytm.com/blog/bill-payments/secure-your-booking-essential-safety-tips-for-lpg-payments-on-paytm-lang-hindi.md)
  - Published: 2026-03-24
  - Last Modified: 2026-03-24
  - Excerpt: Paytm पर LPG पेमेंट्स को सुरक्षित और आसान बनाएं। इस गाइड में जानें कि डिजिटल भुगतान कैसे करें, ऑनलाइन खतरों से कैसे बचें और अपने लेनदेन को सुरक्षित रखने के लिए कौन से कदम उठाएं। अभी जानें!
- [Credit Card Scam: All you Need to Know](https://paytm.com/blog/credit-card/credit-card-scam.md)
  - Published: 2021-06-28
  - Last Modified: 2026-03-24
  - Excerpt: Navigating the digital payment landscape in 2026 and worried about credit card scams? This essential guide outlines common fraud types, crucial steps for lost cards, and effective prevention strategies. Protect your finances by understanding your liability and how to respond swiftly to suspicious activity.
- [मेरा बैंक अकाउंट UPI से लिंक क्यों नहीं हो रहा है?](https://paytm.com/blog/payments/upi/why-is-my-bank-account-not-linking-to-upi-lang-hindi.md)
  - Published: 2026-03-19
  - Last Modified: 2026-03-19
  - Excerpt: UPI से बैंक अकाउंट लिंक क्यों नहीं हो रहा है? इस गाइड में जानें सभी आम वजहें व उन्हें ठीक करने के आसान तरीके, जिससे आपके डिजिटल ट्रांजैक्शन जारी रहें। अभी जानें!
- [UPI payment कहाँ-कहाँ चलता है?](https://paytm.com/blog/payments/upi/upi-payment-hindi.md)
  - Published: 2026-03-19
  - Last Modified: 2026-03-19
  - Excerpt: UPI भारत में डिजिटल पेमेंट का तेज़ और सुरक्षित माध्यम है। इस गाइड में जानें UPI payment कहाँ-कहाँ चलता है, इसके उपयोग व फायदे, पूरा लाभ उठाने के लिए अभी पढ़ें!
- [Ration Card vs BPL Card: What You Need to Know in 2026](https://paytm.com/blog/ration-card/ration-card-vs-bpl-card-2025.md)
  - Published: 2025-08-28
  - Last Modified: 2026-03-18
  - Excerpt: As of early 2026, the One Nation One Ration Card (ONORC) scheme is operational in nearly all Indian states and Union Territories, underscoring the importance of understanding the distinctions between a Ration Card vs BPL Card. This guide will walk you through their core differences, eligibility criteria, and application processes, ensuring your family receives the food security and welfare benefits it deserves. Learn how to avoid common pitfalls and maximise government support for your household's well-being and financial stability.
- [Muhurat Trading 2026: The Special Diwali Session](https://paytm.com/blog/stock-market/muhurat-trading-2025-special-diwali-session.md)
  - Published: 2023-11-03
  - Last Modified: 2026-03-18
  - Excerpt: Muhurat Trading 2026 is a unique blend of cultural reverence and financial tradition, marking the start of the new Hindu accounting year. This comprehensive guide details its significance, expected timings for Sunday, November 8, and provides essential considerations for thoughtful participation in this auspicious Diwali session. It also outlines how to prepare your Demat and trading accounts to engage meaningfully.
- [Paytm Personal Loan Fees and Charges 2026](https://paytm.com/blog/loan/personal-loan/fees-and-charges-on-paytm-personal-loan.md)
  - Published: 2025-06-30
  - Last Modified: 2026-03-18
  - Excerpt: Make informed borrowing decisions by understanding all Paytm Personal Loan fees and charges for 2026. This guide breaks down interest rates, processing fees, late payment penalties, and foreclosure charges, helping you budget effectively. Learn about eligibility, the digital application process, and essential tips for proactive loan management.
- [What is the Average Salary in India in 2026? Key Factors Explained](https://paytm.com/blog/tax/average-salary-in-india.md)
  - Published: 2025-01-06
  - Last Modified: 2026-03-18
  - Excerpt: Wondering what your earning potential is, or how to benchmark your salary effectively in 2026? This article breaks down the average salary in India for 2026, explaining key influencing factors like education, experience, industry, and location. You will learn how to interpret official data, understand regional disparities, and strategically position yourself for career growth and confident salary negotiation.
- [What is PM Internship Scheme  (पीएम इंटर्नशिप स्कीम) 2026: How to Apply, Eligibility and Benefits](https://paytm.com/blog/saving-schemes/government-schemes/pm-internship-scheme-2024-apply-eligibility-benefits.md)
  - Published: 2024-11-06
  - Last Modified: 2026-03-18
  - Excerpt: Learn how to apply for the PM Internship Scheme 2026, understand its eligibility criteria, and discover the significant benefits of participating. This comprehensive guide details the online application process and helps you secure a coveted one-year internship with a top Indian company, enhancing your career prospects.
- [How to Download Ayushman Bharat Card Online & Offline in 2026?](https://paytm.com/blog/saving-schemes/government-schemes/how-to-download-ayushman-bharat-card.md)
  - Published: 2024-10-18
  - Last Modified: 2026-03-18
  - Excerpt: The Ayushman Bharat PM-JAY scheme provides a vital health cover of Rs 5 lakh per family per year. This comprehensive guide details how to download your Ayushman Bharat card online and offline in 2026, ensuring you can access cashless treatment at over 28,000 empanelled hospitals nationwide. It outlines how to check eligibility, navigate official portals, and avoid common mistakes to secure your healthcare benefits effectively.
- [The World’s Most Powerful Passports in 2026](https://paytm.com/blog/passport/henley-passport-index-2024.md)
  - Published: 2024-09-24
  - Last Modified: 2026-03-18
  - Excerpt: Struggling to understand which passports offer the most global access for 2026? This guide unpacks the world's most powerful passports in 2026, revealing top rankings and India's position. Learn how passport power impacts travel freedom and economic opportunities, and get a step-by-step guide to applying for an Indian passport.
- [Inflation Rate in India 2026: Current Trends and Analysis](https://paytm.com/blog/loan/repo-rate/inflation-rate-in-india.md)
  - Published: 2024-08-16
  - Last Modified: 2026-03-18
  - Excerpt: Individuals planning their financial future in India can gain foresight into the inflation rate in India 2026 and its impact on their savings. This comprehensive analysis breaks down current trends, key drivers, and provides practical strategies to protect your purchasing power while understanding the Reserve Bank of India's role in price stability.
- [Income Tax Exemptions on Fixed Deposits: Updated 2026](https://paytm.com/blog/income-tax/income-tax-exemptions-on-fixed-deposits.md)
  - Published: 2024-03-09
  - Last Modified: 2026-03-18
  - Excerpt: Indian taxpayers can effectively reduce their tax liability by understanding income tax exemptions on fixed deposits in 2026. This guide details Section 80C and 80TTB benefits, eligibility criteria, and crucial steps to prevent TDS, ensuring you maximise your savings.
- [A Guide To  Income Tax Proof Submission for FY 2026-24 (AY 2026-2026)](https://paytm.com/blog/income-tax/income-tax-proof-submission.md)
  - Published: 2024-02-22
  - Last Modified: 2026-03-18
  - Excerpt: Choosing between old and new tax regimes, or simply needing to ensure correct tax deductions for FY 2026-27? This comprehensive guide simplifies income tax proof submission, detailing essential documents, key tax-saving sections, and a step-by-step process for employees. Avoid higher TDS and secure your refunds by understanding timely submission.
- [A 2-Minute Guide to Understanding Interim Budget 2026](https://paytm.com/blog/tax/guide-to-understanding-interim-budget.md)
  - Published: 2024-02-06
  - Last Modified: 2026-03-18
  - Excerpt: Growing financial awareness among Indian households highlights the importance of understanding national economic plans. This guide simplifies the Interim Budget 2026, explaining its purpose, key differences from a full budget, and its implications for you. It also shows you how to access official documents to stay informed.
- [Learner License Test Questions and Answers Questionnaire 2026](https://paytm.com/blog/driving-licence/learner-license-test-questions-answers-questionnaire-2023.md)
  - Published: 2023-11-28
  - Last Modified: 2026-03-18
  - Excerpt: Gaining your Learner Licence is a significant milestone for independence and road safety in India. This comprehensive guide covers the Learner Licence test questions and answers for 2026, including the application process, eligibility criteria, essential documents, and effective preparation strategies to ensure you succeed.
- [How to Apply for Pradhan Mantri Awas Yojana (PMAY) in 2026?](https://paytm.com/blog/saving-schemes/government-schemes/how-to-apply-pradhan-mantri-awas-yojana-pmay.md)
  - Published: 2023-05-01
  - Last Modified: 2026-03-18
  - Excerpt: Owning a home is a significant aspiration for many Indians, and the Pradhan Mantri Awas Yojana (PMAY) continues to make this dream a reality in 2026. This comprehensive guide details PMAY eligibility requirements, both online and offline application processes, and crucial tips to successfully secure your housing subsidy. It also covers how to avoid common pitfalls and track your application status effectively.
- [How to Link Aadhaar with Mobile Number in 2026?](https://paytm.com/blog/aadhaar-card/how-to-link-aadhaar-with-mobile-number.md)
  - Published: 2022-12-09
  - Last Modified: 2026-03-18
  - Excerpt: Linking your Aadhaar with your mobile number in 2026 is essential for digital security and accessing vital services across India. This guide details official online and offline methods, including IPPB doorstep service and Aadhaar Enrolment Centres, to help you understand the process, avoid common mistakes, and ensure seamless OTP-based authentications. Secure your digital identity and financial transactions by maintaining this crucial link.
- [Income Tax Calculator for Financial Year 2026-2026](https://paytm.com/blog/financial-tools/income-tax-calculator/income-tax-calculator-for-financial-year-2021-2022.md)
  - Published: 2022-04-08
  - Last Modified: 2026-03-18
  - Excerpt: Indian taxpayers can simplify their financial planning for Financial Year 2026 with an income tax calculator. Learn about the latest tax slabs, eligible deductions, and essential tips to ensure accurate and compliant tax planning, helping you maximise potential savings. Make informed decisions and avoid common pitfalls before filing your returns.
- [How to Login to EPFO Member Portal in 2026?](https://paytm.com/blog/epf/how-to-login-to-epfo-member-portal.md)
  - Published: 2022-02-25
  - Last Modified: 2026-03-18
  - Excerpt: Struggling to access your EPFO Member Portal in 2026? This comprehensive guide provides step-by-step instructions for employees and employers to log in, activate UAN, and manage their provident fund details efficiently. Learn how to check your EPF balance, download your passbook, and troubleshoot common login issues to ensure seamless access to your retirement savings.
- [How to Apply for a Driving License Online and Offline in 2026?](https://paytm.com/blog/driving-licence/apply-for-a-driving-license-online-and-offline.md)
  - Published: 2022-10-06
  - Last Modified: 2026-03-18
  - Excerpt: Millions of new drivers in India seek their driving license annually. Learn how to apply for a driving license online and offline in 2026, understanding eligibility, required documents, and crucial tips to navigate the process smoothly and avoid common delays.
- [अभी डिजिटल सिल्वर में निवेश करने का सबसे सही समय क्यों हो सकता है?](https://paytm.com/blog/digital-silver/why-now-might-be-the-perfect-time-to-invest-in-digital-silver-hindi.md)
  - Published: 2026-03-17
  - Last Modified: 2026-03-17
  - Excerpt: डिजिटल सिल्वर में निवेश करके अपनी संपत्ति बढ़ाएँ और महंगाई से बचें। जानें इसके फायदे, निवेश के तरीके और भविष्य, ताकि आप आज ही एक सही फैसला ले सकें।
- [Paytm Foundation Leads Tree Plantation Drive in Ahmedabad to Promote Sustainability](https://paytm.com/blog/sustainability/paytm-foundation-leads-tree-plantation-drive-in-ahmedabad-to-promote-sustainability.md)
  - Published: 2026-03-17
  - Last Modified: 2026-03-17
  - Excerpt: Our CSR arm, Paytm Foundation, organised a tree-planting drive in Ahmedabad at Gokul Ashram Shala, in collaboration with Youth for Seva.
- [How Do I Link a Bank Account to UPI on Paytm?](https://paytm.com/blog/payments/upi/how-to-link-bank-account-with-paytm.md)
  - Published: 2021-08-17
  - Last Modified: 2026-03-17
  - Excerpt: Learn how to link your bank account to UPI on Paytm with our comprehensive, step-by-step guide, ensuring you can make instant, secure digital payments. This article addresses common linking challenges and outlines essential best practices for a seamless transaction experience, helping you join the millions making over 18 billion monthly transactions by early 2026.
- [Celebrating the Spirit of Giving, Learning & Growing Together](https://paytm.com/blog/workplace/celebrating-the-spirit-of-giving-learning-and-growing-together.md)
  - Published: 2026-03-13
  - Last Modified: 2026-03-17
  - Excerpt: The day was thoughtfully planned to inspire, engage, and celebrate the incredible contributions of women Paytmers across our offices.
- [List of Holidays in Andhra Pradesh for 2026](https://paytm.com/blog/holiday-list/list-of-holidays-in-andhra-pradesh-ap.md)
  - Published: 2025-02-27
  - Last Modified: 2026-03-17
  - Excerpt: Organise your schedule with the complete list of holidays in Andhra Pradesh for 2026, covering both public and bank observances. This comprehensive guide helps you plan your year, understand optional holidays, and avoid common planning mistakes. Ensure your celebrations and financial transactions run smoothly by verifying dates from official sources.
- [List of Holidays in Bihar for 2026](https://paytm.com/blog/holiday-list/list-of-holidays-in-bihar.md)
  - Published: 2025-02-27
  - Last Modified: 2026-03-17
  - Excerpt: Employees planning their leave or anyone looking to enjoy the festivities can navigate the holidays in March 2026 with this comprehensive guide. Understand the significance of major celebrations like Holi, Ugadi, Gudi Padwa, and Eid-ul-Fitr, along with regional observances. Learn how to verify official dates and plan for smooth celebrations, ensuring you make the most of this vibrant month.
- [Holidays in February 2026: Celebrating Together](https://paytm.com/blog/holiday-list/holidays-in-february.md)
  - Published: 2024-08-03
  - Last Modified: 2026-03-17
  - Excerpt: Planning your holidays in February 2026? This guide details significant observances like Guru Ravidas Jayanti, Maharishi Dayanand Saraswati Jayanti, Maha Shivaratri, and Chhatrapati Shivaji Maharaj Jayanti. Learn how to navigate official calendars and ensure smooth festive participation across India.
- [Holidays in April 2026: Festivals, Traditions, and Celebration Dates](https://paytm.com/blog/holiday-list/holidays-in-april.md)
  - Published: 2024-05-24
  - Last Modified: 2026-03-17
  - Excerpt: April 2026 features a vibrant array of holidays across India, including Good Friday, Easter Sunday, Vaisakhi, Dr. Ambedkar Jayanti, and Bohag Bihu. This guide details these festivals, traditions, and celebration dates, helping you understand official and restricted holidays for effective planning. Ensure you check regional applicability to avoid any surprises.
- [Gold – An Investment Choice Forever!](https://paytm.com/blog/digital-gold/gold-an-investment-choice-forever.md)
  - Published: 2021-11-18
  - Last Modified: 2026-03-17
  - Excerpt: Plan your year with the comprehensive List of Holidays in Karnataka 2026, featuring national observances and vibrant state festivals. Understand the significance of each date, from Ugadi to Christmas, and learn how to navigate tentative dates and official holiday declarations for effective planning.
- [UPI Transaction Limits 2026: Daily, Monthly & Per-Transaction Caps Explained](https://paytm.com/blog/payments/upi/upi-transaction-limit-increased.md)
  - Published: 2024-09-17
  - Last Modified: 2026-03-17
  - Excerpt: Master UPI transaction limits for 2026 to ensure smooth digital payments. This guide clarifies daily, monthly, and per-transaction caps, explaining RBI and NPCI guidelines. Prevent payment failures and manage your funds effectively by knowing your specific bank's restrictions.
- [EPF Contribution Rate 2026-2026](https://paytm.com/blog/epf/epf-contribution-rate-2020-2021.md)
  - Published: 2022-02-08
  - Last Modified: 2026-03-17
  - Excerpt: Understand the EPF contribution rate 2026, how interest is calculated, and eligibility criteria. This article provides essential insights into managing your EPF account, avoiding common pitfalls, and utilising official government portals for seamless financial planning. Secure your future by staying informed.
- [Pay BESCOM Electricity Bill Payment in 2026](https://paytm.com/blog/bill-payments/electricity-bills/everything-about-bescom-bill-payment.md)
  - Published: 2021-12-01
  - Last Modified: 2026-03-17
  - Excerpt: Avoid late fees and ensure uninterrupted power by learning how to confidently pay your BESCOM electricity bill online in 2026. This guide details using leading fintech platforms and the official BESCOM website, covering crucial steps, security tips, and how to understand your bill. You will gain the knowledge to manage your utility payments efficiently from anywhere.
- [What is Repo Rate? What is the Current Repo Rate 2026?](https://paytm.com/blog/loan/repo-rate/repo-rate-and-current-repo-rate.md)
  - Published: 2021-10-14
  - Last Modified: 2026-03-17
  - Excerpt: Understand the Repo Rate in 2026 and how it influences your loans, FDs, and cost of living. Learn how the RBI determines this key rate and its direct impact on your financial decisions. Stay informed to manage your personal finances effectively.
- [इस गलतफहमी को दूर करें: आपका मोबाइल नंबर हमेशा आपकी UPI ID नहीं होती – इसकी बारीकी को समझें।](https://paytm.com/blog/payments/upi/upi-id-hindi.md)
  - Published: 2026-03-16
  - Last Modified: 2026-03-16
  - Excerpt: UPI ID और मोबाइल नंबर के बीच का सही अंतर समझें, अपनी UPI ID को सुरक्षित रखने के तरीके जानें और डिजिटल लेनदेन को और भी सुरक्षित व सुविधाजनक बनाएं। यह महत्वपूर्ण जानकारी आज ही पढ़ें!
- [How to Create UPI ID on Paytm?](https://paytm.com/blog/payments/upi/how-to-create-a-upi-id-on-paytm.md)
  - Published: 2021-08-17
  - Last Modified: 2026-03-16
  - Excerpt: Set up your UPI ID on Paytm easily in 2026 with our comprehensive guide. Learn step-by-step instructions to link your bank account, troubleshoot common issues, and manage your digital identity for secure, instant payments.
- [How to Use Paytm Cashback Points?](https://paytm.com/blog/paytm-help/how-to-use-paytm-cashback-points.md)
  - Published: 2021-07-09
  - Last Modified: 2026-03-16
  - Excerpt: Struggling to get the most from your Paytm Cashback Points in 2026? This comprehensive guide reveals how to locate your points, explore diverse redemption options, and apply advanced strategies to maximise their value.
- [Benefits of Investing in Digital Gold](https://paytm.com/blog/digital-gold/benefits-of-investing-in-digital-gold.md)
  - Published: 2022-02-01
  - Last Modified: 2026-03-16
  - Excerpt: Digital gold is rapidly gaining popularity as a secure, transparent, and accessible investment option for Indians. This comprehensive guide details the multifaceted advantages of digital gold, outlining its security features, regulatory landscape, and.
- [How To Transfer Money Using UPI on Paytm?](https://paytm.com/blog/payments/upi/how-to-transfer-money-using-upi-on-paytm.md)
  - Published: 2022-03-16
  - Last Modified: 2026-03-16
  - Excerpt: Struggling with digital payments or unsure how to transfer money using UPI on Paytm? This comprehensive guide provides a clear, step-by-step breakdown of linking your bank account and executing transfers via mobile number, QR code, or UPI ID.
- [UPI is your New Mobile Banking- Here's Why!](https://paytm.com/blog/payments/upi/upi-is-your-new-mobile-banking-heres-why.md)
  - Published: 2022-01-10
  - Last Modified: 2026-03-16
  - Excerpt: For anyone seeking a faster, more secure way to manage finances, UPI offers unparalleled convenience. Understand its core functionalities, learn how to get started, and discover advanced features like AutoPay and QR code payments for effortless money management.
- [6 Tips to Protect Your Information While Using Online Banking](https://paytm.com/blog/net-banking/protect-your-information-while-using-online-banking.md)
  - Published: 2023-07-16
  - Last Modified: 2026-03-16
  - Excerpt: Safeguarding your information while using online banking requires proactive steps beyond just a password. This article provides six essential tips, from enabling two-factor authentication to identifying phishing attempts, to help you fortify your digital defences.
- [How to Use Net Banking: Beginner's Step-by-Step Guide](https://paytm.com/blog/net-banking/how-to-use-net-banking.md)
  - Published: 2021-10-21
  - Last Modified: 2026-03-16
  - Excerpt: Start your net banking journey today with our comprehensive guide, simplifying everything from initial registration to secure online transactions. Gain confidence in managing your finances efficiently and safely, understanding key benefits and troubleshooting common issues.
- [IMPS vs NEFT Time, Charges & Limits Explained](https://paytm.com/blog/money-transfer/difference-between-imps-and-neft-fund-transfer.md)
  - Published: 2022-01-31
  - Last Modified: 2026-03-16
  - Excerpt: Struggling to decide between IMPS and NEFT for your payments? This guide explains their distinct timings, associated charges, and transaction limits. Understand the key differences in speed and processing methods to confidently select the most appropriate.
- [How to Enable UPI Autopay Feature for Gaana?](https://paytm.com/blog/bill-payments/upi-autopay/how-to-enable-upi-autopay-feature-for-gaana.md)
  - Published: 2021-10-20
  - Last Modified: 2026-03-16
  - Excerpt: Enjoy uninterrupted access to your favourite music by enabling UPI Autopay for your Gaana subscription. This guide provides precise steps to activate automated payments, understand eligibility, and manage your recurring mandates effortlessly.
- [Automate Your SIP Payments with UPI Autopay](https://paytm.com/blog/bill-payments/upi-autopay/automate-your-sip-payments-with-upi-autopay.md)
  - Published: 2023-08-19
  - Last Modified: 2026-03-16
  - Excerpt: Struggling to remember your SIP payment dates? Automate your SIP payments with UPI Autopay to ensure timely contributions, uninterrupted investment growth, and enhanced financial discipline.
- [What is a QR Code? Types, Benefits, and Security Explained](https://paytm.com/blog/payments/qr-code/what-is-qr-code.md)
  - Published: 2022-01-14
  - Last Modified: 2026-03-16
  - Excerpt: Navigate the world of QR codes with confidence, grasping their functionality, various types, and the crucial security protocols in place for secure transactions in India.
- [Paytm – One of the Best UPI Payment Apps in India](https://paytm.com/blog/payments/upi/paytm-one-of-the-best-upi-apps-in-india.md)
  - Published: 2022-03-16
  - Last Modified: 2026-03-16
  - Excerpt: Want to streamline your finances with a reliable digital payment application like Paytm? This guide explains how the platform helps you manage transactions, set up automatic payments, and ensure secure fund transfers.
- [Is It Safe to Use UPI Payment Apps for Money Transactions?](https://paytm.com/blog/payments/upi/is-it-safe-to-use-upi-payment-apps-for-money-transactions.md)
  - Published: 2022-01-10
  - Last Modified: 2026-03-16
  - Excerpt: Gain confidence and protect your finances by understanding how to safely use UPI payment apps for your money transactions. This guide details the robust security measures, common frauds to watch out for, and essential practices to ensure your digital.
- [How to Enable UPI Autopay Feature for JioSaavn?](https://paytm.com/blog/bill-payments/upi-autopay/how-to-enable-upi-autopay-feature-for-jiosaavn.md)
  - Published: 2021-10-20
  - Last Modified: 2026-03-16
  - Excerpt: JioSaavn subscribers tired of manual renewals can effortlessly set up UPI Autopay for uninterrupted music access. This comprehensive guide details the exact steps to enable, manage, and secure your recurring payments, ensuring a seamless listening experience.
- [How Safe is UPI AutoPay? A Comprehensive Guide to Its Security](https://paytm.com/blog/payments/upi/is-upi-autopay-safe.md)
  - Published: 2024-10-25
  - Last Modified: 2026-03-16
  - Excerpt: UPI AutoPay is highly secure, backed by NPCI's robust multi-layered security framework and RBI's stringent regulations. This comprehensive guide details its intricate security features, mandatory authentication processes, and practical steps to manage mandates effectively.
- [Online vs Offline Money Transfer: Which One Should You Choose?](https://paytm.com/blog/money-transfer/online-vs-offline-money-transfer.md)
  - Published: 2022-01-10
  - Last Modified: 2026-03-16
  - Excerpt: Online vs offline money transfer methods offer distinct advantages and disadvantages depending on your needs. This article details the differences in convenience, speed, cost, and security between methods like UPI, IMPS, NEFT, RTGS, cheques, ATM transfers,.
- [How to Do Online Net Banking Registration?](https://paytm.com/blog/net-banking/how-to-do-online-net-banking-registration.md)
  - Published: 2021-09-29
  - Last Modified: 2026-03-16
  - Excerpt: Begin your online net banking registration journey today with our comprehensive guide. This article outlines the step-by-step process, essential eligibility criteria, and crucial security practices to ensure secure and efficient digital financial management.
- [Hello! UPI: Benefits, Features, and Why It's the Future of Payments](https://paytm.com/blog/payments/upi/hello-upi.md)
  - Published: 2024-07-11
  - Last Modified: 2026-03-16
  - Excerpt: Wondering how to make digital payments accessible to everyone? This guide explains Hello! UPI, the revolutionary voice-enabled system, detailing its features and benefits.
- [Detailed Comparative Difference Between NEFT, RTGS and IMPS](https://paytm.com/blog/money-transfer/difference-between-neft-rtgs-and-imps.md)
  - Published: 2021-12-08
  - Last Modified: 2026-03-16
  - Excerpt: Optimise your financial transactions by understanding the key differences between NEFT, RTGS, and IMPS. This comprehensive guide clarifies their functionalities, timings, limits, and charges, ensuring you confidently select the most appropriate method for.
- [How to Transfer Money Safely: Types, Methods, and RBI Guidelines](https://paytm.com/blog/money-transfer/money-transfer-all-you-need-to-know.md)
  - Published: 2021-07-05
  - Last Modified: 2026-03-16
  - Excerpt: Struggling to choose the safest way to transfer money in India, or worried about compliance? This guide helps you understand how to transfer money safely by detailing various types, methods, and crucial RBI guidelines.
- [UPI Lite X: The Next Generation of Payment Solutions](https://paytm.com/blog/payments/upi/upi-lite-x.md)
  - Published: 2024-07-24
  - Last Modified: 2026-03-16
  - Excerpt: For those living in areas with unreliable internet, UPI Lite X offers a revolutionary way to make instant, secure payments without needing an active connection.
- [Scan any UPI QR Code, Pay with your RuPay Credit Card!](https://paytm.com/blog/payments/upi/scan-any-upi-qr-code-pay-with-your-rupay-credit-card.md)
  - Published: 2023-04-27
  - Last Modified: 2026-03-16
  - Excerpt: Learn how to seamlessly link your RuPay credit card to your UPI application and start making payments via QR codes or online. This guide details the key advantages, essential eligibility criteria, and step-by-step instructions for linking and transacting securely.
- [How to Check FASTag Balance Online, via Mobile, SMS & UPI](https://paytm.com/blog/fastag/how-to-check-fastag-balance.md)
  - Published: 2021-07-22
  - Last Modified: 2026-03-16
  - Excerpt: Facing unexpected toll delays due to low FASTag balance? Get comprehensive guidance on how to check your FASTag balance online, via mobile apps, issuing bank portals, and SMS services.
- [Is KYC Required For UPI Money Transfer On Paytm? Here's The Answer!](https://paytm.com/blog/payments/upi/is-kyc-required-for-upi-money-transfer-on-paytm.md)
  - Published: 2022-01-10
  - Last Modified: 2026-03-16
  - Excerpt: Simplify your digital transactions by understanding the precise KYC requirements for UPI money transfer on the platform. This guide clarifies that full KYC is not mandatory for basic UPI usage, as it leverages your existing bank's verification.
- [How to Use Paytm UPI AutoPay for Online Recharges and Bill Payments](https://paytm.com/blog/bill-payments/upi-autopay/how-to-use-paytm-upi-autopay-for-online-recharges-and-bill-payments.md)
  - Published: 2021-12-29
  - Last Modified: 2026-03-16
  - Excerpt: Recurring digital payments are becoming crucial for managing essential services efficiently, with UPI AutoPay leading the way. This guide explains how to set up and manage UPI AutoPay on Paytm for mobile recharges, DTH subscriptions, and utility bills,.
- [How to Receive Money using Paytm?](https://paytm.com/blog/paytm-help/how-to-receive-money-using-paytm.md)
  - Published: 2021-08-16
  - Last Modified: 2026-03-16
  - Excerpt: Master the various secure methods to receive money using Paytm, including UPI IDs, mobile numbers, QR codes, and direct bank transfers. Ensure your account is fully KYC-compliant and linked to your bank, and implement crucial safety measures to protect.
- [How to Add a Credit/Debit Card to Paytm?](https://paytm.com/blog/paytm-help/add-a-credit-debit-card-to-paytm.md)
  - Published: 2022-04-27
  - Last Modified: 2026-03-16
  - Excerpt: Simplify your online payments! Add your credit or debit card to Paytm securely with our comprehensive, step-by-step guide. You will learn how to streamline transactions, manage saved cards efficiently, and benefit from robust security measures like.
- [What is Paytm All-in-One QR Code Scanner?](https://paytm.com/blog/paytm-help/what-is-paytm-all-in-one-qr-code-scanner.md)
  - Published: 2021-12-28
  - Last Modified: 2026-03-16
  - Excerpt: Learn how to simplify your digital interactions with the Paytm All-in-One QR Code Scanner. This integrated feature allows you to effortlessly make and receive payments, access information, and redeem offers, all within a single app.
- [How to Set up Automatic Payments For OTT on Paytm?](https://paytm.com/blog/bill-payments/upi-autopay/paytm-automates-bill-payment-for-ott-platform-all-you-need-to-know.md)
  - Published: 2021-11-03
  - Last Modified: 2026-03-16
  - Excerpt: Concerned about missing an OTT payment due date? Learn how to set up automatic payments for OTT on Paytm with this guide, ensuring your favourite shows stream without interruption.
- [How to Send Money Using Paytm?](https://paytm.com/blog/paytm-help/how-to-send-money-using-paytm.md)
  - Published: 2021-07-14
  - Last Modified: 2026-03-16
  - Excerpt: Sending money using digital platforms like Paytm is a fundamental skill in India's rapidly advancing digital payment landscape. This comprehensive guide clarifies the precise mechanisms and best practices for various financial transfers, empowering you to.
- [How to Pay Credit Card Bill Using UPI: A Complete Guide](https://paytm.com/blog/payments/upi/how-to-pay-credit-card-bills-using-upi.md)
  - Published: 2022-01-10
  - Last Modified: 2026-03-16
  - Excerpt: Safeguard your credit score and avoid late payment penalties by mastering how to pay your credit card bill using UPI securely and instantly. This comprehensive guide outlines the precise steps, eligibility criteria, and crucial regulatory insights, helping you understand BBPS integration and common mistakes to prevent.
- [Paytm Introduces Built-in Calculator to Confirm Total Before Payment](https://paytm.com/blog/payments/paytm-introduces-built-in-calculator-to-confirm-total-before-payment.md)
  - Published: 2026-03-16
  - Last Modified: 2026-03-16
  - Excerpt: Our new Built-in Calculator enables amounts to be entered and totalled in real time just before confirming the payment.
- [Budgeting for Your Car: Why Paytm's ₹175/month Insurance is a Smart Move](https://paytm.com/blog/insurance/budgeting-for-your-car-why-paytms-%e2%82%b9175-month-insurance-is-a-smart-move.md)
  - Published: 2026-03-13
  - Last Modified: 2026-03-13
  - Excerpt: Struggling with large annual car insurance payments or seeking a more manageable option? This guide explains how budgeting for your car with a flexible monthly plan, such as the ₹175/month offer, can provide essential protection without financial strain. Understand the benefits of affordable monthly premiums, comprehensive coverage details, and how a digital process simplifies securing your vehicle's safety.
- [Decoding Monthly Car Insurance: Flexibility with Paytm from ₹175/month](https://paytm.com/blog/insurance/decoding-monthly-car-insurance-flexibility-with-paytm-from-%e2%82%b9175-month.md)
  - Published: 2026-03-13
  - Last Modified: 2026-03-13
  - Excerpt: An annual car insurance premium of ₹18,000 can feel like a huge lump sum. However, monthly car insurance payments offer a flexible solution, starting from just ₹175 per month. This guide explains how monthly car insurance works, its financial benefits, and how to easily manage your policy and payments through Paytm, ensuring continuous protection for your vehicle.
- [Daily ₹50 Silver Challenge on Paytm — Worth Trying?](https://paytm.com/blog/digital-silver/daily-%e2%82%b950-silver-challenge-on-paytm-worth-trying.md)
  - Published: 2026-03-09
  - Last Modified: 2026-03-09
  - Excerpt: In India, new ways to save and invest are making financial goals more accessible, with the Daily ₹50 Silver Challenge being a notable innovation. This guide explores how this challenge works, its potential advantages, and key considerations like costs and tax implications, helping you make an informed decision about this unique approach to wealth building.
- [Creating Meaningful Change Through our Meals of Joy Initiative](https://paytm.com/blog/sustainability/creating-meaningful-change-through-our-meals-of-joy-initiative.md)
  - Published: 2026-03-04
  - Last Modified: 2026-03-09
  - Excerpt: Through our CSR arm, Paytm Foundation, and in partnership with The Akshaya Patra Foundation, we continue to create impact with our initiative Meals of Joy, an effort rooted in nourishment, empathy, and community engagement.
- [Salary ₹25k – Should You Even Think About a Loan?](https://paytm.com/blog/loan/personal-loan/salary-%e2%82%b925k-should-you-even-think-about-a-loan.md)
  - Published: 2026-03-09
  - Last Modified: 2026-03-09
  - Excerpt: Individuals earning around ₹25,000 monthly, considering a loan requires careful thought to ensure financial stability. Understand your current money situation, the true costs of borrowing, and various loan types available. Explore smart money management strategies and government support programmes before committing to debt.
- [Bringing Learning, Laughter, and Giving Back to Life Through our CSR Initiative](https://paytm.com/blog/sustainability/bringing-learning-laughter-and-giving-back-to-life-through-our-csr-initiative.md)
  - Published: 2026-03-09
  - Last Modified: 2026-03-09
  - Excerpt: The initiative brought together Paytmers and children for a day filled with learning, laughter, and genuine connection.
- [Happy Women's Day: Building a Workplace Where Women Rise Together](https://paytm.com/blog/workplace/building-a-workplace-where-women-rise-together.md)
  - Published: 2026-03-08
  - Last Modified: 2026-03-09
  - Excerpt: This International Women's Day, as we embrace the theme “Give To Gain,” we reflect on the power of investing in women and creating opportunities that enable them to grow, lead, and thrive.
- [Paytm Introduces Silver for Everyday Savings, Starting at ₹20](https://paytm.com/blog/digital_currency/paytm-silver/paytm-introduces-silver-for-everyday-savings-starting-at-rs20.md)
  - Published: 2026-02-24
  - Last Modified: 2026-02-24
  - Excerpt: With this launch, silver, one of India's most trusted traditional savings assets, becomes part of our growing savings offerings.
- [UPI ID और UPI नंबर में क्या फर्क है?](https://paytm.com/blog/bill-payments/upi-autopay/what-is-the-difference-between-a-upi-id-and-a-upi-number-hindi.md)
  - Published: 2026-02-24
  - Last Modified: 2026-02-24
  - Excerpt: UPI ID और UPI नंबर में क्या फर्क है? # UPI ID और UPI नंबर में क्या फर्क है? कल्पना कीजिए, आप अपने दोस्त को कुछ पैसे भेजना चाहते हैं। आपने उससे पूछा, "भाई, अपनी
- [KYC Compliance and Digital Currency: What Indian Users Need to Know About Regulations](https://paytm.com/blog/digital_currency/kyc-compliance-and-digital-currency-what-indian-users-need-to-know-about-regulations.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Understand KYC compliance and digital currency regulations in India. Learn to secure your finances, access services, and protect your identity in the
- [A Simple Guide to Securing Your Digital Currency Wallet and Preventing Fraud](https://paytm.com/blog/digital_currency/a-simple-guide-to-securing-your-digital-currency-wallet-and-preventing-fraud.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Safeguard your digital currency with our easy-to-follow guide. Discover essential steps to protect your wallet from fraud and keep your funds secure.
- [Protecting Your Digital Wallet: Essential Security & Recovery Rules Explained](https://paytm.com/blog/digital_currency/protecting-your-digital-wallet-essential-security-recovery-rules-explained.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Safeguard your digital funds with our essential guide. Learn vital security rules, how to spot online dangers, and quick recovery steps if something g
- [RBI Rules on Digital Currency Compliance: A Detailed Guide for Users](https://paytm.com/blog/digital_currency/rbi-rules-on-digital-currency-compliance-a-detailed-guide-for-users.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Navigate digital money confidently with RBI's compliance guide. Discover how regulations safeguard your funds, prevent scams, and promote a fair onlin
- [Future of Finance: Key Use Cases for Digital Currency in Government and Merchant Payments](https://paytm.com/blog/digital_currency/future-of-finance-key-use-cases-for-digital-currency-in-government-and-merchant-payments.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Discover the future of finance with digital currency. Learn how it's revolutionising government and merchant payments, offering efficiency, security,
- [Understanding RBI Guidelines: What You Need to Know About Digital Currency Legality in India](https://paytm.com/blog/digital_currency/understanding-rbi-guidelines-what-you-need-to-know-about-digital-currency-legality-in-india.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Understand RBI guidelines on digital currency legality in India. Learn about risks, the official e-Rupee, and how to navigate digital finance safely.
- [Digital Currency Settlement Times and Transaction Limits: What Users Need to Know](https://paytm.com/blog/digital_currency/digital-currency-settlement-times-and-transaction-limits-what-users-need-to-know.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Understand digital currency settlement times and transaction limits to manage your finances effectively. Avoid delays and ensure timely payments with
- [Comparing Digital Currency Transactions with UPI and Cash Payments](https://paytm.com/blog/digital_currency/comparing-digital-currency-transactions-with-upi-and-cash-payments.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Compare Digital Rupee, Unified Payments Interface & cash payments. Understand speed, cost, security, privacy, and acceptance to choose the best method
- [Understanding KYC Requirements for Digital Currency Wallets](https://paytm.com/blog/digital_currency/understanding-kyc-requirements-for-digital-currency-wallets.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Learn about Know Your Customer (KYC) requirements for digital currency wallets. Understand why KYC is crucial for security, fraud prevention, and full
- [RBI's Regulatory Framework for Digital Currency: Compliance and Guidelines](https://paytm.com/blog/digital_currency/rbis-regulatory-framework-for-digital-currency-compliance-and-guidelines.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Navigate India's digital economy confidently. Discover the Reserve Bank of India's vital regulations, compliance rules, and guidelines for secure digi
- [RBI Rules and Compliance: What You Must Know About Digital Currency in India](https://paytm.com/blog/digital_currency/rbi-rules-and-compliance-what-you-must-know-about-digital-currency-in-india.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Understand RBI rules for digital currency in India. Learn about the e-Rupee, secure digital payment systems, and essential compliance for safe transac
- [Addressing Failed Digital Currency Transactions: Reversal and Refund Protocols Explained](https://paytm.com/blog/digital_currency/addressing-failed-digital-currency-transactions-reversal-and-refund-protocols-explained.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Digital payment failed? Understand automatic reversals and how to request a refund. Learn what to do when your electronic transaction goes wrong and p
- [How to Safely Report and Pay Taxes on Digital Currency Transactions in India](https://paytm.com/blog/digital_currency/how-to-safely-report-and-pay-taxes-on-digital-currency-transactions-in-india.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Confused about digital currency tax in India? Our guide demystifies reporting, calculating, and paying taxes on your virtual assets to ensure complian
- [KYC for Digital Currency: Decoding the Mandatory Verification Rules for Wallets](https://paytm.com/blog/digital_currency/kyc-for-digital-currency-decoding-the-mandatory-verification-rules-for-wallets.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Decode mandatory KYC rules for digital currency wallets. Understand identity verification, protect your funds, and access full features for secure, sm
- [Understanding India's Digital Rupee (CBDC): Key Features and Use Cases](https://paytm.com/blog/digital_currency/understanding-indias-digital-rupee-cbdc-key-features-and-use-cases-2.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Explore India's Digital Rupee (e₹): a secure, efficient central bank digital currency. Learn its features, benefits like instant offline payments, and
- [Protecting Against Digital Currency Fraud: Recognizing Phishing Scams and Safe Practices](https://paytm.com/blog/digital_currency/protecting-against-digital-currency-fraud-recognizing-phishing-scams-and-safe-practices.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Safeguard your digital finances from cunning fraudsters. Discover how to identify phishing scams, common fraud tactics, and implement secure habits fo
- [Navigating RBI Guidelines: Legal Status and KYC Compliance for Digital Currency in India](https://paytm.com/blog/digital_currency/navigating-rbi-guidelines-legal-status-and-kyc-compliance-for-digital-currency-in-india.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Understand RBI guidelines for digital currency in India. Learn its legal status, the official e-Rupee, and vital KYC compliance for secure, confident
- [Securing Your Digital Currency Wallet: Essential Backup and Recovery Rules](https://paytm.com/blog/digital_currency/securing-your-digital-currency-wallet-essential-backup-and-recovery-rules.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Learn essential rules for securing your digital currency wallet. Discover how to back up your funds and create a recovery plan to protect your digital
- [Understanding CBDC: How Digital Currency Transactions Work and Settlement Times](https://paytm.com/blog/digital_currency/understanding-cbdc-how-digital-currency-transactions-work-and-settlement-times.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Explore Central Bank Digital Currency (CBDC). Learn how digital transactions work, enjoy instant settlement, enhanced security & financial inclusion.
- [The Future of Digital Currency in India: Use Cases and Benefits](https://paytm.com/blog/digital_currency/the-future-of-digital-currency-in-india-use-cases-and-benefits.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Discover India's e-Rupee (CBDC) and its transformative potential. Explore how this digital currency offers faster, cheaper payments, boosts financial
- [Digital Currency Taxation Explained: Reporting Capital Gains and TDS in ITR](https://paytm.com/blog/digital_currency/digital-currency-taxation-explained-reporting-capital-gains-and-tds-in-itr.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Navigate digital currency taxation with ease. This guide explains how to report capital gains and Tax Deducted at Source (TDS) in your Income Tax Retu
- [Understanding KYC Rules for Digital Currency Compliance in India](https://paytm.com/blog/digital_currency/understanding-kyc-rules-for-digital-currency-compliance-in-india.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Navigate India's KYC rules for digital currency compliance. Learn how these regulations protect your funds, prevent fraud, and ensure smooth, secure o
- [RBI Guidelines on Digital Currency: What Indian Users Need to Know](https://paytm.com/blog/digital_currency/rbi-guidelines-on-digital-currency-what-indian-users-need-to-know.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Discover the RBI's Digital Rupee (e-₹): India's new central bank digital currency. Learn how it works, its benefits for secure, faster payments, and w
- [How to Secure Your Digital Currency Wallet: Essential Safety Tips](https://paytm.com/blog/digital_currency/how-to-secure-your-digital-currency-wallet-essential-safety-tips.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Keep your digital currency safe! Discover vital tips for securing your digital wallet, from choosing the right type to avoiding common online threats.
- [KYC Compliance in Digital Currency: A Step-by-Step Guide for Users and Businesses](https://paytm.com/blog/digital_currency/kyc-compliance-in-digital-currency-a-step-by-step-guide-for-users-and-businesses.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Navigate KYC compliance for digital currency with our guide. Learn essential steps for users and businesses, ensuring secure transactions and preventi
- [Protecting Your Digital Wallet: Essential Tips to Prevent Fraud and Scams in E-Currency](https://paytm.com/blog/digital_currency/protecting-your-digital-wallet-essential-tips-to-prevent-fraud-and-scams-in-e-currency.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Learn essential tips to protect your digital wallet from fraud and scams. Keep your e-currency safe with our guide on secure payments and threat preve
- [RBI Guidelines Simplified: Understanding the Legal Framework for Digital Currency in India](https://paytm.com/blog/digital_currency/rbi-guidelines-simplified-understanding-the-legal-framework-for-digital-currency-in-india.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Navigate India's digital currency landscape confidently. Understand RBI guidelines and the legal framework ensuring safe, secure, and beneficial digit
- [Converting Digital Currency to Cash: Step-by-Step Guide for Bank Withdrawals](https://paytm.com/blog/digital_currency/converting-digital-currency-to-cash-step-by-step-guide-for-bank-withdrawals.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Need cash from digital funds? Our guide shows you how to safely convert digital currency to your bank account and withdraw physical cash, step-by-step
- [Protecting Your Assets: A Guide to Identifying and Avoiding Digital Currency Fraud and Scams](https://paytm.com/blog/digital_currency/protecting-your-assets-a-guide-to-identifying-and-avoiding-digital-currency-fraud-and-scams.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Safeguard your digital money. This guide teaches you to identify common online currency fraud and scams, helping you protect your assets and financial
- [CBDC vs UPI: Comparing Digital Currency for Daily Payments and Cross-Border Transfers](https://paytm.com/blog/digital_currency/cbdc-vs-upi-comparing-digital-currency-for-daily-payments-and-cross-border-transfers.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Explore CBDC vs UPI for digital payments. Understand how these systems facilitate daily transactions and transform cross-border money transfers effici
- [Digital Currency Wallets: Types, Security Best Practices, and Recovery Protocols](https://paytm.com/blog/digital_currency/digital-currency-wallets-types-security-best-practices-and-recovery-protocols.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Learn about digital currency wallets, their types, and essential security best practices. Discover recovery protocols to protect your digital funds ef
- [Navigating Tax Compliance: How to Report Digital Currency Transactions in Your ITR](https://paytm.com/blog/digital_currency/navigating-tax-compliance-how-to-report-digital-currency-transactions-in-your-itr.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Confused by digital currency tax? Our guide simplifies reporting transactions in your ITR. Understand Indian tax rules, calculate gains, and avoid pen
- [Understanding India's CBDC: The Future of Money and RBI's Digital Rupee](https://paytm.com/blog/digital_currency/understanding-indias-cbdc-the-future-of-money-and-rbis-digital-rupee.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Discover India's Digital Rupee (e-₹), the RBI's Central Bank Digital Currency. Learn how this secure, instant digital form of money is shaping India's
- [Cross-Border Payments Revolution: How Digital Currency Streamlines International Transfers](https://paytm.com/blog/digital_currency/cross-border-payments-revolution-how-digital-currency-streamlines-international-transfers.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Learn how digital currency streamlines international payments. Experience faster, cheaper, and more transparent cross-border transfers, benefiting bus
- [Digital Currency vs. UPI: Understanding the Best Option for Indian Transactions](https://paytm.com/blog/digital_currency/digital-currency-vs-upi-understanding-the-best-option-for-indian-transactions.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Explore India's Digital Rupee and UPI. Understand their differences, benefits, and challenges to choose the best digital payment option for your daily
- [Navigating RBI Guidelines: What India's Digital Currency Rules Mean for You](https://paytm.com/blog/digital_currency/navigating-rbi-guidelines-what-indias-digital-currency-rules-mean-for-you.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: Understand RBI's guidelines for India's Digital Rupee (e₹). Learn how it works, its benefits for faster, safer payments, and how to manage your digita
- [Paytm partners with Bharat Taxi, an Indian government-supported ride-hailing platform, to enable mobile payments and financial services for drivers](https://paytm.com/blog/payments/paytm-partners-with-bharat-tax-to-enable-mobile-payments-and-financial-services-for-drivers.md)
  - Published: 2026-02-12
  - Last Modified: 2026-02-12
  - Excerpt: We have signed a Memorandum of Understanding (MoU) with Bharat Taxi, a ride-hailing initiative endorsed by the Government of India and launched by the Union Home and Cooperation Minister, Amit Shah, on February 5, 2026. As part of the initiative, we will extend our mobile payments infrastructure across the Bharat Taxi platform, enabling passengers to pay for rides using UPI within their app, as well as through our pioneered QR codes, Soundbox and card machines, enabling seamless payment acceptance. The collaboration also brings together efforts around driver UPI onboarding, proposed presence of the Bharat Taxi mini-app on our platform, and initiatives…
- [What is a 'Write-Off' in Your CIBIL Report and How Long Does It Affect You?](https://paytm.com/blog/credit-score/what-is-a-write-off-in-your-cibil-report-and-how-long-does-it-affect-you-2.md)
  - Published: 2026-02-11
  - Last Modified: 2026-02-11
  - Excerpt: Discover what a loan 'write-off' means for your CIBIL report, its serious impact, and how long it affects your credit. Learn to rebuild your financial
- [The Complete Breakdown: Factors That Affect Your CIBIL Score (And What Doesn't)](https://paytm.com/blog/credit-score/the-complete-breakdown-factors-that-affect-your-cibil-score-and-what-doesnt-2.md)
  - Published: 2026-02-11
  - Last Modified: 2026-02-11
  - Excerpt: Understand your CIBIL score. Learn the key factors that affect it, from payment history to credit mix, and discover what doesn't impact your score. Bo
- [RBI's Latest Rules on Failed ATM Transactions: Know Your Compensation Rights](https://paytm.com/blog/atm/rbis-latest-rules-on-failed-atm-transactions-know-your-compensation-rights-2.md)
  - Published: 2026-02-10
  - Last Modified: 2026-02-10
  - Excerpt: Understand RBI's new rules on failed ATM transactions. Learn your compensation rights if cash isn't dispensed and your account is debited. Get your mo
- [Paytm Wins Big for AI Leadership and Customer Experience Innovation](https://paytm.com/blog/awards/paytm-wins-big-for-ai-leadership-and-customer-experience-innovation.md)
  - Published: 2026-02-05
  - Last Modified: 2026-02-05
  - Excerpt: Our Founder & CEO Vijay Shekhar Sharma was named AI Leader of the Year, while Paytm Checkin won Customer Experience AI Solution of the Year; a testament to our continued leadership in building meaningful, India-first AI solutions.
- [Paytmers Come Together to Drive Collective Action for a Greener Tomorrow](https://paytm.com/blog/sustainability/paytmers-come-together-to-drive-collective-action-for-a-greener-tomorrow.md)
  - Published: 2026-02-05
  - Last Modified: 2026-02-05
  - Excerpt: Paytmers stepped out from behind their screens to create meaningful, real-world impact, reinforcing our commitment to environmental sustainability and collective responsibility.
- [Fostering Health and Awareness Through Our Thoughtful Wellness Initiatives](https://paytm.com/blog/workplace/fostering-health-and-awareness-through-our-thoughtful-wellness-initiatives.md)
  - Published: 2026-02-05
  - Last Modified: 2026-02-05
  - Excerpt: The session aimed to help Paytmers better understand the causes, care, and prevention of headaches and migraines, while emphasising the importance of lifestyle management alongside medical treatment.
- [Key Takeaways from Our Q3FY26 Earnings Call: Driving Sustainable Profits Through AI Efficiency and Expansion](https://paytm.com/blog/investor-relations/key-takeaways-from-our-q3fy26-earnings-call.md)
  - Published: 2026-01-30
  - Last Modified: 2026-01-30
  - Excerpt: We have reported our third consecutive profitable quarter, driven by strong monetisation, higher payments GMV, merchant subscriptions, and distribution of financial services revenue in Q3 FY2026, reinforcing the strength of our business model.
- [Paytm Q3 FY26 Results: Delivers Third Straight Profitable Quarter as PAT Rises to ₹225 Cr; Revenue Increases to ₹2,194 Cr](https://paytm.com/blog/investor-relations/paytm-delivers-third-straight-profitable-quarter-as-pat-rises-to-rs-225-crore-in-q3.md)
  - Published: 2026-01-29
  - Last Modified: 2026-01-30
  - Excerpt: We reported a Profit After Tax (PAT) of Rs 225 crore, an improvement of Rs 434 crore YoY. Our PAT continued to strengthen, marking the third consecutive quarter of positive growth.
- [Paytm's AI System Recognised Globally on Spider 2.0, Becomes First Indian Company on the Global Capability Leaderboard](https://paytm.com/blog/awards/paytms-ai-system-recognised-globally-on-spider-2-0-becomes-first-indian-company-on-the-global-capability-leaderboard.md)
  - Published: 2026-01-08
  - Last Modified: 2026-01-30
  - Excerpt: This recognition highlights our system's ability to translate natural language into complex database queries, a core AI capability used every day by developers, tech ops, and analysts to power analytics and decision making at scale.
- [National Startup Day 2026: Empowering India's Entrepreneurs through Innovation ](https://paytm.com/blog/payments/national-startup-day-2026-empowering-indias-entrepreneurs-through-innovation.md)
  - Published: 2026-01-16
  - Last Modified: 2026-01-16
  - Excerpt: What began as a simple mobile recharge platform has grown into India's leading full-stack merchant payments ecosystem, serving millions of MSMEs and enterprises alike. 
- [Celebrating the Season of Giving and Togetherness This Christmas](https://paytm.com/blog/workplace/celebrating-the-season-of-giving-and-togetherness-this-christmas.md)
  - Published: 2025-12-25
  - Last Modified: 2026-01-16
  - Excerpt: It's that magical time of the year again, and Paytmers are ready to spread joy, warmth, and laughter!
- [Paytm Travel Recap 2025: Spiritual, Festival Trips and Tier 2 Cities Power India's Growing Appetite for Travel](https://paytm.com/blog/travel/paytm-travel-recap-2025.md)
  - Published: 2025-12-24
  - Last Modified: 2026-01-07
  - Excerpt: With continued travel momentum witnessed over the past two years, the data shows sustained growth across spiritual, cultural, leisure and spontaneous travel categories, reflecting rising aspiration and a renewed appetite for travel among Indians.
- [Spreading Smiles Through Our Meaningful CSR Initiative](https://paytm.com/blog/sustainability/spreading-smiles-through-our-meaningful-csr-initiative.md)
  - Published: 2026-01-05
  - Last Modified: 2026-01-05
  - Excerpt: Our CSR arm Paytm Foundation recently organized a joyful and engaging employee volunteering activity with the children of Uday Foundation in Delhi, reaffirming our commitment to community welfare and meaningful social impact.
- [A Year of Excellence: Celebrating Paytm's Biggest Wins in Innovation, AI, & Leadership ](https://paytm.com/blog/payments/a-year-of-excellence-celebrating-paytms-biggest-wins-in-innovation-ai-leadership.md)
  - Published: 2025-12-23
  - Last Modified: 2025-12-23
  - Excerpt: It has been an exceptional period marked by prestigious national and international honours that reaffirm our position as a trailblazer in mobile payments, financial technology, AI-driven innovation, and workplace culture. 
- [Empowering Brave Hearts Through Care, Creativity and Meaningful Connection](https://paytm.com/blog/sustainability/empowering-brave-hearts-through-care-creativity-and-meaningful-connection.md)
  - Published: 2025-12-19
  - Last Modified: 2025-12-23
  - Excerpt: Paytmers, along with our CSR arm Paytm Foundation, visited the St. Jude India ChildCare Centre in Jaipur with one heartfelt purpose: to bring joy, hope and emotional support to children undergoing cancer treatment.
- [Amid Flight Disruptions, Paytm Checkin Introduces Full-Refund Flight Cancellations at ₹99, Offers Discounts on Domestic and International Routes](https://paytm.com/blog/travel/paytm-checkin-introduces-full-refund-flight-cancellations.md)
  - Published: 2025-12-23
  - Last Modified: 2025-12-23
  - Excerpt: The feature is designed to support travellers during ongoing flight disruptions by offering a clear and affordable cancellation mechanism at the time of booking.
- [What Are the Benefits of UPI Lite Over Regular UPI in Terms of Transaction Limits](https://paytm.com/blog/payments/upi/what-are-the-benefits-of-upi-lite-over-regular-upi-in-terms-of-transaction-limits.md)
  - Published: 2025-12-09
  - Last Modified: 2025-12-09
  - Excerpt: Discover how UPI Lite enhances transaction limits for small payments, offering more convenience and speed than regular UPI.
- [Building Stronger Communities Through Care and Connection](https://paytm.com/blog/sustainability/building-stronger-communities-through-care-and-connection.md)
  - Published: 2025-12-08
  - Last Modified: 2025-12-08
  - Excerpt: Paytmers spent a memorable day with the children at St. Jude India ChildCare Centres, a nurturing space that supports young cancer patients and their families. 
- [Prioritising Mental Wellness Through Purposeful and Supportive Sessions](https://paytm.com/blog/workplace/fostering-mental-wellness-through-meaningful-sessions.md)
  - Published: 2025-12-03
  - Last Modified: 2025-12-03
  - Excerpt: Health and well-being are the pillars of a productive and fulfilling work life.
- [UPI ऑटोपे म्हणजे काय: वैशिष्ट्ये, फायदे आणि सेटअप](https://paytm.com/blog/bill-payments/upi-autopay/all-you-need-to-know-about-upi-autopay-marathi.md)
  - Published: 2025-11-28
  - Last Modified: 2025-11-28
  - Excerpt: UPI ऑटोपे कसे काम करते, ते आवर्ती पेमेंटसाठी का उपयुक्त आहे आणि ते Paytm वर कसे सेट करायचे ते काही चरणांमध्ये जाणून घ्या.
- [Where Can I Find My UPI Transaction History on Paytm? (Step-by-Step Guide)](https://paytm.com/blog/payments/upi/how-to-check-paytm-upi-transaction-history.md)
  - Published: 2025-11-27
  - Last Modified: 2025-11-27
  - Excerpt: Learn how to view your UPI transaction history on Paytm, apply filters to find specific payments, and download detailed statements in PDF or Excel formats.
- [How to spot phishing in UPI links](https://paytm.com/blog/payments/upi/how-to-spot-phishing-in-upi-links.md)
  - Published: 2025-11-27
  - Last Modified: 2025-11-27
  - Excerpt: Learn to spot phishing links in UPI messages. Protect your money and personal details with our essential guide. Understand common tricks and stay vigilant against digital scams.
- [3 Simple Ways to Share Your Paytm Payment Details](https://paytm.com/blog/payments/share-paytm-transaction-details-guide.md)
  - Published: 2025-11-26
  - Last Modified: 2025-11-26
  - Excerpt: Learn the easiest ways to share your Paytm transaction details. This guide covers how to send single payment receipts and download your complete transaction history for budgeting or proof of payment.
- [What Does “Create Your Own Payment Tag” Mean in Paytm?](https://paytm.com/blog/payments/create-your-own-payment-tag-paytm.md)
  - Published: 2025-11-26
  - Last Modified: 2025-11-26
  - Excerpt: Learn what “Create Your Own Payment Tag” means in Paytm, how to customize your transaction categories, and why it helps in tracking expenses, budgeting, and managing finances.
- [How to Add a Comment While Making Payments on Paytm](https://paytm.com/blog/payments/add-comment-payments-paytm.md)
  - Published: 2025-11-26
  - Last Modified: 2025-11-26
  - Excerpt: Learn how to add a comment while making payments on Paytm. Follow our step-by-step guide to include messages for recipients when sending money via mobile, bank account, or QR scan.
- [The Benefits of Tagging Payments in Paytm for Smarter Spending](https://paytm.com/blog/payments/benefits-tags-payments-paytm.md)
  - Published: 2025-11-26
  - Last Modified: 2025-11-26
  - Excerpt: Discover the benefits of using Paytm's payment tagging feature to categorize transactions, track expenses, budget better, and gain full control over your finances.
- [What is a Personalized UPI ID and How Does it Work?](https://paytm.com/blog/payments/upi/personalized-upi-id-guide.md)
  - Published: 2025-11-26
  - Last Modified: 2025-11-26
  - Excerpt: Learn what a personalized UPI ID is, how it works, and why it's essential for businesses, freelancers, and merchants. Explore examples, benefits, and tips to choose the best UPI ID for easy and secure digital payments.
- [What are the Signs of a Fake UPI Collect Request](https://paytm.com/blog/payments/upi/what-are-the-signs-of-a-fake-upi-collect-request.md)
  - Published: 2025-11-25
  - Last Modified: 2025-11-25
  - Excerpt: Learn to spot the red flags of fraudulent collect requests. Protect your digital funds by identifying unexpected demands, unknown senders, or requests for your PIN to receive money. Stay safe!
- [Paytm All-New App Experience Is Live, Here Are 10 Features You Shouldn't Miss](https://paytm.com/blog/payments/paytm-all-new-app-experience-is-live-here-are-10-features-you-shouldnt-miss.md)
  - Published: 2025-11-19
  - Last Modified: 2025-11-20
  - Excerpt: The redesigned experience brings a cleaner, more intuitive interface along with AI-first smart features that make managing money faster, easier, and more enjoyable.
- [Paytm's 2024 Victory Lap: World's Top FinTech, Best Employer, and CEO of the Year Honors](https://paytm.com/blog/workplace/paytms-2024-victory-lap-worlds-top-fintech-best-employer-and-ceo-of-the-year-honors.md)
  - Published: 2024-12-30
  - Last Modified: 2025-11-14
  - Excerpt: This has been an exceptional year, filled with prestigious recognitions that reinforce our position as a trailblazer in mobile payments, financial services, and workplace culture.
- [Empowering Young Minds, Strengthening Communities Through Our CSR Efforts](https://paytm.com/blog/sustainability/empowering-young-minds-strengthening-communities-through-our-csr-efforts.md)
  - Published: 2025-11-13
  - Last Modified: 2025-11-13
  - Excerpt: Our recent CSR volunteering initiative, along with our CSR arm Paytm Foundation, in Mumbai reflected this spirit as Paytmers spent a heartwarming day with the children at St. Jude India ChildCare Centres, a safe and nurturing space for young cancer patients and their families.
- [Paytm Bets on AI in Travel, Launches Dedicated AI travel Booking App ‘Paytm Checkin'](https://paytm.com/blog/travel/paytm-bets-on-ai-in-travel-launches-dedicated-ai-travel-booking-app-paytm-checkin.md)
  - Published: 2025-11-06
  - Last Modified: 2025-11-11
  - Excerpt: The in-app AI assistant understands queries intuitively, allowing travellers to ask, browse, and make bookings through simple conversation
- [Paytm Q2 Results FY26: Revenue jumps to ₹2,061 Cr led by robust business model and AI-led opportunities; PAT improves to ₹211 Cr ](https://paytm.com/blog/investor-relations/paytm-q2-results-fy26-revenue-jumps-to-rs-2061-cr-led-by-robust-business-model-and-ai-led-opportunities-pat-improves-to-rs-211-cr.md)
  - Published: 2025-11-04
  - Last Modified: 2025-11-10
  - Excerpt: Our operating revenue rose 24% year-on-year to ₹2,061 crore, driven by an increase in subscription paying merchants, higher payments GMV, and growth in the distribution of financial services
- [Paytm Launches the All-New App, Combining Clean Interface and AI-First Features to Redefine Everyday Payments](https://paytm.com/blog/payments/paytm-launches-the-all-new-app-combining-clean-interface-and-ai-first-features-to-redefine-everyday-payments.md)
  - Published: 2025-11-10
  - Last Modified: 2025-11-10
  - Excerpt: Our newly redesigned app represents a significant leap forward in simplicity, clarity, and consumer trust.
- [Key Takeaways from Our Q2FY26 Earnings Call: Building AI-Driven Efficiency and Expansion, Driving Sustainable Profits](https://paytm.com/blog/investor-relations/key-takeaways-from-our-q2fy26-earnings-call.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: Our AI-led opportunities continue to drive profitable growth and improve margins, further building the foundation for sustained long-term expansion
- [एंड्रॉइड और iOS पर आसानी से पेटीएम ऐप की भाषा कैसे बदलें](https://paytm.com/blog/paytm-help/how-to-change-paytm-app-language-on-android-and-ios-easily-in-hindi.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: जानें कि कैसे एंड्रॉइड और iPhone पर पेटीएम ऐप की भाषा को हिंदी, अंग्रेज़ी या किसी अन्य क्षेत्रीय भाषा में बदलें। आसान स्टेप-बाय-स्टेप गाइड और उपयोगी टिप्स के साथ।
- [પેટીએમ બેલેન્સ ચેક સાઉન્ડ ઇફેક્ટ કેવી રીતે ચાલુ કરવી](https://paytm.com/blog/payments/paytm-balance-sound-in-gujarati.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: જાણો કે કેવી રીતે Android અને iPhone ઉપકરણો પર પેટીએમ બેલેન્સ ચેક સાઉન્ડ સક્ષમ કે અક્ષમ કરવું. પગલું-દર-પગલું માર્ગદર્શિકા Paytm એપના સાઉન્ડ ઇફેક્ટ માટે.
- [Android மற்றும் iOS இல் Paytm செயலி மொழியை ஆங்கிலத்திற்கு மாற்றுவது எப்படி](https://paytm.com/blog/paytm-help/change-paytm-app-language-to-english-in-tamil.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: Android மற்றும் iOS இல் Paytm செயலி மொழியை எளிதாக ஆங்கிலத்திற்கு மாற்றுவது எப்படி என்பதை படிப்படியாக அறிந்து கொள்ளுங்கள் — சில நிமிடங்களில் வழிசெலுத்தலை எளிதாக்குங்கள்.
- [భారతదేశంలో వ్యక్తిగతీకరించిన UPI ID: లక్షణాలు, ప్రయోజనాలు మరియు పిaytm గైడ్](https://paytm.com/blog/payments/benefits-of-personalized-upi-id-india-in-telugu.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: వ్యక్తిగతీకరించిన UPI ID యొక్క లక్షణాలు, ప్రయోజనాలు మరియు Paytm ద్వారా దాన్ని ఎలా సృష్టించాలో తెలుసుకోండి — సులభం, భద్రం, ప్రొఫెషనల్ చెల్లింపుల కోసం.
- [अपनी पेटीएम पोस्टपेड सीमा कैसे बढ़ाएँ: अधिक क्रेडिट पहुँच के लिए संपूर्ण मार्गदर्शिका](https://paytm.com/blog/loan/postpaid-loan/increase-paytm-postpaid-limit-in-hindi.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: जानिए पेटीएम पोस्टपेड की सीमा बढ़ाने के आसान तरीके, पात्रता मानदंड और उच्च क्रेडिट पहुंच पाने की चरण-दर-चरण प्रक्रिया।
- [વીમા ચુકવણી માટે Paytm પર UPI ઓટોપે કેવી રીતે સેટ કરવું?](https://paytm.com/blog/bill-payments/upi-autopay/how-to-set-up-autopay-on-paytm-for-insurance-payments-in-gujarati.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: Paytm પર વીમા ચુકવણી માટે UPI AutoPay કેવી રીતે સેટ કરવું તે જાણો. આપમેળે પ્રીમિયમ કાપણી, સમયસર ચુકવણી અને સતત કવરેજ માટે સરળ રીત.
- [2025 ஆம் ஆண்டில் UPI ஐடியை உருவாக்க என்ன ஆவணங்கள் தேவை? முழுமையான வழிகாட்டி](https://paytm.com/blog/payments/upi-id-documents-required-in-tamil.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: 2025ல் UPI ஐடி உருவாக்க எந்த ஆவணங்கள் தேவை என்பதை அறிக. ஆதார், பான், பாஸ்போர்ட் போன்ற OVDகள் மற்றும் NRIகளுக்கான விதிகள் பற்றி முழுமையாக தெரிந்து கொள்ளுங்கள்.
- [పేటీఎం రిఫర్ & విన్: అర్హత నియమాలు మరియు బోనస్ వివరించబడ్డాయి](https://paytm.com/blog/whats-new/paytm-refer-and-win-eligibility-in-telugu.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: Paytm రిఫర్ & విన్ ద్వారా ₹150 బోనస్ సంపాదించండి! ఎవరు అర్హులు, ఎలా ఆహ్వానించాలి మరియు రివార్డ్ పొందేందుకు అనుసరించాల్సిన దశలను తెలుసుకోండి.
- [ಪೇಟಿಎಂ ರೆಫರ್ ಮಾಡಿ & ಗೆಲ್ಲಿರಿ: ಅರ್ಹತಾ ನಿಯಮಗಳು ಮತ್ತು ಬೋನಸ್ ಅನ್ನು ವಿವರಿಸಲಾಗಿದೆ](https://paytm.com/blog/payments/setup-merchant-upi-on-paytm-in-kannada.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: ಪೇಟಿಎಂ ರೆಫರ್ & ವಿನ್ ಮೂಲಕ ₹150 ಬೋನಸ್ ಗಳಿಸಿ! ಯಾರು ಅರ್ಹರು, ಹೇಗೆ ಆಹ್ವಾನಿಸಬೇಕು ಮತ್ತು ಬಹುಮಾನ ಪಡೆಯಲು ಯಾವ ಹಂತಗಳನ್ನು ಅನುಸರಿಸಬೇಕು ಎಂಬುದನ್ನು ತಿಳಿಯಿರಿ.
- [ખોટા નંબર પર રિચાર્જ થયું? તેને કેવી રીતે ઉકેલવું તે અહીં છે](https://paytm.com/blog/recharge/mobile-recharge-done-to-the-wrong-number-in-gujarati.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: ખોટા નંબર પર રિચાર્જ કર્યો? ગભરાશો નહીં. અહીં જાણો રિફંડ મેળવવાની રીત, ફરિયાદ કેવી રીતે કરવી અને ભૂલ ફરી ન થાય તે માટેના ઉપાય.
- [पेटीएमवर व्यवहार इतिहास कसा तपासायचा?](https://paytm.com/blog/payments/how-to-check-transaction-history-on-paytm-in-marathi.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: पेटीएमवर व्यवहार इतिहास पाहणे आणि डाउनलोड करणे सोपे आहे. पेमेंट तपशील, स्थान आणि UPI स्टेटमेंट काही क्लिकमध्ये तपासा
- [UPI ఫిర్యాదులను పరిష్కరించడానికి పట్టే సమయం: మీరు తెలుసుకోవలసినది](https://paytm.com/blog/payments/upi-complaint-resolution-time-in-telugu.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: UPI ఫిర్యాదులు పరిష్కారానికి ఎంత సమయం పడుతుంది? విఫలమైన లావాదేవీలు, రీఫండ్‌లు, NPCI సమయపాలన — తెలుసుకోండి
- [பேடிஎம் செயலியை நீக்கிவிட்டீர்களா? உங்கள் கணக்கு மற்றும் UPI-க்கு என்ன நடக்கிறது என்பது இங்கே](https://paytm.com/blog/paytm-help/what-happens-if-paytm-app-is-deleted-in-tamil.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: பேடிஎம் செயலியை நீக்கினால் உங்கள் கணக்கு, பணம், UPI அல்லது தரவுக்கு என்ன நடக்கும்? எல்லாம் பாதுகாப்பா? இதோ எளிய விளக்கம்.
- [ટાટા પ્લે રિચાર્જ સ્ટેટસ કેવી રીતે ચેક કરવું?](https://paytm.com/blog/recharge/how-to-check-tata-play-recharge-status-in-gujarati.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: તમારા ટાટા પ્લે રિચાર્જ સ્ટેટસ, બેલેન્સ અને પેક વિગતો ઓનલાઈન, એપ, SMS અથવા મિસ્ડ કોલથી કેવી રીતે ચેક કરવી તે જાણો સરળ રીતે.
- [UPI ऑटोपे म्हणजे काय: वैशिष्ट्ये, फायदे आणि सेटअप](https://paytm.com/blog/bill-payments/upi-autopay/here-is-all-you-need-to-know-about-upi-autopay-in-marathi.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: UPI ऑटोपे काय आहे, ते कसे काम करते, आणि पेटीएमवर ते कसे सेट करावे हे जाणून घ्या. तुमची बिले आणि सबस्क्रिप्शन पेमेंट्स करा स्वयंचलितपणे!
- [పేటీఎం రిసీవ్ మనీ విడ్జెట్ vs QR కోడ్](https://paytm.com/blog/payments/paytm-receive-money-widget-vs-qr-code-in-telugu.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: పేటీఎం రిసీవ్ మనీ విడ్జెట్ మరియు QR కోడ్ మధ్య తేడాలు, ప్రయోజనాలు, మరియు మీ అవసరాలకు ఏది సరిపోతుందో తెలుసుకోండి ఈ సులభ గైడ్‌లో.
- [தவறான UPPCL மின்சார பில்கள் குறித்து புகார் அளிப்பது எப்படி](https://paytm.com/blog/bill-payments/electricity-bills/how-to-file-complaint-about-incorrect-uppcl-electricity-bills-in-tamil.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: UPPCL மின்சார பில்லில் பிழைகள் அல்லது அதிக கட்டணம் இருந்தால், ஆன்லைன் போர்டல், ஹெல்ப்லைன் 1912 மூலம் எளிதாக புகார் அளிக்கும் வழிகளை அறிக.
- [जियो प्रीपेड बैलेंस और वैधता कैसे जांचें?](https://paytm.com/blog/recharge/how-to-check-jio-prepaid-balance-and-validity-in-hindi.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: जानें जियो प्रीपेड बैलेंस और वैधता जांचने के आसान तरीके — MyJio ऐप, पेटीएम, USSD कोड, एसएमएस या वेबसाइट से। अपने डेटा और प्लान की जानकारी पाएं और समय पर रिचार्ज करें ताकि सेवा बाधित न हो।
- [Paytm Partners with Groq to Power Real-Time AI for Payments and Platform Intelligence](https://paytm.com/blog/payments/paytm-partners-with-groq-to-power-real-time-ai-for-payments-and-platform-intelligence.md)
  - Published: 2025-11-05
  - Last Modified: 2025-11-05
  - Excerpt: This advancement will support our ongoing work in building high-performance AI models that enhance transaction processing, risk assessment, fraud detection, and customer engagement across our platform.
- [యుపీఐ మోసాల నుండి మీరే మిమ్మల్ని రక్షించుకోండి: రకాలూ, నివారణ చిట్కాలూ, భద్రతా చర్యలూ](https://paytm.com/blog/payments/upi/upi-fraud-prevention-in-telugu.md)
  - Published: 2025-10-31
  - Last Modified: 2025-10-31
  - Excerpt: యుపీఐ ఫిషింగ్, QR కోడ్ మోసాలు, ఫేక్ యాప్‌ల నుండి రక్షణ పొందండి. సురక్షిత లావాదేవీల కోసం ముఖ్యమైన చిట్కాలు మరియు నిబంధనలు తెలుగులో తెలుసుకోండి.
- [Paytm ಮೂಲಕ ನಿಮ್ಮ UPI ಮ್ಯಾಂಡೇಟ್‌ಗಳನ್ನು ನಿರ್ವಹಿಸಿ: ಸೆಟಪ್, ಮಿತಿ ಮತ್ತು ರದ್ದುಪಡಿಸುವುದು](https://paytm.com/blog/payments/upi/upi-mandates-with-paytm-in-kannada.md)
  - Published: 2025-10-31
  - Last Modified: 2025-10-31
  - Excerpt: UPI ಮ್ಯಾಂಡೇಟ್‌ಗಳ ಮೂಲಕ, ನೀವು ಆ್ಯಪ್ ಸ್ಟೋರ್ ಸಬ್‌ಸ್ಕ್ರಿಪ್ಶನ್‌ಗಳು, OTT ಪ್ಲಾಟ್‌ಫಾರ್ಮ್‌ಗಳು, ಯೂಟಿಲಿಟಿ ಬಿಲ್‌ಗಳು, ಸಾಲ ಪಾವತಿ ಮತ್ತು ಹೂಡಿಕೆಗಳು ಸೇರಿದಂತೆ ವಿವಿಧ ಸೇವೆಗಳಿಗೆ ಪುನರಾವೃತ್ತಿ ಪಾವತಿಗಳನ್ನು ಸುಲಭವಾಗಿ ನಿರ್ವಹಿಸಬಹುದು.
- [Paytm UPI સાથે RuPay ક્રેડિટ કાર્ડ લિંક કેવી રીતે કરશો?](https://paytm.com/blog/paytm-help/link-rupay-credit-card-to-upi-paytm-in-gujarati.md)
  - Published: 2025-10-31
  - Last Modified: 2025-10-31
  - Excerpt: જાણો Paytm UPI સાથે તમારું RuPay ક્રેડિટ કાર્ડ કેવી રીતે લિંક કરવું. સરળ પગલાંઓ અને ફાયદાઓ સાથે ત્વરિત અને સુરક્ષિત પેમેન્ટ્સ માટે સંપૂર્ણ માર્ગદર્શન વાંચો.
- [EWS சான்றிதழ் என்றால் என்ன? விண்ணப்ப நடைமுறை மற்றும் தகுதி விவரங்கள்](https://paytm.com/blog/document/ews-certificate-eligibility-application-process-in-tamil.md)
  - Published: 2025-10-31
  - Last Modified: 2025-10-31
  - Excerpt: EWS சான்றிதழ் மூலம் கல்வி மற்றும் வேலை வாய்ப்புகளில் 10% இடஒதுக்கீடு கிடைக்கும். விண்ணப்ப நடைமுறை, தேவையான ஆவணங்கள் மற்றும் தகுதி விவரங்களை தமிழில் அறியுங்கள்.
- [Paytm पर UPI ऑटोपे भुगतान को कैसे बंद करें?](https://paytm.com/blog/bill-payments/upi-autopay/deactivate-upi-autopay-paytm-in-hindi.md)
  - Published: 2025-10-31
  - Last Modified: 2025-10-31
  - Excerpt: जानें कैसे आप Paytm ऐप में अपने सब्सक्रिप्शन या बिल पेमेंट के लिए सेट किए गए UPI Autopay को आसानी से बंद कर सकते हैं। स्टेप-बाय-स्टेप प्रक्रिया और जरूरी सुझाव पढ़ें।
- [How to Use UPI Global for Payments at International Stores](https://paytm.com/blog/payments/upi/how-to-use-upi-global-for-international-payments.md)
  - Published: 2025-07-30
  - Last Modified: 2025-10-31
  - Excerpt: Find out how UPI Global helps you make QR payments while travelling abroad from your bank account.
- [How NRIs Can Activate UPI and Make International Payments](https://paytm.com/blog/payments/upi/activate-upi-nri-international-payments.md)
  - Published: 2025-10-08
  - Last Modified: 2025-10-31
  - Excerpt: Learn how NRIs can activate UPI for NRE and NRO accounts, make international payments, and use UPI seamlessly with this complete step-by-step guide.
- [Paytm Receive Money Widget vs QR Code](https://paytm.com/blog/payments/paytm-receive-money-widget-vs-qr-code.md)
  - Published: 2025-06-16
  - Last Modified: 2025-10-31
  - Excerpt: Discover the difference between Paytm's receive money widget and QR code. Understand which is better—Paytm QR or widget—for seamless, faster payment collection.
- [Deleted the Paytm App? Here's What Happens to Your Account & UPI](https://paytm.com/blog/paytm-help/what-happens-if-paytm-app-is-deleted.md)
  - Published: 2025-08-08
  - Last Modified: 2025-10-31
  - Excerpt: What happens if Paytm app is deleted? Find out if your money, UPI, and account stay safe, and how to recover everything after reinstalling.
- [How to Activate International UPI Payments on Paytm?](https://paytm.com/blog/payments/upi/upi-international-payments-paytm-activate.md)
  - Published: 2024-07-24
  - Last Modified: 2025-10-31
  - Excerpt: Check how to activate UPI International payments on Paytm and make seamless cross-border transactions. Learn how UPI for international payments works, its benefits, and the countries that accept it.
- [How to Set up UPI PIN on Paytm Without Debit Card?](https://paytm.com/blog/payments/upi/set-upi-pin-without-debit-card-paytm.md)
  - Published: 2024-12-24
  - Last Modified: 2025-10-31
  - Excerpt: Learn how to set your UPI PIN without a debit card on Paytm using your Aadhaar details in %%currentyear%%. Follow simple steps to securely create your UPI PIN today.
- [Paytm UPI for NRIs: How to Make Payments in India Using Your International Number](https://paytm.com/blog/payments/upi/paytm-upi-for-nri.md)
  - Published: 2025-10-29
  - Last Modified: 2025-10-30
  - Excerpt: Paytm brings UPI to NRIs! Use your international mobile number to send and receive money in India easily and securely. Learn setup steps, supported countries, and benefits.
- [How to Use UPI ATM for Interoperable Cash Deposit (ICD)](https://paytm.com/blog/payments/upi/how-to-use-upi-atm-for-interoperable-cash-deposit-icd.md)
  - Published: 2025-07-30
  - Last Modified: 2025-10-30
  - Excerpt: Know what UPI Interoperable Cash Deposit is and how to use it at ATMs using your UPI app.
- [UPI One World – A Simple Way for Foreigners and NRIs to Pay in India](https://paytm.com/blog/payments/upi/upi-one-world.md)
  - Published: 2025-07-29
  - Last Modified: 2025-10-30
  - Excerpt: Learn how UPI One World helps NRIs and tourists make safe payments across India without carrying cash.
- [What is UPI‑ATM Cash Withdrawal?](https://paytm.com/blog/payments/upi/what-is-upi-atm-cash-withdrawal.md)
  - Published: 2025-07-29
  - Last Modified: 2025-10-30
  - Excerpt: Understand UPI‑ATM cash withdrawal features, limits, and participating banks for cardless access.
- [How to Transfer Money Using Recipient Bank Account Details on Paytm?](https://paytm.com/blog/paytm-help/transfer-money-to-bank-account-paytm.md)
  - Published: 2025-01-20
  - Last Modified: 2025-10-30
  - Excerpt: Discover how to transfer money securely using bank account details on Paytm. Follow our simple steps for instant and reliable bank-to-bank transactions with ease!
- [How to Add Beneficiary on Paytm?](https://paytm.com/blog/paytm-help/how-to-add-beneficiary-on-paytm.md)
  - Published: 2025-01-16
  - Last Modified: 2025-10-30
  - Excerpt: Learn how to add a beneficiary on Paytm in just a few simple steps. Streamline your money transfers with this easy-to-follow guide and enjoy hassle-free payments.
- [How to Split Bills on Paytm: A Step-by-Step Guide](https://paytm.com/blog/paytm-help/split-bills-on-paytm-guide.md)
  - Published: 2025-01-16
  - Last Modified: 2025-10-30
  - Excerpt: Make group payments stress-free! Learn how to split bills on Paytm for dinners, trips, or shared expenses. A quick, easy, and transparent way to divide costs with your friends or family.
- [GST Registration Process in 2025](https://paytm.com/blog/tax/gst-registration-process.md)
  - Published: 2025-01-31
  - Last Modified: 2025-10-30
  - Excerpt: Learn the step-by-step process of GST registration in India, including eligibility, required documents, and how to apply online. Get your GSTIN today!
- [Paytm Money Lowers Margin Trading Facility Rates Starting at 7.99% p.a.](https://paytm.com/blog/paytm-money/paytm-money-lowers-margin-trading-facility-rates-starting-at-7-99-pa.md)
  - Published: 2025-10-29
  - Last Modified: 2025-10-29
  - Excerpt: The new structure introduces industry-leading rates starting from 7.99% per annum, with preferential slabs designed for larger portfolios.
- [Protect Yourself from UPI Frauds: Types, Prevention Tips & Safety Measures](https://paytm.com/blog/payments/upi/upi-fraud-prevention.md)
  - Published: 2025-02-11
  - Last Modified: 2025-10-28
  - Excerpt: UPI frauds are on the rise with increasing digital transactions in India. Learn about common scams like phishing, fake UPI apps, QR code fraud, and how to protect yourself from financial losses.
- [Voter ID Correction: Easy Steps to Change Your Name Online ](https://paytm.com/blog/voter-id/voter-id-name-correction-online.md)
  - Published: 2024-11-25
  - Last Modified: 2025-10-28
  - Excerpt: Correct your voter ID name online with a simple process. Learn reasons for name change, required documents, and steps to update your voter ID.
- [List of Documents Required for Voter ID Card](https://paytm.com/blog/voter-id/list-of-documents-required-for-voter-id-card.md)
  - Published: 2022-08-17
  - Last Modified: 2025-10-28
  - Excerpt: Find out which documents are needed to apply for a Voter ID Card in India. Follow our simple guide for a smooth and quick application process.
- [How to Link RuPay Credit Card to Paytm UPI?](https://paytm.com/blog/credit-card/link-rupay-credit-card-to-upi-paytm.md)
  - Published: 2025-01-20
  - Last Modified: 2025-10-28
  - Excerpt: Learn how to link your RuPay credit card to UPI on Paytm for easy, secure, and flexible payments. Enjoy the convenience of UPI and the benefits of credit card rewards.
- [Step-by-Step Guide to Set Up Paytm Receive Money Widget for Faster Payments](https://paytm.com/blog/payments/how-to-set-up-paytm-receive-money-widget.md)
  - Published: 2025-06-16
  - Last Modified: 2025-10-28
  - Excerpt: Learn how to enable Paytm Receive Money Widget and QR for faster UPI payments. Step-by-step guide to simplify collections and boost privacy with instant alerts.
- [How to Use Paytm's ‘Hide Payment' Feature for Private Transactions](https://paytm.com/blog/payments/paytm-hide-payment-feature.md)
  - Published: 2025-06-16
  - Last Modified: 2025-10-28
  - Excerpt: Paytm introduced a new ‘Hide Payment' feature, giving users more control over their transaction visibility and digital footprint.
- [Paytm Enables NRIs to Link International Mobile Numbers on Paytm App for Seamless UPI Payments ](https://paytm.com/blog/payments/paytm-enables-nris-to-link-international-mobile-numbers-on-paytm-app-for-seamless-upi-payments.md)
  - Published: 2025-10-27
  - Last Modified: 2025-10-27
  - Excerpt: This seamless experience is now possible without international payment gateways or currency conversions
- [Are You Eligible for Paytm Gold Coins? Here's How to Know](https://paytm.com/blog/paytm-gold-coins/paytm-gold-coins-eligibility-guide.md)
  - Published: 2025-10-15
  - Last Modified: 2025-10-24
  - Excerpt: Find out who is eligible for the Paytm Gold Coins program. Learn the simple criteria to start earning 24K digital gold on your everyday transactions automatically.
- [How to Earn Paytm Gold Coins on Every Payments You Make ](https://paytm.com/blog/paytm-gold-coins/how-to-earn-paytm-gold-coins.md)
  - Published: 2025-10-15
  - Last Modified: 2025-10-24
  - Excerpt: Learn the simple ways to earn 24K digital gold on all your payments. Our guide covers how to get assured coins on UPI transfers, and how to double your earnings.
