Simple and incredible. Paytm is here

Paytm was incubated in One97 with a rather simple, singular pursuit: To offer a simple, fast and enjoyable experience for online recharges and payments. Over the months we've earned the trust of over 3.5 million Indians. We feel humbled.

We strive to maintain an open culture where everyone is a hands-on contributor and feels comfortable sharing ideas and opinions. Our team spends hours over designing each new feature and obsesses about even the smallest of detail.

Our approach is obvious - to design something we'd like to use ourselves. More importantly we listen and take the time to know our users and take their reactions seriously. We take time to understand your experience and strive to improve your current Paytm experience. We know your time is valuable and we don't believe in spamming you in any form.

Making stuff easy and instinctive is far from our only goal. In addition to usability, we strive to create accessibility, convenience and credibility. Our home page design spells simplicity and this mantra has been followed throughout the site. We may be the only people in the world who can say our goal is to have people not stay a minute longer than they need to on our site or apps.

The world is increasingly mobile: people want access from wherever they are, whenever they need it. You have the option of recharging from whenever, anywhere and are equipped with a secure online wallet called Paytm Cash.

We set ourselves goals we know we can't reach yet. But in doing so we stretch to meet and get further than we expected. Through innovation and iteration, we aim to take things that work well and improve upon them in unexpected ways because we believe 'Great just isn't good enough!' We want to make a dent.

Our CEO, Harinder Takhar, strongly believes "Our approach should always be sincere. Our users trust and love us and we should never put growth before trust."

Team Paytm 'thinks through' from the inception of an idea to execution and its final delivery and that's probably our secret to providing you a user experience that's nothing short of awesome!

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We're at
B-121, Sector 5, Noida 201301

12 Million users.
6 Million App
Downloads.

And growing ever faster. All this in less than a couple of years. This is what we call an awesome experience. visit paytm.com from your mobile

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Create your Paytm Cash wallet
& get following advantages

  • Instant reusable funds.
  • Pay for recharges, bills and other products.
  • Use Paytm Cash on other websites

In order to prevent misuse of your Paytm account and the balance in Paytm cash, please validate or update your mobile number.

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AXIS bank Campaign

Terms and Conditions:

  • • You must use Axis bank credit/debit card and enter the promo-code "PAYTMAXIS20"
  • • Offer period: 6 Jan to 31 March 2014
  • • Offer is valid on Mobile & DTH Recharges and Bill Payments on Paytm
  • • Offer can be availed across Paytm platforms: website, mobile website and apps.
  • • Promo Code is valid only on one successful transaction per user.
  • • Offer valid for both old and new users of Paytm
  • • Offer is subject to a minimum Recharge amount of Rs.350, and a maximum cash back of Rs.100
  • • Cash back would be credited within 72 hours of successful transaction
  • • In case of refunds for any reasons, cash back offer will be withdrawn
  • • User needs to be logged in on Paytm to enter promocode successfully.
  • • In order to consume this cash back amount, the user needs to comply with Paytm cash Wallet authentication requirements.
  • • This offer is applicable for individual customers only and not for retailers/bulk buyers.
  • • The offer is non-transferable, non-binding and non-encashable.
  • • Write to care@paytm.com for any issues / queries / complaints / grievances related to this offer.
  • • Paytm reserve the right to amend, modify, change, add or terminate the terms contained herein at its sole discretion or discontinue the offer without any further notice.

