Ways to Add Money in Paytm Wallet Without a Debit Card!

How to Add Money in Paytm Wallet Without a Debit Card

One Paytm wallet, multiple transactions! This is how the Paytm wallet functions. It enables active Paytm users to complete multiple transactions online, offline, and at POS terminals. Users can access their wallets at any time and from any location. The transactions made through the Paytm wallet take less than a minute.

All that a user requires to do is add money to his/her Paytm wallet using any of the suggested methods. A maximum of Rs. 99,999 can be added to the wallet at once. Furthermore, users are rewarded with deals, discounts, coupon codes, cashback, etc. after the completion of transactions.

In this blog, we will explain how to add money to your Paytm wallet without a debit card.

How to Add Money to the Paytm Wallet without a Debit Card?

There are multiple ways to add money to the Paytm wallet without even using a debit card. Following are the ways and steps that you can practice to add money to Paytm wallet easily-

  1. Add money to Paytm wallet through Net banking-
  • Sign in to the Paytm app
  • Select ‘Paytm wallet’
  • Scroll down to the bottom of the page and click on ‘Add Money’ and select the ‘Net Banking’ option
  • Select the desired bank account and press the ‘Pay’ button
  • To log in, enter the user ID and password, or enter the user/customer ID
  • Proceed to add money to Paytm wallet
  1. Add money to Paytm wallet through linked bank account
  • Open the Paytm application
  • Navigate to the ‘My Paytm’ section and select ‘Paytm Wallet’
  • Add the desired amount or select the ‘Automatically Add Amount’ option
  • Select ‘Add amount’ from the drop-down menu
  • Select any of the linked bank accounts, enter the passcode, and add money to the Paytm wallet
  1. Add money to Paytm wallet through Paytm Payments Bank
  • Open the Paytm application
  • Locate ‘My Paytm’ section and click on ‘Paytm Wallet’
  • Add the desired amount or opt for the ‘Automatically Add Amount’ option
  • Click on ‘Add amount’
  • Select Paytm Payments Bank, enter the passcode to add money to the Paytm wallet
  1. Add money to Paytm wallet through Credit card
  • Sign in to the Paytm app
  • Select the ‘Paytm wallet’ option
  • Add the desired amount and press the ‘Add’ button
  • Select ‘Debit/Credit Cards’ and then enter the credit card information
  • After entering your information, click ‘Pay’ to add money to your Paytm wallet

Why Paytm wallet?

Paytm wallet is popular in the Indian market and is regarded as one of the best digital wallets in the country. The following are the reasons for the popularity of Paytm wallet:

  • Paytm wallet is easy to use
  • The user interface of the wallet is extremely easy and does not confuse the user
  • The automatic add money feature eliminates the need to enter PIN/OTP for adding money
  • A minimum of Rs. 500 is required to be added to the wallet that can go to Rs. 5000 (in case of Auto Add Money)
  • Paytm wallet enables one to complete transactions at POS, online or transfer funds
  • There is no minimum balance requirement for the Paytm wallet; however, the all-new ‘automatic add money’ feature adds up the amount to the wallet automatically (the limit has to be set by the user first to use the automatic add money feature)
  • There is no fee charged by Paytm for using the Paytm wallet
  • One can set the wallet limit as per the requirement
  • A user needs to perform just 3 simple steps to set automatic add money feature
  • The feature will automatically add an amount whenever the wallet balance will go below the set limit
  • Using Paytm wallet, users can pay electricity, gas/cylinder bills, school/college fees, recharge their mobile phone, pay the postpaid mobile bills, etc. effortlessly
Add Money to Wallet


Discover multiple methods to add money to Paytm wallet without using a debit card by performing a few easy steps. Pay your bills, book your tickets, and complete transactions both online and offline in real-time. No need to carry cash in your pockets; simply add a sufficient amount to your Paytm wallet and begin making transactions with ease.

What can be done through Paytm wallet?
Users can use Paytm wallet to make payments, send gift vouchers along with the flexibility to send money to the bank.
Can I check my Paytm wallet statement?
Yes, users can view their Paytm wallet statements by selecting the ‘Request Wallet Statement’ option from the ‘Manage your Wallet’ section.
Is it possible to add more than Rs. 99,999 to my Paytm wallet?
Only a total of Rs. 99,999 can be added to the Paytm wallet.
Can I pay my electricity bill using my Paytm wallet?
Yes, you can easily pay your electricity bill with your Paytm wallet.
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