- [How to Easily Convert Your Paytm Gold Coins into Digital Gold](https://paytm.com/blog/paytm-gold-coins/how-to-redeem-paytm-gold-coins-for-digital-gold.md)
  - Published: 2025-10-15
  - Last Modified: 2025-10-24
  - Excerpt: Learn how to easily convert your Paytm gold coins into real digital gold. This guide covers how to earn, maximize, and redeem your coins with simple steps and tips.
- [Spreading Happiness, Love and Positivity this Diwali at Paytm](https://paytm.com/blog/workplace/spreading-happiness-love-and-positivity-this-diwali-at-paytm.md)
  - Published: 2025-10-17
  - Last Modified: 2025-10-17
  - Excerpt: The festival of lights, laughter, love, and positivity once again brought us all together.
- [Paytm Launches India's First AI Soundbox for Payments ](https://paytm.com/blog/payments/paytm-launches-indias-first-ai-soundbox-for-payments.md)
  - Published: 2025-10-07
  - Last Modified: 2025-10-10
  - Excerpt: The launch was unveiled at the Global Fintech Festival (GFF) today, where we have showcased how artificial intelligence can simplify and strengthen everyday business operations for merchants
- [How to Secure Your UPI ID From Common Online Scams](https://paytm.com/blog/payments/upi/how-scammers-exploit-upi-vpa-fraud-protection-guide.md)
  - Published: 2025-10-09
  - Last Modified: 2025-10-09
  - Excerpt: A detailed guide on VPA phishing scams, fake collect requests, and QR code fraud. Learn how to spot the signs of UPI VPA scams and protect your money with our essential security tips.
- [A Complete Guide to Organizing Your Finances with Paytm's Tag Your Payment](https://paytm.com/blog/payments/paytm-tag-your-payment.md)
  - Published: 2025-10-09
  - Last Modified: 2025-10-09
  - Excerpt: Learn how Paytm's “Tag Your Payment” helps you categorize transactions for accurate expense tracking, budgeting, and financial control. Step-by-step guide included.
- [How to Customize Every Paytm Notification for SMS, Email & App](https://paytm.com/blog/paytm-help/manage-paytm-notifications-guide.md)
  - Published: 2025-10-08
  - Last Modified: 2025-10-08
  - Excerpt: Take control of your Paytm alerts! Learn how to easily manage SMS, email, and in-app notifications in a few simple steps. Stop the noise and get the updates that matter.
- [UPI Payment Failed? Here's Why and What You Can Do](https://paytm.com/blog/payments/upi/upi-server-not-working-troubleshooting-guide.md)
  - Published: 2025-10-08
  - Last Modified: 2025-10-08
  - Excerpt: Facing “UPI server not working” or failed payments? Learn the top reasons — from bank downtime, KYC issues, poor internet, to app errors — and follow our step-by-step troubleshooting guide to fix UPI problems easily.
- [One UPI ID for Multiple Bank Accounts: Myths vs Facts](https://paytm.com/blog/payments/upi/link-multiple-bank-accounts-single-upi-id.md)
  - Published: 2025-10-08
  - Last Modified: 2025-10-08
  - Excerpt: Learn how to link multiple bank accounts to a UPI app, why a single UPI ID cannot link multiple accounts, and how apps like Paytm let you manage multiple VPAs effectively.
- [Can One Bank Account Have Multiple VPA IDs? Your Complete Guide](https://paytm.com/blog/payments/upi/multiple-vpas-one-bank-account-upi.md)
  - Published: 2025-10-08
  - Last Modified: 2025-10-08
  - Excerpt: Discover if one bank account can have multiple UPI IDs (VPAs) and how to manage them. Learn about app-generated IDs, choosing a primary VPA, and tailoring IDs for business with Paytm.
- [How to Create Your Own Payment Tag in Paytm App for Smarter Expense Tracking](https://paytm.com/blog/payments/create-your-own-payment-tag-paytm-app.md)
  - Published: 2025-10-07
  - Last Modified: 2025-10-07
  - Excerpt: Learn how to create your own payment tag in Paytm app. Customize transaction categories, track expenses effectively, and improve budgeting with this step-by-step guide.
- [Difference Between Default Tags and Custom Payment Tags in Paytm](https://paytm.com/blog/payments/default-vs-custom-payment-tags-paytm.md)
  - Published: 2025-10-07
  - Last Modified: 2025-10-07
  - Excerpt: Learn the difference between default tags and custom payment tags in Paytm. Understand how each works, when to use them, and tips for smarter expense tracking and budgeting.
- [Smarter Budgeting with Paytm: Create Your Own Payment Tag To Transform Your Budget](https://paytm.com/blog/payments/create-your-own-payment-tag-paytm-budgeting.md)
  - Published: 2025-10-07
  - Last Modified: 2025-10-07
  - Excerpt: Learn how Paytm's “Create Your Own Payment Tag” option helps you personalize budgeting, track goals, avoid overspending, and gain control over your money.
- [10 Benefits of Using Paytm to Track Your Digital Transactions](https://paytm.com/blog/payments/paytm-digital-payment-tracking.md)
  - Published: 2025-10-06
  - Last Modified: 2025-10-06
  - Excerpt: Discover how Paytm helps you track all your digital payments with ease. Learn about payment history, advanced filters, transaction details, UPI statements, and practical features for financial control.
- [Driving Accessibility & Inclusion: Empowering Specially Abled Individuals with Mobility & Assistive Devices](https://paytm.com/blog/sustainability/empowering-specially-abled-individuals-with-mobility-and-assistive-devices.md)
  - Published: 2025-10-06
  - Last Modified: 2025-10-06
  - Excerpt: Two screening camps were organized in Delhi to identify the needs of the specially abled persons.
- [Paytm Introduces ‘Playback', India's First AI-Powered Rap, Turning Routine Monthly Spends Into a Personalized Engaging Experience](https://paytm.com/blog/payments/paytm-introduces-playback-indias-first-ai-powered-rap-turning-routine-monthly-spends-into-a-personalized-engaging-experience.md)
  - Published: 2025-10-06
  - Last Modified: 2025-10-06
  - Excerpt: With this first-of-its-kind innovation, Paytm brings a playful twist to financial insights, making expense tracking engaging and relatable.
- [How to Set Auto-Save for Digital Gold in Paytm and Start Investing ](https://paytm.com/blog/digital-gold/auto-save-digital-gold-paytm.md)
  - Published: 2025-10-03
  - Last Modified: 2025-10-03
  - Excerpt: Start a Paytm Digital Gold SIP from ₹51. Set daily, weekly, or monthly auto-investments and grow your gold holdings effortlessly.
- [How to Transfer FASTag When You Sell Your Car](https://paytm.com/blog/fastag/transfer-fastag-when-selling-car.md)
  - Published: 2025-09-30
  - Last Modified: 2025-09-30
  - Excerpt: Learn how to transfer your FASTag to a new vehicle when you sell your car. Follow this simple, step-by-step guide to ensure seamless toll payments without any hassles.
- [What is a Mobile Banking Application? Know Everything About it!](https://paytm.com/blog/net-banking/what-is-mobile-banking-application.md)
  - Published: 2021-10-21
  - Last Modified: 2025-09-29
  - Excerpt: What is mobile banking app: Know the mobile banking, its benefits. Customers can use the mobile net banking app to perform routine transactions & transfer funds.
- [Difference Between Net Banking and Mobile Banking](https://paytm.com/blog/net-banking/difference-between-net-banking-vs-mobile-banking.md)
  - Published: 2021-09-29
  - Last Modified: 2025-09-29
  - Excerpt: Read the complete difference between net banking and mobile banking in the blog and understand how to register for net banking and mobile banking effortlessly.
- [Net Banking - What are its Advantages, Disadvantages, Features and More](https://paytm.com/blog/net-banking/everything-about-net-banking.md)
  - Published: 2021-09-29
  - Last Modified: 2025-09-29
  - Excerpt: What is Net Banking: Know about the meaning, features & advantages of net banking, limitations of Net banking, steps to register net banking online.
- [How Much is the NEFT Settlement Time?](https://paytm.com/blog/money-transfer/neft-settlement-time.md)
  - Published: 2021-09-15
  - Last Modified: 2025-09-29
  - Excerpt: NEFT Settlement Time- NEFT services are available round the clock, even on holidays. These services are settled in batches of half an hour.
- [Updated NEFT Transfer and Settlement Timing (2025)](https://paytm.com/blog/money-transfer/neft-transfer-time.md)
  - Published: 2021-09-02
  - Last Modified: 2025-09-29
  - Excerpt: NEFT transfer timing revamped for %%currentyear%%, providing a more flexible and efficient schedule for seamless fund transfers in the digital era.
- [What is the Transfer Limit for NEFT Payment?](https://paytm.com/blog/money-transfer/neft-amount-transfer-limit.md)
  - Published: 2021-09-02
  - Last Modified: 2025-09-29
  - Excerpt: One of the reasons that people choose NEFT to transfer funds from one bank account to another is that RBI levies absolutely no NEFT amount transfer limit.
- [UPI लेनदेन विफल लेकिन पैसा कट गया: चरण-दर-चरण पुनर्प्राप्ति प्रक्रिया](https://paytm.com/blog/payments/upi/upi-money-deducted-not-received-recovery-guide-hindi.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: UPI फेल हो गया, लेकिन पैसे कट गए? RBI/NPCI की आधिकारिक प्रक्रिया का इस्तेमाल करके अपना पैसा वापस पाएँ। चरण-दर-चरण रिकवरी और मुआवज़ा अधिकारों की जानकारी।
- [મારું UPI વેરિફિકેશન કેમ નિષ્ફળ થયું?](https://paytm.com/blog/payments/upi/why-my-upi-verification-failed-causes-fixes-gujarati.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: UPI ચકાસણી નિષ્ફળ જવાના સામાન્ય કારણો અને Paytm UPI ચકાસણી નિષ્ફળ જવાના કારણો અને અન્ય UPI સેટઅપ સમસ્યાઓને ઠીક કરવા માટેના ઝડપી પગલાં જાણો.
- [Paytm இலிருந்து UPI ஸ்டேட்மெண்ட்டைப் பதிவிறக்குவது எப்படி?](https://paytm.com/blog/payments/upi/how-to-download-upi-statement-from-paytm-tamil.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: Paytm இலிருந்து UPI அறிக்கையை எளிதாக பதிவிறக்கம் செய்வது எப்படி என்பதை அறிக. உங்கள் Paytm UPI பரிவர்த்தனை வரலாற்றை PDF அல்லது Excel இல் பதிவிறக்கம் செய்து, விரிவான அறிக்கைகளுடன் உங்கள் கட்டணங்களைக் கண்காணிக்கவும்.
- [నకిలీ UPI చెల్లింపు అభ్యర్థనలను ఎలా గుర్తించాలి?](https://paytm.com/blog/payments/upi/how-to-identify-fake-upi-payment-request-telugu.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: నకిలీ UPI అభ్యర్థనలను ఎలా గుర్తించాలో మరియు UPI చెల్లింపు మోసం నుండి మిమ్మల్ని మీరు ఎలా రక్షించుకోవాలో కనుగొనండి. UPI మోసం గుర్తింపు చిట్కాలు, స్కామ్ UPI చెల్లింపు లింక్‌ల హెచ్చరిక సంకేతాలు మరియు నకిలీ UPI లావాదేవీలను ఎలా నివేదించాలో తెలుసుకోండి.
- [ಆನ್‌ಲೈನ್ ರೀಚಾರ್ಜ್‌ಗಳು ಮತ್ತು ಬಿಲ್ ಪಾವತಿಗಳಿಗಾಗಿ Paytm ನಲ್ಲಿ UPI ಸ್ವಯಂ ಪಾವತಿಯನ್ನು ಹೇಗೆ ಬಳಸುವುದು](https://paytm.com/blog/bill-payments/upi-autopay/how-to-use-upi-autopay-on-paytm-for-online-recharges-and-bill-payments-kannada.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: Paytm ನಲ್ಲಿ UPI ಆಟೋಪೇ ಸೆಟಪ್ ಮಾಡುವುದು ಹೇಗೆ ಎಂದು ತಿಳಿಯಿರಿ. ಸ್ವಯಂಚಾಲಿತ ಮೊಬೈಲ್ ರೀಚಾರ್ಜ್ ಮತ್ತು ಬಿಲ್ ಪಾವತಿಗಳನ್ನು (ವಿದ್ಯುತ್, ನೀರು, ಗ್ಯಾಸ್) ಸುಲಭವಾಗಿ ಹೊಂದಿಸಿ. ತಪ್ಪಿದ ಪಾವತಿಗಳನ್ನು ತಪ್ಪಿಸಿ ಮತ್ತು ಸಮಯವನ್ನು ಉಳಿಸಿ!
- [મારું UPI કેમ સક્રિય નથી થઈ રહ્યું?](https://paytm.com/blog/payments/upi/why-is-my-upi-not-getting-activated-gujarati.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: UPI એક્ટિવેટ ન થવું, UPI એક્ટિવેશન ભૂલ, અથવા SIM વેરિફિકેશન નિષ્ફળ જવું જેવી સમસ્યાઓનો સામનો કરી રહ્યા છો? આ મુશ્કેલીનિવારણ માર્ગદર્શિકામાં UPI સેટઅપ નિષ્ફળ જવાના બધા કારણો અને તેમને ઝડપથી કેવી રીતે ઠીક કરવા તે જાણો.
- [வணிகர் UPI கணக்கு என்றால் என்ன? கட்டணங்கள், நன்மைகள் & இது எப்படி வேலை செய்கிறது?](https://paytm.com/blog/payments/upi/merchant-upi-account-charges-benefits-how-it-works-tamil.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: வணிகர் UPI கணக்கு என்றால் என்ன, அது எவ்வாறு செயல்படுகிறது, அதற்கான கட்டணங்கள் மற்றும் அது ஏன் பயனளிக்கிறது என்பதை அறியவும். UPI வணிகர் கணக்கை எப்படி எளிதாகத் திறப்பது என்பதைக் கண்டறியவும்.
- [NEFT Charges: How Much Extra do you Need to Pay on NEFT Transactions?](https://paytm.com/blog/money-transfer/neft-charges.md)
  - Published: 2021-09-02
  - Last Modified: 2025-09-29
  - Excerpt: The additional NEFT charges may range anywhere between Rs. 2.5 and Rs. 25 per transaction, depending on the value of amount to be transferred.
- [तुम्ही UPI वापरू शकता अशा देशांची यादी](https://paytm.com/blog/payments/upi/list-of-countries-where-you-can-use-upi-in-marathi.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: UPI आंतरराष्ट्रीय जातो! झटपट पैसे पाठवण्याचा जलद, सुरक्षित आणि सोयीस्कर मार्ग म्हणून भारतात सुरू झालेली गोष्ट आता सीमा ओलांडली आहे. लाखो भारतीयांना स्थानिक दुकानांमध्ये अखंडपणे पेमेंट करण्यास सक्षम करण्यापासून, UPI ने जागतिक डिजिटल पेमेंट सोल्यूशन बनले आहे. आज, हे अनेक देशांमधील आर्थिक परिसंस्थेचा भाग बनले आहे, ज्यामुळे प्रवासी, अनिवासी भारतीय आणि व्यवसायांना परदेशात त्वरित पेमेंट करता येते. येथे संपूर्ण UPI स्वीकृत देशांची यादी आणि UPI स्वीकारलेल्या देशांचे विहंगावलोकन आहे. UPI स्वीकारलेल्या देशांची यादी 1. भूतान – UPI स्वीकारणारा पहिला देश लाँच तारीख: 13 जुलै 2021 (आभासी समारंभ). भागीदार: भूतानचा रॉयल मॉनेटरी अथॉरिटी (RMA). लॉन्च: भारताच्या अर्थमंत्री, निर्मला सीतारामन आणि भूतानचे अर्थमंत्री,…
- [NPCI UPI तक्रारी कशा हाताळते: पडद्यामागील](https://paytm.com/blog/payments/upi/how-npci-handles-upi-complaints-marathi.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: NPCI UPI तक्रारी आणि विवाद निराकरण कसे हाताळते ते जाणून घ्या. संपूर्ण NPCI UPI तक्रार प्रक्रिया, तपासाचे टप्पे आणि तक्रार निवारण यंत्रणा एक्सप्लोर करा.
- [Paytm ನಲ್ಲಿ UPI KYC ಅವಶ್ಯಕತೆಯ ಬಗ್ಗೆ ನೀವು ತಿಳಿದುಕೊಳ್ಳಬೇಕಾದ ಎಲ್ಲವೂ](https://paytm.com/blog/payments/everything-you-need-to-know-about-upi-kyc-requirement-on-paytm-in-kannada.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: Paytm ನಲ್ಲಿ UPI ಬಳಸಲು KYC ಕಡ್ಡಾಯವೇ ಎಂಬುದರ ಬಗ್ಗೆ ಸಂಪೂರ್ಣ ಮಾಹಿತಿ ಪಡೆಯಿರಿ. ಪೂರ್ಣ KYC ಇಲ್ಲದೆ ಕೂಡ ಹಣ ಕಳುಹಿಸುವುದು, ಸ್ವೀಕರಿಸುವುದು, QR ಕೋಡ್ ಸ್ಕ್ಯಾನ್ ಪಾವತಿಗಳು ಹಾಗೂ ವಹಿವಾಟಿನ ಮಿತಿಗಳ ವಿವರಗಳನ್ನು ಇಲ್ಲಿ ತಿಳಿದುಕೊಳ್ಳಿ.
- [UPI Transaction: Features, Benefits, Maximum Limit](https://paytm.com/blog/payments/upi/upi-transaction-features-benefits-maximum-limit.md)
  - Published: 2021-07-05
  - Last Modified: 2025-09-29
  - Excerpt: UPI, simplifies transactions by bringing all your bank accounts to your mobile device. With just a UPI ID and PIN, you can easily complete secure transactions.
- [UPIతో రూపే క్రెడిట్ కార్డ్‌ని లింక్ చేయడం వల్ల కలిగే అగ్ర ప్రయోజనాలు](https://paytm.com/blog/payments/upi/benefits-of-linking-rupay-credit-card-with-upi-telugu.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: RuPay క్రెడిట్ కార్డ్‌ను UPIతో లింక్ చేయడం వల్ల కలిగే అగ్ర ప్రయోజనాలను అన్వేషించండి. RuPay UPI సౌలభ్యం, భద్రత మరియు వ్యాపారి ఆమోదాన్ని ఎలా పెంచుతుందో తెలుసుకోండి.
- [आधार कार्ड का उपयोग करके यूपीआई पिन कैसे सेट करें?](https://paytm.com/blog/payments/upi/set-upi-pin-without-debit-card-paytm-hindi.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: अपने आधार विवरण का उपयोग करके, बिना डेबिट कार्ड के पेटीएम पर अपना UPI पिन कैसे सेट करें, जानें। आज ही सुरक्षित रूप से अपना UPI पिन बनाने के लिए आसान चरणों का पालन करें।
- [Paytm ఆల్ ఇన్ వన్ QR కోడ్ స్కానర్ అంటే ఏమిటి?](https://paytm.com/blog/payments/qr-code/paytm-all-in-one-qr-code-scanner-features-use-telugu.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: ఏదైనా QR కోడ్‌ని సెకన్లలో చదవడానికి Paytm స్కానర్‌ని ఉపయోగించండి. ఇది లావాదేవీలను నిర్వహించడానికి మరియు పూర్తి చేయడానికి మిమ్మల్ని అనుమతించే ఆల్ ఇన్ వన్ స్కానర్.
- [Paytm वर OTT साठी स्वयंचलित पेमेंट कसे सेट करावे: एक चरण-दर-चरण मार्गदर्शक](https://paytm.com/blog/bill-payments/upi-autopay/how-to-set-automatic-payments-for-ott-on-paytm-marathi.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: पेटीएमवर ओटीटीसाठी स्वयंचलित पेमेंट कसे सेट करायचे ते जाणून घ्या. ओटीटीसाठी पेटीएम आवर्ती पेमेंट्स शोधा, तुमच्या सदस्यतांसाठी ऑटो-डेबिट कसे सक्षम करावे आणि तुमच्या OTT सेवा कोणत्याही त्रासाशिवाय सक्रिय ठेवा.
- [માસિક બજેટ પ્લાનિંગ માટે Paytm સ્પેન્ડ સારાંશનો ઉપયોગ કેવી રીતે કરવો](https://paytm.com/blog/payments/use-paytm-spend-summary-for-monthly-budget-planning-gujarati.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: માસિક બજેટ અને નાણાકીય આયોજન માટે Paytm ખર્ચ સારાંશનો ઉપયોગ કેવી રીતે કરવો તે જાણો. વિગતવાર ખર્ચની સમજ સાથે Paytm નાણાં વ્યવસ્થાપનમાં કેવી રીતે મદદ કરે છે તે શોધો.
- [நீங்கள் ஏன் பணம் செலுத்துவதை மறைக்க விரும்புகிறீர்கள்: டிஜிட்டல் பரிவர்த்தனைகளில் தனியுரிமையைப் புரிந்துகொள்வது](https://paytm.com/blog/payments/reasons-to-hide-payments-tamil.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: பணம் செலுத்துதல்களை மறைப்பதற்கான காரணங்கள் மற்றும் Paytm-இன் மறை பணம் செலுத்துதல் அம்சம் ரகசிய பணப் பரிமாற்றங்கள் மற்றும் தனிப்பட்ட கொள்முதல்களுக்கான தனியுரிமையை எவ்வாறு மேம்படுத்துகிறது என்பதை அறிக.
- [Can You Have Multiple Personalized UPI IDs? Complete Guide](https://paytm.com/blog/payments/upi/multiple-personalized-upi-ids.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: Learn how to get multiple personalized UPI IDs, what they mean, and how to use them for both personal and business needs.
- [How Paytm Helps You Pick the Perfect UPI ID for Your Business](https://paytm.com/blog/payments/upi/paytm-best-platform-personalized-upi-id.md)
  - Published: 2025-09-29
  - Last Modified: 2025-09-29
  - Excerpt: Learn why Paytm is the best platform for managing UPI IDs. Understand what “personalized” UPI IDs mean, how system-generated IDs work, and how multiple UPI IDs can help businesses, freelancers, and individuals.
- [How to Troubleshoot Personalized UPI ID Issues on Paytm Merchant App](https://paytm.com/blog/payments/upi/personalized-upi-id-troubleshooting-paytm.md)
  - Published: 2025-09-26
  - Last Modified: 2025-09-26
  - Excerpt: Learn how to troubleshoot issues while selecting a personalized UPI ID on Paytm Merchant App. Understand common mistakes, verification errors, technical glitches, and solutions to ensure smooth business payments.
- [A Day of Creativity, Care, Connection & Togetherness](https://paytm.com/blog/sustainability/a-day-of-creativity-care-connection-and-togetherness.md)
  - Published: 2025-09-26
  - Last Modified: 2025-09-26
  - Excerpt: The day was filled with creativity, laughter, and meaningful interactions that created lasting memories for both the specially abled children and the volunteers.
- [Paytm to Reward Every Payment with Gold Coins; Convertible into Digital Gold Ahead of Festive Season, Supporting GST Savings and Atmanirbhar Bharat](https://paytm.com/blog/digital-gold/paytm-to-reward-every-payment-with-gold-coins-convertible-into-digital-gold-ahead-of-festive-season-supporting-gst-savings-and-atmanirbhar-bharat.md)
  - Published: 2025-09-25
  - Last Modified: 2025-09-25
  - Excerpt: We have announced the launch of Gold Coins, a first-of-its-kind initiative where every payment earns Gold Coins that can be seamlessly converted into Digital Gold. 
- [Step-by-Step Guide to Create Your Personalized UPI ID in India](https://paytm.com/blog/payments/upi/create-personalized-upi-id-india.md)
  - Published: 2025-09-24
  - Last Modified: 2025-09-24
  - Excerpt: Learn how to create a personalized UPI ID in India with Paytm. Step-by-step guide for setup, activation, and tips for businesses, freelancers, and individuals.
- [How to Update Your Personalized UPI ID on Paytm](https://paytm.com/blog/payments/upi/change-update-personalized-upi-id.md)
  - Published: 2025-09-24
  - Last Modified: 2025-09-24
  - Excerpt: Learn how to change or update your personalized UPI ID on Paytm. Step-by-step guide to select a new Primary UPI ID and manage multiple pre-generated IDs.
- [Personalized UPI ID in India: Features, Advantages, and Paytm Guide](https://paytm.com/blog/payments/upi/benefits-of-personalized-upi-id-india.md)
  - Published: 2025-09-24
  - Last Modified: 2025-09-24
  - Excerpt: Learn how to create a personalized UPI ID in India with step-by-step instructions. Discover benefits, examples, and how apps like Paytm generate multiple ID options for professional payments.
- [How to Change Paytm App Language to English on Android and iOS](https://paytm.com/blog/paytm-help/change-paytm-app-language-to-english.md)
  - Published: 2025-09-24
  - Last Modified: 2025-09-24
  - Excerpt: Learn how to switch Paytm app language back to English on Android and iOS. Follow our guide to set Paytm in English and update Paytm language settings easily.
- [How to Turn On Paytm Balance Check Sound Effect](https://paytm.com/blog/payments/paytm-balance-sound.md)
  - Published: 2025-09-24
  - Last Modified: 2025-09-24
  - Excerpt: Learn how to enable Paytm balance check sound on Android and iPhone. Customize your Paytm app sound notification for privacy, convenience, and audio confirmation.
- [How to Change Paytm App Language on Android and iOS Easily](https://paytm.com/blog/paytm-help/how-to-change-paytm-app-language-on-android-and-ios-easily.md)
  - Published: 2025-09-23
  - Last Modified: 2025-09-23
  - Excerpt: Changing your Paytm app language is a simple way to make your digital payment experience more comfortable. Whether on Android or iOS, you can easily switch from English to Hindi or any supported regional language. Paytm's language settings are user-friendly and inclusive, ensuring Paytm multilingual support helps you navigate the app effortlessly. Why Change Paytm App Language? With Paytm multilingual support, users can navigate the app easily without struggling with English. Switching to a regional language not only makes transactions simpler but also enhances user experience for those who are more comfortable in their native language. Does Paytm Support Regional Languages?…
- [How to View Paytm Transaction History for the Last 3 Months](https://paytm.com/blog/payments/paytm-last-3-months-transactions.md)
  - Published: 2025-09-23
  - Last Modified: 2025-09-23
  - Excerpt: Learn how to check your Paytm transaction history for the last 3 months. View, filter, and download your Paytm spend summary, account activity, and expense statements easily.
- [Paytm Introduces ‘Reminders' to Manage Recurring Expenses with Timely Alerts](https://paytm.com/blog/payments/paytm-launches-recurring-expense-reminders.md)
  - Published: 2025-09-22
  - Last Modified: 2025-09-22
  - Excerpt: The new innovation also provides a single view to track and review all reminders, enabling proactive planning and smarter oversight of financial commitments.
- [Digital Gold for Beginners: Invest Just ₹51 and Start Saving on Paytm](https://paytm.com/blog/digital-gold/digital-gold-51-paytm.md)
  - Published: 2025-09-22
  - Last Modified: 2025-09-22
  - Excerpt: Learn how to buy digital gold ₹51 Paytm and start investing in gold with minimal capital. Complete step-by-step guide for Paytm digital gold small investment with tips, benefits, and strategies for building wealth.
- [Digital Gold on Paytm: Secure, Affordable & Accessible](https://paytm.com/blog/digital-gold/benefits-of-digital-gold-on-paytm.md)
  - Published: 2025-09-19
  - Last Modified: 2025-09-19
  - Excerpt: Discover the benefits of digital gold on Paytm. Learn about convenience, secure storage, instant liquidity, and why Paytm digital gold is safe for small investors.
- [Paytm Launches Postpaid, a Credit Line on UPI, in Partnership with Suryoday Small Finance Bank, Offering ‘Spend Now, Pay Next Month' Convenience](https://paytm.com/blog/payments/paytm-launches-postpaid-a-credit-line-on-upi-in-partnership-with-suryoday-small-finance-bank-offering-spend-now-pay-next-month-convenience.md)
  - Published: 2025-09-17
  - Last Modified: 2025-09-17
  - Excerpt: With Paytm Postpaid, consumers can now make payments using a credit line on UPI across all merchant touchpoints. This includes scanning any UPI QR code, shopping online, or paying for recharges, bill payments, and bookings on our app.
- [Paytm Travel Launches ‘Maha Carnival Sale' Offering Festive Discounts of Up to 20% on Flights and Buses](https://paytm.com/blog/travel/paytm-travel-launches-maha-carnival-sale-offering-festive-discounts-of-up-to-20-per-cent-on-flights-and-buses.md)
  - Published: 2025-09-15
  - Last Modified: 2025-09-16
  - Excerpt: Paytm Travel has partnered with leading banks including Bank of Baroda, ICICI Bank, RBL Bank, and HSBC to provide cardholders with additional savings on flights and bus bookings.
- [Paytm Foundation Leads Major Plantation Drive in Noida, Plants 200 Saplings with Paytmers, Community Leaders](https://paytm.com/blog/sustainability/paytm-foundation-leads-major-plantation-drive-in-noida-plants-200-saplings-with-paytmers-community-leaders.md)
  - Published: 2025-09-15
  - Last Modified: 2025-09-16
  - Excerpt: As part of the initiative, participants planted 200 saplings to enhance the city's green cover. The drive highlighted our commitment to environmental conservation and reflected the power of employee-driven community engagement.
- [What is UPI (Unified Payments Interface)](https://paytm.com/blog/payments/upi-all-you-need-to-know.md)
  - Published: 2021-04-20
  - Last Modified: 2025-09-16
  - Excerpt: Unified Payment Interface is a payment platform to send and receive money. Know about UPI full form, benefits of UPI, steps to send money through UPI, upi payment.
- [What is UPI ID and How to Create UPI ID?](https://paytm.com/blog/payments/what-is-upi-id-how-to-create-upi-id.md)
  - Published: 2021-04-20
  - Last Modified: 2025-09-16
  - Excerpt: What is UPI ID - Know the meaning, full form of UPI ID, how to create UPI ID, upi id example, how to find unified payments interface ID and how to send money.
- [What is UPI Payment and How Does it Work?](https://paytm.com/blog/payments/what-is-upi-payment-and-how-it-works.md)
  - Published: 2021-04-20
  - Last Modified: 2025-09-16
  - Excerpt: UPI payment is a mobile interface that allows you to transfer money from one bank to other. Unlike IMPS/NEFT, UPI is quick & easy to use.
- [What is UPI PIN & How to Create and Reset a UPI PIN?](https://paytm.com/blog/payments/what-is-upi-pin-how-to-create-and-reset-a-upi-pin.md)
  - Published: 2021-04-20
  - Last Modified: 2025-09-16
  - Excerpt: A UPI PIN is a unique, 4-6 digit password that must be provided by the user to authorise a transaction made through UPI using UPI ID and PIN.
- [UPI Credit line: Benefits, Do's & Don'ts, and Process to Apply](https://paytm.com/blog/payments/upi/upi-credit-line.md)
  - Published: 2024-07-11
  - Last Modified: 2025-09-16
  - Excerpt: What is a Credit Line on UPI? Discover the benefits of a pre-sanctioned credit line on UPI, learn how to apply for a Credit Line on UPI, and understand the do's and don'ts for managing your credit line on UPI.
- [Important Update: Enhancing Your UPI Payment Experience with New UPI IDs](https://paytm.com/blog/payments/upi/enhancing-your-upi-payment-experience-with-new-upi-ids.md)
  - Published: 2024-07-31
  - Last Modified: 2025-09-16
  - Excerpt: Your UPI ID will be updated from @paytm to one or more of the following: @pthdfc, @ptaxis, @ptsbi, or @ptyes, as notified via SMS, email, and Paytm app notifications
- [What is VPA in UPI - It's Meaning & Benefits](https://paytm.com/blog/payments/what-is-vpa-in-upi-meaning-benefits.md)
  - Published: 2022-02-01
  - Last Modified: 2025-09-16
  - Excerpt: Know what is VPA in UPI, VPA full form, virtual payment address meaning, Benefits, create VPA on paytm, compare UPI with other mode of online payment.
- [How to Make or Receive Payment Using UPI on Paytm?](https://paytm.com/blog/payments/upi/make-or-receive-payments-using-upi-on-paytm.md)
  - Published: 2022-02-01
  - Last Modified: 2025-09-16
  - Excerpt: Know ✔How to make UPI payments on Paytm? ✔How to receive UPI payments on Paytm? ✔Benefits of UPI payments through Paytm in %%currentyear%%
- [How to Check UPI Transaction Status?](https://paytm.com/blog/payments/upi/how-to-check-upi-transaction-status.md)
  - Published: 2022-03-16
  - Last Modified: 2025-09-16
  - Excerpt: 2 Methods to check UPI transaction status: 1) Check UPI transaction status on Paytm and 2) Using your bank's mobile app or online banking
- [Virtual Payment Address (VPA) - Know How to Create, Uses & Benefits](https://paytm.com/blog/payments/upi/virtual-payment-address-know-how-to-create-vpa-benefits.md)
  - Published: 2022-07-15
  - Last Modified: 2025-09-16
  - Excerpt: Know about virtual payment address, how to create VPA, benefits of VPA and how to send money using VPA on Paytm app.
- [Paytm Recap 2022: Interesting Facts About How India did Paytm se UPI](https://paytm.com/blog/payments/upi/paytm-recap-2022-interesting-facts-about-how-india-did-paytm-se-upi.md)
  - Published: 2022-12-28
  - Last Modified: 2025-09-16
  - Excerpt: 2022 is coming to a close. And it couldn’t have been better. We were looking at how India did Paytm se UPI and here's sharing some interesting finds with all of you.  For instance, one Paytm user booked flights between Delhi and Mumbai 358 times. Made us wonder… why did they not travel for the remaining 7 days of 2022? It joins the ranks of the famous question, “Kattapa ne Bahubali ko kyun maara?”  Another user made payments on Paytm from 106 cities in India. Some major competition for Laal Singh Chaddha there, eh?  What's more, we found a person with…
- [Paytm Leads the Mobile Payments Revolution — PM Modi Tweets About Paytm QR Being a Common Sight Across India](https://paytm.com/blog/payments/upi/pm-modi-tweets-about-paytm-qr.md)
  - Published: 2023-01-24
  - Last Modified: 2025-09-16
  - Excerpt: As India's leading digital payments and financial services company that pioneered the QR code revolution, we are proud to have played a significant role in the widespread adoption of digital payments in the country. Prime Minister Narendra Modi recently took to social media to highlight the reach of digital payments, retweeting a tweet which shared a photo of a roadside tailor in Uttar Pradesh's Ghaziabad, who has integrated Paytm QR codes into his sewing machine.  “It is a common sight across India…our people have shown remarkable dexterity in adapting to tech and innovation,” said PM Modi. The viral tweet notched up…
- [Paytm Payments Bank collaborates with NPCI to introduce RuPay Credit Card on UPI, enables users to link RuPay credit cards to UPI for merchant payments ](https://paytm.com/blog/payments/ppbl-collaborates-with-npci-to-introduce-rupay-credit-card-on-upi.md)
  - Published: 2023-02-07
  - Last Modified: 2025-09-16
  - Excerpt: Our associate Paytm Payments Bank Limited (PPBL) has introduced RuPay Credit Card on UPI, enhancing the payment experience for both consumers and merchants. With this, our Bank has empowered users with convenient payments through a greater acceptance of RuPay credit cards, strengthening the credit card ecosystem in India.    Paytm Payments Bank continues to be a leader in UPI as the largest merchant acquiring and beneficiary bank, and one of the leading remitter banks. In UPI, it is a leader in P2M (peer-to-merchant) transactions, with the highest merchant partners in its ecosystem. The introduction of UPI payments on RuPay Credit Card is…
- [Paytm Payments Bank Becomes the First Payments Bank to Launch UPI LITE - Empowers Instant UPI Payments of Smaller Values](https://paytm.com/blog/payments/upi/paytm-payments-bank-becomes-the-first-payments-bank-to-launch-upi-lite.md)
  - Published: 2023-02-15
  - Last Modified: 2025-09-16
  - Excerpt: Paytm Payments Bank remains a leader in UPI as the largest acquiring and beneficiary bank along with being one of the leading remitter banks
- [Paytm Brings Lightning-fast UPI Payments that Never Fail — Exclusively Enables Payments of up to ₹200 in One-tap](https://paytm.com/blog/payments/upi/paytm-brings-lightning-fast-upi-payments-that-never-fail-exclusively-enables-payments-of-up-to-rs-200-in-one-tap.md)
  - Published: 2023-02-24
  - Last Modified: 2025-09-16
  - Excerpt: Using Paytm UPI LITE, users can carry out quick and seamless transactions of value up to Rs 200 at a time at a lightning fast speed.
- [Make UPI Payments of up to ₹200 Without PIN — Paytm Makes Single Click Payments Possible with UPI LITE](https://paytm.com/blog/payments/upi/paytm-makes-single-click-payments-of-up-to-rs-200-via-upi-lite-without-pin.md)
  - Published: 2023-02-28
  - Last Modified: 2025-09-16
  - Excerpt: Paytm UPI LITE offers faster real-time transactions as no 4-6 digit PIN is required to make any payment
- [What is UPI Lite on Paytm? Benefits, Features & How It Works](https://paytm.com/blog/payments/upi/paytm-launched-upi-lite-for-seamless-upi-transactions.md)
  - Published: 2023-02-28
  - Last Modified: 2025-09-16
  - Excerpt: Discover What is UPI Lite on Paytm—ideal for low-value payments. Enjoy instant, PIN-free UPI transactions for daily use.
- [Activate Paytm UPI LITE for lightning-fast payments that never fail and get Rs 100 cashback](https://paytm.com/blog/payments/upi/paytm-offers-rs100-cashback-on-upi-lite-activation-for-lightning-fast-mobile-payments.md)
  - Published: 2023-03-07
  - Last Modified: 2025-09-16
  - Excerpt: The secure on-device balance, Paytm UPI LITE makes daily small value transactions superfast, eliminating the need of entering the UPI PIN for every payment
- [Paytm Payments Bank goes live with UPI LITE — activate and link Paytm Bank Savings accounts to UPI LITE](https://paytm.com/blog/payments/upi/paytm-payments-bank-goes-live-with-upi-lite-link-savings-accounts-to-paytm-upi-lite.md)
  - Published: 2023-03-09
  - Last Modified: 2025-09-16
  - Excerpt: users can activate their UPI LITE accounts linked to Paytm Payments Bank savings accounts for hassle-free transactions.
- [What Is the Difference Between UPI Lite and UPI? ](https://paytm.com/blog/payments/upi/difference-between-upi-and-upi-lite.md)
  - Published: 2023-03-13
  - Last Modified: 2025-09-16
  - Excerpt: Discover the difference between UPI and UPI Lite. Get to know the new UPI Lite launched by Paytm, a leader in UPI network. Make informed payment choices.
- [How to Set Up UPI Lite Account on Paytm?](https://paytm.com/blog/payments/upi/how-to-set-up-a-upi-lite-account-on-paytm.md)
  - Published: 2023-03-13
  - Last Modified: 2025-09-16
  - Excerpt: Paytm's UPI Lite will now allow users to make payments without using their PIN. Learn how to set up a UPI Lite Account on Paytm.
- [Paytm UPI LITE crosses 2 million users with over half a million daily transactions](https://paytm.com/blog/payments/paytm-upi-lite-crosses-2-million-users.md)
  - Published: 2023-03-15
  - Last Modified: 2025-09-16
  - Excerpt: Paytm UPI LITE crosses 2 million users
- [How to Create UPI Account on Paytm?](https://paytm.com/blog/payments/upi/how-to-create-a-upi-account.md)
  - Published: 2023-03-15
  - Last Modified: 2025-09-16
  - Excerpt: How to Create a New UPI Account and Transfer Money Online with Paytm UPI: Learn the steps, explore the benefits, and discover key points for setting up your UPI account effortlessly in %%currentyear%%.
- [Paytm UPI LITE now active on these 10 banks for lightning-fast payments](https://paytm.com/blog/payments/paytm-upi-lite-now-active-on-these-10-banks.md)
  - Published: 2023-03-24
  - Last Modified: 2025-09-16
  - Excerpt: Paytm UPI LITE now active on these 10 banks
- [Paytm Wallet will be universally acceptable on all UPI QRs and online merchants as NPCI announces KYC wallet interoperability](https://paytm.com/blog/payments/paytm-wallet-will-be-universally-acceptable-on-all-upi-qrs-and-online-merchants-as-npci-announces-kyc-wallet-interoperability.md)
  - Published: 2023-03-27
  - Last Modified: 2025-09-16
  - Excerpt: Paytm Wallet is now universally acceptable on all UPI QRs
- [Paytm QR and Paytm UPI Are Free: Understanding The Latest NPCI Circular On Wallet Interoperability With UPI](https://paytm.com/blog/payments/paytm-qr-and-paytm-upi-are-free-understanding-the-latest-npci-circular-on-wallet-interoperability-with-upi.md)
  - Published: 2023-03-31
  - Last Modified: 2025-09-16
  - Excerpt: Our associate Paytm Payments Bank (PPBL), the largest issuer of KYC wallets (prepaid instruments) with over 100 million users, recently announced that our full KYC wallet customers will soon be available to make payments on every UPI QR code and online merchant where UPI payments are accepted. The NPCI announced Wallet interoperability guidelines on March 24, 2023.  However, there were some rumours on some social media, which spread misinformation about UPI charges. Let's understand the truth behind the NPCI circular. It is important to note there is no charge to consumers whatsoever for UPI payments from bank accounts or from Paytm…
- [Paytm UPI Lite crosses 4.3 Million Users With 10 Million Transactions So Far — Enables Lightning-fast UPI Payments That Never Fail](https://paytm.com/blog/payments/paytm-upi-lite-crosses-4-3-million-users-with-10-million-transactions-so-far-enables-lightning-fast-upi-payments.md)
  - Published: 2023-04-04
  - Last Modified: 2025-09-16
  - Excerpt: Our associate Paytm Payments Bank has crossed over 4.3 million users on Paytm UPI Lite. The Bank has recorded over 10 million UPI Lite transactions so far through the Paytm Super App. Our UPI Lite continues to gain rapid popularity among the masses to carry out small-value transactions of up to ₹200 in a single tap. Through UPI Lite, we facilitate lightning-fast UPI payments even when banks face success rate issues during peak transaction hours. Moreover, individual payments made via UPI Lite are not shown in the bank passbook where the UPI Lite balance was added from, offering a clean bank…
- [We Strengthen Our Leadership in Offline Payments With the All New 4G-Enabled Made In India Soundboxâ„¢ To Empower Our Merchant Partners](https://paytm.com/blog/payments/we-strengthen-our-leadership-in-offline-payments-with-the-all-new-4g-enabled-made-in-india-soundbox-to-empower-our-merchant-partners.md)
  - Published: 2023-04-10
  - Last Modified: 2025-09-16
  - Excerpt: We Strengthen Our Leadership in Offline Payments With the All New 4G-Enabled Made In India Soundboxâ„¢ To Empower Our Merchant Partners
- [Paytm UPI brings Next Gen features – UPI Lite on iOS, RuPay credit card on UPI, Split bill and more](https://paytm.com/blog/payments/paytm-payments-bank-takes-paytm-upi-to-the-next-level-announces-features-upi-lite-on-ios-rupay-credit-card-on-upi-split-bill.md)
  - Published: 2023-05-09
  - Last Modified: 2025-09-16
  - Excerpt: Our associate Paytm Payments Bank today announced a slew of new launches for Paytm UPI. The Bank has become the first to go live with UPI Lite on iOS. The Bank also announced its latest features like RuPay Credit Card on UPI, Split Bill, pin favorite contact and chat with friends, set alternate UPI ID with Paytm app to hide mobile number, and more. In a social media livestream organised by the Bank, Vijay Shekhar Sharma, Founder and CEO, Paytm and Chairman of Paytm Payments Bank, Bhavesh Gupta, Board Member, Paytm Payments Bank, and Surinder Chawla, CEO, Paytm Payments Bank announced…
- [Launching Paytm UPI SDK – an industry-leading innovation for businesses to drive ease for its customers with 4X faster UPI payments](https://paytm.com/blog/payments/launching-paytm-upi-sdk-an-industry-leading-innovation-for-businesses-to-drive-ease-for-its-customers-with-4x-faster-upi-payments.md)
  - Published: 2023-05-23
  - Last Modified: 2025-09-16
  - Excerpt: We are excited to announce the launch of Paytm UPI SDK powered by the technology of our associate Paytm Payments Bank and distributed to existing online merchants by Paytm Payments Services Ltd (our fully owned subsidiary). This next-gen feature allows customers of online merchants to make UPI payments directly and in-line from the merchant’s mobile app without getting redirected during checkout. With this, customers can pay directly from their bank accounts by entering their UPI PIN without leaving the merchant app. With Paytm UPI SDK, customers can enjoy 4X faster UPI payments through a 5X reduction in the number of taps…
- [UPI vs PPI: What's the Difference Between the Two?](https://paytm.com/blog/payments/upi/difference-between-upi-vs-ppi.md)
  - Published: 2024-04-19
  - Last Modified: 2025-09-16
  - Excerpt: UPI is a system that allows for quick transactions between two parties whereas PPI allows users to load and spend prepaid money for purchases and services.
- [Paytm UPI Lite leads with over 9 mn users and nearly 50 mn transactions so far; records total GMV of ₹280 Cr](https://paytm.com/blog/payments/paytm-upi-lite-records-over-9-mn-users-nearly-50-mn-transactions-so-far-total-gmv-of-rs-280-cr.md)
  - Published: 2023-08-10
  - Last Modified: 2025-09-16
  - Excerpt: Our associate Paytm Payments Bank has recorded over 50 million UPI Lite transactions so far, with over 9 million users. Having been the first payments Bank to go live with UPI Lite, we have recorded a total transaction GMV of ₹280 crore so far through UPI Lite. Furthermore, over 63% of all UPI lite payments on Paytm QR are from our app. The recent announcement on UPI Lite by the Reserve Bank of India (RBI) to increase the transaction limit from ₹200 to ₹500 and enable offline payments with Near Field Communication (NFC) technology will further boost the adoption of Paytm UPI…
- [Top Reasons for Paytm UPI Transaction Failures (With Fixes)](https://paytm.com/blog/payments/upi/top-reasons-for-paytm-upi-transaction-failures.md)
  - Published: 2025-07-10
  - Last Modified: 2025-09-16
  - Excerpt: Wondering why your Paytm UPI payment is failing? Discover common UPI failure reasons, what to do if money is deducted, and how to fix Paytm UPI transaction issues quickly.
- [What Is UPI Fraud Protection Plan On Paytm and How to Get It?](https://paytm.com/blog/payments/upi/paytm-upi-fraud-protection-plan.md)
  - Published: 2024-08-28
  - Last Modified: 2025-09-16
  - Excerpt: Learn about Paytm's UPI Fraud Protection Plan, its benefits, coverage, exclusions, and how to secure your transactions in just a few steps.
- [RuPay Credit Card on UPI for Easy and Secure Payments](https://paytm.com/blog/payments/upi/rupay-credit-card-on-upi-for-easy-and-secure-payments.md)
  - Published: 2025-07-29
  - Last Modified: 2025-09-16
  - Excerpt: Learn how to link your RuPay Credit Card with UPI apps, make secure QR payments, and enjoy credit card benefits on UPI.
- [Paytm Becomes International UPI App: Now Pay with UPI in UAE, France, Mauritius, Singapore, Bhutan and Nepal](https://paytm.com/blog/payments/upi/paytm-goes-international-uae-france-mauritius-singapore-bhutan-nepal.md)
  - Published: 2024-11-19
  - Last Modified: 2025-09-16
  - Excerpt: One97 Communications Limited (OCL) that owns the brand Paytm, India's leading payments and financial services distribution company and the pioneer of QR, Soundbox and mobile payments, has enabled Paytm users to make UPI payments at select international locations.
- [UPI for Business: Key Benefits, Usage, and Tips](https://paytm.com/blog/payments/upi/upi-for-business-key-benefits-usage-and-tips.md)
  - Published: 2025-02-10
  - Last Modified: 2025-09-16
  - Excerpt: By adopting and integrating UPI into your payment ecosystem, you can offer your customers a familiar and trusted payment option. This will not only result in a better user experience but also help you take the benefit from its low-cost structure and real-time settlement capabilities. 
- [यूपीआई आईडी क्या है? यूपीआई आईडी कैसे बनाएं?](https://paytm.com/blog/payments/upi/hindi-paytm-upi-id-kaise-banaye.md)
  - Published: 2024-11-28
  - Last Modified: 2025-09-16
  - Excerpt: Learn how to create your Paytm UPI ID effortlessly. Follow step-by-step guidance on passport apply online and ways to apply for a new passport for secure transactions.
- [Why is UPI Experiencing Frequent Downtimes: Common Reasons, User Impact, and What You Can Do](https://paytm.com/blog/payments/upi/why-is-upi-experiencing-more-downtimes.md)
  - Published: 2025-05-22
  - Last Modified: 2025-09-16
  - Excerpt: Find out why UPI downtimes are happening more frequently, including UPI server issues and app bugs. See what causes UPI not working issues, and how to resolve them.
- [Debit Card or UPI: Which Payment Method is Safer?](https://paytm.com/blog/payments/upi/debit-card-vs-upi-which-is-safer.md)
  - Published: 2025-01-20
  - Last Modified: 2025-09-16
  - Excerpt: Compare the safety features of debit cards and UPI. Learn about authentication, liability protection, ease of use, and essential tips to secure your transactions while minimizing risks.
- [Paytm Launches Personalised UPI IDs to Strengthen Privacy & Hide Mobile Numbers — Steps to Set Up Custom UPI Handles](https://paytm.com/blog/payments/paytm-launches-personalised-upi-ids-to-strengthen-privacy-hide-mobile-numbers-steps-to-set-up-custom-upi-handles.md)
  - Published: 2025-06-09
  - Last Modified: 2025-09-16
  - Excerpt: Paytm launches personalized UPI IDs such as name@ptyes and name@ptaxis to enhance privacy and prevent mobile number exposure. Learn how to create your custom UPI ID on the Paytm app
- [Link Bank Account on Paytm App and Get Your New UPI ID Now](https://paytm.com/blog/payments/upi/create-paytm-upi-id-link-bank-account.md)
  - Published: 2024-10-24
  - Last Modified: 2025-09-16
  - Excerpt: Link your bank account on Paytm to create your UPI ID and enjoy seamless payments. Onboarding for new UPI users is now live!
- [UPI Circle Set to Expand Usage Beyond Just Friends and Family](https://paytm.com/blog/payments/upi/upi-circle-set-to-expand-usage-beyond-just-friends-and-family.md)
  - Published: 2025-05-22
  - Last Modified: 2025-09-16
  - Excerpt: Discover how the NPCI UPI Circle update is transforming UPI Circle usage, allowing more than just friends and family to participate. Learn about the UPI Circle expansion and how NPCI expands UPI Circle use for broader digital payment access.
- [Introducing Paytm UPI LITE Auto Top-up for Recurring Daily Payments Under ₹500 with No PIN](https://paytm.com/blog/payments/upi/paytm-upi-lite-auto-top-up.md)
  - Published: 2024-11-25
  - Last Modified: 2025-09-16
  - Excerpt: Paytm introduces UPI Lite Auto Top-Up, enabling seamless daily payments under ₹500. Enjoy quick, hassle-free transactions with UPI Lite, even without a PIN.
- [What is UPI Circle and How Does it Work?](https://paytm.com/blog/payments/upi/what-is-upi-circle-and-how-does-it-work.md)
  - Published: 2024-08-23
  - Last Modified: 2025-09-16
  - Excerpt: UPI Circle allows multiple users to share a single UPI ID with secure access and control, making digital payments more accessible
- [Paytm Launches UPI Statement Download, Enabling Improved Expense Monitoring and Efficient Tax Filing](https://paytm.com/blog/payments/paytm-launches-upi-statement-download.md)
  - Published: 2024-11-06
  - Last Modified: 2025-09-16
  - Excerpt: It also allows users to easily access their transaction records for any date range or financial year in a simple, downloadable PDF format (Excel format to be introduced soon).
- [UPI 123PAY: Uses, Benefits and Methods of Payment](https://paytm.com/blog/payments/upi/upi-123pay-uses-benefits-methods.md)
  - Published: 2024-08-28
  - Last Modified: 2025-09-16
  - Excerpt: Discover UPI 123PAY, enabling digital payments on feature phones. Learn its uses, benefits, and payment methods without needing internet access.
- [Download Paytm App – Send Money, Recharge & Pay Bills Easily](https://paytm.com/blog/payments/upi/how-to-download-paytm-app.md)
  - Published: 2025-08-13
  - Last Modified: 2025-09-16
  - Excerpt: Learn where to safely download the Paytm app for bill payments, mobile recharges, and money transfers from official sources like Google Play, App Store and other OEM channels. Avoid risky unofficial downloads.
- [What is UPI Number and How It Simplifies Digital Payments](https://paytm.com/blog/payments/upi/what-is-upi-number.md)
  - Published: 2025-07-30
  - Last Modified: 2025-09-16
  - Excerpt: Discover how NPCI's UPI Number makes UPI payments easier with a simple numeric address.
- [Paytm पर UPI से बैंक अकाउंट कैसे लिंक करें?](https://paytm.com/blog/payments/upi/paytm-help-how-to-link-bank-account-with-paytm-in-hindi.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-16
  - Excerpt: Paytm में UPI से अपना बैंक अकाउंट लिंक करने का आसान तरीका जानें। स्टेप-बाय-स्टेप गाइड, ट्रबलशूटिंग टिप्स और FAQs के साथ सुरक्षित और तेज़ लेन-देन का आनंद लें।
- [What Documents Are Required for NRIs to Register UPI? Complete Guide](https://paytm.com/blog/payments/upi/what-documents-are-required-for-nris-to-register-upi-complete-guide.md)
  - Published: 2025-08-28
  - Last Modified: 2025-09-16
  - Excerpt: Non-Resident Indians (NRIs) with NRE/NRO bank accounts can now register for and use UPI (Unified Payments Interface) in India using their international mobile numbers, thanks to enabling frameworks by NPCI and RBI. Let's dive into the requirements, process, and documents needed for such onboarding. What Is UPI & Its Extension to NRIs? The Unified Payments Interface (UPI) is an instant inter-bank payment system developed by NPCI (National Payments Corporation of India) and regulated by the RBI. It enables seamless peer-to-peer and person-to-merchant transactions using a UPI ID or QR code. Recognizing the need for digital payments among Indians abroad, NPCI has…
- [How to Set Up Merchant UPI on Paytm: Step-by-Step Guide for Businesses](https://paytm.com/blog/payments/upi/setup-merchant-upi-on-paytm.md)
  - Published: 2025-08-28
  - Last Modified: 2025-09-16
  - Excerpt: Step-by-step guide to activate Merchant UPI on Paytm. Learn how to set up UPI on Paytm for shops (QR code) and websites/apps (Payment Gateway).
- [UPI vs IMPS Explained: Key Features, Limits & Benefits](https://paytm.com/blog/payments/upi/upi-vs-imps-difference.md)
  - Published: 2025-08-28
  - Last Modified: 2025-09-16
  - Excerpt: Learn the difference between UPI and IMPS as per RBI, NPCI & PIB. Know features, limits, fees, security, and usage of UPI vs IMPS in India.
- [What is *99# Mobile Banking Service and How to Use It?](https://paytm.com/blog/payments/upi/what-is-star-99-mobile-banking-service.md)
  - Published: 2025-07-29
  - Last Modified: 2025-09-16
  - Excerpt: Learn how *99# mobile banking by NPCI helps you send money, check balance & use UPI without internet.
- [What is UPI Number and How It Simplifies Digital Payments](https://paytm.com/blog/payments/upi/what-is-upi-number.md)
  - Published: 2025-07-30
  - Last Modified: 2025-09-16
  - Excerpt: Discover how NPCI's UPI Number makes UPI payments easier with a simple numeric address.
- [Paytm-இல் UPI வசூல் செலுத்துதல்களை எப்படி அங்கீகரிக்கலாம்: படி படியாக வழிகாட்டி](https://paytm.com/blog/payments/upi/approve-upi-payments-in-paytm-in-tamil.md)
  - Published: 2025-08-19
  - Last Modified: 2025-09-16
  - Excerpt: Paytm-இல் UPI collect request-ஐ எப்படி பாதுகாப்பாக ஒப்புக்கொள்வது என்பதை படி படியாக தெரிந்து கொள்ளவும். பயனுள்ள குறிப்புகள் உடன்.
- [UPI Circle ఉపయోగంలో కొత్త విస్తరణ: పూర్తిగా డిజిటల్ పేమెంట్లకు మరింత స్వేచ్ఛ](https://paytm.com/blog/payments/upi/upi-circle-set-to-expand-usage-beyond-just-friends-and-family-in-telugu.md)
  - Published: 2025-07-31
  - Last Modified: 2025-09-16
  - Excerpt: UPI Circle ఉపయోగాన్ని కుటుంబం, స్నేహితులకు మించి విస్తరిస్తోంది. పూర్తిగా డిజిటల్ నియంత్రణలతో, మీ నమ్మకమైనవారికి సురక్షితమైన డెలిగేషన్ విధానం అందించండి.
- [Paytm-ல் UPI ID எப்படி உருவாக்குவது?](https://paytm.com/blog/payments/upi/how-to-create-a-upi-id-on-paytm-in-tamil.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-16
  - Excerpt: Paytm ஆப்பில் UPI ID உருவாக்குவது எப்படி என்பதை எளிய படிகளுடன் தெரிந்துகொள்ளுங்கள். சரிபார்க்க, புதுப்பிக்க மற்றும் பிழைகள் சரிசெய்ய வழிகள்.
- [డెబిట్ కార్డ్ లేకుండా UPI ఎలా యాక్టివేట్ చేయాలి? స్టెప్-బై-స్టెప్ గైడ్](https://paytm.com/blog/payments/upi/how-to-activate-upi-without-debit-card-in-telugu.md)
  - Published: 2025-08-19
  - Last Modified: 2025-09-16
  - Excerpt: డెబిట్ కార్డ్ లేకుండా UPI యాక్టివేషన్ పై పూర్తీ గైడ్. ఆధార్ ఆధారిత UPI, గార్డియన్ మేనేజ్‌డ్ ఖాతాలు, మరియు Paytm లో డెబిట్ కార్డ్ లేకుండా UPI ID సెట్ చేయడం ఎలా అనే వివరాలు తెలుసుకోండి.
- [Paytm वर डेबिट कार्ड वापरून UPI कसे अ‍ॅक्टिवेट करावे?](https://paytm.com/blog/payments/upi/how-to-activate-upi-using-debit-card-on-paytm-in-marathi.md)
  - Published: 2025-08-19
  - Last Modified: 2025-09-16
  - Excerpt: Paytm अ‍ॅपवर डेबिट कार्ड वापरून UPI कसे अ‍ॅक्टिवेट करायचे याचे संपूर्ण मार्गदर्शन. स्टेप बाय स्टेप प्रक्रिया, अटी, समस्या सोडवण्याचे उपाय आणि UPI चे फायदे येथे जाणून घ्या.
- [क्या सिम ब्लॉक होने पर भी UPI काम करता है?](https://paytm.com/blog/payments/upi/does-upi-work-if-sim-is-blocked-in-hindi.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-16
  - Excerpt: क्या आप सोच रहे हैं कि क्या आप बिना एक्टिव सिम के UPI इस्तेमाल कर सकते हैं? जानें कि एक्टिव सिम की ज़रूरत क्यों है और अगर आपका सिम ब्लॉक हो गया है या काम नहीं कर रहा है तो क्या करें।
- [रोजच्या व्यवहारांसाठी Paytm UPI वापरण्याचे फायदे](https://paytm.com/blog/payments/upi/benefits-of-paytm-upi-marathi.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-16
  - Excerpt: Paytm UPI चे टॉप फायदे जाणून घ्या – जलद, सुरक्षित आणि सोपे पेमेंट्स, बँक-टू-बँक ट्रान्सफर, ऑटोपे आणि कॅशबॅक ऑफर्ससह.
- [How to Update or Reset UPI PIN on Paytm App?](https://paytm.com/blog/payments/upi/how-to-change-upi-pin-in-paytm.md)
  - Published: 2025-09-04
  - Last Modified: 2025-09-16
  - Excerpt: Learn how to change, update, or reset your UPI PIN on Paytm app quickly. Step-by-step guide for forgotten or existing PINs.
- [How To Send Money to Any Mobile Number Using Paytm?](https://paytm.com/blog/money-transfer/send-money-to-mobile-number-using-paytm.md)
  - Published: 2024-10-25
  - Last Modified: 2025-09-16
  - Excerpt: Learn how to send money to any mobile number or bank account using Paytm. Discover simple steps to use Paytm's UPI for fast, secure transactions.
- [તમારો મોબાઇલ નંબર Paytmની Personalized UPI ID થી કેવી રીતે છુપાવો?](https://paytm.com/blog/payments/upi/hide-mobile-number-using-paytm-personalized-upi-id-in-gujrati.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-16
  - Excerpt: Paytmમાં Personalized UPI ID બનાવી તમારા મોબાઇલ નંબરને છુપાવો. વધુ પ્રાઈવસી, સુરક્ષા અને પ્રોફેશનલ પેમેન્ટ અનુભવ માટે કસ્ટમ UPI હેન્ડલ કેવી રીતે સેટ કરવું તે જાણો.
- [Pay with Paytm by Scanning Any App's UPI QR](https://paytm.com/blog/money-transfer/upi-money-transfer/scan-any-apps-upi-qr-from-paytm-to-make-payments.md)
  - Published: 2022-01-31
  - Last Modified: 2025-09-16
  - Excerpt: With Paytm, you can scan any app's UPI QR code to make payments. Scan the QR code of all payment apps & not only Paytm QR codes to send money
- [డబ్బు పంపేముందు UPI ID ని ఎలా వెరిఫై చేయాలి? పూర్తి గైడ్](https://paytm.com/blog/payments/upi/how-to-verify-upi-id-before-sending-money-telugu.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-16
  - Excerpt: Paytm లో UPI ID ని పంపేముందు ఎలా వెరిఫై చేయాలో స్టెప్ బై స్టెప్ గైడ్. తప్పులు మరియు స్కామ్ లను నివారించడానికి ఈ సూచనలు తెలుసుకోండి.
- [Is VPA the same as UPI ID? UPI Handle vs VPA, Format & Key Details](https://paytm.com/blog/payments/upi/upi-id-vs-vpa-difference.md)
  - Published: 2025-09-03
  - Last Modified: 2025-09-16
  - Excerpt: Confused about UPI ID vs VPA? Learn the difference between UPI ID and VPA, UPI ID meaning, VPA meaning, UPI handle vs VPA, and UPI ID format. Find out if VPA is the same as UPI ID and how it works in UPI transactions.
- [Paytm UPI பரிவர்த்தனை தோல்வியடையும் முக்கிய காரணங்கள் (தீர்வுகளுடன்)](https://paytm.com/blog/payments/upi/top-reasons-for-paytm-upi-transaction-failures-in-tamil.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-16
  - Excerpt: Paytm UPI பரிவர்த்தனை ஏன் தோல்வியடைகிறது? பொதுவான காரணங்கள், தீர்வுகள் மற்றும் பணம் கழிக்கப்பட்டால் என்ன செய்ய வேண்டும் என்பதை அறிக.
- [ખોટી ટ્રાન્સફરમાં UPI ID ઓનર ટ્રેસ કરી શકાય છે?](https://paytm.com/blog/payments/upi/can-you-trace-a-upiid-owner-in-case-of-wrong-transfer-in-gujarati.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-16
  - Excerpt: ખોટી UPI ટ્રાન્સફર થઈ ગઈ છે? જાણો કઈ રીતે UPI ID ટ્રેસ થાય, પૈસા પાછા મેળવવા માટે પગલાં અને NPCI ફરિયાદ પ્રક્રિયા.
- [Latest Update on ITR Filing 2025: Deadline Extended to September 15, 2025](https://paytm.com/blog/aadhaar-card/latest-update-on-itr-filing-2025.md)
  - Published: 2025-05-29
  - Last Modified: 2025-09-16
  - Excerpt: Get the latest update on ITR filing for 2025—why it's important, what's changed, and how you can use the extended deadline to your advantage.
- [Aadhaar De-Seeding from NPCI Mapper: What It Means & Should You Do It?](https://paytm.com/blog/aadhaar-card/aadhaar-de-seeding.md)
  - Published: 2025-05-14
  - Last Modified: 2025-09-16
  - Excerpt: Learn what Aadhaar de-seeding from the NPCI mapper means, why banks are asking for it, and how it affects subsidies, AePS, and your bank account.
- [How to Check Balance and Validity of FASTag Annual Pass](https://paytm.com/blog/fastag/how-to-check-balance-and-validity-of-fastag-annual-pass.md)
  - Published: 2025-09-15
  - Last Modified: 2025-09-15
  - Excerpt: Learn simple ways to check your FASTag Annual Pass balance and validity online easily.
- [Step-by-Step Guide to Buy and Recharge a FASTag Annual Pass](https://paytm.com/blog/fastag/buy-recharge-fastag-annual-pass.md)
  - Published: 2025-09-15
  - Last Modified: 2025-09-15
  - Excerpt: Learn how to easily buy and recharge your FASTag Annual Pass for hassle-free toll payments in India. Stepwise instructions included.
- [FASTag Annual Pass: Meaning, Benefits, and How to Apply Online](https://paytm.com/blog/fastag/fastag-annual-pass-guide.md)
  - Published: 2025-09-15
  - Last Modified: 2025-09-15
  - Excerpt: Learn about FASTag Annual Pass, its benefits, and easy online application.
- [How to Activate Net Banking: A Step-by-Step Guide](https://paytm.com/blog/net-banking/how-to-activate-net-banking.md)
  - Published: 2021-09-21
  - Last Modified: 2025-09-12
  - Excerpt: Learn how to activate net banking with simple steps. Get 24/7 access to your bank, pay bills, transfer money, and manage finances securely in minutes.
- [How to Check NEFT Transaction Status With Reference Number?](https://paytm.com/blog/money-transfer/neft/check-neft-transaction-status-with-reference-number.md)
  - Published: 2021-09-15
  - Last Modified: 2025-09-12
  - Excerpt: How to check NEFT transaction status using a reference number: Learn about the reference number, where to locate It, and the format of a NEFT UTR Number.
- [How to Check NEFT Status: The Detailed Guide](https://paytm.com/blog/money-transfer/check-neft-status.md)
  - Published: 2021-09-15
  - Last Modified: 2025-09-12
  - Excerpt: You can check your SMSs or emails to check NEFT status. When the money is credited to the receiver's bank account, you will receive an SMS or an email notifying you of the same.
- [How to Transfer Money Through NEFT?](https://paytm.com/blog/money-transfer/transfer-money-through-neft.md)
  - Published: 2021-09-02
  - Last Modified: 2025-09-12
  - Excerpt: RBI allows its users to transfer money through NEFT online, at the comfort of their homes, along with the security of the RBI.
- [What is IMPS: How to Transfer Funds using IMPS?](https://paytm.com/blog/money-transfer/imps/what-is-imps-how-to-transfer-funds-using-imps.md)
  - Published: 2021-07-05
  - Last Modified: 2025-09-11
  - Excerpt: What is IMPS? Know about IMPS, full form of IMPS, features, advantages of IMPS and how to transfer funds through IMPS from one bank to another.
- [What Is BHIM Aadhaar Pay?](https://paytm.com/blog/payments/what-is-bhim-aadhaar-pay.md)
  - Published: 2025-08-15
  - Last Modified: 2025-09-10
  - Excerpt: Learn what BHIM Aadhaar Pay is, how it works, setup steps for merchants, customer requirements, benefits, and FAQs. Official NPCI & Government details explained in one place.
- [Understanding CTS in India: Benefits, Process, and RBI Guidelines](https://paytm.com/blog/cheque-book/cheque-truncation-system-cts.md)
  - Published: 2025-08-16
  - Last Modified: 2025-09-10
  - Excerpt: Learn everything about Cheque Truncation System (CTS) – its process, benefits, RBI guidelines, NPCI standards, CTS-2010 cheques, do's & don'ts, and new developments like continuous clearing in India.
- [Active August: A Month of Fitness, Fun, and Wellness](https://paytm.com/blog/workplace/active-august-a-month-of-fitness-fun-and-wellness.md)
  - Published: 2025-09-09
  - Last Modified: 2025-09-09
  - Excerpt: Paytm Swasthya launched the Active August Campaign, a program designed to make fitness and wellness accessible even on the busiest days.
- [How to Get a Personal Loan on Paytm for a Vacation – Step-by-Step Guide](https://paytm.com/blog/loan/personal-loan/paytm-personal-loan-for-travel.md)
  - Published: 2025-09-09
  - Last Modified: 2025-09-09
  - Excerpt: Discover how a personal loan on Paytm for travel can help you finance your dream vacation. Learn about eligibility, interest rates, EMI calculator, approval time, and step-by-step application process.
- [Instant Personal Loan on Paytm for Weddings – Eligibility, Interest Rates & Steps](https://paytm.com/blog/loan/personal-loan/personal-loan-on-paytm-for-wedding-expenses.md)
  - Published: 2025-09-09
  - Last Modified: 2025-09-09
  - Excerpt: Plan your dream wedding stress-free with a personal loan on Paytm. Get up to ₹15,00,000 instantly for venue, décor, attire, catering & more. Apply online today!
- [Celebrating Culture, Learning, and Happiness with Meals of Joy](https://paytm.com/blog/sustainability/celebrating-culture-learning-and-happiness-with-meals-of-joy.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-08
  - Excerpt: We believe that small acts of kindness can inspire meaningful change. Paytmers with our CSR arm Paytm Foundation, in collaboration with Akshaya Patra Foundation, continue to make an impact through our initiative Meals of Joy. This initiative is about nourishment and community engagement. Our volunteers recently came together at Pune Municipal Corporation School 39 , Pune for a day of celebration and connection. The event was filled with warmth, laughter, and shared experiences that reflected the spirit of Meals of Joy. The highlight of the day was when Paytmers personally interacted with all and served the mid-day meal to the children.…
- [மருத்துவ அவசரநிலைகளுக்கான Paytm தனிநபர் கடன்: 2 நிமிடங்களில் உடனடி நிதி](https://paytm.com/blog/loan/personal-loan/paytm-personal-loan-for-medical-emergencies-in-tamil.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-08
  - Excerpt: மருத்துவ செலவுகளுக்கான அவசரக் கடனை Paytm மூலம் பெறுங்கள். மருத்துவமனை பில்கள், அறுவை சிகிச்சை மற்றும் சிகிச்சை செலவுகளுக்கு விரைவான ஆன்லைன் அனுமதி.
- [Paytm પર ભારતમાં ગોલ્ડ લોન માટે ઑનલાઇન કેવી રીતે અરજી કરવી?](https://paytm.com/blog/loan/how-to-apply-gold-loan-online-india-on-paytm-in-gujarati.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-08
  - Excerpt: Paytm પર ગોલ્ડ લોન માટે સરળ પગલાંમાં કેવી રીતે અરજી કરવી તે જાણો. Paytm ગોલ્ડ લોન એપ્લિકેશન પ્રક્રિયા, વ્યાજ દર, જરૂરી દસ્તાવેજો અને વિશિષ્ટ ઑફર્સનું અન્વેષણ કરો.
- [Paytm இல் பயனாளியை எவ்வாறு சேர்ப்பது?](https://paytm.com/blog/paytm-help/how-to-add-beneficiary-on-paytm-in-tamil.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-08
  - Excerpt: ஒரு சில எளிய படிகளில் Paytm இல் பயனாளியை எவ்வாறு சேர்ப்பது என்பதை அறிக. எளிதாகப் பின்பற்றக்கூடிய இந்த வழிகாட்டி மூலம் உங்கள் பணப் பரிமாற்றங்களை ஒழுங்குபடுத்துங்கள் மற்றும் தொந்தரவு இல்லாத கட்டணங்களை அனுபவிக்கவும்.
- [Paytm वर बिले कशी विभाजित करावी: एक चरण-दर-चरण मार्गदर्शक](https://paytm.com/blog/paytm-help/split-bills-on-paytm-guide-in-marathi.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-08
  - Excerpt: गट पेमेंट तणावमुक्त करा! रात्रीचे जेवण, सहली किंवा सामायिक खर्चासाठी Paytm वर बिले कशी विभाजित करायची ते जाणून घ्या. तुमचे मित्र किंवा कुटुंबासह खर्च विभाजित करण्याचा एक जलद, सोपा आणि पारदर्शक मार्ग.
- [Paytm పర్సనల్ లోన్‌పై రుసుములు మరియు ఛార్జీలు: మీరు తెలుసుకోవలసినది](https://paytm.com/blog/loan/personal-loan/fees-and-charges-on-paytm-personal-loan-in-telugu.md)
  - Published: 2025-09-08
  - Last Modified: 2025-09-08
  - Excerpt: వడ్డీ రేట్లు మరియు అర్హతతో సహా అన్ని Paytm పర్సనల్ లోన్ ఫీజులు మరియు ఛార్జీలను అర్థం చేసుకోండి. Paytm యాప్‌ని ఉపయోగించి సులభంగా డిజిటల్‌గా దరఖాస్తు చేసుకోండి.
- [NACH Payment System – NPCI Features, Business Benefits & Ecosystem](https://paytm.com/blog/payments/national-automated-clearing-house-nach.md)
  - Published: 2025-08-14
  - Last Modified: 2025-09-04
  - Excerpt: Discover what NACH is, its key benefits, and how NPCI uses it for secure, large-scale transactions and government benefit transfers.
- [Bharat Connect for Banks & Billers: Onboarding, Escrow Rules and Dispute Resolution (Official Guide)](https://paytm.com/blog/bill-payments/bharat-connect-bharat-billpay.md)
  - Published: 2025-08-15
  - Last Modified: 2025-09-04
  - Excerpt: Bharat Connect (formerly BBPS) is RBI-mandated and operated by NPCI/NBBL as a unified, interoperable bill-payment system. This guide explains structure, participants, settlement, complaint handling, innovations (UPMS, BillPay Connect), onboarding and regulatory directions.
- [NFS in India: Interoperable ATMs, UPI Withdrawals, and Security Features](https://paytm.com/blog/atm/national-financial-switch-nfc.md)
  - Published: 2025-08-16
  - Last Modified: 2025-09-03
  - Excerpt: Explore the National Financial Switch (NFS), India's largest shared ATM network. Learn about services like cardless withdrawals, fund transfers, Aadhaar seeding, UPI-ATM cash withdrawal/deposit, participants, security measures, and global integration.
- [National Electronic Toll Collection (NETC) FASTag](https://paytm.com/blog/fastag/netc-national-electronic-toll-collection-fastag.md)
  - Published: 2025-08-16
  - Last Modified: 2025-09-03
  - Excerpt: Complete guide to NPCI's NETC FASTag—how it works, where it's accepted, 2025 Annual Pass (₹3,000 for 1 year/200 trips), charges, recharges, disputes, and official sources (NPCI, PIB, NHAI).
- [Paytm Spend Summary ద్వారా నెలవారీ బడ్జెట్ ప్లానింగ్ ఎలా చేయాలి](https://paytm.com/blog/payments/how-to-track-your-monthly-expenses-with-paytm-in-telugu.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-02
  - Excerpt: Paytm Spend Summary ఫీచర్‌తో మీ ఖర్చులను విభాగాలవారీగా విశ్లేషించి, నెలవారీ బడ్జెట్ ప్లానింగ్ ఎలా చేయాలో తెలుసుకోండి. డబ్బు నిర్వహణకు సరైన చిట్కాలు ఇక్కడ ఉన్నాయి.
- [Paytm Scan Shortcut-ஐ உங்கள் Home Screen-ல் சேர்ப்பது எப்படி? Step-by-Step வழிகாட்டி](https://paytm.com/blog/payments/qr-code/add-paytm-scan-shortcut-to-home-screen-in-tamil.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-02
  - Excerpt: Paytm Scan Shortcut-ஐ உங்கள் ஹோம் ஸ்க்ரீனில் சேர்த்து, QR கோடு மூலம் வேகமாக பணம் செலுத்துவது எப்படி என்பதை இந்த முழுமையான வழிகாட்டியில் அறியுங்கள்.
- [વોટ્સએપ, ઈમેલ અને સોશિયલ મીડિયા પર તમારો Paytm QR કોડ કેવી રીતે શેર કરવો જેથી ક્યાંયથી પેમેન્ટ મેળવી શકો](https://paytm.com/blog/payments/qr-code/share-paytm-qr-code-whatsapp-email-social-media-in-gujrati.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-02
  - Excerpt: તમારો Paytm QR કોડ વોટ્સએપ, ઈમેલ અથવા સોશિયલ મીડિયા દ્વારા સરળતાથી શેર કરો અને ક્યાંયથી પણ પેમેન્ટ મેળવો. ફ્રીલાન્સર, બિઝનેસ અને વ્યક્તિગત ઉપયોગ માટે પરફેક્ટ સોલ્યુશન.
- [UPI క్రెడిట్ లైన్ కోసం ఎలా అప్లై చేయాలి లేదా యాక్టివేట్ చేయాలి?](https://paytm.com/blog/payments/how-to-apply-or-activate-upi-credit-line-online-in-telugu.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-02
  - Excerpt: Paytm యాప్‌లో లేదా ఇతర UPI యాప్‌లో UPI క్రెడిట్ లైన్ యాక్టివేట్ చేయడం లేదా అప్లై చేయడం ఎలా అనేది తెలుసుకోండి. పూర్తి ప్రాసెస్, అవసరాలు, మరియు ఫీచర్స్ వివరాలు ఇక్కడ చదవండి.
- [UPI तक्रार स्थिती: कशी ट्रॅक करावी आणि फॉलो अप करावे?](https://paytm.com/blog/payments/how-to-check-upi-complaint-status-online-in-marathi.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-02
  - Excerpt: UPI तक्रारींची स्थिती ऑनलाइन कशी तपासावी? NPCI वेबसाइटवरून तक्रारी ट्रॅक करण्याची पद्धत, CRN वापरून तक्रारींचे फॉलो-अप कसे करावे याबद्दल संपूर्ण माहिती मिळवा.
- [ವ್ಯಾಪಾರಕ್ಕಾಗಿ UPI ID ಅನ್ನು ಹೇಗೆ ರಚಿಸಬೇಕು?](https://paytm.com/blog/payments/how-to-create-a-upi-id-for-a-business-in-kannada.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-02
  - Excerpt: ನಿಮ್ಮ ವ್ಯಾಪಾರಕ್ಕಾಗಿ UPI ID ರಚಿಸುವ ವಿಧಾನ ತಿಳಿದುಕೊಳ್ಳಿ. Paytm for Business ಮೊದಲಾದ ಆ್ಯಪ್‌ಗಳನ್ನು ಬಳಸಿಕೊಂಡು ಮರ್ಚೆಂಟ್ UPI ಖಾತೆ ತೆರೆಯುವುದು, ಲಾಭಗಳು ಮತ್ತು ಸಲಹೆಗಳು ಇಲ್ಲಿ ವಿವರಿಸಲಾಗಿದೆ.
- [आज के डिजिटल उधारकर्ताओं के लिए पेटीएम पर्सनल लोन क्यों एक स्मार्ट विकल्प है?](https://paytm.com/blog/loan/personal-loan/why-paytm-personal-loans-smart-choice-for-digital-borrowers-in-hindi.md)
  - Published: 2025-09-02
  - Last Modified: 2025-09-02
  - Excerpt: जानिए क्यों पेटीएम पर्सनल लोन आज के डिजिटल उधारकर्ताओं के लिए स्मार्ट विकल्प है। 100% ऑनलाइन प्रक्रिया, तुरंत मंज़ूरी, सुविधाजनक ईएमआई और बिना छिपे शुल्क के साथ तेज़ वित्तीय समाधान।
- [Section 80EEB: Tax Deduction on Interest for Electric Vehicle Loans](https://paytm.com/blog/tax/section-80eeb-tax-deduction-on-ev-loan-interest.md)
  - Published: 2025-08-30
  - Last Modified: 2025-09-01
  - Excerpt: Learn how Section 80EEB of the Income Tax Act offers up to ₹1.5 lakh tax deduction on interest paid for electric vehicle loans. Check eligibility, conditions, benefits, and examples for EV buyers in India.
- [Section 80GGC: Tax Deduction for Donations to Political Parties in India](https://paytm.com/blog/tax/section-80ggc-tax-deduction-for-donations-to-political-parties-in-india.md)
  - Published: 2025-08-30
  - Last Modified: 2025-09-01
  - Excerpt: Understand Section 80GGC of the Income Tax Act, which provides tax deductions for donations made to political parties or electoral trusts in India. Learn eligibility, conditions, benefits, and key takeaways.
- [Section 80E: Tax Deduction on Education Loan Interest](https://paytm.com/blog/income-tax/section-80e-tax-deduction-on-education-loan-interest-explained.md)
  - Published: 2025-08-31
  - Last Modified: 2025-09-01
  - Excerpt: Understand Section 80E of the Income Tax Act – tax benefits on education loan interest. Learn eligibility, benefits, duration, compliance rules, and examples in simple words.
- [Section 80CCH: Tax Deduction for Agniveers under the Agnipath Scheme – Eligibility and Benefits](https://paytm.com/blog/income-tax/section-80cch-tax-deduction-for-agniveers-under-the-agnipath-scheme.md)
  - Published: 2025-08-31
  - Last Modified: 2025-09-01
  - Excerpt: Understand Section 80CCH of the Income Tax Act – exclusive tax deductions for Agniveers under the Agnipath Scheme. Learn about eligibility, contributions, benefits, and tax-free payouts.
- [Section 80CCG: Rajiv Gandhi Equity Savings Scheme (RGESS) – Eligibility, Benefits, and Withdrawal](https://paytm.com/blog/income-tax/section-80ccg-rajiv-gandhi-equity-savings-scheme-rgess.md)
  - Published: 2025-08-31
  - Last Modified: 2025-09-01
  - Excerpt: Discover how Section 80CCG under RGESS gave tax deductions to new retail equity investors (50% up to ₹50K) with a 3-year lock-in. Learn eligibility rules and why it was phased out.
- [Section 80CCC of Income Tax Act: Tax Deductions on Pension and Annuity Contributions](https://paytm.com/blog/income-tax/section-80ccc-tax-deductions-on-pension-and-annuity-contributions.md)
  - Published: 2025-08-30
  - Last Modified: 2025-09-01
  - Excerpt: Learn how Section 80CCC lets you reduce your taxable income by investing in approved pension and annuity plans. Know the ₹1.5 lakh limit, tax rules, and planning tips.
- [Section 80AC of the Income Tax Act: Mandatory Return Filing for Claiming Tax Deductions](https://paytm.com/blog/income-tax/section-80ac-mandatory-return-filing-for-claiming-tax-deductions.md)
  - Published: 2025-08-30
  - Last Modified: 2025-09-01
  - Excerpt: Understand Section 80AC of the Income Tax Act, which requires filing ITR on time to claim tax deductions under Chapter VI-A. Stay compliant and reduce tax.
- [How To Transfer Money Without UPI?](https://paytm.com/blog/money-transfer/how-to-transfer-money-without-upi.md)
  - Published: 2022-03-16
  - Last Modified: 2025-09-01
  - Excerpt: How to transfer money without UPI? Read more to know about the multiple ways and also how to transfer money from Paytm without UPI.
- [Paytm Introduces Automatic Spend Categorization and Monthly Spend Summary for Smarter Expense Tracking Across Food, Travel, Shopping, Bills & More](https://paytm.com/blog/payments/paytm-introduces-automatic-spend-categorization-and-monthly-spend-summary-for-smarter-expense-tracking.md)
  - Published: 2025-09-01
  - Last Modified: 2025-09-01
  - Excerpt: These enhancements are part of our successive new feature rollouts, reflecting its strong commitment to providing user-led innovations and improving payments experience.
- [Terms and Conditions](https://paytm.com/blog/whats-new/terms-and-conditions-2.md)
  - Published: 2025-09-01
  - Last Modified: 2025-09-01
  - Excerpt: Terms and Conditions
- [Section 194C of Income Tax Act: TDS on Payments to Contractors and Sub-Contractors](https://paytm.com/blog/income-tax/section-194c-tds-on-payments-to-contractors-sub-contractors.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn what Section 194C says about deducting tax at source when paying contractors or sub-contractors—covering who qualifies, thresholds, rates, timing, exemptions, penalties, and compliance—explained clearly and with examples.
- [Section 186 of the Companies Act, 2013: Loans, Guarantees, Securities, and Investments](https://paytm.com/blog/tax/section-186-of-the-companies-act-simple-rules-for-loans-guarantees-investments.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Discover Section 186 in plain language—when a company can lend, invest, guarantee, or offer securities. Learn about legal approvals, financial limits, exceptions, disclosures, and penalties with easy examples and steps to stay compliant.
- [Section 185 of Companies Act, 2013: Loans to Directors — Rules, Exceptions, and Penalties](https://paytm.com/blog/tax/section-185-of-companies-act-loan-rules-exceptions-penalties.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn in simple words what Section 185 says about loans to directors—when they're forbidden, what exceptions exist, how penalties work, and real examples to stay on the right side of company law.
- [Section 17(5) of GST Act: Blocked Input Tax Credit (ITC) Explained with Examples](https://paytm.com/blog/tax/section-17-5-of-gst-blocked-input-tax-credit-in-plain-language.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Discover in simple words what GST does not allow as ITC—why some things like cars, food, clubs, works contracts, or personal expenses can't be claimed, with real examples, tips to stay compliant, and how not to make mistakes.
- [Section 194D of Income Tax Act: TDS on Insurance Commission – Applicability, Rates, and Exemptions](https://paytm.com/blog/income-tax/section-194d-how-tds-works-on-insurance-commission.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn simply how Section 194D applies TDS on insurance commissions—who must deduct it, rates for individuals vs. companies, exemption limits, how agents can claim it back, and what happens if rules are ignored.
- [Section 206AA of Income Tax Act: Higher TDS Without PAN](https://paytm.com/blog/income-tax/income-tax-section-206aa-tds-without-pan.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Understand Section 206AA of the Income Tax Act in simple words. Learn why PAN is mandatory for TDS, the higher deduction of 20% without PAN, applicability, exceptions, and practical examples.
- [Section 43B(h) of the Income Tax Act: Timely Payments to MSMEs and Its Tax Impact](https://paytm.com/blog/income-tax/section-43bh-msme-payments.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn how Section 43B(h) helps small businesses by ensuring payments within 15 or 45 days, how delayed payments affect taxes, and smart tips to stay compliant—all explained in simple words.
