How to Get 15% Off on Recharges and Bill Payments on Paytm with Visa Cards

byPaytm Editorial TeamSeptember 16, 2026

Monthly payments such as mobile recharges, electricity bills, broadband bills, and FASTag recharges are a regular part of everyday life. Since these payments need to be made anyway, getting an offer on them can bring additional savings.

Paytm users can get flat 15% off, up to ₹150, on select Recharge and Utility payments made using select Visa Cards. Whether you want to recharge your mobile, pay your electricity bill, renew your DTH connection, or recharge your FASTag, this Visa Card offer can make routine payments more rewarding.

Paytm Visa Card Offer: Benefits and Eligibility

Under this Paytm Recharge and Bill Payments offer, users can get flat 15% off, up to ₹150. The minimum payment value required to avail the offer is ₹199.

The offer can be used once per card, per month, per user. Its availability depends on the Visa Card used and the applicable terms and conditions. Users should check their eligibility and the offer details displayed on the Paytm app before completing the payment.

Eligible Recharge and Utility Payment Categories

The Paytm Visa Card offer is available across select everyday payment categories, including:

  • Mobile prepaid recharge
  • Mobile postpaid bill payment
  • Electricity bill payment
  • Broadband bill payment
  • DTH recharge
  • Water bill payment
  • Gas cylinder booking
  • Piped gas bill payment
  • FASTag recharge

These categories cover several recurring household expenses, allowing users to manage essential payments conveniently through the Paytm app. Paytm’s Recharge and Bill Payments section includes dedicated options for categories such as electricity, broadband, DTH, gas, water and FASTag.

Promo Codes for Different Visa Cards

The applicable Paytm promo code depends on the type of Visa Card being used:

  • Visa Classic Debit Card: VISACLASSICDC
  • Visa Platinum Debit Card: VISAPLATINUMDC
  • Visa Platinum Credit Card: VISAPLATINUMCC

Each promo code offers flat 15% off, up to ₹150, subject to a minimum transaction value of ₹199 and applicable terms and conditions.

How to Avail the Visa Card Offer on Paytm

Follow these simple steps to claim the offer:

  1. Open the Paytm app.
  2. Select the relevant Recharge or Bill Payments category.
  3. Enter the required account, biller or recharge details.
  4. Proceed to the payment page.
  5. Select your applicable Visa Card.
  6. Enter the promo code corresponding to your card type.
  7. Check the offer benefit displayed on the screen.
  8. Complete the payment.

For example, to pay an electricity bill online, select “Electricity Bill” on Paytm, choose the electricity provider, enter the consumer details and proceed to payment. Select the applicable Visa Card and apply the relevant promo code before paying.

Make Everyday Payments More Rewarding

From online mobile recharge and utility bill payment to FASTag and DTH recharge, Paytm brings several essential payment categories together in one place. With this Visa Card offer, eligible users can get flat 15% off, up to ₹150, on select payments.

Open the Paytm app, check your eligibility and apply the correct Visa Card promo code to avail the offer.

Explore the offers on our app: https://m.paytm.me/ru_visa_offer

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