Paytm is an Indian digital wallet and financial services company that allows users to carry out multiple transactions, such as online and offline purchases, through a single Paytm wallet. To use the Paytm wallet, users need to add money to their account using a variety of methods, including net banking, debit or credit card, and PPBL (Prepaid Payment Business License).
Once the money is added to the wallet, users can access it from any location at any time and complete transactions in just a few minutes. The Paytm wallet has a maximum capacity of Rs. 99,999 and offers rewards, such as discounts and cashback, to users after completing transactions.
In this guide, we will show you how to add money to your Paytm wallet without using a debit card.
How to Add Money to the Paytm Wallet without a Debit Card?
There are several ways to add money to your Paytm wallet that doesn’t involve using a debit card. Here are a few options and the steps you can follow to add money to your wallet:
Add Money to Paytm Wallet Through Net Banking:
- Open the Paytm application
- Select ‘Paytm wallet’
- Click on ‘Add Money’ and select the ‘Net Banking’ option
- Choose the desired bank account and click the ‘Pay’ button.
- Enter the user ID and password, or the user/customer ID, to log in.
- Proceed to add money to your Paytm wallet.
Add money to Paytm Wallet Through Linked Bank Account:
- Open the Paytm app on your device.
- Navigate to the “My Paytm” section and select “Paytm Wallet.”
- Add the desired amount of money that you want to add to your wallet.
- Select “Add amount” from the drop-down menu.
- Choose one of the linked bank accounts, enter your PIN or password, and confirm the transaction to add money to your Paytm wallet.
Add Money to Paytm Wallet Through Paytm Payments Bank:
- Open the Paytm app
- Go to the “My Paytm” section and select “Paytm Wallet”
- Enter the desired amount to add
- Click on “Add amount”
- Select Paytm Payments Bank and enter your passcode
- Confirm the transaction to add money to your Paytm wallet
Add Money to Paytm Wallet Through Credit Card:
- Sign in to the Paytm app
- Select the “Paytm wallet” option
- Enter the desired amount and click the “Add” button
- Choose “Debit/Credit Cards” and enter your credit card information
- Click “Pay” to complete the transaction and add money to your Paytm wallet
Why Paytm Wallet?
Paytm wallet is popular in the Indian market and is regarded as one of the best digital wallets in the country. The following are the reasons for the popularity of Paytm wallet:
- Paytm wallet is easy to use due to its user-friendly interface.
- Automatic Add Money feature allows for easy money adding without needing to enter a PIN or OTP.
- There is a minimum of Rs. 500 that must be added to the wallet (for Automatic Add Money) but this limit can be increased up to Rs. 5000.
- Paytm wallet can be used for various transactions, including at POS, online, and for transferring funds.
- Paytm wallet has no minimum balance requirement.
- Paytm does not charge any fees for using the wallet.
- The wallet limit can be customized as needed.
Discover how to add money to your Paytm wallet without using a debit card by following a few simple steps. Pay your bills, book your tickets, and complete real-time transactions both online and offline. You don’t need to carry cash in your pockets; simply add a sufficient amount to your Paytm wallet and start making transactions right away.