- [Section 43B Explained: Payment-Based Deductions in Income Tax](https://paytm.com/blog/income-tax/section-43b-payment-based-deductions-income-tax.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn all about Section 43B of the Income Tax Act, which allows deductions only on actual payments. Understand covered expenses, conditions, recent amendments (AY 2025–26), benefits, challenges, and practical examples.
- [Section 43A of Income Tax Act: Adjustment for Foreign Exchange Fluctuations](https://paytm.com/blog/income-tax/section-43a-income-tax-adjustment-foreign-exchange-fluctuations.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn in simple words how Section 43A of the Income Tax Act helps businesses adjust the cost of imported assets when foreign exchange rates go up or down. Easy examples, real-life rulings, and smart tips for compliance.
- [Section 40A(3) of Income Tax Act: Cash Payment Limit, Exceptions, and Disallowance](https://paytm.com/blog/income-tax/section-40a3-income-tax-cash-payment-limit-exceptions-disallowance.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn how Section 40A(3) of the Indian Income Tax Act restricts cash payments, highlights important exceptions under Rule 6DD, explains disallowance rules, and shows how to stay compliant—simple and clear for all.
- [Section 37 of Income Tax Act: General Deduction for Business & Professional Expenses](https://paytm.com/blog/income-tax/section-37-income-tax-general-deduction-business-professional-expenses.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn in simple words how Section 37 of the Income Tax Act helps businesses and professionals save tax by allowing deductions for everyday business expenses. Understand what's allowed, what's not, and how to do it right—explained in a clear, step-by-step way.
- [Section 35AD of Income Tax Act: Deduction for Capital Expenditure in Specified Businesses](https://paytm.com/blog/income-tax/section-35ad-income-tax-deduction-capital-expenditure-specified-businesses.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Discover how Section 35AD of the Income Tax Act offers 100% deduction on capital spending for special businesses like cold chains, hospitals, and pipelines. A clear, simple guide with examples, updates, and FAQs.
- [Section 35: Tax Benefits for Scientific Research & Development (R&D)](https://paytm.com/blog/tax/section-35-tax-benefits-for-scientific-research-and-development.md)
  - Published: 2025-08-31
  - Last Modified: 2025-08-31
  - Excerpt: Learn how Section 35 of Income Tax helps Indian businesses save money when doing scientific research. A simple, clear guide for everyone—with real examples, recent updates up to 2025, and helpful FAQs.
- [Common PAN Card Mistakes and How to Avoid Them](https://paytm.com/blog/pan-card/common-pan-card-mistakes-how-to-avoid-them.md)
  - Published: 2025-08-30
  - Last Modified: 2025-08-30
  - Excerpt: Learn about the frequent errors made during PAN card application or renewal and practical tips to avoid delays and rejections. Ensure your application is accurate and hassle-free.
- [Section 194J of the Income Tax Act: TDS on Professional and Technical Services](https://paytm.com/blog/income-tax/section-194j-tds-professional-technical-services.md)
  - Published: 2025-08-30
  - Last Modified: 2025-08-30
  - Excerpt: Complete guide on Section 194J Income Tax provisions, TDS rates, and compliance for professionals and businesses in India.
- [Indian Copyright Act, 1957 - A Comprehensive Guide](https://paytm.com/blog/tax/indian-copyright-act-1957-comprehensive-guide.md)
  - Published: 2025-08-30
  - Last Modified: 2025-08-30
  - Excerpt: A comprehensive overview of the Indian Copyright Act 1957, including key legal rights, enforcement, and recent amendments for digital content.
- [Section 55A of the Companies Act: SEBI's Role in Regulating Securities](https://paytm.com/blog/tax/section-55a-of-the-companies-act-sebis-role-in-regulating-securities.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: What is Section 55A of the Companies Act? Imagine a playground where some kids can distribute candy and others must follow certain rules to do it. Section 55A is like the playground rulebook. It says who gets to be the helper (SEBI or the government) when companies play with issuing or transferring shares and paying dividends. This section was added in the Companies Act, 1956, through amendments in 2000 and 2002. It allowed SEBI—the market watchdog—to take charge of parts of company law related to securities like shares and dividends. Before that, only the government managed those rules. The idea was…
- [Section 194K of Income Tax Act: TDS on Mutual Fund Income – Applicability, Rates, and Exemptions](https://paytm.com/blog/income-tax/section-194k-tds-mutual-fund-income-applicability-rates-exemptions.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Get clarity on TDS deductions from mutual fund income under Section 194K including thresholds and exemptions.
- [Section 133(6) of Income Tax Act: Meaning, Notice, and How to Respond](https://paytm.com/blog/income-tax/section-1336-of-income-tax-act.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn simply what Section 133(6) does-how tax officers can ask for your money details, why it might happen, what you should do if you get the notice, and how to avoid trouble. Easy to follow, up-to-date guidance and tips included.
- [Section 119 of Income Tax Act: Powers of CBDT to Grant Relief and Relaxation](https://paytm.com/blog/income-tax/what-is-section-119.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn simply how Section 119 lets the CBDT help taxpayers with delays, mistakes, or genuine hardship by granting relief—how it works, when it applies, and why it matters to keep your tax fairness and peace of mind.
- [Section 115H of Income Tax Act: Tax Benefits for Non-Resident Indians (NRIs)](https://paytm.com/blog/income-tax/section-115h-of-income-tax-act-tax-benefits-for-non-resident-indians.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn in simple words how Section 115H helps NRIs who become residents continue enjoying lower tax rates on their investment income. Includes eligibility, benefits, process, and planning tips.
- [Section 115BAB of Income Tax Act: Special Tax Rate for New Manufacturing Companies](https://paytm.com/blog/income-tax/what-is-section-115ba.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Explore Section 115BAB in simple words-learn who qualifies, how to opt in, the tax savings, conditions, limitations, and smart tax planning tips for new manufacturing companies.
- [Section 11 of Income Tax Act: Tax Exemption for Charitable and Religious Trusts](https://paytm.com/blog/income-tax/section-11-of-income-tax-act.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn about Section 11 of the Income Tax Act, which provides tax exemption for charitable and religious trusts. Understand eligibility, exempt income, compliance rules, and FAQs.
- [Section 10(26) of Income Tax Act: Income Tax Benefits for ST Community](https://paytm.com/blog/income-tax/section-1026-of-income-tax-act.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn about Section 10(26) of the Income Tax Act, eligibility rules, exempt income categories, documents required, and how Scheduled Tribe (ST) members can claim income tax benefits.
- [What is Section 16(2)(aa) in GST and How to Avail ITC?](https://paytm.com/blog/tax/what-is-section-162aa-in-gst.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn about Section 16(2)(aa) in GST, its meaning, eligibility, and step-by-step process to claim Input Tax Credit (ITC). A complete guide in simple words for businesses.
- [Section 115BAA – New Tax Regime for Domestic Companies in India](https://paytm.com/blog/income-tax/section-115baa-of-income-tax-act.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn everything about Section 115BAA of the Income Tax Act – eligibility, tax rates, conditions, benefits, limitations, and filing process for Indian domestic companies.
- [Section 80GG: Tax Benefits, Conditions, and Calculation Explained](https://paytm.com/blog/income-tax/what-is-section-80gg.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn about Section 80GG of Income Tax Act – conditions, deduction limit, and how to claim rent paid deduction without HRA. Updated for FY 2025.
- [Section 54 of Income Tax: Eligibility, Conditions, and Exemption Rules Explained](https://paytm.com/blog/income-tax/what-is-section-54-of-income-tax.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Discover the rules of Section 54 under the Income Tax Act. Know eligibility, conditions, and calculation methods with practical examples.
- [Section 28 of Income Tax Act: Profits and Gains of Business or Profession](https://paytm.com/blog/income-tax/section-28-income-tax-act-profits-gains-business-profession.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn what Section 28 of the Income Tax Act means for your business income and how profits and gains are taxed. Simplified guide 2025.
- [Section 17(1) of Income Tax Act: Meaning and Components of Salary](https://paytm.com/blog/income-tax/section-17-1-income-tax-act-components-of-salary.md)
  - Published: 2025-08-29
  - Last Modified: 2025-08-29
  - Excerpt: Learn what constitutes salary under Section 17(1) of Income Tax Act. Detailed explanation of salary components, taxation, and FAQs.
- [Section 112 Explained: Applicability, Calculation, and Exemptions](https://paytm.com/blog/income-tax/what-is-section-112-of-the-income-tax-act.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn what Section 112 of India's Income Tax Act is, when it applies, how tax is calculated, and how you can save on tax through exemptions—all explained in simple words, with the latest updates for 2025!
- [Section 10AA of Income Tax Act: Income Tax Deductions for Special Economic Zone (SEZ) Units](https://paytm.com/blog/income-tax/section-10aa-income-tax-deductions-for-special-economic-zone-units.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn about Section 10AA of the Income Tax Act, eligibility, tax benefits, conditions, and how SEZ units can claim deductions. Simple explanation with FAQs.
- [Section 80TTB Deduction: Tax Benefits for Senior Citizens Explained](https://paytm.com/blog/income-tax/section-80ttb-deduction-tax-benefits-senior-citizens.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Understand Section 80TTB and how senior citizens can save tax on interest income up to ₹50,000.
- [PAN Card for Minors and Students: An Easy Guide to Apply](https://paytm.com/blog/pan-card/pan-for-minors-and-students-easy-guide-to-apply.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Complete easy guide on PAN card application process for minors and students in India.
- [Section 115JD of Income Tax Act: Carry Forward and Set-Off of Tax Credit](https://paytm.com/blog/income-tax/section115jd-of-income-tax-act.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Discover how Section 115JD helps you carry forward extra tax paid under AMT or MAT as a credit, how it works with examples, who can claim it, and its importance in smart tax planning—written simply for easy understanding.
- [Paytm, MEPMA Partner to Digitally Empower Women Self-Help Groups in Andhra Pradesh](https://paytm.com/blog/payments/paytm-mepma-partner-to-digitally-empower-women-self-help-groups-in-andhra-pradesh.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Through this collaboration, we will work closely with MEPMA to strengthen financial inclusion and digital payment adoption across SHG networks in urban Andhra Pradesh.
- [How RuPay Cards Work in India: Debit, Credit, Prepaid, and NCMC](https://paytm.com/blog/banking/rupay-india-card-payment-network.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn all about RuPay, India's own card payment network by NPCI. Discover its types, features, working, government integrations, UPI link, and benefits in a simple, detailed guide.
- [Corporate Bonds: Meaning, Features, Benefits & How They Work](https://paytm.com/blog/mutual-funds/what-is-corporate-bonds.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn about corporate bonds, their meaning, features, and benefits. Understand how they work, types, risks, and how investing in them can provide steady income, diversification, and relatively lower risk compared to stocks.
- [The New Chip-Enabled Driving Licence: What Urban India Needs to Know](https://paytm.com/blog/driving-licence/chip-enabled-driving-licence-urban-india.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn about India's new chip-enabled driving licence, its benefits, and what urban drivers should know.
- [Non-Creamy Layer Certificate: Meaning, Eligibility, Documents, and Application Process](https://paytm.com/blog/saving-schemes/government-schemes/what-is-non-creamy-layer-certificate.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn about Non-Creamy Layer Certificate: meaning, eligibility, required documents, application process, and how to renew it for OBC benefits.
- [Physical Gold vs Gold ETF: Pros and Cons Explained](https://paytm.com/blog/digital-gold/physical-gold-vs-gold-etf.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Discover the pros & cons of investing in physical gold vs Gold ETFs. Learn about liquidity, storage, costs, and which suits your needs.
- [What are Index Mutual Funds? Meaning, Features, and Benefits](https://paytm.com/blog/mutual-funds/what-are-index-mutual-funds.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Discover index mutual funds, their meaning, features, and benefits for investors aiming at long-term growth and portfolio diversification. Learn how these low-cost, passive investment options track market indices and build wealth steadily.
- [Your Vote, Your Voice: The Importance of a Voter ID Card](https://paytm.com/blog/voter-id/importance-of-voter-id-card.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn why the Voter ID card is essential for voting and protecting your rights. Find out how to apply and important amendments.
- [How to Use Paytm Referral Code & Refer & Win – Step-by-Step Guide](https://paytm.com/blog/paytm-help/paytm-referral-code-refer-and-win-cashback.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn how to use the Paytm Referral Program in 2025! Enter a referral code to get ₹100 cashback on your first UPI transaction or use Refer & Win to invite friends, track referrals, and earn rewards.
- [What are Hedge Funds? Meaning, Features, and Benefits](https://paytm.com/blog/mutual-funds/what-is-hedge-funds.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Discover what hedge funds are, their meaning, features, strategies, benefits, risks, and why they suit high-net-worth and experienced investors.
- [Domicile Certificate: Meaning, Apply Online, Documents Required, Status Check, and Download](https://paytm.com/blog/saving-schemes/government-schemes/what-is-domicile-certificate.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Learn what a domicile certificate is, how to apply online or offline, required documents, status check process, and how to download it easily.
- [Mutual Funds vs Stocks: Meaning, Differences, and Benefits](https://paytm.com/blog/mutual-funds/mutual-funds-vs-stocks.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Compare mutual funds vs stocks: meaning, key differences, benefits, risks, and how to choose the right investment based on your goals.
- [What is a Nominal Account? Meaning, Rule, Examples](https://paytm.com/blog/banking/what-is-a-nominal-account.md)
  - Published: 2025-08-28
  - Last Modified: 2025-08-28
  - Excerpt: Understand nominal accounts, which record income and expenses affecting financial position. Learn debit-credit rules with clear, practical examples.
- [What is PPP Family ID: How to Search, Download and Update Family ID?](https://paytm.com/blog/saving-schemes/government-schemes/what-is-ppp-family-id.md)
  - Published: 2025-08-27
  - Last Modified: 2025-08-27
  - Excerpt: Learn how to search, download, and update your PPP Family ID to access key services and benefits. Covers both online and offline application methods.
- [Direct Plans vs Regular Plans in Mutual Funds: Which is Better?](https://paytm.com/blog/mutual-funds/direct-plans-vs-regular-plans.md)
  - Published: 2025-08-26
  - Last Modified: 2025-08-26
  - Excerpt: Discover the pros and cons of direct and regular mutual fund plans to find the best investment option for you.
- [What are Aggressive Hybrid Funds? Meaning, Features, and Benefits](https://paytm.com/blog/mutual-funds/what-are-aggressive-hybrid-funds.md)
  - Published: 2025-08-26
  - Last Modified: 2025-08-26
  - Excerpt: Invest in aggressive hybrid funds for potentially higher returns than traditional debt funds, balancing growth with stability through a mix of equities and debt. Learn about their features and benefits.
- [What is RuPay and How It Works – India's Own Card Payment Network](https://paytm.com/blog/payments/what-is-rupay.md)
  - Published: 2025-08-14
  - Last Modified: 2025-08-20
  - Excerpt: Learn about RuPay, India's domestic card network offering secure and fast payments across ATMs, shopping, and online platforms.
- [Women@Paytm: Building a Strong Community of Connection, Growth & Belonging](https://paytm.com/blog/workplace/women-at-paytm-building-a-strong-community-of-connection-growth-and-belonging.md)
  - Published: 2025-08-20
  - Last Modified: 2025-08-20
  - Excerpt: we recently launched Women@Paytm, a monthly conversational series designed to create a strong community of women through live interactions, shared experiences, and insights from inspiring leaders.
- [Empowering Community, Strengthening Bonds with our CSR initiative](https://paytm.com/blog/sustainability/empowering-community-strengthening-bonds-with-our-csr-initiative.md)
  - Published: 2025-08-19
  - Last Modified: 2025-08-19
  - Excerpt: Our first CSR volunteering initiative in Chennai reflected this spirit, as Paytmers connected with children at the St. Jude India ChildCare Centres.
- [Paytm செயலியில் மொத்த வங்கி இருப்பை பார்ப்பது எப்படி?](https://paytm.com/blog/payments/how-to-check-total-bank-balance-on-paytm-app-in-tamil.md)
  - Published: 2025-08-19
  - Last Modified: 2025-08-19
  - Excerpt: Paytm இல் Total Balance View அம்சம் மூலம் பல வங்கி கணக்குகளின் மொத்த இருப்பை ஒரே இடத்தில் பாதுகாப்பாக பார்க்கலாம். PIN சரிபார்ப்பு மற்றும் ரியல் டைம் அப்டேட்கள் உடன்.
- [Paytm રિસીવ મની વિજેટ સેટ કરવાનું સ્ટેપ-બાય-સ્ટેપ માર્ગદર્શન ઝડપી પેમેન્ટ માટે](https://paytm.com/blog/payments/how-to-set-up-paytm-receive-money-widget-in-gujarati.md)
  - Published: 2025-08-19
  - Last Modified: 2025-08-19
  - Excerpt: Paytm નું હોમ સ્ક્રીન વિજેટ તમારા ફોનની સ્ક્રીન પરથી સીધું જ પેમેન્ટ સ્વીકારવાની સરળ રીત આપે છે—એપ ખોલ્યા વગર જ.
- [मतदार ओळखपत्र दुरुस्ती: ऑनलाईन नाव बदलण्यासाठी सोपी प्रक्रिया](https://paytm.com/blog/voter-id/voter-id-name-correction-online-in-marathi.md)
  - Published: 2025-08-19
  - Last Modified: 2025-08-19
  - Excerpt: ऑनलाईन मतदार ओळखपत्रात नावाची चूक किंवा स्पेलिंग सुधारण्याची संपूर्ण प्रक्रिया इथे जाणून घ्या. फॉर्म, कारणे आणि आवश्यक कागदपत्रांची माहिती मराठीत.
- [मतदाता पहचान पत्र (Voter ID Card) के लिए आवश्यक दस्तावेज़](https://paytm.com/blog/voter-id/list-of-documents-required-for-voter-id-card-in-hindi.md)
  - Published: 2025-08-19
  - Last Modified: 2025-08-19
  - Excerpt: जानिए वोटर आईडी कार्ड के लिए आवेदन करते समय कौन-कौन से दस्तावेज़ जरूरी हैं। पहचान, पते और उम्र के प्रमाण से जुड़ी पूरी जानकारी सरल हिंदी में।
- [Thriving & Connecting Together with our New Community@Paytm Platform](https://paytm.com/blog/workplace/thriving-and-connecting-together-with-our-new-community-at-paytm-platform.md)
  - Published: 2025-08-18
  - Last Modified: 2025-08-18
  - Excerpt: Carrying this vision forward, we have launched Community@Paytm—a vibrant, Slack-based platform designed to bring Paytmers closer beyond work tasks.
- [Spreading Smiles with our Joy of Giving Initiative](https://paytm.com/blog/sustainability/spreading-smiles-with-our-joy-of-giving-initiative.md)
  - Published: 2025-08-15
  - Last Modified: 2025-08-15
  - Excerpt: Our CSR arm Paytm Foundation, recently joined hands with the volunteer-based organization Robin Hood Army to support underprivileged communities in AGCR Colony and Dayanand Vihar, Delhi
- [FASTag Annual Pass to Launch on Independence Day 2025 – ₹3,000 for a Year of Toll-Free Travel](https://paytm.com/blog/fastag/fastag-annual-pass-independence-day-2025.md)
  - Published: 2025-08-12
  - Last Modified: 2025-08-12
  - Excerpt: MoRTH to launch FASTag Annual Pass on Aug 15, 2025, for ₹3,000. Enjoy toll-free travel for 1 year or 200 trips on national highways.
- [2025 માં GST રજિસ્ટ્રેશન પ્રક્રિયા](https://paytm.com/blog/tax/gst-registration-process-in-gujarati.md)
  - Published: 2025-08-12
  - Last Modified: 2025-08-12
  - Excerpt: GST માટે ઑનલાઇન રજિસ્ટ્રેશન કેવી રીતે કરવું? 2025 ની તાજેતરનાં પગલાં, આવશ્યક દસ્તાવેજો અને ફી અંગેની માહિતી ગુજરાતી ભાષામાં જાણો.
- [Your Guide to Index Funds & How to Invest in JioBlackRock NFOs via Paytm Money](https://paytm.com/blog/paytm-money/what-is-index-fund-paytm-money-jioblackrock-nfos.md)
  - Published: 2025-08-12
  - Last Modified: 2025-08-12
  - Excerpt: Discover what index funds are, how they work, and why they're ideal for passive investors. Learn how to invest in five new JioBlackRock Index Fund NFOs directly through the Paytm Money app—zero commission, low entry, and fully digital onboarding.
- [Masterclass Insights: Empowering Investors with Index Investing](https://paytm.com/blog/paytm-money/empowering-investors-with-index-investing.md)
  - Published: 2025-08-12
  - Last Modified: 2025-08-12
  - Excerpt: In a masterclass session, ‘The Power of Index Investing with Jio BlackRock', powerhouse Komal Narang, Chief Client Officer at Jio BlackRock AMC, decoded financial complexity, explored the rise of index investing, and shared how every Indian can build long-term wealth with confidence.
- [పేటిఎం‌లో గోల్డ్ బ్యాలెన్స్‌ను ఎలా చెక్ చేయాలి: స్టెప్-బై-స్టెప్ గైడ్](https://paytm.com/blog/digital-gold/how-to-check-gold-balance-on-paytm-in-telugu.md)
  - Published: 2025-08-11
  - Last Modified: 2025-08-11
  - Excerpt: నిమిషాల్లో మీ Paytm డిజిటల్ గోల్డ్ బ్యాలెన్స్‌ను ఎలా తనిఖీ చేయాలో తెలుసుకోండి. మీ బంగారు హోల్డింగ్‌లను వీక్షించడానికి, లావాదేవీలను ట్రాక్ చేయడానికి మరియు మీ పెట్టుబడిని తెలివిగా నిర్వహించడానికి సులభమైన దశలను అనుసరించండి.
- [UPI Tap and Pay: The Future of Contactless Payments in India](https://paytm.com/blog/payments/upi-tap-and-pay-the-future-of-contactless-payments-in-india.md)
  - Published: 2025-02-20
  - Last Modified: 2025-08-11
  - Excerpt: UPI Tap and Pay revolutionizes digital payments by allowing secure, contactless transactions through NFC technology. Simply tap your smartphone or UPI-linked card on a POS terminal to make instant payments without scanning QR codes or entering UPI IDs.
- [Fostering Heartfelt Moments, Lasting Bonds through Meals of Joy](https://paytm.com/blog/sustainability/fostering-heartfelt-moments-lasting-bonds-through-meals-of-joy.md)
  - Published: 2025-08-08
  - Last Modified: 2025-08-08
  - Excerpt: Paytmers from our Jaipur office recently stepped out of their daily routines to bring a day full of warmth, nourishment, and inspiration to the young hearts of a Government school.
- [Paytm Money Partners with JioBlackRock to Offer Easy Access to Index Fund NFOs](https://paytm.com/blog/paytm-money/paytm-money-offers-jioblackrocks-latest-index-fund-nfos-with-zero-commission.md)
  - Published: 2025-08-06
  - Last Modified: 2025-08-06
  - Excerpt: Paytm Money offers JioBlackRock's latest Index Fund NFOs with zero commission and a fully digital journey. Explore simplified investing with direct mutual funds via the Paytm Money app.
- [What Is the Interest Rate on Paytm Personal Loans?  All You Need to Know](https://paytm.com/blog/loan/personal-loan/paytm-personal-loan-interest-rate-guide.md)
  - Published: 2025-08-04
  - Last Modified: 2025-08-04
  - Excerpt: Discover Paytm personal loan interest rates, EMI calculation tips, and smart ways to reduce your borrowing cost. Examples included!
- [Paytm Personal Loan Disbursal Time & Tips to Get Faster Credit](https://paytm.com/blog/loan/personal-loan/paytm-personal-loan-disbursal-time.md)
  - Published: 2025-08-04
  - Last Modified: 2025-08-04
  - Excerpt: Learn how much time Paytm takes to disburse a personal loan after approval, what factors affect the disbursal, and how to avoid common delays.
- [Serving Smiles, Strengthening Bonds through our Meals of Joy initiative](https://paytm.com/blog/sustainability/serving-smiles-strengthening-bonds-through-our-meals-of-joy-initiative.md)
  - Published: 2025-08-04
  - Last Modified: 2025-08-04
  - Excerpt: Our initiative, Meals of Joy, embodies this belief by focusing on nourishment, empathy, and community engagement.
- [Meals of Joy: A Day of Care, Growth, and Connection](https://paytm.com/blog/sustainability/meals-of-joy-a-day-of-care-growth-and-connection.md)
  - Published: 2025-08-04
  - Last Modified: 2025-08-04
  - Excerpt: Under our CSR initiative, Meals of Joy, we continue to engage with communities across the country, spreading warmth and support where it's needed most.
- [Terms and Conditions](https://paytm.com/blog/whats-new/terms-and-conditions.md)
  - Published: 2025-08-01
  - Last Modified: 2025-08-02
  - Excerpt: This Offer is being organized, sponsored and run by One97 Communications Limited. (hereinafter “One97” or “Paytm”) a company which owns and operates an online marketplace on the website located at the URL:‘www.paytm.com' and Paytm mobile application (hereinafter “Paytm Platform”), having its registered office at 136, 1st Floor, Devika Tower, Nehru Place, New Delhi – 110019 and corporate office at SkymarkOne ( One Skymark), Plot No H – 10, Tower D, Sector -98, Noida- 201304, Dist – Gautam Budh Nagar, Uttar Pradesh. The below terms and conditions govern your participation in the Offer. By participating in the Offer, you (hereinafter referred to…
- [તમારો Paytm QR કોડ ડાઉનલોડ કરવાનો સરળ માર્ગ](https://paytm.com/blog/payments/qr-code/how-to-download-your-paytm-qr-code-gujarati.md)
  - Published: 2025-07-31
  - Last Modified: 2025-07-31
  - Excerpt: તમારા Paytm QR કોડને કેવી રીતે ડાઉનલોડ અને પ્રિન્ટ કરવો તે જાણો. દુકાનદારો, ફ્રીલાન્સર્સ અને કોઈપણ માટે ઉપયોગી સરળ પગલાં.
- [Paytm Personal Loanக்கு ஆன்லைனில் விண்ணப்பிக்கும் முறைகள்](https://paytm.com/blog/loan/personal-loan/how-to-apply-for-a-paytm-personal-loan-in-tamil.md)
  - Published: 2025-07-31
  - Last Modified: 2025-07-31
  - Excerpt: Paytm Personal Loanக்கு எப்படி ஆன்லைனில் விண்ணப்பிப்பது, யாருக்கு ஏற்கும், வட்டி வீதம் என்ன என்பதைப் பற்றி இங்கே முழுமையாக தெரிந்துகொள்ளுங்கள்.
- [Paytm Travel Announces Big Festive Travel Discounts Ahead Of Raksha Bandhan, Independence Day & Janmashtami](https://paytm.com/blog/travel/paytm-travel-festive-discounts-offers-announcement.md)
  - Published: 2025-07-28
  - Last Modified: 2025-07-28
  - Excerpt: We have announced the launch of Paytm Travel Mega Festival Sale offering up to 20% discounts on flights and bus bookings ahead of festivals including Raksha Bandhan, Independence Day & Janmashtami.
- [Key Takeaways from Our Q1 FY26 Earnings Call: Strengthening Merchant Payments and Scaling with AI](https://paytm.com/blog/investor-relations/key-takeaways-from-our-q1-fy26-earnings-call.md)
  - Published: 2025-07-25
  - Last Modified: 2025-07-25
  - Excerpt: We achieved a landmark Q1 FY26, delivering profitability across all key financial metrics, including EBITDA and PAT.
- [What is The Daily Transaction Limit of IMPS?](https://paytm.com/blog/money-transfer/imps/what-is-imps-daily-transaction-limit.md)
  - Published: 2021-11-24
  - Last Modified: 2025-07-24
  - Excerpt: The IMPS daily limit has been raised from Rs. 2,000,000 to Rs. 500,000. Learn more about IMPS timing, charges, and other topics.
- [How to Activate UPI Lite in Paytm?](https://paytm.com/blog/paytm-help/how-to-activate-upi-lite-in-paytm.md)
  - Published: 2024-08-23
  - Last Modified: 2025-07-24
  - Excerpt: Activate UPI Lite on Paytm to simplify small transactions and keep your bank statement clutter-free. Paytm पर UPI Lite एक्टिवेट करें और छोटे लेन-देन का आनंद लें, आसानी से और सुरक्षित!
- [How to Send Money Using Recipient's UPI ID through Paytm?](https://paytm.com/blog/paytm-help/how-to-send-money-using-recipients-upi-id-through-paytm.md)
  - Published: 2024-08-23
  - Last Modified: 2025-07-24
  - Excerpt: Send money quickly and securely using the recipient's UPI ID on Paytm. Paytm से UPI ID के ज़रिए पैसे भेजने का सबसे आसान तरीका जानें।
- [How to Set Up UPI Pin on Paytm without Debit Card?](https://paytm.com/blog/paytm-help/how-to-set-up-upi-pin-on-paytm-without-debit-card.md)
  - Published: 2024-08-20
  - Last Modified: 2025-07-24
  - Excerpt: Set up your UPI PIN on Paytm without a debit card. Use Aadhaar details for secure, hassle-free transactions. | डेबिट कार्ड के बिना Paytm पर UPI PIN सेट करें। आधार डिटेल से सुरक्षित लेनदेन करें।
- [How to Create/Change UPI Pin on Paytm?](https://paytm.com/blog/paytm-help/how-to-create-or-change-upi-pin-on-paytm.md)
  - Published: 2024-08-20
  - Last Modified: 2025-07-24
  - Excerpt: Learn how to create or change your UPI PIN on Paytm in just a few steps. Set up or update your UPI PIN securely using the Paytm app for seamless and safe transactions.
- [How to Send Money Through Paytm Using a Mobile Number?](https://paytm.com/blog/paytm-help/how-to-send-money-through-paytm-using-a-mobile-number.md)
  - Published: 2024-08-20
  - Last Modified: 2025-07-24
  - Excerpt: If you're looking to know "Paytm se mobile number par paise kaise bheje" or "Paytm se paise kaise transfer karen," here are the simple steps to do it.
- [How P2P Payment Works: A Beginner's Guide](https://paytm.com/blog/payments/understanding-p2p-payments-how-peer-to-peer-payment-works.md)
  - Published: 2024-10-24
  - Last Modified: 2025-07-24
  - Excerpt: Discover how P2P payments work, their process, types, security measures, and pros and cons. Learn to send money directly without banks involved.
- [How Can I Check My CIBIL Score Rating?](https://paytm.com/blog/credit-score/how-to-check-cibil-score-rating.md)
  - Published: 2021-07-15
  - Last Modified: 2025-07-24
  - Excerpt: How to check cibil score rating in Paytm: Understand the factors affecting the credit score, improve CIBIL rating and how to check CIBIL score.
- [How to Check CIBIL Score Using PAN Card?](https://paytm.com/blog/credit-score/how-to-check-cibil-score-by-pan-card.md)
  - Published: 2021-04-20
  - Last Modified: 2025-07-24
  - Excerpt: Check CIBIL score using PAN card: Know the steps to check CIBIL score free with pan card online through Paytm app or official website of CIBIL score.
- [Paytm Q1 FY 2026: Solidifies Unrivalled Leadership in India's Merchant Payment Business, turns Profitable with ₹123 Cr PAT](https://paytm.com/blog/investor-relations/paytm-turns-profitable-with-rs123cr-pat-in-q1fy26.md)
  - Published: 2025-07-22
  - Last Modified: 2025-07-22
  - Excerpt: In the June-ending quarter, Paytm reported a PAT of Rs 123 Cr and EBITDA of Rs 72  Cr respectively
- [NEFT vs RTGS: What's the Difference?](https://paytm.com/blog/money-transfer/neft-vs-rtgs-whats-the-difference.md)
  - Published: 2021-09-21
  - Last Modified: 2025-07-18
  - Excerpt: Discover the differences between NEFT and RTGS to choose the best option for transferring money. Learn about their features, benefits, and when to use each method for your financial needs.
- [NEFT Cut-off Time: When can you Perform NEFT Transactions?](https://paytm.com/blog/money-transfer/neft-cut-off-time.md)
  - Published: 2021-09-21
  - Last Modified: 2025-07-18
  - Excerpt: It must be noted that while the general time for NEFT transfers remains the same, all banks have different NEFT cut-off time.
- [A Day of Smiles and Inspiration - Paytmers Bond with Bravehearts](https://paytm.com/blog/sustainability/a-day-of-smiles-and-inspiration-paytmers-bond-with-bravehearts.md)
  - Published: 2025-07-07
  - Last Modified: 2025-07-14
  - Excerpt: Paytmers and children connected through stories and shared childhood memories, focused chess matches, and a lively cricket game that turned into a celebration of pure joy.
- [CM N. Chandrababu Naidu Inaugurates Two Life Support Ambulances Provided by Paytm Foundation to Government Hospital in Kuppam, AP](https://paytm.com/blog/sustainability/ap-cm-inaugurates-two-life-support-ambulances-provided-by-paytm-foundation-to-government-hospital-in-kuppam.md)
  - Published: 2025-07-10
  - Last Modified: 2025-07-14
  - Excerpt: Paytm Foundation in collaboration with Kuppam Area Development Authority (KADA) has donated two fully equipped Life Support ambulances to the Government Hospital in Kuppam, Andhra Pradesh. 
- [Paytm Foundation Donates 100 LPM Oxygen Plant to Kanpur Cantonment Hospital to Support Critical Care](https://paytm.com/blog/sustainability/paytm-foundation-donates-100-lpm-oxygen-plant-to-kanpur-cantonment-hospital-to-support-critical-care.md)
  - Published: 2025-07-14
  - Last Modified: 2025-07-14
  - Excerpt: The plant will support patients in need of oxygen-based care and help reduce reliance on external supply, especially during periods of high medical demand
- [How we came up with the groundbreaking Soundboxâ„¢ - in the words of Vijay Shekhar Sharma](https://paytm.com/blog/investor-relations/how-we-came-up-with-the-groundbreaking-soundbox.md)
  - Published: 2022-09-22
  - Last Modified: 2025-07-08
  - Excerpt: Paytm Soundboxâ„¢ is a revolutionary device that has emerged as a disruptor in digital payments. We have helped merchants with instant audio alerts on receiving payments in their preferred regional language. But did you know that there is a very interesting story behind the Soundboxâ„¢. The Paytm Soundboxâ„¢ was born out of our Founder, CEO & MD, Vijay Shekhar Sharma’s personal experience. Speaking at the Global Fintech Fest in Mumbai, Vijay shared his story of this game changer innovation with the audience that came about as a result of his trip to a nearby store to buy milk. At the event,…
- [Paytm Introduces Total Balance Check for UPI-Linked Bank Accounts with Real-Time Balance Display](https://paytm.com/blog/payments/paytm-introduces-total-balance-check-for-upi-linked-bank-accounts-with-real-time-balance-display.md)
  - Published: 2025-06-24
  - Last Modified: 2025-06-24
  - Excerpt: Check total and individual bank account balances linked via UPI in real-time on Paytm. A seamless way to manage multiple bank accounts with one app.
- [Paytm is a Great Place To Work® Certified™](https://paytm.com/blog/workplace/paytm-is-a-great-place-to-work-certified.md)
  - Published: 2025-06-23
  - Last Modified: 2025-06-23
  - Excerpt: We're proud to share that Paytm has been certified as a Great Place To Work® — a reflection of the workplace we've built together, driven by trust, resilience, and purpose.
- [Paytm Money Launches Advanced Trading Tools for Retail F&O Traders](https://paytm.com/blog/paytm-money/paytm-money-launches-advanced-trading-tools-for-retail-fo-traders.md)
  - Published: 2025-06-17
  - Last Modified: 2025-06-17
  - Excerpt: Explore Paytm Money's new trading tools including Options Scalper, Trade from Charts, basket orders from the option chain, Trading Ideas, and Pay Later at 9.75% for F&O traders
- [Why You Might Want to Hide Payments: Understanding Privacy in Digital Transactions](https://paytm.com/blog/payments/reasons-to-hide-payments.md)
  - Published: 2025-06-16
  - Last Modified: 2025-06-16
  - Excerpt: Learn the reasons to hide payments and how Paytm's Hide Payment feature enhances privacy for confidential money transfers and personal purchases.
- [Paytm Soundbox™ कैसे खरीदें और चालू करें?](https://paytm.com/blog/paytm-help/paytm-soundbox-kashe-kharide-or-chalu-kare.md)
  - Published: 2025-06-13
  - Last Modified: 2025-06-13
  - Excerpt: जानिए Paytm Soundbox™ कैसे खरीदें और एक्टिवेट करें, इसकी कीमत, कहां से ऑर्डर करें और एक्टिवेशन की आसान प्रक्रिया।
- [How to Stick a FASTag on Your Vehicle: A Complete Guide](https://paytm.com/blog/fastag/the-complete-guide-on-how-to-stick-fastag.md)
  - Published: 2021-07-20
  - Last Modified: 2025-06-13
  - Excerpt: Learn the correct way to stick FASTag on your car windshield. Follow this easy step-by-step guide to avoid errors and ensure smooth toll payments.
- [What Are the Documents Required to Get a FASTag?](https://paytm.com/blog/fastag/documents-required-for-fastag-application.md)
  - Published: 2021-07-14
  - Last Modified: 2025-06-13
  - Excerpt: Documents Required to Get a FASTag in %%currentyear%% - There are various documents required to get a FASTag, you must submit these documents to get your FASTag application approved.
- [How to Change/Update Mobile Number Linked to Your FASTag?](https://paytm.com/blog/fastag/change-or-update-mobile-number-to-your-fastag.md)
  - Published: 2024-04-15
  - Last Modified: 2025-06-13
  - Excerpt: Discover how to change or update your FASTag mobile number, online or offline in %%currentyear%%. Read below to know steps.
- [Recharge Your Sun Direct Account Online with Paytm: A Step-by-Step Guide](https://paytm.com/blog/recharge/dth/complete-guide-to-make-sun-direct-recharge-online.md)
  - Published: 2021-12-06
  - Last Modified: 2025-06-13
  - Excerpt: Recharge your sun direct DTH account online hassle-free with Paytm. Visit the blog for a step-by-step guide on how to recharge your sun direct account online.
- [How to Do Airtel Digital TV Recharge Online](https://paytm.com/blog/recharge/how-to-do-airtel-digital-tv-recharge-online.md)
  - Published: 2021-09-09
  - Last Modified: 2025-06-13
  - Excerpt: Learn how to make Airtel Digital TV recharge online. Know the advantages and step by step guide to recharge Airtel digital TV online through Paytm web or app in %%currentmonth%% %%currentyear%%.
- [Step by Step Guide to Recharge D2H Online](https://paytm.com/blog/recharge/dth/how-to-do-videocon-d2h-recharge-online.md)
  - Published: 2021-12-06
  - Last Modified: 2025-06-12
  - Excerpt: Know how to easily recharge D2H online in just a few minutes through the Paytm application or website. Follow our step-by-step guide for quick and convenient recharge options using Paytm in %%currentmonth%% %%currentyear%%.
- [Step by Step Guide to Recharge Dish TV Online](https://paytm.com/blog/recharge/how-to-make-dish-tv-recharge-online.md)
  - Published: 2021-09-09
  - Last Modified: 2025-06-12
  - Excerpt: Learn how to make Dish TV recharge online. Know the step by step guide to recharge dish tv online through Paytm website or application in %%currentmonth%% %%currentyear%%.
- [World Environment Day 2025: Making Big Impact through Small Acts at Paytm](https://paytm.com/blog/workplace/paytms-sustainability-initiatives-world-environment-day-2025.md)
  - Published: 2025-06-05
  - Last Modified: 2025-06-05
  - Excerpt: Discover how Paytm celebrates World Environment Day 2025 with sustainable initiatives including clean air programs, digital finance, eco-friendly Soundboxes, and afforestation drives
- [Paytm Foundation and UNEP announce the second phase of Air Quality Action Forum to Support India's Clean Air Mission](https://paytm.com/blog/sustainability/paytm-foundation-and-unep-announce-the-second-phase-of-air-quality-action-forum-to-support-indias-clean-air-mission.md)
  - Published: 2025-06-03
  - Last Modified: 2025-06-03
  - Excerpt: The initiative aims to support India's clean air mission by fostering collaboration, driving awareness, and enabling scalable, technology-led solutions.
- [Here's how merchants can verify payment receipts with Paytm Soundboxâ„¢ and Paytm For Business App](https://paytm.com/blog/paytm-help/how-merchants-can-verify-payment-receipts.md)
  - Published: 2022-01-05
  - Last Modified: 2025-05-23
  - Excerpt: Know how merchants can verify payment receipts with Paytm Soundboxâ„¢ and Paytm For Business App.
- [Strengthening Partnerships: BIBA, Hotspot Retail, Arvind Limited, and more reinforce their confidence in Paytm's innovative payment devices](https://paytm.com/blog/payments/strengthening-partnerships-biba-hotspot-retail-arvind-limited-and-more-reinforce-their-confidence-in-paytms-innovative-payment-devices.md)
  - Published: 2024-02-11
  - Last Modified: 2025-05-23
  - Excerpt: At Paytm, we’ve always been at the forefront of digital payment innovation, leading the charge with our pioneered payment solutions like QR codes, Soundboxâ„¢, and Card Machines. These innovations have redefined the payments landscape and offer unmatched payment experience, instant transactions, and unwavering reliability that merchants across India have come to depend on. Our commitment to revolutionizing the payment experience has paved the way for a more connected, efficient, and secure financial ecosystem. Understanding the critical role of digital payments in today’s fast-paced world, merchants have placed their trust in our ability to simplify and secure their payment processes. Leading industry…
- [Paytm QR, Soundboxâ„¢, Card machine will continue to work as always even beyond March 15, confirms RBIÂ ](https://paytm.com/blog/payments/paytm-qr-soundbox-card-machine-will-continue-to-work-as-always-even-beyond-march-15-confirms-rbi.md)
  - Published: 2024-02-16
  - Last Modified: 2025-05-23
  - Excerpt: We want to confirm that Paytm QR, Soundboxâ„¢, and Card Machine will continue to operate seamlessly for all our merchant partners. This was confirmed today by the Reserve Bank of India (RBI) through its released note of Frequently Asked Questions (FAQs).  From the RBI FAQs, point no 21:  Q: I am a merchant and I accept payments using a Paytm QR code, Paytm Soundboxâ„¢, or Paytm POS terminal, linked to another bank account (not with Paytm Payments Bank). Can I continue to use this setup even after March 15, 2024? Yes. If your receipt and transfer of funds are linked to…
- [Announcing our collaboration with MeitY for ‘G20-Stay Safe Online' Campaign, to drive greater awareness among citizens on Cyber Safety](https://paytm.com/blog/payments/our-collaboration-with-meity-for-g20-stay-safe-online-campaign.md)
  - Published: 2023-03-02
  - Last Modified: 2025-05-23
  - Excerpt: our collaboration with MeitY for ‘G20-Stay Safe Online' Campaign
- [India's small merchants are the proud ambassadors of Paytm's pioneership in mobile payments](https://paytm.com/blog/payments/india-small-merchants-are-the-proud-ambassadors-of-paytm.md)
  - Published: 2023-05-24
  - Last Modified: 2025-05-23
  - Excerpt: India's small merchants are the proud ambassadors of Paytm
- [Government Champions Fintech: Paytm's PPSL License Journey Progresses](https://paytm.com/blog/payments/government-champions-fintech-paytm-ppsl-license-journey.md)
  - Published: 2024-04-16
  - Last Modified: 2025-05-23
  - Excerpt: Recent articles have speculated on the deferral of Paytm Payment Services Limited's (PPSL) license application and potential penalties. We wish to clarify that we have not received any communication suggesting a deferral or penalties. Any notion to the contrary is completely unfounded and misleading.
- [The Sound of Empowerment: Our Soundboxâ„¢ and QR Code are Simplifying Transactions for All](https://paytm.com/blog/investor-relations/the-sound-of-empowerment-our-soundbox-and-qr-code-are-simplifying-transactions-for-all.md)
  - Published: 2023-09-27
  - Last Modified: 2025-05-23
  - Excerpt: Being at the forefront of India's digital revolution, we have been transforming everyday payments with our innovative QR Code and Soundboxâ„¢. We have been driving financial inclusion by helping people accept the rapid shift towards mobile transactions. Our iconic products are changing the way merchants and consumers in India handle their money. Both the Paytm QR Code and Soundboxâ„¢ have become household names because of their simplicity and yet powerful concept that allows consumers to make seamless and hassle-free payments in seconds. These products have made digital payments accessible to millions of people across the country, even in remote areas. Recently,…
- [Transforming Ayodhya with our pioneering Paytm QR, Soundboxâ„¢ devices during Shri Ram Temple inauguration](https://paytm.com/blog/investor-relations/transforming-ayodhya-with-our-pioneering-paytm-qr-soundbox-devices-during-shri-ram-temple-inauguration.md)
  - Published: 2024-01-22
  - Last Modified: 2025-05-23
  - Excerpt: In the sacred city of Ayodhya, where tradition meets technology, we are empowering Prime Minister Narendra Modi’s vision of digital India. The historic consecration ceremony of the Shri Ram temple held today, January 22, 2024, and we stand proud to be an integral part of this transformative journey with our pioneering and iconic products like Paytm QR Code, Soundboxâ„¢ devices, and more. The vibrant streets of Ayodhya are adorned with spiritual fervor, and every shop and stall is not only embracing tradition but also the digital wave with our devices, transforming local businesses and enabling seamless digital transactions. The city is…
- [From Giftcards to Travel – How our Pioneering Solutions are Making for Effortless Festive Celebrations](https://paytm.com/blog/investor-relations/pioneership/from-giftcards-to-travel-how-our-pioneering-solutions-are-making-for-effortless-festive-celebrations.md)
  - Published: 2023-10-30
  - Last Modified: 2025-05-23
  - Excerpt: Our mission is to make our users’ lives easier and more enjoyable. At this time of celebrations and festivities, we are taking the lead in ensuring that nothing hampers the festive spirit of our users. With a visionary zeal, our innovative and pioneering products are brightening up the festivities experience.  Gaining immense trust from merchants and consumers, we have been reaching heights of success at a rapid pace. Offering the most comprehensive solution to address the needs of a wide variety of merchants, we have grown our merchant base to 3.8 Cr, as of September 2023. While our merchant subscriber base…
- [Payment subscription business nearly doubles as 92 lakh merchants adopt Paytm pioneered devices](https://paytm.com/blog/investor-relations/payment-subscription-business-nearly-doubles-as-92-lakh-merchants-adopt-paytm-pioneered-devices.md)
  - Published: 2023-10-27
  - Last Modified: 2025-05-23
  - Excerpt: With ‘Paytm Karo' being the synonym for payment through QR codes in India, the army of merchants associated with us has strengthened over the years. As pioneers of mobile payments and QR technology, we have continued with innovative and affordable payment solutions for our merchants and consumers. This has brought immense trust in our product, which is reflected through the army of 3.8 Crore merchants from Rishikesh to Varanasi to Gujarat to metro cities like Mumbai, and Delhi, who use the ‘Made in India' product. In fact, we have merchants in the remotest part of India – Kamle, Handwara, Khour, Kovalam,…
- [Complete Guide for Making DTH Recharge Online](https://paytm.com/blog/recharge/complete-guide-for-making-dth-recharge-online.md)
  - Published: 2021-07-12
  - Last Modified: 2025-05-23
  - Excerpt: DTH recharge online: Follow steps by step guide to make DTH recharge online through Paytm and benefits of making DTH recharge online using paytm web or app.
- [Paytm Appoints Ramana Kumar as CEO for Middle East Business ](https://paytm.com/blog/news/paytm-appoints-ramana-kumar-as-ceo-for-middle-east-business.md)
  - Published: 2025-05-22
  - Last Modified: 2025-05-22
  - Excerpt: We have appointed Mr. Ramana Kumar as Chief Executive Officer for our Middle East business. He brings over 20 years of leadership experience in the fintech, payments, and banking sectors. 
- [Paytm Recap 2023: 912 Cr merchant transactions made via Paytm in Q2FY24, Delhi makes the most payments between 12-6 AM](https://paytm.com/blog/payments/paytm-recap-2023-912-cr-merchant-transactions-made-via-paytm-in-q2fy24-delhi-makes-the-most-payments-between-12-6-am.md)
  - Published: 2023-12-27
  - Last Modified: 2025-05-22
  - Excerpt: Paytm has released Paytm's 2023 Recap that showcases a year of leadership in payments and incredible user engagement on its app
- [Our latest Campaign reassures Users & Merchants that our QR and Soundboxâ„¢ will Continue to work Today, Tomorrow, Always](https://paytm.com/blog/payments/paytm-launches-new-ad-campaign-our-pioneered-qr-and-soundbox-will-keep-working-today-tomorrow-always.md)
  - Published: 2024-02-19
  - Last Modified: 2025-05-22
  - Excerpt: We have launched a new print advertising campaign to reassure users and merchants that our QR, Soundboxâ„¢ and card machine will continue to work ‘today, tomorrow, and always'.Our innovative payment devices are here to stay. We also thanked our digital India partners, who helped us in countering any rumours. The ad also asked readers and our user base to refer to numbers 21 and 22 of FAQs released by the central bank that answers questions that users or merchants may have about our QR Code, Soundboxâ„¢ and Card Machines. From the FAQs, point no 21:  Q: I am a merchant and…
- [Paytm deploys over 10,000 Soundboxes, Card Machines & QRs for Gram Panchayat across India](https://paytm.com/blog/payments/paytm-deploys-over-10000-soundboxes-card-machines-qrs-for-gram-panchayat-across-india.md)
  - Published: 2023-11-27
  - Last Modified: 2025-05-22
  - Excerpt: We have deployed nearly 10,000 payment devices such as Soundboxâ„¢, QR codes and Card Machines for the Gram Panchayats of several states in India. This significant undertaking will revolutionise Gram Panchayats by enabling mobile payments.  We have already received a mandate to implement QR/Card Machines and Soundboxâ„¢ for 7000+ Gram Panchayats in Andhra Pradesh, in collaboration with major banks such as HDFC Bank, SBI, IDFC First Bank, and many regional banks. A direct mandate has also been received from Uttar Pradesh and Goa's state department for the deployment of Card Machines and Soundboxâ„¢.  Additionally, we have already digitalised more than 1200…
- [Merchants across India share their Paytm journey, Continue to Use our Pioneering Devices  - QR, Soundbox™ and Card Machine ](https://paytm.com/blog/payments/merchants-across-india-share-their-paytm-journey-continue-to-use-our-pioneering-devices-qr-soundbox-and-card-machine.md)
  - Published: 2024-02-21
  - Last Modified: 2025-05-22
  - Excerpt: We have received immense support from the merchant community across India. In a social media live stream organised by us, merchants across India, including from Mumbai, Pune, Noida, Hyderabad, Chennai, Ahmedabad and Bengaluru, among other cities, spoke about their Paytm journey.  During the live event, merchants expressed satisfaction with our devices, including QR Codes, Soundboxâ„¢ technology, and Card Machines, which they have been using for 4-5 years. They assured that they will continue using our iconic devices, while sharing their experiences.  Here's the event link: Social Live- Voices of merchants Our merchants, including medium and small enterprises, are rapidly adopting new-age…
- [RuPay Credit Card on UPI can transform payment industry in next few years; here's why](https://paytm.com/blog/investor-relations/rupay-credit-card-on-upi-can-transform-payment-industry-in-next-few-years-heres-why.md)
  - Published: 2023-09-13
  - Last Modified: 2025-05-22
  - Excerpt: After pioneering digital payments in the country, Paytm has been consistent in coming up with innovative payment solutions to better customer experience and make faster transactions
- [Payment Processing and Subscription Revenues: Know About the Two Key Margin Drivers Behind Paytm's Strong Growth](https://paytm.com/blog/investor-relations/payment-processing-and-subscription-revenues.md)
  - Published: 2023-01-13
  - Last Modified: 2025-05-22
  - Excerpt: As the pioneer of mobile payments and QR technology, Paytm has established itself as a leader in India's rapidly-expanding digital payments space and has become the go-to payment platform for millions of Indians. As India's largest payments platform, Paytm is the leading digital ecosystem for consumers and merchants. We help merchants grow their businesses by giving them solutions that allow them to accept payments, acquire and retain consumers, improve their business operations and access financial services. Paytm was the first company to launch QR payments for in-store merchants in India in 2015, allowing small shopkeepers to accept digital payments at zero…
- [Device Deployment Hits 1 Million for Two Straight Quarters: How Paytm Soundboxâ„¢ is Fuelling Growth](https://paytm.com/blog/investor-relations/device-deployment-hits-1-million-for-two-straight-quarters.md)
  - Published: 2023-01-11
  - Last Modified: 2025-05-22
  - Excerpt: India’s payment revolution is showing no signs of slowing down, as both merchants and consumers continue to embrace digital payment technology with enthusiasm. Paytm Soundboxâ„¢, our pioneering IoT device launched to address a specific need amongst our merchants, has witnessed tremendous adoption since its launch. This battery-operated device offers a range of features that have made it the most preferred choice for merchants in the country to accept payments, including Paytm’s All-In-One QR, 4G support, cashback, and seven-day battery life. We have further strengthened our leadership in offline payments with a cumulative deployment of 5.8 million devices including PoS and Soundboxâ„¢,…
- [Soundboxâ„¢ 2.0 -  Storage Optimization, HTTP Range Download and Beyond](https://paytm.com/blog/engineering/soundbox-2-0-storage-optimization-http-range-download-and-beyond.md)
  - Published: 2021-12-30
  - Last Modified: 2025-05-22
  - Excerpt: One such innovation is Soundbox which has been widely received in the Indian market and also been showcased at various events.
- [Paytm deploys Pocket Soundboxâ„¢ devices at Ahmedabad's Narendra Modi Stadium for World Cup matches](https://paytm.com/blog/payments/paytm-deploys-pocket-soundbox-devices-at-ahmedabads-narendra-modi-stadium-world-cup-matches.md)
  - Published: 2023-10-13
  - Last Modified: 2025-05-22
  - Excerpt: We are constantly making in-store payments seamless in India with our iconic Paytm Soundboxâ„¢ devices. Now to enhance the experience of World Cup 2023 matches for the spectators, we are deploying Paytm Pocket Soundboxâ„¢ at Crosta Della outlets at Ahmedabad's Narendra Modi Stadium. With this, the spectators will get a hassle-free payment experience, allowing them to pay for their food directly from their seats during matches through our revolutionary Pocket Soundboxâ„¢. “We are at the forefront of India's digital revolution, enabling merchants to adopt digital payments with ease. With this partnership with Crosta Della, we are excited to deploy our latest…
- [Paytm app, QR, Soundboxâ„¢, Card machines remain functional beyond March 15; here's what users must know](https://paytm.com/blog/payments/paytm-app-qr-soundbox-card-machines-remain-functional-beyond-march-15-heres-what-users-must-know.md)
  - Published: 2024-03-14
  - Last Modified: 2025-05-22
  - Excerpt: We remain committed to providing our users and merchants with a seamless payment experience. In light of the recent development, our users may have questions regarding the functionality of the Paytm app. Users and merchants must note that their Paytm app is working and will continue to do so even after March 15, 2024.  “We are expanding our financial services distribution platform in partnership with leading institutions. Paytm is committed to creating an inclusive next-generation financial ecosystem for our users across the country” – said Paytm spokesperson Let's clear the air and get the facts right! Will the Paytm app and…
- [India's Most Popular Merchants Trust Paytm NFC Card Soundbox™ for Payment Acceptance and Enhanced Convenience ](https://paytm.com/blog/payments/indias-most-popular-merchants-trust-paytm-nfc-card-soundbox-for-payment-acceptance-and-enhanced-convenience.md)
  - Published: 2024-08-02
  - Last Modified: 2025-05-22
  - Excerpt: We consider merchants to be our biggest strength, and these merchants have always shown support towards our innovative products, standing by us from every corner of India. 
- [Paytm signs an exclusive MoU with Goa Government to deploy QR codes, Soundboxâ„¢ & Card Machines for electricity, water & municipal tax payments](https://paytm.com/blog/payments/paytm-signs-an-exclusive-mou-with-goa-government-to-deploy-qr-codes-soundbox-card-machines-for-electricity-water-municipal-tax-payments.md)
  - Published: 2023-07-14
  - Last Modified: 2025-05-22
  - Excerpt: We have announced an exclusive memorandum of understanding (MoU) with the Goa government for digitisation of all its departments. The MoU was signed in the presence of the Chief Minister of Goa Dr. Pramod Sawant and Dr V. Candavelou, Finance Secretary of Goa.  Under the MoU signed, we will help the various departments of the Goa Government go digital. With our technology-led innovative devices, we have strengthened our merchant payments leadership by deploying 79 Lakh devices, both Soundboxâ„¢ and Card Machine. We will deploy our payment devices like Paytm QR code, Soundboxâ„¢, and Card Machines in all departments including panchayats and…
- [Paytm Launches New and Improved Made-in-India Soundboxâ„¢ for UPI and Credit Card on UPI payments with large battery life & 4G Connectivity](https://paytm.com/blog/payments/paytm-launches-new-and-improved-made-in-india-soundbox-for-upi-and-credit-card.md)
  - Published: 2024-04-22
  - Last Modified: 2025-05-22
  - Excerpt: Paytm Soundboxâ„¢, a pioneering product in the industry, is now a common sight in shops across the country, recognized by merchants for the convenience and security they provide to their businesses.
- [Paytm Q2FY24: Revenue surges to ₹2,519 Cr, EBITDA before ESOP nearly doubles to ₹153 Cr](https://paytm.com/blog/investor-relations/paytm-q2fy24-revenue-surges-to-2519-cr-ebitda-before-esop-nearly-doubles-to-153-cr.md)
  - Published: 2023-10-20
  - Last Modified: 2025-05-22
  - Excerpt: We have announced our Q2FY24 results today. We continued our momentum with 32% YoY revenue growth to ₹2,519 Cr, led by an increase in GMV, merchant subscription revenues, and growth of loans distributed through our platform. There are no UPI incentives booked during the quarter as we book UPI incentives after the government issues the gazette notification, which is typically in H2 of the financial year. Our loss for the quarter reduced 49% YoY to ₹292 crore from ₹571 crore. Our EBITDA before ESOP cost has almost doubled to ₹153 Cr as compared with ₹84 Cr in Q1FY24 (excluding UPI incentives).…
- [अपने Paytm Soundbox™ पर स्थिर लाल या हरी लाइट की समस्या को कैसे ठीक करें?](https://paytm.com/blog/paytm-help/how-to-fix-static-red-light-or-green-light-issue-on-your-paytm-soundbox.md)
  - Published: 2025-05-22
  - Last Modified: 2025-05-22
  - Excerpt: जानिए कि आपके Paytm Soundbox™ पर लाल या हरी लाइट क्यों दिख रही है, इसका मतलब क्या है और आप इसे कैसे ठीक कर सकते हैं। स्टेप-बाय-स्टेप ट्रबलशूटिंग गाइड।
- [Strengthening our Offline Payments Pioneership with 5 Billion Soundboxâ„¢ Transactions Processed in FY22](https://paytm.com/blog/investor-relations/strengthening-offline-payments-with-5-billion-soundbox-transactions-processed.md)
  - Published: 2022-09-23
  - Last Modified: 2025-05-21
  - Excerpt: The adoption of digital payments in India has skyrocketed over the past few years, and the country is now one of the leading markets in the segment, driven by rapid adoption of online payments. While the digital payments revolution started off with focus on consumer-oriented innovations, leading fintech companies are now creating solutions for merchants to further strengthen the digital payments ecosystem. Being the leading digital payments and financial services company in the country, we have been the first company to empower merchants with our range of subscription-based payment devices, including the revolutionary Soundboxâ„¢ that we introduced in India in 2019.…
- [Merchants Trust and Support Paytm's new and improved Soundboxâ„¢ – Praise NFC, Sound Quality & Quick Settlement](https://paytm.com/blog/payments/merchants-trust-and-support-paytms-new-and-improved-soundboxes-praise-nfc-sound-quality-quick-settlement.md)
  - Published: 2024-04-23
  - Last Modified: 2025-05-21
  - Excerpt: Our merchants are our strength. Consistently showing support for our innovative products, they have stood by us from every corner of India. During our latest social media live stream, held on Monday, April 22, 2024, our Founder and CEO Vijay Shekhar Sharma, along with Ripunjai Gaur, Chief Business Officer of Offline Payments, introduced two new and improved Paytm Soundboxâ„¢.  Besides, merchants from bustling cities like Mumbai, Pune, Haridwar, Noida, Ahmedabad, Bengaluru, Gurgaon, among others, joined the live event, shared their experiences and voiced their trust in us and our devices. Our made-in-India devices are waterproof, equipped with 4G network connectivity, offer…
- [Paytm Partners with RBL Bank to Empower Merchants with Pioneer Soundboxâ„¢ and Card Machines](https://paytm.com/blog/payments/paytm-partners-with-rbl-bank-to-empower-merchants-with-pioneer-soundbox-and-card-machines.md)
  - Published: 2025-03-03
  - Last Modified: 2025-05-21
  - Excerpt: This collaboration brings our innovative payment solutions to more businesses, making transactions seamless, secure, and efficient.
- [Paytm wins the IAMAI Digital Native Brand Awards for Paytm Pocket Soundboxâ„¢](https://paytm.com/blog/awards/paytm-wins-the-iamai-digital-native-brand-awards-for-paytm-pocket-soundbox.md)
  - Published: 2023-11-23
  - Last Modified: 2025-05-21
  - Excerpt: We are thrilled to share that as a pioneer of Soundboxâ„¢, Paytm Pocket Soundboxâ„¢ has been recognised as the Best Brand Extension/ Product Diversification by the IAMAI Digital Native Brand today. The IAMAI Digital Native Brand Awards recognises excellence for businesses and brands that have harnessed the power of digital technology to reshape industries, engage customers, and drive innovation.  Our Pocket Soundboxâ„¢, launched in July 2023, is the latest addition in our Soundboxâ„¢ series targeted towards mobile merchants, who are on the move like cab/ auto drivers, hawkers, delivery agents, etc. Can fit in the pocket and is as small as…
- [Transformative Power of Paytm QR and Soundboxâ„¢: How Our Innovative Technology is Helping Small Vendors Transition to Mobile Payments](https://paytm.com/blog/payments/transformative-power-of-paytm-qr-and-soundbox-how-our-innovative-technology-is-helping-small-vendors-transition-to-mobile-payments.md)
  - Published: 2023-05-04
  - Last Modified: 2025-05-19
  - Excerpt: As India's leading mobile payments company, we have been empowering small merchants across the country with our innovative QR code solution. By pioneering QR codes in India, we have enabled millions of shopkeepers, street vendors, and service providers to accept mobile payments without any hassle. A Twitter user, Ritwik Rout, recently shared a picture of a man smiling and holding up his Paytm QR code in Baripada in Odisha's Mayurbhanj district. Rout captioned the image, “Yesterday my father went to a local vegetable market in Baripada. He spotted an old man selling his home grown vegetables and noticed using Paytm QR…
- [Paytm Launches India's First Solar Soundboxâ„¢ for Merchants, a Green Innovation that Harnesses Sustainable Energy for Full-Day Power](https://paytm.com/blog/payments/paytm-launches-india-first-solar-soundbox-for-merchants.md)
  - Published: 2025-02-20
  - Last Modified: 2025-05-19
  - Excerpt: Paytm Launches India's First Solar Soundboxâ„¢ for Merchants, a Green Innovation that Harnesses Sustainable Energy for Full-Day Power
- [Paytm Soundbox™ wins ‘Award of Excellence' for Innovation in Digital Transformation at 14th Aegis Graham Bell Awards ](https://paytm.com/blog/awards/paytm-soundbox-wins-award-of-excellence-for-innovation-in-digital-transformation-at-14th-aegis-graham-bell-awards.md)
  - Published: 2024-02-22
  - Last Modified: 2025-05-19
  - Excerpt: We are thrilled to share that as a pioneer of Soundboxâ„¢, our made-in-India device has bagged the ‘Award of Excellence' for Innovation in Digital Transformation at the 14th edition of the Aegis Graham Bell Awards held on February 21, 2024, in New Delhi.  Supported by the Ministry of Electronics and Information Technology Government of India, the award recognises excellence and innovation under various categories like AI, IoT, and Blockchain, among others. The not-for-profit initiative, one of the largest innovation awards in the country, also recognises excellence for businesses and brands that harnessed the power of digital technology to reshape industries, engage…
- [Enjoy making Music? Create your version of Paytm Soundboxâ„¢ tune, win Rs 50,000](https://paytm.com/blog/whats-new/enjoy-making-music-create-your-version-of-paytm-soundbox-tune-win-rs-50000.md)
  - Published: 2023-09-15
  - Last Modified: 2025-05-19
  - Excerpt: Are you a music lover, who is up for a challenge? Look no further! We are here with an exciting contest for everyone. We are giving you a chance to render your own version of our Soundboxâ„¢ tune – “Paytm par 50 rupay prapt hue”. With this, you will also get a chance to get featured on Paytm.    The participants can share their videos and tag us and can win big rewards of up to Rs 50,000. You can share the videos on your social media handles, using #PaytmSoundboxâ„¢ and tag us. The contest is for everyone, and it starts on…
- [Paytm Launches India's First NFC Card Soundboxâ„¢, a Two-in-One Mobile QR Payment Device that Doubles Up as an Affordable Card Payments Machine, for Millions of Offline Merchants](https://paytm.com/blog/payments/paytm-launches-indias-first-nfc-card-soundbox.md)
  - Published: 2024-07-30
  - Last Modified: 2025-05-19
  - Excerpt: This next-generation payment device combines NFC technology with mobile QR payments, offering an affordable device for card payments to millions of offline merchants.
- [#2023 In Innovation: As a Leading Tech Innovator We are Shaping the Future of Finance](https://paytm.com/blog/investor-relations/2023-in-innovation-as-a-leading-tech-innovator-we-are-shaping-the-future-of-finance.md)
  - Published: 2024-01-04
  - Last Modified: 2025-05-19
  - Excerpt: The year 2023 was a landmark for us. We have emerged as a powerhouse, where we have achieved major milestones that define our transformative journey. Our trajectory in 2023 stands as a testament to our resilience, adaptability, and unwavering commitment to shaping the future of digital finance. As we have entered the new year with a commitment to achieve more by helping our users, here is a closer look at our key achievements in 2023 in innovation and growth. Offering Convenience & Innovation with Music Soundboxâ„¢, Pocket Soundboxâ„¢ and Card Soundboxâ„¢ We pioneered mobile payments in India and led mass adoption…
- [A new Paytm Soundboxâ„¢ deployed every 6 seconds shows co's pioneership in digital payments](https://paytm.com/blog/investor-relations/paytm-soundbox-deployed-every-6-seconds.md)
  - Published: 2023-02-08
  - Last Modified: 2025-05-19
  - Excerpt: In the fast-evolving world of digital payments, we have emerged as a leader in empowering merchants to accept cashless transactions. With our innovative Soundboxâ„¢ device, we have revolutionized the way merchants do business, making it easier and more convenient for them to embrace a cashless future.  The adoption of our Soundboxâ„¢ among merchants in India has been nothing short of extraordinary, with a new device being purchased by a merchant every 6 seconds. Our 2022 Recap highlighted interesting trends of transactions made through us last year. Paytm Soundboxâ„¢ is surely becoming the sound of merchant transactions in India.  Embracing Digital Payments…
- [Paytm wins Republic Business Emerging Technology Award 2024 for Paytm Soundboxâ„¢](https://paytm.com/blog/workplace/paytm-wins-republic-business-emerging-technology-award-2024.md)
  - Published: 2024-07-15
  - Last Modified: 2025-05-19
  - Excerpt: We developed an innovative, affordable IoT device – Paytm Soundboxâ„¢ for every business including the small and micro-merchants in India.
- [Paytm launches two new innovative devices — Paytm Pocket Soundbox™ and Paytm Music Soundbox™; leads technology for India's small shops](https://paytm.com/blog/payments/paytm-launches-two-new-innovative-devices-paytm-pocket-soundbox-and-paytm-music-soundbox-leads-technology-for-indias-small-shops.md)
  - Published: 2023-07-31
  - Last Modified: 2025-05-19
  - Excerpt: We have today announced the launch of two innovative payment devices that are 4G enabled — Paytm Pocket Soundboxâ„¢ and Paytm Music Soundboxâ„¢. The first-of-its-kind portable device, Paytm Pocket Soundboxâ„¢, can fit in your pocket and is as small as a debit card, and empowers merchants who are always on the move with instant audio payment alerts. Paytm Music Soundboxâ„¢ doubles up as a speaker that issues payment notifications and can also be connected to the phone to play music through Bluetooth.  We are the first to launch audio-based confirmations with our Soundboxâ„¢, which revolutionised in-store payments in the country. Designed…
- [Driving Innovation with Paytm Music Soundboxâ„¢: A sneak peek into how our merchants are uniquely using the device](https://paytm.com/blog/investor-relations/driving-innovation-with-paytm-music-soundbox-a-sneak-peek-into-how-our-merchants-are-uniquely-using-the-device.md)
  - Published: 2023-10-18
  - Last Modified: 2025-05-19
  - Excerpt: Being the pioneer of mobile payments, we have been bringing innovative solutions for merchants enabling them to leverage the power of digitisation. Our technology-led products have empowered merchants to grow their business. Since its launch, our pioneering Soundboxâ„¢ has transformed in-store payments, driving ease and convenience for merchants. Taking our leadership in in-store payments a step ahead, we launched the Paytm Music Soundboxâ„¢. A stationery shop owner in the national capital has found a unique way to bring in more customers through our newly launched Music Soundboxâ„¢.  We being India’s first Soundboxâ„¢ with Bluetooth have helped a bookstore in Delhi to…
- [Here's How Our Latest Innovation — The Made-in-India Paytm Card Soundbox™ will Empower Merchants](https://paytm.com/blog/investor-relations/heres-how-our-latest-innovation-the-made-in-india-paytm-card-soundbox-will-empower-merchants.md)
  - Published: 2023-09-06
  - Last Modified: 2025-05-19
  - Excerpt: Our innovative products are impacting the lives and businesses of millions of merchants in India. With every new innovation in our pioneering Soundboxâ„¢, we focus to cater to the needs of different segments of the merchants. Our latest innovation Card Soundboxâ„¢ has become India’s first Soundboxâ„¢ with card payments, which will empower merchants to accept both mobile and card payments across all Visa, Mastercard, Amex and RuPay networks. Speaking at the launch, our Founder & CEO Vijay Shekhar Sharma said that Paytm Card Soundboxâ„¢ is a milestone device, which will take India’s merchant payment to the next level. He added, “Paytm's…
- [Paytm Soundboxâ„¢- Stories that are REAL!](https://paytm.com/blog/whats-new/how-paytm-soundbox-helped-businesses.md)
  - Published: 2021-12-24
  - Last Modified: 2025-05-19
  - Excerpt: Discover how Paytm Soundboxâ„¢ is helping shop owners, seniors, and small businesses across India accept digital payments with ease and confidence.
- [Paytm's NFC Soundboxâ„¢: The Future of Merchant Payments in India](https://paytm.com/blog/payments/how-paytm-nfc-soundbox-changing-payment-interface.md)
  - Published: 2024-12-05
  - Last Modified: 2025-05-19
  - Excerpt: Learn how Paytm's NFC Soundboxâ„¢ is changing payment methods for merchants in India, offering contactless solutions and innovative features for easy transactions.
- [On G20 eve, Paytm launches Card Soundboxâ„¢ – India's First Soundboxâ„¢ that will Accept all Domestic & International Card Payments](https://paytm.com/blog/payments/paytm-launches-paytm-card-soundbox-indias-first-soundbox-that-enables-card-payments.md)
  - Published: 2023-09-04
  - Last Modified: 2025-05-19
  - Excerpt: We have today announced the launch of our latest innovation – Card Soundboxâ„¢. With this, we are empowering merchants to accept both mobile and card payments across all Visa, Mastercard, Amex and RuPay networks through our iconic Soundboxâ„¢ with ‘tap and pay' that will help merchants scale their business.  We were the first company to launch audio-based confirmations with Paytm Soundboxâ„¢, transforming in-store payments in the country. Focussed on creating technology-led innovations, we continue to be the market leader in in-store payments with 82 Lakh devices deployed including both Paytm Soundboxâ„¢ and Card Machines. After the recent successful launch of Paytm…
- [Our Merchants share Why they Love our all-new Pocket Soundboxâ„¢ and Music Soundboxâ„¢](https://paytm.com/blog/payments/our-merchants-share-why-they-love-our-all-new-pocket-soundbox-and-music-soundbox.md)
  - Published: 2023-08-04
  - Last Modified: 2025-05-19
  - Excerpt: We have impacted millions of merchants’ lives across India with our payment devices and helped them grow their businesses. Our Soundboxâ„¢ has gained immense popularity amongst merchants as it allows them to conduct their business smoothly. The adoption of our Soundboxâ„¢ among merchants in India has been nothing short of extraordinary, with a new device being purchased by a merchant every 6 seconds. It has surely become the sound of merchant transactions in India.  We recently introduced two new innovative 4G-enabled devices – Music Soundboxâ„¢ and Pocket Soundboxâ„¢. After revolutionising in-store payments with our Soundboxâ„¢ across the country, we are driving…
- [Paytm Introduces 'Hide Payment' to Privately Mask Selected Transactions from Payment History](https://paytm.com/blog/payments/paytm-introduces-hide-payment-to-privately-mask-selected-transactions-from-payment-history.md)
  - Published: 2025-05-19
  - Last Modified: 2025-05-19
  - Excerpt: We have introduced a new privacy-focused addition to our payment experience ‘Hide Payment'. This new capability allows individuals to privately hide and unhide selected transactions from their payment history, offering greater control over how their records are displayed, while keeping all transactions securely accessible whenever needed. Designed in response to customer feedback, this addition addresses the need for greater discretion in managing everyday payments. Whether it's a surprise gift, a late-night food order, a pharmacy visit, or a personal purchase from a local shop, ‘Hide Payment’ helps keep such transactions private or simply out of view. This helps keep surprises under…
- [Prioritizing Health, Fostering Awareness Through Meaningful Wellness Sessions](https://paytm.com/blog/workplace/prioritizing-health-fostering-awareness-through-meaningful-wellness-sessions.md)
  - Published: 2025-05-15
  - Last Modified: 2025-05-19
  - Excerpt: As part of our continued commitment to wellness, we recently organized a thought-provoking session on “Cancer Prevention and Early Detection,” led by Dr. Loveleen Johri from Secmeds, Delhi.
- [Paytm Shines at Apex India CSR Excellence & ESG Awards for Championing Women Empowerment and Sustainability](https://paytm.com/blog/sustainability/paytm-wins-big-at-apex-india-csr-excellence-and-esg-summit-awards.md)
  - Published: 2025-05-13
  - Last Modified: 2025-05-13
  - Excerpt: We are thrilled to announce that our CSR initiative on Financial Literacy has won the Platinum Award, and our Founder & CEO, Vijay Shekhar Sharma, has been honoured with the ‘Great India ESG Visionary of the Year' award
- [Key Takeaways from our Earnings Call for Q4FY25: Focusing on Sustainable Growth and Automation](https://paytm.com/blog/investor-relations/key-takeaways-from-our-earnings-call-for-q4fy25-focusing-on-sustainable-growth-and-automation.md)
  - Published: 2025-05-07
  - Last Modified: 2025-05-08
  - Excerpt: Q4FY25 marked a quarter of disciplined execution, strategic investments, and innovation-driven momentum. In our earnings call, Founder & CEO Vijay Shekhar Sharma and President & Group CFO Madhur Deora offered insights into our evolving strategy, powered by product excellence and operational efficiency. A major highlight was the focus on Artificial Intelligence (AI) as a lever for productivity and insight. As Vijay Shekhar Sharma shared, “More automation is coming up and we are seeing higher productivity per employee with AI. It is heartening to see the level of insights that are coming, and how our capabilities are improving with the technology.” Continuing…
- [Paytm Launches MahaKumbh Soundboxâ„¢ with Digital Screen for Instant Payment Alerts and Live Transaction Count](https://paytm.com/blog/payments/paytm-launches-mahakumbh-soundbox-with-digital-screen-for-instant-payment-alerts-and-live-transaction-count.md)
  - Published: 2025-04-04
  - Last Modified: 2025-05-08
  - Excerpt: We are excited to announce that we have launched the Made-in-India Paytm MahaKumbh Soundbox to empower merchant partners with instant payment alerts on a digital screen and real-time transaction tracking.
- [Paytm Q4 FY 2025: Revenue stood at ₹1,911 Cr; EBITDA Before ESOP and PAT improved to ₹81 Cr and ₹(23) Cr, respectively](https://paytm.com/blog/investor-relations/paytm-q4-fy2025-revenue-reached-rs1911cr-ebitda-before-esop-and-pat-improved-to-rs81cr-and-rs23cr-respectively.md)
  - Published: 2025-05-06
  - Last Modified: 2025-05-06
  - Excerpt: The company has reported EBITDA before ESOP profitability in line with its guidance.
- [ESG Funds: Types, Benefits and ESG Score Calculation](https://paytm.com/blog/mutual-funds/what-are-esg-funds.md)
  - Published: 2025-04-30
  - Last Modified: 2025-05-02
  - Excerpt: ESG Funds invest in companies with high environmental, social, and governance standards, targeting sustainable growth and higher returns.
- [Empowering Paytmers Today for a Stronger Tomorrow](https://paytm.com/blog/workplace/empowering-paytmers-today-for-a-stronger-tomorrow.md)
  - Published: 2025-04-25
  - Last Modified: 2025-04-29
  - Excerpt: We've always believed that our people are at the heart of everything we do. Whether it's enabling innovation, driving impact, or shaping the digital future of India, it's Paytmers who bring that vision to life. But our commitment doesn't stop at work. It extends far beyond—into the lives our employees will lead after their careers with us. That's why we're taking proactive steps to ensure that every Paytmer feels supported, even as they plan for retirement. Recognizing the importance of long-term financial wellbeing, we have extended our support to Paytmers, with HDFC Pension, with a pension plan that will create a…
- [Paytm Celebrates Akshaya Tritiya With ‘Golden Rush', Encouraging Digital Gold Savings With a Chance to Win from a prize pool of 100g Gold](https://paytm.com/blog/digital-gold/paytm-celebrates-akshaya-tritiya-with-golden-rush.md)
  - Published: 2025-04-28
  - Last Modified: 2025-04-28
  - Excerpt: We have launched ‘Golden Rush' — a special campaign to promote digital gold savings during Akshaya Tritiya, a festival known for auspicious gold purchases.
- [How to Apply for a PAN Card Online?](https://paytm.com/blog/pan-card/how-to-apply-for-pan-card-online.md)
  - Published: 2021-09-13
  - Last Modified: 2025-04-15
  - Excerpt: Apply for a pan card online either by visiting the official website of NSDL or UTIITSL. Continue reading the guide to know the step by step process to apply for a PAN card
- [Empowering Senior Citizens with our Digital Safety & Secure Payments Initiative](https://paytm.com/blog/sustainability/empowering-senior-citizens-with-our-digital-safety-and-secure-payments-initiative.md)
  - Published: 2025-04-04
  - Last Modified: 2025-04-04
  - Excerpt: As part of our ongoing efforts, our CSR arm Paytm Foundation recently collaborated with the Dignity Foundation of Safdarjung Enclave to raise awareness about Digital Safety and Secure Payments among senior citizens.
- [Paytm Partners with Greater Hyderabad Municipal Corporation to Deploy 400 Card Machines for Property Tax Collection](https://paytm.com/blog/payments/paytm-partners-with-greater-hyderabad-municipal-corporation-to-deploy-400-card-machines-for-property-tax-collection.md)
  - Published: 2025-04-02
  - Last Modified: 2025-04-02
  - Excerpt: We have partnered with the Greater Hyderabad Municipal Corporation (GHMC) to simplify property tax collection by deploying more than 400 Paytm innovative All-In-One EDC Devices (Card Machines).
- [Paytm Travel Launches Travel Pass Subscription, Offering Free Cancellations, Insurance, and Seat Discounts up to ₹15,200](https://paytm.com/blog/travel/paytm-travel-launches-travel-pass-subscription-offering-free-cancellations-insurance-and-seat-discounts-up-to-rs15200.md)
  - Published: 2025-04-01
  - Last Modified: 2025-04-01
  - Excerpt: We have introduced the Paytm Travel Pass, a subscription-based offering designed to provide significant savings and convenience for frequent flyers and business travellers.
- [IPL 2025 Schedule: Match Dates, Teams, and Venues](https://paytm.com/blog/miscellaneous/ipl-match-schedule-2025.md)
  - Published: 2025-02-20
  - Last Modified: 2025-03-27
  - Excerpt: Check the full IPL 2025 schedule with match dates, venues, and timings. Get details on teams, playoffs, and the grand finale on May 25, 2025!
- [Driving Meaningful Transformation: Empowering Women Through Financial and Digital Literacy](https://paytm.com/blog/sustainability/driving-meaningful-transformation-empowering-women-through-financial-and-digital-literacy.md)
  - Published: 2025-03-21
  - Last Modified: 2025-03-21
  - Excerpt: As part of our volunteering initiative, our CSR arm Paytm Foundation conducted a Financial Literacy Training session for Anganwadi workers in Chalera, Noida this International Women's Day, aimed at empowering them with essential financial management skills.
- [ITR 1 vs ITR 2: Which One to File for ITR FY 2023-2024, AY 2024-2025](https://paytm.com/blog/income-tax/itr1-vs-itr2.md)
  - Published: 2024-08-01
  - Last Modified: 2025-03-18
  - Excerpt: ITR 1 vs ITR 2: Understanding the differences between ITR 1 and ITR 2, required documents, and filing procedures for ITR 1 & ITR 2 in FY 2023-24.
- [Paytm Money Secures SEBI's Approval as Research Analyst](https://paytm.com/blog/paytm-money/paytm-money-secures-sebis-approval-as-research-analyst.md)
  - Published: 2025-03-18
  - Last Modified: 2025-03-18
  - Excerpt: Our wholly-owned subsidiary Paytm Money Limited has been granted a Certificate of Registration as a Research Analyst by the Securities and Exchange Board of India (SEBI) under the SEBI (Research Analysts) Regulations, 2014. 
- [How to Check and Pay Kerala Traffic Fines?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-kerala-traffic-fines.md)
  - Published: 2022-01-25
  - Last Modified: 2025-03-13
  - Excerpt: Steps to check and pay E-Challan online in Kerala: Know how to pay Kerala traffic fine using Paytm app, website & official website of Kerala e-challan portal.
- [How to Check and Pay West Bengal Traffic Fines?](https://paytm.com/blog/bill-payments/challan/how-to-check-and-pay-west-bengal-traffic-fines.md)
  - Published: 2022-01-10
  - Last Modified: 2025-03-13
  - Excerpt: Steps to check and pay E-Challan in West Bengal: Know how to pay West Bengal traffic fine using Paytm and West Bengal e-challan website.
- [How to Make Tata Play Recharge Online?](https://paytm.com/blog/recharge/dth/how-to-make-tata-play-recharge-online.md)
  - Published: 2021-12-06
  - Last Modified: 2025-03-11
  - Excerpt: Tata Play recharge online: Know how to make tata play (formerly Tata sky) recharge online through Paytm. Know the benefits of Tata play recharge.
- [Guide to Make MPCZ Bill Payment Online ](https://paytm.com/blog/bill-payments/electricity-bills/mpcz-electricity-bill-payment-online-complete-guide.md)
  - Published: 2021-11-18
  - Last Modified: 2025-03-11
  - Excerpt: If you want to make online payment for MPCZ electricity bill, here is the full detail about how you can pay your MPCZ bills online on Paytm.
- [Income Tax for Senior Citizens](https://paytm.com/blog/financial-tools/income-tax-calculator/income-tax-for-senior-citizens.md)
  - Published: 2022-04-08
  - Last Modified: 2025-03-11
  - Excerpt: The income tax for senior citizens is computed based on the house rent allowance, basic salary, fixed allowance and other sources of income.
- [New Income Tax Slab Regime for FY 2021-22 & AY 2022-23](https://paytm.com/blog/financial-tools/income-tax-calculator/new-income-tax-slab-regime-for-fy-2021-22-ay-2022-23.md)
  - Published: 2022-04-08
  - Last Modified: 2025-03-11
  - Excerpt: The new income tax regime offers lower tax rates for those who are willing to forgo exemptions and deductions.
- [Income Tax Slab Rate for FY 2021-2022 & AY 2022-23](https://paytm.com/blog/financial-tools/income-tax-calculator/income-tax-slab-rate-for-fy-2021-2022-ay-2022-23.md)
  - Published: 2022-04-08
  - Last Modified: 2025-03-11
  - Excerpt: Every taxpayer is required to pay income tax based on the income tax slab they fall under.
- [Best Online Mobile Recharge Site in India](https://paytm.com/blog/recharge/best-online-mobile-recharge-site-in-india.md)
  - Published: 2021-11-25
  - Last Modified: 2025-03-11
  - Excerpt: Paytm allows you to recharge your mobile phone in minutes & earn reward points, cashback & bonuses in return. Login to Paytm & recharge your mobile easily.
- [GST on Mobile Phones: All You Need to Know ](https://paytm.com/blog/tax/gst-on-mobile-phones-india.md)
  - Published: 2024-11-06
  - Last Modified: 2025-03-11
  - Excerpt: Learn about the GST rate on mobile phones in India, its impact on pricing, benefits for consumers and dealers, and key changes in 2025.
- [8th Pay Commission: Salary Increase, Pay Matrix & Key Details](https://paytm.com/blog/income-tax/8th-pay-commission-2.md)
  - Published: 2025-02-20
  - Last Modified: 2025-03-11
  - Excerpt: Explore the 8th Pay Commission in India, including its implementation date, expected salary increases, pay matrix, and benefits for central government employees and pensioners.Meta Title
- [Paytm Travel Partners with FLY91 to Offer Seamless Flight Bookings to Goa, Bengaluru, Hyderabad, Pune and Other Cities](https://paytm.com/blog/travel/paytm-travel-partners-with-fly91-to-offer-seamless-flight-bookings-to-goa-bengaluru-hyderabad-pune-and-other-cities.md)
  - Published: 2025-02-25
  - Last Modified: 2025-03-11
  - Excerpt: We have partnered with FLY91, India's innovative and fast-growing regional airline, to make flight bookings more convenient for millions of users.
- [Paytm UPI Enables Seamless Trading on Equity Broking Apps with Automatic Payment Deduction Directly from Bank Accounts](https://paytm.com/blog/payments/paytm-upi-enables-seamless-trading-on-equity-broking-apps-with-automatic-payment-deduction-directly-from-bank-accounts.md)
  - Published: 2025-03-04
  - Last Modified: 2025-03-11
  - Excerpt: This feature simplifies the trading experience by allowing users to block funds directly in their bank account without transferring large amounts to broker apps in advance.