HDFC bank Campaign

Offer: 10% off as cash back on DTH Recharge
  • • Valid only on Mobile app
  • • Valid only for DTH Recharge
  • • Offer valid only on minimum Rs.350 purchase
  • • Max. cash back that can be availed is Rs. 100 only
  • • Generic code PAYTMHDFCDTH10
  • • Cash back can be redeemed in 3 transactions
Offer: 5% off as cash back on DTH Recharge
  • • Valid only on www.paytm.com (Desktop Site)
  • • Valid only for DTH Recharge
  • • Offer valid only on minimum Rs.350 purchase
  • • Max. cash back that can be availed is Rs. 100 only
  • • Generic code PAYTMHDFCDTH5
  • • Cash back can be redeemed in 3 transactions
Offer: 10% cash back on Pre-paid Mobile Recharges
  • • Valid only on Mobile app
  • • Valid for Pre-paid Mobile recharges
  • • Offer valid only on Minimum transaction amount of Rs. 150
  • • Maximum cash back that can be availed is Rs. 50 only
  • • Generic code PAYTMHDFCMOB10
  • • Cash back can be redeemed in next transactions
  • • Offers valid only on HDFC bank CREDIT/DEBIT Card
  • • Validity of offer is from 1st Oct to 31st Dec, 2013
  • • User must recharge his mobile OR DTH connection to avail the offers
  • • Cash back would be credited to User wallet at fortnight interval
  • • Cash back would be applicable for HDFC credit/Debit card users only ONCE A FORTNIGHT
  • • In order to consume this cash back amount, the user needs to comply with Paytm cash authentication requirements.
  • • Promo code is valid for the unique user per offer
  • • This offer is applicable for individual customers only and not for retailers/bulk buyers
  • • The offer is non-transferable, non-binding and non-encashable
  • • Any issues / queries / complaints / grievances related to the offer need to be addressed to care@paytm.com
  • • Paytm reserve the right to amend, modify, change, add or terminate the terms contained herein at its sole discretion or discontinue the offer without any further notice.
  • The offer is valid for successful recharge transactions done between 28th Nov, 2013 and 31st January, 2014 (Offer period).
  • 5% cash back by way of Paytm cash to be given on all services at Paytm (Offer)
  • Select customers will win upto 20% cash back based on draw.
  • Offer valid only for new users. A new user is the user who is not registered on Paytm before and has a mobile number that has not been recharged previously, or a user who has not transacted on any Paytm platforms for any service on Paytm.
  • Offer is applicable on all Paytm platforms across mobile and desktop
  • There is no minimum recharge value.
  • Maximum cash back is Rs.50
  • Cash back will be made available within 72 hours after the transaction.
  • We reserve the right to amend, modify, change, add or terminate (collectively “Changes”) the terms, contained herein at our sole discretion or discontinue this Offer without any further notice. You should make sure you view these Terms periodically to ensure that you are familiar with the most recent version.
  • These Terms constitute the entire agreement between you and us regarding its subject matter and supersede all prior and contemporaneous undertakings and agreements between the parties, whether written or oral, with respect to that subject matter. Should any provision of these Terms be deemed unenforceable or invalid, the other provisions of these Terms shall remain in full force and effect.
  • We do not accept responsibility for any defects that may exist or for any costs, loss of profits, loss of data or consequential losses arising from the Offer/Event. We exclude all liability whether in contract, tort (including liability for negligence) or otherwise for the accuracy, suitability, quality or completeness of any information and the value and integrity of goods and services offered. We may suspend or vary the whole or any part of the service offered for any reason, at any time at our sole discretion without liability to you.
  • Subscriber use of Paytm mobile application/website/mobile website is in accordance with the Privacy Policy mentioned thereat.
  • Subscriber use of Paytm mobile application/website/mobile website is in accordance with the Terms & Conditions located thereat.
  • All incidental costs/taxes/levies in case applicable shall be exclusively borne by the winner including but not limited to TDS, Gift tax (if any), Road Tax, Insurance and any other taxes applicable by the government Central, State or Municipal.
Offer/event shall be governed by the Laws of India and the Courts of law at Delhi / New Delhi shall have exclusive jurisdiction without regard to conflict of laws and principles thereof.
  1. You expressly agree that use of this service/Offer is at your sole risk. Paytm, its affiliates and their officers, directors, employees, and agents disclaim all warranties, express or implied, including without limitation any warranty of merchantability, availability, and fitness for a particular purpose or non-infringement.
  2. You agree not to misuse Paytm Cash offer or to transmit or post any material which is illegal, defamatory, offensive, obscene, political, religious, conspiratorial, menacing in nature or which in the opinion of Paytm is illegal, defamatory, offensive, obscene, political, religious, conspiratorial, menacing in nature to anyone.
  3. Any provision of the these terms and conditions that is declared invalid or unenforceable by a court of competent jurisdiction shall be ineffective to the extent of such invalidity or unenforceability without invalidating or rendering unenforceable the remaining provisions hereof.
  4. Paytm reserves the right to extend, cancel, discontinue, prematurely withdraw, postpone, change, alter or modify Service/Offer or any part thereof at its sole discretion at anytime as may be required in view of business exigencies and/or changes by TRAI, Department of Telecom (DOT) and/or statutory changes and the same shall be binding on the Subscriber.
  5. Paytm is a platform owned by One97 Communications Ltd (hereinafter referred to as “One97”). One97 is the owner of the website www.paytm.com, Paytm mobile application, Paytm IVR, Paytm WAP site (Collectively referred to as “Paytm”) hence all the rights, benefits, liabilities & obligations under the above terms & conditions shall accrue to the benefit of One97.
  • Offer valid till 31/03/2014 only.
  • Offer valid only for Pre-paid mobile and DTH recharge
  • Cash back would be applicable for old and new users of Paytm transacting using ING VYSYA Net banking and Debit card.
  • Cash back would be credited in user’s Paytm-Cash on T+2 day, where T is the day of transaction
  • Maximum cash back that can be availed is Rs. 100 only
  • Minimum transaction amount to avail the offer is Rs. 200 only
  • This offer is for consumers and NOT for retailers
  • User will have to use Generic Promo codes issued by the bank i.e. PAYTMING20
  • The Offer is non-transferable, non-binding and non-encashable.
  • All issues / queries / complaints / grievances relating to the Offer, if any, shall be addressed to care@paytm.com
  • Paytm reserve the right to amend, modify, change, add or terminate (collectively “Changes”) the
  • terms, contained herein at our sole discretion or discontinue this Offer without any further Notice
  • Promo code to be Redeemed on www.paytm.com
  • Offer valid on Mobile & DTH Recharges on Paytm
  • Offer can be availed across Paytm platforms: website, mobile website and apps.
  • Promo Code is valid only on one successful transaction per user.
  • Offer valid for both old and new users of Paytm
  • Minimum transaction amount on this offer is Rs. 250
  • Maximum cash back available is Rs.50
  • Cash back would be credited instantly upon a successful transaction
  • In case of refunds for any reasons, cash back offer will be withdrawn
  • User needs to be logged in on Paytm to enter promocode successfully.
  • In order to consume this cash back amount, the user needs to comply with Paytm cash Wallet authentication requirements.
  • This offer is applicable for individual customers only and not for retailers/bulk buyers.
  • The offer is non-transferable, non-binding and non-encashable.
  • Write to care@paytm.com for any issues / queries / complaints / grievances related to this offer.
  • Paytm reserves the right to amend, modify, change, add or terminate the terms contained herein at its sole discretion or discontinue the offer without any further notice.