- [Paytm Expands UPI Statement Downloads with Excel Format for Easy Tax Filing and Expense Tracking](https://paytm.com/blog/payments/paytm-expands-upi-statement-downloads-with-excel-format-for-easy-tax-filing-and-expense-tracking.md)
  - Published: 2025-03-10
  - Last Modified: 2025-03-11
  - Excerpt: This new rollout, now available to all users, enables seamless analysis of spending, efficient financial management, and simplified tax preparation with enhanced flexibility.
- [Happy Women's Day –Â  Celebrating Those Who Inspire Us Every Day](https://paytm.com/blog/workplace/happy-womens-day-celebrating-those-who-inspire-us-every-day.md)
  - Published: 2025-03-07
  - Last Modified: 2025-03-11
  - Excerpt: From driving strategic decisions to managing frontline operations, our women Paytmers exemplify resilience, creativity, and leadership, balancing work, family, and personal aspirations with unwavering determination.
- [How to Link PAN with EPF Account Online and Offline by Simple Steps?](https://paytm.com/blog/epf/link-pan-with-epf-account-online-offline-by-simple-steps.md)
  - Published: 2022-08-18
  - Last Modified: 2025-03-10
  - Excerpt: Link PAN number with EPF - Know how to link PAN card with EPF Account Online & offline. Also, find your PF account number from your PAN card.
- [Step by Step Guide to Update KYC Details on EPFO Portal](https://paytm.com/blog/epf/epf-kyc-update.md)
  - Published: 2022-04-06
  - Last Modified: 2025-03-10
  - Excerpt: Know step by step guide to update KYC details on EPFO portal and why EPFO KYC is important to update KYC details in %%currentyear%%.
- [EPF Interest Rate: Check Current Interest on PF and Interest Rate Trends](https://paytm.com/blog/epf/epf-interest-rates.md)
  - Published: 2022-02-25
  - Last Modified: 2025-03-10
  - Excerpt: Discover the latest EPF interest rate for 2024-2025, past interest rate trends, and how EPF interest is calculated.
- [What is EPF Form 19 and How You can Fill Form 19?](https://paytm.com/blog/epf/how-to-fill-epf-form-19.md)
  - Published: 2022-02-25
  - Last Modified: 2025-03-10
  - Excerpt: What is EPF Form 19? Know the form 19 means, major parts of PF form 19, steps to fill form 19 for PF withdrawal & points to consider for filling EPFO form 19.
- [How to Make Delhi Metro Card Recharge Online?](https://paytm.com/blog/recharge/metro-card/how-to-make-delhi-metro-card-recharge-online.md)
  - Published: 2022-03-14
  - Last Modified: 2025-03-10
  - Excerpt: Recharge your Delhi metro smart card online through Paytm mobile app or website with easly. Follow the simple steps to make Delhi metro recharge on Paytm.
- [How to Do Bangalore Metro Recharge Online?](https://paytm.com/blog/recharge/metro-card/ways-to-do-bangalore-metro-recharge-online.md)
  - Published: 2021-12-06
  - Last Modified: 2025-03-10
  - Excerpt: Learn how to recharge your Bangalore Metro Card through the Paytm app or website in easy-to-understand steps.
- [How To Recharge Metro Card Online?](https://paytm.com/blog/recharge/metro-card/how-to-recharge-metro-card-online.md)
  - Published: 2021-11-24
  - Last Modified: 2025-03-10
  - Excerpt: Recharge your metro card easily with Paytm, skipping long queues. Simply use the Paytm app or website for metro card recharge online anytime, anywhere. Read to know how to recharge metro card online.
- [The Complete List of NEFT Holidays](https://paytm.com/blog/money-transfer/neft/complete-list-of-neft-holidays.md)
  - Published: 2022-01-10
  - Last Modified: 2025-03-10
  - Excerpt: RBI declares NEFT holidays for the next year on the last day of every current year. Here is the complete list of NEFT holidays.
- [Paytm Partners with Perplexity to Bring the Power of AI to Crores of Indians](https://paytm.com/blog/artificial-intelligence/paytm-partners-with-perplexity-to-bring-the-power-of-ai-to-crores-of-indians.md)
  - Published: 2025-02-27
  - Last Modified: 2025-02-27
  - Excerpt: This collaboration marks a major step toward integrating AI-driven intelligence into mobile payments, enabling users to get real-time financial assistance within the Paytm app.
- [Paytm Foundation Partners with Delhi Technological University to Provide Computer Skills Training to Underserved Students, Launches ‘Wisdom on Wheels'](https://paytm.com/blog/sustainability/paytm-foundation-partners-with-delhi-technological-university-to-provide-computer-skills-training-to-underserved-students-launches-wisdom-on-wheels.md)
  - Published: 2025-02-24
  - Last Modified: 2025-02-24
  - Excerpt: Our CSR arm Paytm Foundation has partnered with Delhi Technological University (DTU) to launch ‘Wisdom on Wheels', a mobile learning bus designed to provide computer skills training to underserved students.
- [Paytm Partners with SBI Mutual Fund to Launch JanNivesh ₹250 SIP, Contributing to Viksit Bharat Vision and Enabling Everyone to Start Investing](https://paytm.com/blog/mutual-funds/paytm-partners-with-sbi-mutual-fund-to-launch-jannivesh-rs250-sip-contributing-to-viksit-bharat-vision.md)
  - Published: 2025-02-17
  - Last Modified: 2025-02-20
  - Excerpt: In partnership with SBI Mutual Fund, India's largest asset management company, we have launched the JanNivesh ₹250 SIP, in line with the Government of India's vision for a Viksit Bharat by enabling financial inclusion and empowering citizens to invest in their future.
- [What is the Eligibility Criteria to Open a PPF Account?](https://paytm.com/blog/ppf/eligibility-criteria-to-open-ppf-account.md)
  - Published: 2021-09-02
  - Last Modified: 2025-02-19
  - Excerpt: Know the eligibility criteria to open a PPF account, documents required to open PPF account and steps to open Public Provident Fund account
- [How to Open a Fixed Deposit Account Online?](https://paytm.com/blog/fixed-deposit/how-to-open-a-fixed-deposit-account-online.md)
  - Published: 2021-11-22
  - Last Modified: 2025-02-19
  - Excerpt: To open a fixed deposit account online, you must fill out all of the required information. Also know the steps to open a fixed deposit with Paytm.
- [What are the Various Types of Fixed Deposits?](https://paytm.com/blog/fixed-deposit/types-of-fixed-deposits.md)
  - Published: 2021-09-29
  - Last Modified: 2025-02-19
  - Excerpt: Know the various types of FD to choose the best fixed deposit for investment in %%currentyear%%. Read this blog to select the best FD on the basis of your requirement.
- [What is NPS Vatsalya Scheme: Benefits, Apply, Eligibility and Withdrawal Process](https://paytm.com/blog/saving-schemes/government-schemes/nps-vatsalya-scheme-childrens-retirement-security.md)
  - Published: 2024-10-25
  - Last Modified: 2025-02-19
  - Excerpt: NPS Vatsalya Scheme allows parents to invest in their child's future with a secure retirement corpus. Start with ₹1,000/year and build lifelong financial security.
- [Who Can Invest in Kisan Vikas Patra?](https://paytm.com/blog/saving-schemes/government-schemes/invest-in-kisan-vikas-patra.md)
  - Published: 2024-04-04
  - Last Modified: 2025-02-19
  - Excerpt: Investing in Kisan Vikas Patra offers secure and rewarding returns. Start growing your savings with this trusted investment option.
- [How to Send Money to Your Other Bank Accounts on Paytm?](https://paytm.com/blog/paytm-help/how-to-send-money-to-your-other-bank-accounts-on-paytm.md)
  - Published: 2024-08-23
  - Last Modified: 2025-02-18
  - Excerpt: Effortlessly transfer money to your other bank accounts on Paytm. Paytm के जरिए अपने अन्य बैंक खातों में तुरंत और सुरक्षित पैसे भेजें।
- [How to Raise UPI Complaint on Paytm?](https://paytm.com/blog/paytm-help/how-to-raise-upi-complaint-on-paytm.md)
  - Published: 2024-08-23
  - Last Modified: 2025-02-18
  - Excerpt: Learn how to raise UPI complaints on Paytm easily. Paytm पर UPI शिकायत दर्ज करें और अपने लेन-देन की समस्याओं का समाधान पाएं। Follow simple steps to ensure a smooth resolution process.
- [How to Change the Language on the Paytm App?](https://paytm.com/blog/paytm-help/how-to-change-the-language-on-the-paytm-app.md)
  - Published: 2024-08-23
  - Last Modified: 2025-02-18
  - Excerpt: Learn how to change the language on the Paytm app to Hindi, Hinglish, Marathi, and more. Paytm ऐप पर अपनी पसंदीदा भाषा में स्विच करें कुछ आसान स्टेप्स में!
- [How to Check UPI Transaction Status on Paytm?](https://paytm.com/blog/paytm-help/how-to-check-upi-transaction-status-on-paytm.md)
  - Published: 2024-08-20
  - Last Modified: 2025-02-18
  - Excerpt: Check your UPI transaction status on Paytm easily. Track whether your payment was successful, pending, or failed with simple steps. | Paytm पर UPI ट्रांजैक्शन स्टेटस चेक करें और जानें कि आपकी पेमेंट सफल, पेंडिंग, या फेल है।
- [How To Download Your UPI Statement on Paytm?](https://paytm.com/blog/paytm-help/how-to-download-your-upi-statement-on-paytm.md)
  - Published: 2024-08-20
  - Last Modified: 2025-02-18
  - Excerpt: Download your UPI statement on Paytm in PDF format to track transactions, resolve disputes, or keep financial records. Follow simple steps to get your statement. | Paytm पर UPI स्टेटमेंट PDF में डाउनलोड करें और लेन-देन ट्रैक करें, विवाद हल करें या वित्तीय रिकॉर्ड रखें।
- [What is UPI Reference Number on Paytm and How to Track it?](https://paytm.com/blog/paytm-help/what-is-upi-reference-number-on-paytm-and-how-to-track-it.md)
  - Published: 2024-08-20
  - Last Modified: 2025-02-18
  - Excerpt: The 12-digit UPI reference number (UTR) on Paytm helps track and resolve transaction issues. Learn how to find and use it easily. | Paytm पर 12 अंकों का UPI रेफरेंस नंबर ट्रैक करें और ट्रांजैक्शन समस्याओं को हल करें।
- [How to Change your Primary Bank Account on Paytm?](https://paytm.com/blog/paytm-help/how-to-change-your-primary-bank-account-on-paytm.md)
  - Published: 2024-08-20
  - Last Modified: 2025-02-18
  - Excerpt: Change your primary bank account on Paytm in simple steps. Manage accounts and set your preferred one for payments. | Paytm पर प्राइमरी बैंक अकाउंट बदलें और पसंदीदा अकाउंट सेट करें।
- [How to Scan and Pay at shops on Paytm?](https://paytm.com/blog/paytm-help/how-to-scan-and-pay-at-shops-on-paytm.md)
  - Published: 2024-08-23
  - Last Modified: 2025-02-18
  - Excerpt: Learn how to scan and pay easily using Paytm at shops. तेज़ और सुरक्षित पेमेंट के लिए Paytm से QR कोड स्कैन करें और झंझट मुक्त लेन-देन का आनंद लें!
- [How to Check Your Bank Account Balance on Paytm?](https://paytm.com/blog/paytm-help/how-to-check-your-bank-account-balance-on-paytm.md)
  - Published: 2024-08-20
  - Last Modified: 2025-02-18
  - Excerpt: Discover how to quickly check your bank account balance using Paytm. Follow these simple steps to access your balance securely and conveniently right from the Paytm app.
- [How to Check Your UPI ID on Paytm?](https://paytm.com/blog/paytm-help/how-to-check-your-upi-id-on-paytm.md)
  - Published: 2024-08-20
  - Last Modified: 2025-02-18
  - Excerpt: Learn how to check your UPI ID on Paytm easily with step-by-step guidance. Find and manage your UPI ID for secure and quick transactions. Follow our tips to simplify your payment process.
- [Surajkund Crafts Mela 2025: Paytm Deploys All-in-One Card Machines and its Pioneered QR codes for Seamless Digital Parking Payments](https://paytm.com/blog/payments/surajkund-crafts-mela-2025-paytm-deploys-all-in-one-card-machines-and-its-pioneered-qr-codes-for-seamless-digital-parking-payments.md)
  - Published: 2025-02-12
  - Last Modified: 2025-02-17
  - Excerpt: We have enabled seamless digital parking payments at the 38th Surajkund International Crafts Mela, scheduled from February 7 to February 23, 2025, in Surajkund, Faridabad, Haryana
- [How to Download GST Certificate: A Step-by-Step Guide](https://paytm.com/blog/tax/how-to-download-gst-certificate.md)
  - Published: 2025-02-14
  - Last Modified: 2025-02-14
  - Excerpt: If you're a business owner or a professional who needs to download their GST Certificate, this article will walk you through the entire process in a simple, easy-to-understand way.
- [How to Download GST Return Form of All Types](https://paytm.com/blog/tax/how-to-download-gst-return-form.md)
  - Published: 2025-02-14
  - Last Modified: 2025-02-14
  - Excerpt: Need to download GST return forms? Follow this step-by-step guide to get GSTR-1, GSTR-3B, GSTR-9, and more from the GST portal in %%currentyear%%.
- [Types of GST Returns and Their Due Dates in 2025](https://paytm.com/blog/tax/types-of-gst-returns-and-their-due-dates.md)
  - Published: 2025-02-14
  - Last Modified: 2025-02-14
  - Excerpt: Learn about different GST return types and their due dates in %%currentyear%%. Avoid penalties by filing your GST returns on time. Read now!
- [Paytm Money Appoints Former IRS & SEBI Whole-Time Member Rajeev Krishnamuralilal Agarwal as Non-Executive Independent Director](https://paytm.com/blog/paytm-money/paytm-money-appoints-former-irs-and-sebi-whole-time-member-rajeev-krishnamuralilal-agarwal-as-non-executive-independent-director.md)
  - Published: 2025-02-13
  - Last Modified: 2025-02-13
  - Excerpt: Shri Agarwal will also serve as a member of the Audit Committee as well as the Chairperson of the Risk Management Committee and the Corporate Social Responsibility (CSR) Committee at Paytm Money.
- [How to Claim EPF Online?](https://paytm.com/blog/epf/claim-epf-online.md)
  - Published: 2022-02-01
  - Last Modified: 2025-02-13
  - Excerpt: How to claim pf amount online and document required to claim EPF online. Also know the eligibility criteria to claim EPFO amount.
- [What is EPF Passbook and How to Download it?](https://paytm.com/blog/epf/epf-passbook.md)
  - Published: 2021-11-22
  - Last Modified: 2025-02-13
  - Excerpt: What is EPF Passbook: Know how to update EPF passbook, download EPF passbook using the EPFO portal & UMANG app and how to access the PF passbook online.
- [How to Get a No-Dues Certificate from a Bank?](https://paytm.com/blog/loan/get-no-dues-certificate-from-bank.md)
  - Published: 2024-04-04
  - Last Modified: 2025-02-13
  - Excerpt: No-dues certificate affirms that you do not have any dues with the lender. So, do not forget to get it after you have completed your loan repayment.
- [LLP Registration in India: Steps, Documents and Benefits](https://paytm.com/blog/investment/register-llp-india.md)
  - Published: 2024-09-24
  - Last Modified: 2025-02-13
  - Excerpt: Learn the essentials of limited liability partnership registration in India, including features, benefits, and a step-by-step process in %%currentmonth%% %%currentyear%%.
- [Difference Between Hallmarked Gold, KDM, and 916 Gold](https://paytm.com/blog/investment/difference-between-hallmarked-gold-kdm-and-916-gold.md)
  - Published: 2024-04-15
  - Last Modified: 2025-02-13
  - Excerpt: Uncover the variances between hallmarked gold, KDM, and 916 gold. Understand the distinctions to make informed choices in your gold investments in %%currentmonth%% %%currentyear%%.
- [How to do PAN Card Correction Online?](https://paytm.com/blog/pan-card/how-to-do-pan-card-correction-online.md)
  - Published: 2021-09-13
  - Last Modified: 2025-02-13
  - Excerpt: PAN card correction: Know how to do PAN card corrections online & documents required to be submitted for PAN card correction online in %%currentyear%%.
- [How to Download an NSDL PAN Card Easily?](https://paytm.com/blog/pan-card/how-to-download-nsdl-pan-card.md)
  - Published: 2021-09-13
  - Last Modified: 2025-02-13
  - Excerpt: NSDL Pan Card Download through various methods like Acknowledgement Number, PAN Number & DOB, UTIITSL Portal, from Income Tax Website and through Aadhaar Number.
- [Difference Between Financial Year and Assessment Year](https://paytm.com/blog/income-tax/difference-between-financial-year-and-assessment-year.md)
  - Published: 2025-02-12
  - Last Modified: 2025-02-12
  - Excerpt: Confused about Financial Year (FY) and Assessment Year (AY)? Learn their differences with simple examples and understand how they impact tax filing in %%currentyear%%.
- [Documents Required for GST Registration in 2025](https://paytm.com/blog/tax/documents-required-for-gst-registration.md)
  - Published: 2025-02-12
  - Last Modified: 2025-02-12
  - Excerpt: Find out the latest documents needed for GST registration in %%currentyear%% for sole proprietors, companies, LLPs, and more. Avoid delays with our complete checklist.
- [GST Registration Fees Based on Business Type](https://paytm.com/blog/tax/gst-registration-fees.md)
  - Published: 2025-02-12
  - Last Modified: 2025-02-12
  - Excerpt: Learn about GST registration fees in India based on business type. Find out professional charges for sole proprietorships, partnerships, Pvt Ltd companies, LLPs, e-commerce sellers, and more.
- [Indian Market Braces for ₹32,000 Crore IPO Lockup Expiry – What It Means for Investors](https://paytm.com/blog/stock-market/indian-market-braces-for-%e2%82%b932000-crore-ipo-lockup-expiry.md)
  - Published: 2025-02-11
  - Last Modified: 2025-02-11
  - Excerpt: The Indian stock market is witnessing the expiry of IPO lockups worth ₹32,000 crore, potentially impacting stock prices. Learn what IPO lockup expiry means, how it affects investors, and key takeaways from the latest developments.
- [Paytm Foundation Empowering Communities Through Joy of Giving](https://paytm.com/blog/sustainability/paytm-foundation-empowering-communities-through-joy-of-giving.md)
  - Published: 2025-01-27
  - Last Modified: 2025-02-11
  - Excerpt: As part of our ‘Joy of Giving' initiative, Paytmers with our CSR arm Paytm Foundation recently visited elderly residents of SHEOWS (Saint Hardyal Educational and Orphans Welfare Society) in Okhla, Delhi.
- [Empowering Communities Through Financial and Digital Literacy with Paytm Foundation](https://paytm.com/blog/workplace/empowering-communities-through-financial-and-digital-literacy-with-paytm-foundation.md)
  - Published: 2025-01-27
  - Last Modified: 2025-02-11
  - Excerpt: Guided by this, our CSR arm Paytm Foundation recently conducted a Digital Literacy training session for Anganwadi staff in Noida as part of our volunteering initiative.
- [Paytm Foundation Drives Digital Safety Awareness with Financial Literacy Programme](https://paytm.com/blog/workplace/paytm-foundation-drives-digital-safety-awareness-with-financial-literacy-programme.md)
  - Published: 2025-02-10
  - Last Modified: 2025-02-11
  - Excerpt: Our CSR arm Paytm Foundation with Paytmers recently embarked on a heartfelt journey to the Old Age Rejuvenation Center in DLF Phase 2, Gurugram, in collaboration with Dignity Foundation, a dedicated NGO enriching the lives of senior citizens. 
- [Paytm Travel, Agoda Partner to Offer Hotel Bookings Across Indian & Global Destinations on Paytm app](https://paytm.com/blog/travel/paytm-travel-agoda-partner-to-offer-hotel-bookings-across-indian-and-global-destinations-on-paytm-app.md)
  - Published: 2025-02-10
  - Last Modified: 2025-02-10
  - Excerpt: We have partnered with digital travel platform Agoda, a brand of the world's leading travel provider of online travel, Booking Holdings, to offer hotel booking services on the Paytm app.
- [Paytm Wins the E4M CX India Award 2025 for ‘Best Learning & UpSkilling'](https://paytm.com/blog/workplace/paytm-wins-the-e4m-cx-india-award-2025-for-best-learning-upskilling.md)
  - Published: 2025-02-06
  - Last Modified: 2025-02-06
  - Excerpt: This achievement is a reflection of our unwavering commitment to creating a workplace that nurtures talent, values individuality, and fosters continuous professional growth.
- [Paytm Launches 'Receive Money QR Widget' on Smartphone Home Screen, for Influencers, Shopkeepers, Freelancers, and Small Businesses to Accept Payments on the Go](https://paytm.com/blog/payments/paytm-launches-receive-money-qr-widget-on-smartphone-home-screen-for-influencers-shopkeepers-freelancers-and-small-businesses-to-accept-payments-on-the-go.md)
  - Published: 2025-01-28
  - Last Modified: 2025-01-28
  - Excerpt: We are the first to launch 'Receive Money QR Widget' for Android users.
- [Paytm Celebrates Republic Day with Travel Carnival, Offers Discounts of up to 25% on Flights and Buses](https://paytm.com/blog/travel/paytm-celebrates-republic-day-with-travel-carnival-offers-discounts-of-up-to-25-on-flights-and-buses.md)
  - Published: 2025-01-24
  - Last Modified: 2025-01-27
  - Excerpt: The Travel Carnival will run from January 17 to 26, offering our users exclusive discounts of up to 25% on flights and bus bookings in collaboration with leading banking partners, including HSBC, ICICI Bank, DBS, Bank of Baroda, and AU Bank applicable on their credit cards.
- [Enhancing Workplace Well-being with Healthy Minds, Healthy Lives](https://paytm.com/blog/workplace/enhancing-workplace-well-being-with-healthy-minds-healthy-lives.md)
  - Published: 2025-01-24
  - Last Modified: 2025-01-27
  - Excerpt: We firmly believe that a healthy team is a productive team. Through our initiatives under Paytm Swasthya, we strive to provide Paytmers with resources, knowledge, and expert guidance to prioritize their health.
- [How to Raise a Claim / Talk to a Doctor on Paytm App?](https://paytm.com/blog/insurance/health-insurance/how-to-raise-claim-talk-to-doctor-paytm-app.md)
  - Published: 2025-01-20
  - Last Modified: 2025-01-20
  - Excerpt: Learn how to raise a health insurance claim and consult a doctor on the Paytm app. A step-by-step guide to making the process hassle-free and efficient.
- [How to Download Your Paytm Health Insurance Policy: A Simple Guide](https://paytm.com/blog/insurance/health-insurance/how-to-download-paytm-health-insurance-policy.md)
  - Published: 2025-01-20
  - Last Modified: 2025-01-20
  - Excerpt: Learn how to download your Paytm Health Insurance policy easily in this step-by-step guide. Keep your policy handy for any time you need it!
- [How to Invest in Daily SIP Starting From INR 21?](https://paytm.com/blog/mutual-funds/start-paytm-daily-sip-with-21.md)
  - Published: 2025-01-20
  - Last Modified: 2025-01-20
  - Excerpt: Begin your investment journey with Paytm Daily SIP starting at just ₹21. Learn how to set up a daily SIP using UPI Autopay, enjoy zero transaction fees, and maximize returns with the power of compounding.
- [The Power of Dividend Investing: Your Gateway to Generate Passive Income](https://paytm.com/blog/investment/dividend-investing-passive-income-guide.md)
  - Published: 2025-01-20
  - Last Modified: 2025-01-20
  - Excerpt: Learn the basics of dividend investing, how to identify high-dividend stocks, and its benefits like steady income, risk reduction, and tax advantages. Start generating passive income today!
- [Understanding Stock Markets: A Beginner's Guide to NSE](https://paytm.com/blog/stock-market/understanding-stock-markets-nse-guide.md)
  - Published: 2025-01-20
  - Last Modified: 2025-01-20
  - Excerpt: Learn the basics of the stock market, its purpose, how to invest, and financial instruments like equity shares and mutual funds. Explore NSE, India's leading stock exchange.
- [Paytm Q3FY25: Revenue Jumps to ₹1,828 Cr on Payments and Financial Services Growth; PAT improves by ₹208 Cr QoQ](https://paytm.com/blog/investor-relations/paytm-q3fy25-revenue-jumps-to-rs-1828-cr.md)
  - Published: 2025-01-20
  - Last Modified: 2025-01-20
  - Excerpt: We have announced the financial results for Q3FY25 with a continued focus on payments and distribution of financial services for sustained, profitable growth
- [Paytm Travel Announces Maha Kumbh 2025 Deals on Bus and Flight Bookings for Pilgrims](https://paytm.com/blog/travel/maha-kumbh-2025-offer-on-paytm-travel-bus-flight-booking.md)
  - Published: 2025-01-17
  - Last Modified: 2025-01-17
  - Excerpt: Through Paytm Travel, we are offering exclusive discounts on bus, flight, and train bookings to Prayagraj, along with exciting chances to win free flight tickets, for those travelling to Maha Kumbh, 2025.
- [How to Open an NPS Account?](https://paytm.com/blog/saving-schemes/how-to-open-an-nps-account.md)
  - Published: 2023-03-31
  - Last Modified: 2025-01-17
  - Excerpt: Learn how to open an NPS account with our detailed guide. Discover online and offline methods, eligibility, and documents required for the NPS scheme.
- [Sukanya Samriddhi Yojana Interest Rate](https://paytm.com/blog/saving-schemes/sukanya-samriddhi-yojana-interest-rate-ssy.md)
  - Published: 2022-09-26
  - Last Modified: 2025-01-17
  - Excerpt: Sukanya Samriddhi Yojana Interest Rate %%currentyear%%: Know about the latest SSY interest rate, calculate sukanya samriddhi interest rates & premature withdrawals rules
- [Sukanya Samriddhi Yojana Calculator](https://paytm.com/blog/saving-schemes/sukanya-samriddhi-yojana-calculator-ssy.md)
  - Published: 2022-09-26
  - Last Modified: 2025-01-17
  - Excerpt: Sukanya Samriddhi Yojana Calculator: Know how to calculate returns on sukanya samriddhi yojana, eligibility criteria & formula to calculate SSY in %%currentyear%%.
- [Pradhan Mantri Suraksha Bima Yojana (PMSBY) & Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Differences](https://paytm.com/blog/saving-schemes/difference-between-pmsby-pmjjby.md)
  - Published: 2022-09-26
  - Last Modified: 2025-01-17
  - Excerpt: Explore the detailed comparison of Pradhan Mantri Suraksha Bima Yojana (PMSBY) & Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), including coverage, benefits, and similarities. Choose wisely!
- [The Essential Guide to Building Credit History from Scratch](https://paytm.com/blog/credit-score/guide-to-building-credit-history-from-scratch.md)
  - Published: 2023-03-15
  - Last Modified: 2025-01-17
  - Excerpt: How to build credit with no credit history: Know the 5 key steps like apply for a credit card, use credit card regularly, take small loan, pay your credit on time, etc.
- [Pradhan Mantri Awas Yojana Scheme (PMAY): Documents Required, Eligibility & More](https://paytm.com/blog/saving-schemes/government-schemes/pmay-pradhan-mantri-awas-yojana-scheme.md)
  - Published: 2023-01-16
  - Last Modified: 2025-01-16
  - Excerpt: Pradhan Mantri Awas Yojana Scheme: ✓Documents required ✓eligibility criteria for PMAY ✓Features ✓Apply for PMAY Scheme ✓PMAY Application Status
- [Step By Step Guide to Tata Tele Broadband Bill Payment Online](https://paytm.com/blog/bill-payments/broadband-bills/tata-tele-broadband-bill-payment-online-guide.md)
  - Published: 2021-11-18
  - Last Modified: 2025-01-16
  - Excerpt: Tata Tele broadband bill payment online: Know the steps to pay tata tele broadband online and the benefits of tata tele broadband payment using Paytm.
- [Guide to Make Asianet Broadband Bill Payment Online ](https://paytm.com/blog/bill-payments/broadband-bills/asianet-broadband-bill-payment-online-complete-guide.md)
  - Published: 2021-11-18
  - Last Modified: 2025-01-16
  - Excerpt: Need to pay your Asianet Broadband bills? Follow our simple guide to paying bills via Paytm app or website. Enjoy fast, secure payments and cashback offers.
- [Steps to Check Your Driving Licence (DL) Application Status Online](https://paytm.com/blog/driving-licence/driving-licence-application-status.md)
  - Published: 2023-09-15
  - Last Modified: 2025-01-15
  - Excerpt: Check the status of your driving licence (DL) application with our step-by-step guide. Learn how to track your DL online hassle-free.
- [Paytm at Maha Kumbh 2025: Digitising Payment Experience for Crores of Pilgrims with Iconic QR, Soundbox; ₹1 Crore Gold & Cashback in Exclusive Offers](https://paytm.com/blog/payments/paytm-at-maha-kumbh-2025.md)
  - Published: 2025-01-13
  - Last Modified: 2025-01-13
  - Excerpt: Maha Kumbh 2025, the world's largest spiritual and cultural gathering, is just around the corner, and we at Paytm are proud to play an integral role in making this grand event even more memorable.
- [How can I Do my Federal Bank FASTag Recharge on Paytm?](https://paytm.com/blog/fastag/federal-bank-fastag-recharge-paytm.md)
  - Published: 2021-08-23
  - Last Modified: 2025-01-10
  - Excerpt: How can I Do my Federal Bank FASTag Recharge on Paytm? Know the steps to recharge federal bank FASTag online through Paytm app or website.
- [How to Do Kotak Mahindra Bank FASTag Recharge Online?](https://paytm.com/blog/fastag/kotak-mahindra-bank-fastag-recharge-on-paytm.md)
  - Published: 2021-08-17
  - Last Modified: 2025-01-10
  - Excerpt: Know the steps to recharge your Kotak Mahindra Bank FASTag on Paytm in %%currentyear%% . This blog explains the procedure to do so and why you should opt for Paytm to do your recharge.
- [Recharge Your IDFC Bank FASTag On Paytm](https://paytm.com/blog/fastag/idfc-bank-fastag-recharge-on-paytm.md)
  - Published: 2021-08-12
  - Last Modified: 2025-01-10
  - Excerpt: Recharge your IDFC Bank FASTag instantly on Paytm! Enjoy a quick and hassle-free recharge experience with our simple guide.
- [How to Pay Data Card Bill Online?](https://paytm.com/blog/recharge/datacard/how-to-pay-data-card-bill-online.md)
  - Published: 2021-07-05
  - Last Modified: 2025-01-10
  - Excerpt: Checkout these simple easy steps to make datacard bill payment online through Paytm app or website. Also know the benefits of paying data card bill online.
- [The Complete List of Savings Account Benefits](https://paytm.com/blog/savings-account/savings-account-benefits.md)
  - Published: 2021-07-02
  - Last Modified: 2025-01-10
  - Excerpt: Maximize your financial well-being with a savings account. Discover the numerous benefits, including high interest rates, secure online banking, easy fund transfers, and more!
- [Paytm Makes Travel to Singapore and Thailand Affordable with 10% Flight Discounts and Free Cancellation on Tickets](https://paytm.com/blog/travel/paytm-makes-travel-to-singapore-and-thailand-affordable-with-10-percent-flight-discounts-and-free-cancellation-on-tickets.md)
  - Published: 2025-01-06
  - Last Modified: 2025-01-06
  - Excerpt: The offer includes an instant 10% off on Thailand flights with the promo code “FLYTHAI” and Singapore flights with “FLYSIN”.
- [What is the Liberalised Remittance Scheme? Let's Simplify ](https://paytm.com/blog/saving-schemes/government-schemes/liberalised-remittance-scheme-simplified.md)
  - Published: 2025-01-06
  - Last Modified: 2025-01-06
  - Excerpt: Learn about the Liberalised Remittance Scheme (LRS) and its limit of USD 250,000 for Indian citizens. Discover eligibility, permitted transactions, taxes, and required documents.
- [Form 60 Explained: A Step-by-Step Guide for Financial Transactions](https://paytm.com/blog/pan-card/form-60-guide-financial-transactions.md)
  - Published: 2025-01-06
  - Last Modified: 2025-01-06
  - Excerpt: Learn everything about Form 60, from its definition and usage to how to fill it out for financial transactions without a PAN card.
- [Everything You Need To Know About Bonds](https://paytm.com/blog/paytm-money/everything-to-know-about-bonds.md)
  - Published: 2023-05-25
  - Last Modified: 2025-01-03
  - Excerpt: Know what is a bond, different types of bonds in India, why invest in bonds, common risks involved with bonds in India in %%currentyear%%.
- [Spreading Warmth, Strengthening Bonds through our Joy of Giving initiative ](https://paytm.com/blog/corporate-social-responsibility/spreading-warmth-strengthening-bonds-through-our-joy-of-giving-initiative.md)
  - Published: 2025-01-03
  - Last Modified: 2025-01-03
  - Excerpt: Paytmers came together to bring joy and warmth to the children of Shades of Happiness NGO, creating a day that overflowed with fun, laughter, and heartfelt connections.
- [Section 194R Of Income Tax Act: What You Need to Know](https://paytm.com/blog/income-tax/section-194r-of-income-tax-act.md)
  - Published: 2025-01-02
  - Last Modified: 2025-01-02
  - Excerpt: Section 194R implies deduction of TDS at 10% if total value of benefits to a recipient exceeds 20,000.
- [Monthly Income Schemes for Your Financial Independence](https://paytm.com/blog/investment/monthly-income-schemes.md)
  - Published: 2025-01-02
  - Last Modified: 2025-01-02
  - Excerpt: Explore monthly income schemes that offer secure, regular income with low risk—ideal for retirees and anyone seeking stable returns.
- [How to Login and Register to Income Tax Portal?](https://paytm.com/blog/income-tax/income-tax-portal-login-register.md)
  - Published: 2025-01-02
  - Last Modified: 2025-01-02
  - Excerpt: Learn how to login and register on the Income Tax 2.0 portal. A complete guide to accessing e-Filing, checking refunds, and managing your tax account.
- [Fostering Community and Compassion Through our Joy of Giving Initiative](https://paytm.com/blog/corporate-social-responsibility/fostering-community-and-compassion-through-our-joy-of-giving-initiative.md)
  - Published: 2025-01-02
  - Last Modified: 2025-01-02
  - Excerpt: Our flagship program Joy of Giving, driven by our CSR arm Paytm Foundation, exemplifies this commitment by creating impactful experiences that resonate deeply, touching lives and spreading joy.
- [Celebrating the Spirit of Giving and Togetherness this Christmas](https://paytm.com/blog/workplace/celebrating-the-spirit-of-giving-and-togetherness-this-christmas.md)
  - Published: 2024-12-24
  - Last Modified: 2024-12-24
  - Excerpt: From Secret Santa surprises to heartfelt community support initiatives, this festive season has truly been one to cherish.
- [How to Change the Language on the Paytm App](https://paytm.com/blog/paytm-help/how-to-change-language-on-paytm-app.md)
  - Published: 2024-12-24
  - Last Modified: 2024-12-24
  - Excerpt: Learn how to change the language on Paytm in easy steps. Choose from multiple languages like Hindi, Marathi, Tamil, and more for a personalized and seamless experience.
- [Touching Lives, Creating a Ripple Effect of Positivity with ‘Joy of Giving'](https://paytm.com/blog/corporate-social-responsibility/touching-lives-creating-a-ripple-effect-of-positivity-with-joy-of-giving.md)
  - Published: 2024-12-24
  - Last Modified: 2024-12-24
  - Excerpt: Our HR leadership team recently spent a heartfelt and enriching day at the SHEOWS Old Age Care Centre in Okhla, a home for over 100 elderly residents. 
- [Paytm Travelpanti 2024: Dubai Tops Searches, Tirupati Pilgrimages Surge, Festivals Drive Travel, Gen Z Leads the Way](https://paytm.com/blog/travel/paytm-travelpanti-2024-dubai-tops-searches-tirupati-pilgrimages-surge-festivals-drive-travel-gen-z-leads-the-way.md)
  - Published: 2024-12-17
  - Last Modified: 2024-12-18
  - Excerpt: We have released Travelpanti 2024 — a year-end recap that captures the spirit of travel. It showcases how our users travelled through inspiring travel experiences and evolving trends. 
- [Ensuring a Healthier Future for Paytmers with a ‘Well-being First' Approach](https://paytm.com/blog/workplace/ensuring-a-healthier-future-for-paytmers-with-a-well-being-first-approach.md)
  - Published: 2024-12-13
  - Last Modified: 2024-12-13
  - Excerpt: Paytm Swasthya is not just about physical health; it also encompasses mental and social wellness.
- [EPF Withdrawal Guide: Eligibility, Process, and Tax Rules Explained](https://paytm.com/blog/epf/epf-withdrawal-process.md)
  - Published: 2021-11-23
  - Last Modified: 2024-12-12
  - Excerpt: Learn all about EPF withdrawals, including eligibility, online and offline processes, partial and complete withdrawal rules, and taxation. Simplified guide for employees.
- [Secure Your Future: Why Building an Emergency Fund is Non-Negotiable](https://paytm.com/blog/investment/important-to-create-an-emergency-fund.md)
  - Published: 2024-04-08
  - Last Modified: 2024-12-12
  - Excerpt: Learn why an emergency fund is essential for financial stability. Discover its benefits, tips to build one, and the best places to keep your savings safe. Start planning today!
- [Paytm Brings Christmas Cheer with 12% Discount on Flights, Buses and Discounts on Train Ticket Cancellations](https://paytm.com/blog/travel/paytm-brings-christmas-cheer-with-12-percent-discount-on-flights-buses-and-discounts-on-train-ticket-cancellations.md)
  - Published: 2024-12-12
  - Last Modified: 2024-12-12
  - Excerpt: We have launched a ‘Home for the Holidays' campaign to make holiday travel more affordable.
- [Health Insurance with OPD Cover, Do You Really Need It?](https://paytm.com/blog/insurance/health-insurance/health-insurance-with-opd-cover.md)
  - Published: 2024-11-25
  - Last Modified: 2024-12-11
  - Excerpt: Discover why OPD cover in health insurance is essential. Covers doctor visits, diagnostic tests, pharmacy bills, and minor treatments without hospitalization.
- [FASTag Payment: When and How to Make?](https://paytm.com/blog/fastag/fastag-payment.md)
  - Published: 2021-09-29
  - Last Modified: 2024-12-11
  - Excerpt: Our guide to Paytm FASTag recharge helps you make payments easily. Just add money to your wallet and recharge your FASTag on the go!
- [How Does Debit Card EMI Work? How To Apply?](https://paytm.com/blog/debit-card/how-does-debit-card-emi-work.md)
  - Published: 2023-08-31
  - Last Modified: 2024-12-11
  - Excerpt: EMI on Debit Card - Learn how debit card EMIs work and guide you on how to apply for debit card EMI easily.
- [How to Get a Loan Against LIC Policy: Rates, Eligibility, and Process Explained](https://paytm.com/blog/loan/loans-against-lic-policy-interest-rates-eligibility.md)
  - Published: 2024-10-24
  - Last Modified: 2024-12-11
  - Excerpt: Learn how to apply for loans against LIC policies, including interest rates, eligibility, and and a step-by-step guide for quick financing.
- [What is Section 80C of Income Tax?](https://paytm.com/blog/income-tax/deductions-under-section-80c-of-income-tax-act.md)
  - Published: 2022-11-18
  - Last Modified: 2024-12-11
  - Excerpt: What is the meaning of section 80C - Know about the investments deductible under section 80C, detailed analysis of options to Save tax under section 80C
- [Paytmers United To Inspire & Foster Young Dreams through ‘Joy of Giving'](https://paytm.com/blog/corporate-social-responsibility/paytmers-united-to-inspire-and-foster-young-dreams-through-joy-of-giving.md)
  - Published: 2024-12-11
  - Last Modified: 2024-12-11
  - Excerpt: Our CSR arm, Paytm Foundation recently organised a heartwarming visit to the Anganwadi Center in Hazipur, Noida, to engage with a group of 60 children. 
- [Paytm Wins Big at ET HR Employee Experience, BW People L&D Excellence & Apex India HR Excellence Awards](https://paytm.com/blog/workplace/paytm-wins-big-at-et-hr-employee-experience-bw-people-excellence-awards.md)
  - Published: 2024-12-06
  - Last Modified: 2024-12-09
  - Excerpt: Paytm recently won the Economic Times HR EX (Employee Experience) Awards 2024 in the ‘Exceptional Employee Experience - Large Scale' category.
- [Complete Guide to Airtel Customer Care: Numbers, Email, and Support Options](https://paytm.com/blog/bill-payments/airtel-customer-care-helpline-number.md)
  - Published: 2024-09-05
  - Last Modified: 2024-12-09
  - Excerpt: Find Airtel customer care details, including toll-free numbers, email support, and app-based services. Get quick help for prepaid, postpaid, DTH, broadband, and payments bank queries.
- [Jio Customer Care: Contact Numbers, Email, and Support for JioFiber and More](https://paytm.com/blog/bill-payments/jio-customer-care-helpline-number.md)
  - Published: 2024-09-05
  - Last Modified: 2024-12-09
  - Excerpt: Get all the contact details for Jio Customer Care, including toll-free numbers, WhatsApp support, email ID, and helpline for Jio SIM, JioFiber, and postpaid services. Learn how to reach Jio for help with any issue.
- [City Compensatory Allowance (CCA): What You Need to Know](https://paytm.com/blog/tax/city-compensatory-allowance-cca-benefits-tax-calculation.md)
  - Published: 2024-11-12
  - Last Modified: 2024-11-29
  - Excerpt: Discover what City Compensatory Allowance (CCA) is, its benefits, tax implications, and how it's calculated for employees in urban areas.
- [RBI Monetary Policy: A Guide to India's Financial Backbone](https://paytm.com/blog/loan/repo-rate/what-is-monetary-policy-of-rbi.md)
  - Published: 2024-11-06
  - Last Modified: 2024-11-27
  - Excerpt: Explore the RBI's monetary policy, its goals, and the tools it employs to maintain economic stability and growth in India.
- [Paytm Foundation Empowering Young Minds Through Education](https://paytm.com/blog/corporate-social-responsibility/paytm-foundation-empowering-young-minds-through-education.md)
  - Published: 2024-11-27
  - Last Modified: 2024-11-27
  - Excerpt: On November 23rd, Paytm Foundation was privileged to spend a memorable day with 100 enthusiastic children from Pehchaan – The Street School (Noida Centre), one of our esteemed NGO partners.
- [How to Make E-Tax Payment? A Simplified Step-by-Step Guide ](https://paytm.com/blog/income-tax/how-to-pay-income-tax-online.md)
  - Published: 2024-11-25
  - Last Modified: 2024-11-26
  - Excerpt: Easily pay your income tax online with e-Pay Tax on the official portal. Save time, verify IT online payment status, and get instant receipts hassle-free.
- [Difference Between Money Market and Capital Market](https://paytm.com/blog/stock-market/difference-money-market-capital-market.md)
  - Published: 2024-11-25
  - Last Modified: 2024-11-25
  - Excerpt: Money market offers short-term, low-risk investments, while capital market focuses on long-term securities like stocks and bonds with higher returns.
- [Section 80RRB: A Comprehensive Guide to Royalty Income Tax Deductions](https://paytm.com/blog/income-tax/section-80rrb-tax-deductions-royalty-income.md)
  - Published: 2024-11-25
  - Last Modified: 2024-11-25
  - Excerpt: Understand Section 80RRB of the Income Tax Act, covering eligibility, deduction limits, royalty income taxation, and how to claim tax benefits on patent royalties.
- [Online Registration for Voter ID: A Step-by-Step Guide](https://paytm.com/blog/voter-id/register-voter-id-online.md)
  - Published: 2024-11-25
  - Last Modified: 2024-11-25
  - Excerpt: Learn how to register for Voter ID online in India. Follow our step-by-step guide, eligibility criteria, required documents, and verification process.
- [Dharani Telangana Land Record: A Complete Guide](https://paytm.com/blog/land-record/dharani-telangana-land-records-portal.md)
  - Published: 2024-11-25
  - Last Modified: 2024-11-25
  - Excerpt: Dharani Telangana is an official portal for land registration, market values, mutation, Pahani, cadastral maps & more. Streamline property details online easily.
- [What Is The Meaning Of MCLR?](https://paytm.com/blog/loan/what-is-mclr-loan-rates.md)
  - Published: 2024-11-25
  - Last Modified: 2024-11-25
  - Excerpt: Learn about MCLR (Marginal Cost of Funds Based Lending Rate), its purpose, impact on EMIs, and key differences from the base rate in simple terms.
- [Making a Difference with our Volunteering Initiative](https://paytm.com/blog/corporate-social-responsibility/making-a-difference-with-our-volunteering-initiative.md)
  - Published: 2024-11-25
  - Last Modified: 2024-11-25
  - Excerpt: On November 16, our CSR (Corporate Social Responsibility) arm, Paytm Foundation took another step in this journey by organising a special volunteering initiative in collaboration with one of our NGO partners, Pehchaan - The Street School - Trust, at their Noida center.
- [How to Use Paytm Widget to Pay Without Unlocking Your Android Phone?](https://paytm.com/blog/whats-new/paytm-widget-android-payments.md)
  - Published: 2024-11-21
  - Last Modified: 2024-11-22
  - Excerpt: Explore how the Paytm Widget enables seamless UPI payments directly from your Android home screen. Learn setup steps and enjoy faster transactions.
- [Section 80EE: Tax Deduction for Interest on Home Loan](https://paytm.com/blog/loan/home-loan/section-80ee-deduction-home-loan-interest.md)
  - Published: 2024-11-21
  - Last Modified: 2024-11-21
  - Excerpt: Section 80EE offers a ₹50,000 deduction on home loan interest for first-time buyers, in addition to Section 24. Learn how to claim this benefit.
- [Celebrating Guru Nanak Jayanti by Embracing the Spirit of Service at Gurudwara Shri Bangla Sahib Ji](https://paytm.com/blog/workplace/celebrating-guru-nanak-jayanti-by-embracing-the-spirit-of-service-at-gurudwara-shri-bangla-sahib-ji.md)
  - Published: 2024-11-15
  - Last Modified: 2024-11-15
  - Excerpt: With the spirit of compassion and giving, along with our CSR arm Paytm Foundation, we recently celebrated Guru Nanak Jayanti 2024.
- [Celebrating Children's Day 2024 – Little Dreams, Big Futures](https://paytm.com/blog/corporate-social-responsibility/celebrating-children-day-little-dreams-big-futures.md)
  - Published: 2024-11-14
  - Last Modified: 2024-11-15
  - Excerpt: This year, along with our CSR arm Paytm Foundation, we celebrated Children's Day with the children of Uday Foundation, sparking creativity, and spreading smiles.
- [PPF vs Mutual fund- What is the Right Choice?](https://paytm.com/blog/ppf/difference-between-ppf-vs-mutual-funds.md)
  - Published: 2021-09-09
  - Last Modified: 2024-11-14
  - Excerpt: PPF vs mutual fund is quite a debatable topic that differs in terms of features, benefits, drawbacks, tax advantages, maturity period, etc.
- [EPF vs PPF - Which is the Best Savings Option?](https://paytm.com/blog/ppf/difference-between-epf-vs-ppf.md)
  - Published: 2021-09-09
  - Last Modified: 2024-11-14
  - Excerpt: Know the Difference Between PPF and EPF to choose which one is best for your investment. Read about EPF vs PPF to complete info about EPF and PPF
- [A Comprehensive Guide to Direct Tax and Indirect Tax in India](https://paytm.com/blog/tax/comprehensive-guide-to-direct-and-indirect-tax.md)
  - Published: 2024-11-12
  - Last Modified: 2024-11-12
  - Excerpt: Learn about the key aspects of direct and indirect taxes in India along with their eligibility, advantages and disadvantages.
- [How to Calculate Monthly Payment on a Loan?](https://paytm.com/blog/loan/calculate-monthly-loan-payment.md)
  - Published: 2024-11-12
  - Last Modified: 2024-11-12
  - Excerpt: Learn how to calculate monthly loan payments, understand EMIs, and explore tips for managing loans and saving money effectively.
- [What is Interest Rate and How to Calculate it?](https://paytm.com/blog/loan/factors-influence-loan-interest-rates.md)
  - Published: 2024-11-12
  - Last Modified: 2024-11-12
  - Excerpt: Learn about the key factors influencing loan interest rates, including credit score, loan tenure, and more. Understand how these variables impact your total interest amount and repayment.
- [How to Change Address in Voter ID Card?](https://paytm.com/blog/voter-id/how-to-change-address-on-voter-id-card.md)
  - Published: 2024-11-12
  - Last Modified: 2024-11-12
  - Excerpt: Need to update your address on your Voter ID? This guide covers easy steps to change your address on a Voter ID card online or offline. Find out how to complete Form 8A, required documents, and more.
- [RTO Vehicle: Find Your Vehicle Through Number Plate](https://paytm.com/blog/rto/find-vehicle-details-through-number-plate.md)
  - Published: 2024-11-12
  - Last Modified: 2024-11-12
  - Excerpt: Discover how to check your vehicle details by number plate online through the official VAHAN and Parivahan portals. Access key information like registration, insurance, and more with ease.
- [OLTAS: Pay Direct Taxes Easily ](https://paytm.com/blog/tax/on-line-tax-accounting-system-oltas.md)
  - Published: 2024-07-04
  - Last Modified: 2024-11-08
  - Excerpt: What is the Online Tax Accounting System (OLTAS)? Explore the advantages of OLTAS, how to handle tax refunds through OLTAS, and how to perform challan enquiries using OLTAS.
- [Section 194Q of Income Tax Act: TDS on Goods Purchase](https://paytm.com/blog/tax/section-194q-of-income-tax-act.md)
  - Published: 2024-07-31
  - Last Modified: 2024-11-07
  - Excerpt: Section 194Q of the Income Tax Act is applied on any buyer who pays an amount of Rs. 50,00,000 to a residential seller for the purchase of goods and has a turnover of Rs. 10 Crores within a financial year.
- [Stocks vs Bonds: Understanding the Difference](https://paytm.com/blog/mutual-funds/stocks-vs-bonds.md)
  - Published: 2024-06-07
  - Last Modified: 2024-11-07
  - Excerpt: Stocks refers to when you own a small part of the company, known as a "share” whereas bonds are like loans you give to a company.
- [Snowball Method vs Avalanche Method For Debt Repayment- Which One Should You Choose?](https://paytm.com/blog/mutual-funds/snowball-method-vs-avalanche-method-for-debt-repayment.md)
  - Published: 2024-04-09
  - Last Modified: 2024-11-07
  - Excerpt: With the avalanche method, you pay off the debt with the highest interest rate first; With the snowball method, you start by paying off the smallest debt first.
- [Difference Between DDJAY and PMAY](https://paytm.com/blog/saving-schemes/government-schemes/pmay-ddjay-affordable-housing-schemes.md)
  - Published: 2024-11-06
  - Last Modified: 2024-11-06
  - Excerpt: Learn about PMAY and DDJAY, government initiatives providing affordable housing for low-income families. Get details on eligibility, benefits, and how to apply.
- [What Are Small, Mid and Large Cap Funds In India? ](https://paytm.com/blog/mutual-funds/large-cap-vs-mid-cap-vs-small-cap-funds.md)
  - Published: 2024-04-18
  - Last Modified: 2024-11-04
  - Excerpt: To invest, you must understand the difference between large, mid and small-cap funds. This article will provide more details about mutual funds.
- [What is Tax Avoidance? Is It Different From Tax Evasion?](https://paytm.com/blog/tax/what-is-tax-avoidance.md)
  - Published: 2024-05-27
  - Last Modified: 2024-11-04
  - Excerpt: Tax avoidance involves legally minimizing tax liabilities through strategic planning. ✔ Tax avoidance methods ✔ Differences between tax avoidance and tax evasion
- [Tax on Income from House Property](https://paytm.com/blog/tax/tax-on-income-from-house-property.md)
  - Published: 2024-06-28
  - Last Modified: 2024-11-04
  - Excerpt: What is Income from House Property: Key deductions under the House Property Act, how to calculate Income from House Property and what is the income free from tax on house property?
- [Lighting Up Diwali with Togetherness, Tradition, and Joy at Paytm](https://paytm.com/blog/workplace/lighting-up-diwali-with-togetherness-and-joy-at-paytm.md)
  - Published: 2024-10-30
  - Last Modified: 2024-11-04
  - Excerpt: We embrace the beautiful festival by fostering a vibrant and inclusive atmosphere where every Paytmer feels connected, especially with the return to office mode.
- [Russia May Allow Visa-Free Travel for Indians by 2025Â ](https://paytm.com/blog/passport/visa-free-travel-india-to-russia-2025.md)
  - Published: 2024-10-29
  - Last Modified: 2024-10-29
  - Excerpt: Explore the potential for visa-free travel to Russia for Indian tourists by 2025, enhancing travel ease and boosting cultural connections.
- [Paytm Launches Diwali-themed QR Code to Celebrate the Joy of the Festive Season](https://paytm.com/blog/payments/paytm-launches-diwali-themed-qr-code-to-celebrate-the-joy-of-the-festive-season.md)
  - Published: 2024-10-29
  - Last Modified: 2024-10-29
  - Excerpt: We have launched a Diwali-themed QR to celebrate the spirit of the festive season and deployed the themed QRs across 239 cities
- [How to Generate New ATM Card PIN?](https://paytm.com/blog/atm/how-to-generate-new-atm-card-pin.md)
  - Published: 2022-01-24
  - Last Modified: 2024-10-25
  - Excerpt: Learn how to generate a new ATM PIN via ATMs, SMS, internet banking, or mobile apps. Enhance your card's security with simple, step-by-step instructions.
- [How to Get your Passport Reissued in India?](https://paytm.com/blog/passport/passport-reissued-in-india.md)
  - Published: 2024-07-11
  - Last Modified: 2024-10-25
  - Excerpt: What is Passport Reissue? Learn when it is necessary to get your passport reissued, the steps involved in the process, the documents required to apply in %%currentyear%%, and the fees charged for passport reissue.
- [Integrated Rural Development Program (IRDP)](https://paytm.com/blog/saving-schemes/government-schemes/objectives-of-integrated-rural-development-program-irdp.md)
  - Published: 2024-06-28
  - Last Modified: 2024-10-25
  - Excerpt: IRDP aims to elevate the rural poor above the poverty line by providing them with income-generating assets and skills, promoting self-employment and sustainable development.
- [Cost Inflation Index for Financial Year 2024-25](https://paytm.com/blog/loan/repo-rate/cost-inflation-index-cii.md)
  - Published: 2024-06-28
  - Last Modified: 2024-10-25
  - Excerpt: What is the cost inflation index (CII): Know how to calculate cost inflation index, purpose of cost inflation index, what is the base year for the cost inflation index and why is it important?
- [Creating Meaningful Moments with our ‘Joy of Giving' Initiative](https://paytm.com/blog/workplace/creating-meaningful-moments-with-our-joy-of-giving-initiative.md)
  - Published: 2024-10-25
  - Last Modified: 2024-10-25
  - Excerpt: This festive season, we are redefining the concept of thoughtful gifting with our ‘Joy of Giving' initiative
- [What Is the Money Market: Advantages, Examples and Purpose](https://paytm.com/blog/stock-market/what-is-money-market-examples.md)
  - Published: 2024-10-24
  - Last Modified: 2024-10-24
  - Excerpt: Explore the money market, a sector for short-term lending and borrowing, offering high liquidity and low-risk investments like Treasury bills and certificates of deposit.
- [What are AMCs: Know Their Types and Advantages ](https://paytm.com/blog/investment/types-of-amc-in-india-what-is-amc.md)
  - Published: 2024-10-24
  - Last Modified: 2024-10-24
  - Excerpt: Discover what AMCs (Asset Management Companies) are, their full form, and the 8 types of AMCs in India. Learn how AMCs help manage and grow your investments.
- [10 Best Pension Plans in India: Key Features, Benefits, and More!](https://paytm.com/blog/saving-schemes/government-schemes/top-10-pension-plans-benefits.md)
  - Published: 2024-10-24
  - Last Modified: 2024-10-24
  - Excerpt: Discover the 10 best pension plans in India, their features, and benefits to help you save over time and secure a steady income post-retirement.
- [Paytm Q2FY25: Revenue jumps to ₹1,660 Cr (up 11% QoQ) on Growth in Payments and Financial Services Distribution](https://paytm.com/blog/investor-relations/paytm-revenue-jumps-on-growth-in-payments-and-financial-services-distribution.md)
  - Published: 2024-10-22
  - Last Modified: 2024-10-22
  - Excerpt: We have reported an operating revenue of ₹1,660 Cr, up 11% QoQ and EBITDA of ₹(404) Cr, an improvement of ₹388 Cr QoQ.
- [Prioritising Health and Workplace Comfort Through our Wellness Initiative](https://paytm.com/blog/workplace/prioritising-health-and-workplace-comfort-through-our-wellness-initiative.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: Fostering a healthy and supportive work environment is our priority. As part of our Paytm Swasthya initiative, we recently hosted a webinar on ‘Office Ergonomics' to address the common health challenges.
- [Securities Transaction Tax (STT): Overview, Characteristics, and Applicability](https://paytm.com/blog/tax/what-is-securities-transaction-tax.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: Discover Securities Transaction Tax (STT), its features, applicable securities, and rates affecting your trading decisions in India.
- [Term Loans: Types, Features & Eligibility](https://paytm.com/blog/loan/term-loan-features-benefits-types.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: Discover term loans, their features, benefits, and types. Learn how they can support your financial needs with fixed repayments.
- [What is Base Rate?: Its Meaning, Applicability, Calculation and More!](https://paytm.com/blog/loan/what-is-base-rate-and-how-is-it-calculated.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: Know the meaning of base rate, its role in lending, calculation methods, impacting factors, and its differences from BCLR, MCLR, and repo rate.
- [PMJAY (Ayushman Bharat Yojana): Its Features and  Eligibility](https://paytm.com/blog/saving-schemes/government-schemes/pmjay-ayushman-bharat-yojana-key-features-eligibility.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: PMJAY aims to provide health insurance coverage of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalisation, benefiting over 55 crore Indian citizens.
- [How to Login PMJAY BIS? A Step-by-Step Detailed Guide ](https://paytm.com/blog/saving-schemes/government-schemes/how-to-login-pmjay-bis-portal.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: With the PMJAY BIS portal, identification and eligibility are ensured based on their Socio-Economic Caste Census (SECC) data to avail PMJAY benefits.
- [Top 7 Benefits of Ayushman Bharat Yojana (PMJAY)](https://paytm.com/blog/saving-schemes/government-schemes/top-benefits-of-ayushman-bharat-yojana-pmjay.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: Discover the top 7 benefits of the Ayushman Bharat Yojana (PMJAY), providing vital health coverage for 12 crore families across India.
- [Ayushman Card: Easy Guide to Checking Your Eligibility Online](https://paytm.com/blog/saving-schemes/government-schemes/how-to-check-ayushman-card-eligibility-online.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: To check Ayushman card eligibility online, you can visit visit the official Ayushman Bharat website and also check through Paytm App.
- [Ayushman Bharat Yojana for Senior Citizens: Meaning, Benefits and Eligibility](https://paytm.com/blog/saving-schemes/government-schemes/ayushman-bharat-yojana-for-senior-citizens.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: Ayushman Bharat PMJAY now offers Rs. 5 lakh in annual health insurance to all senior citizens aged 70 and above, benefitting around 4.5 crore families.
- [No Passport, No Problem: Countries Indians Can Visit Without Passport](https://paytm.com/blog/passport/countries-to-visit-by-indians-without-passport.md)
  - Published: 2024-10-18
  - Last Modified: 2024-10-18
  - Excerpt: Indian citizens can now travel to Nepal and Bhutan without needing a passport. Read on to learn more about the documents required and other essential details.
- [Empowering a Safer Digital Future: Paytm's Commitment to Cybersecurity Awareness](https://paytm.com/blog/fraud-safety/paytms-commitment-to-cybersecurity-awareness.md)
  - Published: 2024-10-16
  - Last Modified: 2024-10-16
  - Excerpt: The Gurugram Police, Paytm, with Paytm Payment Services Limited and Give Back to Gurugram, conducted a Cyber Crime Awareness & Prevention event at Cyber Hub, Gurugram.
- [Supporting New Dads to Connect With their Little Ones](https://paytm.com/blog/workplace/supporting-new-dads-to-connect-with-their-little-ones.md)
  - Published: 2024-10-11
  - Last Modified: 2024-10-15
  - Excerpt: One of our most meaningful initiatives is our family-friendly leave policy, designed to support Paytmers during key life moments, including marriage, maternity, paternity and bereavement leaves.
- [Discounts of up to ₹5,000 for flight booking with Paytm and Axis Bank's  ‘Last Minute Deals' Diwali Sale](https://paytm.com/blog/travel/last-minute-flight-deals-paytm-axis-bank-diwali-sale.md)
  - Published: 2024-10-14
  - Last Modified: 2024-10-14
  - Excerpt: This exclusive sale is available for Paytm users from October 13 to October 31, marking the first-ever campaign that offers exciting discounts for bookings made less than 15 days before departure, perfect for last-minute travellers
- [Paytm Travel wins ET MarTech+ Awards 2024 for ‘Free Flight Tickets to Ayodhya' campaign](https://paytm.com/blog/awards/paytm-travel-wins-et-martech-awards-2024-for-free-flight-tickets-to-ayodhya-campaign.md)
  - Published: 2024-10-09
  - Last Modified: 2024-10-09
  - Excerpt: We are excited to share that our ‘Free Flight Tickets to Ayodhya' campaign has been recognised in the ‘Travel, & Tourism' category at the ET MarTech+ Awards 2024 in Gurgaon. 
- [Paytm Deploys Card Machines at Krishi Mandis Across Madhya Pradesh, Empowering Farmers with Digital Payments and Enhancing Financial Inclusion](https://paytm.com/blog/payments/paytm-deploys-card-machines-at-krishi-mandis-across-madhya-pradesh-empowering-farmers-with-digital-payments-and-enhancing-financial-inclusion.md)
  - Published: 2024-10-04
  - Last Modified: 2024-10-04
  - Excerpt: We have announced the deployment of 800 Paytm EDC devices (card machines) across 42 Krishi Mandis in Madhya Pradesh.
- [Paytm Wins at E4M Real Time Programmatic Advertising Awards 2024 for Most Innovative Use of Machine Learning in Programmatic category](https://paytm.com/blog/awards/paytm-wins-at-e4m-real-time-programmatic-advertising-awards.md)
  - Published: 2024-09-30
  - Last Modified: 2024-09-30
  - Excerpt: Paytm has been recognised at the E4M Real Time Programmatic Advertising Awards 2024, winning the prestigious award for the Most Innovative Use of Machine Learning in Programmatic category for our Freedom Festival Campaign.
- [Enhancing a Culture of Growth for Every Paytmer with Timely Feedback](https://paytm.com/blog/workplace/enhancing-a-culture-of-growth-for-every-paytmer-with-timely-feedback.md)
  - Published: 2024-09-27
  - Last Modified: 2024-09-27
  - Excerpt: With this belief that leadership is not just a role but an opportunity to make a profound impact, we keep engaging and taking feedback from Paytmers at their specific milestones.
- [Leading the Way in Sustainability – Wins ESG Impact Leader of the Year & Best ESG Initiative to Reduce Carbon Footprint Awards at ESG & CleanTech Summit & Awards 2024](https://paytm.com/blog/sustainability/wins-esg-impact-leader-of-the-year-best-esg-initiative-to-reduce-carbon-footprint-awards-at-esg-cleantech-awards.md)
  - Published: 2024-09-26
  - Last Modified: 2024-09-26
  - Excerpt: We are thrilled to announce that Paytm has been honored with two prestigious awards at the ESG & CleanTech Summit & Awards 2024 — ESG Impact Leader of the Year and Best ESG Initiative to Reduce Carbon Footprint in Mumbai.
- [Paytm's Commitment to Education and Empowerment Wins Big at 11th CSR Summit & Awards 2024](https://paytm.com/blog/awards/paytms-commitment-to-education-and-empowerment-wins-big-at-11th-csr-summit-awards.md)
  - Published: 2024-09-18
  - Last Modified: 2024-09-26
  - Excerpt: We are thrilled to announce that our voluntary initiative – Financial Literacy and our project Shikshit Bharat have been recognised at the 11th Edition Corporate Social Responsibility Summit & Awards 2024 in New Delhi.
- [Everything You Need to Know About Occupancy Certificate](https://paytm.com/blog/loan/what-is-occupancy-certificate.md)
  - Published: 2024-04-08
  - Last Modified: 2024-09-25
  - Excerpt: A Certificate of Occupancy is a document from the local government confirming that a new building is safe and meets all regulations. It's needed for getting utilities like water and electricity, and for buying, selling, or getting a loan on a property.
- [Paytmers Unite to Lead Special Awareness Initiative for Young Minds on India's UNESCO Heritage](https://paytm.com/blog/corporate-social-responsibility/paytmers-unite-to-lead-special-awareness-initiative-for-young-minds-on-indias-unesco-heritage.md)
  - Published: 2024-09-25
  - Last Modified: 2024-09-25
  - Excerpt: In collaboration with CHETNA NGO, our CSR arm Paytm Foundation recently organised a special awareness session focused on India's UNESCO heritage sites.
- [Understanding Sharpe Ratio with Examples](https://paytm.com/blog/investment/understanding-sharpe-ratio-with-examples.md)
  - Published: 2024-09-16
  - Last Modified: 2024-09-24
  - Excerpt: Sharpe ratio is a metric that measures risk-adjusted return, helping investors assess how much return they receive for each unit of risk.
- [What Are Assets and Liabilities? Meaning, Types and Differences](https://paytm.com/blog/investment/assets-vs-liabilities-meaning-types-differences.md)
  - Published: 2024-09-18
  - Last Modified: 2024-09-24
  - Excerpt: Discover the key differences between assets and liabilities, their types, and how they impact a company's financial health.
- [Effect of Inflation on Your Investment and Ways to Protect It](https://paytm.com/blog/investment/effect-of-inflation-on-investment-and-protection-strategies.md)
  - Published: 2024-09-24
  - Last Modified: 2024-09-24
  - Excerpt: Discover how inflation affects your investments and learn effective strategies to protect your portfolio from rising prices.
- [How to do Airtel Online Recharge?](https://paytm.com/blog/recharge/guide-to-make-airtel-recharge-online.md)
  - Published: 2021-10-01
  - Last Modified: 2024-09-23
  - Excerpt: Airtel recharge online: Know how to recharge Airtel number online through Patym website or app, Check the benefits to recharge Airtel number.
- [Easy Guide to BSNL Recharge Online](https://paytm.com/blog/recharge/mobile-prepaid/bsnl-recharge-online-step-by-step-guide.md)
  - Published: 2021-11-18
  - Last Modified: 2024-09-23
  - Excerpt: BSNL recharge online: Know how to recharge BSNL number online through Patym website or app. Check the benefits to recharge BSNL too.
- [How to Make Jio Recharge Online?](https://paytm.com/blog/recharge/mobile-prepaid/how-to-make-jio-recharge-online-guide-to-jio-recharge.md)
  - Published: 2021-11-18
  - Last Modified: 2024-09-20
  - Excerpt: How to make Jio recharge online: Check the steps to make Jio recharge online through Patym website or app, benefits of recharge Jio number online & offers.
- [Easy Guide to Recharge Mumbai Metro Card Online](https://paytm.com/blog/recharge/metro-card/how-to-recharge-mumbai-metro-card-online.md)
  - Published: 2022-12-20
  - Last Modified: 2024-09-20
  - Excerpt: Know the steps to recharge Mumbai metro card online with Paytm App or website. Check the advantages of using Paytm for Mumbai Metro Recharge online.
- [How to Pay NBPDCL Bills Online?](https://paytm.com/blog/bill-payments/electricity-bills/how-to-pay-nbpdcl-bills-online.md)
  - Published: 2021-11-18
  - Last Modified: 2024-09-20
  - Excerpt: NBPDCL customers can easily pay their electricity bills online using the Paytm app or website. Just enter your CA number, choose Bihar as the state, and pick a payment method. Enjoy cashback offers.
- [A Day of Smiles and Inspiration – Shaping the Future of Bright Young Minds](https://paytm.com/blog/corporate-social-responsibility/a-day-of-smiles-and-inspiration.md)
  - Published: 2024-09-20
  - Last Modified: 2024-09-20
  - Excerpt: Paytmers spent a meaningful day with children from economically disadvantaged backgrounds in Noida in collaboration with CHETNA NGO (Childhood Enhancement through Training and Action).
- [How to Pay APEPDCL Electricity Bill Online?](https://paytm.com/blog/bill-payments/electricity-bills/everything-about-apepdcl-online-electricity-bill-payment.md)
  - Published: 2021-11-18
  - Last Modified: 2024-09-19
  - Excerpt: Pay your APEPDCL electricity bill online via Paytm by entering your service number, selecting Andhra Pradesh, and choosing a payment method. Enjoy fast, secure payments with cashback rewards.
- [Loan Prepayment Charges and How They Affect You?](https://paytm.com/blog/loan/loan-prepayment-charges-impact.md)
  - Published: 2024-09-18
  - Last Modified: 2024-09-19
  - Excerpt: Prepayment charges or penalty are imposed by lenders on borrowers for early loan repayment for home loans, personal loans etc.
- [How to Dissolve a Partnership Firm?](https://paytm.com/blog/tax/how-to-dissolve-a-partnership-firm.md)
  - Published: 2024-09-18
  - Last Modified: 2024-09-18
  - Excerpt: Partnership firms can be dissolved under various circumstances including dissolution by agreement, compulsory dissolution etc.
- [A Simplified Guide to Tax Deductions Under Section 80GGB](https://paytm.com/blog/income-tax/tax-deductions-under-section-80ggb.md)
  - Published: 2024-09-17
  - Last Modified: 2024-09-17
  - Excerpt: Know more about meaning, eligibility criteria of Section 80GGB alongwith the tax deductions, exemptions and contributions under this section.
- [Khadya Sathi Scheme: Eligibility, Benefits, Procedure and Forms](https://paytm.com/blog/saving-schemes/government-schemes/khadya-sathi-scheme-eligibility-benefits.md)
  - Published: 2024-09-17
  - Last Modified: 2024-09-17
  - Excerpt: Khadya Sathi Scheme aims to provide food grains such as wheat and rice to everyone in the state irrespective of any inequality.
- [What Is an e-Passport in India? It's Features & Benefits for Citizens](https://paytm.com/blog/passport/what-is-e-passport-india-features-benefits.md)
  - Published: 2024-09-16
  - Last Modified: 2024-09-16
  - Excerpt: Discover what an e-passport is and how it enhances security with biometric data. Learn its benefits like faster immigration checks and how to apply for it.
- [Supporting Future Engineers: Paytm Foundation Grants Scholarships to 24 Aspiring Students](https://paytm.com/blog/corporate-social-responsibility/paytm-foundation-grants-scholarships-to-24-aspiring-students.md)
  - Published: 2024-09-13
  - Last Modified: 2024-09-15
  - Excerpt: Paytm Foundation has partnered with Scaler Foundation for the fiscal year 2023-24, offering scholarships to 24 aspiring engineering students over the next four financial years
- [‘We Trust Paytm': Here's How Shareholders Applauded, Showed Confidence in our Leadership and Their Vision](https://paytm.com/blog/investor-relations/heres-how-shareholders-applauded-showed-confidence-in-our-leadership.md)
  - Published: 2024-09-12
  - Last Modified: 2024-09-12
  - Excerpt: At our 24th Annual General Meeting (AGM), the unwavering support from our shareholders reaffirmed our mission to bring half a billion Indians into the mainstream economy through technology.
- [Focus on Core Payments Business to Build a Sustainable, Cash Flow-Generating, Profitable Company – Key Takeaways from our 24th AGM](https://paytm.com/blog/investor-relations/key-takeaways-from-our-24th-agm.md)
  - Published: 2024-09-12
  - Last Modified: 2024-09-12
  - Excerpt: Our 24th Annual General Meeting kicked off with the management sharing exciting insights into our growth journey and future aspirations, followed by an overwhelmingly positive response from shareholders.
- [Spreading Joy, Building Bond with underprivileged children on Rashtriya Khel Diwas](https://paytm.com/blog/corporate-social-responsibility/spreading-joy-building-bond-with-underprivileged-children.md)
  - Published: 2024-09-11
  - Last Modified: 2024-09-11
  - Excerpt: In line with this philosophy, our CSR arm Paytm Foundation recently launched a new Community Volunteering Initiative starting from August 24 to September 28.
- [Paytm Foundation Supports Anganwadi Centers During National Nutrition Week Event](https://paytm.com/blog/corporate-social-responsibility/paytm-foundation-supports-anganwadi-centers-during-national-nutrition-week-event.md)
  - Published: 2024-09-10
  - Last Modified: 2024-09-10
  - Excerpt: In celebration of National Nutrition Week, Uttar Pradesh Governor Anandiben Mafatbhai Patel visited Sharda University in Greater Noida on September 6, 2024
- [9 Tips to Use Your Credit Card Wisely & Efficiently](https://paytm.com/blog/credit-card/how-to-use-your-credit-card-wisely.md)
  - Published: 2023-07-06
  - Last Modified: 2024-09-09
  - Excerpt: This guide is a one-stop solution for people to learn how to use a credit card for the first time in credible and intelligent ways.
- [How to Make Credit Card Bill Payment- Easy Online and Offline Methods](https://paytm.com/blog/credit-card/credit-card-bill-payment.md)
  - Published: 2021-11-11
  - Last Modified: 2024-09-09
  - Excerpt: Make your credit card bill payment through online and offline ways such as through mobile payments apps like Paytm, Internet Banking, etc.
- [A Glimpse of Active August: Our Take at a Desk-Friendly Yoga Session](https://paytm.com/blog/workplace/a-glimpse-of-active-august-our-take-at-a-desk-friendly-yoga-session.md)
  - Published: 2024-09-05
  - Last Modified: 2024-09-09
  - Excerpt: To address this, Paytm Swasthya organised the Active August Virtual Class series, dedicated to promoting wellness even during the busiest of workdays.
- [What is RRN Number on Paytm App: A Simple Guide](https://paytm.com/blog/paytm-help/rrn-number-on-paytm-app.md)
  - Published: 2024-07-24
  - Last Modified: 2024-09-06
  - Excerpt: What is the RRN number in UPI: Understanding the Paytm RRN number, how to find the RRN number on Paytm, and the importance of the RRN number. Read the blog for more details.
- [Paytm launches Travel Carnival Sale for Ganesh Chaturthi; offers exclusive discounts on flight, train and bus tickets](https://paytm.com/blog/travel/paytm-launches-travel-carnival-sale-for-ganesh-chaturthi.md)
  - Published: 2024-09-05
  - Last Modified: 2024-09-05
  - Excerpt: We have launched Paytm Travel Carnival Sale from September 5th to 9th, offering users exclusive discounts on flight, train, and bus tickets.
- [Paytm Foundation Launches Community Volunteering Initiative to Build a Better Tomorrow for Underprivileged Youth](https://paytm.com/blog/corporate-social-responsibility/paytm-foundation-launches-community-volunteering-initiative-to-build-a-better-tomorrow.md)
  - Published: 2024-08-30
  - Last Modified: 2024-09-05
  - Excerpt: We are thrilled to announce the launch of a new volunteering initiative under our CSR arm Paytm Foundation.
- [How to Earn ₹1 Crore with SIP? The Only Guide You Need](https://paytm.com/blog/mutual-funds/sip/how-to-earn-1-crore-with-sip.md)
  - Published: 2024-08-28
  - Last Modified: 2024-09-03
  - Excerpt: Learn what SIP is, why to invest, and how to earn ₹1 crore through it. Explore diversification, timelines, costs, and key tips with Paytm SIP calculator
- [8-4-3 Rule of Compounding Simplified](https://paytm.com/blog/investment/8-4-3-rule-compounding-simplified.md)
  - Published: 2024-08-28
  - Last Modified: 2024-09-02
  - Excerpt: Learn about the 8-4-3 Rule of Compounding, a simple method to enhance your investment growth. Discover how this rule can boost your savings and financial future.
- [How to Make MSPDCL Prepaid Recharge Online?](https://paytm.com/blog/bill-payments/electricity-bills/guide-to-make-mspdcl-prepaid-recharge-online.md)
  - Published: 2021-12-06
  - Last Modified: 2024-08-30
  - Excerpt: Know the whole process of recharging your MSPDCL account online by following a few simple steps. Continue reading the blog to know all steps.
- [Mahanagar Gas Bill Payment: A Step-by-Step Guide](https://paytm.com/blog/bill-payments/gas-bills/mahanagar-gas-bill-payment-all-you-need-to-know.md)
  - Published: 2021-12-06
  - Last Modified: 2024-08-30
  - Excerpt: Learn how to easily pay your Mahanagar Gas bills online by following step-by-step instructions for quick and convenient payments through the Paytm app or website in %%currentyear%%.
- [How To Make BWSSB Water Bill Payment Online](https://paytm.com/blog/bill-payments/water-bills/bwssb-bill-payment-how-to-make-online-bill-payment.md)
  - Published: 2021-11-18
  - Last Modified: 2024-08-30
  - Excerpt: Know a complete guide to pay BWSSB water bills Online through Paytm website or app. Check the step-by-step process & advantages to pay BWSSB water bill online in %%currentyear%%.
- [Paytm Refer & Win: Know How to Refer and Earn Exciting Cashback](https://paytm.com/blog/paytm-help/what-is-paytms-refer-earn-scheme.md)
  - Published: 2021-12-27
  - Last Modified: 2024-08-30
  - Excerpt: What is Paytm refer & win, how does it work, how to use Paytm refer & win, who can refer to Paytm, what rewards can you earn by referring friends to Paytm, how to check your earned cashback.
- [What Is a Personal Loan Overdraft Facility and Should You Go For It?](https://paytm.com/blog/loan/personal-loan/personal-loan-overdraft-facility-benefits-guide.md)
  - Published: 2024-08-28
  - Last Modified: 2024-08-30
  - Excerpt: Understand the Personal Loan Overdraft Facility: how it works, types, fees, eligibility, and when to use it. Check how to manage cash flow gaps.
- [What is a Mutual Fund Portfolio? How to Check Yours on Paytm?](https://paytm.com/blog/mutual-funds/mutual-fund-portfolio-check-on-paytm.md)
  - Published: 2024-08-28
  - Last Modified: 2024-08-30
  - Excerpt: Learn how to check your mutual fund portfolio on Paytm, understand its performance, and make informed investment decisions to achieve financial success.
- [What is a PF Account Number and How to Check It?](https://paytm.com/blog/epf/check-pf-account-number-epf-customer-care-number.md)
  - Published: 2022-07-15
  - Last Modified: 2024-08-29
  - Excerpt: What is PF number - Check PF account number, EPF customer care number, PF account number format, its importance and EPFO member portal services.
- [Paytm Health Insurance Buying Guide](https://paytm.com/blog/insurance/health-insurance/paytm-health-insurance-buying-guide.md)
  - Published: 2024-08-28
  - Last Modified: 2024-08-28
  - Excerpt: Explore Paytm Health Insurance: coverage, benefits, how to buy, eligibility, claims, and premium calculation. Secure your health with the right plan.
- [Annual Report FY24: Paytm Founder Reaffirms Commitment to Long-Term Profitability, Strives to Become Long-term Free Cash-generating Company](https://paytm.com/blog/investor-relations/paytm-founder-reaffirms-commitment-to-long-term-profitability.md)
  - Published: 2024-08-23
  - Last Modified: 2024-08-23
  - Excerpt: Our Annual Report for FY24 is here — a year of significant learnings for us here at Paytm, yet staying true to our brand values of resilience, courage and humility.  
- [Paytm Q1 FY 2025 reports operating revenue of Rs 1,502 Cr; Merchant Payment Metrics Rebound, Consumer Metrics Stable](https://paytm.com/blog/investor-relations/paytm-q1fy2025-reports-operating-revenue-of-rs1502cr.md)
  - Published: 2024-07-19
  - Last Modified: 2024-08-22
  - Excerpt: The financial results of the company are in line with the guidance provided during the previous quarter. 
- [Understand Section 80TTA: Meaning, Eligibility and More](https://paytm.com/blog/tax/section-80tta.md)
  - Published: 2024-08-16
  - Last Modified: 2024-08-16
  - Excerpt: What is section 80TTA of the income tax act: Eligibility criteria, types of interest income allowed, types of interest income not allowed, and how to claim section 80TTA.
- [Section 194A of Income Tax Act: Your Guide to Understand TDS on Interest Income](https://paytm.com/blog/income-tax/section-194a-of-income-tax.md)
  - Published: 2024-08-16
  - Last Modified: 2024-08-16
  - Excerpt: Understand Section 194A of the Income Tax Act in detail including the rules of TDS on interest income, its limits and conditions, deduction rates, and various exemptions.
- [What is Surcharge on Income Tax? How to Calculate Your Marginal Relief?](https://paytm.com/blog/income-tax/surcharge-on-income-tax.md)
  - Published: 2024-08-14
  - Last Modified: 2024-08-16
  - Excerpt: What is surcharge on income tax and how to calculate your marginal relief, current surcharge rates for taxpayers, what is marginal relief in income tax?
- [HSN Code: Meaning, Applicability & HSN Code Finder](https://paytm.com/blog/tax/what-is-hsn-code-applicability-finder.md)
  - Published: 2024-08-14
  - Last Modified: 2024-08-16
  - Excerpt: HSN Code is a 6 digit code to classify the goods under GST. The HSN code list is on the GST portal. Read on to know more.
- [What is Input Tax Credit Under GST- Conditions, Eligibility and Example](https://paytm.com/blog/tax/what-is-input-tax-credit-under-gst.md)
  - Published: 2024-08-14
  - Last Modified: 2024-08-16
  - Excerpt: Input Tax Credit: Know the meaning of input tax credit with example, who is eligible to claim ITC and conditions to claim ITC in %%currentyear%%.
- [What is Inheritance Tax Meaning? When is it Imposed on the Property?](https://paytm.com/blog/income-tax/what-is-inheritance-tax-in-india.md)
  - Published: 2024-08-14
  - Last Modified: 2024-08-16
  - Excerpt: The tax imposed on the transfer of property of a deceased person to his heir is known as Inheritance Tax. As of now, there is no Inheritance tax in India.
- [Paytm wins ‘CSR Environment Protection Awareness' accolade for ‘Clear Air' initiative at CSR Health Impact Awards 2024](https://paytm.com/blog/workplace/paytm-wins-csr-environment-protection-awareness-accolade-for-clear-air-initiative-at-csr-health-impact-awards-2024.md)
  - Published: 2024-08-16
  - Last Modified: 2024-08-16
  - Excerpt: This prestigious accolade highlights our unwavering commitment to sustainability and responsible business practices.
- [Celebrating Freedom, Positivity, Growth and Togetherness at Paytm this Independence Day](https://paytm.com/blog/workplace/celebrating-freedom-positivity-growth-and-togetherness.md)
  - Published: 2024-08-16
  - Last Modified: 2024-08-16
  - Excerpt: This Independence Day was no exception, as the spirit of patriotism filled our hearts and our office.
- [What is National Pension Scheme, Benefits, Eligibility and Returns](https://paytm.com/blog/saving-schemes/what-is-national-pension-scheme.md)
  - Published: 2024-06-04
  - Last Modified: 2024-08-14
  - Excerpt: What is the National Pension Scheme (NPS): Key features of NPS, who can join NPS, account types in NPS, how to enroll in NPS, benefits of NPS, withdrawal and exit rules.
- [Section 194i: Understanding TDS on Rent](https://paytm.com/blog/tax/section-194i.md)
  - Published: 2024-05-31
  - Last Modified: 2024-08-14
  - Excerpt: Section 194I mandates the deduction of TDS on rental income. Know about TDS on rent, applicability of section 194I, documentation & key provisions of section 194I
- [Paytm Travel Launches Independence Day Carnival with Exclusive Discounts of up to 25% on Flight, Train, Bus Bookings](https://paytm.com/blog/travel/paytm-travel-launches-independence-day-carnival-with-exclusive-discounts-of-up-to-25-on-flight-train-bus-bookings.md)
  - Published: 2024-08-12
  - Last Modified: 2024-08-12
  - Excerpt: We have announced a Paytm Travel Carnival from August 10–20. Celebrating Independence Day, the carnival offers unbeatable discounts of 12-25% on booking flight, bus, and train tickets. For this, we have partnered with leading banks to offer significant discounts on flight and bus bookings. ICICI Bank users can take advantage of promo code ‘ICICICC' for a flat 12% discount up to ₹1,800 on domestic flights, and a flat 10% discount up to ₹5,000 on international flights, using the code ‘ICICIIF'. Similarly, Bank of Baroda customers can use promo codes ‘BOBSALE' and ‘INTBOBSALE' to enjoy a flat 15% discount up to ₹1,500…
- [Paytm Foundation distributes 67 Oxygen Concentrators to Bramharashtra Ekam Vishwa Mahaangh in Varanasi](https://paytm.com/blog/sustainability/paytm-foundation-distributes-67-oxygen-concentrators-to-bramharashtra-ekam-vishwa-mahaangh-in-varanasi.md)
  - Published: 2024-08-09
  - Last Modified: 2024-08-12
  - Excerpt: In collaboration with the Trust, we also donated two oxygen concentrators each to the Government Post Graduate Ayurvedic College and Hospital in Dhoopchandi, Chaukaghat, and to the Commissionerate in Varanasi, Uttar Pradesh
- [How to Generate a Debit Card PIN in a Few Easy Steps?](https://paytm.com/blog/debit-card/how-to-generate-debit-card-pin.md)
  - Published: 2021-10-21
  - Last Modified: 2024-08-09
  - Excerpt: You can generate a debit card PIN using ATMs, net banking, phone banking, and more. Read on to learn how to generate your debit card PIN.
- [How to Transfer Money From Credit Card to Bank Account?](https://paytm.com/blog/credit-card/transfer-money-from-credit-card-to-bank.md)
  - Published: 2021-10-18
  - Last Modified: 2024-08-09
  - Excerpt: Step by step guide on how to transfer money from credit card to bank account via both ways, online and offline. Also know why it is risky.
- [What is Cyber Fraud Protection Plan On Paytm and How to Get It?](https://paytm.com/blog/insurance/cyber-fraud-protection-plan-on-paytm.md)
  - Published: 2024-08-02
  - Last Modified: 2024-08-02
  - Excerpt: Cyber fraud protection plan on Paytm: What it is and how you can secure it for yourself. Who should buy the cyber fraud protection plan, its features, types of cyber insurance, and how to file a Paytm cyber fraud protection plan claim.
- [Guide to Selecting an AC with Low Power Consumption](https://paytm.com/blog/bill-payments/electricity-bills/how-to-select-the-best-ac-with-low-power-consumption.md)
  - Published: 2021-11-24
  - Last Modified: 2024-08-02
  - Excerpt: Choose the best ac with low power consumption by following the basic tips written in the blog. Also understand what a suitable size of AC for your home is.
- [Section 80DDB Deduction की लिमिट, बीमारियाँ, सर्टिफिकेट और भी बहुत कुछ जाने](https://paytm.com/blog/tax/hindi-section-80ddb.md)
  - Published: 2024-08-01
  - Last Modified: 2024-08-01
  - Excerpt: Section 80DDB: जानें कि Section 80DDB deduction के लिए कौन-कौन सी बीमारियाँ पात्र हैं, कौन इस deduction का दावा कर सकता है, deduction की limit, आवश्यक दस्तावेज और प्रमाण, और 80डीडीबी certificate कैसे प्राप्त करें।
- [Section 80DDB Deduction Limit, Diseases Covered, Certificate & More](https://paytm.com/blog/tax/section-80ddb.md)
  - Published: 2024-08-01
  - Last Modified: 2024-08-01
  - Excerpt: Section 80DDB: Learn about the list of diseases eligible for 80DDB deduction, who can claim this deduction, the deduction limits, necessary documentation and proof, and how to obtain an 80DDB certificate.
- [Prioritising Well-being and Mental Health: Insights from our Swasthya Health Webinar](https://paytm.com/blog/workplace/prioritising-well-being-and-mental-health.md)
  - Published: 2024-07-29
  - Last Modified: 2024-07-29
  - Excerpt: we recently organised a webinar session on the ‘Effect of Digestive System on Mental Health' under the Paytm Swasthya initiative
- [UAN Registration Online & UAN Activation Process](https://paytm.com/blog/epf/uan-registration-online-and-uan-activation-process.md)
  - Published: 2022-08-18
  - Last Modified: 2024-07-26
  - Excerpt: UAN registration online & uan number activation process: Check steps for UAN registration & activation, required documents and steps to link aadhaar with UAN & PF.
- [How to Apply for a PAN Card Easily - A Step by Step Guide](https://paytm.com/blog/pan-card/how-to-apply-for-a-pan-card.md)
  - Published: 2021-07-16
  - Last Modified: 2024-07-26
  - Excerpt: Apply for a PAN Card: Know how to apply for a pan card online through NSDL and through UTIITSL, Also know the steps to apply for Pan card offline.
- [What is Ayushman Bharat Digital Health Account (ABHA) and How to Create a Health ID?](https://paytm.com/blog/insurance/health-insurance/what-is-ayushman-bharat-health-account-health-id-know-its-benefits.md)
  - Published: 2022-03-02
  - Last Modified: 2024-07-25
  - Excerpt: Ayushman Bharat Digital Health Account (ABHA Number): Know the key features and benefits of ABHA Number, components of ayushman bharat digital mission, create Your ABHA number on Paytm or official website and helpline number.
- [What Happens if You Don't File Your ITR on Time?](https://paytm.com/blog/income-tax/what-happens-if-you-dont-file-itr-on-time.md)
  - Published: 2023-07-21
  - Last Modified: 2024-07-25
  - Excerpt: Know what the consequences of missing the ITR deadline for FY 2023-24 AY 2024-25, how to file a belated income tax return, revised return, updated return and defective return.
- [Mobile Money Identifier (MMID) for Interbank Fund Transfer](https://paytm.com/blog/money-transfer/mmid-mobile-money-identifier-interbank-fund-transfer.md)
  - Published: 2022-12-14
  - Last Modified: 2024-07-25
  - Excerpt: What is MMID? Understand the meaning of mobile money identifier ✓importance of MMID in banking ✓generate MMID ✓use MMID for Interbank funds transfer.
- [How to Unblock an ATM Card: A Step-by-Step Guide](https://paytm.com/blog/atm/how-to-unblock-an-atm-card.md)
  - Published: 2021-09-08
  - Last Modified: 2024-07-25
  - Excerpt: Know the Step-by-Step Guide to Unblock an ATM Card through Bank, SMS, Call, Automatically and online in %%currentmonth%% %%currentyear%%
- [What is the Difference Between a 3-Star AC and 5-Star AC?](https://paytm.com/blog/bill-payments/electricity-bills/difference-between-3-star-ac-5-star-ac.md)
  - Published: 2021-11-24
  - Last Modified: 2024-07-25
  - Excerpt: Explore the differences between 3 Star and 5 Star AC to help you make an informed decision. Check out how to calculate and reduce AC power consumption in a few easy steps.
- [How to Add Your Shop Details and Location on Google Maps?](https://paytm.com/blog/loan/merchant-loan/add-shop-details-and-location-on-google-maps.md)
  - Published: 2024-05-09
  - Last Modified: 2024-07-25
  - Excerpt: Adding your business to Google Maps is a crucial step. Let's explore how you can easily add your business to Google Maps in just a few simple steps.
- [Why Is the GST Portal Not Working? 5 Common Reasons](https://paytm.com/blog/tax/reasons-why-gst-portal-is-not-working.md)
  - Published: 2024-07-24
  - Last Modified: 2024-07-24
  - Excerpt: GST Portal Not Working: Know the 5 Common Reasons why is the GST website not working today, what can you do to resolve errors on the GST website.
- [Paytm Shines at E4M's Indian Digital Marketing Awards 2024 with Wins in Best Digital Innovation and Most Effective Consumer App categories](https://paytm.com/blog/workplace/paytm-shines-at-e4ms-indian-digital-marketing-awards-2024.md)
  - Published: 2024-07-24
  - Last Modified: 2024-07-24
  - Excerpt: Paytm Pocket Soundbox bagged 'Gold' in the Best Digital Innovation category, while our Freedom Festival Campaign won 'Silver' in the Most Effective App for Consumer category
- [What is Platform Fee in Paytm? Let's Try to Understand](https://paytm.com/blog/paytm-help/platform-fee-in-paytm.md)
  - Published: 2024-07-23
  - Last Modified: 2024-07-23
  - Excerpt: Platform Fee in Paytm: Understand the Meaning of Platform Fee, What It Means for Consumers, What the Platform Fee in Paytm Is, and the Services Under Which You'll Have to Pay It.
- [Paytm Partners with Axis Bank to Offer POS Solutions and EDC Devices to Merchant Network](https://paytm.com/blog/payments/paytm-partners-with-axis-bank-to-offer-pos-solutions-and-edc-devices-to-merchant-network.md)
  - Published: 2024-07-23
  - Last Modified: 2024-07-23
  - Excerpt: We have partnered with Axis Bank, one of India's largest private sector banks to provide POS solutions and EDC devices (card machines) to the Bank and its merchant network. This collaboration is set to transform the merchant acquiring business by harnessing advanced technology to optimise business operations and elevate customer satisfaction. Our EDC devices (card machines) come equipped with a robust suite of features designed to streamline operations and drive business growth. The integrated software (with these devices) offers complete store management services, including inventory management, invoice generation, promotions and discounts, sales tracking and reporting, CRM, and more. This POS solution…
- [Key Takeaways from our Earnings Call for Q1FY25: Showcasing Resilience and Rebounding Back ](https://paytm.com/blog/investor-relations/key-takeaways-from-our-earnings-call-for-q1fy25.md)
  - Published: 2024-07-19
  - Last Modified: 2024-07-19
  - Excerpt: Our consumer base remained stable during the June-end quarter, representing sustained loyalty of our users to Paytm's platform.  
- [FlixBus Announces Strategic Partnership with India's Leading Travel Aggregator Paytm, to Expand Distribution Network](https://paytm.com/blog/travel/flixbus-announces-strategic-partnership-with-indias-leading-travel-aggregator-paytm-to-expand-distribution-network.md)
  - Published: 2024-07-18
  - Last Modified: 2024-07-18
  - Excerpt: FlixBus, a global leader in affordable and sustainable travel, which entered India earlier this year, has now announced a strategic partnership with us. Paytm, India's leading travel aggregator, looks to revolutionise intercity bus travel in India, by making FlixBus tickets available directly through the Paytm app. The partnership simplifies access to intercity travel, enhancing convenience for Indian travellers and making road travel more accessible.  Travel remains a core business for Paytm, and this partnership with FlixBus aligns seamlessly with the company’s ambitions to enhance and diversify its travel offerings.  As FlixBus aims to become one of the largest intercity bus services in…
- [Down Payment for Home Loan: How Much You Need?](https://paytm.com/blog/loan/home-loan/down-payment-for-home-loan.md)
  - Published: 2024-07-18
  - Last Modified: 2024-07-18
  - Excerpt: Learn all about down payments for home loans, including how much down payments are required for home loan, tips to save funds for a down payment and benefits of down payment.
- [Building an Inclusive Future and an Equitable Work Culture at Paytm](https://paytm.com/blog/workplace/building-an-inclusive-future-and-an-equitable-work-culture-at-paytm.md)
  - Published: 2024-07-15
  - Last Modified: 2024-07-15
  - Excerpt: Our employer brand strategies are crafted from a multitude of elements, encompassing policies, programs, rewards, and perks designed to give the best to both prospective candidates and current employees.
- [Paytm Bags ET Shark Awards 2024 for ‘India Kahe Paytm Karo' campaign](https://paytm.com/blog/workplace/paytm-bags-et-shark-awards-2024-for-india-kahe-paytm-karo-campaign.md)
  - Published: 2024-07-15
  - Last Modified: 2024-07-15
  - Excerpt: Our ad campaign ‘India Kahe Paytm Karo' highlighted how we have become integral to India's diverse landscape.
- [Paytm Travel wins BW Merit Awards 2024 for ‘Free Flight Tickets to Ayodhya' campaign](https://paytm.com/blog/workplace/paytm-travel-wins-bw-merit-awards-2024.md)
  - Published: 2024-07-05
  - Last Modified: 2024-07-08
  - Excerpt: our ‘Free Flight Tickets to Ayodhya' campaign has been recognised in the ‘Travel, Tourism & Leisure' category at the BW Businessworld Merit Awards 2024 on July 03, 2024 in New Delhi. 
- [ICICI Bank FASTag Recharge Online on Paytm](https://paytm.com/blog/fastag/icici-bank-fastag-recharge-on-paytm.md)
  - Published: 2021-08-12
  - Last Modified: 2024-07-05
  - Excerpt: While Paytm offers a FASTag that can be used easily, you can also recharge your FASTag issued by ICICI bank on the Paytm mobile application.
- [How to Do HDFC Bank FASTag Recharge on Paytm?](https://paytm.com/blog/fastag/hdfc-bank-fastag-recharge-on-paytm.md)
  - Published: 2021-08-12
  - Last Modified: 2024-07-05
  - Excerpt: Click here to do your HDFC Bank FASTag recharge on Paytm by simply entering your vehicle number and proceeding with the recharge.
- [How to Do Punjab National Bank FASTag Recharge Online?](https://paytm.com/blog/fastag/punjab-national-bank-fastag-recharge.md)
  - Published: 2021-11-23
  - Last Modified: 2024-07-05
  - Excerpt: You can recharge your Punjab National Bank FASTag on Paytm by following a few simple steps. Use the Paytm app to recharge your FASTag.
- [Duplicate Voter ID Card: Learn How to Apply and Download](https://paytm.com/blog/voter-id/duplicate-voter-id-card.md)
  - Published: 2024-07-04
  - Last Modified: 2024-07-04
  - Excerpt: What is a duplicate voter ID card? Find out the conditions for applying, the required documents, and the steps to apply for a duplicate voter ID card online and offline. Learn how to download a duplicate voter ID card.
- [Paytm Introduces Affordable Healthcare and Income Protection for Merchants with Health Saathi Plan](https://paytm.com/blog/insurance/paytm-introduces-affordable-healthcare-and-income-protection-for-merchants-with-health-saathi-plan.md)
  - Published: 2024-07-03
  - Last Modified: 2024-07-04
  - Excerpt: We have launched ‘Paytm Health Saathi’, an exclusive health and income protection plan for our merchant partners, available on the ‘Paytm for Business' app. This initiative is part of our ongoing efforts to support our vast network of merchant partners by providing them with affordable, comprehensive healthcare benefits.  The launch of ‘Paytm Health Saathi’ aims to safeguard the wellbeing of our merchants, ensuring their health and business continuity. With this service, we continue to empower our merchant partners, bolstering their resilience, while democratising access to affordable coverage. Starting at just Rs. 35 per month on a monthly subscription, Paytm Health Saathi…
- [Paytm Expands Travel Market Share with Global Travel Partnerships and Robust Travel Solutions](https://paytm.com/blog/travel/paytm-expands-travel-market-share-with-global-travel-partnerships-and-robust-travel-solutions.md)
  - Published: 2024-06-24
  - Last Modified: 2024-06-24
  - Excerpt: We have announced significant growth in the travel segment, driven by partnerships and innovative travel solutions. Our company has partnered with leading global travel aggregators such as Skyscanner, Google Flights, and Wego, reinforcing its commitment to offering comprehensive and seamless travel services to customers.  In Q4’24, we maintained an upward trajectory in market share among OTAs, with flight bookings showing a notable year-on-year increase of ~19%, surpassing the industry’s growth rate of around ~3%. This growth is further underscored by a ~15% year-on-year rise in international ticket bookings in April, showcasing Paytm Travel as the preferred destination for competitive prices and…
- [Fostering a Supportive and Productive Work Environment by Promoting Wellness](https://paytm.com/blog/workplace/fostering-a-supportive-and-productive-work-environment-by-promoting-wellness.md)
  - Published: 2024-06-17
  - Last Modified: 2024-06-17
  - Excerpt: we recently organised a webinar session on ‘Hypertension: Knowledge is Prevention' under the Paytm Swasthya initiative in recognition of World Hypertension Day
- [Paytm wins Quantic India MarTech Awards 2024 for ‘Freedom Festival' campaign](https://paytm.com/blog/workplace/paytm-wins-quantic-india-martech-awards-2024-for-freedom-festival-campaign.md)
  - Published: 2024-06-14
  - Last Modified: 2024-06-14
  - Excerpt: We are thrilled to announce that our ‘Freedom Festival' campaign has been recognised in the ‘Best Use of AI in MarTech' category at the Quantic India MarTech Excellence Awards 2024, held on June 13 in Mumbai
- [Samsung Partners with Paytm to Bring Travel & Entertainment Services to Samsung Wallet in India](https://paytm.com/blog/payments/samsung-partners-with-paytm-to-bring-travel-entertainment-services.md)
  - Published: 2024-06-13
  - Last Modified: 2024-06-13
  - Excerpt: The partnership aims to enhance consumers' convenience by offering a seamless, integrated booking experience directly through the Samsung Wallet, facilitating access to a wide range of services through us.
- [How Much Does It Cost to Buy a FASTag?](https://paytm.com/blog/fastag/how-much-does-it-cost-to-buy-a-fastag.md)
  - Published: 2021-07-26
  - Last Modified: 2024-06-12
  - Excerpt: For light, commercial vehicles, buses, trucks, or tractors, there is a total fee of Rs. 100. For vehicles like cars and jeeps, there is no fee to be paid.
- [How to Transfer Money from One Bank Account to Another Bank Account?](https://paytm.com/blog/money-transfer/transfer-money-from-one-bank-account-to-another.md)
  - Published: 2021-12-08
  - Last Modified: 2024-06-12
  - Excerpt: Out of all, UPI has been the most preferred method to transfer money from one bank account to another bank account.
- [What Are The Benefits of Using FASTag?](https://paytm.com/blog/fastag/benefits-of-using-fastag.md)
  - Published: 2021-07-06
  - Last Modified: 2024-06-12
  - Excerpt: FASTag helps travelers save time and efforts by eliminating the need to stand in long queues for hours. Only Paytm wallet can be used at all tolls across the country, for meeting fuel expenses, vehicle parking expenses, or shopping, etc.
- [2 Easy Ways to Activate Your FASTag](https://paytm.com/blog/fastag/how-to-activate-fastag.md)
  - Published: 2021-07-14
  - Last Modified: 2024-06-12
  - Excerpt: You can activate FASTag either by yourself or by visiting any certified bank branch near you. After activating, you will have the option to link your FASTag to your Paytm wallet.
- [Paytm Recognised as ‘Most Inclusive Organisation of the Year 2024'; The Divide Awarded Gender Equality Campaign of the Year](https://paytm.com/blog/workplace/paytm-recognised-as-most-inclusive-organisation-of-the-year-2024.md)
  - Published: 2024-06-10
  - Last Modified: 2024-06-10
  - Excerpt: We are thrilled to announce that Paytm has been named the ‘Most Inclusive Organisation of the Year 2024' at the 6th Diversity & Inclusion Summit & Awards 2024 held on June 7 in Mumbai.
- [Celebrating World Environment Day with our Commitment to a Sustainable Future](https://paytm.com/blog/workplace/celebrating-world-environment-day-with-our-commitment-to-a-sustainable-future.md)
  - Published: 2024-06-05
  - Last Modified: 2024-06-05
  - Excerpt: s we celebrate World Environment Day, we reflect on our efforts and renew our pledge to reduce air and water pollution and our role in advocating for a healthier planet.
- [Paytm Launches Travel Carnival Sale Featuring 25% Off on Flights to Baku with Mega Discounts on Train, Bus Bookings](https://paytm.com/blog/travel/paytm-launches-travel-carnival-sale-featuring-25-off-on-flights-to-baku-with-mega-discounts-on-train-bus-bookings.md)
  - Published: 2024-06-04
  - Last Modified: 2024-06-04
  - Excerpt: We have announced a Travel Carnival Sale until June 7, offering exclusive 10%-25% discounts on both domestic and international trips this summer season. As part of the Travel Carnival Sale, we have partnered with Bank of Baroda and ICICI Bank to provide exclusive discounts. Customers can enjoy up to 15% off on domestic flights, up to 10% off on international flights, and up to 25% off on bus bookings. There are zero payment gateway charges on train bookings when paid using UPI through our platform, making travel even more affordable. Our platform is seeing a rising interest in offbeat destinations such…
- [Paytm Foundation distributes Oxygen Concentrators to Police Commissionerate in Noida](https://paytm.com/blog/sustainability/paytm-foundation-distributes-oxygen-concentrators-to-police-commissionerate-in-noida.md)
  - Published: 2024-05-29
  - Last Modified: 2024-06-03
  - Excerpt: Our CSR arm Paytm Foundation handed over 27 Oxygen Concentrators to the Police Commissionerate in Noida on 29 May, 2024
- [Paytm Focuses on UPI Lite for Everyday Payments: No PIN Required, Add Up to ₹4,000 Daily, De-Clutter Bank Statement](https://paytm.com/blog/payments/paytm-focuses-on-upi-lite-wallet-for-everyday-payments.md)
  - Published: 2024-05-13
  - Last Modified: 2024-05-30
  - Excerpt: Paytm UPI Lite offers lightning-fast payments that never fail with no pin requirement
- [How to Apply for a New Cheque Book Easily?](https://paytm.com/blog/cheque-book/4-ways-to-apply-for-a-cheque-book-easily.md)
  - Published: 2021-07-15
  - Last Modified: 2024-05-28
  - Excerpt: Users can apply for a cheque book through any channel, such as net banking, SMS, ATM, or banking application. Read to know more.
- [How to Do SBI FASTag Recharge On Paytm?](https://paytm.com/blog/fastag/sbi-fastag-recharge-on-paytm.md)
  - Published: 2022-03-16
  - Last Modified: 2024-05-27
  - Excerpt: Recharge your SBI FASTag on Paytm by visiting the ‘FASTag Recharge' section on the Paytm mobile application.
- [Key Takeaways from our Earnings Call for FY24](https://paytm.com/blog/investor-relations/key-takeaways-from-our-earnings-call-for-fy24.md)
  - Published: 2024-05-22
  - Last Modified: 2024-05-22
  - Excerpt: This fiscal year has seen our revenue from operations increase by 25% year-on-year, reaching ₹9,978 crore.
- [Paytm FY24 revenue increases 25% to Rs 9,978 Cr; reports first full year EBITDA before ESOP profitability (since IPO) of Rs 559 Cr](https://paytm.com/blog/investor-relations/paytm-fy24-revenue-increases.md)
  - Published: 2024-05-22
  - Last Modified: 2024-05-22
  - Excerpt: we continued to build on our strong growth momentum across core payments and financial services distribution business with revenue from operations increasing 25% YoY to ₹9,978 Cr in FY24
- [Paytm Travel wins FE's BrandWagon MarTech Awards 2024 for 'Free Flight Tickets to Ayodhya' campaign](https://paytm.com/blog/workplace/paytm-travel-wins-fe-brandwagon-martech-awards-2024.md)
  - Published: 2024-05-20
  - Last Modified: 2024-05-20
  - Excerpt: The awards specifically acknowledge Paytm's outstanding contributions and groundbreaking advancements in the realm of travel.
- [Empowering Local Transactions and Driving Global Aspirations – We are Leading in Mobile Payments](https://paytm.com/blog/investor-relations/we-are-leading-in-mobile-payments.md)
  - Published: 2024-05-20
  - Last Modified: 2024-05-20
  - Excerpt: In a world where mobile payments are fast becoming the backbone of commerce, we, with our iconic products and services, stand out as a pioneer, bringing India to the forefront of this revolution.
- [Paytm Launches Travel Carnival with Double Deals on Domestic Flights; Discounts on Train, Bus Bookings](https://paytm.com/blog/travel/paytm-launches-travel-carnival.md)
  - Published: 2024-05-17
  - Last Modified: 2024-05-17
  - Excerpt: The special sale will be live between May 17, 2024 and May  21, 2024.
- [Paytm wins big at Third Annual ESG Summit and Awards 2023 – honoured in three categories ](https://paytm.com/blog/sustainability/paytm-wins-big-at-third-annual-esg-summit-and-awards-2023-honoured-in-three-categories.md)
  - Published: 2023-07-11
  - Last Modified: 2024-05-17
  - Excerpt: We are excited to share that we have won three prestigious awards at the Third Annual ESG Summit and Awards, including Best ESG Performance In Financial Inclusion, Best ESG Performance In Air And Water Quality, and ESG Leader Of The Year. With these awards, our dedication to sustainability and responsible business practices has been recognised.  The Third Annual ESG Summit and Awards 2023 is organised by Transformance Industry Impact. It honours businesses that have shown an understanding of the role of technology in transforming retail operations to be more environmentally and socially responsible, such as the use of digital solutions for…
- [Paytm bags CSR Sustainability Awards 2024 for ‘Impactful Sustainable Business Practice in Women Empowerment' ](https://paytm.com/blog/sustainability/paytm-bags-csr-sustainability-awards-2024-for-impactful-sustainable-business-practice-in-women-empowerment.md)
  - Published: 2024-02-22
  - Last Modified: 2024-05-17
  - Excerpt: We are excited to share that our voluntary initiative on Financial Literacy has been recognised as the most ‘Impactful Sustainable Business Practice in Women Empowerment' by AIBCF's CSR & Sustainability Awards held on February 20, 2024, in New Delhi.  The All India Business & Community Foundation (AIBCF) Awards for CSR and Sustainability recognises, and honors the exemplary efforts of companies dedicated to fostering positive social impact and environmental stewardship. The accolade also acknowledges the profound commitment of the enterprises toward addressing societal challenges, advancing sustainable development goals, and setting benchmarks for responsible business practices. We started the programme on Financial Literacy…
- [Paytm wins big at ESG Summit and Awards 2024 –Â  Best Initiative to Reduce Carbon Footprint, Best Eco-friendly Product of the Year](https://paytm.com/blog/sustainability/paytm-wins-big-at-esg-summit-and-awards-2024.md)
  - Published: 2024-04-29
  - Last Modified: 2024-05-17
  - Excerpt: We have bagged two awards for our Clean Air - BreatheLife Campaign and Paytm Pocket Soundbox under the Best Initiative to Reduce Carbon Footprint and Best Eco-friendly Product of the Year categories, respectively
- [The Making of Paytm as the Best Place to Work — Hiring the Best Talent in the Country](https://paytm.com/blog/workplace/the-making-of-paytm-as-the-best-place-to-work.md)
  - Published: 2023-03-03
  - Last Modified: 2024-05-17
  - Excerpt: The Making of Paytm as the Best Place to Work
- [Introducing our Step Up Programme to Promote Internal Talent](https://paytm.com/blog/workplace/introducing-our-step-up-programme-to-promote-internal-talent.md)
  - Published: 2023-10-10
  - Last Modified: 2024-05-17
  - Excerpt: We celebrate a culture of entrepreneurship and give every Paytmer multiple opportunities to take on responsibilities to innovate new ideas, products, and processes within our organisation. This also includes encouraging Paytmers on the path to their growth, career, and self-development.  In this regard, we are happy to launch the Step Up Programme — a  specially curated assessment center developed and designed totally in-house. Step Up aims at creating an internal talent pool of ready resources across levels in the sales team. These resources undergo rigorous assessments and are promoted to bigger roles for their growth. To enable Paytmers, whether they want…
- [Empowering Women with our Financial Literacy Programme — Paytmers step up to Create Awareness and Drive Inclusion](https://paytm.com/blog/workplace/empowering-women-with-our-financial-literacy-programme-paytmers-step-up-to-create-awareness-and-drive-inclusion.md)
  - Published: 2023-10-16
  - Last Modified: 2024-05-17
  - Excerpt: We are thrilled to announce that we have introduced a new programme on Financial Literacy under a volunteering initiative through our CSR arm Paytm Foundation. We believe financial literacy is a key driver to economic empowerment and social progress. Through this programme, we are bridging this gap by providing valuable knowledge and skills that empower women to make informed financial decisions, create budgets, save for the future, and build a foundation for financial independence. Through this, we are aiming to make an impact in the lives of countless individuals. We are expecting to reach over 1000 women with insightful one-hour sessions…
- [#2023 in Learning: Empowering Leadership With Our Culture of Innovation & Upskilling](https://paytm.com/blog/workplace/2023-in-learning-empowering-leadership-with-our-culture-of-innovation-upskilling.md)
  - Published: 2023-12-20
  - Last Modified: 2024-05-17
  - Excerpt: We at Paytm strive to make every Paytmer’s work experience not just a job but a journey of growth and fulfillment considering that the future of work is evolving. We are committed to creating avenues for their career advancement, facilitating skill development, and fostering an environment that encourages creativity and innovation. We recognise that meaningful work goes beyond the tasks performed; it encompasses personal growth, skill enhancement, and self-development. Our approach is centered around enabling each Paytmer to chart their path towards continuous learning, skill acquisition, and career progression. We are dedicated to empowering each and every Paytmers by providing an…
- [Fostering Companionship and a Greener Tomorrow — Community Initiatives by Paytmers](https://paytm.com/blog/workplace/fostering-companionship-and-a-greener-tomorrow-community-initiatives-by-paytmers.md)
  - Published: 2024-01-05
  - Last Modified: 2024-05-17
  - Excerpt: Amid all the hustle and bustle, where time seems to slip away faster than ever, we with our act of giving create an opportunity to pause and express sentiments that often go unsaid. At Paytm, we believe in turning every moment into a celebration and with gift-giving we make people feel special, appreciated, and loved. Our gifts are not only artifacts but the thought, effort, and intention of making our users life comfortable and seamless.  With a commitment to create something extraordinary, our philanthropic arm Paytm Foundation has launched a special initiative of gifting especially for those who may need a…
- [Paytmers come together for a beach clean-up in Mumbai](https://paytm.com/blog/workplace/paytmers-come-together-for-a-beach-clean-up-in-mumbai.md)
  - Published: 2024-01-20
  - Last Modified: 2024-05-17
  - Excerpt: Our actions today shape the world of tomorrow. Paytmers are stepping out from behind screens to make a real-world impact, actively contributing to a greener and more sustainable tomorrow. Recently, they geared up for a beach clean-up in collaboration with a non-governmental organisation (NGO) – Luna Foundation.  Paytmers in Mumbai joined forces to execute a remarkable beach cleaning initiative at Vasai West Beach. The unwavering commitment of Paytmers to create a positive impact on the environment was truly commendable. They also raised awareness about the crucial importance of beach clean-ups through an informative drive, reaching out to beachgoers and visitors. This…
- [Paytm Foundation Distributes Laptops in Govt Schools for Girls in Jammu to Empower Students with Digital Tools](https://paytm.com/blog/sustainability/paytm-foundation-distributes-laptops-in-govt-schools-for-girls-in-jammu.md)
  - Published: 2023-05-30
  - Last Modified: 2024-05-17
  - Excerpt: Paytm Foundation has been supporting education and bridging the digital gap in the country, as well as ensuring empowerment of girls in Jammu
- [Paytm wins ‘Good Need Assessment' accolade for CSR initiative ‘Clear Air' at 6th ICC Social Impact Summit & Awards 2024](https://paytm.com/blog/sustainability/paytm-wins-good-need-assessment-accolade-for-csr-initiative-clear-air-at-6th-icc-social-impact-summit-awards-2024.md)
  - Published: 2024-03-13
  - Last Modified: 2024-05-17
  - Excerpt: We are thrilled to share that our CSR initiative – Clear Air has been honoured at the 6th Indian Chamber of Commerce Social Impact Summit & Awards 2024 on March 12, 2024, in Kolkata. This recognition underscores our unwavering commitment to sustainability and responsible business practices.  The ICC Social Impact Awards, presented in collaboration with Consultivo as the knowledge and assessment partner, stand as a beacon for exemplary CSR practices and inclusive projects nationwide. These awards celebrate endeavors that harness technology to revolutionise retail operations, thereby fostering environmental and social responsibility. Our Clear Air initiative exemplifies this ethos by leveraging digital…
- [Embracing Equality – Making Paytm Best Place to Work ](https://paytm.com/blog/workplace/embracing-equality-making-paytm-best-place-to-work.md)
  - Published: 2023-07-10
  - Last Modified: 2024-05-17
  - Excerpt: We have been building a diverse and inclusive workforce over the years, where we are implementing new initiatives to reach qualified, talented employees across the country.  From giving opportunities to existing employees through an intensive intra-hiring process to recruiting talent from smaller cities, we have been setting examples in hiring. For this, our talent acquisition team plays a major role here. We have been promoting diversity and equality in the workplace as well as compliance with all local labour laws, encouraging the adoption of international best practices. Our employer branding strategies are giving a powerful competitive edge in recruiting and retaining…
- [How our Employee-Friendly Policies are Making Us the Best Place to Work](https://paytm.com/blog/workplace/how-our-employee-friendly-policies-are-making-us-the-best-place-to-work.md)
  - Published: 2023-08-28
  - Last Modified: 2024-05-17
  - Excerpt: As a leading digital ecosystem, we take enormous pride in each and every Paytmer that we hire. Our employer brand strategies are built on multiple factors, including the policies, programs, rewards, and benefits and perks the company offers to prospective candidates as well as existing employees. We have always taken our policies seriously and upgraded them as per the situation. We strongly believe in and work towards Paytmers flexibility and empowerment.  These are the people, who are driving our accelerated growth, and making Paytm the best place to work. Attracting the right talent is our top priority. We recruit talent as…
- [Fostering Leadership Excellence, Great Work Culture with Paytm Manager's Edge Programme ](https://paytm.com/blog/workplace/fostering-leadership-excellence-great-work-culture-with-paytm-managers-edge-programme.md)
  - Published: 2023-11-06
  - Last Modified: 2024-05-17
  - Excerpt: We believe in building strong long-lasting teams. We understand that the future of work means making work meaningful for every Paytmer. This also means encouraging them on the path to their growth, career, and self-development. With this belief that leadership is not just a role but an opportunity to make a profound impact, we are thrilled to introduce the Paytm Manager’s Edge ‘Certified People Manager Programme'.  The programme gives an exciting opportunity to Paytmers to enhance their leadership abilities and contribute even more effectively to the growth of their team and organisation. Our Learning and Development team has designed the Paytm…
- [Redefining the Experience of Gifting with Our 'Box of Joy' Initiative](https://paytm.com/blog/workplace/redefining-the-experience-of-gifting-with-our-box-of-joy-initiative.md)
  - Published: 2023-12-08
  - Last Modified: 2024-05-17
  - Excerpt: In a world where every gift tells a story, we stand tall as a beacon of purpose-driven gifting, where joy is intricately woven with environmental stewardship and community support. In the realm of thoughtful gifting, we are redefining the experience with our innovative ‘Box of Joy’ initiative. Through this, we are offering an array of unique options, elevating the act of gifting into a purposeful, meaningful endeavor that not only brings joy to Paytmers but also positively impacts society and the environment. One standout choice in the ‘Box of Joy’ repertoire is ‘Vriksharopan – Plant a Paytm Forest'. By selecting this…
- [Paytm Foundation, UNEP hold first Air Quality Action Forum Annual Conference to coordinate efforts to combat air pollution in India](https://paytm.com/blog/sustainability/paytm-foundation-and-unep-hold-air-quality-action-forum-annual-conference.md)
  - Published: 2023-03-14
  - Last Modified: 2024-05-17
  - Excerpt: Paytm Foundation and UNEP hold Air Quality Action Forum Annual Conference
- [Paytm Foundation Partners with Tamil Nadu Govt; Becomes One of Partners for Chennai's Tech Hub iTNT](https://paytm.com/blog/sustainability/paytm-foundation-partners-with-tamil-nadu-govt-becomes-one-of-partners-for-chennais-tech-hub-itnt.md)
  - Published: 2023-05-31
  - Last Modified: 2024-05-17
  - Excerpt: Our CSR arm Paytm Foundation has entered into a partnership with the Government of Tamil Nadu to set up Tamil Nadu Technology (iTNT) Hub in Chennai. We aim to pave the way for technology innovation across the country. The iTNT Hub is India's first Innovation Hub funded and established by MeitY, Government of India and the Government of Tamil Nadu, in partnership with the industry as a Public-Private Partnership. Along with our CSR arm, a total of 10 industry partners have contributed financially towards the hub.  The Hub is mandated with the task of building a global Innovation Hub out of…
- [Paytm Foundation presents 30 computers to district administration of Kulgam, Jammu and Kashmir](https://paytm.com/blog/sustainability/paytm-foundation-presents-30-computers-to-district-administration-of-kulgam-jammu-and-kashmir.md)
  - Published: 2023-09-05
  - Last Modified: 2024-05-17
  - Excerpt: Paytm Foundation has distributed 30 desktop computers to the district administration in Kulgam on 2nd September 2023
- [Paytm Foundation distributes laptops in government schools in Lucknow](https://paytm.com/blog/sustainability/paytm-foundation-distributes-laptops-in-government-schools-in-lucknow.md)
  - Published: 2023-11-09
  - Last Modified: 2024-05-17
  - Excerpt: Our CSR arm Paytm Foundation has distributed 50 laptops to two government schools (Municipal Girls Inter College and Aminabad Inter College) in Lucknow
- [Fostering Environmental Consciousness with our Carpooling initiative](https://paytm.com/blog/workplace/fostering-environmental-consciousness-with-our-carpooling-initiative.md)
  - Published: 2024-05-16
  - Last Modified: 2024-05-16
  - Excerpt: Our goal is to reduce traffic congestion and carbon emissions by minimising the number of cars on the road and to foster camaraderie among Paytmers.
- [Different Types of Small Business Registrations - What's Best for You?](https://paytm.com/blog/loan/merchant-loan/types-of-small-business-registrations.md)
  - Published: 2024-05-08
  - Last Modified: 2024-05-14
  - Excerpt: Explore the various types of small business registrations and their key features. We will discuss sole proprietorship, partnership, etc.
- [What is KYC - Why is it Important for Merchants?](https://paytm.com/blog/loan/merchant-loan/kyc-for-merchant.md)
  - Published: 2024-05-09
  - Last Modified: 2024-05-14
  - Excerpt: Explore the reasons behind the implementation of KYC and its significance in the current financial landscape, particularly for merchants.
- [Stay Alert – Account/Card Takeover Frauds](https://paytm.com/blog/fraud-safety/stay-alert-account-card-takeover-frauds.md)
  - Published: 2024-05-13
  - Last Modified: 2024-05-14
  - Excerpt: Despite a lot of customer education and awareness across the various channels, advising the customers not to share their card number, PIN, CVV, Expiry date, account password, etc.
- [Stay Alert – QR code frauds](https://paytm.com/blog/fraud-safety/stay-alert-qr-code-frauds.md)
  - Published: 2024-05-13
  - Last Modified: 2024-05-14
  - Excerpt: Stay Alert – QR code frauds: If somebody asks you to scan the QR code to receive money, it is a fraud call. Do not believe.
- [8 Common Methods Used by Fraudsters to Digitally Con You!](https://paytm.com/blog/fraud-safety/8-common-methods-used-by-fraudsters.md)
  - Published: 2024-05-10
  - Last Modified: 2024-05-10
  - Excerpt: In this blog, we will help you understand the most common methods used by fraudsters to con users digitally and the right solution to safeguard against them.
- [Building Healthy Habits with Our Well-being Programmes](https://paytm.com/blog/workplace/building-healthy-habits-with-our-well-being-programmes.md)
  - Published: 2024-05-10
  - Last Modified: 2024-05-10
  - Excerpt: Prioritising the health of Paytmers, we organised a webinar under Paytm Swasthya on ‘Say No to Tobacco' to create awareness on the occasion of World No Tobacco Day, which is observed on May 31.
- [Difference between GPF, EPF, and PPF: A Comprehensive Guide](https://paytm.com/blog/saving-schemes/difference-between-gpf-epf-ppf.md)
  - Published: 2024-05-09
  - Last Modified: 2024-05-09
  - Excerpt: Find out how GPF, EPF, and PPF differ in saving for your future. Learn which one suits your needs best.
- [Air Coolers vs Air Conditioners - Which One to Choose and Why?](https://paytm.com/blog/bill-payments/electricity-bills/what-is-the-difference-between-air-coolers-vs-air-conditioners.md)
  - Published: 2021-11-24
  - Last Modified: 2024-05-03
  - Excerpt: Read the blog to know the complete difference between air coolers vs air conditioners. Also, check how to pay electricity bills online
- [What Is AC Power Consumption and How to Calculate It?](https://paytm.com/blog/bill-payments/electricity-bills/what-is-ac-power-consumption-how-to-calculate-it.md)
  - Published: 2021-11-24
  - Last Modified: 2024-05-02
  - Excerpt: Understand what AC power consumption is and how to calculate it in a few easy steps. Also know more about electricity bill calculation.
- [How to Calculate Geyser Power Consumption?](https://paytm.com/blog/bill-payments/electricity-bills/how-to-calculate-geyser-power-consumption.md)
  - Published: 2021-11-24
  - Last Modified: 2024-05-02
  - Excerpt: Calculate geyser power consumption by using the formula given in the blog. Check how to calculate and reduce geyser power consumption.
- [LPG Gas Cylinder Price In Indian States- The Complete List](https://paytm.com/blog/bill-payments/gas-booking/what-is-the-lpg-gas-cylinder-price.md)
  - Published: 2022-02-04
  - Last Modified: 2024-05-02
  - Excerpt: Know the entire list of LPG gas cylinder prices state and city wise. Also, check how to refill the LPG gas cylinder.
- [KWA Water Bill: Complete Guide on How to Make Online Payment](https://paytm.com/blog/bill-payments/water-bills/kwa-water-bill-complete-guide-on-how-to-make-online-payment.md)
  - Published: 2021-11-18
  - Last Modified: 2024-05-02
  - Excerpt: Know a complete guite to pay KWA water bills Online through paytm website or app. Check the step-by-step process & benefits to pay kerala water authority.
- [KVS Fees: Step by Step Process to Pay Fee Online](https://paytm.com/blog/fees/kvs-fees-step-by-step-process-to-pay-fee-online.md)
  - Published: 2022-04-08
  - Last Modified: 2024-05-02
  - Excerpt: Kendriya Vidyalaya Sangathan offers a simple process for online fee payment. An individual can now pay school fees easily on Paytm App.
- [Learn Easy Ways to Make Vi Recharge Online](https://paytm.com/blog/recharge/mobile-prepaid/learn-easy-ways-to-make-vi-recharge-online.md)
  - Published: 2021-11-18
  - Last Modified: 2024-05-01
  - Excerpt: Learn Easy Ways to Make Vi Recharge Online: Check the steps to make Vi recharge online, benefits of Vi recharge online on Paytm, Vi recharge plans & offers.
- [Credit Card Eligibility Conditions](https://paytm.com/blog/credit-card/credit-card-eligibility-conditions.md)
  - Published: 2021-07-02
  - Last Modified: 2024-05-01
  - Excerpt: Credit Card Eligibility Conditions: Know your Personal and Financial Factors which can affects your Credit Card Eligibility. Check you Credit Card Eligibility and documents required to apply for credit card.
- [How to Pay Tuition Fee on Paytm?](https://paytm.com/blog/fees/how-to-pay-tuition-fee-on-paytm.md)
  - Published: 2022-08-27
  - Last Modified: 2024-04-30
  - Excerpt: Know the easy steps to pay your school, college or other institutes tuition fee through Paytm App or website online.
- [Guide to Pay Sharda University Fees Online](https://paytm.com/blog/fees/sharda-university-fees-online.md)
  - Published: 2021-11-17
  - Last Modified: 2024-04-30
  - Excerpt: The whole process of how to make Sharda University's fees payment here along with the benefits you can get by paying the fees online with Paytm
- [Top Tikona Broadband Plans & Offers](https://paytm.com/blog/bill-payments/broadband-bills/tikona-broadband-plans-and-offers.md)
  - Published: 2022-11-02
  - Last Modified: 2024-04-29
  - Excerpt: Know Tikona broadband plans and offers in 2023 - Check Tikona broadband or wifi plan, price and validity to select the best broadband plan as per your requirement.
- [How to do Axis Bank FASTag Recharge On Paytm?](https://paytm.com/blog/fastag/axis-bank-fastag-recharge-on-paytm.md)
  - Published: 2021-08-12
  - Last Modified: 2024-04-26
  - Excerpt: To do your Axis Bank FASTag recharge on Paytm, you need visit the ‘FASTag Recharge', select Axis Bank as your FASTag issuer on Paytm app.
- [How to Do South Indian Bank FASTag Recharge Online?](https://paytm.com/blog/fastag/south-indian-bank-fastag-recharge.md)
  - Published: 2021-09-21
  - Last Modified: 2024-04-26
  - Excerpt: Now you can do your South Indian Bank FASTag Recharge online. Paytm Blog explains the steps to take to recharge South Indian Bank FASTag.
- [How to do Union Bank of India FASTag Recharge Online?](https://paytm.com/blog/fastag/union-bank-of-india-fastag-recharge.md)
  - Published: 2021-09-21
  - Last Modified: 2024-04-26
  - Excerpt: It is easy to do your Union Bank of India FASTag Recharge online. You need to follow only a few simple steps. Read more to find out!
- [Are You Eligible for Merchant Loan? Let's Find Out](https://paytm.com/blog/loan/merchant-loan/eligible-for-merchant-loan.md)
  - Published: 2023-12-26
  - Last Modified: 2024-04-25
  - Excerpt: Learn about merchant loan from Paytm's lending partners and understand eligibility criteria, loan options, and approval factors.
- [Paytm Launches 'Destination of the Week' Summer Campaign with Discounts on Domestic and International Flights](https://paytm.com/blog/travel/paytm-launches-destination-of-the-week-summer-campaign.md)
  - Published: 2024-04-25
  - Last Modified: 2024-04-25
  - Excerpt: The campaign, set to run until June 17, includes both domestic and international hotspots
- [Why Senior Citizens Should Consider Investing in Fixed Deposits?](https://paytm.com/blog/fixed-deposit/why-senior-citizens-should-consider-investing-in-fixed-deposits.md)
  - Published: 2022-12-23
  - Last Modified: 2024-04-24
  - Excerpt: Investing in fixed deposits for senior citizens: benefits FD for senior citizens, open FD account with Paytm, documents required & eligibility criteria for sr. citizens
- [A Comparative Difference Between Debt Funds and Fixed Deposits](https://paytm.com/blog/fixed-deposit/difference-between-debt-fund-vs-fd.md)
  - Published: 2021-09-29
  - Last Modified: 2024-04-24
  - Excerpt: Debt Funds vs FD: Know the difference between debt funds and FD ✓benefits of debt fund & fixed deposit ✓Type of debit fund & FD ✓Invest in FD & debit fund
- [Paytm Accelerates User Migration to PSP Banks with NPCI Approval; Axis, HDFC, SBI, and YES banks Now Operational on TPAP](https://paytm.com/blog/payments/paytm-accelerates-user-migration-to-psp-banks-with-npci-approval.md)
  - Published: 2024-04-18
  - Last Modified: 2024-04-19
  - Excerpt: We have started transitioning ‘@paytm' handles users to these banks, ensuring seamless UPI payments. 
- [Paytm Believes Every Vote Counts, Introduces 'Election Leave' for Employees to Promote Participation](https://paytm.com/blog/workplace/paytm-introduces-election-leave-for-employees.md)
  - Published: 2024-04-19
  - Last Modified: 2024-04-19
  - Excerpt: In a bid to champion democratic participation and reinforce the significance of voting, we have introduced a special Election Leave
- [Investing in International Mutual Funds](https://paytm.com/blog/mutual-funds/international-mutual-funds.md)
  - Published: 2024-03-27
  - Last Modified: 2024-04-19
  - Excerpt: Explore the benefits of investing in international mutual funds. Diversify your portfolio and seize global investment opportunities. Start investing today!
- [How to Activate a Debit Card - Few Easy Steps to Follow](https://paytm.com/blog/debit-card/how-to-activate-a-debit-card.md)
  - Published: 2021-07-14
  - Last Modified: 2024-04-18
  - Excerpt: How to activate a debit card: Steps to activate debit card using ATM machine, Netbanking & mobile banking. Follow the steps to activate Paytm Payments Bank debit card.
- [Liquid Funds vs Fixed Deposits: A Comparative Guide](https://paytm.com/blog/fixed-deposit/liquid-funds-vs-fixed-deposits.md)
  - Published: 2021-10-01
  - Last Modified: 2024-04-18
  - Excerpt: Liquid Funds vs FD: Know the difference between liquid funds & fixed deposits, benefits and eligible to invest in liquid funds and fixed deposits.
- [What are the Documents Required for Fixed Deposits?](https://paytm.com/blog/fixed-deposit/list-of-documents-required-for-fixed-deposits.md)
  - Published: 2021-07-05
  - Last Modified: 2024-04-17
  - Excerpt: Know about the documents required to open fixed deposits such as PAN card, aadhaar card, passport size photographs, KYC documents, and more as per the account holder.
- [ATM Cards vs Debit Cards- What's the Difference?](https://paytm.com/blog/debit-card/atm-cards-vs-debit-cards-whats-the-difference.md)
  - Published: 2021-10-06
  - Last Modified: 2024-04-17
  - Excerpt: ATM cards are used to withdraw cash from ATMs, whereas debit cards have multiple functions. Learn the difference between them here.
- [All You Need to Know About Zero Balance Accounts](https://paytm.com/blog/savings-account/know-about-zero-balance-accounts.md)
  - Published: 2023-07-06
  - Last Modified: 2024-04-17
  - Excerpt: Know everything about zero balance accounts, features, benefits, limitations, how to open a zero balance saving account online.
- [What Are the Top 10 Features of a Savings Account?](https://paytm.com/blog/savings-account/features-of-savings-account.md)
  - Published: 2021-06-29
  - Last Modified: 2024-04-17
  - Excerpt: Know the features of savings account ✓interest rates ✓minimum balance ✓withdrawal limit ✓ATM facility ✓passbook ✓cheque ✓internet banking ✓Why open a savings account with Paytm?
- [What is the Difference Between a Salary Account & Savings Account? ](https://paytm.com/blog/savings-account/what-is-the-difference-between-a-salary-account-savings-account.md)
  - Published: 2022-02-02
  - Last Modified: 2024-04-16
  - Excerpt: Salary account vs savings account: Know the ✓difference between salary account & savings account ✓benefits & similarities between salary a/c & savings a/c
- [What's the Difference Between Recurring Deposit and Fixed Deposit?](https://paytm.com/blog/fixed-deposit/difference-between-fixed-deposits-and-recurring-deposits.md)
  - Published: 2021-09-29
  - Last Modified: 2024-04-16
  - Excerpt: Recurring Deposits vs FD: Know the differences between fixed deposits and recurring deposits, including their types, benefits, and how to open an FD or RD.
- [Understanding Fixed Deposits (FD) - Features, Benefits, Eligibility Criteria](https://paytm.com/blog/fixed-deposit/what-is-fixed-deposit.md)
  - Published: 2021-06-29
  - Last Modified: 2024-04-16
  - Excerpt: What is FD? Know the key features of Fixed Deposits, benefits of FD, types of Fixed Deposits, documents required, eligibility criteria & Open a FD Account.
- [A Comprehensive Guide on Child Savings Account](https://paytm.com/blog/savings-account/what-is-child-savings-account.md)
  - Published: 2021-08-17
  - Last Modified: 2024-04-16
  - Excerpt: What is child savings account: Know how to open a child savings account, document required and important things to know to open minor savings account.
- [Looking to Recharge IHMCL FASTag recharge Online? Follow these Steps on Paytm](https://paytm.com/blog/fastag/ihmcl-fastag-recharge-online.md)
  - Published: 2021-11-23
  - Last Modified: 2024-04-16
  - Excerpt: You can now recharge your IHMCL FASTag on Paytm in a few simple steps. Read more to learn how to recharge your IHMCL FASTag online.
- [Recharge IndusInd Bank FASTag on Paytm](https://paytm.com/blog/fastag/indusind-bank-fastag-recharge-paytm.md)
  - Published: 2021-08-23
  - Last Modified: 2024-04-16
  - Excerpt: As it is simple to buy the IndusInd Bank FASTag on Paytm, it is equally simple to recharge the IndusInd Bank FASTag on Paytm app or website.
- [How to Do EQUITAS Small Finance Bank FASTag Recharge Online?](https://paytm.com/blog/fastag/equitas-small-finance-bank-fastag-recharge.md)
  - Published: 2021-08-12
  - Last Modified: 2024-04-16
  - Excerpt: You can recharge your EQUITAS Small FInance Bank FASTag account using the Paytm mobile application. Here are the steps to follow.
- [Differences Between Savings Account and Current Account](https://paytm.com/blog/savings-account/current-account-vs-savings-account.md)
  - Published: 2021-06-28
  - Last Modified: 2024-04-16
  - Excerpt: Savings accounts are meant for individuals to save money and earn interest whereas current accounts are suitable for businesses.
- [How to Do Bank of Baroda FASTag Recharge Online?](https://paytm.com/blog/fastag/bank-of-baroda-fastag-recharge.md)
  - Published: 2021-11-16
  - Last Modified: 2024-04-16
  - Excerpt: You can recharge your Bank of Baroda FASTag on Paytm in a few simple steps. Visit the ‘FASTag Recharge' section on the Paytm app now!
- [How to Pay Using FASTag at Toll Plaza? Is FASTag Mandatory?](https://paytm.com/blog/fastag/how-to-pay-using-fastag-at-toll-plaza-is-fastag-mandatory.md)
  - Published: 2021-07-26
  - Last Modified: 2024-04-16
  - Excerpt: Pay using FASTag at toll plaza or else be prepared to pay double the toll tax at every toll plaza from your Paytm wallet. Read more here.
- [How to do Canara Bank FASTag Recharge Online?](https://paytm.com/blog/fastag/canara-bank-fastag-recharge.md)
  - Published: 2021-12-28
  - Last Modified: 2024-04-16
  - Excerpt: You can do your Canara Bank FASTag recharge on Paytm by visiting the ‘FASTag Recharge' section on the Paytm app.
- [A Comprehensive Guide to the Different Types of Digital Wallets](https://paytm.com/blog/payments/mobile-wallet/types-of-digital-wallets.md)
  - Published: 2021-10-11
  - Last Modified: 2024-04-15
  - Excerpt: Paytm e-wallet is considered the best and most popular e-wallet. Know the types of digital wallets in the blog and more about them.
- [GPS-Based Toll Collection: Know Everything About It](https://paytm.com/blog/fastag/gps-based-toll-collection.md)
  - Published: 2022-02-01
  - Last Modified: 2024-04-15
  - Excerpt: Read about what a GPS Based Toll-Tax Collection is and how will it work? How will it be different from the FASTag toll collection?
- [FASTag Scanner: What is it and How it Works?](https://paytm.com/blog/fastag/fastag-scanner-what-is-it-and-how-it-works.md)
  - Published: 2021-09-21
  - Last Modified: 2024-04-15
  - Excerpt: Discover the benefits of FASTag scanner and how it works with our comprehensive guide. Read our Paytm blog to learn more.
- [What is FASTag Tracking and FASTag Validity?](https://paytm.com/blog/fastag/fastag-tracking-and-its-validity.md)
  - Published: 2021-09-29
  - Last Modified: 2024-04-15
  - Excerpt: To do your FASTag tracking, download a FASTag statement that shows you the detailed list of transactions made across the toll plazas.
- [How to Apply for a Ration Card at Food Department, Rajasthan](https://paytm.com/blog/ration-card/ration-card-in-rajasthan.md)
  - Published: 2024-04-15
  - Last Modified: 2024-04-15
  - Excerpt: If you're looking for the procedure to apply for a food department Rajasthan ration card? Read on for a comprehensive guide on how to apply, and check the status and details of the card online.
- [A Complete Guide to Claiming TDS Refund on a Fixed Deposit](https://paytm.com/blog/tax/claiming-tds-refund-on-fixed-deposit-fd.md)
  - Published: 2024-04-08
  - Last Modified: 2024-04-08
  - Excerpt: Banks usually deduct tax on the interest earned through a fixed deposit. If you want to know how to claim a TDS refund on a fixed deposit, click here.
- [Paytm Launches #MeraPehlaPaytm Campaign: Invites Users to Share First Paytm Moment](https://paytm.com/blog/whats-new/paytm-launches-merapehlapaytm-campaign-invites-users-to-share-first-paytm-moment.md)
  - Published: 2024-04-02
  - Last Modified: 2024-04-05
  - Excerpt: We have launched the #MeraPehlaPaytm campaign. The campaign encourages our users across India to share their initial experiences with us, celebrating the impact of these moments on simplifying daily life and showcasing India’s advancements in digital payments. Whether it’s about a significant purchase or a cherished time spent with loved ones, our campaign aims to spotlight how we have brought ease and happiness into our users’ lives. As part of the #MeraPehlaPaytm campaign, we are thrilled to offer a range of exciting rewards for standout stories. A panel of judges will select 10 winners based on the creativity, originality, and pertinence…
- [What is Life Insurance - Features, Types, and Benefits](https://paytm.com/blog/insurance/life-insurance/what-is-life-insurance-features-types-and-benefits.md)
  - Published: 2021-09-08
  - Last Modified: 2024-04-05
  - Excerpt: Meaning of Life Insurance Policy. Advantages of Financial Security and Tax Benefits. Types of Life Insurance Plans and how to choose?
- [Annual Information Statement (AIS): What is AIS, How to Check and Submit Feedback?](https://paytm.com/blog/tax/what-is-ais-annual-information-statement.md)
  - Published: 2024-04-04
  - Last Modified: 2024-04-04
  - Excerpt: What is AIS (Annual Information Statement): Know about AIS features, Statement, AIS Document Password, Register on AIS App and Submit AIS Feedback.
- [List of Best Broadband Connections in Indore](https://paytm.com/blog/bill-payments/broadband-bills/list-of-best-broadband-connections-in-indore.md)
  - Published: 2022-10-10
  - Last Modified: 2024-04-01
  - Excerpt: List of top broadband connections in Indore: Check BSNL broadband plans, Jio broadband plans, Airtel broadband plan, hathway broadband service plans, etc.
- [How to Purchase FASTag: A Detailed Guide](https://paytm.com/blog/fastag/how-to-purchase-fastag-a-detailed-guide.md)
  - Published: 2021-07-30
  - Last Modified: 2024-04-01
  - Excerpt: Apply for your FASTag at any digital payment application such as Paytm Payments Bank. Upload the required documents on the portal, as requested. Make the payment for your FASTag
- [Guide to All the Essential Documents Required for PAN Card](https://paytm.com/blog/pan-card/documents-required-for-pan-card.md)
  - Published: 2021-07-14
  - Last Modified: 2024-04-01
  - Excerpt: Proof of address, proof of identity, and birth proof, Registration Certificate and more are required with a PAN card application. Check out the list of documents here.
- [Airtel Broadband vs Jio Fiber Broadband Plans: Know the Complete Difference between them!](https://paytm.com/blog/bill-payments/broadband-bills/airtel-broadband-vs-jio-fiber-broadband-plans.md)
  - Published: 2022-10-10
  - Last Modified: 2024-04-01
  - Excerpt: Know the difference between Airtel broadband and Jio fiber broadband plans to select the best plan as per your budget to meet your daily internet requirements.
- [What is the Difference Between PAN, TAN and TIN?](https://paytm.com/blog/pan-card/know-the-complete-difference-between-pan-tan-tin.md)
  - Published: 2021-07-30
  - Last Modified: 2024-04-01
  - Excerpt: Know the difference between PAN, TAN, TIN - Check pear to pear comparison between PAN card, TAN card and TIN card and how to apply.
- [Credit Card and Personal Loan: What's the Difference?](https://paytm.com/blog/credit-card/credit-card-loan-vs-personal-loan.md)
  - Published: 2021-07-05
  - Last Modified: 2024-03-29
  - Excerpt: When it comes to borrowing money from a bank to meet your current expenses, there are two ways of doing so - you can either choose to use your credit card or you can take a personal loan.
- [List of Best Broadband Connections in Lucknow](https://paytm.com/blog/bill-payments/broadband-bills/list-of-best-broadband-connections-in-lucknow.md)
  - Published: 2022-10-13
  - Last Modified: 2024-03-29
  - Excerpt: List of top broadband service providers in Lucknow: Check BSNL broadband plans, Jio fiber, Airtel broadband plan, Tata Play broadband plans, etc.
- [What is a Salary Account? Know its Features and Benefits](https://paytm.com/blog/savings-account/what-is-a-salary-account.md)
  - Published: 2021-08-11
  - Last Modified: 2024-03-29
  - Excerpt: What is a salary account? Know the benefits of a salary account, who can open salary account, benefits of Paytm salary account, salary a/c vs Savings a/c
- [Bharat Gas Connection: Everything You Need to Know Before Getting One](https://paytm.com/blog/bill-payments/gas-booking/all-about-new-bharat-gas-connection.md)
  - Published: 2021-10-01
  - Last Modified: 2024-03-29
  - Excerpt: Check this detailed blog to know everything about a new Bharat Gas connection. From new connection to documents required to LPG prices and a lot more about Bharat Gas
- [What is Recurring Deposit Account? How to open an RD Account?](https://paytm.com/blog/recurring-deposit/recurring-deposit-account.md)
  - Published: 2021-08-17
  - Last Modified: 2024-03-28
  - Excerpt: Recurring deposit accounts are the safest investment option because they earn guaranteed fixed interest on the deposited amount.
- [List of Best Broadband Connections in Hyderabad](https://paytm.com/blog/bill-payments/broadband-bills/list-of-best-broadband-connections-in-hyderabad.md)
  - Published: 2022-10-13
  - Last Modified: 2024-03-28
  - Excerpt: List of top broadband service providers & their plans in Lucknow: BSNL, Jio, Airtel broadband & ACT Fibernet broadband plans. Check the best internet service provider & wifi
- [List of Best Broadband Connections in Delhi](https://paytm.com/blog/bill-payments/broadband-bills/list-of-best-broadband-connections-in-delhi.md)
  - Published: 2022-10-10
  - Last Modified: 2024-03-28
  - Excerpt: List of top broadband connections in Delhi 2024: Check JioFiber plans, Tata Play Fiber broadband plans, Airtel broadband plan & hathway service plans in Delhi.
- [Paytm streamlines metro rides with Easy QR Ticket Purchases & Smart Card Recharges](https://paytm.com/blog/recharge/paytm-streamlines-metro-rides-with-easy-qr-ticket-purchases-smart-card-recharges.md)
  - Published: 2024-03-28
  - Last Modified: 2024-03-28
  - Excerpt: We provide metro card recharges for commuters in Bengaluru, Chennai, Delhi, Hyderabad, and Mumbai directly through our app. Enhancing the overall commuting experience, this feature allows our users to easily recharge their metro cards and buy QR tickets, and avoiding the hassle of long queues and manual data entry. Quick and Hassle-Free Metro Recharges and QR Ticket Purchases Metro riders can rejoice as we have simplified the recharge process with user-friendly options like Metro QR Ticket and Smart Card Recharge. A simple QR scan at metro stations swiftly redirects our users to the metro card recharge page within the app, enabling…
- [How to Open a PPF Account Online - Few Easy Steps to Follow](https://paytm.com/blog/ppf/how-to-open-ppf-account-online.md)
  - Published: 2021-09-02
  - Last Modified: 2024-03-28
  - Excerpt: Log in to the bank's net banking site and follow the instructions to open a PPF account online. Continue reading the blog for more.
- [A Comprehensive Guide to Ration Cards in India](https://paytm.com/blog/ration-card/what-is-ration-card.md)
  - Published: 2024-02-22
  - Last Modified: 2024-03-27
  - Excerpt: Learn about Ration Cards: eligibility criteria, Types, application process, and benefits. Get insights into how to obtain and utilize your Ration Card effectively for essential provisions.
- [Paytm offers Simplified FASTag Recharge and HDFC Bank FASTag Purchase](https://paytm.com/blog/fastag/paytm-offers-simplified-fastag-recharge-and-hdfc-bank-fastag-purchase.md)
  - Published: 2024-03-26
  - Last Modified: 2024-03-26
  - Excerpt: We are enhancing road travel convenience by enabling FASTag recharges directly through our app. This move allows our users to recharge their FASTags anytime and anywhere, avoiding long queues and delays at toll plazas. Furthermore, our users now have the option to purchase new FASTags from HDFC Bank on the app.  FASTags are mandatory for all four-wheeler vehicles and use radio-frequency identification technology (RFID) for a reusable tag affixed to the vehicle's windscreen. When a vehicle crosses a toll plaza, the FASTag facilitates the instant automatic deduction of toll charges, making toll payments more efficient. How to recharge a FASTag on…
- [A Comprehensive Guide to e-Filing Income Tax](https://paytm.com/blog/income-tax/income-tax-e-filing-complete-procedure-for-itr.md)
  - Published: 2022-11-18
  - Last Modified: 2024-03-22
  - Excerpt: Know easy steps to file income tax e-filing and what are the documents required for IT return filing. Understand the complete procedure for ITR with Paytm.
- [@Paytm UPI handle will continue to work seamlessly](https://paytm.com/blog/payments/our-paytm-upi-handle-will-continue-to-work-seamlessly.md)
  - Published: 2024-03-19
  - Last Modified: 2024-03-20
  - Excerpt: We reassure our users that the @Paytm UPI handle is fully operational, ensuring an uninterrupted and seamless payment experience. We have received approval from National Payments Corporation of India (NPCI) to participate in UPI as a Third-Party Application Provider (TPAP) under multi-bank model. Four banks — Axis Bank, HDFC Bank, State Bank of India, YES Bank — will act as PSP (Payment System Provider) banks. YES Bank will also be acting as merchant acquiring bank for our existing and new UPI merchants. The “@Paytm” handle will be redirected to YES Bank. This will enable our existing users and merchants to continue…
- [Section 80CCD: A Guide to Tax-Saving Benefits](https://paytm.com/blog/tax/section-80ccd.md)
  - Published: 2024-02-22
  - Last Modified: 2024-03-18
  - Excerpt: Maximize tax savings with Section 80CCD. Explore eligibility, contribution limits, and benefits of investing in National Pension System (NPS) and Atal Pension Yojana (APY).
- [Taxable and Non-Taxable Allowances for Salaried Individuals in India](https://paytm.com/blog/tax/what-is-allowance.md)
  - Published: 2024-02-22
  - Last Modified: 2024-03-18
  - Excerpt: Unlock the world of allowances: taxable vs. non-taxable. Explore how these perks impact your income and gain insights for smarter financial planning.
- [How to change default bank account to receive UPI payments on Paytm](https://paytm.com/blog/payments/how-to-change-default-bank-account-to-receive-upi-payments-on-paytm.md)
  - Published: 2024-03-18
  - Last Modified: 2024-03-18
  - Excerpt: We received approval from the National Payment Corporation of India (NPCI) on March 14, 2024, to participate in UPI as a Third Party App Provider (TPAP) under multi-bank model. Four banks – Axis Bank, HDFC Bank, State Bank of India, YES Bank – will act as PSP (Payment System Provider) banks. YES Bank will also be acting as a merchant acquiring bank for our existing and new UPI merchants. The ‘@Paytm' handle will be redirected to YES Bank. This will enable our existing users and merchants to continue to do UPI transactions and AutoPay mandates seamlessly. With this, our app users…
- [UP Ration Card: How to Apply, Check Status, and Download](https://paytm.com/blog/ration-card/ration-card-in-up.md)
  - Published: 2024-03-18
  - Last Modified: 2024-03-18
  - Excerpt: If you're looking to apply for a UP ration card, this is the right place for you to understand the entire process in a simple way.
- [New Fund Offer (NFO) in India: Your 101 Guide](https://paytm.com/blog/mutual-funds/nfo-new-fund-offer.md)
  - Published: 2024-03-18
  - Last Modified: 2024-03-18
  - Excerpt: Unlock investment potential with our comprehensive guide to New Fund Offer (NFO). Discover opportunities, maximize returns, and build a solid financial future.
- [Index-linked Mutual Funds: Your 101 Guide](https://paytm.com/blog/mutual-funds/index-linked-mutual-funds.md)
  - Published: 2024-03-09
  - Last Modified: 2024-03-18
  - Excerpt: Explore the concept of index-linked mutual funds, their advantages, potential drawbacks, and why they have become a preferred choice for many investors.
- [What's a Fund Manager? Role and Responsibilities](https://paytm.com/blog/investment/fund-manager-role-and-responsibilities.md)
  - Published: 2024-03-09
  - Last Modified: 2024-03-18
  - Excerpt: Discover the crucial role and responsibilities of a fund manager. Learn how they navigate investments and maximize returns for investors.
- [How to Apply For Online Voter ID Registration for Form 6](https://paytm.com/blog/voter-id/voter-id-registration-for-form-6.md)
  - Published: 2024-03-09
  - Last Modified: 2024-03-18
  - Excerpt: Explore the process of online voter ID registration in India using Form 6. Whether you are a first-time voter or need to update your details, understanding the steps involved in the online application process will help you navigate through it with ease.
- [How to Apply for Passport Online: A Step-by-Step Guide](https://paytm.com/blog/passport/apply-for-passport-online.md)
  - Published: 2024-03-09
  - Last Modified: 2024-03-18
  - Excerpt: Empower your wanderlust! Learn how to apply for Passport Online and set sail on your next adventure. Get started with ease.
- [Paying the Full Bill vs Paying the Minimum on a Credit Card](https://paytm.com/blog/bill-payments/credit-card-bills/paying-full-bill-vs-paying-minimum-on-a-credit-card.md)
  - Published: 2024-02-26
  - Last Modified: 2024-03-18
  - Excerpt: Unveil the impact: Full payment vs. minimum payment on credit cards. Empower your financial choices wisely for stability and growth.
- [Understand Value Investing vs Growth Investing](https://paytm.com/blog/investment/value-investing-vs-growth-investing.md)
  - Published: 2024-02-22
  - Last Modified: 2024-03-18
  - Excerpt: Dive into the comparison between value investing and growth investing. Discover their strategies, risks, and potential returns for informed investment decisions.
- [Donations Eligible Under Section 80G and 80GGA](https://paytm.com/blog/tax/donations-eligible-under-section-80g-and-80gga.md)
  - Published: 2024-01-30
  - Last Modified: 2024-03-18
  - Excerpt: Discover how your charitable donations qualify for tax deductions under Sections 80G and 80GGA. Learn more about eligible donations and how to optimise tax savings.
- [Vehicle Fitness Certificate: Apply Online and Download](https://paytm.com/blog/rto/vehicle-fitness-certificate-apply-online-and-download.md)
  - Published: 2024-02-16
  - Last Modified: 2024-03-18
  - Excerpt: Get the vehicle fitness certificate to certify that the vehicle is in great mechanical condition. Click here to know about its application process.
- [Missed the Income Tax Proof Submission Deadline? What Now?](https://paytm.com/blog/income-tax/missed-income-tax-proof-submission-deadline.md)
  - Published: 2024-01-24
  - Last Modified: 2024-03-18
  - Excerpt: Missing the income tax proof submission deadline can have consequences, such as your employer deducting Tax Deducted at Source (TDS) from your salary.
- [Paytm launches ‘Booking for Female' feature to elevate travel experience, provide comfortable booking](https://paytm.com/blog/travel/paytm-launches-booking-for-female-feature-to-elevate-travel-experience-provide-comfortable-booking.md)
  - Published: 2024-03-14
  - Last Modified: 2024-03-18
  - Excerpt: We have launched an innovative feature ‘Booking for Female’ for the bus booking process. This service aims to equip women travellers to select buses by referring to the recommendations from other female travellers and making informed choices with trustworthy information. The ‘Booking for Female’ service introduces distinctive features to elevate travel experiences for women. These innovations aim to empower women travellers with secure, informed, and comfortable booking. “At the forefront of mobile payments and QR technology, we proudly introduce a feature uniquely designed for women travelers. This development highlights our approach to understanding user needs and leveraging technology to craft innovative…
- [Happy Women's Day - Saluting the Strength of those who Inspire us Everyday](https://paytm.com/blog/workplace/happy-womens-day-saluting-the-strength-of-those-who-inspire-us-everyday.md)
  - Published: 2024-03-07
  - Last Modified: 2024-03-18
  - Excerpt: At Paytm, we wholeheartedly believe in the celebration and empowerment of women every day. The women of Paytm have epitomised the ethos of this year's International Women’s Day theme, ‘Invest in women: Accelerate progress'. We recognise the significance of fostering an inclusive environment and investing in the empowerment of women who adeptly balance multiple responsibilities across work, family, and beyond. We have consistently supported our women employees, facilitating their progression from leadership to frontline roles, where they continue to inspire and lead by example. Here are small things we are doing this Women's Day for their well-being, as a token of…
- [How To Login And Register On E-WAY Bill Portal?](https://paytm.com/blog/bill-payments/e-way-bill-login-and-registration.md)
  - Published: 2023-11-17
  - Last Modified: 2024-03-15
  - Excerpt: Effectively manage goods transportation and ensure tax compliance via the user-friendly E-Way Bill Portal in India with this complete guide.
- [RERA ACT - Real Estate Regulatory Authority, RERA Rules](https://paytm.com/blog/loan/what-is-rera-act-real-estate-regulatory-authority.md)
  - Published: 2023-10-13
  - Last Modified: 2024-03-15
  - Excerpt: The RERA Act infuses transparency in the real estate sector and safeguards the consumer's interest. Click here to know the ins and outs of the act
- [Double Taxation Avoidance Agreement (DTAA) - Benefits & Rates](https://paytm.com/blog/tax/dtaa-double-taxation-avoidance-agreement.md)
  - Published: 2023-09-28
  - Last Modified: 2024-03-15
  - Excerpt: Discover the fundamental elements of DTAA, encompassing its coverage­, advantages, and associated rates. Keep reading for a comprehe­nsive analysis.
- [How to Use Paytm for Local Citybus Ticket Booking?](https://paytm.com/blog/paytm-help/how-to-use-paytm-for-local-citybus-ticket-booking.md)
  - Published: 2022-06-02
  - Last Modified: 2024-03-14
  - Excerpt: In this blog, we will explain how you can book your local city bus tickets by using the Paytm App easily!
- [What is an Inactive or Dormant Bank Account?](https://paytm.com/blog/savings-account/inactive-savings-account-vs-dormant-savings-account.md)
  - Published: 2023-08-30
  - Last Modified: 2024-03-14
  - Excerpt: Learn about inactive or dormant bank accounts: Understand implications, prevent fees, and reactivate accounts for financial health.
- [Know About the Updated FASTag Rules Formulated by NHAI](https://paytm.com/blog/fastag/nhai-fastag-rules.md)
  - Published: 2023-09-11
  - Last Modified: 2024-03-14
  - Excerpt: Read a comprehensive list of NHAI FASTag rules, helping you make informed decisions and ensuring a hassle-free journey through toll plazas.
- [How to Create a Financial Portfolio: A Comprehensive Guide](https://paytm.com/blog/investment/how-to-create-a-financial-portfolio.md)
  - Published: 2023-08-31
  - Last Modified: 2024-03-14
  - Excerpt: Building financial security: Learn how to create a diversified financial portfolio for a stable future. Start your investment journey today
- [Difference Between Demand Draft and Cheque: A Complete Guide](https://paytm.com/blog/cheque-book/difference-between-cheques-and-demand-drafts.md)
  - Published: 2023-08-20
  - Last Modified: 2024-03-13
  - Excerpt: Both demand drafts and cheques facilitate bank transactions. However, you'll notice a major difference between cheques and demand drafts. To know them, click here.
- [How to do Airtel Payments Bank FASTag Recharge On Paytm?](https://paytm.com/blog/fastag/airtel-payments-bank-fastag-recharge-on-paytm.md)
  - Published: 2022-03-16
  - Last Modified: 2024-03-13
  - Excerpt: You can do your Airtel Payments Bank FASTag recharge on Paytm clicking on the ‘FASTag Recharge' option on the Paytm app.
- [Go For Gold Investments - Get a Podium Finish For Your Investments!](https://paytm.com/blog/digital-gold/go-for-gold-investments.md)
  - Published: 2021-12-14
  - Last Modified: 2024-03-13
  - Excerpt: Know holding gold investment plan has many advantages over holding traditional physical gold. Consider gold as an investment to bring value to your portfolio.
- [How to Claim Your Unclaimed Dividends and Shares](https://paytm.com/blog/stock-market/how-to-claim-unclaimed-funds-shares-dividends.md)
  - Published: 2023-10-17
  - Last Modified: 2024-03-13
  - Excerpt: How can the unclaimed dividends in the money market be tracked and claimed, Steps involved along with the body managing it
- [What is Insurance: Definition, Benefits, and Types](https://paytm.com/blog/insurance/what-is-insurance-definition-benefits-and-types.md)
  - Published: 2021-09-08
  - Last Modified: 2024-03-13
  - Excerpt: What are Insurance benefits & types? Is life insurance the same as term insurance? What is Unit Linked Insurance Plan? Get all your answers.
- [What is Life Insurance Premium and How is it Determined?](https://paytm.com/blog/insurance/life-insurance/what-is-life-insurance-premium-and-how-is-it-determined.md)
  - Published: 2021-10-12
  - Last Modified: 2024-03-13
  - Excerpt: The life insurance premium is the amount paid by the policyholder to the insurance company to purchase the desired insurance coverage.
- [All You Need to Know About Kisan Vikas Patra Scheme](https://paytm.com/blog/saving-schemes/all-you-need-to-know-about-kisan-vikas-patra-scheme.md)
  - Published: 2022-09-23
  - Last Modified: 2024-03-12
  - Excerpt: Kisan Vikas Patra Scheme - Know about types of KVP, kisan vikas patra interest rates in 2024, eligibility criteria, documents, invest in Kisan Vikas Patra online.
- [How to Check Ration Card Status in West Bengal?](https://paytm.com/blog/ration-card/ration-card-in-west-bengal.md)
  - Published: 2024-03-09
  - Last Modified: 2024-03-09
  - Excerpt: Are you wanting to apply for a West Bengal ration card? Read on for a comprehensive guide on how to apply online, check status and download WB ration cards online.
- [Happy Women's Day: Women entrepreneurs share their Paytm journey -- praise convenience and seamless service](https://paytm.com/blog/payments/happy-womens-day-women-entrepreneurs-share-their-paytm-journey-praise-convenience-and-seamless-service.md)
  - Published: 2024-03-08
  - Last Modified: 2024-03-08
  - Excerpt: This International Women's Day, we connected with our women merchants across India, including from Noida, Hyderabad, and Bengaluru, among other cities, to know about their Paytm journey. During the live event, women merchants expressed satisfaction with our services and devices, including QR Codes, Soundbox, and Card Machines, which they have been using for several years. Many entrepreneurs have launched their ventures using Paytm’s services and products, and some have been aligned with Paytm since the demonetization period. Understanding the critical role of digital payments in today's fast-paced world, the women merchants have placed their trust in our ability to simplify and…
- [PRAN Card: How to Get Your PRAN Number](https://paytm.com/blog/saving-schemes/what-is-pran-card.md)
  - Published: 2024-03-07
  - Last Modified: 2024-03-07
  - Excerpt: Everyone is familiar with official documents such as PAN card and Aadhaar, but are you all aware of what a PRAN card is? Read on to find out!
- [5 Types of Ration Cards in India You Need to Know About](https://paytm.com/blog/ration-card/types-of-ration-cards-in-india.md)
  - Published: 2024-03-07
  - Last Modified: 2024-03-07
  - Excerpt: Explore the different types of Indian ration cards - APL, BPL, AAY, and PHH - crucial for ensuring food security and access to essentials.
- [Prioritising Well-Being: Empowering Paytmers with Health Awareness Sessions](https://paytm.com/blog/workplace/prioritising-well-being-empowering-paytmers-with-health-awareness-sessions.md)
  - Published: 2024-03-01
  - Last Modified: 2024-03-04
  - Excerpt: A positive and healthy mind is the key to an effective and successful life – both personally and professionally. The well-being of Paytmers is of utmost importance to us. For this, we organise monthly health awareness sessions, with experts from top hospitals, and conduct yoga sessions from established Yoga institutes for Paytmers' physical and mental well-being. We have organised health awareness sessions, where we invited experts from Fortis Hospital for General Health, Dental, Eye, and electrocardiogram (ECG) checkups, including Doctor consultations. These checkups are conducted at our office campuses across India. Through Paytm Swasthya, we focus on the mental, social, and…
- [Paytm wins ‘Best Fintech App' award at IAMAI 14th India Digital Awards 2024 ](https://paytm.com/blog/awards/paytm-wins-best-fintech-app-award-at-iamai-14th-india-digital-awards-2024.md)
  - Published: 2024-03-01
  - Last Modified: 2024-03-01
  - Excerpt: We are thrilled to share that as a pioneer of mobile payments, Paytm has received the ‘Best Fintech App' award at the IAMAI 14th India Digital Awards 2024 on February 29, 2024, in Mumbai. In partnership with Grant Thornton, the IAMAI’s India Digital Awards recognize the innovative contributions and hard work of organizations. These awards highlight creativity, technical expertise, unique approaches, and illustrate how companies are pushing the boundaries of digital marketing in the constantly evolving landscape. We are India's leading fintech platform and the most trusted payments app. As pioneers of Soundbox and QR technology, we have been at the…
- [How To Check EPF Claim Status Using Online & Offline Methods?](https://paytm.com/blog/epf/check-epf-claim-status.md)
  - Published: 2021-11-22
  - Last Modified: 2024-02-21
  - Excerpt: To check EPF claim status, employees must first raise a request to the EPFO regarding withdrawal of funds from their EPF account.
- [UPI Autopay for Merchants: Automatic Loan Repayments on Time](https://paytm.com/blog/loan/merchant-loan/upi-autopay-for-merchants.md)
  - Published: 2024-02-14
  - Last Modified: 2024-02-14
  - Excerpt: The UPI Autopay process ensures automatic deductions from the merchant's bank account, eliminating the need for manual payment initiation.
- [Paytmers stand united: Teams in execution mode; Recruiters share what makes Paytm a great place to work](https://paytm.com/blog/workplace/paytmers-stand-united-teams-in-execution-mode-recruiters-share-what-makes-paytm-a-great-place-to-work.md)
  - Published: 2024-02-13
  - Last Modified: 2024-02-13
  - Excerpt: As India's leading tech innovator, we take enormous pride in each and every Paytmer who joins us. Paytm has been a great place to work, by offering the best to our colleagues, including upskilling programs, rewards, and benefits and perks.  While there are rumours of employee exits in the media, the ground reality remains unchanged — Paytmers have come together and stand united.  In fact, our recruitment partners continue to see high interest from top talent in the country, who want to join team Paytm and play an important role in redefining India's digital landscape.  Reet Bhambhani, Senior Partner of Banking,…
- [Merchants show Trust, Ensure No Inconvenience With Our Products & Services](https://paytm.com/blog/payments/merchants-show-trust-ensure-no-inconvenience-with-our-products-services.md)
  - Published: 2024-02-05
  - Last Modified: 2024-02-05
  - Excerpt: We are thankful to all merchants and users for believing in Paytm and giving us constant love and relentless support. As the pioneers of QR and mobile payments in India, we have built a strong digital ecosystem for merchants – from the smaller shopkeepers to the biggest enterprises – and enabled them to achieve stronger growth in their digital journey. Today, merchants intuitively understand the value of digital payments and they believe in our solutions to make their digital payments journey easier and trusted. We want to confirm that all the services associated with Paytm – QR codes, Soundbox and Card…
- [Paytm App is Working and will Work beyond Feb 29; Our Offline Payment Offerings like Paytm QR, Soundbox, Card Machine will Continue to Empower India's Merchants](https://paytm.com/blog/payments/paytm-app-is-working-and-will-work-beyond-feb-29-our-offline-payment-offerings-like-paytm-qr-soundbox-card-machine-will-continue-to-empower-indias-merchants.md)
  - Published: 2024-02-02
  - Last Modified: 2024-02-02
  - Excerpt: Your favourite – Paytm app is working, and will keep working beyond 29 February as usual. We are sincerely committed to serving our nation. “To every Paytmer, Your favourite app is working and will keep working beyond 29 February as usual. I with every Paytm team member salute you for your relentless support. For every challenge, there is a solution and we are sincerely committed to serve our nation in full compliance. India will keep winning global accolades in payment innovation and inclusion in financial services – with PaytmKaro as the biggest champion of it,” our Founder & CEO Vijay Shekhar…
- [PPBL receives RBI directions; Paytm to expand its existing relationships with leading third-party banks to distribute payments and financial services products](https://paytm.com/blog/payments/paytm-qr-paytm-soundbox-paytm-card-machine-to-continue-no-impact-on-savings-accounts-wallets-fastags-ncmc-accounts.md)
  - Published: 2024-02-01
  - Last Modified: 2024-02-02
  - Excerpt: We would like to update that we have been informed by our associate, Paytm Payments Bank Limited (PPBL), that the Reserve Bank of India (RBI) vide its Press Release dated January 31, 2024, has given it further directions under section 35A of the Banking Regulation Act, 1949. PPBL is taking immediate steps to comply with the RBI directions, including working with the regulator to address their concerns as quickly as possible. Paytm Payments Bank Limited (PPBL), an associate of OCL (One 97 Communications Limited), received RBI directions on 31st January 2024. We are expanding our existing relationships with leading third-party banks…
- [Bihar Ration Card: How to Check Application Status, Download and Apply Online?](https://paytm.com/blog/ration-card/ration-card-in-bihar.md)
  - Published: 2024-01-30
  - Last Modified: 2024-01-30
  - Excerpt: This guide explains how to apply for and download ration cards in Bihar. Also, it mentions how to view ration card lists in Bihar and check application status.
- [Empowering rural economy: Our pioneering efforts to drive financial inclusion in the heartlands of India](https://paytm.com/blog/investor-relations/empowering-rural-economy-our-pioneering-efforts-to-drive-financial-inclusion-in-the-heartlands-of-india.md)
  - Published: 2024-01-30
  - Last Modified: 2024-01-30
  - Excerpt: In the relentless pursuit of inclusive economic growth, we take pride in pioneering efforts to empower rural economies throughout the heartlands of India. By pioneering mobile payments and QR technology, we have successfully harnessed the power of technology to extend financial services beyond traditional urban centers, reaching deep into the rural heartlands of the country. Through the implementation of user-friendly interfaces in regional languages, we have ensured that our financial services are accessible to individuals with varying levels of digital literacy, thereby fostering financial inclusion on a broad scale. Join us on a journey where digital empowerment transforms the economic fabric…
- [RC Renewal: Guide on the Process & Documents for RC Renewal](https://paytm.com/blog/rto/rc-renewal.md)
  - Published: 2024-01-30
  - Last Modified: 2024-01-30
  - Excerpt: RC renewal is an easy process with the Parivahan Sewa website. Click now to learn about the process, documents and more about RC renewal.
- [Understand How to Boost Your Loan Eligibility on Paytm](https://paytm.com/blog/loan/merchant-loan/how-to-increase-your-merchant-loan-eligibility.md)
  - Published: 2024-01-29
  - Last Modified: 2024-01-29
  - Excerpt: Unlock a seamless merchant loan experience on Paytm! Learn the practical steps to enhance your loan eligibility.
- [Paytm announces exclusive 100% cashback offer for devotees traveling to Ayodhya through flight and bus](https://paytm.com/blog/travel/paytm-announces-exclusive-100-cashback-offer-for-devotees-traveling-to-ayodhya-through-flight-and-bus.md)
  - Published: 2024-01-29
  - Last Modified: 2024-01-29
  - Excerpt: We have introduced a special offer on flight and bus tickets for pilgrims visiting Ayodhya to witness the grandeur of the Ram Temple in Uttar Pradesh. This exclusive offer is for budget-friendly travellers with an opportunity to enjoy 100% cashback on their bus and flight bookings to Ayodhya. Utilizing the promo code ‘BUSAYODHYA’ for bus bookings and ‘FLYAYODHYA’ for flight bookings, every tenth user becomes eligible for this outstanding cashback offer. Bus travelers can receive cashback of up to ₹1,000, while those booking flight tickets stand a chance to win up to ₹5,000 in cashback. Additionally, users can leverage the ‘Free…
- [Key Takeaways from our Earnings Call for Q3FY24Â ](https://paytm.com/blog/investor-relations/key-takeaways-from-our-earnings-call-for-q3fy24.md)
  - Published: 2024-01-20
  - Last Modified: 2024-01-25
  - Excerpt: Our Q3FY24 quarter earnings have continued the growth momentum which is driven by sustained GMV growth, higher device addition, and expansion of the financial services business. This was partly boosted by the timing of the festive seasons (online sales for the festive season were in Q3, whereas in the previous financial year, it was largely in Q2). In Q3FY24, Our revenue from operations saw a growth of 38% YoY to ₹2,850 Cr, and EBITDA before ESOP has increased to ₹219 Cr as compared to ₹153 Cr in Q2FY24 (excluding UPI incentives). Our PAT improved by ₹170 Cr YoY to (₹222 Cr).…
- [How to Make Credit Card Bill Payment on Paytm?](https://paytm.com/blog/paytm-help/how-to-make-credit-card-bill-payment-on-paytm.md)
  - Published: 2021-07-09
  - Last Modified: 2024-01-24
  - Excerpt: Make credit card bill payment on Paytm app through UPI, net banking, and debit/credit cards. Set reminders to avoid missing or late payments.
- [Paytm Q3 FY24: Revenue surges 38% YoY to ₹2,850 Cr, reports EBITDA before ESOP of ₹219 Cr, PAT improves by ₹170 Cr YoY to (₹222 Cr)](https://paytm.com/blog/investor-relations/paytm-q3-fy24-revenue-surges-38-percent-yoy-to-2850-cr.md)
  - Published: 2024-01-19
  - Last Modified: 2024-01-20
  - Excerpt: We have announced our Q3FY24 results today. Driven by sustained GMV growth, higher device addition, and expansion of the financial services business, our strong growth momentum continues. Our revenue from operations has seen a growth of 38% YoY to ₹2,850 Cr, and EBITDA before ESOP has increased to ₹219 Cr as compared to ₹153 Cr in Q2FY24 (excluding UPI incentives). Our PAT improved by ₹170 Cr YoY to (₹222 Cr). Our payments revenue increased 45% YoY to ₹1,730 Cr while the payments profitability improved with net payment margin expanding 63% YoY to ₹748 Cr. Due to the increase in GMV of…
- [How to Check PAN Card Status by Mobile Number?](https://paytm.com/blog/pan-card/how-to-check-pan-card-status-by-mobile-number.md)
  - Published: 2021-10-20
  - Last Modified: 2024-01-10
  - Excerpt: Continue reading the blog to know about how to check PAN card status by mobile number easily. Check this guide to know more!
- [Paytm to invest ₹100 Cr in GIFT City; to offer AI-driven cross border remittance, set up a development centre for innovation](https://paytm.com/blog/news/paytm-to-invest-rs-100-cr-in-gift-city-to-offer-ai-driven-cross-border-remittance-set-up-a-development-centre-for-innovation.md)
  - Published: 2024-01-10
  - Last Modified: 2024-01-10
  - Excerpt: Paytm has announced that it invest ₹100 crore in Gujarat International Finance Tec-City (GIFT City) to build a global financial ecosystem, ahead of the Vibrant Gujarat Global Summit 2024
- [Paytm's co-branded credit card business thrives, adding nearly 6 Lakh new cards in a year](https://paytm.com/blog/investor-relations/paytms-co-branded-credit-card-business-thrives-adding-nearly-6-lakh-new-cards-in-a-year.md)
  - Published: 2024-01-10
  - Last Modified: 2024-01-10
  - Excerpt: In today’s digital era, characterized by increasing disposable income and e-commerce transactions, two types of transactions stand out – mobile transactions for low-value spends and credit cards for high-value expenses. Credit cards, providing users with a grace period and installment options, have become the preferred mode of payment.  The Reserve Bank of India’s data reveals a consistent rise in credit card spending every month. Aligning with the trend, Paytm’s co-branded credit cards provide enticing discounts for travel, movie tickets, and various other offerings. As of September 2023, the number of activated credit cards stands at 8.7 lakh, compared to three lakh…
- [Paytm records 50X surge in search for travel to Lakshadweep — announces a flat 10% discount on flights](https://paytm.com/blog/travel/paytm-records-50x-surge-in-search-for-travel-to-lakshadweep-announces-a-flat-10-discount-on-flights.md)
  - Published: 2024-01-09
  - Last Modified: 2024-01-09
  - Excerpt: We have announced an exciting flat 10% discount on flight tickets of Lakshadweep with promo code ‘FLYLAKSHA'. The exclusive offer follows a notable increase in the volume of search inquiries on Paytm app, indicating heightened interest among users seeking travel deals to explore the beautiful island of Lakshadweep. With the special discount, users can make way for extra savings on their travel expenses when booking flights through Paytm platform. Lakshadweep, known for its turquoise waters, coral reefs, and tranquil beaches, has always been a sought-after destination for those seeking an island paradise.  Lakshadweep, a tropical paradise, can easily be reached by…
- [Guide to Pradhan Mantri Garib Kalyan Yojana](https://paytm.com/blog/saving-schemes/guide-to-pradhan-mantri-garib-kalyan-yojana.md)
  - Published: 2023-03-31
  - Last Modified: 2024-01-05
  - Excerpt: Pradhan Mantri Garib Kalyan Yojana is an Indian government scheme to support the poor during the COVID-19 pandemic by providing financial assistance.
- [Kisan Credit Card: Learn Everything You Need to Apply For It](https://paytm.com/blog/saving-schemes/government-schemes/kisan-credit-card.md)
  - Published: 2023-08-24
  - Last Modified: 2024-01-05
  - Excerpt: Kisan Credit Card is the government's initiative to empower farmers with financial support. Read on to learn its features, eligibility and application process.
- [Paytm signs MoU with Ayodhya Nagar Nigam to enable mobile payments in the city](https://paytm.com/blog/news/paytm-signs-mou-with-ayodhya-nagar-nigam-to-enable-mobile-payments-in-the-city.md)
  - Published: 2024-01-04
  - Last Modified: 2024-01-04
  - Excerpt: Paytm has signed a memorandum of understanding (MoU) with Ayodhya Nagar Nigam, to enable mobile payments using Paytm pioneered QR code, Soundbox and Card machines
- [Building Digital Resilience- Paytm's Collaboration With Law Enforcement And Educational Institutions For Cyber-Resilient Future](https://paytm.com/blog/safe-payments/building-digital-resilience-paytms-collaboration-with-law-enforcement-and-educational-institutions-for-cyber-resilient-future.md)
  - Published: 2024-01-04
  - Last Modified: 2024-01-04
  - Excerpt: In an era dominated by digital transactions, safeguarding against cyber threats has become more critical than ever. Recognising this, we, being a trailblazer in India’s digital financial ecosystem, have taken significant steps to combat cybercrime and promote cybersecurity awareness. Our proactive initiatives are focusing on empowering law enforcement agencies (LEAs) and educating students and teachers on cybersecurity. Empowering Law Enforcement: A Collaborative Approach: We along with Paytm Foundation, Paytm Payment Service Limited, and Paytm Payment Bank Limited conducted multiple interactive fintech ecosystem sessions with Law Enforcement Agencies (LEAs) across India, marking a proactive move to strengthen the nation’s cybersecurity. The primary…
- [Paytm issues over 1 million QR tickets for Chennai Metro; CMRL offers 20% discount on QR tickets booked via Paytm](https://paytm.com/blog/travel/paytm-issues-over-1-mn-qr-tickets-for-chennai-metro-cmrl-offers-20pc-off-on-qr-tickets-booked-via-app.md)
  - Published: 2024-01-04
  - Last Modified: 2024-01-04
  - Excerpt: Paytm has issued over 1 million QR code-based ticketing for Chennai Metro to passengers since its launch using Paytm app in August 2023
- [Paytm launches special sale on flight tickets to visa-free destinations – Thailand, Malaysia, Bali and Sri Lanka](https://paytm.com/blog/travel/paytm-launches-special-sale-on-flight-tickets-to-visa-free-destinations.md)
  - Published: 2024-01-03
  - Last Modified: 2024-01-03
  - Excerpt: We have announced an exclusive sale on flight tickets to popular visa-free destinations like Thailand, Malaysia, Bali and Sri Lanka. Through Paytm app, travellers can avail the special discount of 8% off on flight tickets by using the promo code ‘INTHOLIDAY.’  The offer is valid until January 10th, providing an excellent opportunity for users to plan their dream getaways. We have extended the same exclusive offer to users booking their flight tickets to the United Arab Emirates (UAE) and Singapore. This initiative aligns with our commitment to making travel more accessible and affordable for its users. We are also offering a…
- [Our all-in-one QR Code takes the Fast Lane – Union Minister Hardeep Singh Puri highlights efficiency](https://paytm.com/blog/investor-relations/our-all-in-one-qr-code-takes-the-fast-lane-union-minister-hardeep-singh-puri-highlights-efficiency.md)
  - Published: 2024-01-03
  - Last Modified: 2024-01-03
  - Excerpt: Transforming mobile payments with our iconic products, we are not only empowering merchants but are also helping consumers save time with easy and quick payments. In a groundbreaking demonstration of the speed and efficiency of mobile payments, Union Minister for Housing & Urban Affairs and Minister for Petroleum & Natural Gas, Hardeep Singh Puri recently used Paytm’s all in one QR code to make payments during his commute to Yashobhoomi.  Sharing his firsthand encounter with the swift and secure payment method, the Union Minister said that he saw last mile connectivity at work when an e-rickshaw driver immediately agreed to drop…
- [What is Creditworthiness and Why Does It Matter?](https://paytm.com/blog/credit-score/what-is-creditworthiness.md)
  - Published: 2023-08-11
  - Last Modified: 2024-01-02
  - Excerpt: Creditworthiness is what you need to secure your future loans and related opportunities. Learn all about creditworthiness and why it is so important today.
- [Pros And Cons Of Having Multiple Credit Cards](https://paytm.com/blog/credit-card/pros-and-cons-of-having-multiple-credit-cards.md)
  - Published: 2021-06-28
  - Last Modified: 2024-01-02
  - Excerpt: Having multiple credit cards has both benefits and disadvantages. Check the list of pros and cons of having multiple credit cards
- [Soft vs Hard Credit Checks: What's the Difference?](https://paytm.com/blog/credit-score/soft-vs-hard-credit-checks.md)
  - Published: 2023-08-13
  - Last Modified: 2024-01-02
  - Excerpt: Confused between hard and soft checks on your credit report? End your confusion by knowing the difference between the two and their impact on your credit score.
- [How To Get A Credit Card Without Income?](https://paytm.com/blog/credit-card/how-to-get-a-credit-card-without-income.md)
  - Published: 2022-02-01
  - Last Modified: 2024-01-02
  - Excerpt: Do you know that you can get a credit card without an income? Apply online for a credit card without a salary slip.
- [Pay Rent with Credit Card Online](https://paytm.com/blog/bill-payments/pay-rent-with-credit-card.md)
  - Published: 2021-06-29
  - Last Modified: 2023-12-29
  - Excerpt: Pay rent with credit card online: Know how to pay rent with a credit card on Paytm and why should I pay rent with credit card online.
- [Credit Card- Advantages and Disadvantages: All You Need to Know](https://paytm.com/blog/credit-card/credit-card-advantages-and-disadvantages.md)
  - Published: 2021-06-28
  - Last Modified: 2023-12-29
  - Excerpt: Credit cards have benefits like instant loan approval, easy EMIs, credit score improvement. Check credit card advantages & disadvantages here
- [How to Port Mobile Number?](https://paytm.com/blog/recharge/mobile-prepaid/how-to-port-mobile-number.md)
  - Published: 2021-07-06
  - Last Modified: 2023-12-29
  - Excerpt: Here is a step by step guide on how to port mobile numbers or SIM number. Check out the steps you need to take to port your mobile number.
- [The Most Important Documents Required to Get a Loan](https://paytm.com/blog/loan/merchant-loan/documents-required-for-merchant-loan.md)
  - Published: 2023-12-29
  - Last Modified: 2023-12-29
  - Excerpt: Submitting the right documents is crucial to ensure you get the loan you want without any hassle. So, learn more about it here.
- [High-Security Registration Plate (HSRP): Its Benefits and How to Apply for One?](https://paytm.com/blog/driving-licence/high-security-registration-plate-hsrp.md)
  - Published: 2023-12-29
  - Last Modified: 2023-12-29
  - Excerpt: High-Security Registration Plate (HSRP) brought uniformity to the number plate system, ensuring vehicle security and reducing vehicle-related crimes.
- [#2023 In Awards: Celebrating Excellence with Paytm's Remarkable Triumphs](https://paytm.com/blog/workplace/2023-in-awards-celebrating-excellence-with-paytms-remarkable-triumphs.md)
  - Published: 2023-12-28
  - Last Modified: 2023-12-28
  - Excerpt: It’s an opportune moment to reminisce about the incredible milestones and honors that have adorned the journey of Paytm throughout 2023. This year has been an outstanding one, marked by numerous accolades and recognitions, reaffirming our standing as a pioneering force in the realm of mobile payments, financial services, and workplace culture. At Paytm, our commitment to innovation, customer-centricity, and fostering an inclusive work environment has been acknowledged and lauded across diverse platforms. Throughout the year, we proudly clinched over 60 prestigious awards at both national and international events across various categories. These accolades stand as a testament to our relentless…
- [Business Loan or Personal Loan Which One Should You Choose?](https://paytm.com/blog/loan/business-loan-vs-personal-loan.md)
  - Published: 2023-08-11
  - Last Modified: 2023-12-28
  - Excerpt: Business loan vs Personal Loan: Understand the difference between business loan and personal loan to choose which one is best for you.
- [Here's Why You Should Avoid Late Credit Card Payment](https://paytm.com/blog/credit-card/why-you-should-avoid-late-credit-card-payment.md)
  - Published: 2021-06-28
  - Last Modified: 2023-12-28
  - Excerpt: Credit card late payment charges - Know how to avoid late credit card bill payment, reasons to avoid credit card late payment charges.
- [What is the Difference Between Secured and Unsecured Credit Cards](https://paytm.com/blog/credit-card/secured-vs-unsecured-credit-card.md)
  - Published: 2023-09-10
  - Last Modified: 2023-12-28
  - Excerpt: There's not much difference when you analyse the topic – secured vs unsecured credit card, except that the secured cards require registering a security deposit.
- [What are Credit Cards: Features, Advantages, Eligibility Conditions](https://paytm.com/blog/credit-card/what-are-credit-cards-features-advantages-eligibility-conditions.md)
  - Published: 2021-04-20
  - Last Modified: 2023-12-28
  - Excerpt: Credit cards allow you to borrow money that you can repay later. Learn about credit cards, their types, advantages, & disadvantages.
- [How Top Credit Information Companies (CICs) Work ?](https://paytm.com/blog/credit-score/top-credit-information-companies-cics-know-how-they-work.md)
  - Published: 2021-07-16
  - Last Modified: 2023-12-28
  - Excerpt: Top Credit Information Companies (CICs) examine, collect, and analyze credit information from users in order to assist both lenders and users in making better decisions.
- [Can I Get a Loan With a Credit Score of 550?](https://paytm.com/blog/credit-score/can-i-get-a-loan-with-a-credit-score-of-550.md)
  - Published: 2021-07-16
  - Last Modified: 2023-12-28
  - Excerpt: Check out the factors that affect credit score & disadvantages of applying for a loan with a low credit score. Learn how to improve credit score to get personal loan.
- [How does Credit Score Help in Availing Loan?](https://paytm.com/blog/credit-score/how-does-credit-score-help-in-availing-loan.md)
  - Published: 2023-03-15
  - Last Modified: 2023-12-28
  - Excerpt: Having a good credit score is crucial when it comes to availing loans. Lenders use it to determine creditworthiness & interest rates. Maintain it!
- [Top 4 Points to Check in your Credit Report](https://paytm.com/blog/credit-score/cibil-credit-report-checklist.md)
  - Published: 2021-06-29
  - Last Modified: 2023-12-28
  - Excerpt: Check out the top points to check in your credit card. Credit Report Checklist is a tool used to verify account info & protect against identity theft in credit reports.
- [How to Check Credit Score for Free?](https://paytm.com/blog/credit-score/how-to-check-free-credit-score.md)
  - Published: 2022-03-01
  - Last Modified: 2023-12-28
  - Excerpt: Check your credit score for free and some quick credit improvement tips with Paytm. Know the easy steps to check Cibil score for free and easily.
- [Paytm Travel Recap 2023: Delhi most preferred domestic destination, 70% increase in solo travellers](https://paytm.com/blog/travel/paytm-travel-recap-2023-delhi-most-preferred-domestic-destination-70-increase-in-solo-travellers.md)
  - Published: 2023-12-27
  - Last Modified: 2023-12-27
  - Excerpt: Paytm has announced the release of Travel Recap 2023, offering a sneak peek into the jet-setting wonders, passport stamps, and epic adventures that unfolded throughout the year
- [Understanding GST Composition Scheme: Its Features, Eligibility & Tax Rates](https://paytm.com/blog/tax/gst-composition-scheme.md)
  - Published: 2023-07-21
  - Last Modified: 2023-12-26
  - Excerpt: What is GST composition scheme, features of GST composition scheme, eligibility conditions and tax rates under GST composition scheme
- [Senior Citizen Savings Scheme (SCSS) - Eligibility, Interest Rate & Benefits](https://paytm.com/blog/saving-schemes/senior-citizen-saving-scheme-scss-interest-rate-benefits.md)
  - Published: 2022-09-21
  - Last Modified: 2023-12-21
  - Excerpt: Senior Citizen Saving Scheme - Know about SCSS interest rate, eligibility for Sr. citizen saving scheme, benefits of SCSS, deposit limit & tax benefits.
- [Paytm brings exclusive discounts on flight tickets for users attending Dubai Shopping Festival](https://paytm.com/blog/travel/paytm-brings-exclusive-discounts-on-flight-tickets-for-users-attending-dubai-shopping-festival.md)
  - Published: 2023-12-18
  - Last Modified: 2023-12-18
  - Excerpt: We have announced amazing discounts on flight tickets for users attending Dubai Shopping Festival running from December 8 and to January 14, 2024. The month-long festival offers an amazing shopping experience while seamlessly weaving together elements of luxury, entertainment, and cultural richness. The extended festival duration empowers travellers to meticulously plan their journey ensuring they make the most of this remarkable blend of shopping and entertainment. To facilitate a seamless travel to Dubai, we have introduced an exclusive flat 8% discount for users booking flight tickets on the Paytm app. By using the promocode ‘PTMDUBAI,’ attendees can avail this limited-time offer…
- [This Dec 17, Chennai Metro commuters can book e-tickets for ₹5 only with Paytm](https://paytm.com/blog/payments/this-dec-17-chennai-metro-commuters-can-book-e-tickets-for-5-only-with-paytm.md)
  - Published: 2023-12-15
  - Last Modified: 2023-12-15
  - Excerpt: We are dedicated to providing our users with the best possible service, making their lives easier. In addition to seamless mobile payments and other services, we are also making commuting more convenient. Our user-friendly Paytm app allows users to book tickets for buses, trains, flights, and metro without any hassle, avoiding long lines. In a latest development, benefiting the users of Chennai, our Paytm app is enabling the purchase of Chennai Metro Rail e-QR tickets for ₹5 on December 17, 2023 (Sunday). The Chennai Metro Rail Limited recently announced that it is extending its foundation day offer of ₹5 fare for…
- [Making metro travel seamless with our iconic Paytm App - buy QR tickets with just a scan](https://paytm.com/blog/investor-relations/making-metro-travel-seamless-with-our-iconic-paytm-app-buy-qr-tickets-with-just-a-scan.md)
  - Published: 2023-12-14
  - Last Modified: 2023-12-14
  - Excerpt: With a commitment of making the lives of users seamless, we stand tall with our pioneering devices and user-friendly mobile application. Beyond revolutionising traditional payment methods, we are making significant strides in simplifying daily commutes with our iconic Paytm App. Focusing on metro and train ticketing, our app has become the most preferred choice for millions, offering a seamless and hassle-free experience. We are redefining the way people travel – a simple scan and it’s done! In major metro cities like Mumbai, Delhi, Hyderabad, Bengaluru and Chennai, we have emerged as a game-changer for commuters. Users can purchase metro tickets directly…
- [Trade Smarter with the Prowess of Algorithms](https://paytm.com/blog/stock-market/trade-smarter-with-prowess-of-algorithms.md)
  - Published: 2023-12-14
  - Last Modified: 2023-12-14
  - Excerpt: What is Algo trading, different opportunities available to carry out Algo trading. DIY Algo platform, rent a strategy from Marketplace strategy creators.
- [Paytm partners with Manipal Academy of BFSI to introduce Paytm Fintech Young Leaders program; offers young graduates assured job](https://paytm.com/blog/news/paytm-partners-with-manipal-academy-of-bfsi-to-introduce-paytm-fintech-young-leaders-program-offers-young-graduates-assured-job.md)
  - Published: 2023-11-22
  - Last Modified: 2023-12-13
  - Excerpt: Paytm has partnered with Manipal Academy of BFSI to introduce the Paytm Fintech Young Leaders (PFYL) programme
- [Paytm expands credit distribution business to enhance focus on higher ticket loans for consumers and merchants in partnership with banks and NBFCs](https://paytm.com/blog/investor-relations/paytm-expands-credit-distribution-business-to-enhance-focus-on-higher-ticket-loans-for-consumers-and-merchants-in-partnership-with-banks-and-nbfcs.md)
  - Published: 2023-12-07
  - Last Modified: 2023-12-07
  - Excerpt: We have shared an update and outlook on our loan distribution business. We have decided to further expand our business to offer higher ticket personal and merchant loans, which would be targeted at lower risk and high credit worthy customers, in partnership with large banks and NBFCs. Given the strong portfolio performance and widespread acceptance of loan distribution, we had started in this direction last quarter and are seeing encouraging early trends.  On the back of recent macro development and regulatory guidance, in consultation with lending partners, in line with our continued focus on driving a healthy portfolio, we have recalibrated…
- [Paytm Travel Celebrates Excellence, Wins Big at the ET Travel & Tourism Awards 2023](https://paytm.com/blog/awards/paytm-travel-celebrates-excellence-wins-big-at-the-et-travel-tourism-awards-2023.md)
  - Published: 2023-12-01
  - Last Modified: 2023-12-01
  - Excerpt: We are immensely proud and honored to announce our recent accolades at the prestigious ET Travel & Tourism Annual Conclave and Awards 2023. Our commitment to innovation, responsible business practices, and excellence in travel technology and social media has been recognised and celebrated in two significant categories: ‘Excellence in Travel Tech Co (Less than 10 Years)’ and ‘Excellence in Use of Social Media'. The ET Travel & Tourism Awards stand as a testament to our unwavering dedication to delivering exceptional services and pioneering solutions within the travel industry. Being acknowledged for our efforts in these categories further validates our commitment to…
- [Paytm launches Travel Carnival sale for flights, trains and buses ahead of New Year Holidays](https://paytm.com/blog/travel/paytm-launches-travel-carnival-sale-for-flights-trains-and-buses-ahead-of-new-year-holidays.md)
  - Published: 2023-12-01
  - Last Modified: 2023-12-01
  - Excerpt: We have launched a Paytm Travel Carnival with exciting discounts and offers on flight, train and bus bookings ahead of the year-end holiday season. The Travel Sale is set to unfold from December 1-5 for travellers planning their New Year escapades.  The special sale offers exclusive discounts ranging from 12-15% on transactions through YES Bank, HSBC Bank, Amex Bank and AU Small Finance Bank. We are offering discounted fares for students, senior citizens and Armed Forces personnel. For air travel, there is a Free Cancellation feature providing travellers with the flexibility to change their travel plans anytime without the concern of…
- [#LifeAtPaytm: Teamwork Takes Centre Stage at Leadership Offsite – Set to Conquer New Milestones ](https://paytm.com/blog/workplace/lifeatpaytm-teamwork-takes-centre-stage-at-leadership-offsite-set-to-conquer-new-milestones.md)
  - Published: 2023-09-29
  - Last Modified: 2023-12-01
  - Excerpt: We recently concluded our leadership summit offsite – Conquer, where senior leadership teams came together to brainstorm, showcase, and outline the roadmap for the rest of the fiscal. To take this further, an Annual Operating Plan (AOP) was prepared to achieve assertive business and growth goals for the second half of FY 2024. In the two-day offsite to Rishikesh, Paytmers celebrated and acknowledged the company's hard work during the first half of the year. Our monthly transacting users surged to over 9.4 crore, with the adoption of 87 lakh devices by our merchants and disbursement of over 88 lakh loans for…
- [Do more with our iconic Paytm App – All-in-one platform for a convenient life](https://paytm.com/blog/investor-relations/do-more-with-our-iconic-paytm-app-all-in-one-platform-for-a-convenient-life.md)
  - Published: 2023-11-30
  - Last Modified: 2023-11-30
  - Excerpt: Juggling with multiple tasks can be a bit difficult to manage. This is where we step in to make our users’ lives easier, more convenient, and stress-free. Our all-in-one Paytm app is an all-rounder ready to assist in various aspects of daily life. Acting as a lifestyle enhancer, our Paytm app empowers our users to do more with less effort, bringing convenience to their fingertips. We have evolved into a comprehensive ecosystem, seamlessly integrating a myriad of services under one user-friendly application. Whether it is paying loans, house rent, managing school, and tuition fees, recharging DTH, ticket booking, and more, we…
- [Driving Licence Test Questions - Practice DL Test Questions](https://paytm.com/blog/driving-licence/driving-licence-test-questions-practice-dl-test-questions.md)
  - Published: 2023-11-28
  - Last Modified: 2023-11-30
  - Excerpt: Master your Driving License Test with DL Test Questions. Boost your road knowledge and driving skills for a confident RTO exam success.
- [Driving business growth: How our constant innovations supercharge merchant engagement and expand market opportunities](https://paytm.com/blog/investor-relations/driving-business-growth-how-our-constant-innovations-supercharge-merchant-engagement-and-expand-market-opportunities.md)
  - Published: 2023-11-29
  - Last Modified: 2023-11-29
  - Excerpt: In today’s fast-paced and ever-evolving world, we remain focused on expanding the mobile payment acceptance network by enabling merchants with cutting-edge products and technology. Our continuous innovation stands out as a powerful strategy to fortify the merchant community and enhance their business operations. From the inception of a simple QR code to the introduction of a diverse array of innovations such as soundboxes, card machines, and sophisticated payment gateways driving major ecommerce platforms in India, our journey has evolved, benefitting 3.8 Crore merchants. These ongoing innovations play a pivotal role in expanding our Total Addressable Market (TAM), fostering merchant engagement, and…
- [From Himalayan mountain ranges to coastal regions of Chennai – Our Iconic QR is Everywhere](https://paytm.com/blog/investor-relations/from-himalayan-mountain-ranges-to-coastal-regions-of-chennai-our-iconic-qr-is-everywhere.md)
  - Published: 2023-11-28
  - Last Modified: 2023-11-28
  - Excerpt: From the Himalayan mountain ranges to the coastal regions of Chennai, we are present everywhere with our pioneering products like Paytm QR Code. Delivering a seamless and successful transaction experience, we ensure that our users can enjoy the ease of payments, even in areas with limited network connectivity. Creating a financial ecosystem that empowers every user, our Paytm QR, with its adaptability and reliability, has become a companion on the path to financial empowerment. Here is how our iconic product is driving convenience for merchants in the Kedarnath Temple to the ticket counter of a zoo in Chennai. Arpit Chaudhary, a…
- [Launching Paytm Xtras for exclusive discounts – Committed to Paytmers well-being & Happiness](https://paytm.com/blog/workplace/launching-paytm-xtras-for-exclusive-discounts-committed-to-paytmers-well-being-happiness.md)
  - Published: 2023-11-24
  - Last Modified: 2023-11-24
  - Excerpt: As a testament to our unwavering commitment to the well-being of our employees, we have introduced Paytm Xtras – the ultimate destination for exclusive corporate discounts that cater to various aspects of their lives.  With Paytm Xtras, we aim to ease the personal life of Paytmers by bringing a little extra joy with amazing discount offers. Paytmers can avail discounts in several categories including hospitals, schools, food & beverages, retail stores, consumer durables, and more.  Health is Wealth The well-being of Paytmers is of utmost importance to us. We organise webinars with healthcare professionals under Paytm Swasthya and encourage participation in…
- [When to Take Merchant Loan and its Benefits for Your Business](https://paytm.com/blog/loan/merchant-loan/when-to-take-merchant-loan-and-its-benefits-for-your-business.md)
  - Published: 2023-11-24
  - Last Modified: 2023-11-24
  - Excerpt: Merchant loans come with different benefits and quick disbursal. Click here to read the benefits of a Merchant Loan in detail.
- [Paytm offers 15% flat discount on booking Uttar Pradesh State Road Transport Corporation bus tickets via Paytm app](https://paytm.com/blog/travel/paytm-offers-15pc-flat-discount-on-booking-uttar-pradesh-state-road-transport-corporation-bus-tickets-via-paytm-app.md)
  - Published: 2023-11-23
  - Last Modified: 2023-11-23
  - Excerpt: Paytm has partnered with Uttar Pradesh State Road Transport Corporation (UPSRTC) for online bus ticket booking through Paytm app
- [Paytm becomes associate sponsor for 54th International Film Festival of India in Goa](https://paytm.com/blog/news/paytm-becomes-associate-sponsor-for-54th-international-film-festival-of-india-in-goa.md)
  - Published: 2023-11-22
  - Last Modified: 2023-11-22
  - Excerpt: We are the official associate sponsor for the 54th IFFI (International Film Festival of India) being held in Goa.
- [Global Applause for our Revolutionary QR – Australian Deputy PM chooses Paytm for UPI Payments](https://paytm.com/blog/investor-relations/global-applause-for-our-revolutionary-qr-australian-deputy-pm-chooses-paytm-for-upi-payments.md)
  - Published: 2023-11-21
  - Last Modified: 2023-11-21
  - Excerpt: Our cutting-edge solutions are not just innovative but transformative. Our revolutionary Paytm QR code is a game-changer, especially for India’s small businesses. The iconic device has now been used by the Australian Deputy Prime Minister and Defence Minister Richard Marles to make UPI payments to a lemonade seller in Delhi.  Sidhant Sibal, a user of X (Former Twitter) shared a captivating video of Minister Marles doing UPI payments via Paytm QR saying, “Australia Deputy Prime Minister and Defence Minister @RichardMarlesMP showed how UPI (@Paytm) is used for payments in India,” he tweeted.   The Australia Deputy Prime Minister is in India for…
- [Paytm partners with Pirna Urban Cooperative Credit Society in Goa; deploys over 100 Soundbox & QRs in the first phase](https://paytm.com/blog/payments/paytm-partners-with-pirna-urban-cooperative-credit-society-in-goa-deploys-over-100-soundbox-qrs-in-the-first-phase.md)
  - Published: 2023-11-21
  - Last Modified: 2023-11-21
  - Excerpt: We have partnered with Pirna Urban Cooperative Credit Society to enable lightning-fast mobile payments in Goa. Under this partnership, we have deployed more than 100 payment devices such as Paytm Soundbox and Paytm QR codes in the first phase.  Given the strong adoption of our payment devices, we have already received an exclusive mandate from Pirna Urban Cooperative Credit Society. This will enable the society members in the state with mobile payments using Paytm Wallet, Paytm UPI, Paytm UPI Lite, among other payment modes, for their day-to-day transactions.  “As the pioneers of QR codes in India, are committed to providing convenient…
- [#LifeAtPaytm: Laughter, Bonding & Teamwork – A look at Our Supply Chain and Logistic Team Offsite to Neemrana](https://paytm.com/blog/workplace/lifeatpaytm-laughter-bonding-teamwork-a-look-at-our-supply-chain-and-logistic-team-offsite-to-neemrana.md)
  - Published: 2023-11-17
  - Last Modified: 2023-11-17
  - Excerpt: Team outing is like hitting the refresh button from one’s daily routine. Amidst laughter and shared adventures, Paytmers strengthen their bond, but also teamwork gets a boost. With these outings and bondings, Paytmers come out strong and ready to conquer the challenges with a shared spirit of fun and camaraderie. Embarking on a journey of laughter, joy, and teamwork, our Supply Chain and Logistics Team recently took a delightful detour from the daily routine to soak up the sun, dance in the rain, and celebrate success in the royal ambiance of Neemrana, Rajasthan. From appreciating and rewarding the hard work Paytmers…
- [What is EPF Form 15G - When and How to Fill?](https://paytm.com/blog/epf/what-is-epf-form-15g.md)
  - Published: 2022-02-01
  - Last Modified: 2023-11-16
  - Excerpt: EPF Form 15G is a declaration that ensures that TDS (Tax Deducted at Source) is not deducted from the employee's interest income in a year.
- [Paytm partners with global travel technology company Amadeus to redefine travel experience with Artificial Intelligence](https://paytm.com/blog/travel/paytm-partners-with-global-travel-tech-company-amadeus-to-redefine-travel-experience-with-artificial-intelligence.md)
  - Published: 2023-11-15
  - Last Modified: 2023-11-15
  - Excerpt: Paytm partnered with global travel technology company Amadeus.
- [In the ever growing Indian mobile payments landscape, here's how Paytm is leading](https://paytm.com/blog/investor-relations/in-the-ever-growing-indian-mobile-payments-landscape-heres-how-paytm-is-leading.md)
  - Published: 2023-11-15
  - Last Modified: 2023-11-15
  - Excerpt: The pandemic has imbibed the culture of mobile payments in the country dramatically rather than carrying cash everywhere you go. Mobile payments have become so common that India is now the world's largest growing mobile payments market. In this journey of digital revolution, Paytm has contributed massively to now becoming India's largest mobile payments and commerce platform. In fact, we are extremely bullish on the mobile payment acceptance in the country especially due to its new innovative products offerings. We have not only pioneered mobile payments and QR technology but also become a household name with our innovations. Our reach has…
- [Surprise your Kid & Celebrate this Children's Day with the Paytm App – Here's How](https://paytm.com/blog/investor-relations/surprise-your-kid-celebrate-this-childrens-day-with-the-paytm-app-heres-how.md)
  - Published: 2023-11-14
  - Last Modified: 2023-11-14
  - Excerpt: Children’s Day is here and we want to celebrate and cherish the laughter, curiosity, boundless energy, and innocence of childhood. We are here supporting every parent’s mission to plan a delightful surprise for their child and make them feel special on this day. With our all-in-one Paytm mobile application, parents can seamlessly book tickets for movies or to their favourite amusement park.  We understand that parents have hectic lives, but organising surprises for their kids through our app will be simple. Our Paytm app is the one-stop solution for all things fun. It is not only convenient and efficient but also…
- [Bringing Love, Laughter, Lights and Togetherness – Wishing You All a Happy Diwali](https://paytm.com/blog/workplace/bringing-love-laughter-lights-and-togetherness-wishing-you-all-a-happy-diwali.md)
  - Published: 2023-11-10
  - Last Modified: 2023-11-10
  - Excerpt: Diwali is a time of celebration, unity, and spreading joy. We embrace the festival by creating a vibrant, sparkling atmosphere that resonates with everyone. As we mostly work in a hybrid mode, for us the Festival of Lights is a celebration of bonding together and joy. Being more than just a cultural observance, Diwali is a testament to our commitment to a vibrant, harmonious, and diverse workplace. The festival provides an opportunity to strengthen our bonds, promoting a harmonious work environment.  One of the most visually captivating aspects of the celebration is the transformation of our workplace with beautiful rangoli, shimmering…
- [#LifeAtPaytm: Introducing the Paytm AI Design Challenge for Paytmers to unleash their creativity](https://paytm.com/blog/workplace/lifeatpaytm-introducing-the-paytm-ai-design-challenge-for-paytmers-to-unleash-their-creativity.md)
  - Published: 2023-11-10
  - Last Modified: 2023-11-10
  - Excerpt: Artificial intelligence (AI) is the next big thing, which will be a game changer for each and every Paytmer. As we are all about innovation, we understand the significance of AI and innovation in our growth trajectory. With a belief in keeping the creative mind of our talented Paytmers active, we gave them an exciting opportunity to explore their imagination and showcase their design skills, by introducing them to the ‘Paytm AI Design Challenge'. The contest started on October 14 and lasted till October 22, 2023, giving a golden opportunity to our Design, Marketing, User Growth, and Business teams to further…
- [How our pioneering Paytm QR has become merchants' first choice for all mobile payments](https://paytm.com/blog/investor-relations/how-our-pioneering-paytm-qr-has-become-merchants-first-choice-for-all-mobile-payments.md)
  - Published: 2023-11-08
  - Last Modified: 2023-11-08
  - Excerpt: Amidst the daily hustle and bustle, we are paving the way for everyone with our extraordinary products and services. What's even more exciting is that our mission to reach the farthest corners of the country, empowering even the smallest of service providers to embrace the digital age, is also getting fulfilled. Our innovative and pioneering products have been benefiting merchants in a greater way, impacting their daily lives. Enabling them to handle and grow their business effortlessly, we are building immense trust with our iconic devices. A coconut water seller is proudly using our Paytm QR Code to enable hassle-free payment…
- [Surveillance Measures: What are They and How to Handle Stocks in ASM & GSM Lists?](https://paytm.com/blog/stock-market/how-to-handle-stocks-in-asm-gsm-list.md)
  - Published: 2023-11-03
  - Last Modified: 2023-11-03
  - Excerpt: You might have come across terms like ASM (Additional Surveillance Measure) or GSM (Graded Surveillance Measure) etc. These are methods employed by SEBI and exchanges to proactively monitor securities across markets and protect interests of investors and traders.
- [Empowering the Next Generation: Paytm's Cyber Security Awareness Program for Students](https://paytm.com/blog/safe-payments/empowering-the-next-generation-paytms-cyber-security-awareness-program-for-students.md)
  - Published: 2023-11-03
  - Last Modified: 2023-11-03
  - Excerpt: October, the world comes together to recognize Cyber Security Awareness Month. We, at Paytm, are known for our expertise in mobile payments and financial services and fully embrace our role in creating a safer digital landscape for everyone. We take it our responsibility to educate citizens about the ongoing digital transformation. In today’s age of technology, cybersecurity awareness holds paramount importance, particularly for students who are constantly immersed in the online digital environment. With the escalating cyber threats and associated risks in social media and internet usage, it is imperative for students to grasp the significance of cybersecurity and adopt secure…
- [Prioritising Health, Well-being with Paytm Swasthya Wellness Webinar ](https://paytm.com/blog/workplace/prioritising-health-understanding-the-importance-of-sleep-with-paytm-swasthya-wellness-webinar.md)
  - Published: 2023-10-27
  - Last Modified: 2023-11-03
  - Excerpt: In the hustle and bustle of today’s modern life, the significance of good sleep is something that is underestimated and compromised. The understanding of how sleep influences our lives extends beyond simply feeling refreshed in the morning. From making important decisions to brainstorming creative ideas, it plays a pivotal role in cognitive function. The work-life balance of Paytmers is highly supported from top to bottom. Recognising that a well-rested team is a productive team, we promote the vital connection between sleep and overall well-being.  Prioritising the health of Paytmers, we organised a webinar under Paytm Swasthya on the ‘Impact of Sleep…
- [Two-Factor Authentication: A shield for your mutual fund investments](https://paytm.com/blog/mutual-funds/2-factor-authentication-a-shield-for-your-mutual-fund-investments.md)
  - Published: 2023-11-02
  - Last Modified: 2023-11-02
  - Excerpt: You will be able to make mutual fund purchase or redemption transactions only after you have done Two-factor Authentication (2FA). This blog explains the new process in detail.
- [Stay Ahead with Live Market Notification Widget!](https://paytm.com/blog/stock-market/stay-ahead-with-live-market-notifications-widget.md)
  - Published: 2023-11-01
  - Last Modified: 2023-11-01
  - Excerpt: Get ready to experience the future of stock market tracking with the Live Market Notifications Widget – a cutting-edge tool designed to bring real-time insights and opportunities directly to your fingertips!
- [What is Dormancy? How do I reactivate my account?](https://paytm.com/blog/stock-market/what-is-dormancy-how-do-i-reactivate-my-account.md)
  - Published: 2023-11-01
  - Last Modified: 2023-11-01
  - Excerpt: If for any reason investor does not operate her trading account for more than a year, then Paytm Money will classify her account as inactive/dormant in NSE/BSE.
- [The Reality Check: Why You Can't Use Credit Cards for Stocks Investing](https://paytm.com/blog/stock-market/why-you-cant-use-credit-cards-for-stocks-investing.md)
  - Published: 2023-10-30
  - Last Modified: 2023-10-31
  - Excerpt: Credit Cards or wallets cannot be traced back to your Bank Account, hence, they do not fulfill the TPV criteria to top up your trading account. In addition, Credit Cards are a form of loans/ credit, that cannot be used to purchase stocks since there is a chance that they may not be paid.
- [Vivriti – Empowering Through Financial Progress](https://paytm.com/blog/stock-market/vivriti-empowering-through-financial-progress.md)
  - Published: 2023-10-27
  - Last Modified: 2023-10-27
  - Excerpt: Vivriti Capital Ltd. operates at the forefront of India's financial landscape, playing a vital role in the realm of non-banking financial services. Established as a non-deposit taking systemically important NBFC, Vivriti Capital has distinguished itself through its innovative approach and commitment to providing tailored financial solutions to a diverse clientele.
- [Why can't you invest in Mutual Funds using Credit & Debit Cards?](https://paytm.com/blog/mutual-funds/why-cant-invest-in-mutual-funds-using-credit-debit-cards.md)
  - Published: 2023-10-27
  - Last Modified: 2023-10-27
  - Excerpt: Reasons why Credit Cards/ Debit Cards or wallets are not allowed as payment option and pros and cons of using UPI and Net Banking for this purpose. About Mandates & UPI Autopay
- [Paytm is the official sponsor of 37th National Games in Goa](https://paytm.com/blog/news/paytm-is-the-official-sponsor-of-37th-national-games-in-goa.md)
  - Published: 2023-10-27
  - Last Modified: 2023-10-27
  - Excerpt: We are thrilled to announce that we are the official sponsor for the National Games that is being held in Goa. Hon'ble Prime Minister Narendra Modi inaugurated the 37th edition of the National Games at Jawaharlal Nehru Stadium in Fatorda, South Goa.  With this, we have also become the exclusive mobile payments partner for the Government of Goa in their efforts to digitise all departments. Under this partnership, we have deployed our QR Codes, Soundbox and Card Machines across various government departments including panchayats and municipalities. “We are excited to be the official sponsor for the National Games in Goa. As…
- [Paytm Travel Carnival Sale starts;Â offers up to 15% off on flight tickets and more](https://paytm.com/blog/travel/paytm-travel-carnival-sale-starts-offers-up-to-15-off-on-flight-tickets-and-more.md)
  - Published: 2023-10-27
  - Last Modified: 2023-10-27
  - Excerpt: We have announced a Travel Carnival Sale from October 27 to November 5 with many exciting offers on flight, train, and bus bookings for our users, who are planning trips ahead of Diwali. With the ongoing festive season, our exclusive sale offers attractive discounts to schedule your holidays with friends and family.  Our special sale offers up to 15% instant discount on domestic flights and 10% off on international flights during the period. We are giving separate offers on transactions through ICICI Bank, IndusInd Bank, RBL Bank, and HSBC Bank along with zero convenience fees. Additionally, we are offering a special…
- [Tired of handling different SIPs for Stocks and Mutual funds? Try our new All-in-one SIP](https://paytm.com/blog/stock-market/explore-our-new-all-in-one-sip.md)
  - Published: 2023-10-26
  - Last Modified: 2023-10-26
  - Excerpt: All-in-One SIP is a unique investment solution by Paytm Money that allows you to invest in both mutual funds and stocks through a single SIP.
- [Reliance-Jio Financial Services Demerger: What does it mean for RIL shareholders?](https://paytm.com/blog/stock-market/reliance-jio-financial-services-demerger.md)
  - Published: 2023-10-25
  - Last Modified: 2023-10-25
  - Excerpt: Reliance Industries recently announced the demerger of its financial services business into Reliance Strategic Investments. RIL has fixed July 20 as the record date to determine eligible shareholders for the allotment of shares of the resulting company.
- [Account Dormancy: Why is your account dormant and how can you reactivate it](https://paytm.com/blog/stock-market/account-dormancy-how-to-reactivate.md)
  - Published: 2023-10-25
  - Last Modified: 2023-10-25
  - Excerpt: SEBI permits brokers to declare an account dormant if no transactions have taken place in the account for a long time. This is done to protect your account from misuse or wrongful access. What to do if your account has gone dormant?
- [Stock Market Jargon That Every Investor Must Know](https://paytm.com/blog/stock-market/stock-market-jargon-every-investor-must-know.md)
  - Published: 2023-10-25
  - Last Modified: 2023-10-25
  - Excerpt: The stock market can be a confusing place, especially for new investors. With so many technical terms and jargon used by traders, analysts, and financial experts, it can be difficult to keep up with the conversation. However, understanding this jargon is essential for any investor looking to make informed decisions in the stock market.
- [Unleash Your Earning Potential with Paytm Money's Affiliate Partner Program](https://paytm.com/blog/stock-market/join-paytm-money-affiliate-program.md)
  - Published: 2023-10-25
  - Last Modified: 2023-10-25
  - Excerpt: Seeking opportunities to maximize their earning potential? Paytm Money offers an affiliate program that empowers individuals to become entrepreneurs in this industry.
- [Open Demat & Trading Account via Paytm Money – A Beginner's Guide](https://paytm.com/blog/stock-market/how-to-open-demat-trading-account-with-paytm-money.md)
  - Published: 2023-10-25
  - Last Modified: 2023-10-25
  - Excerpt: In today's digital age, managing investments has become easier and more convenient than ever before. One crucial tool that has revolutionized the investment landscape is the demat account. But what exactly is a demat account, and what benefits does it offer? Let's dive in and explore.
- [Sovereign Gold Bond Scheme: A Comprehensive Guide on How to Buy Sovereign Gold Bond](https://paytm.com/blog/investment/sovereign-gold-bond-scheme.md)
  - Published: 2023-08-11
  - Last Modified: 2023-10-22
  - Excerpt: Want to buy gold but not physically? Buy gold online via the Sovereign Gold Bond Scheme initiated by the Government of India. Read on to learn about it.
- [Key Takeaways from our Earnings Call for Q2FY24Â ](https://paytm.com/blog/investor-relations/key-takeaways-from-our-earnings-call-for-q2fy24.md)
  - Published: 2023-10-21
  - Last Modified: 2023-10-21
  - Excerpt: Our Q2FY24 quarter earnings have continued to be strong with robust revenue growth led by higher subscription revenue, payments business revenue, and growth in the loan distribution business. The strong growth momentum continues even as the festive sales got pushed to Q3 FY24. In Q2FY24, we registered revenue growth of 32% year-on-year (YoY) to ₹2,519 Cr, which is an important milestone for us considering there was no UPI incentive this quarter. EBITDA before ESOP went up ₹319 Cr YoY to ₹153 Cr.  Addressing the analysts at the Earnings call about our growth and achievements in the last quarter, our Founder, CEO…
- [Weekly Stock SIP: Top Choice for Busy Professionals](https://paytm.com/blog/stock-market/invest-wisely-with-weekly-stock-sip.md)
  - Published: 2023-10-20
  - Last Modified: 2023-10-20
  - Excerpt: A golden opportunity to capitalize on the Indian market's potential without waiting for the weekday rush. With our innovative platform, you can now make investment moves on weekends and stay ahead of the game.
- [Easy KYC on Paytm Money with DigiLocker](https://paytm.com/blog/stock-market/easy-kyc-on-paytm-money-via-digilocker.md)
  - Published: 2023-10-20
  - Last Modified: 2023-10-20
  - Excerpt: What is digilocker ?, Is it safe. What is the power and uses of digilocker ? How do we use it in PML ?
- [Golden Secrets of Options Trading](https://paytm.com/blog/stock-market/golden-secrets-to-master-options-trading.md)
  - Published: 2023-10-19
  - Last Modified: 2023-10-19
  - Excerpt: Mastering options trading, Let us look at some of the tips and tricks that professional options traders employ when developing an options trading position.
- [Battle of Payment Titans: Nach vs E-Nach vs UPI Autopay](https://paytm.com/blog/mutual-funds/battle-payment-titans-nach-enach-upi-autopay.md)
  - Published: 2023-10-19
  - Last Modified: 2023-10-19
  - Excerpt: Educating customers on how enach , nach and UPI Autopay varies
- [Margin Pledge: Your ROI Booster!](https://paytm.com/blog/stock-market/margin-pledge-boost-your-roi.md)
  - Published: 2023-10-19
  - Last Modified: 2023-10-19
  - Excerpt: Benefits of Margin pledge instead of using cash margin.
- [How To Read An Option Chain And Place Orders?](https://paytm.com/blog/stock-market/how-to-read-an-option-chain-and-place-orders.md)
  - Published: 2023-10-13
  - Last Modified: 2023-10-19
  - Excerpt: Option Chain is a listing that shows all available option contracts for a given security The list shows all available call and put options for a given underlying with their Prices, Expiry Dates, Strike Prices, Open Interest, and advanced features like Implied Volatility and Greeks (like Delta, Gamma, Theta, Vega).
- [Streamline Your Investments: How To Add Stocks To Your Paytm Money Portfolio](https://paytm.com/blog/stock-market/add-stocks-with-few-simple-steps-to-your-portfolio.md)
  - Published: 2023-10-18
  - Last Modified: 2023-10-18
  - Excerpt: Outlines the steps that customer has to follow to open an Paytm Money Stocks account. Mention the time it takes to activate the account once customer completes the process. How customer can check the status via the App
- [The Ultimate Convenience: Stay Connected on the Go](https://paytm.com/blog/stock-market/introducing-inbound-calling-feature.md)
  - Published: 2023-10-18
  - Last Modified: 2023-10-18
  - Excerpt: Launch of a new customer support feature – Inbound Calling. This new feature allows customers to reach out customer support agents via their registered mobile number to have their queries resolved immediately.
- [#LifeAtPaytm: Introducing Nimble Neurons Contest for Paytmers to Lead in Innovation with Generative Artificial Intelligence](https://paytm.com/blog/workplace/lifeatpaytm-introducing-nimble-neurons-contest-for-paytmers-to-lead-in-innovation-with-generative-artificial-intelligence.md)
  - Published: 2023-10-13
  - Last Modified: 2023-10-18
  - Excerpt: Wе arе not just about paymеnts but about thе joy of innovation, and our latеst contеst is taking us into thе rеalm of Generative Artificial Intelligence (AI). We sее AI as thе nеxt gamе-changеr. Our commitment to rеvolutionisе thе way we do things is a big part of our culturе, giving us thе opportunity to utilisе and еxplorе AI and tools like Co-Pilot to makе our products and sеrvicеs more efficient. Encouraging our product & technology tеams to furthеr drivе innovation, we recently launched thе Nimblе Nеurons Contеst. We feel that Paytmers are a crucial part of all our innovations. Through…
- [Add Nominees To Secure Your Legacy!](https://paytm.com/blog/stock-market/add-nominee-to-secure-your-legacy.md)
  - Published: 2023-10-18
  - Last Modified: 2023-10-18
  - Excerpt: What are benefits of adding nominee. know about the nominee opt out regulation. Finally how to add and update nominees in PML app
- [Avoid Draining Funds with ECS Charges!](https://paytm.com/blog/mutual-funds/avoid-draining-funds-due-to-ecs-charges.md)
  - Published: 2023-10-17
  - Last Modified: 2023-10-17
  - Excerpt: What are the charges levied by banks and when do banks charge for ECS? and finally how does PML helps to automate your investment
- [Automate your SIP payment with UPI Autopay](https://paytm.com/blog/mutual-funds/automate-sips-with-upi-autopay.md)
  - Published: 2023-10-17
  - Last Modified: 2023-10-17
  - Excerpt: How UPI autopay works, its benefits and why it has become a popular payment method with minimal drawbacks. Along how they its use case in Paytm Money App
- [Covered Call Strategy for Option Trading Beginners](https://paytm.com/blog/stock-market/covered-call-beginners-strategy-for-trading-options.md)
  - Published: 2023-10-17
  - Last Modified: 2023-10-17
  - Excerpt: Covered Call, aim of this strategy is to generate income from the option premium while also limiting potential losses in case the stock price goes down.
- [Unlock the Joy of Gifting with Gift Cards on Paytm](https://paytm.com/blog/payments/unlock-the-joy-of-gifting-with-gift-cards-on-paytm.md)
  - Published: 2023-10-13
  - Last Modified: 2023-10-13
  - Excerpt: Are you feeling puzzled about finding the perfect gifts for your loved ones this festive season? Look no further! Brand Gift Cards on Paytm bring you amazing deals and convenience, making gifting a memorable experience. Gift cards have risen in popularity as versatile gifts and effective promotional tools. At Paytm, we have 200+ gift cards from brands like Flipkart, Google Play,  Reliance Smart, Lifestyle, Spencers, Fab India, Reliance Trends, Myntra, U.S. Polo, Swiggy, Zomato, Apollo Pharmacy and  many more. Additionally Paytm offers benefits like cashback and cashback points on the purchase of gift cards. This is over and above the savings…
- [Decoding Chart Patterns! Secret Code of Chart Patterns: The Key to Your Trading Success](https://paytm.com/blog/stock-market/secret-code-of-chart-patterns-key-to-your-trading-success.md)
  - Published: 2023-10-13
  - Last Modified: 2023-10-13
  - Excerpt: When it comes to trading in the financial markets, there are many tools and techniques that traders use to help them make informed decisions. Chart patterns provide traders with a visual representation of market movements, allowing them to identify key levels of support and resistance and make informed trading decisions. We'll examine chart patterns in more detail in this post and discuss why doing so can make or break your trading strategy.
- [Trade Orders Made Easy on Paytm Money](https://paytm.com/blog/stock-market/swiftly-place-trades-on-paytm-money.md)
  - Published: 2023-10-13
  - Last Modified: 2023-10-13
  - Excerpt: simple trade order flow for marker order, limit order cover and bracket orders. How to place trades on Paytm Money.
- [Looking for small but regular savings? Just setup Equity SIP with a few clicks!](https://paytm.com/blog/stock-market/setup-equity-sip-with-a-few-clicks.md)
  - Published: 2023-10-13
  - Last Modified: 2023-10-13
  - Excerpt: Equity SIP can help investors save time and effort, as you can maximize your returns in an uncertain market by adhering to the structured investment approach provided by these SIPs.
- [What is PAN Card: Types, Eligible, Documents Required & Apply for a PAN Card](https://paytm.com/blog/pan-card/what-is-a-pan-card.md)
  - Published: 2021-08-12
  - Last Modified: 2023-10-12
  - Excerpt: Know what is PAN Card, different types of PAN, eligibility criteria, documents required and how to apply for a PAN card online or offline.
- [Paytm partners with Delhi Metro to launch QR code-based ticketing; digitizes metro commute for millions of users](https://paytm.com/blog/payments/paytm-partners-with-delhi-metro-to-launch-qr-based-ticketing-digitizes-metro-commute-for-millions-of-users.md)
  - Published: 2023-10-12
  - Last Modified: 2023-10-12
  - Excerpt: Paytm has partnered with Delhi Metro Rail Corporation (DMRC) to launch QR code-based ticketing for metro travel
- [Understanding RTO Form 30: Purpose and Completion Guide](https://paytm.com/blog/rto/rto-form-30.md)
  - Published: 2023-08-31
  - Last Modified: 2023-10-12
  - Excerpt: RTO Form 30 is an important document used for notifying the RTO about the transfer of ownership of a motor vehicle.
- [Understanding the Purpose and Procedure to Fill Form 28 in RTO](https://paytm.com/blog/rto/purpose-and-procedure-to-fill-form-28-in-rto.md)
  - Published: 2023-08-30
  - Last Modified: 2023-10-12
  - Excerpt: Form 28 is an essential document issued by the RTO, primarily used for obtaining a 'No Objection Certificate' (NOC).
- [List of RTO Offices in Tamil Nadu: Address, Phone, and Timings](https://paytm.com/blog/rto/rto-offices-in-tamil-nadu-address-phone-timings.md)
  - Published: 2023-08-30
  - Last Modified: 2023-10-12
  - Excerpt: Know the list of RTO offices in Tamil Nadu, there address, phone numbers, timings and other services offered by RTO offices in Tamil Nadu.
- [Comprehensive Guide to RTO Office in Ghaziabad: Address, Phone Number, and Timings](https://paytm.com/blog/rto/rto-office-in-ghaziabad-address-phone-timings.md)
  - Published: 2023-08-30
  - Last Modified: 2023-10-12
  - Excerpt: Know the list of RTO offices in Ghaziabad, there address, phone numbers, timings and other services offered by RTO offices in Ghaziabad.
- [Tickle your Funny Bone! Share Funniest Comment & Win Exciting Cashback](https://paytm.com/blog/whats-new/tickle-your-funny-bone-share-funniest-comment-win-exciting-cashback.md)
  - Published: 2023-10-08
  - Last Modified: 2023-10-10
  - Excerpt: What was the funniest comment you have ever read or posted? I am sure…many!!!. Well, here is a chance for you to win an exciting cashback offer. We are giving a chance to bring out the humour in you by commenting the funniest response under our post on Instagram and Facebook.  The participants need to quote and retweet their responses under the post on Twitter. You can share the tweet &/or comment on your social media handles, and tag us with #PaytmKaro. The contest is for everyone, and it starts on 6th October and will end on 13th October. We will…
- [Paytm Payment Gateway becomes first to enable merchants with AlternateID based Guest Checkout solutions for cardholders' safety](https://paytm.com/blog/payments/paytm-payment-gateway-becomes-first-to-enable-merchants-with-alternateid-based-guest-checkout-solutions-for-cardholders-safety.md)
  - Published: 2023-10-09
  - Last Modified: 2023-10-10
  - Excerpt: Our wholly-owned subsidiary Paytm Payments Services Limited has become the first in the industry to enable merchants with an Alternate ID (ALT ID) based Guest Checkout solution across networks. This allows our customers to checkout as a guest without saving sensitive card details on an e-commerce/ merchant website for a transaction. The Guest Checkout solution cuts down the long process of signing up for an account on the merchant website by sharing additional information and makes purchases faster. To enable ALT ID transactions, we have integrated with card networks to generate alternate ID for guest checkout transactions. Guest checkout solution enhances…
- [Paytm launches Travel Carnival Sale, Offers discounts on flight, train & bus tickets ahead of Navratri ](https://paytm.com/blog/travel/paytm-launches-travel-carnival-sale-offers-discounts-on-flight-train-bus-tickets-ahead-of-navratri.md)
  - Published: 2023-10-10
  - Last Modified: 2023-10-10
  - Excerpt: We have announced a Travel Carnival Sale with huge discounts and offers on flight, train, and bus tickets ahead of Navratri. The Paytm Travel Carnival Sale will be live from October 9-13, which is a perfect time to book tickets in advance for the nine-day festival.    The special sale offers up to 18% instant discount on domestic flight tickets and 10% discount on international flight bookings during the period. The Travel Carnival Sale will see participation from all major airlines — IndiGo, AirAsia, Vistara, Air India, SpiceJet, Star Air, Alliance Air, and Akasa Air. Also, there are exciting offers on transactions…
- [#LifeAtPaytm: A ‘Fun Friday' Filled with Bonding, Engagement & Excitement for our Lending Team](https://paytm.com/blog/workplace/lifeatpaytm-a-fun-friday-filled-with-bonding-engagement-excitement-for-our-lending-team.md)
  - Published: 2023-10-06
  - Last Modified: 2023-10-06
  - Excerpt: In this fast-paced world where the workplace gains the majority of our time, it is crucial for us to foster a vibrant work culture. We not only recognise the importance of infusing a bit of fun and relaxation over the workweek’s final day but also actively celebrate with Paytmers through a unique initiative – Fun Friday.  Injecting enthusiasm, excitement, and fun among Paytmers, we recently conducted engagement activities for the Lending Team (Tech and Non-Tech). From guessing the movie to the product- these activities promoted team bonding and encouraged team members to explore new talents and hobbies. Here's a sneak peek…
- [Shield Your Orders: Cover Your Risks and Aim For Targets With Bracket Orders](https://paytm.com/blog/stock-market/shield-orders-cover-risks-aim-targets-bracket-orders.md)
  - Published: 2023-10-05
  - Last Modified: 2023-10-05
  - Excerpt: What are bracket orders, why to use bracket orders, How to mitigate risk with bracket orders, Dos and Donts of bracket orders, How to place bracket order on Paytm Money
- [Paytm announces free cancellation on train bookings at lowest cost; offers instant 100% refund on Tatkal tickets as well](https://paytm.com/blog/travel/paytm-announces-free-cancellation-on-train-bookings.md)
  - Published: 2023-10-03
  - Last Modified: 2023-10-04
  - Excerpt: Paytm announces free cancellation on train bookings at lowest cost; offers instant 100% refund on Tatkal tickets as well
- [Here's How we are Prioritising Safety & Security, Gaining Users' Confidence through Safe & Secure Transactions](https://paytm.com/blog/investor-relations/heres-how-we-are-prioritising-safety-security-gaining-users-confidence-through-safe-secure-transactions.md)
  - Published: 2023-09-26
  - Last Modified: 2023-09-26
  - Excerpt: Trust is an inevitable part of digital payments. Being a fintech platform, we offer mobile payments and other financial services. It is of utmost importance for us to gain and enhance our users’ confidence. We prioritise safety and security with our latest and innovative technology. For this, we keep introducing safety features like Security Shield, Face ID, passwords, and more that are integrated seamlessly into our app.  Our commitment to secure our users’ data extends beyond the transactional level. The account details of our users are also 100% secure and we take all possible steps to ensure it stays that way.…
- [Paytm launches Travel Carnival Sale from September 22-24, offers 15% off on flight tickets  ](https://paytm.com/blog/travel/paytm-launches-travel-carnival-sale-from-september-22-24-offers-15-off-on-flight-tickets.md)
  - Published: 2023-09-22
  - Last Modified: 2023-09-22
  - Excerpt: We have announced a special Paytm Travel Carnival for users who are looking forward to traveling during the upcoming long weekends. The Paytm Travel Carnival Sale will be live from September 22-24, which falls amid Ganesh Festival, for avid travellers.  With a long weekend around the corner from September 30-2nd October, we have come up with a sale for users who haven't booked their tickets yet. The exclusive travel sale provides a perfect opportunity for travellers to plan their long weekends accordingly. To enjoy your weekends at an affordable cost, we are offering flat 15% off up to ₹1,000 on all…
- [Leveraging advanced AI capabilities to better financial services for our users ](https://paytm.com/blog/investor-relations/leveraging-advanced-ai-capabilities-to-better-financial-services-for-our-users.md)
  - Published: 2023-09-22
  - Last Modified: 2023-09-22
  - Excerpt: Paytm is investing in AI with an eye on building Artificial General Intelligence software stack
- [Empowering Paytmers with Paytm Swasthya Financial Wellness, Making their Retirement Stress-free](https://paytm.com/blog/workplace/empowering-paytmers-with-paytm-swasthya-financial-wellness-making-their-retirement-stress-free.md)
  - Published: 2023-09-18
  - Last Modified: 2023-09-18
  - Excerpt: Financial freedom is something that we all wish for in our lives. Considering this, we have always tried to create an ecosystem where every Paytmers truly belongs, even after their retirement. Encouraging Paytmers to become financially aware, and independent, and take active steps in managing their money is one of our goals.  For this, we run several initiatives around financial guidance among Paytmers through finance coaching, regular webinars, timely IPO alerts, free Demat accounts, and more. Our regular webinars are helping them to enjoy a stress-free life by enhancing their savings and tax benefits. Together with HDFC Pension, we have extended…
- [Paytm drives payments technology for Hindustan Petroleum; builds in-app solutions to empower fleet owners with digital fuel purchase](https://paytm.com/blog/payments/tech-innovator/paytm-drives-payments-technology-for-hindustan-petroleum-builds-in-app-solutions-to-empower-fleet-owners-with-digital-fuel-purchase.md)
  - Published: 2023-09-15
  - Last Modified: 2023-09-15
  - Excerpt: Paytm has partnered with Hindustan Petroleum Corporation Limited (HPCL) to drive the technology for its loyalty programme
- [Paytm Security Tips: Protect Yourself from Fake Automated Voice Calls](https://paytm.com/blog/fraud-safety/paytm-security-tips-protect-yourself-from-fake-automated-voice-calls.md)
  - Published: 2023-09-14
  - Last Modified: 2023-09-14
  - Excerpt: Protect yourself from fake automated voice calls! Learn essential Paytm security tips to keep your account safe from scams and fraud. Stay informed and stay secure.
- [Paytm partners with Tripura Road Transport Corporation, deploys Paytm Soundbox, Paytm card machines across bus, railway, air ticket counters of TRTC](https://paytm.com/blog/travel/paytm-partners-with-tripura-road-transport-corporation-deploys-soundbox-card-machines-across-trtcs-bus-railway-air-ticket-counters.md)
  - Published: 2023-09-13
  - Last Modified: 2023-09-13
  - Excerpt: Paytm has partnered with Tripura Road Transport Corporation (TRTC) enabling passengers to buy tickets digitally via Paytm UPI
- [‘From Kerala to Kargil, Guwahati to Chowpatty, Paytm is Everywhere': Here's How Shareholders Showed Confidence in our Products & Business  ](https://paytm.com/blog/investor-relations/from-kerala-to-kargil-guwahati-to-chowpatty-paytm-is-everywhere-heres-how-shareholders-showed-confidence-in-our-products-business.md)
  - Published: 2023-09-12
  - Last Modified: 2023-09-12
  - Excerpt: We are overwhelmed and deeply humbled by the faith that our shareholders have shown in us. We are on a mission to bring half a billion Indians to the mainstream economy with the help of technology. It was our second AGM after we became listed, and our shareholders lauded Paytm's presence all over the country with its pioneering work in India's digital revolution. They manifested confidence in our products and business. We had a landmark FY23! This was the year when we achieved Operating Profitability, innovated further to build pioneering products, and got a chance to display our technology under the…
- [Champions for small merchants in the country and driving the next revolution with Artificial Intelligence - Key Takeaways from our 23rd AGM](https://paytm.com/blog/investor-relations/champions-for-small-merchants-in-the-country-and-driving-the-next-revolution-with-artificial-intelligence-key-takeaways-from-our-23rd-agm.md)
  - Published: 2023-09-12
  - Last Modified: 2023-09-12
  - Excerpt: The second edition of our AGM post listing on stock exchanges kick-started with management giving interesting insights on our growth journey and future aspirations, which was followed by an overwhelming response from shareholders. The virtual session began with our MD & CEO Vijay Shekhar Sharma congratulating Indian citizens on the successful G20 Summit 2023 held in India. He highlighted that we are the biggest champions of India’s digital infrastructure, as seen in the G20 Summit given we understand the needs of small merchants. “We are the champions for small merchants in the country. We believe a small merchant once given access…
- [Paytm partners with Uttar Pradesh State Road Transport Corporation, enables commuters to buy bus tickets digitally via Paytm UPI](https://paytm.com/blog/travel/paytm-partners-with-uttar-pradesh-state-road-transport-corporation-commuters-to-buy-bus-tickets-digitally-via-paytm-upi.md)
  - Published: 2023-09-11
  - Last Modified: 2023-09-11
  - Excerpt: We have partnered with Uttar Pradesh State Road Transport Corporation (UPSRTC) for online bus ticket booking via Paytm UPI
- [Paytm's APM 2023 Programme – Preparing Product Leaders of Tomorrow](https://paytm.com/blog/workplace/paytms-apm-2023-programme-preparing-product-leaders-of-tomorrow.md)
  - Published: 2023-09-08
  - Last Modified: 2023-09-08
  - Excerpt: We are back with our second batch of APMs (Associate Product Managers). A tight-knit cohort of full-time APMs, who will undergo a seven-month training and will be groomed towards becoming future product leaders. We are a product-focused company building the future of fintech in India. Through the APM programme, we are enabling and building the next generation of product leadership from the ground up. After a huge success with our first batch of APMs, we have reached out to a much wider audience and doubled the number of participants to 61. These new hires were recruited through regular campus hiring from…
- [Paytm wins big at the Global Fintech Festival 2023 — Fintech for Good, Fintech Leader of the Year and Best Payment Aggregator](https://paytm.com/blog/workplace/paytm-wins-big-at-the-global-fintech-festival-2023-fintech-for-good-fintech-leader-of-the-year-best-payment-aggregator.md)
  - Published: 2023-09-05
  - Last Modified: 2023-09-08
  - Excerpt: Paytm has bagged three awards under categories – Best Payment Aggregator, Fintech for Good and Fintech Leader of the Year
- [Paytm August'23 Operating Metrics: Strengthens in-store Payments with 87 Lakh Devices Deployment, MTU surges to 9.4 Cr](https://paytm.com/blog/investor-relations/paytm-aug23-operating-metrics-strengthens-in-store-payments-with-87-lakh-devices-deployment-mtu-surges-to-9-4-cr.md)
  - Published: 2023-09-05
  - Last Modified: 2023-09-05
  - Excerpt: • Average monthly transacting users (MTU) stood at 9.4 crore for the quarter to date (average for July & August 2023) up 20% y-o-y, reflecting the continued expansion of our customer base • Our leadership in payment monetization continues with the number of merchants paying subscriptions for payment devices at 87 lakh as of August 2023, an increase of 42 lakh devices y-o-y • Merchant Payment Volumes (GMV) for the quarter to date (for July & August) stood at Rs 3.0 Lakh Cr ($36.3 billion), y-o-y growth of 43% • Our loan distribution business (in partnership with our lender partners) continues…
- [What is a Virtual Credit Card: All You Need to Know](https://paytm.com/blog/credit-card/virtual-credit-card.md)
  - Published: 2021-10-18
  - Last Modified: 2023-09-04
  - Excerpt: Know what is a virtual credit card, features, benefits of virtual credit cards, are virtual credit cards safe and how to use a virtual credit card
- [How a PPF Account Can Benefit Your Financial Goals](https://paytm.com/blog/ppf/ppf-account-benefits.md)
  - Published: 2021-09-08
  - Last Modified: 2023-09-04
  - Excerpt: PPF Investment is Government-backed with benefits of - Stable Returns, Corpus Building, Post-Retirement Savings & Tax Benefits
- [What is Endowment Life Insurance Policy: All you Need to Know About It](https://paytm.com/blog/insurance/life-insurance/what-is-endowment-life-insurance-policy.md)
  - Published: 2022-01-07
  - Last Modified: 2023-09-04
  - Excerpt: Endowment plans are life insurance policies that ensure a guaranteed sum assured amount to the policyholder along with other benefits on the maturity of the policy tenure.
- [What are the Various Types of Credit Card?](https://paytm.com/blog/credit-card/types-of-credit-card.md)
  - Published: 2021-06-28
  - Last Modified: 2023-09-01
  - Excerpt: Different types of credit card come with different perks, features, interest rates, spend limit, etc. Compare between types of credit cards.
- [Paytm partners with Tripura Road Transport Corporation, enables online bus ticket booking](https://paytm.com/blog/travel/paytm-partners-with-tripura-road-transport-corporation-enables-online-bus-ticket-booking.md)
  - Published: 2023-09-01
  - Last Modified: 2023-09-01
  - Excerpt: Paytm users can book online bus tickets for 4 routes operated by TRTC across AC buses
- [India can become a net exporter of payment technology, software and hardware, and Paytm can lead the way](https://paytm.com/blog/investor-relations/india-to-become-net-exporter-of-payment-technology-software-hardware-paytm-can-lead-the-way.md)
  - Published: 2023-09-01
  - Last Modified: 2023-09-01
  - Excerpt: Our pioneering QR code has been empowering India's small shops who are now used to customers saying ‘Paytm le aao' for every other payment.
- [Gold Loan vs Personal Loan: Which Loan Option Is Better?](https://paytm.com/blog/loan/personal-loan/gold-loan-vs-personal-loan.md)
  - Published: 2023-08-19
  - Last Modified: 2023-08-31
  - Excerpt: Gold Loan vs Personal Loan: Know the difference between gold loan and personal loan to choose the best option as per your requirement
- [Changing the game for merchants, our iconic QR code and Soundbox have redefined in-store payments](https://paytm.com/blog/investor-relations/changing-the-game-for-merchants-our-iconic-qr-code-and-soundbox-have-redefined-in-store-payments.md)
  - Published: 2023-08-30
  - Last Modified: 2023-08-30
  - Excerpt: Through our technology and innovation-led products and services, we have been able to build immense trust among merchants. Our brand’s popularity has become synonymous with digital payments and this is all because of the millions of merchants and consumers who are using our products and services. Our Paytm QR and Paytm Soundbox are successfully solving the requirements of the merchants and are catering to their payment-related concerns too, thus winning their confidence and love. These iconic products are being used by merchants in every nook and corner and offer a wide range of use cases. They are also easy to operate…
- [Paytm Security Tips: Protect Yourself From Credit Card Bill Payments Fraud](https://paytm.com/blog/fraud-safety/paytm-security-tips-protect-yourself-from-credit-card-bill-payments-fraud.md)
  - Published: 2023-08-29
  - Last Modified: 2023-08-29
  - Excerpt: Shield yourself from credit card bill payment fraud with these crucial guidelines. Safeguard your online transactions and enjoy a secure credit card bill payment experience with Paytm.
- [Paytm Security Tips: Protect Yourself From Gift Voucher Fraud](https://paytm.com/blog/fraud-safety/paytm-security-tips-protect-yourself-from-gift-voucher-fraud.md)
  - Published: 2023-08-29
  - Last Modified: 2023-08-29
  - Excerpt: Stay informed about gift voucher fraud to safeguard your Paytm account. Learn to identify and prevent scams, secure your account with strong passwords, and never share sensitive information.
- [Paytm Security Tips: Protect Yourself From Fraudsters, They May Pose As Someone You Know](https://paytm.com/blog/fraud-safety/paytm-security-tips-protect-yourself-from-fraudsters.md)
  - Published: 2023-08-29
  - Last Modified: 2023-08-29
  - Excerpt: Safeguard your Paytm account from fraudsters with these essential security measures. Learn how to recognize scams, use two-factor authentication, avoid sharing sensitive information, and more.
- [All You Need to Know About EPF - Employees' Provident Fund](https://paytm.com/blog/epf/employees-provident-fund.md)
  - Published: 2021-11-22
  - Last Modified: 2023-08-28
  - Excerpt: Employees' Provident Fund is a government scheme set up with the objective of promoting savings among employees for their retirement.
- [#LifeatPaytm: A Friday filled with fun for our EDC team in Bengaluru](https://paytm.com/blog/workplace/lifeatpaytm-a-friday-filled-with-fun-for-our-edc-team-in-bengaluru.md)
  - Published: 2023-08-25
  - Last Modified: 2023-08-25
  - Excerpt: Fostering a vibrant and engaging work environment, we dedicate our Fridays to fun and relaxation. Fun Fridays unwind, connect, and rejuvenate Paytmers from their usual days. From thrilling team challenges to other exciting activities and amazing food, the day enables them to put on their enthusiastic hats and make it memorable. In Bengaluru, we organised a day full of enjoyment and celebration for our EDC team. Along with recreational activities, we also distributed rewards and recognition to our best-performing members. This builds strong team bonding and boosts the morale of Paytmers.  Here is how we weave the threads of fun into…
- [Paytm launches Free Cancellation for international flight tickets; enables instant 100% refund on cancellation with no questions asked policy](https://paytm.com/blog/travel/paytm-launches-free-cancellation-for-international-flight-tickets-enables-instant-100pc-refund-on-cancellation-with-no-questions-asked-policy.md)
  - Published: 2023-08-23
  - Last Modified: 2023-08-23
  - Excerpt: We have launched 'Free Cancellation' for international flight tickets booked on our Paytm Super app
- [What is Part-Payment, Pre-Payment, and Pre-Closure of Loan?](https://paytm.com/blog/loan/what-is-part-payment-pre-payment-and-pre-closure-of-loan.md)
  - Published: 2023-08-12
  - Last Modified: 2023-08-22
  - Excerpt: Delve into the intricacies of part-payment, pre-payment, and pre-closure of loans. Learn how these strategies can help manage your loan repayment effectively.
- [Our pioneering Paytm QR and Paytm UPI is Digital India's Success Story — German Minister Volker Wissing Hails its Simplicity & Speed](https://paytm.com/blog/investor-relations/our-pioneering-paytm-qr-and-paytm-upi-is-digital-indias-success-story-german-minister-volker-wissing-hails-its-simplicity-speed.md)
  - Published: 2023-08-22
  - Last Modified: 2023-08-22
  - Excerpt: We are transforming India’s payment ecosystem with our innovative solutions. Our pioneering QR code empowers India's small shops. Hailing India’s digital infrastructure, the German Embassy in India has also highlighted how seamlessly UPI transactions are being done with the help of our Paytm QR code. The embassy shared pictures and a small video where Germany’s Federal Minister for Digital and Transport Volker Wissing can be seen using the Unified Payments Interface (UPI) to make a payment to a vegetable seller in Bengaluru. He scanned the Paytm QR code and was easily able to make the payment within seconds. He was impressed…
- [Paytm Annual Report FY23: Our CEO's Letter to the shareholders and other key highlights](https://paytm.com/blog/investor-relations/paytm-annual-report-fy23-our-ceos-letter-to-the-shareholders-and-other-key-highlights.md)
  - Published: 2023-08-21
  - Last Modified: 2023-08-21
  - Excerpt: Our Annual Report for FY23 is here. It was a landmark year for us as we achieved operating profitability at the end of Q3FY23, three quarters ahead of the September 2023 guideline. The report highlights our accomplishments across our key businesses in FY23. Read the full Annual Report here. We are thankful for your patronage and continuous support, and remain committed to creating long-term value for stakeholders.
- [Paytmers unite to triumph a marathon — Glimpses from the fun Sunday run](https://paytm.com/blog/workplace/paytmers-unite-to-triumph-a-marathon-glimpses-from-the-fun-sunday-run.md)
  - Published: 2023-08-21
  - Last Modified: 2023-08-21
  - Excerpt: Bucked up with confidence, laced up in sports shoes along with matching T-shirts, Paytmers ran a mile to triumph the Inter-Corporate NCR-Corpo Jumble Marathon at Greater Noida. We also bagged three awards at the marathon including for the participation of maximum women runners, participation of maximum runners, and more. Giving importance to wellness, we encourage Paytmers to take up activities like the corporate marathon. To ensure the fitness and enthusiasm was high, we had also organised many sessions of morning training during the weekends.  More than 450 Paytmers participated in the marathon with a big smile, great enthusiasm and excitement. Participating…
- [#LifeatPaytm: A glimpse at how we make Fridays Fun ](https://paytm.com/blog/workplace/lifeatpaytm-a-glimpse-at-how-we-make-fridays-fun.md)
  - Published: 2023-08-18
  - Last Modified: 2023-08-18
  - Excerpt: At Paytm, Friday is more than just being the last working day of the week… It is a ‘Fun Friday’. Giving a great start to the weekends, a day with fun activities help Paytmers unwind, and have a stress-free time. Recently, we organised Fun Friday activities for our Lending Team, as a part of our efforts to build stronger team bonding, and create a positive work culture. As we support a hybrid working model at our organisation, these activities were played virtually. From guessing the images to finding out the names of the countries from the emoticons — the team had…
- [Introducing Paytm Swasthya Programme to Foster Wellness & Financial Wellbeing](https://paytm.com/blog/workplace/introducing-paytm-swasthya-programme-to-foster-wellness-financial-wellbeing.md)
  - Published: 2023-08-17
  - Last Modified: 2023-08-17
  - Excerpt: A positive and healthy mind is the key to an effective and successful life – both personally and professionally. In this regard, we have introduced many measures to ensure Paytmers' physical and financial well-being through monthly health awareness sessions by experts from top hospitals, yoga sessions by experts from established Yoga institutes and investments, and taxation and financial awareness sessions by our Paytm Money experts. Taking this further, we recently rolled out a new programme – Paytm Swasthya. This programme will focus on mental and social wellness. Through Paytm Swasthya, we hope to create awareness as well as motivate Paytmers to…
- [Celebrating Freedom, Togetherness, Love & Positivity at Paytm this Independence Day ](https://paytm.com/blog/workplace/celebrating-freedom-togetherness-love-positivity-at-paytm-this-independence-day.md)
  - Published: 2023-08-16
  - Last Modified: 2023-08-16
  - Excerpt: At Paytm, every day we celebrate the value of freedom, growth, love and togetherness. This Independence Day, it was a proud moment to witness the spirit of patriotism as we hoisted the tricolour across our office.  Our office came alive with beautiful decor. Paytmers also graced their workstations in tricolour ethnic attire, which reflected the best of our culture. The positivity and togetherness brought in a new whiff of enthusiasm in every Paytmer. To celebrate the special day, we organised several exciting activities like decorating your workspace, tricolour in my heart and home, a freedom quiz, and more. We also asked…
- [This Independence Day, it's pouring deals on the Paytm app ](https://paytm.com/blog/payments/this-independence-day-its-pouring-deals-on-the-paytm-app.md)
  - Published: 2023-08-11
  - Last Modified: 2023-08-11
  - Excerpt: As India gears up to celebrate our country's 77th year of Independence from British rule, we, as the pioneer of mobile payments, QR and Soundbox are going all out to make the celebration even bigger for our users with our exciting offers. Ahead of Independence Day, we have unveiled our Freedom Day Sale that pours in hot deals for users with heavy discounts, cashbacks, coupons and much more.  From discounts on travel booking to deals on your favourite restaurant to unlimited gift cards of top brands for your loved ones, there is a bit of everything for everyone in order to…
- [#LifeatPaytm: Rafting, bonfire, & DJ night - A look at our IT Team's offsite to Rishikesh](https://paytm.com/blog/workplace/lifeatpaytm-rafting-bonfire-dj-night-a-look-at-our-it-teams-offsite-to-rishikesh.md)
  - Published: 2023-08-11
  - Last Modified: 2023-08-11
  - Excerpt: Team outings are recreational ways to facilitate team bonding and reduce workplace stress and monotony. A small trip with colleagues brings several opportunities – from a short break to exposing hidden talents, celebrating team spirit, and more. We at Paytm, believe in providing work-life balance and encourage Paytmers to participate in exciting activities to help them energise. Through this, we are creating a better workplace environment and a close-knit workforce. In order to communicate and collaborate with each other, we keep organising team outings for Paytmers. We recently organised a three-day offsite to Rishikesh for our IT Team. This small trip…
- [Leading Technology for India's Small Shops with our Innovative Payment Products](https://paytm.com/blog/investor-relations/leading-technology-for-indias-small-shops-with-our-innovative-payment-products.md)
  - Published: 2023-08-09
  - Last Modified: 2023-08-09
  - Excerpt: We are the leaders of in-store payments, providing one-stop solution to all the payment needs of our users and merchant partners. With our innovative products and technology, its reach, wide variety of use cases, and easy payment process, we have played a major role in empowering merchants from every corner of the country.  From street vendors, small stores to malls, our products like Paytm QR, Paytm Soundbox, and Paytm Card Machines can be found everywhere. We have helped businesses of all sizes to grow and participate in the digital economy with our innovative mobile payment solutions. Our extensive merchant network and…
- [Paytm active credit cards at 7.5 Lakh: Here's what is driving growth for our co-branded credit cards](https://paytm.com/blog/investor-relations/paytm-active-credit-cards-at-7-5-lakh-heres-what-is-driving-growth-for-our-co-branded-credit-cards.md)
  - Published: 2023-08-08
  - Last Modified: 2023-08-09
  - Excerpt: In an era of rising disposable income and point-of-sale transactions on e-commerce websites, the usage of credit cards has increased dramatically. To give some perspective, credit card spending has been hitting an all-time high every month, according to the Reserve Bank of India data. Analysing these trends in customer behavior has enabled us to identify opportunities and distribute suitable credit products to them and one of them is Paytm co-branded credit cards that offer lucrative discounts on travel, movie tickets, and others. Currently, we have partnerships with HDFC Bank and SBI Card, two of India's leading credit card issuers. With this,…
- [What is a PPF Account: Know PPF Full Form, Interest Rate, Eligibility Criteria & other PPF Account Details](https://paytm.com/blog/ppf/what-is-ppf-account.md)
  - Published: 2021-09-02
  - Last Modified: 2023-08-07
  - Excerpt: What is PPF account: Know the PPF full form, PPF account interest rate, features, eligibility criteria, open PPF account, balance check, withdrawal & other PPF details
- [#LifeatPaytm: We plan, discuss and have fun together! Here's how](https://paytm.com/blog/workplace/lifeatpaytm-we-plan-discuss-and-have-fun-together-heres-how.md)
  - Published: 2023-08-04
  - Last Modified: 2023-08-04
  - Excerpt: A small trip or vacation helps in refreshing the mind and boosts energy. A refreshed, energized, and enlightened mind not only contributes their best to the organisation but also helps in one’s overall development. At Paytm, we believe that work and fun go hand in hand, which helps us in building an effective work culture for Paytmers.  We keep organising team offsites for Paytmers to help them enjoy, interact, bond, and celebrate team spirit. Recently, our Payments and Lending teams headed to Ranthambore for a three-day offsite which included everything – from discussions, and context setting to theme-based nights, dinner, adventures,…
- [Paytm partners with Chennai Metro to launch QR-based ticketing; digitizes metro commute for lakhs of passengers](https://paytm.com/blog/payments/paytm-partners-with-chennai-metro-launches-qr-based-ticketing-digitizes-metro-commute.md)
  - Published: 2023-08-04
  - Last Modified: 2023-08-04
  - Excerpt: We have partnered with Chennai Metro Rail Limited (CMRL) to launch QR code-based ticketing for metro travel. With this, commuters can get the mobile QR ticket on our Paytm app under the Metro Section, by simply mentioning the station of entry and destination station on the day of the journey. Passengers can just hold their smartphone in front of the QR code scanner of the Automatic Fare Collection (AFC) gates at both entry and exit stations to proceed for the journey. The QR-based ticketing at Chennai Metro stations will lead to an efficient, and hassle-free movement for lakhs of metro commuters…
- [Paytm July'23 Operating Metrics: Deploys 82 lakh Devices, Merchant Payments Volume Surges 39%](https://paytm.com/blog/investor-relations/paytm-july23-operating-metrics-deploys-82-lakh-devices-merchant-payments-volume-surges-39.md)
  - Published: 2023-08-03
  - Last Modified: 2023-08-03
  - Excerpt: We have achieved sustained growth in the payments and loan distribution business. Our leadership in in-store payments strengthened with 82 Lakh devices deployment and the value of loans distributed through the Paytm platform was at Rs 5,194 Cr ($632 million) in the month of July 2023. You can also access our exchange filing here: The Paytm App continues to witness growing consumer engagement with the average MTU for the month growing 19% y-o-y to 9.3 crore. We continue to strengthen our leadership in in-store payments, with 82 lakh merchants now paying subscriptions for payment devices, an increase of 3.8 lakh in…
- [Paytm announces Freedom Travel Carnival till August 10, offers exciting discounts on flight bookings](https://paytm.com/blog/travel/paytm-announces-freedom-travel-carnival-till-august-10-offers-exciting-discounts-on-flight-bookings.md)
  - Published: 2023-08-03
  - Last Modified: 2023-08-03
  - Excerpt: We have announced the Paytm Freedom Travel Carnival from August 1-10. With this, users will get exciting discounts on flight, train, and bus ticket bookings for the Independence Day long weekend through our Paytm App. We are offering a flat 15% instant discount on domestic and 10% on international flight tickets through bank offers from RBL Bank and ICICI Bank. Additionally, we are also offering a flat 12% discount on domestic flight booking through Paytm Wallet and Paytm Postpaid. With participation from all major airlines – IndiGo, Vistara, Spicejet, AirAsia, Akasa Air, and Air India – users can save more on…
- [Payment Services: How We Are Driving Leadership in payment monetization with improving profitability](https://paytm.com/blog/investor-relations/payment-services-how-we-are-driving-leadership-in-payment-monetization-with-improving-profitability.md)
  - Published: 2023-08-01
  - Last Modified: 2023-08-01
  - Excerpt: With 79 lakh merchants paying subscriptions for Paytm payment devices, revenue from our payment business has witnessed a healthy growth of 31% YoY in Q1FY24. Our payment business continues to scale higher driven by an increase in GMV and higher subscription revenue.   Revenue from the payments business grew 31% year-on-year to ₹1,414 crore in the June quarter while GMV increased 37% year-on-year to ₹4.05 lakh crore. All thanks to increasing digital payments by consumers and along with merchants opting for devices such as Paytm Soundbox and card machines on their counters. As the pioneers of QR and mobile payments in India,…
- [Paytm Payments Bank enables FASTag payments for parking at Bengaluru's Forum Falcon City Mall](https://paytm.com/blog/payments/paytm-payments-bank-enables-fastag-payments-at-bengalurus-forum-falcon-city-mall-parking.md)
  - Published: 2023-07-26
  - Last Modified: 2023-07-26
  - Excerpt: Our associate Paytm Payments Bank Limited (PPBL) has enabled contactless payments for car parking at prominent Prestige Group’s Forum Falcon City Mall in Bengaluru using FASTag. With this, users visiting the mall won't have to search for change or wait in line at a payment booth, they can simply drive in and out of the parking lot without the need for any cash based transactions.  Together with Secure Parking Solutions, a vehicle parking management and technology company, our associate Bank is also in the process of setting up similar systems at two more sites — Forum Rex Walk Mall and Forum…
- [Key Takeaways from our Earnings Call for Q1FY24Â ](https://paytm.com/blog/investor-relations/key-takeaways-from-our-earnings-call-for-q1fy24.md)
  - Published: 2023-07-22
  - Last Modified: 2023-07-22
  - Excerpt: We have posted a resounding revenue growth momentum and achieved a massive improvement in EBITDA before ESOP cost this quarter. We registered a 39% YoY revenue growth to ₹2,342 Cr in Q1FY24. This was due to an increase in GMV, merchant subscription revenues, and the growth of loans distributed through our platform. Similarly, our EBITDA before ESOP costs grew to ₹84 Cr as compared to ₹52 Cr in Q4FY23 (excluding UPI incentives). Upbeat about the new technologies coming in, our Founder, CEO & MD Vijay Shekhar Sharma said: “I am very happy to see the amount of technology and opportunity coming…
- [Paytm Q1FY24: Revenue up by 39% YoY to ₹2,342 Cr, EBITDA before ESOP grows to ₹84 Cr](https://paytm.com/blog/investor-relations/paytm-q1fy24-revenue-up-by-39-percent-yoy-to-2342-cr.md)
  - Published: 2023-07-22
  - Last Modified: 2023-07-22
  - Excerpt: We have announced our Q1FY24 results today. We continued our momentum with 39% YoY revenue growth to ₹2,342 Cr, led by an increase in GMV, merchant subscription revenues, and growth of loans distributed through our platform. There are no UPI incentives booked during the quarter as we book UPI incentives after the government issues the gazette notification, which is typically in H2 of the financial year.  Our EBITDA before ESOP costs grew to ₹84 Cr as compared to ₹52 Cr in Q4FY23 (excluding UPI incentives). On a yearly basis, we posted an improvement of ₹359 Cr in EBITDA before ESOP costs.…
- [RTO Office in Kalyan: Address, Phone & Timings](https://paytm.com/blog/rto/rto-office-in-kalyan.md)
  - Published: 2023-07-21
  - Last Modified: 2023-07-21
  - Excerpt: Know the list of RTO offices in Kalyan, there address, phone no, timings & other type of services offered by RTO offices in Kalyan
- [Our latest campaign India Kahe Paytm Karo showcases impact of our pioneered QR Codes, mobile payments in the lives of Indians](https://paytm.com/blog/payments/our-latest-campaign-india-kahe-paytm-karo-showcases-impact-of-our-pioneered-qr-codes-mobile-payments-in-the-lives-of-indians.md)
  - Published: 2023-07-19
  - Last Modified: 2023-07-19
  - Excerpt: We have launched a new ad campaign ‘India Kahe Paytm Karo' to celebrate how we have become an important part of the country's rich diversity. The campaign has been launched across five cities — Pune, Mumbai, Hyderabad, Bengaluru, and Delhi.  The campaign depicts the nuances of everyday life, showcasing the impact of our pioneered QR Codes and mobile payments on the lives of Indians. With this campaign, we have highlighted how we are seamlessly integrated into the various facets of the life of people living in these cities.  This includes tapping into heritage sites like Char Minar in Hyderabad or inducing…
- [Our Users give Paytm-pioneered Soundbox, QR Code Credit for 'Cashless Lives' in India; Here's Why](https://paytm.com/blog/investor-relations/our-users-give-paytm-pioneered-soundbox-qr-code-credit-for-cashless-lives-in-india-heres-why.md)
  - Published: 2023-07-17
  - Last Modified: 2023-07-17
  - Excerpt: Mobile payments are being effortlessly accepted in every nook and corner of the country. We believe our superfast and revolutionary innovations and technology like Soundbox and QR code are not only empowering merchants but have also simplified mobile payments making people go cashless. In fact, there are several small merchants and youngsters who are the proud ambassadors of Paytm’s pioneership in mobile payments.  Recently, a Twitter user- Kapil Rattan Bamnia, posted a small clipping where two young boys can be seen holding Paytm Soundbox and repeating the sentence the box is saying. “Paytm karo,” Bamnia tweeted. Our pioneered Soundbox is a…
- [How to Claim TDS Refund Online?](https://paytm.com/blog/income-tax/how-to-claim-tds-refund.md)
  - Published: 2022-11-25
  - Last Modified: 2023-07-15
  - Excerpt: Claim TDS refund online: Know how to request an online TDS refund, verify TDS return status, time frame for refunds & types of income tax refund status.
- [Methods to Check EPF Balance both Online and Offline](https://paytm.com/blog/epf/ways-to-check-epf-balance.md)
  - Published: 2021-11-24
  - Last Modified: 2023-07-15
  - Excerpt: PF Balance Check - Ways to check EPF balance online & offline ✓ Check PF balance by SMS ✓ EPFO portal ✓ Umang ✓ PF balance using UAN ✓Missed call
- [What is RTO?](https://paytm.com/blog/rto/what-is-rto.md)
  - Published: 2021-09-30
  - Last Modified: 2023-07-14
  - Excerpt: RTO: Know the functions of RTO, vehicle registration, RTO in issuing driving licenses, collecting taxes and fees, NOC and controlling pollution.
- [India's leading tech innovator – Here are the key drivers taking our business to the next phase of growth ](https://paytm.com/blog/investor-relations/indias-leading-tech-innovator-here-are-the-key-drivers-taking-our-business-to-the-next-phase-of-growth.md)
  - Published: 2023-07-12
  - Last Modified: 2023-07-12
  - Excerpt: We exited FY 2023 on a strong note with our revenue surging 61% to ₹7,990 Cr, with EBITDA profitability before ESOP in the last two quarters of the year. The company's contribution margin plunged from 30% in FY 2022 to 49% in FY 2023, due to improved payments profitability, and growth in high margin loan distribution business.  As India's leading payments and financial services company, we have been driving the country's digital revolution through our products which are trusted by millions of our merchants and users. With the country still in the nascent stages of digital payments, we believe we have…
- [Paytm Payments Bank enables FASTag payments for parking at AIIMS, Delhi](https://paytm.com/blog/payments/paytm-payments-bank-enables-fastag-payments-for-parking-at-aiims-delhi.md)
  - Published: 2023-07-11
  - Last Modified: 2023-07-11
  - Excerpt: Our associate Paytm Payments Bank Limited (PPBL) has enabled convenient payments for car parking at Delhi AIIMS Hospital using FASTag. With this, visitors to the renowned hospital won't have to wait in long queues at the parking lot, and can just pay digitally, empowering them with a seamless and hassle-free parking experience.  Our associate Bank has partnered with Dhiraj Contractors, the authorized contractor managing the AIIMS parking, in order to curb congestion and queues at the hospital parking. This makes the entry and exit process faster as there is no need to stop and pay at a counter. The RFID technology…
- [What is Gratuity - Meaning, Gratuity Calculation, Eligibility & Gratuity Formula](https://paytm.com/blog/epf/gratuity-meaning-gratuity-calculation-eligibility-gratuity-formula.md)
  - Published: 2022-07-15
  - Last Modified: 2023-07-09
  - Excerpt: What is gratuity act: Know about the meaning, gratuity eligibility criteria, how is gratuity calculated, gratuity rules, gratuity formula & payment of gratuity act 1972.
- [PF Claim Form: Online Procedure & Other Details](https://paytm.com/blog/epf/pf-claim-form-online-withdrawal-form-and-other-details.md)
  - Published: 2022-08-20
  - Last Modified: 2023-07-09
  - Excerpt: EPF Claim Form: Know the different types of PF claim forms to withdraw PF online, check the details required in PF withdrawal form online & documents required.
- [Check EPF Grievance Status in Simple Steps - Here's How!](https://paytm.com/blog/epf/check-epf-grievance-status.md)
  - Published: 2022-04-06
  - Last Modified: 2023-07-09
  - Excerpt: Check EPF grievance status by logging in to the EPF grievance portal & follow the instructions as shown in epf grievance management system to send EPF grievance reminder
- [Paytm enables FASTag-based parking at one of the top malls in Chennai — Phoenix Marketcity](https://paytm.com/blog/payments/paytm-enables-fastag-based-parking-at-chennai-mall-phoenix-marketcity.md)
  - Published: 2023-07-07
  - Last Modified: 2023-07-07
  - Excerpt: Paytm Payments Bank Limited (PPBL) has enabled FASTag-based parking at Phoenix Marketcity in Chennai, one of the largest malls in the city
- [An overview of how our merchant payments leadership is driving strong business growth](https://paytm.com/blog/investor-relations/an-overview-of-how-our-merchant-payments-leadership-is-driving-strong-business-growth.md)
  - Published: 2023-07-06
  - Last Modified: 2023-07-07
  - Excerpt: With digital payments becoming a new normal, we being the pioneer of digital payments solutions in the country are driving robust growth momentum. Our innovative and iconic Paytm products which are widely accepted and trusted by crores of merchants in the country are one of the reasons behind the strong growth trajectory.  This is reflected in the surging revenue growth of our company while crossing a crucial milestone every quarter. We achieved operational profitability for the first time in Q3FY23, and we further strengthened it in Q4FY23.  In the recent March quarter, our revenues grew 51% YoY to Rs.2,334 crore driven…
- [Paytm June'23 Operating Metrics: Merchant payments volume surges 37% YoY to ₹4.05 Lakh Cr, deploys 79 Lakh devices in Q1FY24](https://paytm.com/blog/investor-relations/paytm-june23-operating-metrics.md)
  - Published: 2023-07-05
  - Last Modified: 2023-07-05
  - Excerpt: Paytm June'23 Operating Metrics
- [Paytm partners with Shriram Finance Limited, strengthens its loan distribution business to drive credit inclusion](https://paytm.com/blog/investor-relations/paytm-partners-with-shriram-finance-limited.md)
  - Published: 2023-06-30
  - Last Modified: 2023-07-04
  - Excerpt: Paytm partners with Shriram Finance Limited
- [Our Paytm-pioneered QR Codes are turning dreams of Digital India into reality](https://paytm.com/blog/investor-relations/pioneership/our-paytm-pioneered-qr-codes-are-turning-dreams-of-digital-india-into-reality.md)
  - Published: 2023-06-28
  - Last Modified: 2023-06-28
  - Excerpt: Our Paytm pioneered QR Codes are turning dreams of Digital India into reality
- [#TechInnovatorPaytm: Pin your favourite contact to make repeat transactions easier on the Paytm app](https://paytm.com/blog/payments/tech-innovator/pin-your-favourite-contact-to-make-repeat-transactions-easier-on-the-paytm-app.md)
  - Published: 2023-06-26
  - Last Modified: 2023-06-26
  - Excerpt: Pin your favourite contact to make repeat transactions easier on the Paytm app 
- [Our New Leave Policies: Supporting our Employees with Work-Life Balance](https://paytm.com/blog/workplace/our-new-leave-policies-supporting-our-employees-with-work-life-balance.md)
  - Published: 2023-06-22
  - Last Modified: 2023-06-24
  - Excerpt: Our New Leave Policies: Supporting our Employees with Work-Life Balance
- [#LifeatPaytm: Here's how Fun and Work come together for Paytmers](https://paytm.com/blog/workplace/lifeatpaytm-heres-how-fun-and-work-come-together-for-paytmers.md)
  - Published: 2023-06-23
  - Last Modified: 2023-06-23
  - Excerpt: #LifeatPaytm: Here's how Fun and Work come together for Paytmers
- [EPFO e-Sewa: How to Upload KYC in EPF Online?](https://paytm.com/blog/epf/epfo-e-sewa-how-to-upload-kyc-in-epf-online.md)
  - Published: 2022-08-20
  - Last Modified: 2023-06-19
  - Excerpt: EPFO e-Sewa - Know how to register & use the EPFO e-Sewa facility, steps to upload KYC in EPF UAN, embed KYC details in EPF UAN and know your UAN.
- [Our journey as India's fintech pioneer to be a case study at Harvard Business School once again](https://paytm.com/blog/news/our-journey-as-indias-fintech-pioneer-to-be-a-case-study-at-harvard-business-school-once-again.md)
  - Published: 2023-06-19
  - Last Modified: 2023-06-19
  - Excerpt: Our journey as India's fintech pioneer to be a case study at Harvard Business School once again
- [Paytm's APM Programme — Hear from Paytmers on how the training gave them unparalleled exposure to product management](https://paytm.com/blog/workplace/hear-from-paytmers-on-how-apm-programme-gave-them-unparalleled-exposure-to-product-management.md)
  - Published: 2023-05-29
  - Last Modified: 2023-06-16
  - Excerpt: Hear from Paytmers on how APM programme gave them unparalleled exposure to product management
- [#LifeatPaytm: Awards, activities, and gala! Here's a glimpse of Paytm's Enterprise Team offsite](https://paytm.com/blog/workplace/lifeatpaytm-awards-activities-and-gala.md)
  - Published: 2023-06-16
  - Last Modified: 2023-06-16
  - Excerpt: #LifeatPaytm: Awards, activities, and gala!
- [How Our Strong Commitment to India Made Us a Leader in Merchant Payments](https://paytm.com/blog/investor-relations/how-our-strong-commitment-to-india-made-us-a-leader-in-merchant-payments.md)
  - Published: 2023-06-15
  - Last Modified: 2023-06-16
  - Excerpt: How our Deep Understanding of the Indian Market Made us a Leader in Merchant Payments
- [What are the Reasons for Credit Card Rejection?](https://paytm.com/blog/credit-card/reasons-for-credit-card-rejection.md)
  - Published: 2021-07-02
  - Last Modified: 2023-06-13
  - Excerpt: If you fail to get approval for a credit card, don't get disheartened. We recommend you to read on for either of these reasons for your credit card rejection- Cibil Score, required documents, your employment status and more.
- [How to Activate Credit Card: Step by Step Guide](https://paytm.com/blog/credit-card/how-to-activate-credit-card.md)
  - Published: 2021-07-02
  - Last Modified: 2023-06-13
  - Excerpt: There are multiple ways to activate credit card, including both online and offline methods. The ways to activate credit card differ from bank to bank. However, there are a few common steps to follow.
- [Is your Credit Card Lost? Apply for Lost Credit Card & Take These Steps!](https://paytm.com/blog/credit-card/how-to-apply-for-a-lost-credit-card.md)
  - Published: 2021-07-02
  - Last Modified: 2023-06-13
  - Excerpt: Credit Card Lost - Know how to apply for a lost credit card, steps to take if credit card is stolen, how to keep credit card safe & what happen if credit card lost.
- [Credit Card International Transaction Charges: Foreign Transaction Fee](https://paytm.com/blog/credit-card/credit-card-international-transaction-charges.md)
  - Published: 2021-06-28
  - Last Modified: 2023-06-13
  - Excerpt: Credit card International transaction charges are the charges by a credit card issuing company from the credit card holder.
- [Enhancing our Child Daycare Policy – Covering Expenses of Daycare Centres for Female Employees, Same Gender Couples](https://paytm.com/blog/workplace/enhancing-our-child-daycare-policy.md)
  - Published: 2023-06-09
  - Last Modified: 2023-06-12
  - Excerpt: Paytm has often been recognised as the Best Place to Work, not just because of our innovative and entrepreneurial work culture but also for our inclusive policies.  Recently, we enhanced our existing Child Daycare Policy for female employees, single parents, and same-gender couples. To bring convenience for parents, we are offering a list of daycare centres near Paytmers' home or the office and cover the expenses for the same. This is a small gesture from us to support working female paytmers and is a part of our vision to help our employees beyond the workplace. With this, we are also providing…
- [Our Users Call Paytm Pioneered QR Code Payments ‘One of India's Biggest Achievement'; Here's Why](https://paytm.com/blog/payments/our-users-call-paytm-pioneered-qr-code-payments.md)
  - Published: 2023-06-07
  - Last Modified: 2023-06-07
  - Excerpt: We have been empowering vendors, shopkeepers, and other merchants across the country with our payment solutions. As the pioneer of mobile and QR payments in India, we have made mobile payments easily accessible to everyone with the help of our innovative and transformative technologies.  With our pioneered QR Codes, we have been successfully making strides in big cities to the remotest locations of India. From Paytm Wallet to Paytm UPI and other UPI apps, our users can also make UPI payments through their eligible RuPay credit cards, enhancing the vendor's ability to accept a wider range of payment methods. A Twitter…
- [Paytm launches exciting offer for World Environment Day, get 25% off on booking electric bus tickets](https://paytm.com/blog/travel/paytm-launches-exciting-offer-for-world-environment-day.md)
  - Published: 2023-06-05
  - Last Modified: 2023-06-05
  - Excerpt: We are excited to announce discounts on booking electric bus tickets this World Environment Day. We are offering 25% off, up to ₹150 on booking tickets from operators Nuego and Freshbus. With an aim to raise awareness and encourage people to opt for electric vehicles and protect the environment, we are running this campaign from June 5 to June 11, 2023. World Environment Day is celebrated every year on June 5. The promo code ‘EVBUS' can be used by our users to avail the offer. There are 200 electric buses available on our app and they travel on eight routes. The…
- [Paytm wins the Best Digital Transformation Award in Travel](https://paytm.com/blog/awards/paytm-wins-the-best-digital-transformation-award-in-travel.md)
  - Published: 2023-06-05
  - Last Modified: 2023-06-05
  - Excerpt: We are elated to share that Paytm has won the Best Digital Transformation award at the CX Innovation and Technology Summit 2023.  The Second Edition of the CX Innovation and Technology Summit & Awards 2023 organised by EBM honoured businesses that have shown commitment towards superior customer experience with their data-driven decision-making. The Summit also acknowledged the experiences and actionable insights that have helped in strategising to strive for superior experiences for their customers.  The award recognises our outstanding contributions to the field of travel. The work that we have done in the past years is a prime example of innovation,…
- [May'23 Operating Metrics: Paytm Disburses 85 Lakh Loans, Total Device Deployment Crosses 75 Lakh](https://paytm.com/blog/investor-relations/paytm-disburses-85-lakh-loans-total-device-deployment-crosses-75-lakh.md)
  - Published: 2023-06-05
  - Last Modified: 2023-06-05
  - Excerpt: • Continued expansion of consumer base with average monthly transacting users (MTU) at 9.2 crore for the quarter to date (average for April & May 2023), up 24% YoY• Our leadership in payment monetization continues, as subscription devices for payment devices like Soundbox and POS machines continue to see increased acceptance by merchants. The number of merchants paying subscriptions for payment devices has reached 75 lakh as of May 2023, an increase of 4 lakh devices in the month• Merchant Payment Volumes (GMV) for the quarter to date (for April & May 2023) stood at Rs 2.65 Lakh Cr ($32.1 billion),…
- [When Is My Bill Due? Check Your Credit Card Billing Cycle To Find Out!](https://paytm.com/blog/credit-card/credit-card-billing-cycle.md)
  - Published: 2021-06-28
  - Last Modified: 2023-06-02
  - Excerpt: How to know billing cycle of credit card? When Is My Bill Due? Check your credit card billing cycle to find out.
- [Our Summer Travel Carnival from June 2-6; Get Exciting Offers on Flights across IndiGo, SpiceJet, AirAsia, Vistara, Air India, Akasa Air](https://paytm.com/blog/travel/paytm-summer-travel-carnival-from-june-2-6-exciting-offers-on-indigo-spicejet-airasia-vistara-air-india-akasa-air-flights.md)
  - Published: 2023-06-02
  - Last Modified: 2023-06-02
  - Excerpt: Paytm Summer Travel Carnival will see participation from all major airlines — IndiGo, SpiceJet, AirAsia, Vistara, Air India and Akasa Air
- [How to Check Credit Card Balance?](https://paytm.com/blog/credit-card/how-to-check-credit-card-balance.md)
  - Published: 2021-06-28
  - Last Modified: 2023-06-02
  - Excerpt: Check your credit card balance by visiting ATM, using mobile application, Internet banking, customer support & other methods.
- [Which Credit Card is Right for You: How to Choose the Best Credit Card?](https://paytm.com/blog/credit-card/how-to-choose-the-best-credit-card.md)
  - Published: 2021-06-28
  - Last Modified: 2023-06-01
  - Excerpt: Find out the best credit card that fit your needs - Choose credit card for shopping, fuel expenses, travel & a lot more. Also, consider key points while comparing the credit card.
- [What is IDV in Car Insurance? How does it work?](https://paytm.com/blog/insurance/car-insurance/what-is-idv-in-car-insurance-how-does-it-work.md)
  - Published: 2021-10-01
  - Last Modified: 2023-06-01
  - Excerpt: The policyholder receives the highest amount as per the IDV in car insurance, based on the market price minus the depreciation value.
- [Car Insurance - Everything You Must Know](https://paytm.com/blog/insurance/car-insurance/car-insurance-everything-you-must-know.md)
  - Published: 2021-09-15
  - Last Modified: 2023-06-01
  - Excerpt: Read more to know the types and benefits of car insurance. What are exclusions/clauses in insurance claims? Know about IDV, NCB, ZD, etc.
- [Paytm honoured as the champion of ONDC — Here is how we have been clocking highest orders on India's ONDC network](https://paytm.com/blog/awards/paytm-honoured-as-champion-of-ondc-clocks-highest-orders-on-indias-ondc-network.md)
  - Published: 2023-05-31
  - Last Modified: 2023-05-31
  - Excerpt: India's QR and mobile payments pioneer, Paytm, declared as the champion of India's Open Network Digital Commerce
- [5 Ways Users Can Protect Themselves From Online Fraud](https://paytm.com/blog/fraud-safety/users-can-protect-themselves-from-online-fraud.md)
  - Published: 2023-05-30
  - Last Modified: 2023-05-30
  - Excerpt: In this article, we will talk about what online fraud is, how to file a complaint for online fraud, different types of online scams and frauds, and how individuals can safeguard themselves from falling prey to online fraud.
- [Paytm Payments Bank Enables FASTag Payments for parking at popular spots in Noida](https://paytm.com/blog/payments/paytm-payments-bank-enables-fastag-payments-for-parking-at-popular-spots-in-noida.md)
  - Published: 2023-05-29
  - Last Modified: 2023-05-29
  - Excerpt: Paytm Payments Bank is the largest issuer of FASTags and one of the largest acquirers of toll and parking plazas in India.
- [Paytm Money launches bond investing on its platform — continues to drive innovation by simplifying investing](https://paytm.com/blog/paytm-money/paytm-money-launches-bond-investing-on-its-platform-continues-to-drive-innovation-by-simplifying-investing.md)
  - Published: 2023-05-22
  - Last Modified: 2023-05-25
  - Excerpt: Our wholly-owned subsidiary Paytm Money Limited has launched India's most advanced bonds platform for retail investors. The company is simplifying bonds for retail investors and enabling them to invest in three types of bonds – government, corporate and tax-free.  Having been the first to bring easy investments in direct mutual funds and equity investments, Paytm Money continues to be at the forefront of innovation in the Indian capital markets. Bonds on Paytm money app presents investors all relevant information at one place, and converts everything to yield so investors can analyse and understand the returns they can earn. Now, investors will…
- [Paytm Widgets for Android](https://paytm.com/blog/engineering/paytm-widgets-for-android.md)
  - Published: 2022-01-07
  - Last Modified: 2023-05-25
  - Excerpt: To make the Paytm app even faster to use, we have built a few Paytm widgets for your Android home screen Widgets are a great way of customizing your Android home screen. They provide quick access to your favorite app’s most important features, making them accessible in a single click from your home screen. Why should you add Paytm widgets to your Android home screen? Scan and Pay directly from the home page with one tap Open Passbook from home page directly See the people you pay most frequently on the home page Jump into recharges directly, before your data runs…
- [Detect Fake SMSs within Seconds!](https://paytm.com/blog/engineering/how-to-detect-fake-sms.md)
  - Published: 2022-03-03
  - Last Modified: 2023-05-25
  - Excerpt: Detect fake SMS within seconds by following the instructions given in the blog. Read to know how Paytm protects the users' privacy.
- [Blocking App Access for Rooted or Jailbroken Devices to Safeguard Users](https://paytm.com/blog/engineering/blocking-app-access-for-rooted-or-jailbroken-devices-to-safeguard-users.md)
  - Published: 2022-11-16
  - Last Modified: 2023-05-25
  - Excerpt: At Paytm, we hold the highest regard for the privacy and security of our users. In this regard, we are blocking access to our app on rooted/jailbroken devices. Such devices may give the user expanded functionalities, but are also highly susceptible to various kinds of online fraud. We are taking this conscious step to protect our users from additional risks related to rooted and jailbroken devices, as per the guidelines issued by regulatory authorities. FAQs about the Rooted/Jailbroken Devices: 1. What does “rooted/jailbroken device” mean?Rooting or jailbreaking a phone is to give its owner complete access to the operating system’s foundation…
- [Paytm Partners with SBI Card, NPCI to Launch Next-Gen Co-branded RuPay Credit Cards, Joins Forces to Drive Credit Inclusion](https://paytm.com/blog/payments/paytm-partners-with-sbi-card-npci-launches-co-branded-rupay-credit-cards.md)
  - Published: 2023-05-18
  - Last Modified: 2023-05-18
  - Excerpt: With this launch, three homegrown brands – Paytm, SBI Card and National Payments Corporation of India's (NPCI) RuPay – have joined forces to further boost credit inclusion in the country.
- [Rewarding our Field Sales Executives — Our Paytm Warriors on the Ground](https://paytm.com/blog/workplace/rewarding-our-field-sales-executives.md)
  - Published: 2023-05-17
  - Last Modified: 2023-05-17
  - Excerpt: Rewarding our Field Sales Executives
- [Discover your Ideal Credit Score for a Home Loan!](https://paytm.com/blog/credit-score/what-is-ideal-credit-score-for-home-loan.md)
  - Published: 2022-01-12
  - Last Modified: 2023-05-16
  - Excerpt: Know about ideal CIBIL score for home loan: ✓ Check how to improve credit score for home loan ✓ Minimum cibil score for home loan ✓ Importance of CIBIL Score
- [Payments and Financial Services as Core Revenue and Growth Drivers, Emphasis on Quality Revenues and Risk Management — Key Takeaways From Our Q4 FY 2023 Earnings Call](https://paytm.com/blog/investor-relations/payments-and-financial-services-as-core-revenue-and-growth-drivers-emphasis-on-quality-revenues-and-risk-management-key-takeaways-from-our-q4-fy-2023-earnings-call.md)
  - Published: 2023-05-07
  - Last Modified: 2023-05-07
  - Excerpt: We have had a landmark fiscal year where we achieved operational profitability (EBITDA before ESOP) during the second half of the year. In Q4 FY 2023, our revenue surged 51% YoY to ₹2,334 Cr and EBITDA before ESOP cost expanded from the previous quarter to ₹234 Cr (including full-year UPI incentive). We believe we can continue our growth momentum and improve our profitability further.      Addressing the analysts at the Earnings Call, our Founder, CEO & MD Vijay Shekhar Sharma said Paytm is aiming for positive Free Cash Flow with a focus on quality revenues. “We are indebted to the business team's…
- [Letter to Shareholders From Our Founder and CEO Vijay Shekhar Sharma](https://paytm.com/blog/investor-relations/letter-to-shareholders-from-our-founder-and-ceo-vijay-shekhar-sharma.md)
  - Published: 2023-05-07
  - Last Modified: 2023-05-07
  - Excerpt: Our Founder and CEO Vijay Shekhar Sharma has written a letter to shareholders as we start the new fiscal year outlining the company’s progress, growth drivers and key focus areas. In FY23, our revenue from operations jumped 61% YoY to ₹7,990 Cr. In Q4FY23. Our revenues grew 51% YoY to ₹2,334 Cr. We further expanded our EBITDA before ESOP costs to ₹234 Cr. Read our financial results for FY23 here Here's the letter from our founder and CEO Dear Shareholders, I am very happy to announce our second quarter of EBITDA (before ESOP cost) profitability. Our next milestone is to make…
- [Starting the year on a strong note, here are our key business KPIs for April 2023](https://paytm.com/blog/investor-relations/starting-the-year-on-a-strong-note-here-are-our-key-business-kpis-for-april-2023.md)
  - Published: 2023-05-06
  - Last Modified: 2023-05-06
  - Excerpt: Average monthly transacting users (MTU) stood at 9.2 crore for the month of April 2023, up 25% y-o-y, reflecting continued expansion of our customer base. Our leadership in payment monetization continues, as subscription services for payment devices like Soundbox and POS machines continue to see increased acceptance by merchants. Number of merchants paying subscription for payment devices has reached 71 lakh as of April 2023, an increase of 3 lakh devices in the monthMerchant Payment Volumes (GMV) for the month of April 2023 stood at Rs 1.27 Lakh Cr ($15.6 billion), y-o-y growth of 34%Our loan distribution business (in partnership with our…
- [Paytm FY23 Results: Revenue Jumps to ₹7,990 Crore, Up By 61% YoY](https://paytm.com/blog/investor-relations/paytm-fy23-results-revenue-jumps-to-rs-7990-crore-up-by-61pc-yoy-paytm-blog.md)
  - Published: 2023-05-05
  - Last Modified: 2023-05-05
  - Excerpt: We have announced our Q4FY23 and FY23 results. Our revenue from operations jumped 61% YoY to ₹7,990 Cr in FY23. In Q4FY23. Our revenues grew 51% YoY to ₹2,334 crore. We have further expanded our EBITDA before ESOP costs to ₹234 crore. In the fourth quarter, we received UPI incentive for the full year at ₹182 crore (up 102% YoY). Including UPI incentives of ₹49 crore for Q4 alone, our EBITDA before ESOP costs was ₹101 crore. For FY23, EBITDA before ESOP we saw a significant improvement of ₹1,342 crore.  You can read the full Q3FY23 financial results report here: https://www.bseindia.com/xml-data/corpfiling/AttachLive/a0860ad8-5735-4bc5-b9e6-365f7766567f.pdf…
- [Get Exciting Discounts on Flights, Buses and Trains With Paytm Travel Carnival Until May 5](https://paytm.com/blog/travel/get-exciting-discounts-on-flights-buses-and-trains-with-paytm-travel-carnival-until-may-5.md)
  - Published: 2023-05-02
  - Last Modified: 2023-05-02
  - Excerpt: We have launched Paytm Travel Carnival from May 1-5. With this sale, users will be able to book flight, train and bus tickets for the summer holiday season through Paytm app and get attractive discounts. Paytm Travel Carnival will see participation from major airlines — IndiGo, SpiceJet, GoFirst, Vistara, Akasa Air, AirAsia, and Air India. We are offering instant discounts of flat 15% on domestic and 10% on international flight ticket bookings through bank offers from RBL Bank (Credit Card and Credit Card EMI), Yes Bank (Credit Card) and HSBC India (Credit Card and Credit Card EMI). Additionally, we are offering…
- [This Summer, Get ₹350 Instant Discount on Group Bus Ticket Booking and Best Price Guaranteed on Across 2,500+ Operators with Paytm](https://paytm.com/blog/travel/get-rs350-instant-discount-on-group-bus-ticket-booking-and-best-price-guaranteed-on-across-2500-operators-with-paytm.md)
  - Published: 2023-04-27
  - Last Modified: 2023-04-27
  - Excerpt: Group booking offer for bus ticket allows to avail a flat ₹350 instant discount on booking two or more bus tickets on the Paytm Super App
- [Kedarnath Shrine Opens with Paytm at its Doors for Digital Donations](https://paytm.com/blog/payments/kedarnath-shrine-opens-with-paytm-at-its-doors-for-digital-donations.md)
  - Published: 2023-04-26
  - Last Modified: 2023-04-26
  - Excerpt: Devotees visiting the Kedarnath Temple can easily scan our Paytm QR code and pay through Paytm UPI among other payment methods
- [How Our Innovative Payment Solutions Strengthen Our Merchant Network and Empower Small Businesses](https://paytm.com/blog/investor-relations/how-our-innovative-payment-solutions-strengthen-our-merchant-network-and-empower-small-businesses.md)
  - Published: 2023-04-22
  - Last Modified: 2023-04-25
  - Excerpt: From the local grocery stores to the street vendors dotting the cities, highways, and remote corners of India, we have been instrumental in empowering millions of small and medium businesses to join the nation’s thriving digital economy. Today, Paytm users proudly share heartwarming images and stories of merchants of all ages and sizes who have seamlessly transitioned to digital payments, thanks to Paytm’s innovative payment solutions. We pride ourselves on making access to technology easy and affordable for our merchants by identifying merchant problems that can be solved using technology. As the driving force behind the digital transformation of countless businesses,…
- [Paytm Payments Bank digitises Pune Airport Parking with FASTag Payments; Enables Convenience for Passengers](https://paytm.com/blog/payments/paytm-payments-bank-digitises-pune-airport-parking-with-fastag-payments-enables-convenience.md)
  - Published: 2023-04-14
  - Last Modified: 2023-04-14
  - Excerpt: With this partnership, cars entering the airport would be able to pay digitally via FASTag with near free flow movement in and out of the parking lot
- [Achieving Seamless Data Migration: Petabytes of Legacy S3 Data and Billions of Objects Migration to a New Region](https://paytm.com/blog/engineering/achieving-seamless-data-migration.md)
  - Published: 2023-04-12
  - Last Modified: 2023-04-12
  - Excerpt: Achieving Seamless Data Migration
- [Our Superior Product and Technology Are Driving Robust MTU Additions - We Are Leading India's Mobile Payments Growth as Tech Innovators](https://paytm.com/blog/investor-relations/our-superior-product-and-technology-are-driving-robust-mtu-additions-we-are-leading-indias-mobile-payments-growth-as-tech-innovators.md)
  - Published: 2023-04-10
  - Last Modified: 2023-04-10
  - Excerpt: The growing popularity of payment solutions on our platform has led to a 27% year-over-year increase in our average Monthly Transacting Users (MTU) for three months ended March 2023, reaching a record 90 million. MTU refers to unique users with at least one successful transaction in a particular calendar month. As we expand and fortify our ecosystem through the acquisition of both consumers and merchants while granting them better access to cutting-edge technology and financial services, the Paytm Super App is exhibiting a significant surge in user engagement.  Consumers are attracted to our platform for the diverse range of payment use…
- [Paytm Bags The Economic Times Best Organisation For Women Award 2023](https://paytm.com/blog/workplace/paytm-bags-the-economic-times-best-organisation-for-women-award-2023.md)
  - Published: 2023-04-10
  - Last Modified: 2023-04-10
  - Excerpt: We are thrilled to share that Paytm has been recognised as the Best Organisation For Women 2023 by The Economic Times. We have been selected after the ET, along with its research partner, evaluated over 1000 brands who met at least 80% of the qualifying criteria. The third edition of The Economic Times Best Organizations for Women spotlighted and honoured businesses that have shown a commitment to advancing diversity and inclusion in corporate India. The conclave also acknowledged, celebrated and eulogized organizations that foster the best workplace culture for women, empower female employees and are committed to creating a gender-equal workplace.…
- [Q4FY23 Operating Metrics: Closing the year on a strong note, with continued growth in lending and payments business](https://paytm.com/blog/investor-relations/q4fy23-operating-metrics-closing-the-year-on-a-strong-note.md)
  - Published: 2023-04-05
  - Last Modified: 2023-04-05
  - Excerpt: March'23 Operating Metrics: Paytm Disburses 11.9 mn Loans
- [List of Best Broadband Connections in Mumbai](https://paytm.com/blog/bill-payments/broadband-bills/list-of-best-broadband-connections-in-mumbai.md)
  - Published: 2022-11-01
  - Last Modified: 2023-03-31
  - Excerpt: List of top broadband connections in Mumbai: Check BSNL plans, Jio broadband plan, Tata Play broadband plan and Airtel broadband service plans in Mumbai.
- [How Our QR Strength Powers Merchants - Our Pioneership that is Deeply Rooted in India](https://paytm.com/blog/investor-relations/how-our-qr-strength-powers-merchants.md)
  - Published: 2023-03-30
  - Last Modified: 2023-03-31
  - Excerpt: Mobile payments pioneer Paytm ‘deeply rooted in India'
- [Why Should Credit Cards be My Preferable Mode of Payment for Rent?](https://paytm.com/blog/bill-payments/rental-bills/why-should-credit-cards-be-my-preferable-mode-of-payment-for-rent.md)
  - Published: 2023-03-28
  - Last Modified: 2023-03-28
  - Excerpt: Why should credit cards be my preferable mode of payment for rent: Know top 5 reasons to choose credit card for rent payments and how to pay rent on Paytm using a credit card
- [Paytm Rent Payments: The All-in-One Solution for House Rent, Shop Rent, Society Maintenance & Broker Fees](https://paytm.com/blog/bill-payments/rental-bills/paytm-rent-payments-for-house-rent-shop-rent-society-maintenance-broker-fees.md)
  - Published: 2023-03-28
  - Last Modified: 2023-03-28
  - Excerpt: Pay house, shop rent, broker payment or society maintenance fees on Paytm. Read Paytm blog to know the benefits of using Paytm for rent.
- [Paytm Launches its Upgraded Payments Platform Powered by 100% Indigenous Technology - A Shining Example of ‘Make in India'](https://paytm.com/blog/investor-relations/paytm-launches-its-upgraded-payments-platform-powered-by-100-indigenous-technology-a-shining-example-of-make-in-india.md)
  - Published: 2023-03-24
  - Last Modified: 2023-03-28
  - Excerpt: We have launched our new technology platform that is built with 100% indigenous developed technology. With this, we have taken another step towards ‘Atmanirbhar Bharat' to promote digital payments in the country. This platform aims to significantly enhance consumer experience through much better success rate, speed and security. The massive upgrade of our payments platform through an indigenous full-stack development will further boost digital payments in the country.  Paytm has been at the forefront of India's digital revolutions with its technology-led innovations that have empowered users with a ‘Made in India' payments platform. The platform has been revamped, ensuring that the…
- [Update on PA License: Paytm Payments Services Receives Extension From RBI for Resubmission of Application & Remains Hopeful of Getting Necessary Approvals](https://paytm.com/blog/investor-relations/update-on-pa-license-paytm-payments-services-receives-extension-from-rbi-for-resubmission-of-application-remains-hopeful-of-getting-necessary-approvals.md)
  - Published: 2023-03-26
  - Last Modified: 2023-03-27
  - Excerpt: Our association with leading online merchants remains unimpacted, services to continue as it isPaytm can onboard new offline merchants and offer them payment services such as All-in-One QR, Soundbox, Card Machines, etc We would like to share that our 100% subsidiary, Paytm Payment Services Limited (“PPSL”), has recently received an extension of time from the Reserve Bank of India (RBI) for the resubmission of Online Payment Aggregator (PA) license application. As per our earlier filing dated November 26, 2022, about “Update on PA license: Paytm Payments Services Limited to resubmit application to RBI”, PPSL had to resubmit the application for PA…
- [4.5 Lakh Active Cards and Growing: Here's How We Are Driving Growth in Co-branded Credit Cards](https://paytm.com/blog/investor-relations/4-5-lakh-active-cards-and-growing-how-paytm-is-driving-growth-in-co-branded-credit-cards.md)
  - Published: 2023-03-13
  - Last Modified: 2023-03-23
  - Excerpt: Our co-branded credit cards have quickly gained popularity in the market. At present, we have co-branded credit card partnerships with HDFC Bank and SBI Card, two of India's leading credit card issuers. We earn an upfront activation fee and a portion of the interchange fee for the lifetime of the card. Through the credit card distribution business, we are able to monetize the traffic on Paytm Super App as banking customers increasingly prefer non-bank apps for transactions. This forms part of our cloud revenue along with advertising and marketing offerings. According to our Q3 FY23 earnings, revenue from our Cloud division…
- [Building Leaders, Skilled Communicators with our Management Orientation Program](https://paytm.com/blog/workplace/paytms-mid-manager-management-orientation-program.md)
  - Published: 2023-03-22
  - Last Modified: 2023-03-23
  - Excerpt: Paytm's Mid-Manager Management Orientation Program
- [Launching Cancel Protect for Train Tickets - Empowering Users with 100% Refund on Cancellation, Avail Instant Refund With No Questions Asked Policy](https://paytm.com/blog/investor-relations/paytm-empowers-users-to-get-100-refund-on-cancellation-of-train-tickets-with-cancel-protect-provides-instant-refund-with-no-questions-asked-policy.md)
  - Published: 2023-03-21
  - Last Modified: 2023-03-21
  - Excerpt: We have today announced the launch of ‘Cancel Protect' to empower Paytm Super App users to avail Free Cancellation on train ticket bookings. With ‘Cancel Protect' cover, users can claim a 100% refund on train ticket bookings that are cancelled through Paytm at least 6 hours before the scheduled departure time or before the chart is prepared, whichever is earlier. The fare amount will be credited instantly to the user's account as soon as they cancel the ticket. We also offer convenient and hassle-free cancellation with 100% instant refunds for unconfirmed tickets.  ‘Cancel Protect' enables travellers to cancel both regular and…
- [Key Takeaways From Our March 2023 Investor Presentation](https://paytm.com/blog/investor-relations/key-takeaways-from-paytm-march-2023-investor-presentation.md)
  - Published: 2023-03-21
  - Last Modified: 2023-03-21
  - Excerpt: Our focus on monetization in the last couple of years has allowed us to make continuous investments in growth while improving profitability. We achieved the key benchmark of positive EBITDA before ESOP costs in Q3 FY2023 as we sharpened our focus on growing our payments and lending businesses. Our focus on merchant payments with subscriptions has created a scalable UPI revenue model. Our March 2023 Investor Presentation provides in-depth insights into our business and growth drivers. Here's the link for the same – https://paytm.com/document/ir/financial-results/presentation/Paytm_Investor_Presentation_Mar_2023_INR.pdf Payments Business: Growth with improved profitability Our payments business has been experiencing robust growth, along with improved…
- [Benefits of Tuition Fee Payment on Paytm](https://paytm.com/blog/payments/tuition-fee/benefits-of-tuition-fee-payment-on-paytm.md)
  - Published: 2023-03-13
  - Last Modified: 2023-03-13
  - Excerpt: Know the benefits of tuition fee payment on Paytm like convenience of paying tuition fees, secure transactions, easy tracking of tuition fee payments, etc.
- [Empowering Small Merchants by Taking Mobile Payments to the Last Mile With Paytm Pioneered QR Codes – From Big Cities to Remote Highways](https://paytm.com/blog/payments/empowering-small-merchants-by-taking-mobile-payments-to-the-last-mile-with-paytm-pioneered-qr-codes.md)
  - Published: 2023-03-13
  - Last Modified: 2023-03-13
  - Excerpt: As India's mobile and QR payments pioneer, we have been successfully expanding our network of digital payments to remote locations and have transformed the way Indians make payments, making digital payments accessible to everyone – from bustling cities to far-flung corners of the country. A recent incident shared by a Mumbai resident who made a UPI payment to a vegetable seller illustrates the widespread use of our QR codes in India. “She laughed when I asked whether she had UPI for the payment of my purchase,” tweeted Swati Grekar, along with a picture of a Paytm QR code used by the…
- [How Can You Get Delhi Metro Tickets Through Paytm?](https://paytm.com/blog/recharge/metro-card/how-to-get-delhi-metro-tickets.md)
  - Published: 2021-11-24
  - Last Modified: 2023-03-13
  - Excerpt: Know how to get Delhi metro tickets through the Paytm application within minutes and top tips to follow while buying Delhi metro tickets.
- [How to Get the Rent Receipt from Paytm Application?](https://paytm.com/blog/bill-payments/rental-bills/how-to-get-rent-receipt-from-paytm-application.md)
  - Published: 2022-09-08
  - Last Modified: 2023-03-13
  - Excerpt: Know everything about rent receipt and check the step by step process to get the rent receipt from the Paytm application within a minute.
- [Complete Guide to Pay Narayana's Fees Online](https://paytm.com/blog/fees/complete-guide-to-pay-narayanas-fees-online.md)
  - Published: 2021-11-17
  - Last Modified: 2023-03-13
  - Excerpt: Now you can pay Narayana school fee on Paytm as well. All you will need is your Admission Number or Reservation to pay your fees online on Paytm.
- [February'23 Operating Metrics: Paytm Disburses 7.9 mn Loans, Total Device Deployment Crosses 6.4 mn](https://paytm.com/blog/investor-relations/february23-operating-metrics.md)
  - Published: 2023-03-13
  - Last Modified: 2023-03-13
  - Excerpt: February'23 Operating Metrics
- [How to Read your Credit Report?](https://paytm.com/blog/credit-score/how-to-read-your-credit-report.md)
  - Published: 2023-03-09
  - Last Modified: 2023-03-09
  - Excerpt: Learn how to read your credit report and understand your credit score with our easy guide. Take control of your finances and improve your credit!
- [Happy Women's Day - To the Ones who Inspire us Everyday](https://paytm.com/blog/workplace/happy-womens-day.md)
  - Published: 2023-03-07
  - Last Modified: 2023-03-09
  - Excerpt: Happy Women's Day
- [How Can New-to-credit Users Start Their Credit Journey to Get a Credit Score?](https://paytm.com/blog/credit-score/how-can-new-to-credit-users-start-their-credit-journey-to-get-a-credit-score.md)
  - Published: 2023-03-09
  - Last Modified: 2023-03-09
  - Excerpt: Unlock financial opportunities and achieve a good credit score by starting your credit journey today. Follow our expert tips and build a strong credit profile.
- [Can Credit Inquiries Affect Your Credit Score?](https://paytm.com/blog/credit-score/can-credit-inquiries-affect-your-credit-score.md)
  - Published: 2023-03-09
  - Last Modified: 2023-03-09
  - Excerpt: Can credit inquiries affect your credit score: Know ✔Credit inquiry ✔Hard inquiry ✔Soft inquiry ✔Manage hard credit enquiries ✔Raising a dispute with CIBIL
- [From UPI Innovations to Digital Credit Potential: Growth Drivers in Our Business](https://paytm.com/blog/investor-relations/growth-drivers-in-our-business.md)
  - Published: 2023-03-02
  - Last Modified: 2023-03-09
  - Excerpt: Growth Drivers in Our Business
- [Paytm signs MoU with Government of Andhra Pradesh at Global Investors Summit 2023, to drive initiatives in Financial Inclusion, Public Health, Cyber Security](https://paytm.com/blog/payments/corporate/paytm-signs-mou-with-government-of-andhra-pradesh-at-global-investors-summit-2023.md)
  - Published: 2023-03-06
  - Last Modified: 2023-03-09
  - Excerpt: Paytm signs MoU with Government of Andhra Pradesh at Global Investors Summit 2023
- [Building a Culture of Recognition](https://paytm.com/blog/workplace/building-a-culture-of-recognition.md)
  - Published: 2022-09-06
  - Last Modified: 2023-03-01
  - Excerpt: Employee recognition has always been an integral part of our company’s mission, as we value Paytmers for their contribution to our success and scale. Along with Paytmers, their families too are considered an important part of our company because we believe their support is invaluable to our employees. This year, our employees received a surprise along with their appraisals and promotions – a letter from our Founder, Chief Executive Officer & Managing Director Vijay Shekhar to their families! Since we are working in a hybrid mode, this special note along with a customized gift hamper arrived at the doorsteps of Paytmers.…
- [Moving to a Hybrid Model and Redesigning the Future of Work](https://paytm.com/blog/workplace/moving-to-a-hybrid-model-and-redesigning-the-future-of-work.md)
  - Published: 2022-09-30
  - Last Modified: 2023-03-01
  - Excerpt: We believe that the 'Future of Work, especially for technology and knowledge-based companies, will be a choice between hybrid and work from home.
- [Enabling Diversity & Inclusion - a Key Priority for Success](https://paytm.com/blog/workplace/enabling-diversity-inclusion-a-key-priority-for-success.md)
  - Published: 2022-10-12
  - Last Modified: 2023-03-01
  - Excerpt: We believe diversity in the workplace is essential to create a thriving business. Every Paytmer brings their own unique backgrounds, experiences, and perspectives to the table, and are the key drivers of our growth. With no biases in our hiring process, we have implemented new initiatives to reach qualified, diverse employees to improve the quality of candidates at the time of hiring. Building a diverse environment For us, talent development is one of the most critical HR management processes. Our HR team conducts regular review meetings with leaders and heads of departments, where the current talent landscape on diversity ratio, succession…
- [Paytm Foundation Wins the Prestigious Mahatma Award for COVID-19 Humanitarian Effort](https://paytm.com/blog/sustainability/paytm-foundation-wins-the-prestigious-mahatma-award-for-covid-19.md)
  - Published: 2022-10-18
  - Last Modified: 2023-03-01
  - Excerpt: Honoured for providing immediate relief in the form of oxygen concentrators as well as a vaccine finder tool to millions of Indians We are excited to share that our Corporate Social Responsibility (CSR) arm, Paytm Foundation, has won the Mahatma Award 2022 for COVID-19 Humanitarian Effort. Mahatma Awards, instituted by entrepreneur and philanthropist Amit Sachdeva, also known as the ‘CSR Man of India’, is an initiative of Aditya Birla Group to honour social impact leaders and changemakers. During the COVID-19 pandemic, Our arm Paytm Foundation launched an #OxygenforLife initiative. Through this initiative, it made way for immediate relief by supplying oxygen…
- [Sharing Light, Laughter, Love, and Positivity - Wishing You All a Happy Diwali](https://paytm.com/blog/workplace/paytm-diwali-celebrations.md)
  - Published: 2022-10-21
  - Last Modified: 2023-03-01
  - Excerpt: Here's a look at how Paytm celebrated Diwali, the festival of lights, joy, and achievement.
- [PM Modi lauds Paytm at Uttarakhand's Mana village, commends reach of digital payments in far-off places](https://paytm.com/blog/investor-relations/pm-modi-lauds-paytm-at-uttarakhands-mana-village.md)
  - Published: 2022-10-26
  - Last Modified: 2023-03-01
  - Excerpt: Prime Minister Narendra Modi lauded our company during his speech at Uttarakhand’s Mana village. Commending the increasing penetration of digital payments in the country, he said women entrepreneurs of the village are accepting digital payments with Paytm and are having QR codes outside their shops. The Prime Minister was addressing a rally after laying the foundation stone of various developmental projects at Mana, which is considered the last village at the border between India and China. #PMModi @vijayshekhar Sir, we are really proud to this movement like pm modi ji always promote digital payment of India #paytmkaro ..👍 #BadrinathDham #kadarnath #Paytm…
- [How Paytm is Helping its Employees Build a Retirement Corpus](https://paytm.com/blog/workplace/how-paytm-is-helping-its-employees-build-a-retirement-corpus.md)
  - Published: 2022-12-15
  - Last Modified: 2023-03-01
  - Excerpt: We at Paytm have always tried to create an ecosystem where every Paytmers truly belongs, even after their retirements. Together with HDFC Pension, we have extended our support to Paytmers with a pension plan that will create a retirement corpus for their future and will also help them to save their taxes.  The National Pension System (NPS) is a pension scheme, introduced by the Government of India, will help our employees create a retirement corpus for their future needs. All our employees can continue with this pension plan till the age of 60 years.  Under this, Paytmers can make systematic contributions…
- [Health is Wealth - How We Empower Paytmers to Prioritize their Well-Being](https://paytm.com/blog/workplace/health-is-wealth-how-we-empower-paytmers-to-prioritize-their-well-being.md)
  - Published: 2023-01-16
  - Last Modified: 2023-03-01
  - Excerpt: We, at Paytm, believe regular preventive health checkups are important. Taking preventive measures can help us to identify any early signs of potential health issues.  Keeping this as a priority, our HRs are making sure to promote timely, constructive and positive communication on wellness across the team, including on-site and remote employees. Along with organising health awareness sessions, they are making sure to proactively connect with each team member on a regular basis to get a sense of their workload and job satisfaction. Mindfulness, meditation and constant interaction with health experts can help Paytmers better manage wellness. Encouraging Timely Health Checkups …
- [Paytm Foundation Donates Laptops to Ek se Shrestha Program for Education of Rural Children of Hamirpur](https://paytm.com/blog/sustainability/paytm-foundation-donates-laptops.md)
  - Published: 2023-01-20
  - Last Modified: 2023-03-01
  - Excerpt: Our Corporate Social Responsibility (CSR) arm Paytm Foundation donated laptops to teachers and students associated with the Ek se Shrestha program in Hamirpur, Himachal Pradesh through the Act to Transform Foundation. These 150 laptops will help 2500+ students associated with Ek Se Shrestha Program, spread across 120 panchayats. Paytm Foundation also committed to digitising the receipt of various payments at the Panchayat office of Hamirpur. Ek se Sreshtha initiative was launched on October 5, 2021, focusing on the holistic development of children between 7 and 12 age groups by giving them after-school education. Within one year, the organisation impacted the lives…
- [Paytm's APM Programme – Mentoring Product Managers to become Future Leaders](https://paytm.com/blog/workplace/paytms-apm-programme-series-2.md)
  - Published: 2023-02-02
  - Last Modified: 2023-03-01
  - Excerpt: We welcomed our first batch of APMs (Associate Product Managers) last year in April. We are a product-focused company building the future of fintech in India. Through the APM programme, we are enabling and building the next generation of product leaders from the ground up. Our tight-knit cohort of full-time APMs were groomed in two stints of three-month each in different teams on pre-conceived projects. From a pool of over 100 candidates from technology backgrounds, around twenty-four participants from B-School graduates were selected from across the country. During this programme, these young talents were given opportunities to build impactful products across…
- [Paytm is Truly the Pioneer of QR Payments – How We Are Enabling India's Small Vendors](https://paytm.com/blog/investor-relations/paytm-is-truly-the-pioneer-of-qr-payments-how-we-are-enabling-indias-small-vendors.md)
  - Published: 2023-02-14
  - Last Modified: 2023-03-01
  - Excerpt: As India's digital payment and QR pioneer, we have transformed the way small vendors do business in India. Our comprehensive range of offline and online payment offerings has empowered small businesses to expand and flourish. One Twitter user, Priya Deshingkar, started a conversation about the adoption of digital payments in India by posting a photo of a Delhi tea seller accepting payment through our app. Deshingkar commented, “Even chaiwalas take digital payments and the earthenware kulhads appear to be factory made – India is modernizing.” Another user agreed, noting that digital payments have become the norm for nearly every transaction, large…
- [#CampusToCorporate: Learning never stops at Paytm](https://paytm.com/blog/workplace/learning-never-stops-at-paytm.md)
  - Published: 2022-10-19
  - Last Modified: 2023-03-01
  - Excerpt: We introduced our Campus to Corporate (C2C) programme to train future leaders, who would be part of our innovation-driven culture. With our C2C programme, new joinees are getting the opportunity to learn and work as full-time product, growth and business leaders. The Paytmers have joined us in various roles ranging from product, growth, operations, analytics, business to program management across businesses – payments, lending, insurance, wealth management and commerce. Through the programme, we are providing additional support and mentorship to our young talent so that they can gear up to take on the role earlier in their career. The programme is giving a…
- [How we revolutionised QR and took UPI to every nook & corner of India](https://paytm.com/blog/investor-relations/paytm-revolutionised-qr-and-took-upi.md)
  - Published: 2023-02-24
  - Last Modified: 2023-03-01
  - Excerpt: Paytm revolutionised QR and took UPI
- [How Paytm is helping Team Leaders to Master the ‘Art of Selling' with new Training Program](https://paytm.com/blog/workplace/paytm-is-helping-team-leaders-to-master-the-art-of-selling.md)
  - Published: 2023-02-22
  - Last Modified: 2023-03-01
  - Excerpt: Paytm is helping Team Leaders to Master the ‘Art of Selling'
- [Simplify your Loan Repayment with Paytm's EMI Options](https://paytm.com/blog/loan/loan-repayment-with-paytms-emi-options.md)
  - Published: 2023-02-27
  - Last Modified: 2023-02-27
  - Excerpt: Are you tired of juggling multiple loan EMIs and struggling to keep track of due dates and amounts? Easily manage your loan EMIs and makes loan EMI repayment easy with Paytm.
- [How to Register a Broadband Complaint?](https://paytm.com/blog/bill-payments/broadband-bills/how-to-register-a-broadband-complaint.md)
  - Published: 2023-01-25
  - Last Modified: 2023-02-27
  - Excerpt: To register a broadband complaint, you should know the customer care number of your broadband service provider, as well as how to prevent future issues.
- [Top 12 Reasons For Loan Rejection With Good CIBIL Score](https://paytm.com/blog/credit-score/reasons-for-loan-rejection-with-good-cibil-score.md)
  - Published: 2021-07-05
  - Last Modified: 2023-02-21
  - Excerpt: Frequent credit borrowing, comments in the credit report, and so on can all be reasons for a loan application being rejected. Check out all of the reasons here.
- [Top benefits of Online Mobile Recharge](https://paytm.com/blog/recharge/mobile-prepaid/benefits-of-online-mobile-recharge.md)
  - Published: 2021-07-06
  - Last Modified: 2023-02-20
  - Excerpt: Read all the top benefits of mobile recharge on Paytm in the given blog. Get interesting deals, discounts, coupons and more to cecharge your mobile number online.
- [Paytm offers Easiest Way to Recharge Mobile Online](https://paytm.com/blog/recharge/mobile-prepaid/paytm-offers-easiest-way-to-recharge-mobile-online.md)
  - Published: 2021-07-06
  - Last Modified: 2023-02-20
  - Excerpt: Easiest way to recharge mobile online using paytm website or paytm mobile application. Also know ✓How mobile recharge process work ✓recharge mobile offline.
- [Online Mobile Recharge-Simple way to do it!](https://paytm.com/blog/recharge/mobile-prepaid/how-to-do-online-mobile-recharge-easily.md)
  - Published: 2021-11-25
  - Last Modified: 2023-02-20
  - Excerpt: Recharging your mobile phone is quick and easy with Paytm whether through website or mobile app. Follow the detailed guide for online mobile recharge.
- [How Missing A Single Payment Affects CIBIL Score?](https://paytm.com/blog/credit-score/how-missing-a-single-payment-affects-cibil-score.md)
  - Published: 2021-07-15
  - Last Modified: 2023-02-20
  - Excerpt: Know how missing a single payment can affect your CIBIL score negatively, how to avoid making late payments & steps to improve CIBIL score.
- [What is Tradeline & How to Check Credit Report?](https://paytm.com/blog/credit-score/what-is-tradeline-how-to-check-credit-report.md)
  - Published: 2022-03-23
  - Last Modified: 2023-02-20
  - Excerpt: This guide offers insights into understanding the components, meaning & types of tradelines. What are tradelines used for & effective tips for reading credit reports.
- [Our Discipline in Cost Management Sustains and Grows Profitability](https://paytm.com/blog/investor-relations/our-discipline-in-cost-management-sustains-and-grows-profitability.md)
  - Published: 2023-02-20
  - Last Modified: 2023-02-20
  - Excerpt: In April 2022, we set a target for achieving EBITDA before ESOP cost breakeven by the September 2023 quarter. We have achieved this milestone significantly ahead of our guided timeline as we focus on sustained growth, monetization opportunities and discipline in cost management. Our Founder and CEO Vijay Shekhar Sharma said in the earnings call that over the last two years, we have pruned many line items. “The best part I can tell you is that I believe that this trend of generating sustained profit will continue. Our profitability is expected to grow even further. We expect to grow, to become…
- [Paytm Payments Bank awarded Shrestha Puraskar by Government of India for one of the lowest technical decline rates in UPI](https://paytm.com/blog/workplace/paytm-payments-bank-awarded-shrestha-puraskar-by-govt.md)
  - Published: 2023-02-13
  - Last Modified: 2023-02-14
  - Excerpt: Paytm Payments Bank has been awarded Shrestha Puraskar by MeitY for maintaining one of the lowest average technical decline rates in UPI
- [Here's How We Built a Scalable Revenue Generating UPI Model With Focus on Merchant Payments](https://paytm.com/blog/payments/heres-how-paytm-built-a-scalable-upi-model.md)
  - Published: 2023-02-14
  - Last Modified: 2023-02-14
  - Excerpt: Founder and CEO Vijay Shekhar Sharma said that Paytm's focus on merchant payments has created a scalable UPI revenue model in subscription
- [Achieved EBITDA Milestone without Losing Sight on Growth Opportunities, Compliances — Key Takeaways from our Earnings Call](https://paytm.com/blog/investor-relations/key-takeaways-from-our-earnings-call.md)
  - Published: 2023-02-07
  - Last Modified: 2023-02-14
  - Excerpt: With our strong operating profitability ahead of the September 2023 guidance, we have achieved the milestone of EBITDA before ESOP by Rs 424 Cr YoY to Rs 31 Cr. This was due to sustained improvement in contribution profit and strong operating leverage while we made continued investments for long-term growth. Our EBITDA before ESOP margin stood at 2% of revenues as compared to (27%) a year ago.Here is our Earnings Presentation for the quarter ending December 2022 and you can also read the full Q3FY23 financial results report here Our Q3 FY 2023 results showed momentum across our operating and financial…
- [How we achieved operational profitability - Bird's eye view of our revenues and costs](https://paytm.com/blog/investor-relations/how-paytm-achieved-operational-profitability.md)
  - Published: 2023-02-06
  - Last Modified: 2023-02-14
  - Excerpt: Our Founder and CEO Vijay Shekhar Sharma said in his letter to shareholders that our milestone of EBITDA before ESOP cost profitability, achieved in Q3 FY2023, was made possible due to the relentlessly focused execution by our team. He added the team was asked to focus on growth with quality revenues that contribute to the bottom line. “We have achieved this milestone without losing sight on growth opportunities and keeping all compliances as well as risk factors under a strict watch,” he said. Paytm has been witnessing sustained revenue growth with better operating leverage leading to improved profitability. Our revenue from…
- [Paytm Q3FY23 Results: Operating profitability, three quarters ahead of guidance; Vijay Shekhar Sharma writes to shareholders](https://paytm.com/blog/investor-relations/paytm-q3fy23-results.md)
  - Published: 2023-02-03
  - Last Modified: 2023-02-13
  - Excerpt: We have announced our Q3 FY 2023 results where we have reported​​ operating profitability significantly ahead of the September 2023 guidance. Our EBITDA before ESOP improved by Rs 424 Cr YoY to Rs 31 Cr due to sustained improvement in contribution profit and strong operating leverage while we made continued investments for long-term growth. Our EBITDA before ESOP margin stood at 2% of revenues as compared to (27%) a year ago.  You can read the full Q3FY23 financial results report here Our Founder and CEO Vijay Shekhar Sharma wrote a letter to shareholders announcing the achievement. He mentioned this has been…
- [From Payments to Lending — Deeper Insights into Our Key Growth and Profitability Drivers in Our Updated Investor Presentation](https://paytm.com/blog/investor-relations/from-payments-to-lending-deeper-insights-into-our-key-growth-and-profitability.md)
  - Published: 2022-12-02
  - Last Modified: 2023-02-13
  - Excerpt: We recently outlined some key growth drivers that are fuelling our growth as India’s leading mobile payments and financial services company through a stock exchange filing and at an analyst meeting in Mumbai. Here’s the link for the same: https://www.bseindia.com/xml-data/corpfiling/AttachLive/342a3542-dce0-446f-a079-7b781f1ce604.pdf Our belief stems from the fact that overall subscription for payment and other services will be a large market and India could have potential of 10 Crore merchant entities and more than 50 crore payment customers in near term. We also highlighted the immense opportunities that we are seeing through partnerships, especially with banks, where FASTag and Co-branded credit cards are…
- [Dairy 2.0 - The Merchant Story](https://paytm.com/blog/merchant-story/dairy-2-0-the-merchant-story.md)
  - Published: 2022-10-06
  - Last Modified: 2023-02-13
  - Excerpt: As mentioned in the last article, Dairy as an industry is undergoing massive transformation both on consumer & merchant side. There are 2 models through which Dairies distribute their products: Company owned outlets or Booths Multi retail outlets (any Kirana store, super stores, etc.) There are 5 major stakeholders in the Dairy value chain: FarmersVillage level co-operative (mostly managed by farmers)Dairy CompanyDistributorRetailer / Booth OwnerEnd Consumer There’s generally a seventh stakeholder as well which is the distributor appointed agents. These agents play a crucial role in the ecosystem as their job includes but is not limited to the following: Visiting each…
- [Continued Growth in Payments and Credit Business: Loan Disbursals at an Annualised Run Rate of Rs 29,000 Cr in August, Total Device Deployment Crosses 4.5 mn](https://paytm.com/blog/investor-relations/continued-growth-in-payments-and-credit-business.md)
  - Published: 2022-09-06
  - Last Modified: 2023-02-13
  - Excerpt: Loan distribution business scales to 6.0 million loan disbursals during the two months ending August 2022 (y-o-y growth of 246%). This aggregating to a loan disbursements of Rs 4,517 Cr ($568 million, y-o-y growth of 484%)Offline payments leadership strengthens with total number of devices deployed exceeding 4.5 millionConsumer engagement is at its highest on Paytm Super-App with average monthly transacting users (MTU) at 78.8 million for the two months ended August 2022, up 40% y-o-y72% Y-o-Y increase in merchant payment volumes (GMV) for the two months ended August 2022 at Rs 2.10 Lakh Cr ($26 billion) Our operating business numbers for…
- [What is a Systematic Investment Plan (SIP)?](https://paytm.com/blog/mutual-funds/sip/what-is-a-systematic-investment-plan-sip.md)
  - Published: 2022-01-16
  - Last Modified: 2023-02-13
  - Excerpt: What is SIP (Systematic Investment Plan)? Know the features, the benefits involved & who should invest?
- [Mutual Funds Vs SIP - Are You Asking The Right Question?](https://paytm.com/blog/mutual-funds/mutual-funds-vs-sip-are-you-asking-the-right-question.md)
  - Published: 2022-01-16
  - Last Modified: 2023-02-13
  - Excerpt: Mutual funds vs SIP. Know the differences between SIP and mutual fund; Check for parameters like Risk factor, Cost-effectiveness, Investment horizon & more.
- [Why Should You Invest In SIP - Know The Benefits](https://paytm.com/blog/mutual-funds/sip/why-should-you-invest-in-sip-know-the-benefits.md)
  - Published: 2022-01-16
  - Last Modified: 2023-02-13
  - Excerpt: Why should you invest in SIP? Enjoy the benefits such as Rupee-cost averaging, discipline, flexibility & long-term wealth growth.
- [What Are Small Cap Stocks - Features, Risks, And Who Should Invest?](https://paytm.com/blog/mutual-funds/what-are-small-cap-stocks-features-risks-and-who-should-invest.md)
  - Published: 2022-01-17
  - Last Modified: 2023-02-13
  - Excerpt: What are Small-cap stocks, discover unique features, associated risks, & determine why should you invest in them?
- [Different Type of SIP (Systematic Investment Plans) - Which one to Pick?](https://paytm.com/blog/mutual-funds/sip/types-of-sips-systematic-investment-plans-which-one-to-pick.md)
  - Published: 2022-01-24
  - Last Modified: 2023-02-10
  - Excerpt: What are the different types of SIP: Systematic investment plans offer a convenient way to invest in mutual funds. Explore the types of SIPs & choose best one.
- [What are Multi cap Funds - A Complete Guideline](https://paytm.com/blog/mutual-funds/what-are-multi-cap-funds-a-complete-guideline.md)
  - Published: 2022-01-17
  - Last Modified: 2023-02-10
  - Excerpt: What is Multi Cap Funds? A Complete guideline to know the meaning multi cap fund, types of multi-cap funds, risks and returns, who should invest in it.
- [What Are Large Cap Funds - Features & Benefits](https://paytm.com/blog/mutual-funds/what-are-large-cap-funds-features-benefits.md)
  - Published: 2022-01-31
  - Last Modified: 2023-02-10
  - Excerpt: What are large Cap Funds? Know about the large cap mutual funds meaning, investment portfolio of large cap funds, features & benefits to invest in large-cap fund.
- [Why Invest in Debt Funds - Here Are 8 Reasons](https://paytm.com/blog/mutual-funds/why-invest-in-debt-funds-here-are-8-reasons.md)
  - Published: 2022-01-17
  - Last Modified: 2023-02-10
  - Excerpt: Should you invest in Debt Funds? why? Here are 8 reasons. Read more to know the benefits of debt fund investments and why to invest in debt funds.
- [What is an Emergency Fund- Why Do You Need One?](https://paytm.com/blog/mutual-funds/what-is-an-emergency-fund-why-do-you-need-one.md)
  - Published: 2022-01-17
  - Last Modified: 2023-02-10
  - Excerpt: An Emergency Fund is a must-have feature for financial stability. It provides peace of mind in case of unexpected events & maintain financial stability.
- [What are Debt Funds - Everything You Need To know](https://paytm.com/blog/mutual-funds/what-are-debt-funds-everything-you-need-to-know.md)
  - Published: 2022-01-31
  - Last Modified: 2023-02-10
  - Excerpt: What are Debt Funds: Understanding the meaning & definition of debt funds, types of debt funds, taxation and characteristics of debt funds.
- [What Are Blue Chip Companies? Should You Invest In Their Stocks?](https://paytm.com/blog/mutual-funds/what-are-blue-chip-companies-should-you-invest-in-their-stocks.md)
  - Published: 2022-01-31
  - Last Modified: 2023-02-10
  - Excerpt: What Are Blue chip Companies: Know about Blue Chip company stocks, Characteristics of Blue Chip stocks, invest in Blue chip Stocks, its benefits and taxation.
- [What are Balanced Funds? Meaning and Benefits](https://paytm.com/blog/mutual-funds/what-are-balanced-funds-meaning-and-benefits.md)
  - Published: 2022-02-02
  - Last Modified: 2023-02-10
  - Excerpt: What are Balanced Funds: Understanding balanced funds, meaning and benefits. Check the comparison between balanced funds and hybrid funds.
- [Thematic vs Sectoral Funds - Know the Difference](https://paytm.com/blog/mutual-funds/thematic-vs-sectoral-funds-know-the-difference.md)
  - Published: 2022-04-04
  - Last Modified: 2023-02-10
  - Excerpt: Thematic vs Sectoral Funds - Know the similarities & dissimilarities between thematic & sectoral mutual funds and how to invest in high risk mutual funds.
- [What are Thematic Funds?](https://paytm.com/blog/mutual-funds/what-are-thematic-funds.md)
  - Published: 2022-04-04
  - Last Modified: 2023-02-10
  - Excerpt: What are Thematic Funds: Understand the investment strategy of thematic funds, benefits, how it's work & key points to consider before thematic investing.
- [What are Sectoral Funds? Should You Invest in them?](https://paytm.com/blog/mutual-funds/what-are-sectoral-funds-should-you-invest-in-them.md)
  - Published: 2022-07-05
  - Last Modified: 2023-02-10
  - Excerpt: What are Sectoral Funds - Know the meaning, features, its working. Sectoral funds allow you to invest in specific industries, potentially providing higher returns but also higher risk.
- [Paytm launches G20-theme QR Code celebrating India's presidency](https://paytm.com/blog/payments/paytm-launches-g20-theme-qr-code.md)
  - Published: 2023-02-09
  - Last Modified: 2023-02-09
  - Excerpt: We have today launched a special G20-theme QR Code to celebrate India's presidency of the intergovernmental forum and the country's leadership in mobile payments.  This QR code was launched by Mr. Ashwini Vaishnaw, Hon'ble Minister for Railways, Communications and Electronics & Information Technology, at ‘Digital Payments Utsav' at India Habitat Centre in Delhi today.  We have played an important role in the mobile payments revolution in India, as the pioneer of QR code payments. The special commemorative QR Code features logos of MeitY's DigiDhan Mission along with those of the G20 2023 and the 75th year of India's independence.   ‘Digital Payments…
- [How To Invest in Mutual Funds?](https://paytm.com/blog/mutual-funds/how-to-invest-in-mutual-funds.md)
  - Published: 2022-07-21
  - Last Modified: 2023-02-09
  - Excerpt: How to invest in mutual funds: Follow the simple steps to invest in mutual funds online through Paytm, invest through demat account, broker & AMC/Fundhouse
- [ELSS vs ULIP - A Comparative Analysis of Tax-Saving Schemes](https://paytm.com/blog/mutual-funds/elss-vs-ulip-a-comparative-analysis-of-tax-saving-schemes.md)
  - Published: 2022-07-05
  - Last Modified: 2023-02-08
  - Excerpt: ELSS vs ULIP: Know the key difference between equity linked saving scheme & unit linked insurance plan to choose & invest wisely as per your financial goals!
- [January'23 Operating Metrics: Over 6.1 million devices deployed, disburses loans worth ₹3,928 Cr](https://paytm.com/blog/investor-relations/january23-operating-metrics.md)
  - Published: 2023-02-08
  - Last Modified: 2023-02-08
  - Excerpt: ● Continued expansion of consumer base with average monthly transacting users (MTU) at 89 million for the month of January 2023, up 29% y-o-y● With a focus on creating additional payment monetization, our focus on subscription services continues to expand. Number of merchants paying subscription for payment devices has reached 6.1 million, an increase of 0.3 Mn in the month● Merchant payment volumes (GMV) for the month of January 2023 at Rs 1.2 Lakh Cr ($15 billion), y-o-y growth of 44%● Continued scale in our loan distribution business with disbursements of Rs 3,928 Cr ($480 million, y-o-y growth of 327%) and…
- [Understanding the Premature Withdrawal Rules for Paytm Payments Bank FDs](https://paytm.com/blog/fixed-deposit/premature-withdrawal-of-fixed-deposit-account.md)
  - Published: 2021-11-17
  - Last Modified: 2023-02-03
  - Excerpt: With Paytm Payments Bank, you can withdraw your fixed deposit account early without any penalties. Learn Paytm premature withdrawal rules & policy for FD.
- [Factors You Must Consider Before Investing In Mutual Funds](https://paytm.com/blog/mutual-funds/factors-you-must-consider-before-investing-in-mutual-funds.md)
  - Published: 2022-01-17
  - Last Modified: 2023-02-03
  - Excerpt: Know what factors you must consider before investing in mutual funds. Check these factors for fund categories and schemes.
- [Paytm Wins Big at Global Fintech Awards — Bags The Titles of Best UPI Payments App and Most Innovative Use of Technology - Soundbox](https://paytm.com/blog/workplace/paytm-wins-big-at-global-fintech-awards.md)
  - Published: 2022-09-21
  - Last Modified: 2023-02-03
  - Excerpt: We are excited to share that Paytm has won many coveted awards at the Global Fintech Awards 2022. We have bagged awards in the categories — Best UPI Payments App, Most Design User-friendly Interface Fintech App of the Year, and Most Innovative Use of Technology -Soundbox. Our Paytm Payments Bank was also recognized at the event as it won the Best Prepaid Wallet and Best in Class Mobile Banking Solution Awards. The Global Fintech Awards 2022 was presented by The Global Fintech Fest and organised by the Department of Economic Affairs, Government of India, Fintech Convergence Council (FCC), the Payments Council…
- [A Glossary of Terms About Mutual Funds You Must Know](https://paytm.com/blog/mutual-funds/a-glossary-of-terms-about-mutual-funds-you-must-know.md)
  - Published: 2022-01-17
  - Last Modified: 2023-02-03
  - Excerpt: A glossary of key terms to understand mutual funds, including asset allocation, expense ratio, diversification, and more. Essential knowledge for smart investing.
- [Taxation of Mutual Funds](https://paytm.com/blog/mutual-funds/taxation-of-mutual-funds.md)
  - Published: 2022-04-04
  - Last Modified: 2023-02-03
  - Excerpt: Taxation rules of mutual funds refers to the levying of taxes on the income generated from investing in these funds. The taxes vary based on the type of fund.
- [Choose Paytm Payments Bank for the Best Fixed Deposit Account Options](https://paytm.com/blog/fixed-deposit/best-bank-to-open-fixed-deposit-account.md)
  - Published: 2021-11-24
  - Last Modified: 2023-02-02
  - Excerpt: Paytm Payments Bank Fixed Deposit account: Know the reasons to open FD account with Paytm Payments Bank and steps to open a fixed deposit account.
- [Which is the Best Bank for a Savings Account?](https://paytm.com/blog/savings-account/best-bank-for-a-savings-account.md)
  - Published: 2022-12-22
  - Last Modified: 2023-02-01
  - Excerpt: Know why Paytm Payments Bank is the best bank for saving accounts in India. Also check the eligibility criteria and required documents to open a savings account.
- [How to Write a Cheque - A Step by Step Guide to Follow](https://paytm.com/blog/cheque-book/how-to-write-a-cheque-a-step-by-step-guide-to-follow.md)
  - Published: 2021-08-02
  - Last Modified: 2023-02-01
  - Excerpt: Step by Step Guide to write a cheque: Know the ✓Guidelines to fill a cheque ✓Parties involved in cheque transactions ✓Parts of a cheque ✓How to fill cheque.
- [What is a Cancelled Cheque and How to Write it in the Right Way?](https://paytm.com/blog/cheque-book/what-is-a-cancelled-cheque-and-how-to-write-it-in-the-right-way.md)
  - Published: 2021-08-02
  - Last Modified: 2023-01-31
  - Excerpt: What is a Cancelled Cheque: Know about Cancelled Cheque, how to write a cancelled cheque and when is a cancelled cheque required?
- [Facts Everyone Should Know About Types of Cheque](https://paytm.com/blog/cheque-book/types-of-cheque.md)
  - Published: 2021-06-29
  - Last Modified: 2023-01-31
  - Excerpt: Different Types of Cheques - Read the blog to explore the different types of cheques in India. Cheques come in a variety of shapes & sizes and are used for a variety of tasks.
- [All You Need to know about Cheques](https://paytm.com/blog/cheque-book/all-you-need-to-know-about-cheques.md)
  - Published: 2021-07-15
  - Last Modified: 2023-01-31
  - Excerpt: Know everything about Cheques: ✓What is a cheque? ✓Benefits of a cheque ✓Types of cheques ✓How to write a cheque? ✓and its characteristics.
- [Small Credit is Best Served and Collected Digitally: A Peek into Our Loan Distribution Business](https://paytm.com/blog/investor-relations/a-peek-into-paytms-loan-distribution-business.md)
  - Published: 2023-01-31
  - Last Modified: 2023-01-31
  - Excerpt: We have been witnessing rapid growth in our loan distribution business, where we disburse different kinds of loans to our large customer and merchant base in partnership with financial institutions. The value of disbursements through our platform scaled to Rs 3,665 crore in the month of December 2022, growing 330% y-o-y, as per our latest operating update for Q3FY23, reflecting the strong adoption of our lending products including Paytm Postpaid, Personal loans and Merchant loans. The growing adoption of our lending products has led to a sharp increase in the amount of revenue we generate from financial services, which contributed to…
- [How Does Your Fixed Deposit Work?](https://paytm.com/blog/fixed-deposit/how-does-fixed-deposit-work.md)
  - Published: 2021-09-21
  - Last Modified: 2023-01-27
  - Excerpt: Know the complete process of how fixed deposits work in the detailed guide. Read Paytm blog to understand how to open FD online and offline.
- [Consumer Engagement on Paytm Super App is at its Highest — How Platform Expansion Drives Monetization across Businesses](https://paytm.com/blog/investor-relations/consumer-engagement-on-paytm-super-app-is-at-its-highest.md)
  - Published: 2023-01-23
  - Last Modified: 2023-01-23
  - Excerpt: As we continue to grow and strengthen our Paytm ecosystem through the acquisition of consumers and merchants and providing them with greater access to technology and financial services, the Paytm Super App continues to see growing consumer engagement. The increasing adoption of payments use cases on our platform has resulted in our Monthly Transacting Users (MTU) growing 32% year-on-year to reach a new milestone of 85 million for the quarter ended December 2022.  Consumers come to our platform for a variety of payment use cases as well as the comprehensiveness of available payment instruments. The increased adoption of the Paytm Super…
- [A Deep Dive into How We Generate Revenue - From Payments to Credit](https://paytm.com/blog/investor-relations/a-deep-dive-into-how-we-generate-revenue-from-payments-to-credit.md)
  - Published: 2023-01-18
  - Last Modified: 2023-01-18
  - Excerpt: Applying the power of technological innovations to the financial world, we have grown leaps and bounds from a simple payments app to offering a multitude of services to our users. With more platforms crowding the payments space, what sets us apart is our diverse business model while our competitors are focused only on UPI payments so far and are now slowly following Paytm's footsteps into other areas.  Despite the thin margins we actually make money out of UPI which is an attractive user acquisition and engagement channel for us. It provides opportunities to monetise our platform by upselling loans and payments…
- [Paytm Payments Bank Limited Receives Final Approval from RBI to Operate Bharat Bill Payment System Services ](https://paytm.com/blog/investor-relations/paytm-payments-bank-limited-receives-final-approval-from-rbi-to-operate-bharat-bill-payment-system-services.md)
  - Published: 2023-01-17
  - Last Modified: 2023-01-17
  - Excerpt: Our associate Paytm Payments Bank Limited (PPBL) has got the final approval from Reserve Bank of India (RBI) to operate as Bharat Bill Payment Operating Unit (BBPOU) under the Payment and Settlement Systems Act, 2007. As an entity under Bharat Bill Payment System (BBPS), our associate bank has got the final authorization to conduct bill payment and aggregation business as a BBPOU. PPBL had been undertaking this activity so far under in-principle authorisation from RBI.  Being an authorized operational unit, PPBL works in adherence to the standards set by Bharat Bill Payment Central Unit (BBPCU) i.e., NPCI Bharat Billpay Limited (NBBL).…
- [Know About These 5 Key Drivers Propelling Sustained Growth Across Our Businesses](https://paytm.com/blog/investor-relations/5-key-drivers-propelling-sustained-growth-across-our-businesses.md)
  - Published: 2023-01-16
  - Last Modified: 2023-01-16
  - Excerpt: We have been registering strong growth for multiple quarters, supported by our strong business model and sustained revenue growth.  In a recent analyst meet held in Mumbai, our management provided key insights into the company's business model, and highlighted the large growth opportunity for the payments business in India with a potential of 100 million merchants and more than 500 million payment customers.  Our growth momentum remains strong over the past few quarters, supported by sharp improvement in net payments margin, rapid scale up of the loan distribution and subscription based devices business, and operational profitability in the commerce business.  Going…
- [What are the Different Types of Debit Cards?](https://paytm.com/blog/debit-card/an-in-depth-comparison-between-types-of-debit-cards.md)
  - Published: 2021-07-14
  - Last Modified: 2023-01-13
  - Excerpt: Different types of debit cards have different benefits, features, minimum balance requirements, rewards, and so on.
- [Key takeaways from Paytm meeting with group of analysts: Insights into the company's growth roadmap by our top leadership](https://paytm.com/blog/investor-relations/key-takeaways-from-paytm-meeting-with-group-of-analysts.md)
  - Published: 2022-12-21
  - Last Modified: 2023-01-11
  - Excerpt: In a recent meeting with a group of analysts in Mumbai, our top management including Vijay Shekhar Sharma, Founder, MD and CEO, Madhur Deora, President and Group CFO, and Bhavesh Gupta, Chief Operating Officer, came together to provide deeper insights into our business model. The management not only highlighted the key margin drivers of our business but also elaborated on the future growth roadmap. You can view our updated investor presentation here Before we dive in, let us take a brief look at our key revenue metrics: Payments Services to Consumers: Revenue from payments made by consumers on Paytm App (Consumers…
- [Digital Wallets- Features, Advantages, Popularity and More](https://paytm.com/blog/payments/mobile-wallet/digital-wallets-features-advantages-popularity-and-more.md)
  - Published: 2022-02-01
  - Last Modified: 2023-01-10
  - Excerpt: Digital wallets make it simple for users to make digital payments online, at POS, or in person. Discover everything there is to know about digital wallets.
- [Everything You Need to Know About E-Wallet](https://paytm.com/blog/payments/mobile-wallet/everything-you-need-to-know-about-e-wallet.md)
  - Published: 2021-08-12
  - Last Modified: 2023-01-10
  - Excerpt: Here is everything that you need to know about digital wallets. From importance to types to examples of digital wallets, find every information about e-wallet
- [Paytm Payments Bank receives RBI nod to appoint Surinder Chawla as Managing Director and CEO](https://paytm.com/blog/investor-relations/paytm-payments-bank-receives-rbi-nod-to-appoint-surinder-chawla-as-managing-director-and-ceo.md)
  - Published: 2023-01-09
  - Last Modified: 2023-01-09
  - Excerpt: Our associate Paytm Payments Bank has received the Reserve Bank of India’s approval to appoint veteran banker Mr. Surinder Chawla as its new Managing Director (MD) and Chief Executive Officer (CEO). The appointment has been approved by the Reserve Bank of India for a period of three years. Mr. Chawla brings with him an illustrious career in Retail Banking spanning over 28 years across marquee institutions such as HDFC Bank, RBL Bank, ABN Amro Bank and Standard Chartered Bank. A merit-listed Chartered Accountant, Mr. Chawla joins our associate PPBL from RBL Bank, where he served as Head – Branch Banking and…
- [December'22 Operating Metrics: Over 5.8 million devices deployed, disburses loans worth ₹3,665 Cr ($443 million)](https://paytm.com/blog/investor-relations/paytm-deploys-more-than-5-8-million-devices-disburses-loans-worth-rs-3665-cr.md)
  - Published: 2023-01-09
  - Last Modified: 2023-01-09
  - Excerpt: Consumer engagement is at its highest on Paytm Super App with average monthly transacting users (MTU) at 85 million for the quarter ended December 2022, up 32% y-o-y With a focus on creating additional payment monetization beyond MDR, our focus on subscription services continues to expand. Number of merchants paying subscription for payment devices has reached 5.8 million as of December 2022, an addition of 1 million devices in the quarter ended December 2022 Merchant payment volumes (GMV) for the quarter ended December 2022 at ₹3.46 Lakh Cr ($42 billion), y-o-y growth of 38% Continued scale in our loan distribution business with disbursements of…
- [How Paytm Redis Clusters is Managing High Workloads with Growing Customer Base](https://paytm.com/blog/engineering/how-paytm-redis-clusters-is-managing-high-workloads-with-growing-customer-base.md)
  - Published: 2023-01-05
  - Last Modified: 2023-01-05
  - Excerpt: We are India’s leading payment and financial services platform, and as pioneers of mobile payments and QR technology, we serve 84 million monthly transacting users (MTU) doing billions of transactions, and supports over 28.3 million merchants. Millions of Indians rely on us everyday to manage their finances online and pay for everything from groceries to utilities to movie tickets.  Our ecosystem is supported by a few thousand microservices that uses multiple Redis Clusters on Scale. These Redis cluster(s) serve few hundred thousand TPS on a key size of a few hundred million. We provide an enriching experience of payments to the…
- [#2022 in Awards: The Big Accolades Paytm Brought Home](https://paytm.com/blog/workplace/2022-in-awards-the-big-accolades-paytm-brought-home.md)
  - Published: 2023-01-03
  - Last Modified: 2023-01-03
  - Excerpt: As we begin the new year with renewed enthusiasm, here's a throwback to all the awards we won in 2022, which show that Paytm continues to be the leading mobile payments and financial services company and the best place to work! We won over 30 coveted awards at national and international events in various categories — from the Most Trusted Brand of the Year to Iconic Brands to the Greatest Workplace 2022 to the Employer of the Future. Being a leading innovator in the country, our revolutionary products bagged us the top awards in technology.  Most Trusted Brand of the Year…
- [What is MICR Code?](https://paytm.com/blog/cheque-book/what-is-micr-code.md)
  - Published: 2021-08-20
  - Last Modified: 2023-01-02
  - Excerpt: What is MICR code? Know about the meaning & full form of MICR ✓Its format ✓Where can I find the MICR code ✓How does the MICR line work ✓Benefits.
- [What is CVV in a Debit Card?](https://paytm.com/blog/debit-card/what-is-cvv-in-a-debit-card.md)
  - Published: 2022-02-01
  - Last Modified: 2022-12-23
  - Excerpt: The CVV on a debit card is unique and protects the card from fraud or theft. Learn more about the CVV number on a debit card.
- [What is a Virtual Debit Card and Why Should You Have One?](https://paytm.com/blog/debit-card/virtual-debit-card.md)
  - Published: 2021-08-16
  - Last Modified: 2022-12-23
  - Excerpt: What is virtual debit card? Know the ✓Benefits of virtual debit card ✓Advantages of virtual debit card ✓Activated cards ✓blocked anytime ✓Read Paytm Blog
- [Short Term FD Vs Long Term FD- Which is the Better Option of Investment?](https://paytm.com/blog/fixed-deposit/short-term-fd-vs-long-term-fd.md)
  - Published: 2022-12-23
  - Last Modified: 2022-12-23
  - Excerpt: Short Term FD Vs Long Term FD: Know the difference between Long Term & short term FD, disadvantages & benefits of short term & long term Fixed Deposits.
- [#2022 in Learning: Creating a Culture of Innovation by Upskilling and Enabling our Paytmers](https://paytm.com/blog/workplace/a-culture-of-innovation-by-upskilling-and-enabling-our-paytmers.md)
  - Published: 2022-12-22
  - Last Modified: 2022-12-22
  - Excerpt: Here's an inside look at how in 2022 we introduced new programmes to further boost our culture of innovation and learning. At Paytm, we believe in bringing the best expertise of solving the biggest and complex problems through our products and services. We understand that the future of work means making work meaningful for every Paytmer. This also means encouraging them on the path to their growth, career and self development.  Campus To Corporate Programme: We introduced our Campus to Corporate (C2C) programme this year to train future leaders, who will be part of our innovation-driven culture. With our C2C programme,…
- [Paytm Users Can Now Transfer Money to Mobile Numbers Registered with Third Party UPI Apps](https://paytm.com/blog/investor-relations/paytm-users-can-now-transfer-money-to-mobile-numbers-registered-with-third-party-upi-apps.md)
  - Published: 2022-12-20
  - Last Modified: 2022-12-20
  - Excerpt: We are now enabling users to make transactions across all UPI payment apps with just the mobile number, and even if they are not registered with us through Paytm Payments Bank Limited (PPBL). With this, users can receive and send money instantly to any mobile number with a registered UPI ID across platforms using our app. This further deepens Unified Payments Interface (UPI) interoperability and roots for the adoption of mobile payments.  Our Bank has empowered its users to get the benefit of interoperability to all UPI-based payment apps, ensuring a superfast and seamless payments experience. National Payments Corporation of India…
- [Paytm, HDFC ERGO Launch ‘Payment Protect', a one-of-a-kind bite-size Insurance Policy, to Protect Mobile Transactions up to Rs 10,000](https://paytm.com/blog/investor-relations/paytm-hdfc-ergo-launch-payment-protect-to-protect-mobile-transactions-up-to-rs-10000.md)
  - Published: 2022-12-19
  - Last Modified: 2022-12-19
  - Excerpt: We have today launched ‘Paytm Payment Protect', a group insurance plan in association with HDFC ERGO General Insurance, a leading general insurance company of India, to insure transactions made through UPI across all apps and wallets.  With this new insurance offering, which comes at a cost of as low as Rs 30 per annum, users can now secure themselves against mobile fraudulent transactions up to Rs 10,000. Higher cover options for cover up to Rs 1 Lakh per annum will soon be added to the product.  As a first-of-its-kind offering, this product is aimed to further enhance the trusted digital payments…
- [How to Check PAN Card Status by Name?](https://paytm.com/blog/pan-card/how-to-check-pan-card-status-by-name.md)
  - Published: 2021-09-27
  - Last Modified: 2022-12-16
  - Excerpt: Check PAN card status by name by visiting the official website of Income-tax. Know the easy steps to check pan card status by name.
- [What is Central Bank Digital Currency (CBDC)?](https://paytm.com/blog/uncategorized/what-is-central-bank-digital-currency-cbdc.md)
  - Published: 2022-12-16
  - Last Modified: 2022-12-16
  - Excerpt: What is CBDC? Know ✓How does central bank digital currency work ✓Types of CBDC ✓Advantages & disadvantages of CBDC ✓Digital Rupee
- [What is IMPS Reference Number?](https://paytm.com/blog/money-transfer/imps/what-is-imps-reference-number.md)
  - Published: 2022-12-14
  - Last Modified: 2022-12-14
  - Excerpt: What is IMPS Reference Number - Know the steps to transfer funds using IMPS, limit on IMPS fund transfer, also know the importance of IMPS to transfer funds.
- [Our Board Unanimously Approves Buyback of Equity Shares from Open Market](https://paytm.com/blog/investor-relations/our-board-unanimously-approves-buyback-of-equity-shares-from-open-market.md)
  - Published: 2022-12-13
  - Last Modified: 2022-12-13
  - Excerpt: Buyback size of up to ₹850 crores approved, in line with SEBI regulationsMaximum buyback price of ₹810 per share (50% premium to the closing price as on board meeting date)All directors present voted unanimously in favour of the proposal, including all independent directors Our Board has approved the proposal for buyback of equity shares on Tuesday (December 13, 2022). All directors present voted unanimously in favour of the proposal, including independent directors. We will undertake a buyback of up to ₹850 crores (excluding buyback taxes and other transaction costs) at a maximum price of ₹810 per share, and have opted for…
- [Paytm Disburses 6.8 mn Loans, Total Device Deployment Crosses 5.5 mn in Nov](https://paytm.com/blog/investor-relations/paytm-disburses-6-8-mn-loans-total-device-deployment-crosses-5-5-mn-in-nov.md)
  - Published: 2022-12-12
  - Last Modified: 2022-12-12
  - Excerpt: ● Loan distribution business scales to 6.8 million loans disbursed during the two months ended November 2022 (y-o-y growth of 150%), aggregating to loan disbursements of Rs 6,292 Cr ($774 million, y-o-y growth of 374%)  ● Leadership in offline payments strengthens with merchants paying subscription for payment devices exceeding 5.5 million  ● Consumer engagement is at its highest on Paytm Super App with average monthly transacting users (MTU) at 84 million for the two months ended November 2022, up 33% y-o-y  ● Merchant payment volumes (GMV) for the two months ended November 2022 at Rs 2.28 Lakh Cr ($28 billion) y-o-y…
- [Paytm Wins Excellence in Payments Award, Among the Most Valuable Companies in India](https://paytm.com/blog/workplace/paytm-wins-excellence-in-payments-award.md)
  - Published: 2022-12-07
  - Last Modified: 2022-12-09
  - Excerpt: We are elated to share that Paytm has won the Excellence in Payments award and was recognized as the 500 most valuable companies in India at the India FinTech Forum's IFTA 2022 and the 2022 Burgundy Private Hurun India 500, respectively. India FinTech Forum’s IFTA recognises the best innovations from fintech companies across the world every year, whereas Burgundy Private, Axis Bank’s Private Banking Business, and Hurun India together listed out the 500 most valuable companies in India through its second edition of the Burgundy Private Hurun India 500. We are India’s leading fintech platform and the most trusted payments app.…
- [Paytm Wins Big at IAMAI D2C and ASSOCHAM Awards — Bags Best BNPL Innovation, and Tech Innovation for Business Titles](https://paytm.com/blog/workplace/paytm-wins-big-at-iamai-d2c-and-assocham-awards.md)
  - Published: 2022-11-29
  - Last Modified: 2022-12-08
  - Excerpt: We are thrilled to share that Paytm has won many awards at two recently held events – IAMAI D2C and ASSOCHAM Futuristic Technologies & 7th Technology Excellence Awards. We have bagged the awards in the categories Best BNPL Innovation for D2C, and Tech Innovation for Business, while Paytm Payments Bank has won Best Payment Innovation for D2C. The IAMAI D2C recognises the critical contributions and achievements of the entire digital ecosystem that helps build the D2C landscape in India, whereas ASSOCHAM Futuristic Technologies & 7th Technology Excellence Awards, which is India’s oldest apex chamber, honors the champions of change in technology.…
- [The Paytm Merchant Pyramid — What We Offer Merchants From Across the Spectrum](https://paytm.com/blog/investor-relations/the-paytm-merchant-pyramid.md)
  - Published: 2022-12-07
  - Last Modified: 2022-12-07
  - Excerpt: Our merchant base has expanded to nearly 30 million as of Q2FY23, with more businesses across the spectrum now joining our platform for accessing the most diverse range of offerings including payment services, subscription devices and even loans. As the pioneers of QR and mobile payments in India, we have built a strong digital ecosystem for merchants – from the smaller shopkeepers to the biggest enterprise – and enabled them to achieve stronger growth in their digital journey. Today, merchants intuitively understand the value of digital payments and they believe in our solutions to make their digital payments journey easier and…
- [Paytm Launches ABHA Health Locker to Safely Store and Access all Health Documents on the go — First of its Kind for a Payments Platform](https://paytm.com/blog/investor-relations/paytm-launches-abha-health-locker-to-safely-store-and-access-all-health-documents.md)
  - Published: 2022-12-06
  - Last Modified: 2022-12-06
  - Excerpt: We have today announced the launch of our ABHA Health Locker for users to store their health documents. With our Health Locker, users can directly share all the medical documents at healthcare facilities. Being a part of Ayushman Bharat Digital Mission, we are a certified Public Health Record app. Paytm ABHA Health Locker can be accessed once the user creates Ayushman Bharat Health Account (ABHA) on our app. ABHA is a unique health number provided to every citizen to access healthcare services and personal medical records. A QR code is generated once ABHA is created and this can be scanned at hospitals…
- [Update on PA License: Paytm Payments Services to Resubmit Application to RBI & Remains Hopeful of Getting Necessary Approvals](https://paytm.com/blog/investor-relations/update-on-pa-license-paytm-payments-services-to-resubmit-application-to-rbi.md)
  - Published: 2022-11-26
  - Last Modified: 2022-11-26
  - Excerpt: Our association with leading online merchants remains unimpacted, services to continue as it is We would like to share that our 100% subsidiary, Paytm Payment Services Limited (“PPSL”) has received a letter from RBI in response to an application from PPSL for the authorization to provide payment aggregator and payment gateway services (“PA/PG”) for online merchants. We would like to emphasise that this not a rejection of our application by the RBI as the central bank has directed us to reapply in 120 days. We are taking all necessary steps & are hopeful of getting the required approvals soon. You can…
- [What is IFSC Code?](https://paytm.com/blog/ifsc-code/what-is-ifsc-code.md)
  - Published: 2021-08-12
  - Last Modified: 2022-11-18
  - Excerpt: IFSC Code or Indian Financial System Code is an alphanumeric code of 11-digits length. It is used to identify the branches of the bank within the NEFT (National Electronic Funds Transfer) network by the central bank.
- [Paytm Onboards Tea Stall Vendor in ‘Last Village of India' in Uttarakhand: How we are Establishing our Mobile Payments Pioneership with Strong Reach](https://paytm.com/blog/investor-relations/paytm-onboards-tea-stall-vendor-in-last-village-of-india-in-uttarakhand.md)
  - Published: 2022-11-16
  - Last Modified: 2022-11-17
  - Excerpt: Mobile payments penetration in the country has witnessed exponential growth over the past few years, as more people embrace online transactions across the length and breadth of the country. As the pioneer of India’s QR and mobile payment revolution, we continue to play an important role in driving deeper financial inclusion to empower citizens. Recently, we onboarded a tea stall vendor in Uttarakhand’s Mana village, which is also known as the ‘last village of India’. This shows our constant effort towards reaching out to the farthest corners of the country and enabling people from the remotest regions to experience the power…
- [Paytm Disburses 3.4 Million Loans, Total Merchant Subscription Devices Crosses 5.1 Million in Oct; Read our Founder's Message to Shareholders](https://paytm.com/blog/investor-relations/paytm-disburses-3-4-million-loans-total-merchant-subscription-devices-crosses-5-1-million-in-oct.md)
  - Published: 2022-11-14
  - Last Modified: 2022-11-14
  - Excerpt: Loan distribution business scales to 3.4 million loan disbursals during the month of October 2022 (y-o-y growth of 161%), aggregating to loan disbursements of ₹3,056 Cr ($407 million, y-o-y growth of 387%)Leadership in offline payments strengthens with merchants paying subscription (for payment devices) exceeding 5.1 millionConsumer engagement is at its highest on Paytm Super-App with average monthly transacting users (MTU) at 84.0 million for the month of October 2022, up 33% y-o-y42% y-o-y increase in merchant payment volumes (GMV) for the month of October 2022 at ₹1.18 Lakh Cr ($14 billion) We have achieved sustained growth in payments and lending business,…
- [Strong Revenue Growth with Increased Monetization and Operating Leverage — Key Takeaways from our Earnings Call](https://paytm.com/blog/investor-relations/strong-revenue-growth-with-increased-monetization-and-operating-leverage.md)
  - Published: 2022-11-14
  - Last Modified: 2022-11-14
  - Excerpt: With strong growth in revenues and contribution profit, combined with operating leverage, we have shown sharp improvement in EBITDA before ESOP costs. Our revenue from operations stood at Rs 1,914 cr and EBITDA before ESOP cost was at Rs (166) cr. Our Q2 FY 2023 results showed momentum across our operating and financial metrics. Addressing the analysts at the Earnings Call, our Founder, CEO & MD Vijay Shekhar Sharma said, “We had a good quarter as the teams have performed well. We have acquired 80 million monthly transacting customers and have 30 million merchants. We have expanded into an online and…
- [Paytm Q2FY23 Results: Sustained Revenue Growth with Sharp Improvement in EBITDA Before ESOP Costs](https://paytm.com/blog/investor-relations/paytm-q2fy23-results.md)
  - Published: 2022-11-07
  - Last Modified: 2022-11-07
  - Excerpt: Our Q2 FY 2023 results indicate healthy traction across all our businesses, continuing the momentum witnessed in the previous quarter. Sustained revenue growth of 76% YoY led to expansion in contribution profit, and indirect expenses were flat sequentially. As a result, there was a sharp improvement in EBITDA before ESOP costs by 61% YoY — (Rs 166 Cr) in Q2 FY2023 vs( Rs 426 crore) in Q2 FY2022.  In Q2 FY 2023, our revenue was Rs 1,914 Cr, up by 76% YoY with growth in lending, expansion in merchant subscriptions driven by accelerated device deployments, and momentum in commerce and cloud…
- [How Paytm is Optimizing Trillion CDN Hits Annually to Provide Better Customer Experience](https://paytm.com/blog/engineering/how-paytm-is-optimizing-trillion-cdn-hits-annually.md)
  - Published: 2022-11-01
  - Last Modified: 2022-11-01
  - Excerpt: We are India’s digital payments and leading financial services company that offers full-stack payments and financial solutions to consumers, offline merchants and online platforms. We are on a mission to bring half a billion Indians into the mainstream economy through our payments, commerce, banking, investments, and financial services.  Being a tech-first company, we are leveraging the Content Delivery Network (CDN) heavily to serve our customers. For this, we have improved the Edge Engineering through CDN optimization.   CDN is a globally distributed network of servers that store (commonly referred as ‘cache') and deliver some or all of their website’s content. Each of…
- [Dairy 2.0 - A Consumer Story with Paytm Leading the Digital Disruption](https://paytm.com/blog/consumer-story/dairy-2-a-consumer-story-with-paytm-leading-the-digital-disruption.md)
  - Published: 2022-05-27
  - Last Modified: 2022-10-26
  - Excerpt: Dairy industry in India is one of the largest & most essential consumer categories. Dairy is also the largest agricultural commodity contributing 5% to the national economy, with India leading the world in milk production. The dairy industry employs over 70 million farmers with 6 million women members and more than 1,90,000 dairy cooperative societies across the country.* Dairy belongs to a daily usage category and hence, is pivotal from a payments ecosystem perspective in terms of consumer engagement & building a loyal customer base. Yet, it is one such category which still largely operates in a traditional manner, both in…
- [Paytm Partners with Jana Small Finance Bank for Deployment of Card Devices, Aims to Further Drive Digitisation Among Merchants](https://paytm.com/blog/investor-relations/paytm-partners-with-jana-small-finance-bank-for-deployment-of-card-devices.md)
  - Published: 2022-10-14
  - Last Modified: 2022-10-14
  - Excerpt: We have partnered with Jana Small Finance Bank to deploy card machines to further drive digitisation among merchants across the country. With this partnership, we will jointly drive the digital payments revolution in India. Our card machines have been an agile solution for seamless payments, providing multilingual support to merchants partners to accept payments through UPI, credit/debit cards, net banking, international cards, Paytm Postpaid, Paytm Wallet and EMI. The devices also offer instant voice alert and instant settlement, which drives convenience for the merchant partners. With over 4.5 million devices deployed, we continue to be the market leader in offline payments.…
- [Our leadership in devices business accelerates with 10 lakh deployments per quarter](https://paytm.com/blog/investor-relations/our-leadership-in-devices-business-accelerates-with-10-lakh-deployments-per-quarter.md)
  - Published: 2022-10-12
  - Last Modified: 2022-10-12
  - Excerpt: Our devices business has been growing rapidly for the past few quarters and it has further accelerated in the second quarter of the ongoing financial year, with increased demand for payment-based devices such as QR, all-in-one POS and Soundbox. We have strengthened our offline payments pioneership with 10 lakh device deployments per month. In our recent stock exchange filing, we highlighted that the total device deployment base has exceeded 48 lakh as of Q2 FY23, compared to 38 lakh at the end of Q1FY23. This growth has paved the way for higher merchant engagement and monetization, and also helped us generate…
- [Paytm's Loan Disbursals stand at an Annualised Run Rate of Rs 34,000 Cr in Q2 FY23, Total Device Deployment Crosses 4.8 mn](https://paytm.com/blog/investor-relations/sustained-growth-in-payments-and-credit-business.md)
  - Published: 2022-10-10
  - Last Modified: 2022-10-10
  - Excerpt: Loan distribution business scales to 9.2 million loan disbursals during the quarter ended September 2022 (y-o-y growth of 224%), aggregating to loan disbursements of Rs 7,313 Cr ($894 million, y-o-y growth of 482%)Leadership in offline payments strengthens with total number of devices deployed exceeding 4.8 millionConsumer engagement is at its highest on Paytm Super-App with average monthly transacting users (MTU) at 79.7 million for the quarter ending September 2022, up 39% y-o-y63% Y-o-Y increase in merchant payment volumes (GMV) for the quarter ended September 2022 at Rs 3.18 Lakh Cr ($39 billion) Our operating business numbers for Q2 FY23 are out.…
- [All You Need To Know About A Learner's License](https://paytm.com/blog/driving-licence/all-you-need-to-know-about-a-learners-licence.md)
  - Published: 2022-05-09
  - Last Modified: 2022-10-06
  - Excerpt: What is a learner's license and how to get one? What is the difference between a learner's license and a permanent license? Get all your answers here.
- [Driving License - Check Eligibility, Documents & How to Apply for it](https://paytm.com/blog/driving-licence/driving-licence-check-eligibility-documents-how-to-apply-for-it.md)
  - Published: 2022-05-09
  - Last Modified: 2022-10-06
  - Excerpt: A driving license (DL), is an official document that gives an individual the right to drive on Indian roads.
- [How to Make a Partial Withdrawal from a PPF Account?](https://paytm.com/blog/ppf/how-to-make-partial-withdrawal-from-ppf-account.md)
  - Published: 2021-09-01
  - Last Modified: 2022-10-06
  - Excerpt: Make partial withdrawals from your PPF balance after 6 financial years from the date of opening. Read the guide to learn more.
- [PPF Withdrawal Rules - How to Withdraw Money from PPF Account](https://paytm.com/blog/ppf/what-are-ppf-withdrawal-rules.md)
  - Published: 2021-10-20
  - Last Modified: 2022-10-06
  - Excerpt: Continue reading the guide to learn about the PPF withdrawal rules and how to easily withdraw money from your PPF account.
- [EPF vs EPS - Know How it Works & Difference](https://paytm.com/blog/epf/epf-vs-eps-know-the-difference-between-epf-and-eps.md)
  - Published: 2022-07-15
  - Last Modified: 2022-09-26
  - Excerpt: EPF vs EPS - Visit Paytm blog to know the difference between EPS & EPF, Eligibility Conditions, Benefits and the working of both EPF and EPS.
- [Paytm X HDFC Bank Credit Card - All you Need to Know](https://paytm.com/blog/credit-card/paytm-hdfc-bank-credit-card.md)
  - Published: 2022-07-15
  - Last Modified: 2022-09-26
  - Excerpt: Paytm X HDFC Bank Credit Card - Know how to apply for Paytm HDFC bank credit card online and the benefits of Paytm HDFC bank credit card.
- [All you Need to Know About Atal Pension Yojana](https://paytm.com/blog/saving-schemes/know-about-atal-pension-yojana-apy.md)
  - Published: 2022-09-23
  - Last Modified: 2022-09-23
  - Excerpt: What is atal pension yojana? - Know about APY scheme, steps to apply Atal Pension Yojana, benefits of APY, eligibility, atal pension yojana chart & tax benefits.
- [Sukanya Samriddhi Yojana Scheme (SSY)- Interest Rate & Benefits](https://paytm.com/blog/saving-schemes/know-about-sukanya-samriddhi-yojana-scheme-ssy.md)
  - Published: 2022-09-23
  - Last Modified: 2022-09-23
  - Excerpt: Sukanya Samriddhi Yojana Scheme: Know SSY account details, eligibility criteria, benefits, interest & documents required sukanya samriddhi yojana account.
- [‘When people think of Paytm today, it is the pioneer of digital payments'](https://paytm.com/blog/investor-relations/paytm-the-pioneer-of-digital-payments.md)
  - Published: 2022-09-22
  - Last Modified: 2022-09-22
  - Excerpt: We are India’s leading fintech platform and the most trusted payments app. We have always been at the forefront of the digital revolution in India. As pioneers of mobile payments and QR technology, we have always developed innovative and affordable products for every business, including the small and micro-merchants in India. Taking the centre stage today at the Global Fintech Fest 2022, our Founder, CEO & MD Vijay Shekhar Sharma said: “The presence of the Government of India, the Reserve Bank of India at Global Fintech Fest 2022 is highly inspiring for young fintech entrepreneurs. We get energy from the Government’s…
- [We have tokenized over 52 million cards across VISA, Mastercard & RuPay, remained on track to meet RBI's September 30 deadline](https://paytm.com/blog/investor-relations/we-have-tokenized-over-52-million-cards-across-visa-mastercard-rupay.md)
  - Published: 2022-09-20
  - Last Modified: 2022-09-20
  - Excerpt: We have now tokenized over 93% of the monthly active cards on our Paytm app. With this, we have made significant progress in the card-on-file tokenizaton initiative by the Reserve Bank of India (RBI). We have tokenized 52.3 million cards across VISA, Mastercard and RuPay in effort to make card transactions safer and drive convenience for consumers. This brings with it faster checkouts, as well as success rates that are at par or higher compared to saved cards. With this, our company remains on track to meet RBI’s deadline to purge saved card data ahead of the RBI deadline. “We have…
- [Know all About our Acqui-hiring Process that has Brought us many Long-term Employees](https://paytm.com/blog/workplace/acqui-hiring-process-that-has-brought-us-many-long-term-employees.md)
  - Published: 2022-09-19
  - Last Modified: 2022-09-19
  - Excerpt: Our employees are at the centre of our fast-paced growth. And as we have grown as a company, we have also brought onboard employees through our acquisitions. Today, we take you through our acqui-hiring process. Simply put, acqui-hire is a talent acquisition process, where an acquired company’s employees are retained by the parent company. Our structured hiring process has helped us onboard the right talent for the right role, who are aligned with our mission of driving financial inclusion in India. Over the years, we have had hundreds of employees join us through acqui-hiring and they continue to be associated with…
- [How Paytm Handles Millions of Digital Transactions Safely Everyday](https://paytm.com/blog/engineering/how-paytm-handles-millions-of-digital-transactions-safely-everyday.md)
  - Published: 2022-09-05
  - Last Modified: 2022-09-16
  - Excerpt: Online payments have become an integral part of our lives, and we are already making big waves with successful translation rates. We handle superfast, secure and reliable money transfers on a regular basis. Our transaction rate is much faster when compared with other similar businesses. Many businesses rely on us for making successful money transfers. We accept payments from Paytm Wallet, Paytm Postpaid, Paytm UPI, netbanking, debit and credit cards, and more. We handle large size database clusters of different businesses, which includes IoT devices that have been deployed at different stores, the account status of different merchants, or various forms…
- [A multi-payment architecture – The Driving Force Behind our Strong Business Model and Growth](https://paytm.com/blog/investor-relations/multi-payment-architecture.md)
  - Published: 2022-09-08
  - Last Modified: 2022-09-08
  - Excerpt: We are India’s leading fintech company, with a completely integrated ecosystem of digital payments and financial services. Our robust multi-payment architecture is the driving force behind our rapid growth and continues to play an important role in business expansion. It has enabled us to build a full-stack payment universe to facilitate the daily needs of our consumers and merchants. The goal behind creating this architecture is simple – to make digital payments accessible to all Indians. Enabling consumers & merchants with an integrated ecosystem Today, we are a digital payments and financial services leader in the country, offering a wide array…
- [Our statement on ED Investigation: Merchants under scrutiny are not Paytm entities, seized funds do not belong to the company](https://paytm.com/blog/investor-relations/our-statement-on-ed-investigation-merchants-under-scrutiny-are-not-paytm-entities.md)
  - Published: 2022-09-04
  - Last Modified: 2022-09-04
  - Excerpt: This is with respect to the press release issued on 3rd September 2022 by the Directorate of Enforcement (ED) regarding the search operations it carried out at 6 premises in Bengaluru. We have filed an update with the exchanges, accessible here: – https://www.bseindia.com/xml-data/corpfiling/AttachLive/592dbc30-e4da-488f-b67a-ffcb69965178.pdf As a part of ongoing investigations on a specific set of merchants, the ED has sought information regarding such merchants to whom we provide payment processing solutions. We wish to clarify that these merchants are independent entities, and none of them are our group entities. It may be noted that ED has instructed us to freeze certain amounts…
- [Building an Open-source Monitoring System with Prometheus](https://paytm.com/blog/engineering/building-an-open-source-monitoring-system-with-prometheus.md)
  - Published: 2022-08-30
  - Last Modified: 2022-08-31
  - Excerpt: The simplicity of the Paytm app belies in its architecture that has been designed by our Infra Technology Labs Team. As Paytm is growing rapidly, the team is exploring the latest cloud optimization technologies to mitigate cloud infrastructure-related problems, introduce new frameworks, build a highly scalable and available solution to handle our scale and support business growth across the globe. We have started searching for an open-source monitoring solution that would be highly scalable, available, cost-effective, and also suitable and easily supported across all Paytm stacks. While exploring for options, which can allow us to integrate with different channels, such as…
- [Paytm Foundation, United Nations Environment Program Join Hands to Establish Air Quality Action Forum](https://paytm.com/blog/sustainability/paytm-foundation-united-nations-environment-program.md)
  - Published: 2022-08-29
  - Last Modified: 2022-08-29
  - Excerpt: Our foundation has partnered with United Nations Environment Program (UNEP) to set up the Air Quality Action Forum (AQAF). Through stakeholder consultations, the forum will highlight the efforts undertaken to mitigate the impact of air pollution in India. The launch of the AQAF is a step to facilitate an inclusive approach towards curbing air pollution in India. In a step towards the same, effective implementation along with collaboration between all the stakeholders, including from the government is key to achieving the desired objectives under it. While addressing one of the consultation meetings, our Founder & CEO Vijay Shekhar Sharma said: “We…
- [Introducing Paytm Intelligence (Pi), an End-to-End Fraud Risk Management Platform to Secure your Digital Business](https://paytm.com/blog/investor-relations/introducing-paytm-intelligence-an-end-to-end-fraud-risk-management-platform-to-secure-your-digital-business.md)
  - Published: 2022-08-26
  - Last Modified: 2022-08-26
  - Excerpt: Paytm has revolutionized digital payments and financial services, with a vision to make it accessible to consumers and businesses in India. Having been at the forefront of the technology revolution, we value the importance of digital safety and security. And now, the fraud prevention measures followed at Paytm, are available for your business in the United States. Introducing Paytm Intelligence (Pi), the innovation and development line of business within Paytm Labs in Canada, focused on creating financial products using smart technologies such as artificial intelligence (AI) and machine learning. Pi is aimed at further expanding our cloud-based service offerings for businesses…
- [Har Ghar Tirangaa, Har Haath Paytm: Read our Shareholders' Confidence in our Business Model](https://paytm.com/blog/investor-relations/har-ghar-tirangaa-har-haath-paytm.md)
  - Published: 2022-08-25
  - Last Modified: 2022-08-25
  - Excerpt: It was our first AGM after getting listed and we are deeply humbled by the faith that our shareholders have shown in our mission. Our shareholders lauded Paytm’s pioneering work in India’s digital revolution and manifested confidence in our business model. Saluting the vision of Paytm, our shareholder Mr Praveen Kumar said that we have become a household name, from a tea stall to fruit vendor, everyone is using Paytm. He called Paytm the backbone of digital payments in India. Mr Manjit Singh applauded our business model that has made Paytm visible everywhere. He said that the foundation laid by Vijay…
- [Journey to build the Vaccine Slot Finder Tool on Paytm](https://paytm.com/blog/engineering/journey-to-build-the-vaccine-slot-finder-tool-on-paytm.md)
  - Published: 2022-03-16
  - Last Modified: 2022-08-24
  - Excerpt: What started as a weekend project ended up becoming one of the most popular vaccination tool for millions of people in the country! This is behind the scenes story of how the Paytm Vaccine Finder tool came to life; it's a story of what at the surface may seem to be an easy problem, takes a large, capable team and multiple iterations to make it work!
- [Building Cloud-Native Solutions with AWS CodeDeploy](https://paytm.com/blog/engineering/building-cloud-native-solutions-with-aws-codedeploy.md)
  - Published: 2022-02-28
  - Last Modified: 2022-08-24
  - Excerpt: Situation Migrating your applications from Legacy DC to AWS might sound very easy as a first impression. From a business perspective, this is usually as simple as “lift and shift”, but only a “DevOps Engineer” knows the challenges that are associated with it and for a budding Solution Architect, this is the perfect opportunity to show what they are truly capable of. That being said, let’s go through the following pointers to understand the situation we were in – Payments / PG Services are deprecating DC and we need to Migrate to AWS.Whilst being a migration, this is also an opportunity…
- [What Is Digital Gold and How Does It Work?](https://paytm.com/blog/digital-gold/what-is-digital-gold-and-how-does-it-work.md)
  - Published: 2021-08-12
  - Last Modified: 2022-08-24
  - Excerpt: Digital gold allows you to invest in gold digitally, you can buy any small amount you want to buy with digital gold. Learn everything about digital gold here
- [Reasons to Invest in Digital Gold & The Risks Involved](https://paytm.com/blog/digital-gold/reasons-to-invest-in-digital-gold-and-risks-involved.md)
  - Published: 2021-08-12
  - Last Modified: 2022-08-24
  - Excerpt: Are you planning to invest in digital gold? Here are the top 5 reasons to invest in digital gold and also the top risks involved with investing in digital gold
- [How to Buy, Sell or Invest in Digital Gold](https://paytm.com/blog/digital-gold/how-to-buy-sell-or-invest-in-digital-gold.md)
  - Published: 2021-08-12
  - Last Modified: 2022-08-24
  - Excerpt: Learn how you can buy, sell or invest in digital gold online. This detailed blog will walk you through the whole process of buying, selling, or investing in digital gold
- [What is Co-Pay in Health Insurance and How Beneficial is it?](https://paytm.com/blog/insurance/health-insurance/all-you-need-to-know-about-co-pay-in-health-insurance.md)
  - Published: 2021-11-18
  - Last Modified: 2022-08-24
  - Excerpt: Copay in health insurance is defined as the percentage of the claim amount that the policyholder bears under a health insurance policy.
- [Paytm broadens offline payments distribution, partners with Samsung stores to deploy smart PoS devices and offers Paytm Postpaid](https://paytm.com/blog/investor-relations/paytm-broadens-offline-payments-distribution-partners-with-samsung-stores.md)
  - Published: 2022-08-21
  - Last Modified: 2022-08-23
  - Excerpt: Paytm broadens offline payments distribution, partners with Samsung stores to deploy smart PoS devices and offers Paytm Postpaid. The partnership with Samsung stores will enable Paytm to further extend the convenience of smart payments to a larger customer base.
- [Paytm AGM 2022: Our MD & CEO Vijay Shekhar Sharma Receives Overwhelming Support from Shareholders](https://paytm.com/blog/investor-relations/paytm-agm-2022.md)
  - Published: 2022-08-21
  - Last Modified: 2022-08-21
  - Excerpt: We recently concluded our 22nd Annual General Meeting on August 19, 2022, where our shareholders have passed all the resolutions sent out in the notice with majority votes in favour. “We are thankful to our shareholders for their unwavering support and faith in our leadership. We remain committed to building a large, profitable company and creating long-term shareholder value, while driving financial inclusion in the country.” We are pleased to inform that our shareholders voted with 99.6% majority for Vijay Shekhar Sharma’s reappointment as the Managing Director, designated as “Managing Director and Chief Executive Officer”. With this, Vijay will continue to…
- [What is the Interest-Free Grace Period?](https://paytm.com/blog/credit-card/interest-free-grace-period.md)
  - Published: 2021-11-08
  - Last Modified: 2022-08-19
  - Excerpt: What an interest free grace period means in credit cards. Know the important dates related to grace period and how to manage interest-free grace periods.
- [Top Methods to Check Cash Limit in a Credit Card](https://paytm.com/blog/credit-card/how-to-check-the-cash-limit-in-a-credit-card.md)
  - Published: 2022-03-21
  - Last Modified: 2022-08-19
  - Excerpt: Check Cash Limit in Credit Card - Know how credit credit limit be increased, factors affect the cash limit in credit card, advance fee & cash limit in credit card.
- [Want to Cancel Credit Card? Here's All You Need to Know!](https://paytm.com/blog/credit-card/cancel-your-credit-card.md)
  - Published: 2022-03-21
  - Last Modified: 2022-08-19
  - Excerpt: Know how to cancel credit card, factors to consider while closing credit card, credit card close application format & details required to cancel credit card online.
- [How to do RTGS Transaction?](https://paytm.com/blog/money-transfer/rtgs/how-to-do-rtgs-transaction.md)
  - Published: 2022-01-10
  - Last Modified: 2022-08-19
  - Excerpt: RTGS transactions can be done using various online and offline methods. Read this blog to learn more about how to do RTGS transaction.
- [Why is it Important to Have a Health Insurance Policy?](https://paytm.com/blog/insurance/why-is-it-important-to-have-a-health-insurance-policy.md)
  - Published: 2021-09-07
  - Last Modified: 2022-08-19
  - Excerpt: With the increasing cost of medical treatment and health care in India, having a health insurance policy is imperative for every individual.
- [What is Health Insurance and Why You Must Have It?](https://paytm.com/blog/insurance/what-is-health-insurance-and-why-you-must-have-it.md)
  - Published: 2021-09-29
  - Last Modified: 2022-08-19
  - Excerpt: The health insurance policy provides the right financial security against any type of medical emergency. Read this article to know why health insurance is a must-have.
- [How to Renew a Health Insurance Policy?](https://paytm.com/blog/insurance/how-to-renew-a-health-insurance-policy.md)
  - Published: 2021-09-27
  - Last Modified: 2022-08-19
  - Excerpt: Health insurance policy renewal ensures that the policyholder has uninterrupted coverage in case of any medical emergency.
- [What is a Credit Card CVV Number?](https://paytm.com/blog/credit-card/credit-card-cvv-number.md)
  - Published: 2021-11-09
  - Last Modified: 2022-08-19
  - Excerpt: Credit card CVV is a 3-digit number used to prove your identity. It is written on the back side of a credit card and is unique to every user.
- [How to Make Credit Card Cash Withdrawal?](https://paytm.com/blog/credit-card/credit-card-cash-withdrawal.md)
  - Published: 2021-11-09
  - Last Modified: 2022-08-19
  - Excerpt: Credit card cash withdrawal, also referred to as ‘Credit Card Advance' allows users to withdraw cash from an ATM using their credit card.
- [What is the Difference Between Life Insurance and General Insurance?](https://paytm.com/blog/insurance/what-is-the-difference-between-life-insurance-and-general-insurance.md)
  - Published: 2022-01-07
  - Last Modified: 2022-08-19
  - Excerpt: The life insurance policy helps to protect the financial future of the individual and their family whereas, general insurance protects the assets.
- [How to Check PAN Card Status by Name or Date of Birth (DOB)?](https://paytm.com/blog/pan-card/how-to-check-pan-card-status-by-name-dob.md)
  - Published: 2021-09-29
  - Last Modified: 2022-08-18
  - Excerpt: How to check PAN card status by name or DOB? Know the easy steps to check the status of a PAN card by name and date of birth online.
- [Paytm Partners with Piramal Finance to Offer Loans to Merchants and Small Businesses of India](https://paytm.com/blog/investor-relations/paytm-partners-with-piramal-finance-to-offer-loans-to-merchants-and-small-businesses.md)
  - Published: 2022-08-18
  - Last Modified: 2022-08-18
  - Excerpt: We have partnered with Piramal Capital & Housing Finance Ltd to expand distribution of merchant loans to the small cities and towns of India. Piramal Capital & Housing Finance Ltd. is a wholly-owned subsidiary of Piramal Enterprises Limited and an established financial services company in India. Through this partnership, we will expand our loan distribution business, supported by Piramal Finance’s wide network of over 300 branches across India. This will enable us to further drive financial inclusion by bringing access-to-credit to small businesses and retailers. We have acquired a large number of merchants from big and small cities across the country,…
- [EPF Loan – Procedure to Apply for PF Loan](https://paytm.com/blog/epf/epf-loan-procedure-to-apply-for-epf.md)
  - Published: 2022-08-18
  - Last Modified: 2022-08-18
  - Excerpt: EPF Loan: Know how to apply for EPF loan online, maximum amount limit, eligibility, documents required & steps to check the status of your EPF loan.
- [VPF - Voluntary Provident Fund Benefits & Interest Rate](https://paytm.com/blog/epf/voluntary-provident-fund-benefits-and-vpf-interest-rate.md)
  - Published: 2022-08-18
  - Last Modified: 2022-08-18
  - Excerpt: Voluntary Provident Fund - Know about current VPF interest rate, benefits of voluntary provident fund, VPF tax benefit, VPF full form & its meaning.
- [What are the Documents Required for Savings Account?](https://paytm.com/blog/savings-account/document-required-for-savings-account.md)
  - Published: 2021-06-29
  - Last Modified: 2022-08-17
  - Excerpt: There are a few documents that are required for savings account. Failing to submit any of these documents will affect the process. Read more.
- [How to Deactivate Your Credit Card: The Complete Guide](https://paytm.com/blog/credit-card/how-to-deactivate-credit-card.md)
  - Published: 2021-07-02
  - Last Modified: 2022-08-17
  - Excerpt: Even though the guide on how to deactivate your credit card varies from one bank to another, there are few common steps that you can follow to deactivate your credit card.
- [Registration of FASTag for your Vehicle: Step by Step Guide](https://paytm.com/blog/fastag/registration-of-fastag-for-vehicles.md)
  - Published: 2021-07-06
  - Last Modified: 2022-08-17
  - Excerpt: You can register for FASTag using both online and offline methods. All you need to do is follow a few simple steps for FASTag registration.
- [How to Apply for FASTag?](https://paytm.com/blog/fastag/how-to-apply-for-fastag.md)
  - Published: 2021-07-16
  - Last Modified: 2022-08-17
  - Excerpt: You can apply for FASTag using both online and offline ways. To apply for FASTag online, you must follow these steps religiously as mentioned in the article
- [Check Insurance Premium Amount Online Instantly](https://paytm.com/blog/insurance/check-insurance-premium-amount-online-instantly.md)
  - Published: 2021-07-26
  - Last Modified: 2022-08-17
  - Excerpt: You can check your insurance premium amount online before you make payment on platforms like Paytm by following a few simple steps.
- [How to Use ATM cards?](https://paytm.com/blog/debit-card/debit-card-what-is-an-atm-card.md)
  - Published: 2021-07-30
  - Last Modified: 2022-08-17
  - Excerpt: What are ATM cards - Are they the same as debit cards? Read more to know the benefits and how to use ATM cards?
- [What Happens If You Stop Paying Life Insurance Premiums](https://paytm.com/blog/insurance/life-insurance/what-happens-if-you-stop-paying-life-insurance-premiums.md)
  - Published: 2021-07-30
  - Last Modified: 2022-08-17
  - Excerpt: Basically, In life insurance, claiming that the insurance company will pay to your beneficiary upon the unfortunate incident of your death. As per the IRDAI, the insurance companies are legally liable to offer a grace period, typically up to 30 days.
- [5 Awesome Things to Know About Debit Cards](https://paytm.com/blog/debit-card/5-awesome-things-to-know-about-debit-cards.md)
  - Published: 2021-08-12
  - Last Modified: 2022-08-17
  - Excerpt: A debit card enables users to conduct online and offline transactions as well as withdraw money from ATMs. Read to know more!
- [What are Insurance Premiums and How do They Work?](https://paytm.com/blog/insurance/what-are-insurance-premiums-and-how-do-they-work.md)
  - Published: 2021-08-12
  - Last Modified: 2022-08-17
  - Excerpt: An insurance premium is an amount that the insurance policyholders have to pay to get the benefits of their insurance policy. Insurance premiums work as income for the insurance companies that they get from the policyholders
- [How to do PAN Verification in Few Easy Steps?](https://paytm.com/blog/pan-card/how-to-do-pan-verification.md)
  - Published: 2021-08-24
  - Last Modified: 2022-08-17
  - Excerpt: PAN verification can be done through name and date of birth, AADHAAR card, PAN number. Know how to do PAN card verification online.
- [How to Track PAN Card Delivery Status in Few Minutes?](https://paytm.com/blog/pan-card/how-to-track-pan-card-delivery-status.md)
  - Published: 2021-08-24
  - Last Modified: 2022-08-17
  - Excerpt: Visit the official websites of UTIITSL or NSDL to check the status of your PAN Card delivery. Continue reading to learn more.
- [What is a TAN Card and How to Apply for it?](https://paytm.com/blog/pan-card/what-is-tan-card.md)
  - Published: 2021-08-26
  - Last Modified: 2022-08-17
  - Excerpt: It is mandatory to quote a TAN card for TDS, TCS. Check everything about a TAN card and how to apply for it in the blog.
- [What are the Benefits of Term Insurance?](https://paytm.com/blog/insurance/what-are-the-benefits-of-term-insurance.md)
  - Published: 2021-09-07
  - Last Modified: 2022-08-17
  - Excerpt: Term insurance policy ensured financial security of the family even in the absence of the policyholder. Read this article to know the term insurance benefits.
- [Say Hello to the New Paytm Homepage](https://paytm.com/blog/whats-new/say-hello-to-the-new-paytm-homepage.md)
  - Published: 2021-09-07
  - Last Modified: 2022-08-17
  - Excerpt: At Paytm, our goal has always been to use technology to achieve financial inclusion for 500M Indians. We are proud to be part of India’s digital payment ecosystem, and we feel extremely fortunate to be part of this revolution. Everyday, Paytm helps millions of Indians make or receive payments, and access financial services. And everyday, we strive to make our app better, faster, and more inclusive.  Which is why we set out to build a better homepage. One that helps you quickly access features you already use, and discover new features that make your life easier. One that loads faster, uses…
- [How to Block an ATM card?](https://paytm.com/blog/atm/how-to-block-an-atm-card.md)
  - Published: 2021-09-08
  - Last Modified: 2022-08-17
  - Excerpt: How to block an ATM card through NetBanking, SMS, or bank? What is a Temporary ATM card block? Why do banks block ATM cards?
- [What is Term Insurance - Benefits, Premium Waivers, and Joint Term Insurance](https://paytm.com/blog/insurance/life-insurance/what-is-term-insurance.md)
  - Published: 2021-09-08
  - Last Modified: 2022-08-17
  - Excerpt: Is Term Insurance Policy the same as Life Insurance Plans? What happens to the insurance money when you outlive your term? Read to know.
- [What is Travel Insurance - Types & Benefits](https://paytm.com/blog/insurance/what-is-travel-insurance-types-benefits.md)
  - Published: 2021-09-09
  - Last Modified: 2022-08-17
  - Excerpt: Travel Insurance protects the policyholders from losses in travelling. It covers up medical, luggage, and cancellation or delay costs.
- [How to Apply for an NSDL PAN Card- Easy Steps to Follow](https://paytm.com/blog/pan-card/how-to-apply-for-nsdl-pan-card.md)
  - Published: 2021-09-09
  - Last Modified: 2022-08-17
  - Excerpt: Visit the official website of NSDL, fill in the PAN card application form, submit the documents and a fee. Read the guide to know the step by step process to apply for a PAN card.
- [Bike Insurance - Types & Benefits](https://paytm.com/blog/insurance/bike-insurance-types-benefits.md)
  - Published: 2021-09-15
  - Last Modified: 2022-08-17
  - Excerpt: Read more to know about Bike Insurance - Types & Benefits. It safeguards against theft, accidents, and damage repair costs. Apply with Paytm.
- [What is Home Insurance - Features & Advantages](https://paytm.com/blog/insurance/home-insurance/what-is-home-insurance-features-advantages.md)
  - Published: 2021-09-28
  - Last Modified: 2022-08-17
  - Excerpt: Home insurance is a type of Property Insurance to safeguard against financial loss due to damage of theft, accident, or any calamity.
- [What is Vehicle Insurance - Coverage Type and Exclusions](https://paytm.com/blog/insurance/what-is-vehicle-insurance.md)
  - Published: 2021-09-28
  - Last Modified: 2022-08-17
  - Excerpt: Vehicle Insurance (also known as motor insurance and auto insurance/automobile insurance) covers the risk of personal/commercial vehicles.
- [What is Third Party Bike Insurance? How to Buy the Policy from Paytm?](https://paytm.com/blog/insurance/what-is-third-party-bike-insurance.md)
  - Published: 2021-09-28
  - Last Modified: 2022-08-17
  - Excerpt: Third-Party Bike Insurance is law-mandated and protects you from costs of damage caused by the public liability of the third party.
- [How to Get a PAN Card in 48 hours?](https://paytm.com/blog/pan-card/how-to-get-a-pan-card-in-48-hours.md)
  - Published: 2021-09-29
  - Last Modified: 2022-08-17
  - Excerpt: Visit the official website of NSDL to get a PAN card in 48 hours. Know the complete process to apply for a PAN in 48 hours here.
- [How to Check PAN Card Details Online?](https://paytm.com/blog/pan-card/how-to-check-pan-card-details-online.md)
  - Published: 2021-09-30
  - Last Modified: 2022-08-17
  - Excerpt: The user must go to the official website of Income Tax e-filing to check PAN card details online in a few simple steps. Learn more here!
- [What is Covid-19 Health Insurance Policy?](https://paytm.com/blog/insurance/health-insurance/what-is-covid-19-health-insurance-policy.md)
  - Published: 2021-09-30
  - Last Modified: 2022-08-17
  - Excerpt: A health insurance product covering the coronavirus treatment expenses like pre-post hospitalization and home care costs.
- [What is NCB in Bike Insurance? Can it Get Canceled?](https://paytm.com/blog/insurance/what-is-ncb-in-bike-insurance.md)
  - Published: 2021-09-30
  - Last Modified: 2022-08-17
  - Excerpt: NCB in Bike Insurance is a discount on the premium of the renewal insurance policy up to 50% if no claim is made in the previous one
- [How to do Paytm FASTag Recharge?](https://paytm.com/blog/paytm-help/how-to-do-paytm-fastag-recharge.md)
  - Published: 2021-10-11
  - Last Modified: 2022-08-17
  - Excerpt: Recharge Paytm Fastag/FASTag through any provider on Paytm in easy steps. Pay through UPI, cards, or net banking. Go cashless on toll booths.
- [How to Take a Loan Against a Credit Card?](https://paytm.com/blog/credit-card/loan-against-a-credit-card.md)
  - Published: 2021-10-18
  - Last Modified: 2022-08-17
  - Excerpt: Loan against a credit card is basically a type of personal loan, which you can take against the pending limit of your credit card.
- [How to Increase Credit Card Limit?](https://paytm.com/blog/credit-card/increase-credit-card-limit.md)
  - Published: 2021-10-18
  - Last Modified: 2022-08-17
  - Excerpt: Multiple factors such as applicant's annual income, age, debt, credit amount, employment status, credit history increase credit card limit.
- [What is a Prepaid Credit Card: Understanding in Detail](https://paytm.com/blog/credit-card/prepaid-credit-card.md)
  - Published: 2021-10-18
  - Last Modified: 2022-08-17
  - Excerpt: Prepaid credit card works as a gift card- meaning that it can be used to pay with the amount that is already available in the card.
- [How to Check Credit Card Application Status?](https://paytm.com/blog/credit-card/check-credit-card-application-status.md)
  - Published: 2021-10-18
  - Last Modified: 2022-08-17
  - Excerpt: You can check credit card status online on website of credit card issuer. Click on Track application status to follow the steps.
- [What are the Consequences of Credit Card Defaulter?](https://paytm.com/blog/credit-card/consequences-of-credit-card-defaulter.md)
  - Published: 2021-10-18
  - Last Modified: 2022-08-17
  - Excerpt: Users become credit card defaulter when they fail to pay their credit card bills within the due time period, which is around 6 months.
- [What is Credit Card Statement, Outstanding Amount & Due Date?](https://paytm.com/blog/credit-card/credit-card-statement.md)
  - Published: 2021-10-18
  - Last Modified: 2022-08-17
  - Excerpt: A credit card statement is a billing document that contains the details of all purchases, payments, credit and debit transactions.
- [Credit Card Charges That You Should Know About](https://paytm.com/blog/credit-card/credit-card-charges.md)
  - Published: 2021-10-18
  - Last Modified: 2022-08-17
  - Excerpt: There are few fees and charges involved on a credit card which banks may not focus on when you buy a new card.
- [What Is the Minimum Amount Due In a Credit Card?](https://paytm.com/blog/credit-card/credit-card-minimum-amount-due.md)
  - Published: 2021-10-18
  - Last Modified: 2022-08-17
  - Excerpt: Credit card minimum amount due is a fraction of total outstanding bill amount that you must pay to the bank if you can't pay the entire bill.
- [How to Check Cashback & Offers on Paytm?](https://paytm.com/blog/paytm-help/how-to-check-cashback-offers-on-paytm.md)
  - Published: 2021-10-20
  - Last Modified: 2022-08-17
  - Excerpt: Read how to check out exciting Paytm Cashback and Offers that you through a scratch card and gift vouchers on every transaction.
- [What is Form H for a PPF Account?](https://paytm.com/blog/ppf/what-is-form-h-for-ppf-account.md)
  - Published: 2021-10-21
  - Last Modified: 2022-08-17
  - Excerpt: Form H is required to extend the PPF tenure. Read the complete blog to know everything about Form H and more
- [NSC vs PPF- A Comparative Guide](https://paytm.com/blog/ppf/nsc-vs-ppf.md)
  - Published: 2021-10-21
  - Last Modified: 2022-08-17
  - Excerpt: The interest rate, maturity period, tenure, withdrawal limit, and other factors distinguish NSC from PPF. Read more to know everything!
- [How to Come Out of a Credit Card Debt Trap?](https://paytm.com/blog/credit-card/how-to-come-out-of-a-credit-card-debt-trap.md)
  - Published: 2021-11-08
  - Last Modified: 2022-08-17
  - Excerpt: To come out of a huge credit card debt trap, you may transfer your balance to another credit card and repay your bills within the given time.
- [Credit Card Bill Payment Through Cheque](https://paytm.com/blog/credit-card/credit-card-bill-payment-through-cheque.md)
  - Published: 2021-11-08
  - Last Modified: 2022-08-17
  - Excerpt: To make credit card bill payment through cheque, you must visit your nearest bank branch, submit the duly filled cheque and the cheque deposit slip.
- [What is a Credit Card PIN- How to Generate One?](https://paytm.com/blog/credit-card/credit-card-pin.md)
  - Published: 2021-11-09
  - Last Modified: 2022-08-17
  - Excerpt: A credit card PIN is a 4-digit personal identification number which is used to verify the identity of the credit card holder.
- [Need to Recharge your IDBI Bank FASTag Recharge? Check these Steps!](https://paytm.com/blog/fastag/idbi-bank-fastag-recharge.md)
  - Published: 2021-11-16
  - Last Modified: 2022-08-17
  - Excerpt: If you find that your IDBI FASTag is short of balance, recharge it immediately. Here are the steps to do your IDBI Bank FASTag recharge.
- [How to Choose the Best PPF Scheme?](https://paytm.com/blog/ppf/how-to-choose-best-ppf-scheme.md)
  - Published: 2021-11-17
  - Last Modified: 2022-08-17
  - Excerpt: How to choose the best PPF scheme depends upon the services, tech support, ease to open a PPF offered by banks and post offices.
- [How To Make EPF Payment Online: The Complete Step By Step Guide](https://paytm.com/blog/epf/ways-to-make-epf-payment-online.md)
  - Published: 2021-11-24
  - Last Modified: 2022-08-17
  - Excerpt: You can easily make EPF payment online by logging in to the EPFO portal using your ECR credentials and follow the steps further.
- [Important Benefits of Having a Health Insurance Card](https://paytm.com/blog/insurance/health-insurance/important-benefits-of-having-a-health-insurance-card.md)
  - Published: 2021-11-25
  - Last Modified: 2022-08-17
  - Excerpt: The health insurance card is issued by the insurance company that helps policyholders to initiate the process of cashless claims and get the claim settled easily and quickly.
- [What is an Insurance Premium Calculator and How to Use It?](https://paytm.com/blog/insurance/what-is-an-insurance-premium-calculator-and-how-to-use-it.md)
  - Published: 2021-11-25
  - Last Modified: 2022-08-17
  - Excerpt: The insurance premium calculator is a specifically designed tool that helps to evaluate the premium rate of the policy.
- [What is a No-Claim Bonus in Health Insurance?](https://paytm.com/blog/insurance/health-insurance/what-is-a-no-claim-bonus-in-health-insurance.md)
  - Published: 2021-11-25
  - Last Modified: 2022-08-17
  - Excerpt: A No Claim Bonus (NCB) is a modest way the insurer rewards the insurance holder for having a claim-free year.
- [Revolutionise Your gold - Weighing Digital Gold vs Physical Gold](https://paytm.com/blog/digital-gold/digital-gold-vs-physical-gold.md)
  - Published: 2021-12-13
  - Last Modified: 2022-08-17
  - Excerpt: Digital Gold vs Physical Gold - Find out which one you should invest in. Digital gold purchase is an instant online gold purchase.
- [Compute as a Service Solution for Big Data Workflows](https://paytm.com/blog/engineering/compute-as-a-service-solution-for-big-data-workflows.md)
  - Published: 2021-12-30
  - Last Modified: 2022-08-17
  - Excerpt: Provide compute solutions using Hadoop managed Big Data service and an open-source workflow management platform along with Transient Cluster implementation to reduce dependencies on Persistent Hadoop Clusters
- [Paytm Security Shield- Here's Why it is Important & How to Enable it!](https://paytm.com/blog/paytm-help/enable-paytm-app-security-shield.md)
  - Published: 2022-01-05
  - Last Modified: 2022-08-17
  - Excerpt: Paytm Security Shield to protect the Paytm application from authorized sources. Know how to enable it and more
- [How to Transfer Money Online Using a Debit Card?](https://paytm.com/blog/money-transfer/transfer-money-online-using-a-debit-card.md)
  - Published: 2022-01-10
  - Last Modified: 2022-08-17
  - Excerpt: UPI and wallet transfers are the most common ways to transfer money online using a debit card. Read more to find out how.
- [How to Check IMPS Fund Transfer Status?](https://paytm.com/blog/money-transfer/imps/how-to-check-imps-fund-transfer-status.md)
  - Published: 2022-01-10
  - Last Modified: 2022-08-17
  - Excerpt: It is easy to check IMPS status. Simply log in to the internet banking app and enter your transaction's reference number.
- [How to Change the ATM Card PIN?](https://paytm.com/blog/atm/how-to-change-the-atm-card-pin.md)
  - Published: 2022-01-24
  - Last Modified: 2022-08-17
  - Excerpt: Can I change my ATM PIN online or through SMS? How to change ATM PIN at ATM, Bank, or with Customer Care. Get all the answers.
- [How to Withdraw Cash from an ATM?](https://paytm.com/blog/atm/how-to-withdraw-cash-from-an-atm.md)
  - Published: 2022-01-24
  - Last Modified: 2022-08-17
  - Excerpt: How to withdraw cash from an ATM? Follow simple steps to withdraw cash money from an ATM. Money Withdrawal from ATM.
- [What are the Types of ATM cards?](https://paytm.com/blog/atm/what-are-the-types-of-atm-cards.md)
  - Published: 2022-01-31
  - Last Modified: 2022-08-17
  - Excerpt: All you need to know about the different types of ATM cards - VISA, MasterCard, Rupay and Contactless Cards.
- [How To Transfer Money From ATM: The Complete Guide](https://paytm.com/blog/atm/how-to-transfer-money-from-atm-the-complete-guide.md)
  - Published: 2022-01-31
  - Last Modified: 2022-08-17
  - Excerpt: Know how to transfer money from ATMs? Use your ATM or debit cards for ATM money transfers from your account to the other.
- [How to Check PPF Balance Online and Offline?](https://paytm.com/blog/ppf/the-ultimate-guide-to-check-ppf-balance-online-and-offline.md)
  - Published: 2022-02-01
  - Last Modified: 2022-08-17
  - Excerpt: Follow the instructions in the blog to check your PPF balance both online and offline. Continue reading to learn how to check your PPF balance.
- [How to Apply for a DBT Scholarship?](https://paytm.com/blog/money-transfer/how-to-apply-for-a-dbt-scholarship.md)
  - Published: 2022-02-01
  - Last Modified: 2022-08-17
  - Excerpt: How to apply for DBT Scholarship? Apply to get a scholarship under the Direct Benefits Transfer program of GOI.
- [How to Calculate the Interest Rate of Recurring Deposit?](https://paytm.com/blog/recurring-deposit/how-to-calculate-the-interest-rate-of-recurring-deposit.md)
  - Published: 2022-02-02
  - Last Modified: 2022-08-17
  - Excerpt: RD calculator is a financial tool that helps investors to determine the amount they will receive on the maturity of the RD scheme.
- [Paytm Optimizer: A Cloud Cost Optimization Tool](https://paytm.com/blog/engineering/paytm-optimizer-a-cloud-cost-optimization-tool.md)
  - Published: 2022-02-04
  - Last Modified: 2022-08-17
  - Excerpt: It all started with one single question “How can we save the cloud cost in the least possible time?” Paytm is growing rapidly and so is the cloud infrastructure. The major reason for choosing cloud computing and processing is its ability to scale in and scale out as per highly fluctuating needs. Cloud infrastructure makes it highly efficient and easy to increase or decrease the IT infrastructure such as processing power, networking ability, storage, memory, etc. without hampering the operations. Paytm leverages third-party cloud providers such as AWS, Azure, and Google Clouds and has managed to provide a seamless user experience…
- [CI Platform: Benchmarking The Code Quality at Paytm](https://paytm.com/blog/engineering/ci-platform-benchmarking-the-code-quality-at-paytm.md)
  - Published: 2022-02-07
  - Last Modified: 2022-08-17
  - Excerpt: The most effective way of maintaining low technical debt is to write good quality code while developing any software. Rather than considering it as a time-consuming task, one should uphold it as an essential investment for the project and the company.
- [Instrumenting app flows for performance](https://paytm.com/blog/engineering/instrumenting-app-flows-for-performance.md)
  - Published: 2022-02-16
  - Last Modified: 2022-08-17
  - Excerpt: Problem Statement – Paytm is an application that’s been used by millions of people ranging from slow to high-end iOS devices & for different purposes altogether like mobile recharge, wallet transfer, credit card, bank and various other services. But the difficult part is to examine the app user experience because that plays the most crucial role for user retention, and so on the client-side, it’s not so easy to examine it directly though many services provide an understanding of how the users are using the app but we need to go beyond that and have to understand it in flow time…
- [Employees' Provident Fund: Benefits & Process](https://paytm.com/blog/epf/employee-provident-fund-benefits-and-process.md)
  - Published: 2022-02-25
  - Last Modified: 2022-08-17
  - Excerpt: EPF Scheme in Detail - Benefits of EPF Scheme, know various schemes & services offered under EPFO Scheme. Also know how pf benefits for employees.
- [Paytm Analytics Widget](https://paytm.com/blog/engineering/paytm-analytics-widget.md)
  - Published: 2022-02-28
  - Last Modified: 2022-08-17
  - Excerpt: Paytm Analytics is a wizard that is envisioned with the thought of creating a visual feed of how your expenses summary looks like.
- [The Big World of Paytm Mini Apps](https://paytm.com/blog/engineering/the-big-world-of-paytm-mini-apps.md)
  - Published: 2022-02-28
  - Last Modified: 2022-08-17
  - Excerpt: Power of monopoly and its dominance only exists until the other potential power rises in the market. Something similar happened a year back, when the app developers were forced to fulfill the protocols and accept the strict norms in order to get their app listed on the platform of the masses. Beginning of an Era Exactly 1 year back marked the beginning of an era, an era remarkable enough for the app developers who now have the option to build their very own app and reach out to 150 Million monthly active users through Paytm Mini Apps. Paytm Mini Apps are…
- [AWS EBS Auto-scaling](https://paytm.com/blog/engineering/aws-ebs-auto-scaling.md)
  - Published: 2022-02-28
  - Last Modified: 2022-08-17
  - Excerpt: In 2017, AWS announced a feature to modify the EBS volumes. It allowed users to increase the volume size. But, have you ever decreased EBS volumes (scale-in) without any volume replacement & scheduled downtime? Sounds impossible?  At Paytm, we do this regularly.  Yes, you read it right. Just like EC2 autoscaling, you can scale your EBS volumes as well. Bye-bye to scheduled downtime while modifying the AWS EBS volume storage. Being India’s largest fintech company, by Indians and for Indians, we try to build the most innovative tech stack across the globe. Why do you need EBS scale-out & scale-in? To…
- [Do you know what a Share Chart is?](https://paytm.com/blog/engineering/do-you-know-what-a-share-chart-is.md)
  - Published: 2022-03-01
  - Last Modified: 2022-08-17
  - Excerpt: Let’s suppose, you are reading an interesting book. You wanted to share the details that you have highlighted in the book. Taking a photo and sharing it with your friend wouldn’t feel real or helpful. You can’t lend your book to your friend as well. What if there’s a magical way to duplicate your book without losing your changes and hand it over to your friend? Just replace the book with your trading chart and re-read the idea- This is “Share Chart” We would like to take you through the motivation and process of Share Chart Development. Motivation – Is there…
- [How To Create Your ABHA Number on Paytm?](https://paytm.com/blog/insurance/health-insurance/how-to-create-your-abha-number-on-paytm.md)
  - Published: 2022-03-01
  - Last Modified: 2022-08-17
  - Excerpt: Creating your ABHA number (Health Id) will now take you less than 30 Sec. You can create your ABHA on Paytm in a simple and hassle-free way.
- [Complete Information Around Your ABHA Number (Health ID)](https://paytm.com/blog/insurance/health-insurance/complete-information-around-your-abha-number-health-id.md)
  - Published: 2022-03-01
  - Last Modified: 2022-08-17
  - Excerpt: ABHA is a 14 digit unique Health identification number provided to every Indian to help them store, access and share health information digitally
- [We got a wingman for you: Paytm Assistant](https://paytm.com/blog/engineering/we-got-a-wingman-for-you-paytm-assistant.md)
  - Published: 2022-03-16
  - Last Modified: 2022-08-17
  - Excerpt: How we instated bots to make customer support scalable For a company the size of Paytm, it is obvious that we need more than just humans to take care of queries. Hence, sometime last year, we embarked on the uphill task of putting together such a solution for a more than half a billion strong user base. In the previous flow, the customer support window had half a dozen predetermined options from which the user chose the most applicable option. These were generic options, and each one of them had another subset of options. There were just two levels of questions…
- [Transfer Money from Paytm Wallet to Bank Account](https://paytm.com/blog/money-transfer/transfer-money-from-paytm-wallet-to-bank-account.md)
  - Published: 2022-03-16
  - Last Modified: 2022-08-17
  - Excerpt: Read to know how you can Transfer Money from Paytm Wallet to Bank Account. It is easy, quick, and safe and with zero charges.
- [What is Credit Card Settlement and How does it Work?](https://paytm.com/blog/credit-card/credit-card-settlement.md)
  - Published: 2022-03-21
  - Last Modified: 2022-08-17
  - Excerpt: Credit card settlement is an agreement between card holder and bank that helps the card holder to keep up with the credit card dues.
- [How does Credit Card EMI Works?](https://paytm.com/blog/credit-card/how-does-credit-card-emi-work.md)
  - Published: 2022-03-21
  - Last Modified: 2022-08-17
  - Excerpt: How does Credit Card EMI Work? Know how to convert credit card payments to EMI, factors to consider while converting credit card bills into EMIs.
- [Our Frontend crew gives a sneak peek into how it's like working at Paytm](https://paytm.com/blog/engineering/front-end-developers-life-at-paytm.md)
  - Published: 2022-03-30
  - Last Modified: 2022-08-17
  - Excerpt: We monitor the performance of the web pages and try to load pages as fast as possible. For a better user experience, we make pages feel smooth and use animation for better interactivity.
- [What are the Benefits of Having Ayushman Bharat Health Account (Health ID)?](https://paytm.com/blog/insurance/health-insurance/benefits-of-ayushman-bharat-health-account-id.md)
  - Published: 2022-04-05
  - Last Modified: 2022-08-17
  - Excerpt: The Ayushman Bharat Digital Health Account (Health ID) is a unique health account that will help citizens to store, access and share medical records with any healthcare provider and access all health care services using it.
- [Here's how we hire the best talent at Paytm](https://paytm.com/blog/workplace/heres-how-we-hire-the-best-talent-at-paytm.md)
  - Published: 2022-04-25
  - Last Modified: 2022-08-17
  - Excerpt: Being a leading fintech innovator, Paytm takes enormous pride in its employees – the talent that drives our accelerated growth. Our structured hiring process helps us bring onboard the right talent for the right role, who are aligned with our mission of driving financial inclusion in India. Paytm is an equal opportunities employer and is committed to diversity and inclusion in its hiring process. From knowing more about our comprehensive interview processes to our employee friendly policies and our entrepreneurial mindset that empowers every team member, we have intel for every job applicant. So, let’s get started. The Right Click We…
- [Here's a peek into Paytm's new office — a place where innovation meets excellence](https://paytm.com/blog/workplace/heres-a-peek-into-paytms-new-office.md)
  - Published: 2022-05-02
  - Last Modified: 2022-08-17
  - Excerpt: From break out zones to a gymnasium, and a landscaped rooftop to cafeterias with live kitchen counters, and a landscaped rooftop to cafeterias with live kitchen counters - the Paytm office is filled with amenities for its employees.
- [Here are all the benefits that Paytmers enjoy](https://paytm.com/blog/workplace/benefits-of-working-at-paytm.md)
  - Published: 2022-05-04
  - Last Modified: 2022-08-17
  - Excerpt: We value our employees and are committed to offer benefits that pave the way for their professional growth. Our success lies in the success of our employees and we hope to facilitate it with best-in-class benefits that prioritises their health, wellness and financial well being.
- [We have tokenized 28 million cards; empowering Indian consumers with secure transactions](https://paytm.com/blog/whats-new/we-have-tokenized-28-million-cards.md)
  - Published: 2022-05-05
  - Last Modified: 2022-08-17
  - Excerpt: Tokenized cards account for 80% of monthly active cards on the Paytm app, in alignment with Reserve Bank of India’s mandate on card-on-file tokenization We are excited to share that we have made significant progress in the card-on-file tokenization initiative by the Reserve Bank of India. We have tokenized 28 million cards across VISA, Mastercard and RuPay in an effort to make online card transactions safe and secure for consumers. With this rapid pace, we will be able to purge saved card data ahead of the RBI deadline. The tokenized cards account for 80% of monthly active cards on the Paytm…
- [#LifeatPaytm: What went down at the Paytm Super Sixer League Cricket Tournament](https://paytm.com/blog/workplace/life-at-paytm-what-went-down-at-the-paytm-super-sixer-league-cricket-tournament.md)
  - Published: 2022-05-05
  - Last Modified: 2022-08-17
  - Excerpt: We came, we saw, we conquered at the Super Sixer League – a Paytm cricket league tournament held over a long weekend in April. Presented by AWS, the tournament saw cricket enthusiasts and pro players from our leadership teams participating along with technology, product, growth, marketing, finance, offline merchants, litigation, corporate, enterprise mid-market, and TELCO teams. Paytmers from diverse teams came together on the pitch to display the spirit of true sportsmanship. Our in house Fun Club played an active role in getting this tournament off the ground and getting team Paytm all excited for participation. Team Cric Thunders took home…
- [Paytm has been awarded as India's Greatest Workplace 2022](https://paytm.com/blog/workplace/paytm-has-been-awarded-as-indias-greatest-workplace.md)
  - Published: 2022-05-05
  - Last Modified: 2022-08-17
  - Excerpt: Paytm is elated to receive “India’s Greatest Workplace 2022” award as part of the Pride of Nation Awards 2022: Honouring the Best Brands of the Nation. We received this award at the 3rd edition of the Indian Brand and Leadership Conclave 2022 in association with The Brand Story (TBS Media). We have been awarded this honour based on Paytm’s brand perception, impact, innovation, growth and our people practices, among several other criteria. The selection is based on several phases of research, done through rigorous parameters involving primary and secondary research, across 500 brands in diverse categories. Brand perception and goodwill, market…
- [Upskilling at Paytm: Where Learning Never Stops](https://paytm.com/blog/workplace/upskilling-at-paytm-where-learning-never-stops.md)
  - Published: 2022-05-09
  - Last Modified: 2022-08-17
  - Excerpt: At Paytm, we understand that the future of work means making work meaningful for every Paytmer. This also means encouraging them on the path to their growth, career and self development. And one of the ways of doing that is by upskilling them helping Paytmers achieve on-demand skills that will facilitate a steady career growth. The Learning & Development team at Paytm focuses on building and maintaining competitive talent advantage. Whether they want to focus on their individual need-based learning or career enhancing upskilling, we also offer an Employee Learning Reimbursement Policy that compensates for any skill certification of choice. We…
- [#LifeatPaytm: Summiting New Peaks at Paytm's Leadership Offsite Conquer](https://paytm.com/blog/workplace/lifeatpaytm-summiting-new-peaks-at-paytms-leadership-offsite-conquer.md)
  - Published: 2022-05-10
  - Last Modified: 2022-08-17
  - Excerpt: At Paytm’s recently concluded leadership summit offsite – Conquer – our senior leadership teams came together to brainstorm, showcase, and outline the roadmap – Annual Operating Plan (AOP) – towards achieving assertive business and growth goals for FY 2023. Over two days in Gurgaon, more than 100 Paytmers gathered and reflected on the year that had gone by (2021-2022). And we weighed in on what a massive opportunity lies ahead of us, thanks to digital payments growing rapidly in India, on how we can focus on growth and profitability, and inclusive access to financial services for all. Apart from our key…
- [Here's how Paytm is Empowering its Employees Towards Financial Wellness](https://paytm.com/blog/workplace/how-paytm-is-empowering-its-employees-towards-financial-wellness.md)
  - Published: 2022-05-18
  - Last Modified: 2022-08-17
  - Excerpt: Paytm is driving financial inclusion in India. And our journey starts right at home with our Paytm family. Encouraging employees to become financially aware and independent, and take active steps towards managing their money is one of our goals. We run several initiatives around financial guidance among our employees through finance coaching, regular webinars, timely IPO alerts, free Demat accounts and more. Let’s take a look at how we are enabling financial success and inclusion among Paytmers. IPO Alerts Timely email notifications on upcoming IPO alerts from Indian companies are shared with Paytmers. The alerts include information on the issue period,…
- [The Ultimate Guide to Paytm's Rewards and Recognition Programme](https://paytm.com/blog/workplace/ultimate-guide-to-paytm-rewards-and-recognition-programme.md)
  - Published: 2022-05-25
  - Last Modified: 2022-08-17
  - Excerpt: Paytmers are an important part of our company’s mission, and we value them as important contributors to our success and scale. Therefore, appreciating and encouraging our talented employees is something that we have been practicing since day one. We believe that engaged, happy employees demonstrate higher levels of energy, passion, and collaborate with other functions to achieve organizational and business goals. As part of Paytm’s Accolades programme we have designed several kinds of rewards and recognition to acknowledge top performance and high achievers. From personalized gifts to tokens of appreciation celebrated with everyone and other rewards, Paytmers are felicitated for every…
- [Meet our on-ground superheroes: Paytm's Field Sales Executives](https://paytm.com/blog/workplace/meet-our-on-ground-superheroes-paytm-field-sales-executives.md)
  - Published: 2022-05-26
  - Last Modified: 2022-08-17
  - Excerpt: Paytm’s Field Sales Executives (FSEs) are our on-ground champions, who play an important role in contributing to the company’s growth and scale. This invincible army of FSEs make the adoption of our products seamless and effective, and have played a significant role in making Paytm a household name. Hats off to these champions for their hard work and dedication! Apart from running several programmes around training, team bonding and accolades, and career progression and growth opportunities for FSEs, Paytm also appreciates them through dedicated family and fun days, and regular HR outreach and pulse check programmes. Here’s a look at how…
- [How to Refer on Paytm?](https://paytm.com/blog/paytm-help/how-to-refer-on-paytm.md)
  - Published: 2022-05-30
  - Last Modified: 2022-08-17
  - Excerpt: When you refer on Paytm, your friend gets a link to recharge or shop on the app. When your friend makes the first payment on Paytm, you can either earn Rs. 100 as a referral bonus or get other deals and offers.
- [Paytm's New APM Programme - Building the Next Generation of Product Leaders](https://paytm.com/blog/workplace/paytm-new-apm-programme-building-the-next-generation-of-product-leaders.md)
  - Published: 2022-06-07
  - Last Modified: 2022-08-17
  - Excerpt: Paytm welcomed its first batch of APMs (Associate Product Managers) in April 2022. A tight-knit cohort of full time APMs, who will undergo a six month training and will be groomed towards becoming future product leaders. Paytm is a product focused company building the future of fintech in India. The APM programme is Paytm’s effort at enabling and building the next generation of product leadership from ground up. Twenty four participants (B-School graduates) have been chosen from a pool of over 100 candidates from technology backgrounds from across the country. With this, these bright, young talents will get to build impactful…
- [Inside Paytm's Work Ethos: How We Innovate and Empower Employees](https://paytm.com/blog/workplace/inside-paytms-work-ethos-how-we-innovate-and-empower-employees.md)
  - Published: 2022-06-10
  - Last Modified: 2022-08-17
  - Excerpt: The spirit of Paytm is all about entrepreneurship and innovation, and a strong sense of ownership is demonstrated by all our employees towards that. Here’s an inside look into what makes Paytm’s culture of innovation and its spirit of entrepreneurship unique and inspiring. Startup Meets Corporate Paytm’s work ethos amalgamates the best of both worlds – the innovative chaos of a startup environment combined with the efficient processes and structure of an established organization. We believe in a workplace environment that values creative problem solving, open communication and a flat hierarchy. While we are established in terms of structure, we are…
- [#LifeatPaytm: Lights, Camera, Popcorn! Here's a Look at team-building Activities at Paytm](https://paytm.com/blog/workplace/life-at-paytm-heres-a-look-at-team-building-activities-at-paytm.md)
  - Published: 2022-06-14
  - Last Modified: 2022-08-17
  - Excerpt: A team that works well together is more effective, more productive, and also successful! And this also means building a happier and fun culture at the workplace! To make sure that Paytmers never miss an opportunity to meet and celebrate with each other, we often organise outings and other exciting activities for them to interact and have fun with each other and to boost their morale. We resumed our offsite activities after a gap of two years due to the pandemic. This was the first time when the old and new Paytmers met, and laughed, learnt and connected with each other.…
- [Paytm Operating Metrics for May 2022: Lending Business at an Annualised Run Rate of Over ₹23,000 crores of Disbursements](https://paytm.com/blog/investor-relations/paytm-operating-metrics-for-may-2022-lending-business.md)
  - Published: 2022-06-15
  - Last Modified: 2022-08-17
  - Excerpt: Our operating performance gains further momentum in April and May, 2022 and we continue to register robust growth across businesses. Our lending business (in partnership with blue-chip lenders) continues to grow at a rapid pace and is now at an annualised run rate of over Rs 23,000 crore (approximately $3 billion) of loan disbursements through our platform. The number of loans disbursed through our platform grew 471% y-o-y to 5.5 million loans in two months ending May 2022, while the value of loans disbursed grew 829% y-o-y to Rs 3,576 Cr ($476 million). We are also seeing increases in average ticket…
- [Focused Execution – Our lending business achieves strong growth in Q1FY23, Super App sees record jump in MTU](https://paytm.com/blog/investor-relations/focused-execution-our-lending-business-achieves-strong-growth-in-q1fy23.md)
  - Published: 2022-07-11
  - Last Modified: 2022-08-17
  - Excerpt: Our strong growth momentum continues into the first quarter of FY23, as we remain focused in our business. Here’s our business operating update for Q1 FY23. We continue to achieve new milestones in lending business with disbursements now at an annualised run rate of ~Rs 24,000 Cr ($3 billion) through our platform in June. We also saw a record high of Monthly Transacting Users for the Paytm Super-App in the month of June at 76 million. The number of loans disbursed through our platform grew 492% y-o-y to 8.5 million loans in the quarter ending June 2022, while the value of…
- [Paytm is the 'Employer of the Future'](https://paytm.com/blog/workplace/paytm-is-the-employer-of-the-future.md)
  - Published: 2022-07-15
  - Last Modified: 2022-08-17
  - Excerpt: We are thrilled to share that Paytm has been recognised as ‘Employer of the Future’ by Fortune India. At Paytm, our employee-driven approach has ensured that the company’s success lies in the success of our employees. We have a strong entrepreneurial culture, an environment of creating value and uniqueness that attracts and retains the best talent. In the first edition of Employer of the Future awards, Fortune India and Work Universe jointly curated a case study on the Future-Oriented Workplaces. We have been selected from among 100 companies in India. The recognition reflects Paytm’s constant effort to create a diverse and…
- [#CampusToCorporate: A guide to starting your career at Paytm](https://paytm.com/blog/workplace/campus-to-corporate-a-guide-to-starting-your-career-at-paytm.md)
  - Published: 2022-07-25
  - Last Modified: 2022-08-17
  - Excerpt: Welcome to our new series where we will share insights about our recently launched Campus to Corporate (C2C) training programme. This is aimed at helping our new joinees in finding their path to success and growth at Paytm. A Platform to Learn the Tricks of the Trade In the recent months, we have hired many graduates from India’s top B-schools and renowned universities. They have joined us in various technical and non technical roles for product, growth, operations, analytics, business and program management across businesses such as payments, lending, insurance, wealth management and commerce. The C2C training programme is our initiative…
- [Paytm wins ‘Most trusted Brand of the Year'](https://paytm.com/blog/workplace/paytm-wins-most-trusted-brand-of-the-year.md)
  - Published: 2022-07-27
  - Last Modified: 2022-08-17
  - Excerpt: We are excited to share that Paytm has been felicitated at the Rural & Urban Development Summit & Awards 2022. We have bagged the awards in the categories such as ‘Best Serial Entrepreneur of the Year’, ‘Most Trusted Brand of the Year’, ‘Best IoT solution of the Year’, and ‘Best mobile-based solution of the year’. The awards were presented by Kaushal Kishore, Minister of State for Ministry of Housing and Urban Affairs, Government of India. The Rural & Urban Development Summit & Awards 2022, in association with the Government of India, are given to industries with a wide range of innovations…
- [Paytm Annual Report FY'22 — Read Our CEO's Message and Key Highlights](https://paytm.com/blog/investor-relations/paytm-annual-report-fy-2021-22-read-our-ceo-message-and-key-highlights.md)
  - Published: 2022-07-29
  - Last Modified: 2022-08-17
  - Excerpt: We have filed our first annual report as a listed company with the exchanges. In this report, we have highlighted our achievements over the past financial year that have contributed to the growth of our key businesses along with insights into our path to achieving profitability. Here are the key highlights from our Annual Report FY2021-22 Message from our Founder and CEO: The Annual Report FY2021-22 includes a letter to shareholders from our Founder and CEO Vijay Shekhar Sharma, stating that we have registered strong growth across all key businesses. “I am proud of what Paytm has achieved in the last…
- [Our Business Model Explained – Driving Revenue Growth Through High Engagement Payments Business and Cross-Selling Financial Services](https://paytm.com/blog/investor-relations/our-business-model-explained.md)
  - Published: 2022-08-02
  - Last Modified: 2022-08-17
  - Excerpt: We have filed our Annual Report for FY2021-22, our first as a listed company. In the report, we have shared key insights into our business model which has contributed to our strong revenue growth momentum in the previous financial year. As pioneers of India’s QR and mobile payments revolution, our business model focuses on driving financial inclusion through a wide range of payments and financial services. Here is a quick summary: Our Business Model: We offer a comprehensive suite of payments services to acquire consumers and merchants, as well as leverage our two-sided, consumer and merchant ecosystem and rich insights from…
- [Q1FY23 Results: Paytm's Revenue Jumps to Rs 1,680 crore; EBITDA (Before ESOP Cost) Losses Reduce to Rs 275 Cr, Improves by Rs 93 Cr Q-o-Q](https://paytm.com/blog/investor-relations/q1-fy23-results-paytm-revenue-jumps-to-rs-1680-crore.md)
  - Published: 2022-08-05
  - Last Modified: 2022-08-17
  - Excerpt: We have announced our financial results for the quarter ending June 2022, marking an excellent start to the new fiscal year. Our revenue jumped 89% Y-o-Y (9% Q-o-Q) to Rs 1,680 Cr, driven by strong monetization in payments, device subscriptions and high-margin businesses such as loan distribution. As a result, our Contribution Profit also grew 197% Y-o-Y to Rs 726 Cr, leading to increase in contribution margin to 43% of revenues in comparison to 35% in Q4FY2022 and 27% in Q1FY2022. We have significantly reduced losses during the quarter as our EBITDA (Before ESOP cost) came down to Rs 275 Cr,…
- [Our Operating Metrics for July 2022: Loan Disbursals at Annualized Run Rate of Over Rs 25,000 Cr; Total Device Deployments Cross 4 Million](https://paytm.com/blog/investor-relations/our-operating-metrics-for-july-2022.md)
  - Published: 2022-08-12
  - Last Modified: 2022-08-17
  - Excerpt: Loan distribution business scales to 2.9 million total loan disbursals during the month of July 2022 (y-o-y growth of 296% ). This aggregates to a total loan value of Rs 2,090 Cr ($264 million) during the month (y-o-y growth of 512%). Our loan distribution business is annualizing a run-rate of ~Rs 25,000 Cr, and we believe there is ample opportunity for upsell in this business. We are being conservative on the quality of the book (especially given the possibility of macro headwinds)Offline payments leadership strengthens with total number of devices deployed exceeding 4.1 millionConsumer engagement is at its highest on Paytm…